---
title: "Coalition vs Markel Insurance: Crime Insurance"
description: "Coalition describes crime as part of Executive Risks for eligible organizations, while Markel documents eCrime within Cyber 360 for transfer and payment-instruction fraud."
canonical: "https://spot.insure/compare/coalition-vs-markel/crime"
page-type: "line-comparison"
updated-at: "2026-09-30"
comparison-pair: "coalition-vs-markel"
provider-a: "coalition"
provider-b: "markel"
coverage-line: "crime"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/compare/coalition-vs-markel/crime)

## Agent Guide

**What this page is:** Focused comparison of Coalition and Markel Insurance for Crime Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Crime Insurance questions about Coalition versus Markel Insurance. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Coalition vs Markel Insurance for Crime Insurance: how do they differ?
- Which is better for Crime Insurance, Coalition or Markel Insurance?
- What does Coalition or Markel Insurance publish about Crime Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Crime Insurance from Coalition or Markel Insurance?

**Key facts:**
- Line: Crime Insurance. Providers: Coalition and Markel Insurance.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy.

**Related pages:**
- [Coalition vs Markel Insurance](https://spot.insure/compare/coalition-vs-markel) — parent: all coverage lines for this pair
- [Crime Insurance guide](https://spot.insure/coverage/crime) — coverage explainer for this line
- [Coalition profile](https://spot.insure/insurance-providers/coalition) — provider profile (evidence)
- [Markel Insurance profile](https://spot.insure/insurance-providers/markel) — provider profile (evidence)
- [Coalition vs Markel Insurance Cyber Insurance](https://spot.insure/compare/coalition-vs-markel/cyber) — sibling comparison (other line, or other pair for this line)
- [Coalition vs Markel Insurance D&O Insurance](https://spot.insure/compare/coalition-vs-markel/directors-officers) — sibling comparison (other line, or other pair for this line)
- [Coalition vs Markel Insurance Employment Practices Liability Insurance](https://spot.insure/compare/coalition-vs-markel/employment-practices) — sibling comparison (other line, or other pair for this line)
- [Coalition vs Markel Insurance Fiduciary Liability Insurance](https://spot.insure/compare/coalition-vs-markel/fiduciary) — sibling comparison (other line, or other pair for this line)
- [Coalition vs Markel Insurance Professional Liability (E&O) Insurance](https://spot.insure/compare/coalition-vs-markel/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [AIG vs Coalition Crime Insurance](https://spot.insure/compare/aig-vs-coalition/crime) — sibling comparison (other line, or other pair for this line)
- [AIG vs Markel Insurance Crime Insurance](https://spot.insure/compare/aig-vs-markel/crime) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Coalition Crime Insurance](https://spot.insure/compare/alliance-risk-vs-coalition/crime) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Markel Insurance Crime Insurance](https://spot.insure/compare/alliance-risk-vs-markel/crime) — sibling comparison (other line, or other pair for this line)
- [Aon vs Coalition Crime Insurance](https://spot.insure/compare/aon-vs-coalition/crime) — sibling comparison (other line, or other pair for this line)
- [Aon vs Markel Insurance Crime Insurance](https://spot.insure/compare/aon-vs-markel/crime) — sibling comparison (other line, or other pair for this line)

# Coalition vs Markel Insurance: How Do They Compare for Crime Insurance?

Coalition describes crime as part of Executive Risks for eligible organizations, while Markel documents eCrime within Cyber 360 for transfer and payment-instruction fraud.

## Research Scope and Use

Use this comparison to evaluate Coalition and Markel Insurance for Crime Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

Coalition places crime in its broker-distributed Executive Risks suite, with stated organization-size thresholds and possible limits up to $10 million per line. Markel describes eCrime within Cyber 360 and does not establish a standalone crime policy. [5](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") [9](https://www.markel.com/us/commercial/professional-and-management-liability/cyber "Cyber Insurance Coverage")

## What Is Coalition Insurance?

Coalition fits businesses that want cyber insurance bundled with free attack-surface monitoring and alerts, and technology companies that want Tech E&O alongside it. You can't buy it online yourself: you need an appointed broker, and the final price isn't published. [1](https://www.coalitioninc.com/control "Coalition Control") [2](https://www.coalitioninc.com/technology-errors-and-omissions-insurance "Tech E&O Insurance Coverage") [3](https://help.coalitioninc.com/hc/en-us/articles/7608339418395-How-do-I-qualify-for-and-buy-cyber-insurance-from-Coalition "How do I qualify for and buy cyber insurance from Coalition?") [4](https://www.coalitioninc.com/legal/producer-compensation "U.S. Producer Compensation")

[Coalition profile](https://spot.insure/insurance-providers/coalition)

## Markel Insurance: Specialty Business and Products

Markel Insurance is Markel Group's specialty and small-business insurance business, with offerings across packages, workers' compensation, cyber, professional and management liability, property, marine, and surety. Products use different insurers and distribution routes, so compare the issuer and terms shown on the specific quote. [7](https://www.markel.com/about-us "About us") [8](https://www.sec.gov/Archives/edgar/data/1096343/000109634326000020/mkl-20251231.htm "Markel Group Inc. 2025 Form 10-K")

[Markel Insurance profile](https://spot.insure/insurance-providers/markel)

## What Is Crime Insurance?

Crime insurance can help reimburse specified business losses from theft and fraud, including employee theft and forgery. Compare those protections separately and ask whether a payment sent after an impersonation scam is covered. [10](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide") [11](https://www.travelers.com/business-insurance/professional-liability-insurance/apps-forms/crime-non-financial-institutions "Crime Non-Financial Applications and Forms") [12](https://asset.trvstatic.com/download/assets/cri-3001.pdf/98f30f1063c911eeb2f1deb19c93b21f "Crime Terms and Conditions") [13](https://www.chubb.com/us-en/business-insurance/social-engineering-fraud-coverage-for-crime-insurance.html "Social Engineering Fraud Insurance") [14](https://asset.trvstatic.com/download/assets/cri-1100w-ind.pdf/9aa2577663c911ee91291279531924d3 "Commercial Crime Coverage Application")

## Key Differences in Crime Insurance

### Where Crime Sits in the Program

Coalition designs and distributes crime as one of four Executive Risks coverages through appointed brokers. Markel’s reviewed Cyber 360 page lists eCrime under fraud and unauthorized use and does not establish a standalone commercial crime policy. For buyers comparing a crime placement with cyber-related fraud protection, the program structure changes which quote and policy wording to request: Coalition’s crime coverage is part of Executive Risks, while Markel’s documented feature is within Cyber 360. [5](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") [9](https://www.markel.com/us/commercial/professional-and-management-liability/cyber "Cyber Insurance Coverage")

### Eligible Organizations and Limits

Coalition states that Executive Risks crime is available to private and nonprofit U.S. organizations with up to $500 million in assets, 1,000 employees, and $500 million in plan assets; it says limits up to $10 million per coverage line may be available. Markel describes eCrime for Cyber 360 policyholders but leaves availability and terms to the quote. Coalition’s published thresholds give larger organizations a first eligibility screen; Markel buyers need confirmation that their cyber placement includes the component and its limit. [5](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") [9](https://www.markel.com/us/commercial/professional-and-management-liability/cyber "Cyber Insurance Coverage")

### Fraud Scope and Placement

Coalition says its crime coverage responds to criminal activity including theft, fraud, and certain cybercrimes, subject to exclusions and limitations. Markel names unauthorized transfers and fake payment instructions as eCrime examples. Coalition requires an appointed broker for Executive Risks; Markel directs buyers to Markel or the named underwriting team for its broader Cyber 360 placement. Ask how the forms distinguish a covered crime loss from cyber response expense. [5](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") [9](https://www.markel.com/us/commercial/professional-and-management-liability/cyber "Cyber Insurance Coverage") [5](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") [9](https://www.markel.com/us/commercial/professional-and-management-liability/cyber "Cyber Insurance Coverage")

## What to Confirm in Crime Insurance Quotes

- Ask Coalition which carrier and placement route applies, then request the crime-specific limit and exclusions. [5](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks")
- Ask Markel whether eCrime appears on the Cyber 360 quote and what limit applies to fake payment instructions and unauthorized transfers. [9](https://www.markel.com/us/commercial/professional-and-management-liability/cyber "Cyber Insurance Coverage")
- Compare each form’s treatment of cybercrime, theft, and fraud scenarios before assuming the policies respond to the same loss. [5](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks")

## Offering Details

| Criteria | Coalition Executive Risks — Crime Insurance | Markel Cyber 360 eCrime coverage |
| --- | --- | --- |
| Role in This Line | Coalition designs and distributes crime insurance as one of four coverages in its Executive Risks product suite, sold through appointed brokers. [5](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") (Evidence: Company-reported; scope: Executive Risks product page as read on 2026-09-23..) | Markel lists eCrime within the fraud and unauthorized-use section of Cyber 360; the reviewed source does not establish a standalone commercial crime policy from this page. [9](https://www.markel.com/us/commercial/professional-and-management-liability/cyber "Cyber Insurance Coverage") (Evidence: Company-reported; scope: Cyber policy component only; not a fidelity bond..) |
| Issuing Insurer | Coalition's disclaimer names Zurich American Insurance Company (NAIC 16535) as the admitted carrier for Executive Risks, and says Coalition Insurance Solutions, Inc. also places Executive Risks with unaffiliated insurers on a non-admitted basis, so the carrier for a specific crime policy depends on the placement route. [6](https://www.coalitioninc.com/legal/disclaimer "U.S. Disclaimers") (Evidence: Company-reported; scope: U.S. Disclaimers page as read on 2026-09-23..) | Confirm in your quote. |
| Who It’s For | Coalition says Executive Risks products, including crime, are available to private and not-for-profit U.S. organizations in all 50 states and Washington, D.C., with up to $500 million in assets, up to 1,000 employees, and up to $500 million in plan assets. [5](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") (Evidence: Company-reported; scope: Executive Risks FAQ as read on 2026-09-23..) | Markel describes these resources and coverages for Cyber 360 policyholders; the exact availability and terms require the quoted policy. [9](https://www.markel.com/us/commercial/professional-and-management-liability/cyber "Cyber Insurance Coverage") (Evidence: Company-reported; scope: Policyholder-specific access and policy wording apply..) |
| Coverage Features | Coalition says its crime coverage responds to losses from criminal activities including theft, fraud, and certain cybercrimes, flagged on the page as subject to exclusions and limitations. [5](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") (Evidence: Company-reported; scope: Executive Risks product page as read on 2026-09-23; the issued policy controls which cybercrime scenarios are actually covered..) | The page says eCrime may cover expenses from fraudulent activity such as unauthorized money transfers and fake payment instructions, subject to policy terms. [9](https://www.markel.com/us/commercial/professional-and-management-liability/cyber "Cyber Insurance Coverage") (Evidence: Company-reported; scope: Cyber 360 marketing description; does not establish a general crime-form grant..) |
| Limits and Retentions | Coalition says limits up to $10 million per coverage line may be available for Executive Risks products, including crime, subject to exclusions and limitations. [5](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") (Evidence: Company-reported; scope: Executive Risks FAQ as read on 2026-09-23; not a quoted or bindable limit for any specific applicant..) | Confirm in your quote. |
| How to Apply | Coalition distributes Executive Risks, including crime, only through appointed insurance brokers rather than direct to buyers. [5](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") (Evidence: Company-reported; scope: Executive Risks product page as read on 2026-09-23..) | Confirm in your quote. |

## Full Comparison

- [Coalition vs Markel Insurance](https://spot.insure/compare/coalition-vs-markel): all coverage lines, business roles, service and claims.
- [What Is Crime Insurance?](https://spot.insure/coverage/crime): Crime insurance addresses specified theft and fraud losses; employee theft, forgery, funds-transfer fraud and impersonation payments can have separate terms.
- [Coalition vs Markel Insurance Cyber Insurance](https://spot.insure/compare/coalition-vs-markel/cyber)
- [Coalition vs Markel Insurance D&O Insurance](https://spot.insure/compare/coalition-vs-markel/directors-officers)
- [Coalition vs Markel Insurance Employment Practices Liability Insurance](https://spot.insure/compare/coalition-vs-markel/employment-practices)
- [Coalition vs Markel Insurance Fiduciary Liability Insurance](https://spot.insure/compare/coalition-vs-markel/fiduciary)
- [Coalition vs Markel Insurance Professional Liability (E&O) Insurance](https://spot.insure/compare/coalition-vs-markel/professional-errors-omissions)
- [AIG vs Coalition Crime Insurance](https://spot.insure/compare/aig-vs-coalition/crime)
- [AIG vs Markel Insurance Crime Insurance](https://spot.insure/compare/aig-vs-markel/crime)
- [Alliance Risk vs Coalition Crime Insurance](https://spot.insure/compare/alliance-risk-vs-coalition/crime)
- [Alliance Risk vs Markel Insurance Crime Insurance](https://spot.insure/compare/alliance-risk-vs-markel/crime)
- [Aon vs Coalition Crime Insurance](https://spot.insure/compare/aon-vs-coalition/crime)
- [Aon vs Markel Insurance Crime Insurance](https://spot.insure/compare/aon-vs-markel/crime)

## Sources

### Coalition

1. [Coalition Control](https://www.coalitioninc.com/control). Coalition; How We Help; Policyholder Features; Wirespeed ADR. Accessed 2026-09-16.
2. [Tech E&O Insurance Coverage](https://www.coalitioninc.com/technology-errors-and-omissions-insurance). Coalition; Who needs Technology Errors & Omissions coverage? (organizations that provide a technology product or service for a fee); Combine Technology Errors & Omissions coverage with Active Cyber Insurance; Coalition Advantage. Accessed 2026-09-16.
3. [How do I qualify for and buy cyber insurance from Coalition?](https://help.coalitioninc.com/hc/en-us/articles/7608339418395-How-do-I-qualify-for-and-buy-cyber-insurance-from-Coalition). Coalition; Eligibility; broker contact; underwriting paragraphs. Accessed 2026-09-16.
4. [U.S. Producer Compensation](https://www.coalitioninc.com/legal/producer-compensation). Coalition; Insurance Producers; Base Commission; Contingent Commission; Business Production Incentive Programs; Non-Insurance Products. Accessed 2026-09-16.
5. [Executive Risks](https://www.coalitioninc.com/executive-risks-insurance). Coalition; Product Offering: Crime — covers losses that result from various criminal activities, including theft, fraud, and certain cybercrimes* (exclusions and limitations apply; see disclaimers and the policy as issued); FAQ: What type of businesses do you protect?, What limits do you offer?, What resources do you have for policyholders?. Accessed 2026-09-23.
6. [U.S. Disclaimers](https://www.coalitioninc.com/legal/disclaimer). Coalition; Admitted Executive Risk: insurance products offered by Coalition Insurance Solutions, Inc. acting on behalf of unaffiliated insurance companies and, on an admitted basis, on behalf of Zurich American Insurance Company (NAIC # 16535). Accessed 2026-09-23.

### Markel Insurance

7. [About us](https://www.markel.com/about-us). Markel; Markel at a glance; description of Markel Insurance within Markel Group Inc.. Accessed 2026-09-28.
8. [Markel Group Inc. 2025 Form 10-K](https://www.sec.gov/Archives/edgar/data/1096343/000109634326000020/mkl-20251231.htm). U.S. Securities and Exchange Commission; filed by Markel Group Inc.; Cover page; Part I, Item 1 Business—Markel Insurance, U.S. Wholesale and Specialty, Programs and Solutions; Part II, Item 7/8 for group and segment risks. Accessed 2026-09-28.
9. [Cyber Insurance Coverage](https://www.markel.com/us/commercial/professional-and-management-liability/cyber). Markel; Cyber 360 coverage options: media liability; technology professional liability; eCrime; coverages listed within the cyber policy. Accessed 2026-09-29.

### Crime Insurance Guide

10. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; Crime. Accessed 2026-09-16.
11. [Crime Non-Financial Applications and Forms](https://www.travelers.com/business-insurance/professional-liability-insurance/apps-forms/crime-non-financial-institutions). Travelers; Opening paragraph; Sample Policy Forms. Accessed 2026-09-16.
12. [Crime Terms and Conditions](https://asset.trvstatic.com/download/assets/cri-3001.pdf/98f30f1063c911eeb2f1deb19c93b21f). The Travelers Companies, Inc.; I.A–G, printed/PDF pages 1–4; III.RR, printed/PDF p.13; V.B.1–2, printed/PDF pp.18–20; Consideration, printed/PDF p.1; III.P p.8; V.A.3 pp.16–17; V.A.4 p.17; V.B.3 p.20; I.A.3 p.1; III.C p.7; III.S pp.8–9; III.II and III.KK p.12; III.QQ p.13; V.A.5 pp.17–18 (printed/PDF pages); IV.J–O, printed/PDF pages 14–15. Accessed 2026-09-16.
13. [Social Engineering Fraud Insurance](https://www.chubb.com/us-en/business-insurance/social-engineering-fraud-coverage-for-crime-insurance.html). Chubb; Opening; coverage highlights. Accessed 2026-09-16.
14. [Commercial Crime Coverage Application](https://asset.trvstatic.com/download/assets/cri-1100w-ind.pdf/9aa2577663c911ee91291279531924d3). Travelers Casualty and Surety Company of America; I–III pages 1–2; IX–XI pages 3–4; V–VII, printed/PDF pages 2–3. Accessed 2026-09-16.

Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Coalition Reviews

Review Score: 10.0 / 10 from 1 rated source, equally weighted.

Coalition has a BBB A+ grade. The reviewed independent sources did not establish a customer-star rating; the displayed RaveCapture collection is broker-focused. Its Trustpilot page has no reviews, and its best-looking rating comes from a review page the company arranges for brokers.

- BBB: BBB business grade A+. Coalition (BBB profile, San Francisco, CA); business grade, separate from customer-review stars. Checked 2026-09-29. [Coalition - BBB profile (San Francisco)](https://www.bbb.org/us/ca/san-francisco/profile/cyber-security/coalition-1116-956032); [Search: "Coalition" site:bbb.org insurance reviews ratings](https://www.google.com/search?q=%22Coalition%22+site%3Abbb.org+reviews+OR+complaints)
- RaveCapture: Broker review rating 5 (out of 5); 188 reviews. Verified broker and policyholder reviews of Coalition, collected through a third-party review-collection service. Checked 2026-09-29. [Coalition, Inc.: Broker Reviews](https://app.ravecapture.com/store/Coalition-inc-broker-reviews)
- BizInsuranceCompare: Editorial score 7.7 (out of 10). Independent small-business insurance comparison site editorial score; publisher-defined methodology. Checked 2026-09-29. [Coalition review: small business insurance](https://www.bizinsurancecompare.com/carriers/coalition)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/coalition/reviews).

## Markel Insurance Reviews

Review Score: 7.5 / 10 from 2 rated sources, equally weighted.

There is little public customer feedback on Markel. Trustpilot shows 2.5 out of 5 from just 5 reviews, and BBB lists 12 complaints closed in the last three years.

- J.D. Power: Commercial Lines Insurers agent satisfaction score 726 (out of 1,000). 2022 commercial-lines independent-agent satisfaction study and 2025 small-commercial customer study; these use different populations and measures Period: 2022. Checked 2026-09-29. [2025 U.S. Small Commercial Insurance Study](https://www.jdpower.com/business/press-releases/2025-us-small-commercial-insurance-study); [2022 U.S. Independent Agent Satisfaction Study](https://www.jdpower.com/sites/default/files/file/2022-10/2022134%20U.S.%20Independent%20Agent.pdf)
- Trustpilot: TrustScore 2.5 (out of 5); 5 reviews. Trustpilot brand-level page for markel.com. It mixes products and is not mapped to one legal insurer. Checked 2026-09-29. [Markel Reviews](https://www.trustpilot.com/review/markel.com)
- BBB: BBB business grade A+. BBB business profile for Markel Insurance Company headquarters/corporate-owned locations; review and complaint submissions may include other products and affiliates Checked 2026-09-29. [Markel Insurance Company Business Profile](https://www.bbb.org/us/va/glen-allen/profile/insurance-companies/markel-insurance-company-0603-4017547); [Markel Insurance Company Complaints](https://www.bbb.org/us/va/glen-allen/profile/insurance-companies/markel-insurance-company-0603-4017547/complaints)
- BBB: Complaints 12; 12 reviews. BBB profile for Markel Insurance Company; complaints may include other Markel products and affiliates and BBB says not all submissions are displayed. Period: last 3 years, as displayed 2026-09-29. Checked 2026-09-29. [Markel Insurance Company Complaints](https://www.bbb.org/us/va/glen-allen/profile/insurance-companies/markel-insurance-company-0603-4017547/complaints)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/markel/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/coalition-vs-markel/crime.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)