---
title: "CNA vs THREE by Berkshire Hathaway: Inland Marine Insurance"
description: "CNA lists specific inland-marine classes including builders risk, EDP and medical equipment; THREE by Berkshire Hathaway presents inland marine within a combined package, but the sample policy does not establish separate limits."
canonical: "https://spot.insure/compare/cna-vs-three/inland-marine"
page-type: "line-comparison"
updated-at: "2026-09-30"
comparison-pair: "cna-vs-three"
provider-a: "cna"
provider-b: "three"
coverage-line: "inland-marine"
---

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[Human-readable page](https://spot.insure/compare/cna-vs-three/inland-marine)

## Agent Guide

**What this page is:** Focused comparison of CNA and THREE by Berkshire Hathaway for Inland Marine Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Inland Marine Insurance questions about CNA versus THREE by Berkshire Hathaway. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- CNA vs THREE by Berkshire Hathaway for Inland Marine Insurance: how do they differ?
- Which is better for Inland Marine Insurance, CNA or THREE by Berkshire Hathaway?
- What does CNA or THREE by Berkshire Hathaway publish about Inland Marine Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Inland Marine Insurance from CNA or THREE by Berkshire Hathaway?

**Key facts:**
- Line: Inland Marine Insurance. Providers: CNA and THREE by Berkshire Hathaway.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy.

**Related pages:**
- [CNA vs THREE by Berkshire Hathaway](https://spot.insure/compare/cna-vs-three) — parent: all coverage lines for this pair
- [Inland Marine Insurance guide](https://spot.insure/coverage/inland-marine) — coverage explainer for this line
- [CNA profile](https://spot.insure/insurance-providers/cna) — provider profile (evidence)
- [THREE by Berkshire Hathaway profile](https://spot.insure/insurance-providers/three) — provider profile (evidence)
- [CNA vs THREE by Berkshire Hathaway Business Owner’s Policy](https://spot.insure/compare/cna-vs-three/business-owners-policy) — sibling comparison (other line, or other pair for this line)
- [CNA vs THREE by Berkshire Hathaway Commercial Auto Insurance](https://spot.insure/compare/cna-vs-three/commercial-auto) — sibling comparison (other line, or other pair for this line)
- [CNA vs THREE by Berkshire Hathaway Commercial Property Insurance](https://spot.insure/compare/cna-vs-three/commercial-property) — sibling comparison (other line, or other pair for this line)
- [CNA vs THREE by Berkshire Hathaway Cyber Insurance](https://spot.insure/compare/cna-vs-three/cyber) — sibling comparison (other line, or other pair for this line)
- [CNA vs THREE by Berkshire Hathaway D&O Insurance](https://spot.insure/compare/cna-vs-three/directors-officers) — sibling comparison (other line, or other pair for this line)
- [CNA vs THREE by Berkshire Hathaway Employment Practices Liability Insurance](https://spot.insure/compare/cna-vs-three/employment-practices) — sibling comparison (other line, or other pair for this line)
- [CNA vs THREE by Berkshire Hathaway Equipment Breakdown Insurance](https://spot.insure/compare/cna-vs-three/equipment-breakdown) — sibling comparison (other line, or other pair for this line)
- [CNA vs THREE by Berkshire Hathaway Fiduciary Liability Insurance](https://spot.insure/compare/cna-vs-three/fiduciary) — sibling comparison (other line, or other pair for this line)
- [CNA vs THREE by Berkshire Hathaway General Liability Insurance](https://spot.insure/compare/cna-vs-three/general-liability) — sibling comparison (other line, or other pair for this line)
- [CNA vs THREE by Berkshire Hathaway Professional Liability (E&O) Insurance](https://spot.insure/compare/cna-vs-three/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [CNA vs THREE by Berkshire Hathaway Workers’ Compensation Insurance](https://spot.insure/compare/cna-vs-three/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [AIG vs CNA Inland Marine Insurance](https://spot.insure/compare/aig-vs-cna/inland-marine) — sibling comparison (other line, or other pair for this line)
- [AIG vs THREE by Berkshire Hathaway Inland Marine Insurance](https://spot.insure/compare/aig-vs-three/inland-marine) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs CNA Inland Marine Insurance](https://spot.insure/compare/alliance-risk-vs-cna/inland-marine) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs THREE by Berkshire Hathaway Inland Marine Insurance](https://spot.insure/compare/alliance-risk-vs-three/inland-marine) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs CNA Inland Marine Insurance](https://spot.insure/compare/baldwin-vs-cna/inland-marine) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs THREE by Berkshire Hathaway Inland Marine Insurance](https://spot.insure/compare/baldwin-vs-three/inland-marine) — sibling comparison (other line, or other pair for this line)

# CNA vs THREE by Berkshire Hathaway: How Do They Compare for Inland Marine Insurance?

CNA lists specific inland-marine classes including builders risk, EDP and medical equipment; THREE by Berkshire Hathaway presents inland marine within a combined package, but the sample policy does not establish separate limits.

## How to Use the CNA vs THREE by Berkshire Hathaway Inland Marine Insurance Comparison

Use this comparison to evaluate CNA and THREE by Berkshire Hathaway for Inland Marine Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## CNA vs THREE by Berkshire Hathaway Inland Marine Insurance Summary

THREE by Berkshire Hathaway’s documented route bundles inland marine with other business coverages and points to sample policy documents. CNA lists several property classes and describes specialist support for tailored solutions. [4](https://www.cna.com/products/marine "Inland & Ocean Marine Insurance | CNA Insurance") [7](https://threeinsurance.com/business-owners-policy "Business Owners Policy - THREE by Berkshire Hathaway")

## CNA Small Business Insurance: Products, Agents and Service

CNA directs small-business buyers to independent agents and describes CNA Connect as a businessowners policy for more than 600 small-business classes. Issuer and availability vary by policy and state, so confirm both in a quote. [1](https://www.cna.com/solutions/small-business "Insurance for Small Businesses") [2](https://www.cna.com/products/cna-connect "CNA Connect Small Businessowners Policy (BOP) | CNA Insurance") [3](https://www.cna.com/cnadisclaimer/generaldisclaimer "General Disclaimer")

[CNA profile](https://spot.insure/insurance-providers/cna)

## THREE small business insurance: coverage, issuer and buying routes

THREE markets a packaged commercial insurance product through a direct quote route and partner agents. Berkshire Hathaway Direct Insurance Company is named as issuer on THREE’s sample policy. [5](https://threeinsurance.com/ "Jargon-free small business insurance - THREE by Berkshire Hathaway") [6](https://threeinsurance.com/the-policy "The Policy: 3 Jargon-free pages - THREE by Berkshire Hathaway")

[THREE by Berkshire Hathaway profile](https://spot.insure/insurance-providers/three)

## What Is Inland Marine Insurance?

If your business moves equipment between sites or ships goods, inland marine can cover those property exposures; installation and other forms address different property categories. Match the quote to what you own, rent or hold for others. [8](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide") [9](https://www.dms.myflorida.com/content/download/132333/823484/SoF_Policy_CE_17-18_UM00056635MA17A.pdf "Inland Marine Policy: Contractors’ Equipment")

## What Are the Key Differences Between CNA and THREE by Berkshire Hathaway Inland Marine Insurance?

### Standalone class detail versus package terms

THREE by Berkshire Hathaway describes inland marine as part of a combined package rather than a separately detailed policy in the reviewed material. Its sample policy identifies an issuer, but the offering record does not establish buyer-specific line limits or eligibility. CNA’s page lists builders risk, contractors equipment, EDP, fine arts, installation floaters, medical equipment, transportation and wholesale distributors. A buyer should ask which property is actually insured in the package and whether a separate schedule or limit applies. [4](https://www.cna.com/products/marine "Inland & Ocean Marine Insurance | CNA Insurance") [7](https://threeinsurance.com/business-owners-policy "Business Owners Policy - THREE by Berkshire Hathaway")

### Package schedule and separate line limits

CNA says dedicated underwriting, risk-control and claims specialists support tailored marine solutions. THREE by Berkshire Hathaway’s package quote route does not itself resolve which limit applies to inland marine versus other package sections. Compare property schedules, valuation rules, deductibles and any aggregate shared across the package. Request the applicable forms and declarations from THREE by Berkshire Hathaway and CNA before relying on the summary of a combined offer. [4](https://www.cna.com/products/marine "Inland & Ocean Marine Insurance | CNA Insurance") [7](https://threeinsurance.com/business-owners-policy "Business Owners Policy - THREE by Berkshire Hathaway")

## What Should You Confirm in CNA and THREE by Berkshire Hathaway Inland Marine Insurance Quotes?

- Ask THREE by Berkshire Hathaway for the inland-marine declarations and separate limits within the combined package. [7](https://threeinsurance.com/business-owners-policy "Business Owners Policy - THREE by Berkshire Hathaway")
- Ask CNA whether the listed property classes can be scheduled together and how deductibles apply. [4](https://www.cna.com/products/marine "Inland & Ocean Marine Insurance | CNA Insurance")

## CNA vs THREE by Berkshire Hathaway Inland Marine Insurance Compared

| Criteria | CNA Inland Marine | THREE Business Owners Policy |
| --- | --- | --- |
| Role in This Line | Confirm in your quote. | THREE presents Inland Marine as a component of its combined Business Owners Policy rather than identifying it as a separate standalone policy on the reviewed product page. [7](https://threeinsurance.com/business-owners-policy "Business Owners Policy - THREE by Berkshire Hathaway") (Evidence: Company-reported; scope: Company-described U.S. package structure. The page does not establish underwriting terms or that every listed category will be included for every applicant..) |
| Issuing Insurer | Confirm in your quote. | The linked sample policy's declarations identify Berkshire Hathaway Direct Insurance Company as issuer. [6](https://threeinsurance.com/the-policy "The Policy: 3 Jargon-free pages - THREE by Berkshire Hathaway") (Evidence: Company-reported; scope: This is the issuer named on the public sample only; the sample does not establish the issuing entity for every state-specific quote or buyer's issued policy..) |
| Who It’s For | CNA lists builders risk, contractors equipment, EDP property, fine arts, installation floaters, medical equipment, transportation and wholesale distributors. [4](https://www.cna.com/products/marine "Inland & Ocean Marine Insurance | CNA Insurance") (Evidence: Company-reported; scope: Entity: CNA brand; issuing CNA subsidiary may vary by product/state Product: United States commercial insurance Jurisdiction: United States Research source scope: US page; global exposures Claim limitation: Company-reported; policy wording, underwriting and jurisdiction-specific availability control..) | The reviewed product page does not state separate eligibility rules for Inland Marine; the general quote and advisor route is not proof that a particular business qualifies for it. [7](https://threeinsurance.com/business-owners-policy "Business Owners Policy - THREE by Berkshire Hathaway") [5](https://threeinsurance.com/ "Jargon-free small business insurance - THREE by Berkshire Hathaway") (Evidence: Not publicly disclosed; scope: Eligibility and state availability remain unestablished for an individual risk until THREE returns its quote and applicable forms..) |
| Coverage Features | CNA Inland Marine addresses accounts receivable, buildings under construction, medical equipment, EDP, fine art and mobile property. [4](https://www.cna.com/products/marine "Inland & Ocean Marine Insurance | CNA Insurance") (Evidence: Company-reported; scope: Entity: CNA brand; issuing CNA subsidiary may vary by product/state Product: United States commercial insurance Jurisdiction: United States Research source scope: US page; global exposures Claim limitation: Company-reported; policy wording, underwriting and jurisdiction-specific availability control..) | THREE's Business Owners Policy page lists Inland Marine among its marketed coverage categories in the combined policy. This describes the product page, not whether the category appears in a particular quote or responds to a loss. [7](https://threeinsurance.com/business-owners-policy "Business Owners Policy - THREE by Berkshire Hathaway") [6](https://threeinsurance.com/the-policy "The Policy: 3 Jargon-free pages - THREE by Berkshire Hathaway") (Evidence: Company-reported; scope: Official THREE package marketing for Inland Marine. The sample policy is state-selectable and does not establish that this item is included in every quote or issued policy..) |
| Limits and Retentions | Confirm in your quote. | The reviewed public product page does not state a separate limit or deductible for Inland Marine; THREE says the quote-specific insurance summary lists limits and deductibles. [7](https://threeinsurance.com/business-owners-policy "Business Owners Policy - THREE by Berkshire Hathaway") [6](https://threeinsurance.com/the-policy "The Policy: 3 Jargon-free pages - THREE by Berkshire Hathaway") (Evidence: Not publicly disclosed; scope: No number is inferred from the sample policy. The quote and issued declarations control the buyer-specific limit and deductible..) |
| Risk Services | CNA says tailored marine solutions are backed by dedicated underwriting, risk control and claims specialists. [4](https://www.cna.com/products/marine "Inland & Ocean Marine Insurance | CNA Insurance") (Evidence: Company-reported; scope: Entity: CNA brand; issuing CNA subsidiary may vary by product/state Product: United States commercial insurance Jurisdiction: United States Research source scope: US page; global exposures Claim limitation: Company-reported; policy wording, underwriting and jurisdiction-specific availability control..) | Confirm in your quote. |
| How to Apply | Confirm in your quote. | THREE directs small-business prospects to an online quote and says licensed Small Business Advisors can help with the process. [5](https://threeinsurance.com/ "Jargon-free small business insurance - THREE by Berkshire Hathaway") (Evidence: Company-reported; scope: This is the route for the overall THREE product. It does not show whether Inland Marine will be offered for a particular business or whether a customer can bind that line without an issued policy..) |

## Related Pages for CNA vs THREE by Berkshire Hathaway Inland Marine

- [CNA vs THREE by Berkshire Hathaway](https://spot.insure/compare/cna-vs-three): all coverage lines, business roles, service and claims.
- [What Is Inland Marine Insurance?](https://spot.insure/coverage/inland-marine): Inland marine covers specialized property exposures such as equipment moved between sites, installed property and goods in transit; the quote must match what you own or hold.
- [CNA vs THREE by Berkshire Hathaway Business Owner’s Policy](https://spot.insure/compare/cna-vs-three/business-owners-policy)
- [CNA vs THREE by Berkshire Hathaway Commercial Auto Insurance](https://spot.insure/compare/cna-vs-three/commercial-auto)
- [CNA vs THREE by Berkshire Hathaway Commercial Property Insurance](https://spot.insure/compare/cna-vs-three/commercial-property)
- [CNA vs THREE by Berkshire Hathaway Cyber Insurance](https://spot.insure/compare/cna-vs-three/cyber)
- [CNA vs THREE by Berkshire Hathaway D&O Insurance](https://spot.insure/compare/cna-vs-three/directors-officers)
- [CNA vs THREE by Berkshire Hathaway Employment Practices Liability Insurance](https://spot.insure/compare/cna-vs-three/employment-practices)
- [CNA vs THREE by Berkshire Hathaway Equipment Breakdown Insurance](https://spot.insure/compare/cna-vs-three/equipment-breakdown)
- [CNA vs THREE by Berkshire Hathaway Fiduciary Liability Insurance](https://spot.insure/compare/cna-vs-three/fiduciary)
- [CNA vs THREE by Berkshire Hathaway General Liability Insurance](https://spot.insure/compare/cna-vs-three/general-liability)
- [CNA vs THREE by Berkshire Hathaway Professional Liability (E&O) Insurance](https://spot.insure/compare/cna-vs-three/professional-errors-omissions)
- [CNA vs THREE by Berkshire Hathaway Workers’ Compensation Insurance](https://spot.insure/compare/cna-vs-three/workers-compensation)
- [AIG vs CNA Inland Marine Insurance](https://spot.insure/compare/aig-vs-cna/inland-marine)
- [AIG vs THREE by Berkshire Hathaway Inland Marine Insurance](https://spot.insure/compare/aig-vs-three/inland-marine)
- [Alliance Risk vs CNA Inland Marine Insurance](https://spot.insure/compare/alliance-risk-vs-cna/inland-marine)
- [Alliance Risk vs THREE by Berkshire Hathaway Inland Marine Insurance](https://spot.insure/compare/alliance-risk-vs-three/inland-marine)
- [The Baldwin Group vs CNA Inland Marine Insurance](https://spot.insure/compare/baldwin-vs-cna/inland-marine)
- [The Baldwin Group vs THREE by Berkshire Hathaway Inland Marine Insurance](https://spot.insure/compare/baldwin-vs-three/inland-marine)

## Sources for CNA vs THREE by Berkshire Hathaway Inland Marine Insurance

### Sources About CNA

1. [Insurance for Small Businesses](https://www.cna.com/solutions/small-business). CNA; Insurance for Small Businesses, lines 38-50 and 65-67 (CNA Central and agent route); lines 79-106 (product and stated appetite lists); page footer line 132 (CNA registered service mark).. Accessed 2026-09-28.
2. [CNA Connect Small Businessowners Policy (BOP) | CNA Insurance](https://www.cna.com/products/cna-connect). CNA; CNA Connect; coverages, product range, services. Accessed 2026-09-28.
3. [General Disclaimer](https://www.cna.com/cnadisclaimer/generaldisclaimer). CNA; General Disclaimer paragraphs 1 and 5 (HTML lines 24 and 28): CNA describes Continental Casualty Company and its relevant affiliates; references to CNA may include one or more CCC affiliates; each particular policy/product/service is the responsibility only of the specific CNA company that issues or supplies it. Footer line 57 identifies CNA Financial Corporation as trademark registrant. Re-read 2026-09-29.. Accessed 2026-09-29.
4. [Inland & Ocean Marine Insurance | CNA Insurance](https://www.cna.com/products/marine). CNA; Inland Marine and Ocean Marine coverage sections. Accessed 2026-09-28.

### Sources About THREE by Berkshire Hathaway

5. [Jargon-free small business insurance - THREE by Berkshire Hathaway](https://threeinsurance.com/). Berkshire Hathaway Direct Insurance Company, dba THREE; Lines 23, 39, 70–81 and 406–410: business location quote entry, single-policy description, issuer, business focus, online quote and licensed Small Business Advisor route. Quote entry inspected without submitting a form.. Accessed 2026-09-30.
6. [The Policy: 3 Jargon-free pages - THREE by Berkshire Hathaway](https://threeinsurance.com/the-policy). Berkshire Hathaway Direct Insurance Company, dba THREE; State-selectable sample policy: Summary (Declarations) identifies Berkshire Hathaway Direct Insurance Company as issuer and says the insurance summary lists limits and deductibles; sample policy text and state selection do not establish terms for a particular quote or issued policy.. Accessed 2026-09-30.
7. [Business Owners Policy - THREE by Berkshire Hathaway](https://threeinsurance.com/business-owners-policy). Berkshire Hathaway Direct Insurance Company, dba THREE; Product page: “No need for multiple policies” and one comprehensive policy; Business Liability, Property and Business Auto categories and the listed line names. Product page footer identifies Berkshire Hathaway Direct Insurance Company, dba THREE.. Accessed 2026-09-30.

### Sources for the Inland Marine Insurance Guide

8. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; Property Insurance; Commercial Property; Inland Marine; Boiler and Machinery. Accessed 2026-09-16.
9. [Inland Marine Policy: Contractors’ Equipment](https://www.dms.myflorida.com/content/download/132333/823484/SoF_Policy_CE_17-18_UM00056635MA17A.pdf). Markel American Insurance Company / American Association of Insurance Services; hosted by Florida Department of Management Services; PDF p.8 declarations; attached Contractors’ Equipment printed pp.1–13 (PDF pp.18–30); replacement-cost endorsement PDF p.34. Accessed 2026-09-16.

Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## CNA Review Scores for 2026

Review Score: 9.0 / 10 from 1 rated source, equally weighted.

Customer feedback on CNA is mixed and hard to compare. NerdWallet gave it 4.5 out of 5 for manufacturers, while Trustpilot shows about 1.4 out of 5 from 49 mostly self-selected reviews.

- NerdWallet: NerdWallet editorial rating for manufacturers 4.5/5 (Editorial rating). NerdWallet editorial assessment of CNA for U.S. manufacturers, not consumer average. Period: Published 2026-03-26. Checked 2026-09-29. [Best Insurance for Manufacturers in 2026](https://www.nerdwallet.com/business/insurance/learn/manufacturers)
- Trustpilot: Displayed Trustpilot TrustScore 1.4/5 page text; 1.5/5 badge (TrustScore out of 5); 49 reviews. CNA.com profile, mixed business and consumer/LTC reports; self-selected, not representative commercial P&C sample. Period: 14 reviews in prior 12 months; 2026-09-29. Checked 2026-09-29. [CNA customer reviews](https://www.trustpilot.com/review/www.cna.com)
- BBB: BBB customer-review average 1/5 (BBB star rating); 6 reviews. Long Term Care Insurance profile covering headquarters/corporate locations; not commercial P&C; six self-selected reviews. Period: Displayed 2026-09-29. Checked 2026-09-29. [CNA Financial Corporation customer reviews](https://www.bbb.org/us/il/chicago/profile/long-term-care-insurance/cna-financial-corporation-0683-90032439/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/cna/reviews).

## THREE by Berkshire Hathaway Review Scores for 2026

Review Score: 7.3 / 10 from 2 rated sources, equally weighted.

The inspected sources report separate measures: NerdWallet’s 4.0/5 editorial rating is excluded from the source-rating average; Trustpilot displayed 2.5/5 from five user posts and BBB displayed 4.8/5 from 265 reviews. Trustpilot and BBB include different purchase, service and agent/intermediary interactions, not a verified common policyholder cohort. BBB separately lists complaints. Any source-rating average weights eligible platforms equally and is not a pooled, representative customer-experience estimate or a claims-quality measure.

- NerdWallet: NerdWallet editorial rating 4.0 (5 stars). NerdWallet editorial evaluation of THREE commercial insurance; updated May 11, 2026. Its methodology score is an editorial rating, not an average of consumer reviews or a claims study. Period: Updated 2026-05-11. Checked 2026-09-29. [Three Insurance review | NerdWallet](https://www.nerdwallet.com/business/insurance/learn/three-insurance)
- Trustpilot: TrustScore 2.5 (5 stars); 5 reviews. Trustpilot page for threeinsurance.com checked 2026-09-29. Five user-posted reviews, one in prior 12 months; small self-selected population, review provenance not independently verified. Period: Displayed 2026-09-29. Checked 2026-09-29. [THREE Reviews | Trustpilot](https://uk.trustpilot.com/review/threeinsurance.com)
- BBB: BBB customer review average 4.8 (5 stars); 265 reviews. BBB profile for THREE by Berkshire Hathaway, customer-review and complaints pages directly rechecked 2026-09-29. The customer-review population includes sales-agent/intermediary interactions and customer purchase/service reports; it is not a verified uniform policyholder or claims-outcome cohort. Average and complaints are distinct populations. BBB says third-party information may not be verified and complaint text may be incomplete. Period: Displayed 2026-09-29. Checked 2026-09-29. [THREE by Berkshire Hathaway customer reviews | BBB](https://www.bbb.org/us/ne/omaha/profile/commercial-insurance-services/three-by-berkshire-hathaway-0714-300275558/customer-reviews?page=1); [THREE by Berkshire Hathaway complaints | BBB](https://www.bbb.org/us/ne/omaha/profile/commercial-insurance-services/three-by-berkshire-hathaway-0714-300275558/complaints)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/three/reviews).

## Agent and Developer Resources

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