---
title: "Coalition vs Corgi: Cyber Insurance"
description: "Coalition includes breach-response costs under a separate limit and pairs the policy with free Control monitoring. Corgi's standard form covers third-party network and privacy claims only, with response and ransomware sold as endorsements."
canonical: "https://spot.insure/compare/coalition-vs-corgi/cyber"
page-type: "line-comparison"
updated-at: "2026-09-29"
comparison-pair: "coalition-vs-corgi"
provider-a: "coalition"
provider-b: "corgi"
coverage-line: "cyber"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/compare/coalition-vs-corgi/cyber)

## Agent Guide

**What this page is:** Focused comparison of Coalition and Corgi for Cyber Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Cyber Insurance questions about Coalition versus Corgi. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Coalition vs Corgi for Cyber Insurance: how do they differ?
- Which is better for Cyber Insurance, Coalition or Corgi?
- What does Coalition or Corgi publish about Cyber Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Cyber Insurance. Providers: Coalition and Corgi.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-29.

**Related pages:**
- [Coalition vs Corgi](https://spot.insure/compare/coalition-vs-corgi) — all coverage lines for this pair
- [Cyber Insurance guide](https://spot.insure/coverage/cyber) — how this coverage works
- [Coalition profile](https://spot.insure/insurance-providers/coalition) — provider profile
- [Corgi profile](https://spot.insure/insurance-providers/corgi) — provider profile

# Coalition vs Corgi: How Do They Compare for Cyber Insurance?

Corgi's standard cyber is third-party only and claims-made, with illustrative limits up to $1 million per claim and an online quote; Coalition lists first-party extortion, funds transfer fraud and business interruption cover, bought through brokers.

Coalition includes breach response under a separate limit and free monitoring; Corgi's standard form covers third-party claims and sells response as add-ons.

## Coalition vs Corgi Cyber Insurance Summary

Coalition includes breach-response costs under a separate limit and pairs the policy with free Control monitoring. Corgi's standard form covers third-party network and privacy claims only, with response and ransomware sold as endorsements. [1](https://www.coalitioninc.com/cyber-insurance "Active Cyber Insurance") [7](https://www.corgi.insure/cyber-liability "Cyber Liability Insurance for Startups")

## What Are the Key Differences Between Coalition and Corgi Cyber Insurance?

### What the Base Form Pays For

Corgi illustrates up to $1 million per claim and $2 million aggregate with a $10,000 retention, but breach response, ransomware, business interruption, and funds-transfer fraud each need an endorsement. Coalition puts breach-response expenses on a separate limit so those costs do not eat the rest of the policy. A Corgi quote without those endorsements leaves forensics and notification to you. Choose Corgi if you want an online startup policy and will add the first-party endorsements you need; choose Coalition if you want response costs inside the base form from day one. [7](https://www.corgi.insure/cyber-liability "Cyber Liability Insurance for Startups") [1](https://www.coalitioninc.com/cyber-insurance "Active Cyber Insurance")

The standard policy covers third-party network security and privacy liability claims only. Breach response, ransomware, business interruption and funds transfer fraud are available as endorsements. [7](https://www.corgi.insure/cyber-liability "Cyber Liability Insurance for Startups") (Evidence: Company-reported; scope: Coverage summary for form CORG-CY-0100; endorsement availability varies by jurisdiction and underwriting..)

### Monitoring and How You Buy

Coalition includes Control at no extra cost: attack-surface monitoring, vendor risk checks, zero-day alerts, and Login Security. Corgi's cyber page describes no comparable monitoring. You buy Coalition only through an appointed broker; Corgi lets you request a quote online, alone or inside a startup package. [2](https://www.coalitioninc.com/control "Coalition Control") [5](https://help.coalitioninc.com/hc/en-us/articles/7608339418395-How-do-I-qualify-for-and-buy-cyber-insurance-from-Coalition "How do I qualify for and buy cyber insurance from Coalition?") [7](https://www.corgi.insure/cyber-liability "Cyber Liability Insurance for Startups")

## What Should You Confirm in Coalition and Corgi Cyber Insurance Quotes?

- Ask Corgi which endorsements are priced, including breach response and ransomware. [7](https://www.corgi.insure/cyber-liability "Cyber Liability Insurance for Startups")
- Ask Coalition for the breach-response limit and the main policy limit as two numbers. [1](https://www.coalitioninc.com/cyber-insurance "Active Cyber Insurance")
- Compare retentions: Corgi shows $10,000 with defense inside the limit; Coalition does not publish retentions. [7](https://www.corgi.insure/cyber-liability "Cyber Liability Insurance for Startups") [6](https://help.coalitioninc.com/hc/en-us/articles/13436025921051-Does-Coalition-offer-Excess-coverage "Does Coalition offer Excess coverage?")

## Coalition vs Corgi Cyber Insurance Compared

| Criteria | Coalition Active Cyber Insurance | Corgi Cyber Liability |
| --- | --- | --- |
| Limits and Retentions | Coalition offers U.S. surplus lines excess cyber coverage above an underlying policy. Its public pages do not publish maximum primary limits or retentions. [6](https://help.coalitioninc.com/hc/en-us/articles/13436025921051-Does-Coalition-offer-Excess-coverage "Does Coalition offer Excess coverage?") [1](https://www.coalitioninc.com/cyber-insurance "Active Cyber Insurance") (Evidence: Company-reported; scope: Excess product help article; limit and retention amounts appear only on quotes..) | Corgi shows illustrative limits of up to $1 million per claim and $2 million in the aggregate, with a $10,000 self-insured retention per event. [7](https://www.corgi.insure/cyber-liability "Cyber Liability Insurance for Startups") (Evidence: Company-reported; scope: Illustrative policy structure on the product page; actual limits and retentions appear on the declarations..) |
| How to Apply | You buy Coalition cyber through an appointed insurance broker. Underwriting considers industry, finances, operations and security posture. [5](https://help.coalitioninc.com/hc/en-us/articles/7608339418395-How-do-I-qualify-for-and-buy-cyber-insurance-from-Coalition "How do I qualify for and buy cyber insurance from Coalition?") (Evidence: Company-reported; scope: Qualification help article; restates the verified provider fact broker-application..) | You can request a cyber quote online through Corgi. [7](https://www.corgi.insure/cyber-liability "Cyber Liability Insurance for Startups") (Evidence: Company-reported; scope: Product page quote call to action..) |
| Coverage Features | Coalition says breach-response expenses have a separate limit, so response costs do not use up the limit for other coverages. [1](https://www.coalitioninc.com/cyber-insurance "Active Cyber Insurance") (Evidence: Company-reported; scope: Product-page description; the issued policy and declarations control..)<br><br>Coalition lists pay-on-behalf cyber extortion coverage, funds transfer fraud and business interruption losses among its cyber coverages. [1](https://www.coalitioninc.com/cyber-insurance "Active Cyber Insurance") (Evidence: Company-reported; scope: Product-page coverage highlights, subject to exclusions and the policy as issued..) | The standard policy covers third-party network security and privacy liability claims only. Breach response, ransomware, business interruption and funds transfer fraud are available as endorsements. [7](https://www.corgi.insure/cyber-liability "Cyber Liability Insurance for Startups") (Evidence: Company-reported; scope: Coverage summary for form CORG-CY-0100; endorsement availability varies by jurisdiction and underwriting..)<br><br>Regulatory investigations, fines and penalties are excluded from the standard policy. Corgi says regulatory coverage may be added by endorsement where legally insurable. [7](https://www.corgi.insure/cyber-liability "Cyber Liability Insurance for Startups") (Evidence: Company-reported; scope: Scenario notes for form CORG-CY-0100..)<br><br>The policy is claims-made, with defense costs inside the limit, so legal spending reduces the amount left for settlements. [7](https://www.corgi.insure/cyber-liability "Cyber Liability Insurance for Startups") (Evidence: Company-reported; scope: Scenario notes for form CORG-CY-0100..) |
| Role in This Line | Coalition designs and distributes its own cyber policy and pairs it with security monitoring and incident-response services. [1](https://www.coalitioninc.com/cyber-insurance "Active Cyber Insurance") (Evidence: Company-reported; scope: U.S. Active Cyber Insurance for small and midsize businesses, as described on the product page..) | Corgi sells cyber liability as a standalone policy and inside its startup packages, starting with the pre-seed and seed package. [8](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [7](https://www.corgi.insure/cyber-liability "Cyber Liability Insurance for Startups") (Evidence: Company-reported; scope: Homepage package contents and the cyber liability product page..) |
| Issuing Insurer | Admitted cyber policies are issued by Coalition Insurance Company. Non-admitted (surplus lines) policies are placed with unaffiliated insurers, so the carrier depends on the policy route. [3](https://www.coalitioninc.com/legal/disclaimer "U.S. Disclaimers") (Evidence: Company-reported; scope: U.S. disclaimers for admitted and non-admitted cyber; restates the verified provider fact insurer-route..) | Corgi uses affiliated and partner insurers. The cyber product page names its policy form, CORG-CY-0100, but not the issuing insurer; your policy names it. [7](https://www.corgi.insure/cyber-liability "Cyber Liability Insurance for Startups") [9](https://www.corgi.insure/disclaimers "Disclaimers") (Evidence: Company-reported; scope: Cyber product page and Corgi disclaimers..) |

## About Coalition and Corgi and Cyber Insurance

- [Coalition company profile](https://spot.insure/insurance-providers/coalition) · [Coalition customer reviews](https://spot.insure/insurance-providers/coalition/reviews)
- [Corgi company profile](https://spot.insure/insurance-providers/corgi) · [Corgi customer reviews](https://spot.insure/insurance-providers/corgi/reviews)
- [What Is Cyber Insurance?](https://spot.insure/coverage/cyber)

## Related Pages for Coalition vs Corgi Cyber Insurance

- [Coalition vs Corgi](https://spot.insure/compare/coalition-vs-corgi): all coverage lines, business roles, service and claims.
- [What Is Cyber Insurance?](https://spot.insure/coverage/cyber): Cyber insurance can help pay covered breach response, data recovery, interruption and liability costs; vendor incidents and funds-transfer fraud need separate checks.
- [Coalition Cyber Insurance](https://spot.insure/insurance-providers/coalition/cyber)
- [Corgi Cyber Insurance](https://spot.insure/insurance-providers/corgi/cyber)

## Sources for Coalition vs Corgi Cyber Insurance

### Sources About Coalition

1. [Active Cyber Insurance](https://www.coalitioninc.com/cyber-insurance). Coalition; Cyber coverage tailored to your organization’s cyber risk needs: separate limit for breach response, pay-on-behalf for cyber extortion, funds transfer fraud recovery, business interruption; Our Claims Approach; Coalition Incident Response. Accessed 2026-09-23.
2. [Coalition Control](https://www.coalitioninc.com/control). Coalition; Policyholder Features: attack surface monitoring, Login Security, Cyber Health Rating, third-party risk management, zero-day alerts. Accessed 2026-09-23.
3. [U.S. Disclaimers](https://www.coalitioninc.com/legal/disclaimer). Coalition; Non-Admitted Cyber; Admitted Cyber; Admitted and Non-admitted Cyber. Accessed 2026-09-16.
4. [Where does Coalition offer cyber insurance coverage?](https://help.coalitioninc.com/hc/en-us/articles/7520450985883-Where-does-Coalition-offer-cyber-insurance-coverage). Coalition; United States. Accessed 2026-09-16.
5. [How do I qualify for and buy cyber insurance from Coalition?](https://help.coalitioninc.com/hc/en-us/articles/7608339418395-How-do-I-qualify-for-and-buy-cyber-insurance-from-Coalition). Coalition; Eligibility; broker contact; underwriting paragraphs. Accessed 2026-09-16.
6. [Does Coalition offer Excess coverage?](https://help.coalitioninc.com/hc/en-us/articles/13436025921051-Does-Coalition-offer-Excess-coverage). Coalition; What excess products does Coalition offer, and in what regions?. Accessed 2026-09-16.

### Sources About Corgi

7. [Cyber Liability Insurance for Startups](https://www.corgi.insure/cyber-liability). Corgi Insurance; What’s Actually Inside Your Cyber Policy (form CORG-CY-0100); Scenario notes; Policy notes; Available Add-ons. Accessed 2026-09-23.
8. [Corgi Insurance: Startup Insurance, Quoted in Minutes](https://www.corgi.insure). Corgi Insurance; Coverage Designed Around Your Startup’s Journey: package contents. Accessed 2026-09-23.
9. [Disclaimers](https://www.corgi.insure/disclaimers). Corgi Insurance; Insurer and producer disclosures. Accessed 2026-09-16.

Updated 2026-09-29. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/coalition-vs-corgi/cyber.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)