--- title: "Corgi vs Counterpart: D&O Insurance" description: "Corgi offers standalone startup D&O with illustrative $1 million per-claim and $2 million aggregate limits; Counterpart publishes separate private-company and nonprofit D&O pages." canonical: "https://spot.insure/compare/corgi-vs-counterpart/directors-officers" page-type: "line-comparison" updated-at: "2026-10-01" comparison-pair: "corgi-vs-counterpart" provider-a: "corgi" provider-b: "counterpart" coverage-line: "directors-officers" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/corgi-vs-counterpart/directors-officers) ## Agent Guide **What this page is:** Focused comparison of Corgi and Counterpart for D&O Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for D&O Insurance questions about Corgi versus Counterpart. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Corgi vs Counterpart for D&O Insurance: how do they differ? - Which is better for D&O Insurance, Corgi or Counterpart? - What does Corgi or Counterpart publish about D&O Insurance (limits, eligibility, claims, add-ons)? - What should I confirm in a quote for D&O Insurance from Corgi or Counterpart? **Key facts:** - Line: D&O Insurance. Providers: Corgi and Counterpart. - Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - "Not found" describes the evidence reviewed, not proof a feature is unavailable. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-10-01. Editorial policy: /editorial-policy. **Related pages:** - [Corgi vs Counterpart](https://spot.insure/compare/corgi-vs-counterpart) — parent: all coverage lines for this pair - [D&O Insurance guide](https://spot.insure/coverage/directors-officers) — coverage explainer for this line - [Corgi profile](https://spot.insure/insurance-providers/corgi) — provider profile (evidence) - [Counterpart profile](https://spot.insure/insurance-providers/counterpart) — provider profile (evidence) - [Corgi vs Counterpart Crime Insurance](https://spot.insure/compare/corgi-vs-counterpart/crime) — sibling comparison (other line, or other pair for this line) - [Corgi vs Counterpart Employment Practices Liability Insurance](https://spot.insure/compare/corgi-vs-counterpart/employment-practices) — sibling comparison (other line, or other pair for this line) - [Corgi vs Counterpart Fiduciary Liability Insurance](https://spot.insure/compare/corgi-vs-counterpart/fiduciary) — sibling comparison (other line, or other pair for this line) - [Corgi vs Counterpart General Liability Insurance](https://spot.insure/compare/corgi-vs-counterpart/general-liability) — sibling comparison (other line, or other pair for this line) - [Corgi vs Counterpart Medical Malpractice Insurance](https://spot.insure/compare/corgi-vs-counterpart/medical-malpractice) — sibling comparison (other line, or other pair for this line) - [Corgi vs Counterpart Professional Liability (E&O) Insurance](https://spot.insure/compare/corgi-vs-counterpart/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [AIG vs Corgi D&O Insurance](https://spot.insure/compare/aig-vs-corgi/directors-officers) — sibling comparison (other line, or other pair for this line) - [AIG vs Counterpart D&O Insurance](https://spot.insure/compare/aig-vs-counterpart/directors-officers) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Corgi D&O Insurance](https://spot.insure/compare/alliance-risk-vs-corgi/directors-officers) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Counterpart D&O Insurance](https://spot.insure/compare/alliance-risk-vs-counterpart/directors-officers) — sibling comparison (other line, or other pair for this line) - [Amelia Risk vs Corgi D&O Insurance](https://spot.insure/compare/amelia-risk-vs-corgi/directors-officers) — sibling comparison (other line, or other pair for this line) - [Amelia Risk vs Counterpart D&O Insurance](https://spot.insure/compare/amelia-risk-vs-counterpart/directors-officers) — sibling comparison (other line, or other pair for this line) # Corgi vs Counterpart: How Do They Compare for D&O Insurance? Corgi offers standalone startup D&O with illustrative $1 million per-claim and $2 million aggregate limits; Counterpart publishes separate private-company and nonprofit D&O pages. ## How to Use the Corgi vs Counterpart D&O Insurance Comparison Use this comparison to evaluate Corgi and Counterpart for D&O Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## Corgi vs Counterpart D&O Insurance Summary Corgi's product page illustrates $1 million per claim and $2 million aggregate with a $25,000 retention; Counterpart markets separate private-company and nonprofit pages. [6](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") [9](https://yourcounterpart.com/products/do "Private Directors & Officers Liability Insurance") [10](https://yourcounterpart.com/products/not-for-profit-do "Not-for-Profit Directors & Officers Insurance") ## What Is Corgi Insurance? Corgi suits technology startups wanting packages organized from pre-seed through growth, with dashboard changes as the business grows; firms seeking only a direct single-carrier policy should compare alternatives. Issuers vary by product and state. [1](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") [2](https://www.corgi.insure "Corgi Insurance homepage") [3](https://www.prnewswire.com/news-releases/corgi-insurance-launches-admitted-insurance-carrier-302860246.html "Corgi Insurance Launches Admitted Insurance Carrier") [4](https://content.naic.org/sites/default/files/publication-loc-zu-listing-companies-summary.pdf "NAIC Listing of Companies") [5](https://content.naic.org/insurance-topics/risk-retention-groups "Insurance Topics: Risk Retention Groups") [Corgi profile](https://spot.insure/insurance-providers/corgi) ## What Is Counterpart Insurance? Counterpart describes a broker-focused platform for small businesses and lists management and professional liability programs. Buyers should compare the named profession, carrier, state, policy wording and any package component on the actual quote. [7](https://yourcounterpart.com/ "Counterpart | Agentic Insurance™") [8](https://yourcounterpart.com/about "About Counterpart") [Counterpart profile](https://spot.insure/insurance-providers/counterpart) ## What Is Directors and Officers Insurance? D&O insurance can help pay covered defense costs and losses from claims against company leaders over management decisions. If your organization has a board or executives, check whether the company itself is insured and whether legal bills reduce the limit. [12](https://www.thehartford.com/business-insurance/glossary-of-business-insurance-terms "Glossary of Business Insurance Terms") [13](https://eperils.com/wp-content/uploads/2016/09/14-02-18480.pdf "The Chubb Primary Directors & Officers and Entity Securities Liability Insurance") [14](https://asset.trvstatic.com/download/assets/pdo-3001.pdf/d66bd58e63c911ee99d14294a32ecb95 "Private Company Directors and Officers Liability Coverage") ## What Are the Key Differences Between Corgi and Counterpart D&O Insurance? ### Startup Form and Illustrative Limits Corgi describes a standalone startup D&O policy and illustrates up to $1 million per claim and $2 million in the aggregate, with a $25,000 self-insured retention per claim and no retention for Side A; defense costs sit within the limit. Counterpart's private-company D&O page also gives illustrative coverage and limit examples, while its separate nonprofit page addresses another marketed segment. These figures are examples, so compare the schedules and defense-cost treatment in the actual proposals. [6](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") [9](https://yourcounterpart.com/products/do "Private Directors & Officers Liability Insurance") [10](https://yourcounterpart.com/products/not-for-profit-do "Not-for-Profit Directors & Officers Insurance") ### Startup Package and Organization Type Corgi also describes its D&O product within stage-based packages beginning at pre-seed and seed, while Counterpart publishes distinct D&O pages for private businesses and not-for-profits. A founder can ask whether standalone or packaged Corgi coverage is proposed and which coverage lines share limits; a nonprofit should ask Counterpart's broker which page and insurer apply to its organization. The product descriptions do not replace the declarations or policy wording. [6](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") [9](https://yourcounterpart.com/products/do "Private Directors & Officers Liability Insurance") [10](https://yourcounterpart.com/products/not-for-profit-do "Not-for-Profit Directors & Officers Insurance") ## What Should You Confirm in Corgi and Counterpart D&O Insurance Quotes? - Does Corgi's illustration match the proposed per-claim and aggregate limits, and are defense costs inside the limit? [6](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") - Which Counterpart product page applies to your legal entity, and what limits, retention, and defense terms will its insurer offer? [9](https://yourcounterpart.com/products/do "Private Directors & Officers Liability Insurance") [10](https://yourcounterpart.com/products/not-for-profit-do "Not-for-Profit Directors & Officers Insurance") ## Corgi vs Counterpart D&O Insurance Compared | Criteria | Corgi Directors & Officers (D&O) | Private Company and Nonprofit Directors & Officers Liability | | --- | --- | --- | | Role in This Line | Corgi sells D&O as a standalone startup policy and also bundles it into its stage-based packages starting at pre-seed and seed, describing it as protection for directors and officers against personal financial liability for management decisions. [6](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Product page for form CORG-DO-0100, last reviewed by Corgi on April 24, 2026 per the page itself..) | Counterpart describes itself as distributing insurance through its producer and surplus-lines broker and says businesses access the program through a wholesale broker. [7](https://yourcounterpart.com/ "Counterpart | Agentic Insurance™") [11](https://knowledge.yourcounterpart.com/en/articles/4438791-how-can-i-get-insurance-through-counterpart "How can I get insurance through Counterpart?") (Evidence: Company-reported; scope: The cited pages do not map a particular insurer to a D&O quote or state..) | | Issuing Insurer | Corgi's D&O product page states directly that the policy is a claims-made policy underwritten by Technology Risk Retention Group, Inc., a risk retention group. [6](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Policy Boundaries section of the D&O product page; this is a line-specific underwriter statement, distinct from Corgi's general multi-entity disclaimer..) | Confirm in your quote. | | Who It’s For | Confirm in your quote. | Counterpart publishes a private-company D&O product page and a separate D&O page for not-for-profit organizations. [9](https://yourcounterpart.com/products/do "Private Directors & Officers Liability Insurance") [10](https://yourcounterpart.com/products/not-for-profit-do "Not-for-Profit Directors & Officers Insurance") (Evidence: Company-reported; scope: Separate product pages show different marketed segments; eligibility depends on the proposed risk and insurer review..) | | Coverage Features | The policy has three coverage parts: Side A pays individual directors and officers directly when the company cannot indemnify them and carries no retention; Side B reimburses the company when it does indemnify directors and officers; Side C covers the company entity itself, subject to additional exclusions including intellectual-property claims and contractual liability. [6](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Coverage summary for form CORG-DO-0100; the issued policy and declarations control..)

The standard policy excludes claims from registered public securities offerings, but a carve-back preserves coverage for exempt transactions such as Regulation D private placements, which Corgi says covers how most startups raise capital. [6](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Scenario notes for form CORG-DO-0100; not every fundraising structure automatically qualifies as exempt..)

Corgi covers individual directors and officers (Sides A and B) who receive a Wells Notice, subpoena or target letter from a regulator, but the standard policy excludes entity-level regulatory investigations of the company itself. [6](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Policy notes for form CORG-DO-0100; informal inquiries and document requests that don't rise to these triggers are not covered..) | The private-company D&O page describes protection for management-liability claims and includes illustrative coverage and limit examples. [9](https://yourcounterpart.com/products/do "Private Directors & Officers Liability Insurance") (Evidence: Company-reported; scope: Illustrations and summaries are not policy terms or an available limit commitment..)

Counterpart separately markets D&O for not-for-profit organizations. [10](https://yourcounterpart.com/products/not-for-profit-do "Not-for-Profit Directors & Officers Insurance") (Evidence: Company-reported; scope: The retained page summary does not establish a particular nonprofit’s eligibility or the terms of its policy..) | | Limits and Retentions | Corgi's illustrative D&O structure shows limits up to $1 million per claim and $2 million in the aggregate, with a $25,000 self-insured retention per claim (no retention on Side A) and defense costs included within the limit. [6](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Illustrative policy structure on the product page; actual limits and retentions appear on the declarations..) | Confirm in your quote. | | Risk Services | Corgi offers three optional D&O endorsements: Outside Directorship (extends coverage to directors and officers serving on outside boards at the company's request), Crisis Event Expense (covers PR and crisis-communications costs after negative publicity), and Investigative Costs (broader coverage for regulatory inquiries short of a formal claim). [6](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Available Add-ons section of the product page; endorsement availability varies by jurisdiction and underwriting, and each requires a separate endorsement to apply..) | Confirm in your quote. | | How to Apply | You can request a D&O quote online through Corgi's self-serve application. [6](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Product page quote call to action..) | Confirm in your quote. | ## Related Pages for Corgi vs Counterpart D&O Insurance - [Corgi vs Counterpart](https://spot.insure/compare/corgi-vs-counterpart): all coverage lines, business roles, service and claims. - [What Is Directors and Officers Insurance?](https://spot.insure/coverage/directors-officers): D&O insurance can protect leaders and, in some policies, the company from covered management claims; company coverage, defense costs and limits differ by quote. - [Corgi vs Counterpart Crime Insurance](https://spot.insure/compare/corgi-vs-counterpart/crime) - [Corgi vs Counterpart Employment Practices Liability Insurance](https://spot.insure/compare/corgi-vs-counterpart/employment-practices) - [Corgi vs Counterpart Fiduciary Liability Insurance](https://spot.insure/compare/corgi-vs-counterpart/fiduciary) - [Corgi vs Counterpart General Liability Insurance](https://spot.insure/compare/corgi-vs-counterpart/general-liability) - [Corgi vs Counterpart Medical Malpractice Insurance](https://spot.insure/compare/corgi-vs-counterpart/medical-malpractice) - [Corgi vs Counterpart Professional Liability (E&O) Insurance](https://spot.insure/compare/corgi-vs-counterpart/professional-errors-omissions) - [AIG vs Corgi D&O Insurance](https://spot.insure/compare/aig-vs-corgi/directors-officers) - [AIG vs Counterpart D&O Insurance](https://spot.insure/compare/aig-vs-counterpart/directors-officers) - [Alliance Risk vs Corgi D&O Insurance](https://spot.insure/compare/alliance-risk-vs-corgi/directors-officers) - [Alliance Risk vs Counterpart D&O Insurance](https://spot.insure/compare/alliance-risk-vs-counterpart/directors-officers) - [Amelia Risk vs Corgi D&O Insurance](https://spot.insure/compare/amelia-risk-vs-corgi/directors-officers) - [Amelia Risk vs Counterpart D&O Insurance](https://spot.insure/compare/amelia-risk-vs-counterpart/directors-officers) ## Sources for Corgi vs Counterpart D&O Insurance ### Sources About Corgi 1. [Disclaimers & Licensing](https://www.corgi.insure/disclaimers). Corgi Insurance Services, Inc.; Carrier Financial Strength (including “federally chartered” and “federal prudential oversight” wording); About Corgi; Licensing; Premium and Payment Disclosures (producer commissions, fees, or other consideration, amounts available on request); Binding Authority and Policy Issuance; page last updated 04/05/26. Accessed 2026-09-15. 2. [Corgi Insurance homepage](https://www.corgi.insure). Corgi Insurance Services, Inc.; Product packages: Cyber and Directors & Officers; Growth Stage and Custom Package; Self-Serve (apply, get quoted in minutes, bind same-day) and Book a Demo paths; Explore Our Main Policies: Commercial General Liability, Crime Insurance, Fiduciary Liability, Hired and Non-Owned Auto (HNOA), Worker’s Compensation; Specialized coverages: Employment Practices Liability (EPLI), K&R (Kidnap & Ransom), Representations and Warranties; Commercial Umbrella Liability; Business Owners Policy (BOP); Coverage sales cards: Media Liability, Medical Malpractice, Miscellaneous E&O; Core Operations: Tech E&O Insurance; Tech & AI Liability product module; Transportation menu: Auto Liability, Contractual Liability Insurance - Cargo; FAQ on cost, claims, and binding; footer entity, program-administrator and issuing-carrier notices. Accessed 2026-09-16. 3. [Corgi Insurance Launches Admitted Insurance Carrier](https://www.prnewswire.com/news-releases/corgi-insurance-launches-admitted-insurance-carrier-302860246.html). PR Newswire (Corgi press release); Announcement of Corgi Insurance Company, Inc.; planned small-business product classes; guaranty-association eligibility statement. Accessed 2026-09-15. 4. [NAIC Listing of Companies](https://content.naic.org/sites/default/files/publication-loc-zu-listing-companies-summary.pdf). National Association of Insurance Commissioners; June 2026 listing, numerical entry 17763 P 1 AZ TECHNOLOGY RRG INC. Accessed 2026-09-15. 5. [Insurance Topics: Risk Retention Groups](https://content.naic.org/insurance-topics/risk-retention-groups). National Association of Insurance Commissioners; Topic page last updated 13 October 2025: member-owned liability insurers formed under state and federal law; may be formed under a state's captive or traditional insurance laws; domiciled in one state and registered in others; treated as multi-state companies subject to modified NAIC accreditation standards. Accessed 2026-09-15. 6. [Directors & Officers (D&O) Insurance for Startups](https://www.corgi.insure/directors-and-officers). Corgi Insurance; What's Actually Inside Your D&O Policy (form CORG-DO-0100); Scenario notes; Policy notes; Available Add-ons; FAQ. Accessed 2026-09-23. ### Sources About Counterpart 7. [Counterpart | Agentic Insurance™](https://yourcounterpart.com/). Counterpart, Inc.; Current homepage: Quote Online CTA; brokers/small-business audiences; product list; performance claims; legal/footer qualifications, rendered lines 2–52, 55–70, 98–100, 282–287.. Accessed 2026-09-29. 8. [About Counterpart](https://yourcounterpart.com/about). Counterpart, Inc.; Carrier disclosure and Our Story; underwriters named at line 13; company focus lines 22–36. Financial-strength note says ratings are as of 2024-02-26.. Accessed 2026-09-29. 9. [Private Directors & Officers Liability Insurance](https://yourcounterpart.com/products/do). Counterpart, Inc.; Retained provider source: product page sections on covered organizations, coverage, example limits/retentions and capacity; prior access 2026-09-28. Direct reopen failed in this session.. Accessed 2026-09-28. 10. [Not-for-Profit Directors & Officers Insurance](https://yourcounterpart.com/products/not-for-profit-do). Counterpart, Inc.; Retained provider source: product page sections on nonprofit eligibility, coverage and underwriting partners; prior access 2026-09-28. Direct reopen failed in this session.. Accessed 2026-09-28. 11. [How can I get insurance through Counterpart?](https://knowledge.yourcounterpart.com/en/articles/4438791-how-can-i-get-insurance-through-counterpart). Counterpart Knowledge Center; Retained source: article describes wholesale-broker referral route; prior access 2026-09-28.. Accessed 2026-09-28. ### Sources for the D&O Insurance Guide 12. [Glossary of Business Insurance Terms](https://www.thehartford.com/business-insurance/glossary-of-business-insurance-terms). The Hartford; Directors and Officers Liability Insurance; Errors and Omissions Insurance; Employment Practices Liability Insurance. Accessed 2026-09-16. 13. [The Chubb Primary Directors & Officers and Entity Securities Liability Insurance](https://eperils.com/wp-content/uploads/2016/09/14-02-18480.pdf). Chubb Group of Insurance Companies; hosted by eperils; I.A–C p.1; I.C p.1; I and III.A–B pp.1–2; VI Reporting pp.3–4. Accessed 2026-09-16. 14. [Private Company Directors and Officers Liability Coverage](https://asset.trvstatic.com/download/assets/pdo-3001.pdf/d66bd58e63c911ee99d14294a32ecb95). Travelers Casualty and Surety Company of America; I.A–C p.1; I.C p.1; Header p.1 and VI.A pp.6–7. Accessed 2026-09-16. Updated 2026-10-01. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Corgi Review Scores for 2026 Review Score: not enough ratings. The reviewed sources did not yield customer reviews; the inspected Trustpilot profiles showed none. Its Trustpilot page exists but shows no reviews or rating. Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/corgi/reviews). ## Counterpart Review Scores for 2026 Review Score: not enough ratings. We found no independent customer rating of Counterpart, so it has no Review Score. Its Trustpilot page shows no reviews, and BBB has no matching business. Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/counterpart/reviews). ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/corgi-vs-counterpart/directors-officers.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)