--- title: "Coalition vs Corgi: Tech E&O Insurance" description: "Corgi lets pre-seed and seed startups get an instant online quote for standalone Tech E&O, but its standard form excludes breach-of-contract, SLA and IP claims unless you add endorsements; Coalition sells Tech E&O only with its Active Cyber policy, through brokers. Coalition's wording names contract and licensed-code IP claims as covered." canonical: "https://spot.insure/compare/coalition-vs-corgi/technology-errors-omissions" page-type: "line-comparison" updated-at: "2026-09-29" comparison-pair: "coalition-vs-corgi" provider-a: "coalition" provider-b: "corgi" coverage-line: "technology-errors-omissions" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/coalition-vs-corgi/technology-errors-omissions) ## Agent Guide **What this page is:** Focused comparison of Coalition and Corgi for Tech E&O Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Tech E&O Insurance questions about Coalition versus Corgi. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Coalition vs Corgi for Tech E&O Insurance: how do they differ? - Which is better for Tech E&O Insurance, Coalition or Corgi? - What does Coalition or Corgi publish about Tech E&O Insurance (limits, eligibility, claims, add-ons)? **Key facts:** - Line: Tech E&O Insurance. Providers: Coalition and Corgi. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-29. **Related pages:** - [Coalition vs Corgi](https://spot.insure/compare/coalition-vs-corgi) — all coverage lines for this pair - [Tech E&O Insurance guide](https://spot.insure/coverage/technology-errors-omissions) — how this coverage works - [Coalition profile](https://spot.insure/insurance-providers/coalition) — provider profile - [Corgi profile](https://spot.insure/insurance-providers/corgi) — provider profile # Coalition vs Corgi: How Do They Compare for Tech E&O Insurance? Corgi sells Tech E&O stand-alone with an instant online quote and illustrative limits up to $1 million; Coalition sells it only combined with its Active Cyber policy, through appointed brokers or a consultation. Corgi sells standalone Tech E&O online with an instant quote but excludes contract and IP claims unless endorsed; Coalition sells Tech E&O only with its Active Cyber policy through brokers and covers contract and licensed-code IP claims. ## Coalition vs Corgi Tech E&O Insurance Summary Corgi lets pre-seed and seed startups get an instant online quote for standalone Tech E&O, but its standard form excludes breach-of-contract, SLA and IP claims unless you add endorsements; Coalition sells Tech E&O only with its Active Cyber policy, through brokers. Coalition's wording names contract and licensed-code IP claims as covered. [4](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") [5](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [1](https://www.coalitioninc.com/technology-errors-and-omissions-insurance "Tech E&O Insurance Coverage") ## What Are the Key Differences Between Coalition and Corgi Tech E&O Insurance? ### Instant Standalone Quote vs Cyber-Required Bundle Corgi sells Tech E&O as a standalone policy with an instant online quote and includes it in every startup package from the pre-seed and seed tier. Coalition sells Tech E&O only combined with its Active Cyber Insurance, through appointed brokers. Choose Corgi if you're an early startup that wants E&O online today; choose Coalition if you want E&O and cyber together and your customer contracts put SLAs or licensed code at risk. [4](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") [5](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [1](https://www.coalitioninc.com/technology-errors-and-omissions-insurance "Tech E&O Insurance Coverage") ### Contract and IP Claims Coalition says its Tech E&O covers third-party losses from software bugs, delivery delays, IP claims over licensed code, implementation errors and failure to meet contract requirements. Corgi's standard form is narrower on exactly those points: [1](https://www.coalitioninc.com/technology-errors-and-omissions-insurance "Tech E&O Insurance Coverage") The standard policy excludes claims arising solely from breach of contract or SLA failure, intellectual property infringement, data breach liability, and AI-related claims; add-on endorsements can extend coverage to AI/algorithmic liability, copyright and trademark infringement, a contract/SLA carveback, and subcontracted technology services. [4](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") (Evidence: Company-reported; scope: Tech E&O policy notes and Available Add-ons section; endorsement availability varies by jurisdiction and underwriting..) If a customer is likely to sue you over a missed SLA, a Corgi policy without those endorsements may not respond. [4](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") ### Published Limits vs Included Monitoring Corgi shows illustrative limits of $1 million per claim and $2 million aggregate with a $10,000 retention. Coalition publishes no Tech E&O limits but includes Coalition Control, with attack-surface monitoring, vendor-risk monitoring and zero-day alerts, at no extra cost. [4](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") [3](https://www.coalitioninc.com/control "Coalition Control") ## What Should You Confirm in Coalition and Corgi Tech E&O Insurance Quotes? - Ask Corgi which contract, IP, AI and data-breach endorsements are on your quote. [4](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") - Ask Coalition which insurer issues its Tech E&O; its disclaimer lists no admitted (state-licensed) Tech E&O option. [2](https://www.coalitioninc.com/legal/disclaimer "U.S. Disclaimers") [1](https://www.coalitioninc.com/technology-errors-and-omissions-insurance "Tech E&O Insurance Coverage") - If a customer contract requires an admitted, AM Best-rated insurer, ask Corgi for its partner option instead of Technology Risk Retention Group. [4](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") ## Coalition vs Corgi Tech E&O Insurance Compared | Criteria | Coalition Technology Errors & Omissions Coverage | Corgi Tech E&O | | --- | --- | --- | | How to Apply | Coalition markets Tech E&O only combined with Active Cyber Insurance, not as a stand-alone policy, and directs interested buyers to schedule a consultation or work through an appointed broker. [1](https://www.coalitioninc.com/technology-errors-and-omissions-insurance "Tech E&O Insurance Coverage") (Evidence: Company-reported; scope: Tech E&O product page as read on 2026-09-23..) | Tech & AI Liability is one of the homepage's "Instant quote" policies, meaning it can be quoted and bound online without the 1-14 day turnaround Corgi assigns to its specialty coverages. [5](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") (Evidence: Company-reported; scope: Homepage policy-card labeling as of 2026-09-23..) | | Coverage Features | Coalition says Tech E&O covers third-party financial losses from errors, omissions, or negligence in technology products or services, listing example causes including software bugs, delivery delays, IP claims over licensed code, IT-service implementation errors, and failure to meet contract requirements. [1](https://www.coalitioninc.com/technology-errors-and-omissions-insurance "Tech E&O Insurance Coverage") (Evidence: Company-reported; scope: Tech E&O product page as read on 2026-09-23; the issued policy and endorsements control actual coverage..) | The policy responds to claims-made "wrongful acts": negligent errors in technology services (e.g., a bad calculation costing a client money), negligent acts such as an outage from a code update, and negligent systems integration or data migration work. [4](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") (Evidence: Company-reported; scope: Illustrative scenario notes on the Tech E&O product page; the issued policy and declarations control the actual trigger..)

The standard policy excludes claims arising solely from breach of contract or SLA failure, intellectual property infringement, data breach liability, and AI-related claims; add-on endorsements can extend coverage to AI/algorithmic liability, copyright and trademark infringement, a contract/SLA carveback, and subcontracted technology services. [4](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") (Evidence: Company-reported; scope: Tech E&O policy notes and Available Add-ons section; endorsement availability varies by jurisdiction and underwriting..) | | Role in This Line | Coalition designs and distributes Tech E&O as a coverage that combines with its own cyber policy, sold through appointed brokers rather than direct to buyers. [1](https://www.coalitioninc.com/technology-errors-and-omissions-insurance "Tech E&O Insurance Coverage") (Evidence: Company-reported; scope: Tech E&O product page as read on 2026-09-23..) | Corgi sells Tech E&O as a standalone instant-quote policy and bundles it into every startup package, starting with the pre-seed and seed tier. [4](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") [5](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") (Evidence: Company-reported; scope: Tech E&O product page and homepage package contents; package composition may change..) | ## About Coalition and Corgi and Tech E&O Insurance - [Coalition company profile](https://spot.insure/insurance-providers/coalition) · [Coalition customer reviews](https://spot.insure/insurance-providers/coalition/reviews) - [Corgi company profile](https://spot.insure/insurance-providers/corgi) · [Corgi customer reviews](https://spot.insure/insurance-providers/corgi/reviews) - [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions) ## Related Pages for Coalition vs Corgi Tech E&O Insurance - [Coalition vs Corgi](https://spot.insure/compare/coalition-vs-corgi): all coverage lines, business roles, service and claims. - [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions): Technology errors and omissions can help pay when a customer claims your software, hosting, installation or tech advice caused financial loss; cyber incidents need separate review. - [Coalition Tech E&O Insurance](https://spot.insure/insurance-providers/coalition/technology-errors-omissions) - [Corgi Tech E&O Insurance](https://spot.insure/insurance-providers/corgi/technology-errors-omissions) ## Sources for Coalition vs Corgi Tech E&O Insurance ### Sources About Coalition 1. [Tech E&O Insurance Coverage](https://www.coalitioninc.com/technology-errors-and-omissions-insurance). Coalition; Who's It For?; Coalition Advantage: comprehensive protection, compounded benefits through cyber coverage, streamlined claims handling, Coalition Control; Tech E&O Claims: causes list. Accessed 2026-09-23. 2. [U.S. Disclaimers](https://www.coalitioninc.com/legal/disclaimer). Coalition; Non-Admitted Cyber; Admitted Cyber; Admitted Executive Risk (names Zurich American Insurance Company, NAIC 16535); no 'Admitted Tech E&O' section appears on the page. Accessed 2026-09-23. 3. [Coalition Control](https://www.coalitioninc.com/control). Coalition; Policyholder Features: attack surface monitoring, Login Security, Cyber Health Rating, third-party risk management, zero-day alerts. Accessed 2026-09-23. ### Sources About Corgi 4. [Tech E&O Insurance for Startups | Corgi Insurance](https://www.corgi.insure/tech-eo). Corgi Insurance; What's Actually Inside Your Tech E&O Policy (form CORG-EO-0100 / CORG-TECH-0500); Scenario notes; Policy notes; Available Add-ons; Tech E&O Glossary; FAQ including carrier rating question. Accessed 2026-09-23. 5. [Corgi Insurance: Startup Insurance, Quoted in Minutes](https://www.corgi.insure). Corgi Insurance; Explore Our Main Policies: Tech & AI Liability card marked "Instant quote"; Coverage Designed Around Your Startup's Journey package contents listing Tech E&O. Accessed 2026-09-23. Updated 2026-09-29. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/coalition-vs-corgi/technology-errors-omissions.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)