---
title: "Coalition vs Corgi: Fiduciary Liability Insurance"
description: "Coalition’s Executive Risks fiduciary is available to U.S. private and nonprofit organizations within its asset and employee caps; Corgi offers fiduciary only in Growth Stage and Custom packages and excludes settlor acts and government investigations."
canonical: "https://spot.insure/compare/coalition-vs-corgi/fiduciary"
page-type: "line-comparison"
updated-at: "2026-09-29"
comparison-pair: "coalition-vs-corgi"
provider-a: "coalition"
provider-b: "corgi"
coverage-line: "fiduciary"
---

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[Human-readable page](https://spot.insure/compare/coalition-vs-corgi/fiduciary)

## Agent Guide

**What this page is:** Focused comparison of Coalition and Corgi for Fiduciary Liability Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Fiduciary Liability Insurance questions about Coalition versus Corgi. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Coalition vs Corgi for Fiduciary Liability Insurance: how do they differ?
- Which is better for Fiduciary Liability Insurance, Coalition or Corgi?
- What does Coalition or Corgi publish about Fiduciary Liability Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Fiduciary Liability Insurance. Providers: Coalition and Corgi.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-29.

**Related pages:**
- [Coalition vs Corgi](https://spot.insure/compare/coalition-vs-corgi) — all coverage lines for this pair
- [Fiduciary Liability Insurance guide](https://spot.insure/coverage/fiduciary) — how this coverage works
- [Coalition profile](https://spot.insure/insurance-providers/coalition) — provider profile
- [Corgi profile](https://spot.insure/insurance-providers/corgi) — provider profile

# Coalition vs Corgi: How Do They Compare for Fiduciary Liability Insurance?

Coalition distributes fiduciary as one of four Executive Risks coverages through appointed brokers only; Corgi offers fiduciary coverage only in its Growth Stage and Custom startup packages.

Coalition’s fiduciary line serves eligible private and nonprofit organizations within its $500 million asset and 1,000 employee caps; Corgi limits the line to Growth Stage and Custom packages.

## Coalition vs Corgi Fiduciary Liability Insurance Summary

Coalition’s Executive Risks fiduciary is available to U.S. private and nonprofit organizations within its asset and employee caps; Corgi offers fiduciary only in Growth Stage and Custom packages and excludes settlor acts and government investigations. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") [3](https://www.corgi.insure/fiduciary-liability "Fiduciary Liability Insurance for Startups")

## What Are the Key Differences Between Coalition and Corgi Fiduciary Liability Insurance?

### Size Caps Versus Package Tier

Coalition limits Executive Risks fiduciary to U.S. private and nonprofit organizations with up to $500 million in assets, 1,000 employees and $500 million in plan assets. Corgi offers the line only in Growth Stage and Custom packages, excluding Pre-Seed & Seed and Series A companies. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") [4](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes")

### What the Standard Form Pays For

Coalition describes fiduciary liability as coverage for claims of mismanagement of employee benefits and pension plans. Corgi’s standard CORG-FL-0100 form is claims-made and covers ERISA breach-of-fiduciary-duty claims such as excessive-fee litigation, plan administration errors and late deposit of employee contributions, but excludes settlor acts, ESOPs and multi-employer plans. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") [3](https://www.corgi.insure/fiduciary-liability "Fiduciary Liability Insurance for Startups")

### Investigations as Claims

Coalition’s reviewed Executive Risks pages do not say whether regulator investigations are covered claims. Corgi says DOL investigations, IRS audits and HHS inquiries are not covered “Claims” under the standard policy; only a resulting participant lawsuit is, and investigation costs themselves are not covered. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") [3](https://www.corgi.insure/fiduciary-liability "Fiduciary Liability Insurance for Startups")

### Limits and How You Buy

Coalition says limits up to $10 million per coverage line may be available, distributed only through appointed brokers, with Zurich American Insurance Company as the admitted Executive Risks carrier or unaffiliated non-admitted insurers. Corgi shows illustrative limits of up to $1 million per claim and $2 million aggregate, defense inside the limit, a $25,000 retention, and an online “Get a Fiduciary quote” flow. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") [2](https://www.coalitioninc.com/legal/disclaimer "U.S. Disclaimers") [3](https://www.corgi.insure/fiduciary-liability "Fiduciary Liability Insurance for Startups")

## What Should You Confirm in Coalition and Corgi Fiduciary Liability Insurance Quotes?

- Ask whether you sit inside Coalition’s asset, employee and plan-asset caps, versus Corgi’s Growth Stage or Custom package. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") [4](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes")
- Confirm settlor-act, ESOP and investigation wording on both specimens. [3](https://www.corgi.insure/fiduciary-liability "Fiduciary Liability Insurance for Startups") [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks")
- Compare Coalition’s $10 million per-line figure with Corgi’s illustrative $1 million / $2 million limits. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") [3](https://www.corgi.insure/fiduciary-liability "Fiduciary Liability Insurance for Startups")
- Get the issuing insurer: Coalition’s admitted versus non-admitted path, and Corgi’s carrier as shown in policy documents. [2](https://www.coalitioninc.com/legal/disclaimer "U.S. Disclaimers") [5](https://www.corgi.insure/disclaimers "Disclaimers & Licensing")

## Coalition vs Corgi Fiduciary Liability Insurance Compared

| Criteria | Coalition Executive Risks — Fiduciary Liability | Corgi Fiduciary Liability |
| --- | --- | --- |
| Limits and Retentions | Coalition says limits up to $10 million per coverage line may be available for Executive Risks products, including fiduciary liability, subject to exclusions and limitations. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") (Evidence: Company-reported; scope: Executive Risks FAQ as read on 2026-09-23; not a quoted or bindable limit for any specific applicant..) | Corgi shows illustrative fiduciary limits of up to $1 million per claim and $2 million aggregate, with defense costs inside the limit and a $25,000 per-claim self-insured retention. [3](https://www.corgi.insure/fiduciary-liability "Fiduciary Liability Insurance for Startups") (Evidence: Company-reported; scope: Fiduciary coverage table, described as illustrative..) |
| How to Apply | Coalition distributes Executive Risks, including fiduciary liability, only through appointed insurance brokers rather than direct to buyers. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") (Evidence: Company-reported; scope: Executive Risks product page as read on 2026-09-23..) | You request a Fiduciary quote through Corgi's online "Get a Fiduciary quote" flow, the same self-serve path Corgi uses for its other startup lines. [3](https://www.corgi.insure/fiduciary-liability "Fiduciary Liability Insurance for Startups") (Evidence: Company-reported; scope: Fiduciary product page call to action..) |
| Coverage Features | Coalition says fiduciary liability provides coverage for claims of mismanagement of employee benefits and pension plans. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") (Evidence: Company-reported; scope: Executive Risks product page as read on 2026-09-23; exclusions and limitations apply per the page footer, and the issued policy controls actual terms..) | The standard policy (CORG-FL-0100) is claims-made and covers ERISA breach-of-fiduciary-duty claims such as excessive-fee litigation, plan administration errors and late deposit of employee contributions, but excludes settlor acts (plan design, amendment or termination decisions), ESOPs and multi-employer plans from the standard form. [3](https://www.corgi.insure/fiduciary-liability "Fiduciary Liability Insurance for Startups") (Evidence: Company-reported; scope: Fiduciary coverage table and scenario/policy notes; illustrative summary, not policy wording..)<br><br>Corgi says DOL investigations, IRS audits and HHS inquiries are not covered "Claims" under the standard fiduciary policy; only a resulting participant lawsuit is a covered claim, and investigation costs themselves are not covered. [3](https://www.corgi.insure/fiduciary-liability "Fiduciary Liability Insurance for Startups") (Evidence: Company-reported; scope: Fiduciary scenario note 3..) |
| Role in This Line | Coalition designs and distributes fiduciary liability as one of four coverages in its Executive Risks product suite, sold through appointed brokers. [1](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") (Evidence: Company-reported; scope: Executive Risks product page as read on 2026-09-23..) | Corgi sells Fiduciary Liability as part of its Growth Stage and Custom startup packages; it is not included in the Pre-Seed & Seed or Series A package tiers, unlike CGL, D&O, Tech E&O and Cyber. [4](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") (Evidence: Company-reported; scope: Homepage package contents as read on 2026-09-23..) |
| Issuing Insurer | Coalition's disclaimer names Zurich American Insurance Company (NAIC 16535) as the admitted carrier for Executive Risks, and says Coalition Insurance Solutions, Inc. also places Executive Risks with unaffiliated insurers on a non-admitted basis, so the carrier for a specific fiduciary policy depends on the placement route. [2](https://www.coalitioninc.com/legal/disclaimer "U.S. Disclaimers") (Evidence: Company-reported; scope: U.S. Disclaimers page as read on 2026-09-23..) | Corgi's fiduciary product page does not name the issuing insurer. Corgi's disclaimers page says coverage on the platform is underwritten by carrier affiliates or third-party partners depending on the product, jurisdiction and risk, and that the specific carrier appears in the issued policy documents. [3](https://www.corgi.insure/fiduciary-liability "Fiduciary Liability Insurance for Startups") [5](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") (Evidence: Company-reported; scope: Fiduciary product page and general Corgi underwriting disclosure; not specific confirmation of which entity underwrites fiduciary policies..) |

## About Coalition and Corgi and Fiduciary Liability Insurance

- [Coalition company profile](https://spot.insure/insurance-providers/coalition) · [Coalition customer reviews](https://spot.insure/insurance-providers/coalition/reviews)
- [Corgi company profile](https://spot.insure/insurance-providers/corgi) · [Corgi customer reviews](https://spot.insure/insurance-providers/corgi/reviews)
- [What Is Fiduciary Liability Insurance?](https://spot.insure/coverage/fiduciary)

## Related Pages for Coalition vs Corgi Fiduciary Liability Insurance

- [Coalition vs Corgi](https://spot.insure/compare/coalition-vs-corgi): all coverage lines, business roles, service and claims.
- [What Is Fiduciary Liability Insurance?](https://spot.insure/coverage/fiduciary): Fiduciary liability can protect your company and plan fiduciaries from covered claims about benefit-plan management; check who is insured and whether administration errors are included.
- [Coalition Fiduciary Liability Insurance](https://spot.insure/insurance-providers/coalition/fiduciary)
- [Corgi Fiduciary Liability Insurance](https://spot.insure/insurance-providers/corgi/fiduciary)

## Sources for Coalition vs Corgi Fiduciary Liability Insurance

### Sources About Coalition

1. [Executive Risks](https://www.coalitioninc.com/executive-risks-insurance). Coalition; Product Offering: Fiduciary Liability — provides coverage for claims of mismanagement of employee benefits and pension plans; FAQ: What type of businesses do you protect?, What limits do you offer?, What resources do you have for policyholders?. Accessed 2026-09-23.
2. [U.S. Disclaimers](https://www.coalitioninc.com/legal/disclaimer). Coalition; Admitted Executive Risk: insurance products offered by Coalition Insurance Solutions, Inc. acting on behalf of unaffiliated insurance companies and, on an admitted basis, on behalf of Zurich American Insurance Company (NAIC # 16535). Accessed 2026-09-23.

### Sources About Corgi

3. [Fiduciary Liability Insurance for Startups](https://www.corgi.insure/fiduciary-liability). Corgi Insurance; What's Actually Inside Your Fiduciary Policy (form CORG-FL-0100); Scenario notes; Policy notes; Available Add-ons; FAQ. Accessed 2026-09-23.
4. [Corgi Insurance: Startup Insurance, Quoted in Minutes](https://www.corgi.insure). Corgi Insurance; Coverage Designed Around Your Startup's Journey: Fiduciary Liability listed only in the Growth Stage and Custom Package tiers. Accessed 2026-09-23.
5. [Disclaimers & Licensing](https://www.corgi.insure/disclaimers). Corgi Insurance; About Corgi; How Insurance Is Provided Through Corgi (Underwriting); Specialty Insurance Carrier and Underwriting Disclosures. Accessed 2026-09-23.

Updated 2026-09-29. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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- [Markdown page](https://spot.insure/compare/coalition-vs-corgi/fiduciary.md)
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