---
title: "Coalition vs Gallagher: Tech E&O Insurance"
description: "Coalition only sells Tech E&O alongside its own Active Cyber policy, with free attack-surface monitoring and one claims team for both. Gallagher is a broker whose Technology practice, with over 7,500 tech and telecom clients, shops a combined E&O-and-cyber policy across insurers for startups through global enterprises."
canonical: "https://spot.insure/compare/coalition-vs-gallagher/technology-errors-omissions"
page-type: "line-comparison"
updated-at: "2026-09-29"
comparison-pair: "coalition-vs-gallagher"
provider-a: "coalition"
provider-b: "gallagher"
coverage-line: "technology-errors-omissions"
---

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[Human-readable page](https://spot.insure/compare/coalition-vs-gallagher/technology-errors-omissions)

## Agent Guide

**What this page is:** Focused comparison of Coalition and Gallagher for Tech E&O Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Tech E&O Insurance questions about Coalition versus Gallagher. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Coalition vs Gallagher for Tech E&O Insurance: how do they differ?
- Which is better for Tech E&O Insurance, Coalition or Gallagher?
- What does Coalition or Gallagher publish about Tech E&O Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Tech E&O Insurance. Providers: Coalition and Gallagher.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-29.

**Related pages:**
- [Coalition vs Gallagher](https://spot.insure/compare/coalition-vs-gallagher) — all coverage lines for this pair
- [Tech E&O Insurance guide](https://spot.insure/coverage/technology-errors-omissions) — how this coverage works
- [Coalition profile](https://spot.insure/insurance-providers/coalition) — provider profile
- [Gallagher profile](https://spot.insure/insurance-providers/gallagher) — provider profile

# Coalition vs Gallagher: How Do They Compare for Tech E&O Insurance?

Gallagher is a broker placing tech E&O and cyber as one policy for startups through global enterprises, backed by 250-plus professionals; Coalition designs its own, sold only with its Active Cyber policy through appointed brokers.

Coalition sells Tech E&O only with its own Active Cyber policy and adds free security monitoring; Gallagher's Technology practice, with over 7,500 tech and telecom clients, shops a combined E&O-and-cyber policy across insurers.

## Coalition vs Gallagher Tech E&O Insurance Summary

Coalition only sells Tech E&O alongside its own Active Cyber policy, with free attack-surface monitoring and one claims team for both. Gallagher is a broker whose Technology practice, with over 7,500 tech and telecom clients, shops a combined E&O-and-cyber policy across insurers for startups through global enterprises. [1](https://www.coalitioninc.com/technology-errors-and-omissions-insurance "Tech E&O Insurance Coverage") [4](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance for the Tech Industry")

## What Are the Key Differences Between Coalition and Gallagher Tech E&O Insurance?

### One Insurer's Cyber Bundle vs a Broker That Shops Combined Policies

Coalition designs Tech E&O to sit only with its own Active Cyber Insurance and sells it through appointed brokers, so you can't buy the E&O part alone. Gallagher's Technology practice places technology E&O with outside insurers as one policy that pairs professional errors with cyber cover for breaches, ransomware and privacy events. It says it serves over 7,500 tech and telecom clients, from startups to global enterprises. Choose Coalition if you want its cyber policy and security tools; choose Gallagher if you want a large broker to compare several insurers' combined forms. [1](https://www.coalitioninc.com/technology-errors-and-omissions-insurance "Tech E&O Insurance Coverage") [4](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance for the Tech Industry")

### Security Monitoring vs Broker Account Tools

Coalition includes its Control platform at no extra cost, with attack-surface monitoring, vendor-risk monitoring and zero-day alerts, and says one in-house team handles Tech E&O and cyber claims. Gallagher offers account tools (Drive analytics, the Go portal, Submit tracking, Verify certificates and STEP training), which help manage your program but don't monitor your systems. [3](https://www.coalitioninc.com/control "Coalition Control") [1](https://www.coalitioninc.com/technology-errors-and-omissions-insurance "Tech E&O Insurance Coverage") [4](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance for the Tech Industry")

## What Should You Confirm in Coalition and Gallagher Tech E&O Insurance Quotes?

- Ask Coalition which insurer writes its Tech E&O; it appears to be non-admitted, meaning no state guaranty-fund backing. [2](https://www.coalitioninc.com/legal/disclaimer "U.S. Disclaimers")
- Ask Gallagher which insurer issues the combined policy and whether E&O and cyber share one limit. [4](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance for the Tech Industry")
- Get limits and retentions from both; neither publishes them. [4](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance for the Tech Industry") [1](https://www.coalitioninc.com/technology-errors-and-omissions-insurance "Tech E&O Insurance Coverage")
- Ask Gallagher who handles claims on the policy it places. [1](https://www.coalitioninc.com/technology-errors-and-omissions-insurance "Tech E&O Insurance Coverage") [4](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance for the Tech Industry")

## Coalition vs Gallagher Tech E&O Insurance Compared

| Criteria | Coalition Technology Errors & Omissions Coverage | Gallagher Technology Errors and Omissions (Tech E&O) Insurance |
| --- | --- | --- |
| Who It’s For | Coalition markets Tech E&O to any organization that provides a technology product or service in exchange for a fee, citing exposures such as software downtime and failures in technology services or products. [1](https://www.coalitioninc.com/technology-errors-and-omissions-insurance "Tech E&O Insurance Coverage") (Evidence: Company-reported; scope: Tech E&O product page as read on 2026-09-23..) | Gallagher says its Technology insurance practice serves technology and telecommunications clients ranging from startups to middle-market businesses to global enterprises, and reports more than 7,500 such clients and over $1 billion in annual premium placed. [4](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance for the Tech Industry") (Evidence: Company-reported; scope: Group-level technology industry practice page; company-reported client and premium figures, not independently verified..) |
| Coverage Features | Coalition says Tech E&O covers third-party financial losses from errors, omissions, or negligence in technology products or services, listing example causes including software bugs, delivery delays, IP claims over licensed code, IT-service implementation errors, and failure to meet contract requirements. [1](https://www.coalitioninc.com/technology-errors-and-omissions-insurance "Tech E&O Insurance Coverage") (Evidence: Company-reported; scope: Tech E&O product page as read on 2026-09-23; the issued policy and endorsements control actual coverage..) | Gallagher markets technology E&O as a single policy combining coverage for errors and omissions from rendering or failing to render professional services with cyber liability coverage for perils such as data breaches, ransomware attacks and privacy violations. [4](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance for the Tech Industry") (Evidence: Company-reported; scope: Group-level technology industry practice page; a service description, not a specific policy's insuring agreement or exclusions..) |
| Role in This Line | Coalition designs and distributes Tech E&O as a coverage that combines with its own cyber policy, sold through appointed brokers rather than direct to buyers. [1](https://www.coalitioninc.com/technology-errors-and-omissions-insurance "Tech E&O Insurance Coverage") (Evidence: Company-reported; scope: Tech E&O product page as read on 2026-09-23..) | Gallagher's Technology insurance practice places technology E&O coverage with outside carriers for tech-sector clients; it does not underwrite the policy. [4](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance for the Tech Industry") (Evidence: Company-reported; scope: Group-level technology industry practice page..) |
| Risk Services | Coalition says Tech E&O policyholders get access to Coalition Control at no extra cost, including attack-surface monitoring, vendor-risk monitoring, and zero-day alerts, the same platform provided to cyber policyholders. [1](https://www.coalitioninc.com/technology-errors-and-omissions-insurance "Tech E&O Insurance Coverage") [3](https://www.coalitioninc.com/control "Coalition Control") (Evidence: Company-reported; scope: Tech E&O and Coalition Control pages as read on 2026-09-23..) | Gallagher offers technology clients a digital suite including Gallagher Drive for data-driven risk analytics, Gallagher Go as a client self-service portal, Gallagher STEP for online safety training, Gallagher Submit for insurance-submission tracking, and Gallagher Verify for certificate management. [4](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance for the Tech Industry") (Evidence: Company-reported; scope: Group-level technology industry practice page; not confirmed as included with every tech E&O placement..)<br><br>Gallagher says its Technology insurance practice includes more than 250 dedicated professionals and points to named team leaders reachable at Rolling Meadows, Illinois phone numbers. [4](https://www.ajg.com/industries/technology-insurance/ "Technology Insurance for the Tech Industry") (Evidence: Company-reported; scope: Group-level technology industry practice page..) |

## About Coalition and Gallagher and Tech E&O Insurance

- [Coalition company profile](https://spot.insure/insurance-providers/coalition) · [Coalition customer reviews](https://spot.insure/insurance-providers/coalition/reviews)
- [Gallagher company profile](https://spot.insure/insurance-providers/gallagher) · [Gallagher customer reviews](https://spot.insure/insurance-providers/gallagher/reviews)
- [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions)

## Related Pages for Coalition vs Gallagher Tech E&O Insurance

- [Coalition vs Gallagher](https://spot.insure/compare/coalition-vs-gallagher): all coverage lines, business roles, service and claims.
- [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions): Technology errors and omissions can help pay when a customer claims your software, hosting, installation or tech advice caused financial loss; cyber incidents need separate review.
- [Coalition Tech E&O Insurance](https://spot.insure/insurance-providers/coalition/technology-errors-omissions)
- [Gallagher Tech E&O Insurance](https://spot.insure/insurance-providers/gallagher/technology-errors-omissions)

## Sources for Coalition vs Gallagher Tech E&O Insurance

### Sources About Coalition

1. [Tech E&O Insurance Coverage](https://www.coalitioninc.com/technology-errors-and-omissions-insurance). Coalition; Who's It For?; Coalition Advantage: comprehensive protection, compounded benefits through cyber coverage, streamlined claims handling, Coalition Control; Tech E&O Claims: causes list. Accessed 2026-09-23.
2. [U.S. Disclaimers](https://www.coalitioninc.com/legal/disclaimer). Coalition; Non-Admitted Cyber; Admitted Cyber; Admitted Executive Risk (names Zurich American Insurance Company, NAIC 16535); no 'Admitted Tech E&O' section appears on the page. Accessed 2026-09-23.
3. [Coalition Control](https://www.coalitioninc.com/control). Coalition; Policyholder Features: attack surface monitoring, Login Security, Cyber Health Rating, third-party risk management, zero-day alerts. Accessed 2026-09-23.

### Sources About Gallagher

4. [Technology Insurance for the Tech Industry](https://www.ajg.com/industries/technology-insurance/). Gallagher; Solutions and coverages for the technology industry: Technology errors and omissions, including cyber liability; 250+ dedicated professionals, 7,500+ technology and telecommunications clients, $1B+ in annual premium; digital suite (Gallagher Drive, Go, STEP, Submit, Verify); Meet the Technology Insurance leaders. Accessed 2026-09-23.

Updated 2026-09-29. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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