---
title: "Coalition vs Founder Shield: Crime Insurance"
description: "Coalition offers up to $10 million per line to eligible private and nonprofit U.S. organizations; Founder Shield screens industry-matched carriers at A- or better for healthcare, finance, nonprofits, manufacturing and retail."
canonical: "https://spot.insure/compare/coalition-vs-foundershield/crime"
page-type: "line-comparison"
updated-at: "2026-09-29"
comparison-pair: "coalition-vs-foundershield"
provider-a: "coalition"
provider-b: "foundershield"
coverage-line: "crime"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/compare/coalition-vs-foundershield/crime)

## Agent Guide

**What this page is:** Focused comparison of Coalition and Founder Shield for Crime Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Crime Insurance questions about Coalition versus Founder Shield. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Coalition vs Founder Shield for Crime Insurance: how do they differ?
- Which is better for Crime Insurance, Coalition or Founder Shield?
- What does Coalition or Founder Shield publish about Crime Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Crime Insurance. Providers: Coalition and Founder Shield.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-29.

**Related pages:**
- [Coalition vs Founder Shield](https://spot.insure/compare/coalition-vs-foundershield) — all coverage lines for this pair
- [Crime Insurance guide](https://spot.insure/coverage/crime) — how this coverage works
- [Coalition profile](https://spot.insure/insurance-providers/coalition) — provider profile
- [Founder Shield profile](https://spot.insure/insurance-providers/foundershield) — provider profile

# Coalition vs Founder Shield: How Do They Compare for Crime Insurance?

Founder Shield is a retail brokerage placing crime only with carriers rated A- or above, via its website or an advisor; Coalition designs and distributes its crime cover, sold only through appointed brokers, with limits up to $10 million that may be available.

Coalition offers eligible private and nonprofit buyers up to $10 million per line; Founder Shield screens carriers rated A- or better for named industries.

## Coalition vs Founder Shield Crime Insurance Summary

Coalition offers up to $10 million per line to eligible private and nonprofit U.S. organizations; Founder Shield screens industry-matched carriers at A- or better for healthcare, finance, nonprofits, manufacturing and retail. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") [2](https://www.coalitioninc.com/legal/disclaimer "U.S. Disclaimers") [4](https://foundershield.com/about-us/ "About Us") [5](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?")

## What Are the Key Differences Between Coalition and Founder Shield Crime Insurance?

### Broker-Access Suite Versus Industry-Matched Carrier Screen

Coalition offers up to $10 million per line through appointed brokers to eligible private and nonprofit U.S. organizations, with employee, asset and plan-asset ceilings. Founder Shield names healthcare, financial services, nonprofits, manufacturing and retail as priority crime sectors and says it selects A- or better carriers matched to the buyer’s industry. Choose Coalition if your organization fits its private/nonprofit caps and your broker can access the suite; choose Founder Shield if you are in a named sector and want an industry-matched carrier screen. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") [3](https://foundershield.com/coverage/crime-insurance/ "Crime Insurance") [5](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?")

### Carrier You Can Name Before the Quote

Coalition’s disclaimer names Zurich American Insurance Company (NAIC 16535) as admitted Executive Risks paper and says Coalition Insurance Solutions, Inc. also uses unaffiliated non-admitted insurers, so a crime policy’s issuer follows the placement route. Founder Shield says it works only with AM Best A- or better carriers matched to industry appetite and does not name a crime issuer. [2](https://www.coalitioninc.com/legal/disclaimer "U.S. Disclaimers") [5](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?")

### Crime Events Each Program Describes

Coalition describes theft, fraud and certain cybercrimes. Founder Shield lists employee dishonesty, forgery or alteration, computer fraud and funds-transfer fraud from social engineering. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") [3](https://foundershield.com/coverage/crime-insurance/ "Crime Insurance")

### Limits and How You Start

Coalition says Executive Risks limits up to $10 million per coverage line, including crime, may be available. Founder Shield’s reviewed crime pages do not publish a limit band; you request placement through its website or an advisor, and its team then approaches carriers. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") [4](https://foundershield.com/about-us/ "About Us") [5](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?")

## What Should You Confirm in Coalition and Founder Shield Crime Insurance Quotes?

- Ask Coalition whether crime sits on Zurich American admitted paper or unaffiliated surplus paper. [2](https://www.coalitioninc.com/legal/disclaimer "U.S. Disclaimers")
- Ask Founder Shield which A-rated carrier would issue crime and whether that carrier’s form matches Coalition’s Executive Risks wording. [5](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?")
- Compare Coalition’s published per-line $10 million figure with the limit Founder Shield actually binds. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") [3](https://foundershield.com/coverage/crime-insurance/ "Crime Insurance")
- Confirm you sit inside Coalition’s private or not-for-profit size caps, or whether Founder Shield is approaching markets for healthcare, financial services, non-profit or manufacturing. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") [3](https://foundershield.com/coverage/crime-insurance/ "Crime Insurance")

## Coalition vs Founder Shield Crime Insurance Compared

| Criteria | Coalition Executive Risks — Crime Insurance | Founder Shield Crime Insurance |
| --- | --- | --- |
| Who It’s For | Coalition says Executive Risks products, including crime, are available to private and not-for-profit U.S. organizations in all 50 states and Washington, D.C., with up to $500 million in assets, up to 1,000 employees, and up to $500 million in plan assets. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") (Evidence: Company-reported; scope: Executive Risks FAQ as read on 2026-09-23..) | Founder Shield calls this coverage a priority for healthcare, financial services, non-profit and manufacturing/retail companies because of their exposure to internal or external theft. [3](https://foundershield.com/coverage/crime-insurance/ "Crime Insurance") (Evidence: Company-reported; scope: Crime Insurance product page..) |
| How to Apply | Coalition distributes Executive Risks, including crime, only through appointed insurance brokers rather than direct to buyers. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") (Evidence: Company-reported; scope: Executive Risks product page as read on 2026-09-23..) | You request Founder Shield Crime Insurance through Founder Shield's website or an insurance advisor rather than binding coverage directly; Founder Shield says its placement team then approaches carriers on the client's behalf. [4](https://foundershield.com/about-us/ "About Us") [5](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") (Evidence: Company-reported; scope: About-us and carrier-selection pages describe the general placement process, not a line-specific application form..) |
| Coverage Features | Coalition says its crime coverage responds to losses from criminal activities including theft, fraud, and certain cybercrimes, flagged on the page as subject to exclusions and limitations. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") (Evidence: Company-reported; scope: Executive Risks product page as read on 2026-09-23; the issued policy controls which cybercrime scenarios are actually covered..) | Founder Shield lists employee dishonesty (theft or embezzlement by an identified employee), forgery or alteration of financial instruments, computer fraud, and funds-transfer fraud from social engineering as the branches of crime coverage it places. [3](https://foundershield.com/coverage/crime-insurance/ "Crime Insurance") (Evidence: Company-reported; scope: Product page; the issued policy and declarations control actual coverage..) |
| Role in This Line | Coalition designs and distributes crime insurance as one of four coverages in its Executive Risks product suite, sold through appointed brokers. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") (Evidence: Company-reported; scope: Executive Risks product page as read on 2026-09-23..) | Founder Shield is a retail insurance brokerage, described on its site as “the innovation arm of The Baldwin Group,” and places Founder Shield Crime Insurance with third-party carriers rather than underwriting the policy itself. [4](https://foundershield.com/about-us/ "About Us") (Evidence: Company-reported; scope: About-us page; applies to Founder Shield's brokerage model generally, restated here for this line..) |
| Issuing Insurer | Coalition's disclaimer names Zurich American Insurance Company (NAIC 16535) as the admitted carrier for Executive Risks, and says Coalition Insurance Solutions, Inc. also places Executive Risks with unaffiliated insurers on a non-admitted basis, so the carrier for a specific crime policy depends on the placement route. [2](https://www.coalitioninc.com/legal/disclaimer "U.S. Disclaimers") (Evidence: Company-reported; scope: U.S. Disclaimers page as read on 2026-09-23..) | Founder Shield says it places policies, including Founder Shield Crime Insurance, only with carriers rated A- or better by AM Best, chosen for the client's industry. It does not name the issuing insurer for this line; that depends on which carrier the policy is placed with. [5](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") (Evidence: Company-reported; scope: General carrier-selection FAQ, not specific to this line's placements..) |

## About Coalition and Founder Shield and Crime Insurance

- [Coalition company profile](https://spot.insure/insurance-providers/coalition) · [Coalition customer reviews](https://spot.insure/insurance-providers/coalition/reviews)
- [Founder Shield company profile](https://spot.insure/insurance-providers/foundershield) · [Founder Shield customer reviews](https://spot.insure/insurance-providers/foundershield/reviews)
- [What Is Crime Insurance?](https://spot.insure/coverage/crime)

## Related Pages for Coalition vs Founder Shield Crime Insurance

- [Coalition vs Founder Shield](https://spot.insure/compare/coalition-vs-foundershield): all coverage lines, business roles, service and claims.
- [What Is Crime Insurance?](https://spot.insure/coverage/crime): Crime insurance addresses specified theft and fraud losses; employee theft, forgery, funds-transfer fraud and impersonation payments can have separate terms.
- [Coalition Crime Insurance](https://spot.insure/insurance-providers/coalition/crime)
- [Founder Shield Crime Insurance](https://spot.insure/insurance-providers/foundershield/crime)

## Sources for Coalition vs Founder Shield Crime Insurance

### Sources About Coalition

1. [Executive Risks](https://www.coalitioninc.com/executive-risks-insurance). Coalition; Product Offering: Crime — covers losses that result from various criminal activities, including theft, fraud, and certain cybercrimes* (exclusions and limitations apply; see disclaimers and the policy as issued); FAQ: What type of businesses do you protect?, What limits do you offer?, What resources do you have for policyholders?. Accessed 2026-09-23.
2. [U.S. Disclaimers](https://www.coalitioninc.com/legal/disclaimer). Coalition; Admitted Executive Risk: insurance products offered by Coalition Insurance Solutions, Inc. acting on behalf of unaffiliated insurance companies and, on an admitted basis, on behalf of Zurich American Insurance Company (NAIC # 16535). Accessed 2026-09-23.

### Sources About Founder Shield

3. [Crime Insurance](https://foundershield.com/coverage/crime-insurance/). Founder Shield; What Is Crime Insurance?; Who Needs Crime Insurance Coverage?; What Does Crime Insurance Cover?. Accessed 2026-09-23.
4. [About Us](https://foundershield.com/about-us/). Founder Shield; “Founder Shield is the innovation arm of The Baldwin Group”; company history and mission. Accessed 2026-09-23.
5. [How Do You Decide Which Carriers to Approach?](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/). Founder Shield; FAQ answer on carrier selection: works exclusively with A-rated (AM Best) carriers, matched by industry appetite. Accessed 2026-09-23.

Updated 2026-09-29. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/coalition-vs-foundershield/crime.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)