--- title: "Coalition vs Counterpart: Professional Liability (E&O) Insurance" description: "Coalition offers miscellaneous E&O only with qualifying Active Cyber Insurance; Counterpart lists distinct E&O programs for miscellaneous, engineering, healthcare and legal professions." canonical: "https://spot.insure/compare/coalition-vs-counterpart/professional-errors-omissions" page-type: "line-comparison" updated-at: "2026-10-01" comparison-pair: "coalition-vs-counterpart" provider-a: "coalition" provider-b: "counterpart" coverage-line: "professional-errors-omissions" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/coalition-vs-counterpart/professional-errors-omissions) ## Agent Guide **What this page is:** Focused comparison of Coalition and Counterpart for Professional Liability (E&O) Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Professional Liability (E&O) Insurance questions about Coalition versus Counterpart. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Coalition vs Counterpart for Professional Liability (E&O) Insurance: how do they differ? - Which is better for Professional Liability (E&O) Insurance, Coalition or Counterpart? - What does Coalition or Counterpart publish about Professional Liability (E&O) Insurance (limits, eligibility, claims, add-ons)? - What should I confirm in a quote for Professional Liability (E&O) Insurance from Coalition or Counterpart? **Key facts:** - Line: Professional Liability (E&O) Insurance. Providers: Coalition and Counterpart. - Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - "Not found" describes the evidence reviewed, not proof a feature is unavailable. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-10-01. Editorial policy: /editorial-policy. **Related pages:** - [Coalition vs Counterpart](https://spot.insure/compare/coalition-vs-counterpart) — parent: all coverage lines for this pair - [Professional Liability (E&O) Insurance guide](https://spot.insure/coverage/professional-errors-omissions) — coverage explainer for this line - [Coalition profile](https://spot.insure/insurance-providers/coalition) — provider profile (evidence) - [Counterpart profile](https://spot.insure/insurance-providers/counterpart) — provider profile (evidence) - [Coalition vs Counterpart Crime Insurance](https://spot.insure/compare/coalition-vs-counterpart/crime) — sibling comparison (other line, or other pair for this line) - [Coalition vs Counterpart D&O Insurance](https://spot.insure/compare/coalition-vs-counterpart/directors-officers) — sibling comparison (other line, or other pair for this line) - [Coalition vs Counterpart Employment Practices Liability Insurance](https://spot.insure/compare/coalition-vs-counterpart/employment-practices) — sibling comparison (other line, or other pair for this line) - [Coalition vs Counterpart Fiduciary Liability Insurance](https://spot.insure/compare/coalition-vs-counterpart/fiduciary) — sibling comparison (other line, or other pair for this line) - [AIG vs Coalition Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-coalition/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [AIG vs Counterpart Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-counterpart/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Coalition Professional Liability (E&O) Insurance](https://spot.insure/compare/alliance-risk-vs-coalition/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Counterpart Professional Liability (E&O) Insurance](https://spot.insure/compare/alliance-risk-vs-counterpart/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [Aon vs Coalition Professional Liability (E&O) Insurance](https://spot.insure/compare/aon-vs-coalition/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [Aon vs Counterpart Professional Liability (E&O) Insurance](https://spot.insure/compare/aon-vs-counterpart/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) # Coalition vs Counterpart: How Do They Compare for Professional Liability (E&O) Insurance? Coalition offers miscellaneous E&O only with qualifying Active Cyber Insurance; Counterpart lists distinct E&O programs for miscellaneous, engineering, healthcare and legal professions. ## How to Use the Coalition vs Counterpart Professional Liability (E&O) Insurance Comparison Use this comparison to evaluate Coalition and Counterpart for Professional Liability (E&O) Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## Coalition vs Counterpart Professional Liability (E&O) Insurance Summary Coalition offers miscellaneous E&O only with qualifying Active Cyber Insurance; Counterpart lists distinct E&O programs for miscellaneous, engineering, healthcare and legal professions. [5](https://www.coalitioninc.com/insurance/miscellaneous-professional-liability-insurance "Miscellaneous Professional Liability") [9](https://yourcounterpart.com/products/miscellaneous-professional "Professional & General Liability") [10](https://yourcounterpart.com/products/architects-and-engineers "Architects, Engineers, & Contractors Liability") [11](https://yourcounterpart.com/products/allied-healthcare "Allied Medical & Healthcare Liability") [12](https://yourcounterpart.com/products/lawyers-professional-liability "Lawyers Professional Liability Insurance") ## What Is Coalition Insurance? Coalition fits businesses that want cyber insurance bundled with free attack-surface monitoring and alerts, and technology companies that want Tech E&O alongside it. You can't buy it online yourself: you need an appointed broker, and the final price isn't published. [1](https://www.coalitioninc.com/control "Coalition Control") [2](https://www.coalitioninc.com/technology-errors-and-omissions-insurance "Tech E&O Insurance Coverage") [3](https://help.coalitioninc.com/hc/en-us/articles/7608339418395-How-do-I-qualify-for-and-buy-cyber-insurance-from-Coalition "How do I qualify for and buy cyber insurance from Coalition?") [4](https://www.coalitioninc.com/legal/producer-compensation "U.S. Producer Compensation") [Coalition profile](https://spot.insure/insurance-providers/coalition) ## What Is Counterpart Insurance? Counterpart describes a broker-focused platform for small businesses and lists management and professional liability programs. Buyers should compare the named profession, carrier, state, policy wording and any package component on the actual quote. [7](https://yourcounterpart.com/ "Counterpart | Agentic Insurance™") [8](https://yourcounterpart.com/about "About Counterpart") [Counterpart profile](https://spot.insure/insurance-providers/counterpart) ## What Is Professional Errors and Omissions (E&O) Insurance? Professional liability can help pay defense costs and covered losses when a client says your advice or service caused financial harm. If customers rely on your work, list every service you provide and check the claims-made reporting and prior-work terms. [14](https://www.tdi.texas.gov/commercial/pl-faq.html "FAQ: Professional liability insurance") [15](https://www.iii.org/article/professional-liability-insurance "Professional liability insurance") [16](https://www.sba.gov/counseling/launch-your-business/#business-insurance "Get business insurance") [17](https://www.hiscox.com/documents/pl-sample-policy-wording.pdf "Professional Liability – US Direct Errors and Omissions Insurance") ## What Are the Key Differences Between Coalition and Counterpart Professional Liability (E&O) Insurance? ### Program Structure and Professional Fit Coalition describes miscellaneous professional liability as an add-on to certain Active Cyber policies, with a few extra questions in the cyber application. Counterpart lists separate programs for miscellaneous professionals, architects/engineers/contractors, allied healthcare and lawyers. A buyer seeking Coalition MPL must also qualify for its Active Cyber policy; a buyer comparing Counterpart should identify the listed program that fits the profession, since its line page names multiple classes. [5](https://www.coalitioninc.com/insurance/miscellaneous-professional-liability-insurance "Miscellaneous Professional Liability") [9](https://yourcounterpart.com/products/miscellaneous-professional "Professional & General Liability") [10](https://yourcounterpart.com/products/architects-and-engineers "Architects, Engineers, & Contractors Liability") [11](https://yourcounterpart.com/products/allied-healthcare "Allied Medical & Healthcare Liability") [12](https://yourcounterpart.com/products/lawyers-professional-liability "Lawyers Professional Liability Insurance") ### Claims Handling and Limit Choices Coalition says its in-house claims team handles MPL and cyber claims together. Counterpart describes modular limits for selected professions and says its products are distributed through wholesale brokers. Ask whether Coalition's claims process applies to the MPL endorsement and whether Counterpart's quote gives E&O a separate limit. [5](https://www.coalitioninc.com/insurance/miscellaneous-professional-liability-insurance "Miscellaneous Professional Liability") [9](https://yourcounterpart.com/products/miscellaneous-professional "Professional & General Liability") [13](https://knowledge.yourcounterpart.com/en/articles/4438791-how-can-i-get-insurance-through-counterpart "How can I get insurance through Counterpart?") ## What Should You Confirm in Coalition and Counterpart Professional Liability (E&O) Insurance Quotes? - Coalition: confirm cyber eligibility, MPL limit and whether one aggregate is shared. Counterpart: identify the profession-specific form, limit and retention for your service. [5](https://www.coalitioninc.com/insurance/miscellaneous-professional-liability-insurance "Miscellaneous Professional Liability") [9](https://yourcounterpart.com/products/miscellaneous-professional "Professional & General Liability") [12](https://yourcounterpart.com/products/lawyers-professional-liability "Lawyers Professional Liability Insurance") ## Coalition vs Counterpart Professional Liability (E&O) Compared | Criteria | Coalition Miscellaneous Professional Liability (MPL) | Counterpart Professional Liability | | --- | --- | --- | | Role in This Line | Coalition designs and distributes MPL as an add-on coverage that combines with certain Active Cyber Insurance policies, sold through appointed brokers. [5](https://www.coalitioninc.com/insurance/miscellaneous-professional-liability-insurance "Miscellaneous Professional Liability") (Evidence: Company-reported; scope: Miscellaneous Professional Liability product page as read on 2026-09-23..) | Counterpart describes its product distribution through Counterpart Insurance Services, Inc. and wholesale brokers. [7](https://yourcounterpart.com/ "Counterpart | Agentic Insurance™") [13](https://knowledge.yourcounterpart.com/en/articles/4438791-how-can-i-get-insurance-through-counterpart "How can I get insurance through Counterpart?") (Evidence: Company-reported; scope: The cited marketing pages do not identify the insurer for a particular professional-liability risk or state..) | | Issuing Insurer | Coalition's disclaimer page has named sections for admitted cyber, non-admitted cyber, and admitted executive risk, but no equivalent 'Admitted MPL' section, indicating MPL is placed on a non-admitted (surplus lines) basis with unaffiliated insurers the disclaimer does not name. [6](https://www.coalitioninc.com/legal/disclaimer "U.S. Disclaimers") (Evidence: Not publicly disclosed; scope: U.S. Disclaimers page as read on 2026-09-23; the buyer's declarations page names the actual issuing insurer..) | Confirm in your quote. | | Who It’s For | Coalition markets MPL to any business that performs professional services, naming examples such as consultants, marketing and PR firms, staffing firms, printers, interior decorators, photographers and videographers, and property managers. [5](https://www.coalitioninc.com/insurance/miscellaneous-professional-liability-insurance "Miscellaneous Professional Liability") (Evidence: Company-reported; scope: Miscellaneous Professional Liability product page as read on 2026-09-23..) | Counterpart lists distinct professional-liability programs for miscellaneous professionals, architects/engineers/contractors, allied healthcare and lawyers. [9](https://yourcounterpart.com/products/miscellaneous-professional "Professional & General Liability") [10](https://yourcounterpart.com/products/architects-and-engineers "Architects, Engineers, & Contractors Liability") [11](https://yourcounterpart.com/products/allied-healthcare "Allied Medical & Healthcare Liability") [12](https://yourcounterpart.com/products/lawyers-professional-liability "Lawyers Professional Liability Insurance") (Evidence: Company-reported; scope: Each page has its own occupation scope; no single eligibility rule applies across all four products..) | | Coverage Features | Coalition says MPL covers defense costs, settlements, judgments, and other expenses from claims of errors and omissions in professional services, including negligence, failure to provide service, and misstatements about the service performed, on a duty-to-defend basis even when the business is not ultimately at fault. [5](https://www.coalitioninc.com/insurance/miscellaneous-professional-liability-insurance "Miscellaneous Professional Liability") (Evidence: Company-reported; scope: Miscellaneous Professional Liability product page as read on 2026-09-23; the issued policy controls actual terms..) | The Lawyers Professional Liability page describes claims arising from lawyers’ professional services; the MPL page gives service-related negligence and financial-loss examples. [12](https://yourcounterpart.com/products/lawyers-professional-liability "Lawyers Professional Liability Insurance") [9](https://yourcounterpart.com/products/miscellaneous-professional "Professional & General Liability") (Evidence: Company-reported; scope: These are distinct program summaries and do not establish identical policy triggers or coverages..) | | Limits and Retentions | Confirm in your quote. | Counterpart says its professional pages support modular limits and presents sample limits and retentions for selected professions. [9](https://yourcounterpart.com/products/miscellaneous-professional "Professional & General Liability") [12](https://yourcounterpart.com/products/lawyers-professional-liability "Lawyers Professional Liability Insurance") (Evidence: Company-reported; scope: Published examples are illustrative, not terms available to a particular applicant..) | | How to Apply | Coalition sells MPL only as an addition to an Active Cyber Insurance quote, saying it takes just a few extra questions to add, rather than as a stand-alone policy. [5](https://www.coalitioninc.com/insurance/miscellaneous-professional-liability-insurance "Miscellaneous Professional Liability") (Evidence: Company-reported; scope: Miscellaneous Professional Liability product page as read on 2026-09-23..) | Confirm in your quote. | | Claims Support | Coalition says its in-house claims team manages both MPL and cyber claims in one place, which it describes as a smoother, more coordinated process for the policyholder. [5](https://www.coalitioninc.com/insurance/miscellaneous-professional-liability-insurance "Miscellaneous Professional Liability") (Evidence: Company-reported; scope: Miscellaneous Professional Liability product page as read on 2026-09-23; speed and efficiency descriptions are company-reported and not independently verified..) | Confirm in your quote. | ## Related Pages for Coalition vs Counterpart - [Coalition vs Counterpart](https://spot.insure/compare/coalition-vs-counterpart): all coverage lines, business roles, service and claims. - [What Is Professional Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/professional-errors-omissions): Professional liability can help pay covered defense costs and losses when a client says your advice or service caused financial harm; check services and reporting terms. - [Coalition vs Counterpart Crime Insurance](https://spot.insure/compare/coalition-vs-counterpart/crime) - [Coalition vs Counterpart D&O Insurance](https://spot.insure/compare/coalition-vs-counterpart/directors-officers) - [Coalition vs Counterpart Employment Practices Liability Insurance](https://spot.insure/compare/coalition-vs-counterpart/employment-practices) - [Coalition vs Counterpart Fiduciary Liability Insurance](https://spot.insure/compare/coalition-vs-counterpart/fiduciary) - [AIG vs Coalition Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-coalition/professional-errors-omissions) - [AIG vs Counterpart Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-counterpart/professional-errors-omissions) - [Alliance Risk vs Coalition Professional Liability (E&O) Insurance](https://spot.insure/compare/alliance-risk-vs-coalition/professional-errors-omissions) - [Alliance Risk vs Counterpart Professional Liability (E&O) Insurance](https://spot.insure/compare/alliance-risk-vs-counterpart/professional-errors-omissions) - [Aon vs Coalition Professional Liability (E&O) Insurance](https://spot.insure/compare/aon-vs-coalition/professional-errors-omissions) - [Aon vs Counterpart Professional Liability (E&O) Insurance](https://spot.insure/compare/aon-vs-counterpart/professional-errors-omissions) ## Sources for Coalition vs Counterpart ### Sources About Coalition 1. [Coalition Control](https://www.coalitioninc.com/control). Coalition; How We Help; Policyholder Features; Wirespeed ADR. Accessed 2026-09-16. 2. [Tech E&O Insurance Coverage](https://www.coalitioninc.com/technology-errors-and-omissions-insurance). Coalition; Who needs Technology Errors & Omissions coverage? (organizations that provide a technology product or service for a fee); Combine Technology Errors & Omissions coverage with Active Cyber Insurance; Coalition Advantage. Accessed 2026-09-16. 3. [How do I qualify for and buy cyber insurance from Coalition?](https://help.coalitioninc.com/hc/en-us/articles/7608339418395-How-do-I-qualify-for-and-buy-cyber-insurance-from-Coalition). Coalition; Eligibility; broker contact; underwriting paragraphs. Accessed 2026-09-16. 4. [U.S. Producer Compensation](https://www.coalitioninc.com/legal/producer-compensation). Coalition; Insurance Producers; Base Commission; Contingent Commission; Business Production Incentive Programs; Non-Insurance Products. Accessed 2026-09-16. 5. [Miscellaneous Professional Liability](https://www.coalitioninc.com/insurance/miscellaneous-professional-liability-insurance). Coalition; Why Miscellaneous Professional Liability?; MPL Advantage; What does MPL cover?; What types of claims does MPL protect against?; What types of businesses could benefit from MPL?; Why does 'Duty to Defend' coverage matter?. Accessed 2026-09-23. 6. [U.S. Disclaimers](https://www.coalitioninc.com/legal/disclaimer). Coalition; Non-Admitted Cyber; Admitted Cyber; Admitted Executive Risk (names Zurich American Insurance Company, NAIC 16535); no 'Admitted MPL' or 'Admitted Tech E&O' section appears on the page. Accessed 2026-09-23. ### Sources About Counterpart 7. [Counterpart | Agentic Insurance™](https://yourcounterpart.com/). Counterpart, Inc.; Current homepage: Quote Online CTA; brokers/small-business audiences; product list; performance claims; legal/footer qualifications, rendered lines 2–52, 55–70, 98–100, 282–287.. Accessed 2026-09-29. 8. [About Counterpart](https://yourcounterpart.com/about). Counterpart, Inc.; Carrier disclosure and Our Story; underwriters named at line 13; company focus lines 22–36. Financial-strength note says ratings are as of 2024-02-26.. Accessed 2026-09-29. 9. [Professional & General Liability](https://yourcounterpart.com/products/miscellaneous-professional). Counterpart, Inc.; Reopened 2026-09-30: page lines 4–8 says MPL may be purchased alone or packaged with GL; lines 208–245 describe industries and coverage examples; lines 251–283 describe risk assessment, quoting channels and underwriter access. Marketing page, not binding terms.. Accessed 2026-09-30. 10. [Architects, Engineers, & Contractors Liability](https://yourcounterpart.com/products/architects-and-engineers). Counterpart, Inc.; Retained provider source: A&E/contractor class examples, services, enhancements and illustrative limits; prior access 2026-09-28.. Accessed 2026-09-28. 11. [Allied Medical & Healthcare Liability](https://yourcounterpart.com/products/allied-healthcare). Counterpart, Inc.; Retained provider source: names allied healthcare classes, combined coverage/enhancements and illustrative limits/examples; does not establish conventional malpractice for every medical profession or standalone general liability. Prior access 2026-09-28; direct reopen failed in this session.. Accessed 2026-09-28. 12. [Lawyers Professional Liability Insurance](https://yourcounterpart.com/products/lawyers-professional-liability). Counterpart, Inc.; Reopened 2026-09-30: page lines 4–8 names lawyer-focused product; lines 236–272 company-stated geographic reach, modular liability limit examples, professional services, technology/media extensions and GL alongside professional cover. Product terms remain policy-specific.. Accessed 2026-09-30. 13. [How can I get insurance through Counterpart?](https://knowledge.yourcounterpart.com/en/articles/4438791-how-can-i-get-insurance-through-counterpart). Counterpart Knowledge Center; Retained source: article describes wholesale-broker referral route; prior access 2026-09-28.. Accessed 2026-09-28. ### Sources for the Professional Liability (E&O) Insurance Guide 14. [FAQ: Professional liability insurance](https://www.tdi.texas.gov/commercial/pl-faq.html). Texas Department of Insurance; What’s professional liability coverage?; What types of damages…; What’s general liability insurance?; Do I need professional liability… if I have general liability…?; Is professional liability insurance required?; Can a client require…?; What’s the difference between occurrence policies and claims-made policies. Accessed 2026-09-16. 15. [Professional liability insurance](https://www.iii.org/article/professional-liability-insurance). Insurance Information Institute; Opening paragraphs (professional services/advice and E&O name); Claims not covered by general liability; What types of businesses need professional liability insurance?; What’s covered… and what’s not (claims-made versus occurrence, defense and judgments, non-financial/intentional limits, BOP/in-home exclusion). Accessed 2026-09-16. 16. [Get business insurance](https://www.sba.gov/counseling/launch-your-business/#business-insurance). U.S. Small Business Administration; Six common types of business insurance table. Accessed 2026-09-16. 17. [Professional Liability – US Direct Errors and Omissions Insurance](https://www.hiscox.com/documents/pl-sample-policy-wording.pdf). Hiscox Inc. specimen; About this Policy / Coverage for Claims Made Against You; I.A Insuring Agreement; I.B Defense; I.C Settlement; II.A Notice of Claims; II.C Optional Extended Reporting Period; III.A, III.K, III.M, III.R, III.S Exclusions; IV.A–B Limits and Deductible; VI.O Professional Services; VI.U Wrongful Act. Accessed 2026-09-16. Updated 2026-10-01. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Coalition Review Scores for 2026 Review Score: 10.0 / 10 from 1 rated source, equally weighted. Coalition has a BBB A+ grade. The reviewed independent sources did not establish a customer-star rating; the displayed RaveCapture collection is broker-focused. Its Trustpilot page has no reviews, and its best-looking rating comes from a review page the company arranges for brokers. - BBB: BBB business grade A+. Coalition (BBB profile, San Francisco, CA); business grade, separate from customer-review stars. Checked 2026-09-29. [Coalition - BBB profile (San Francisco)](https://www.bbb.org/us/ca/san-francisco/profile/cyber-security/coalition-1116-956032); [Search: "Coalition" site:bbb.org insurance reviews ratings](https://www.google.com/search?q=%22Coalition%22+site%3Abbb.org+reviews+OR+complaints) - RaveCapture: Broker review rating 5 (out of 5); 188 reviews. Verified broker and policyholder reviews of Coalition, collected through a third-party review-collection service. Checked 2026-09-29. [Coalition, Inc.: Broker Reviews](https://app.ravecapture.com/store/Coalition-inc-broker-reviews) - BizInsuranceCompare: Editorial score 7.7 (out of 10). Independent small-business insurance comparison site editorial score; publisher-defined methodology. Checked 2026-09-29. [Coalition review: small business insurance](https://www.bizinsurancecompare.com/carriers/coalition) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/coalition/reviews). ## Counterpart Review Scores for 2026 Review Score: not enough ratings. We found no independent customer rating of Counterpart, so it has no Review Score. Its Trustpilot page shows no reviews, and BBB has no matching business. Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/counterpart/reviews). ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/coalition-vs-counterpart/professional-errors-omissions.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)