---
title: "Coalition vs Corgi"
description: "Compare a Coalition cyber and Tech E&O placement with Corgi’s stage-based startup packages and insurer options."
canonical: "https://spot.insure/compare/coalition-vs-corgi"
page-type: "provider-comparison"
updated-at: "2026-09-16"
verified-at: "2026-09-16"
entities: ["Spot", "Coalition", "Corgi"]
---

[Human-readable page](https://spot.insure/compare/coalition-vs-corgi)

# Coalition vs Corgi

Compare a Coalition cyber and Tech E&O placement with Corgi’s stage-based startup packages and insurer options.

## Research Scope and Use

Use this comparison to evaluate Coalition and Corgi against the same documented criteria. The analysis identifies differences and questions to confirm; it does not select a winner for a particular business.

This is published research as of the verification dates shown, not a live quote or an eligibility determination. “Company-reported” identifies a provider's own claim. “Not found” and “not publicly disclosed” describe the evidence reviewed, not proof that a service is unavailable. Preserve the scope and citations when summarizing a fact.

For a decision handoff, identify the company's requirements, the documented differences relevant to them, and unresolved questions from the analysis. Confirm actual insurer, availability, policy wording, limits, retentions, exclusions, and costs in the relevant quote and policy documents.

## Highlights

Coalition distributes cyber and Tech E&O insurance with security services through brokers. Corgi’s agency offers stage-based startup packages using affiliated or partner insurers; the issuing entity matters for each coverage. [1](https://www.coalitioninc.com/technology-errors-and-omissions-insurance "Tech E&O Insurance Coverage") [13](https://help.coalitioninc.com/hc/en-us/articles/7608339418395-How-do-I-qualify-for-and-buy-cyber-insurance-from-Coalition "How do I qualify for and buy cyber insurance from Coalition?") [20](https://www.corgi.insure "Corgi Insurance homepage") [19](https://www.corgi.insure/disclaimers "Disclaimers & Licensing")



## Introduction

A financing round and a new enterprise customer can produce two different insurance requests. Corgi organizes packages around startup stages; Coalition offers combined technology errors and omissions (E&O) and cyber coverage and a separate Executive Risks suite. Compare the actual contract obligations before treating either proposal as a complete answer. [20](https://www.corgi.insure "Corgi Insurance homepage") [1](https://www.coalitioninc.com/technology-errors-and-omissions-insurance "Tech E&O Insurance Coverage") [5](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks")

## Documented Provider Strengths

### Coalition

- Combines Tech E&O and cyber coverage for technology businesses. [1](https://www.coalitioninc.com/technology-errors-and-omissions-insurance "Tech E&O Insurance Coverage") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.)
- Control provides policyholders with monitoring, alerts and remediation guidance. [8](https://www.coalitioninc.com/control "Coalition Control") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.)

### Corgi

- Stage-based packages give technology startups a starting point from pre-seed through growth, with a custom option. [20](https://www.corgi.insure "Corgi Insurance homepage") [21](https://www.corgi.insure/about "About Corgi") [24](https://www.corgi.insure/customers "Customer Success Stories") [33](https://www.ycombinator.com/companies/corgi-insurance "Corgi Insurance company profile") (Evidence: Company-reported; scope: Company website positioning and package names; named customer stories on the customers page are testimonials, not a verified book of business.; verified: 2026-09-15.)
- Corgi says customers can add or upgrade policies through its dashboard as funding, hiring and contract requirements change. [20](https://www.corgi.insure "Corgi Insurance homepage") [19](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") (Evidence: Company-reported; scope: Company description of post-bind servicing and cancellation. Actual endorsement terms remain in the policy. This does not establish a specific renewal guarantee or a finding that renewals are unavailable.; verified: 2026-09-15.)

## Coverage Comparison

| Coverage Type | Coalition | Corgi |
| --- | --- | --- |
| Business owner’s policy | Not listed | Listed [20](https://www.corgi.insure "Corgi Insurance homepage") |
| Cargo and transit | Not listed | Listed [20](https://www.corgi.insure "Corgi Insurance homepage") |
| Commercial auto | Not listed | Listed [20](https://www.corgi.insure "Corgi Insurance homepage") |
| Crime | Listed [5](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") | Listed [20](https://www.corgi.insure "Corgi Insurance homepage") |
| Cyber liability | Listed [7](https://www.coalitioninc.com/cyber-insurance "Active Cyber Insurance") | Listed [20](https://www.corgi.insure "Corgi Insurance homepage") |
| Directors and officers | Listed [5](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") | Listed [20](https://www.corgi.insure "Corgi Insurance homepage") |
| Employment practices liability | Listed [5](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") | Listed [20](https://www.corgi.insure "Corgi Insurance homepage") |
| Fiduciary liability | Listed [5](https://www.coalitioninc.com/executive-risks-insurance "Executive Risks") | Listed [20](https://www.corgi.insure "Corgi Insurance homepage") |
| General liability | Not listed | Listed [20](https://www.corgi.insure "Corgi Insurance homepage") |
| Hired and non-owned auto | Not listed | Listed [20](https://www.corgi.insure "Corgi Insurance homepage") |
| Kidnap and ransom | Not listed | Listed [20](https://www.corgi.insure "Corgi Insurance homepage") |
| Liquor liability | Not listed | Listed [20](https://www.corgi.insure "Corgi Insurance homepage") |
| Media liability | Listed [18](https://www.coalitioninc.com/ai-coverage "Coalition AI Coverage") | Listed [20](https://www.corgi.insure "Corgi Insurance homepage") |
| Medical malpractice | Not listed | Listed [20](https://www.corgi.insure "Corgi Insurance homepage") |
| Professional liability / E&O | Listed [6](https://www.coalitioninc.com/insurance/miscellaneous-professional-liability-insurance "Miscellaneous Professional Liability") | Listed [20](https://www.corgi.insure "Corgi Insurance homepage") |
| Representations and warranties | Not listed | Listed [20](https://www.corgi.insure "Corgi Insurance homepage") |
| Technology errors and omissions | Listed [1](https://www.coalitioninc.com/technology-errors-and-omissions-insurance "Tech E&O Insurance Coverage") | Listed [20](https://www.corgi.insure "Corgi Insurance homepage") |
| Umbrella and excess liability | Listed [14](https://help.coalitioninc.com/hc/en-us/articles/13436025921051-Does-Coalition-offer-Excess-coverage "Does Coalition offer Excess coverage?") | Listed [20](https://www.corgi.insure "Corgi Insurance homepage") |
| Workers’ compensation | Not listed | Listed [20](https://www.corgi.insure "Corgi Insurance homepage") |

Listed products and programs may be arranged through insurers or partners. Optional endorsements are discussed in the analysis. “Not listed” means no separate offering appears in the reviewed catalogue; confirm availability and policy terms with the provider.

## Optional Spot Service Handoff

Spot can help prepare applications, coordinate brokers, and compare proposals. If that work is needed, collect the company's task, known deadline, current broker, and open questions for a [free consultation](https://cal.com/team/spotinsure/insurance-consultation). The company decides what to buy; Spot does not automatically bind coverage. Consult [Spot pricing](https://spot.insure/pricing.md) for ongoing service fees.

This is a service offered by the publisher, separate from the provider research.

## Key Differences Between Coalition and Corgi

### Package Design and the Insurer Behind It

Corgi’s startup packages combine general liability, directors and officers, technology errors and omissions, cyber, media, employment practices, fiduciary, and hired and non-owned auto coverage. Its technology offering includes a Tech & AI Liability module. [20](https://www.corgi.insure "Corgi Insurance homepage") [26](https://www.corgi.insure/ai "Insurance for AI, Built for Model Risk") [28](https://www.prnewswire.com/news-releases/corgi-insurance-raises-108-million-receives-regulatory-approval-to-launch-the-first-full-stack-insurance-carrier-for-startups-302657727.html "Corgi Insurance Raises $108 Million, Receives Regulatory Approval to Launch the First Full-Stack Insurance Carrier for Startups") (Evidence: Company-reported; scope: Website product labels and package descriptions. Labels are not equivalent coverage, and website summaries are not policy wording.; verified: 2026-09-15.)

The package can organize a broad request, but the issuing entities still need to be identified coverage by coverage. Corgi’s disclosures describe affiliated and partner insurers, and its D&O page identifies Technology Risk Retention Group. Coalition distinguishes its producer from Coalition Insurance Company for admitted cyber and other insurers for non-admitted placements. These are material proposal details, not interchangeable uses of the word insurer. [19](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") [23](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") [3](https://www.coalitioninc.com/legal/disclaimer "U.S. Disclaimers")

Policies issued by a risk retention group are not covered by state insurance guaranty funds. Corgi includes this notice for policies issued by Technology Risk Retention Group. [38](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title15-section3902&num=0&edition=prelim "15 U.S.C. § 3902 — Risk retention groups") [20](https://www.corgi.insure "Corgi Insurance homepage") [19](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") (Evidence: Verified; scope: RRG policies. This is a statutory qualification, not a prediction of insolvency, and it is not a statement about admitted policies.; verified: 2026-09-15.)

### A Customer’s Requirements May Be More Specific Than a Package Name

Coalition’s help center states that admitted and surplus cyber policies are offered in all 50 states and D.C., including California. Its product comparison lists Tech E&O and MPL under surplus coverage. This documents a California cyber placement route, but does not establish approval or the exact Tech E&O form for a particular applicant. [10](https://help.coalitioninc.com/hc/en-us/articles/7520450985883-Where-does-Coalition-offer-cyber-insurance-coverage "Where does Coalition offer cyber insurance coverage?") [11](https://help.coalitioninc.com/hc/en-us/articles/7665550624283-Are-there-any-differences-between-Coalition-s-admitted-and-surplus-lines-products "Are there any differences between Coalition’s admitted and surplus lines products?") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.)

A California founder should ask both providers to identify the paper proposed for Tech E&O and D&O, then have the customer confirm acceptance where its contract imposes insurer requirements. Corgi’s new admitted-carrier announcement does not establish its complete licensed-state footprint or financial-strength rating. Do not apply an affiliated carrier’s status to another entity’s policy. [27](https://www.prnewswire.com/news-releases/corgi-insurance-launches-admitted-insurance-carrier-302860246.html "Corgi Insurance Launches Admitted Insurance Carrier") [19](https://www.corgi.insure/disclaimers "Disclaimers & Licensing")

### Upgrading Coverage and Reducing Cyber Exposure Are Different Jobs

Corgi says its dashboard supports adding or upgrading policies as funding and hiring change. Coalition’s Control services focus on security findings, alerts and remediation guidance. A team comparing ongoing service should ask who handles coverage changes and who acts on security alerts, rather than equating the two dashboards. [20](https://www.corgi.insure "Corgi Insurance homepage") [8](https://www.coalitioninc.com/control "Coalition Control")

## What to Confirm in Quotes

Request a coverage-by-coverage insurer schedule, the cyber/E&O aggregate structure and the terms for adding coverage after the round. For a Corgi RRG placement, review the membership and guaranty-fund notices. For Coalition, confirm the California Tech E&O form and the broker’s role in servicing the broader program. Neither stage labels nor a cyber quote establish that every customer requirement has been met. [19](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") [11](https://help.coalitioninc.com/hc/en-us/articles/7665550624283-Are-there-any-differences-between-Coalition-s-admitted-and-surplus-lines-products "Are there any differences between Coalition’s admitted and surplus lines products?") [13](https://help.coalitioninc.com/hc/en-us/articles/7608339418395-How-do-I-qualify-for-and-buy-cyber-insurance-from-Coalition "How do I qualify for and buy cyber insurance from Coalition?")



## Service Comparison

Coalition vs Corgi: documented services and availability.

| Criteria | Coalition | Corgi |
| --- | --- | --- |
| Business role | Coalition combines commercial insurance offerings with cyber risk-management services. In the United States, Coalition Insurance Solutions, Inc. (CIS) is the disclosed insurance producer and surplus lines broker; the issuing insurer is responsible for policy obligations. [2](https://www.coalitioninc.com/legal/licenses "Licenses and Carriers") [7](https://www.coalitioninc.com/cyber-insurance "Active Cyber Insurance") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.)<br><br>Coalition lists CIS’s California producer and surplus lines license as 0L76155. This is a company disclosure; current license status has not been independently checked with the California regulator. [2](https://www.coalitioninc.com/legal/licenses "Licenses and Carriers") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.)<br><br>Coalition’s legal page identifies Coalition Incident Response, Inc., doing business as Coalition Security, or independent third parties as security-service providers. Coalition Security does not provide insurance. [2](https://www.coalitioninc.com/legal/licenses "Licenses and Carriers") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.) | Corgi Insurance Services, Inc. is the licensed agency that sells and administers Corgi policies. The insurer named in your policy provides the coverage. [19](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") [20](https://www.corgi.insure "Corgi Insurance homepage") [22](https://www.corgi.insure/broker-licenses "Insurance Producer Licenses") (Evidence: Company-reported; scope: Distribution role and brand usage as of 15 September 2026. Producer licensing is not insurer authority, and group language does not make every group company the issuing insurer on a given policy.; verified: 2026-09-15.) |
| Access to insurers | Coalition identifies Coalition Insurance Company (NAIC 29530) for admitted cyber and describes CIS as acting for unaffiliated insurers on non-admitted placements. The reviewed sources do not assign a single insurer to every California Tech E&O quote; confirm the named carrier on the quote and policy. [3](https://www.coalitioninc.com/legal/disclaimer "U.S. Disclaimers") [2](https://www.coalitioninc.com/legal/licenses "Licenses and Carriers") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.) | Corgi uses affiliated and partner insurers. Your policy names the insurer and claims administrator for your coverage. [19](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") (Evidence: Company-reported; scope: Company disclosure of variable issuing paper. Do not treat the Corgi brand, the producer, or any one carrier as the insurer on every policy.; verified: 2026-09-15.)<br><br>Technology Risk Retention Group, Inc. appears in the NAIC company listing as Arizona-domiciled property and casualty company code 17763 (listed as TECHNOLOGY RRG INC). Corgi’s disclaimers call TRRG the group’s primary underwriting entity and a risk retention group organized under the Liability Risk Retention Act. The same Carrier Financial Strength paragraph describes TRRG as federally chartered and operating under federal prudential oversight; that wording is company language and is not adopted here as a legal conclusion. [35](https://content.naic.org/sites/default/files/publication-loc-zu-listing-companies-summary.pdf "NAIC Listing of Companies") [19](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") [21](https://www.corgi.insure/about "About Corgi") [20](https://www.corgi.insure "Corgi Insurance homepage") [36](https://content.naic.org/insurance-topics/risk-retention-groups "Insurance Topics: Risk Retention Groups") [37](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title15-section3901&num=0&edition=prelim "15 U.S.C. § 3901 — Definitions") (Evidence: Company-reported; scope: Entity identity and Arizona domicile are supported by the NAIC listing. Which Corgi products currently issue on TRRG paper is company-described and can vary by account. NAIC and the Liability Risk Retention Act describe RRGs as state-chartered or state-licensed liability insurers with domiciliary-state regulation of formation and operation.; verified: 2026-09-15.)<br><br>A risk retention group is a member-owned liability insurer licensed in its home state. Federal law lets it operate in other states through registration. Members must have similar or related business risks. [36](https://content.naic.org/insurance-topics/risk-retention-groups "Insurance Topics: Risk Retention Groups") [37](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title15-section3901&num=0&edition=prelim "15 U.S.C. § 3901 — Definitions") [39](https://www.azleg.gov/ars/20/02402.htm "Arizona Revised Statutes § 20-2402") (Evidence: Verified; scope: General RRG charter, membership, and oversight from current NAIC topic material last updated 13 October 2025 and the cited statutes. This is not a statement of TRRG’s surplus, a federal charter, or of which Corgi products currently issue on TRRG paper. The reviewed sources do not describe voting, dividend, or assessment rights for a Corgi policyholder in practice.; verified: 2026-09-15.)<br><br>For customers who need an admitted insurer, Corgi says it can use affiliated or partner carriers rated A- or better by AM Best. Options depend on the state, coverage, and business. Eligible admitted policies may have state guaranty-association protection, subject to that state’s limits. [19](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") [21](https://www.corgi.insure/about "About Corgi") [20](https://www.corgi.insure "Corgi Insurance homepage") [27](https://www.prnewswire.com/news-releases/corgi-insurance-launches-admitted-insurance-carrier-302860246.html "Corgi Insurance Launches Admitted Insurance Carrier") (Evidence: Company-reported; scope: Company description of an alternative placement path. It is not a guarantee that a given account will receive A- admitted paper, not an AM Best rating of TRRG or of Corgi Insurance Company, Inc., and not a blanket guarantee of guaranty-association payment. Guaranty-association language does not apply to risk retention group policies.; verified: 2026-09-15.)<br><br>Corgi says Technology Risk Retention Group does not have an AM Best rating. A financial-strength rating and admitted status are separate things. [19](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") [23](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Company statement about TRRG. Admitted status, an AM Best rating, and financial condition are separate facts. This profile does not assign a financial-strength grade to TRRG.; verified: 2026-09-15.)<br><br>Corgi Insurance Company’s August 2026 launch announcement did not give a financial-strength rating or a complete list of licensed states. Confirm both if they are requirements for your business. [27](https://www.prnewswire.com/news-releases/corgi-insurance-launches-admitted-insurance-carrier-302860246.html "Corgi Insurance Launches Admitted Insurance Carrier") [40](https://www.insurancebusinessmag.com/us/news/breaking-news/corgi-built-its-name-insuring-ai-startups--its-new-carrier-targets-dry-cleaners-salons-and-more-587646.aspx "Corgi built its name insuring AI startups. Its new carrier targets dry cleaners, salons and more") (Evidence: Not found in reviewed sources; scope: Reviewed public sources as of 15 September 2026. Not finding a published rating is not a finding that the company has no rating, no capital, or no authorization.; verified: 2026-09-15.)<br><br>Policies issued by a risk retention group are not covered by state insurance guaranty funds. Corgi includes this notice for policies issued by Technology Risk Retention Group. [38](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title15-section3902&num=0&edition=prelim "15 U.S.C. § 3902 — Risk retention groups") [20](https://www.corgi.insure "Corgi Insurance homepage") [19](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") (Evidence: Verified; scope: RRG policies. This is a statutory qualification, not a prediction of insolvency, and it is not a statement about admitted policies.; verified: 2026-09-15.)<br><br>Corgi says its insurers may share risk with reinsurers, while the insurer on your policy remains responsible for claims. Its public disclosures do not name the current reinsurers or their contract terms. [19](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") [32](https://kindredventures.com/announcement/corgi-rebuilding-insurance-with-ai/ "Corgi: Rebuilding Insurance with AI") (Evidence: Not publicly disclosed; scope: Public disclosures as of 15 September 2026. Not identifying a named panel is not a finding that there is no reinsurance.; verified: 2026-09-15.) |
| Application process | Coalition directs buyers to an appointed insurance broker and offers help finding access if their broker does not offer Coalition. It describes underwriting that considers industry, finances, operations and security posture. [13](https://help.coalitioninc.com/hc/en-us/articles/7608339418395-How-do-I-qualify-for-and-buy-cyber-insurance-from-Coalition "How do I qualify for and buy cyber insurance from Coalition?") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.)<br><br>Coalition’s broker instructions describe adding Tech E&O during the cyber quote process, supplying a product or service description and answering contract-related questions. Some quotes require review before a price is released. [12](https://help.coalitioninc.com/hc/en-us/articles/7665704343963-How-to-add-Tech-E-O-coverage-to-a-Coalition-quote "How to add Tech E&O coverage to a Coalition quote") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.) | You can apply online or book a call with a Corgi specialist. Corgi says eligible applicants can get a quote in minutes and buy coverage the same day. Its disclosures describe both an issued-policy-and-payment condition and temporary coverage under a written binder. Confirm the applicable conditions and effective date in writing. [20](https://www.corgi.insure "Corgi Insurance homepage") [19](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") (Evidence: Company-reported; scope: Company website process claims and Binding Authority and Policy Issuance disclosure, rechecked on 15 September 2026. The disclosure's first paragraph requires policy issuance and payment, while its next paragraph describes temporary binder coverage; this record does not resolve which conditions apply to a particular placement. Quote speed is not independently verified and is not the same as coverage being in force. A self-serve path is not evidence of zero producer commissions or fees.; verified: 2026-09-15.) |
| Servicing and renewals | Coalition describes Control policyholder features at no additional cost, including attack-surface monitoring, vendor-risk monitoring, vulnerability alerts and guidance. Login Security requires connecting a Microsoft or Google environment. Additional security products are promoted separately. [8](https://www.coalitioninc.com/control "Coalition Control") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.)<br><br>Coalition says cyber renewals begin 90 days before expiration and follow Automatic, Express or Standard paths based on the account. Express renewals require responses; Standard renewals require a bind order and updated signed application, with additional underwriting conditions for some accounts. Automatic renewal does not guarantee an unchanged premium. [15](https://help.coalitioninc.com/hc/en-us/articles/6959642379547-How-do-Cyber-renewals-work-at-Coalition "How do Cyber renewals work at Coalition?") (Evidence: Company-reported; scope: United States; official company materials inspected on 2026-09-16. No independent insurance or regulatory verification.; verified: 2026-09-16.) | Corgi says customers can add or upgrade policies through its dashboard as they raise funding, hire, or sign larger contracts. Renewal and cancellation terms depend on the policy and state rules. [20](https://www.corgi.insure "Corgi Insurance homepage") [19](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") (Evidence: Company-reported; scope: Company description of post-bind servicing and cancellation. Actual endorsement terms remain in the policy. This does not establish a specific renewal guarantee or a finding that renewals are unavailable.; verified: 2026-09-15.) |

## Related Reading

- [What Is Coalition Insurance?](https://spot.insure/insurance-providers/coalition)
- [What Is Corgi Insurance?](https://spot.insure/insurance-providers/corgi)

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- [Coalition vs Resilience](https://spot.insure/compare/coalition-vs-resilience)
- [Coalition vs RiskCube](https://spot.insure/compare/coalition-vs-riskcube)
- [Coalition vs Risklytics Insurance](https://spot.insure/compare/coalition-vs-risklytics)
- [Coalition vs StartupInsurance.ai](https://spot.insure/compare/coalition-vs-startupinsurance)
- [Coalition vs TechInsurance](https://spot.insure/compare/coalition-vs-techinsurance)
- [Coalition vs The Hartford](https://spot.insure/compare/coalition-vs-the-hartford)
- [Coalition vs Travelers Insurance](https://spot.insure/compare/coalition-vs-travelers)
- [Coalition vs USI Insurance Services](https://spot.insure/compare/coalition-vs-usi)
- [Coalition vs Vouch](https://spot.insure/compare/coalition-vs-vouch)
- [Coalition vs WithCoverage](https://spot.insure/compare/coalition-vs-withcoverage)
- [Corgi vs Coterie Insurance](https://spot.insure/compare/corgi-vs-coterie)
- [Corgi vs Coverdash](https://spot.insure/compare/corgi-vs-coverdash)
- [Corgi vs Cowbell](https://spot.insure/compare/corgi-vs-cowbell)
- [Corgi vs Embroker](https://spot.insure/compare/corgi-vs-embroker)
- [Corgi vs Founder Shield](https://spot.insure/compare/corgi-vs-foundershield)
- [Corgi vs Gallagher](https://spot.insure/compare/corgi-vs-gallagher)
- [Corgi vs Harper](https://spot.insure/compare/corgi-vs-harper)
- [Corgi vs Heffernan](https://spot.insure/compare/corgi-vs-heffernan)
- [Corgi vs Hiscox](https://spot.insure/compare/corgi-vs-hiscox)
- [Corgi vs HUB International](https://spot.insure/compare/corgi-vs-hub-international)
- [Corgi vs Kinro](https://spot.insure/compare/corgi-vs-kinro)
- [Corgi vs Layr](https://spot.insure/compare/corgi-vs-layr)
- [Corgi vs Lockton](https://spot.insure/compare/corgi-vs-lockton)
- [Corgi vs Marsh](https://spot.insure/compare/corgi-vs-marsh)
- [Corgi vs Mylo](https://spot.insure/compare/corgi-vs-mylo)
- [Corgi vs Newfront](https://spot.insure/compare/corgi-vs-newfront)
- [Corgi vs ERGO NEXT Insurance](https://spot.insure/compare/corgi-vs-next-insurance)
- [Corgi vs Pie Insurance](https://spot.insure/compare/corgi-vs-pie-insurance)
- [Corgi vs Relm Insurance](https://spot.insure/compare/corgi-vs-relm)
- [Corgi vs Resilience](https://spot.insure/compare/corgi-vs-resilience)
- [Corgi vs RiskCube](https://spot.insure/compare/corgi-vs-riskcube)
- [Corgi vs Risklytics Insurance](https://spot.insure/compare/corgi-vs-risklytics)
- [Corgi vs StartupInsurance.ai](https://spot.insure/compare/corgi-vs-startupinsurance)
- [Corgi vs TechInsurance](https://spot.insure/compare/corgi-vs-techinsurance)
- [Corgi vs The Hartford](https://spot.insure/compare/corgi-vs-the-hartford)
- [Corgi vs Travelers Insurance](https://spot.insure/compare/corgi-vs-travelers)
- [Corgi vs USI](https://spot.insure/compare/corgi-vs-usi)
- [Corgi vs Vouch](https://spot.insure/compare/corgi-vs-vouch)
- [Corgi vs WithCoverage](https://spot.insure/compare/corgi-vs-withcoverage)

## Sources

### [Coalition Official Website](https://www.coalitioninc.com/)

1. [Tech E&O Insurance Coverage](https://www.coalitioninc.com/technology-errors-and-omissions-insurance). Coalition; Who needs Technology Errors & Omissions coverage?; Coalition Advantage. Accessed 2026-09-16.
2. [Licenses and Carriers](https://www.coalitioninc.com/legal/licenses). Coalition; Insurance Licenses: California row; Insurance Carriers; concluding disclosures. Accessed 2026-09-16.
3. [U.S. Disclaimers](https://www.coalitioninc.com/legal/disclaimer). Coalition; Non-Admitted Cyber; Admitted Cyber; Admitted and Non-admitted Cyber. Accessed 2026-09-16.
4. [U.S. Producer Compensation](https://www.coalitioninc.com/legal/producer-compensation). Coalition; Insurance Producers; Base Commission; Contingent Commission; Business Production Incentive Programs; Non-Insurance Products. Accessed 2026-09-16.
5. [Executive Risks](https://www.coalitioninc.com/executive-risks-insurance). Coalition; Product Offering; FAQ: What type of businesses do you protect?; What resources do you have for policyholders?. Accessed 2026-09-16.
6. [Miscellaneous Professional Liability](https://www.coalitioninc.com/insurance/miscellaneous-professional-liability-insurance). Coalition; Why Miscellaneous Professional Liability?; MPL Advantage; Broker Benefits. Accessed 2026-09-16.
7. [Active Cyber Insurance](https://www.coalitioninc.com/cyber-insurance). Coalition; Coverage Advantage: breach response, cyber extortion, business interruption. Accessed 2026-09-16.
8. [Coalition Control](https://www.coalitioninc.com/control). Coalition; How We Help; Policyholder Features; Wirespeed ADR. Accessed 2026-09-16.
9. [Cyber Insurance Claims Experience](https://www.coalitioninc.com/claims-experience). Coalition; Pre-Claims Assistance; Claims Advantage. Accessed 2026-09-16.
10. [Where does Coalition offer cyber insurance coverage?](https://help.coalitioninc.com/hc/en-us/articles/7520450985883-Where-does-Coalition-offer-cyber-insurance-coverage). Coalition; United States. Accessed 2026-09-16.
11. [Are there any differences between Coalition’s admitted and surplus lines products?](https://help.coalitioninc.com/hc/en-us/articles/7665550624283-Are-there-any-differences-between-Coalition-s-admitted-and-surplus-lines-products). Coalition; Cyber insurance coverage offered by Coalition: Coverage availability; Coverage offering. Accessed 2026-09-16.
12. [How to add Tech E&O coverage to a Coalition quote](https://help.coalitioninc.com/hc/en-us/articles/7665704343963-How-to-add-Tech-E-O-coverage-to-a-Coalition-quote). Coalition; Opening; Step 1; Step 2; Last Step. Accessed 2026-09-16.
13. [How do I qualify for and buy cyber insurance from Coalition?](https://help.coalitioninc.com/hc/en-us/articles/7608339418395-How-do-I-qualify-for-and-buy-cyber-insurance-from-Coalition). Coalition; Eligibility; broker contact; underwriting paragraphs. Accessed 2026-09-16.
14. [Does Coalition offer Excess coverage?](https://help.coalitioninc.com/hc/en-us/articles/13436025921051-Does-Coalition-offer-Excess-coverage). Coalition; What excess products does Coalition offer, and in what regions?; submissions; claims. Accessed 2026-09-16.
15. [How do Cyber renewals work at Coalition?](https://help.coalitioninc.com/hc/en-us/articles/6959642379547-How-do-Cyber-renewals-work-at-Coalition). Coalition; Opening renewal-path table; Automatic; Express; Standard. Accessed 2026-09-16.
16. [How does Coalition make money?](https://help.coalitioninc.com/hc/en-us/articles/7608439306907-How-does-Coalition-make-money). Coalition; Premium retention and carrier payments paragraphs. Accessed 2026-09-16.
17. [Active Cyber Insurance for Enterprises](https://www.coalitioninc.com/enterprise). Coalition; Introduction; closing eligibility disclaimer. Accessed 2026-09-16.
18. [Coalition AI Coverage](https://www.coalitioninc.com/ai-coverage). Coalition; Coverage in Action; Deepfake Response; final disclaimers. Accessed 2026-09-16.

### [Corgi Official Website](https://www.corgi.insure)

19. [Disclaimers & Licensing](https://www.corgi.insure/disclaimers). Corgi Insurance Services, Inc.; Carrier Financial Strength (including “federally chartered” and “federal prudential oversight” wording); About Corgi; Licensing; Premium and Payment Disclosures (producer commissions, fees, or other consideration, amounts available on request); Binding Authority and Policy Issuance. Page last updated 04/05/26.. Accessed 2026-09-15.
20. [Corgi Insurance homepage](https://www.corgi.insure). Corgi Insurance Services, Inc.; Product packages; Self-Serve (apply, get quoted in minutes, bind same-day) and Book a Demo paths; FAQ on cost, claims, and binding; footer entity notices. Accessed 2026-09-15.
21. [About Corgi](https://www.corgi.insure/about). Corgi Insurance Services, Inc.; Company description; Federally Regulated, A-Rated Admitted Access, and Licensed Nationwide sections. Accessed 2026-09-15.
22. [Insurance Producer Licenses](https://www.corgi.insure/broker-licenses). Corgi Insurance Services, Inc.; State-by-state producer license table for Corgi Insurance Services, Inc.. Accessed 2026-09-15.
23. [Directors & Officers (D&O) Insurance for Startups](https://www.corgi.insure/directors-and-officers). Corgi Insurance Services, Inc.; Form CORG-DO-0100 coverage summary; policy notes stating TRRG underwrites the D&O coverage part; footer identifying Corgi Insurance Company, Inc. NAIC 17989. Accessed 2026-09-15.
24. [Customer Success Stories](https://www.corgi.insure/customers). Corgi Insurance Services, Inc.; Page heading and named technology-company testimonials; cost FAQ. Accessed 2026-09-15.
25. [Partnerships](https://www.corgi.insure/partnerships). Corgi Insurance Services, Inc.; Direct Underwriting savings claim; partner-page process; onboarding-to-claims handling claim. Accessed 2026-09-15.
26. [Insurance for AI, Built for Model Risk](https://www.corgi.insure/ai). Corgi Insurance Services, Inc.; Tech & AI Liability product description and related AI-risk FAQ. Accessed 2026-09-15.
27. [Corgi Insurance Launches Admitted Insurance Carrier](https://www.prnewswire.com/news-releases/corgi-insurance-launches-admitted-insurance-carrier-302860246.html). PR Newswire (Corgi press release); Announcement of Corgi Insurance Company, Inc.; planned small-business product classes; guaranty-association eligibility statement. Accessed 2026-09-15.
28. [Corgi Insurance Raises $108 Million, Receives Regulatory Approval to Launch the First Full-Stack Insurance Carrier for Startups](https://www.prnewswire.com/news-releases/corgi-insurance-raises-108-million-receives-regulatory-approval-to-launch-the-first-full-stack-insurance-carrier-for-startups-302657727.html). PR Newswire (Corgi press release); 9 January 2026 funding announcement; listed startup coverage lines; company-reported ARR figure. Accessed 2026-09-15.
29. [Corgi Reaches $2.6B Valuation With $106M Series B1 Three Weeks After $160M Unicorn Round](https://www.prnewswire.com/news-releases/corgi-reaches-2-6b-valuation-with-106m-series-b1-three-weeks-after-160m-unicorn-round-302784796.html). PR Newswire (Corgi press release); 28 May 2026 company statement of $378 million total funding and planned vertical expansion. Accessed 2026-09-15.
30. [Corgi Insurance Launches Corgi Claims, the AI-Native TPA](https://www.prnewswire.com/news-releases/corgi-insurance-launches-corgi-claims-the-ai-native-tpa-302813039.html). PR Newswire (Corgi press release); 29 June 2026 launch of Corgi Claims as a TPA; disclaimer that claims services are provided through licensed subsidiaries and affiliates. Accessed 2026-09-15.
31. [Corgi Insurance and Silicon Valley Bank Partner to Connect Clients to Preferred Coverage Solutions](https://www.prnewswire.com/news-releases/corgi-insurance-and-silicon-valley-bank-partner-to-connect-clients-to-preferred-coverage-solutions-302803621.html). PR Newswire (Corgi and Silicon Valley Bank press release); 17 June 2026 partnership announcement for SVB client access to Corgi products. Accessed 2026-09-15.
32. [Corgi: Rebuilding Insurance with AI](https://kindredventures.com/announcement/corgi-rebuilding-insurance-with-ai/). Kindred Ventures; 8 January 2026 investor announcement describing Corgi as a full-stack carrier with a captive reinsurer; company-reported 40,000+ policyholders across 49 states. Accessed 2026-09-15.
33. [Corgi Insurance company profile](https://www.ycombinator.com/companies/corgi-insurance). Y Combinator; Summer 2024 batch; San Francisco location; 2024 founding; team size 250; description as a full-stack insurance carrier for startups. Accessed 2026-09-15.
34. [Registered Federal Risk Retention Groups](https://dbr.ri.gov/sites/g/files/xkgbur696/files/2026-01/Registered_Federal_Risk_Retention_Groups.pdf). Rhode Island Department of Business Regulation; Report date 23 June 2026; registration entry for Technology Risk Retention Group, Inc., NAIC 17763, 425 Bush St., San Francisco, CA 94108. Document title uses “Federal”; that is the state’s list label, not TRRG’s charter type.. Accessed 2026-09-15.
35. [NAIC Listing of Companies](https://content.naic.org/sites/default/files/publication-loc-zu-listing-companies-summary.pdf). National Association of Insurance Commissioners; June 2026 listing, numerical entry 17763 P 1 AZ TECHNOLOGY RRG INC. Accessed 2026-09-15.
36. [Insurance Topics: Risk Retention Groups](https://content.naic.org/insurance-topics/risk-retention-groups). National Association of Insurance Commissioners; Topic page last updated 13 October 2025: member-owned liability insurers formed under state and federal law; may be formed under a state's captive or traditional insurance laws; domiciled in one state and registered in others; treated as multi-state companies subject to modified NAIC accreditation standards. Accessed 2026-09-15.
37. [15 U.S.C. § 3901 — Definitions](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title15-section3901&num=0&edition=prelim). U.S. House Office of the Law Revision Counsel; Liability Risk Retention Act definitions of liability and risk retention group, including state charter, member-ownership, and liability-only activity limits. Accessed 2026-09-15.
38. [15 U.S.C. § 3902 — Risk retention groups](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title15-section3902&num=0&edition=prelim). U.S. House Office of the Law Revision Counsel; Non-domicile state registration and policy notice requirements; exemption from state insurance insolvency guaranty associations. Accessed 2026-09-15.
39. [Arizona Revised Statutes § 20-2402](https://www.azleg.gov/ars/20/02402.htm). Arizona Legislature; Risk retention groups chartered and licensed in Arizona may write only liability insurance under that chapter. Accessed 2026-09-15.
40. [Corgi built its name insuring AI startups. Its new carrier targets dry cleaners, salons and more](https://www.insurancebusinessmag.com/us/news/breaking-news/corgi-built-its-name-insuring-ai-startups--its-new-carrier-targets-dry-cleaners-salons-and-more-587646.aspx). Insurance Business; 27 August 2026 report identifying Technology Risk Retention Group as an Arizona-chartered RRG and noting that the admitted-carrier announcement does not specify domicile, licensed states, or rating status. Accessed 2026-09-15.

Updated 2026-09-16. Last verified 2026-09-16. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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