--- title: "CNA vs TechInsurance: General Liability Insurance" description: "CNA describes GL for smaller through large firms; TechInsurance arranges small-business coverage and reports typical $1M/$2M customer limits and a $45 monthly median." canonical: "https://spot.insure/compare/cna-vs-techinsurance/general-liability" page-type: "line-comparison" updated-at: "2026-10-01" comparison-pair: "cna-vs-techinsurance" provider-a: "cna" provider-b: "techinsurance" coverage-line: "general-liability" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/cna-vs-techinsurance/general-liability) ## Agent Guide **What this page is:** Focused comparison of CNA and TechInsurance for General Liability Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for General Liability Insurance questions about CNA versus TechInsurance. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - CNA vs TechInsurance for General Liability Insurance: how do they differ? - Which is better for General Liability Insurance, CNA or TechInsurance? - What does CNA or TechInsurance publish about General Liability Insurance (limits, eligibility, claims, add-ons)? - What should I confirm in a quote for General Liability Insurance from CNA or TechInsurance? **Key facts:** - Line: General Liability Insurance. Providers: CNA and TechInsurance. - Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - "Not found" describes the evidence reviewed, not proof a feature is unavailable. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-10-01. Editorial policy: /editorial-policy. **Related pages:** - [CNA vs TechInsurance](https://spot.insure/compare/cna-vs-techinsurance) — parent: all coverage lines for this pair - [General Liability Insurance guide](https://spot.insure/coverage/general-liability) — coverage explainer for this line - [CNA profile](https://spot.insure/insurance-providers/cna) — provider profile (evidence) - [TechInsurance profile](https://spot.insure/insurance-providers/techinsurance) — provider profile (evidence) - [CNA vs TechInsurance Business Owner’s Policy](https://spot.insure/compare/cna-vs-techinsurance/business-owners-policy) — sibling comparison (other line, or other pair for this line) - [CNA vs TechInsurance Commercial Auto Insurance](https://spot.insure/compare/cna-vs-techinsurance/commercial-auto) — sibling comparison (other line, or other pair for this line) - [CNA vs TechInsurance Commercial Property Insurance](https://spot.insure/compare/cna-vs-techinsurance/commercial-property) — sibling comparison (other line, or other pair for this line) - [CNA vs TechInsurance Cyber Insurance](https://spot.insure/compare/cna-vs-techinsurance/cyber) — sibling comparison (other line, or other pair for this line) - [CNA vs TechInsurance D&O Insurance](https://spot.insure/compare/cna-vs-techinsurance/directors-officers) — sibling comparison (other line, or other pair for this line) - [CNA vs TechInsurance Employment Practices Liability Insurance](https://spot.insure/compare/cna-vs-techinsurance/employment-practices) — sibling comparison (other line, or other pair for this line) - [CNA vs TechInsurance Fidelity Bonds](https://spot.insure/compare/cna-vs-techinsurance/fidelity-bonds) — sibling comparison (other line, or other pair for this line) - [CNA vs TechInsurance Inland Marine Insurance](https://spot.insure/compare/cna-vs-techinsurance/inland-marine) — sibling comparison (other line, or other pair for this line) - [CNA vs TechInsurance Professional Liability (E&O) Insurance](https://spot.insure/compare/cna-vs-techinsurance/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [CNA vs TechInsurance Tech E&O Insurance](https://spot.insure/compare/cna-vs-techinsurance/technology-errors-omissions) — sibling comparison (other line, or other pair for this line) - [CNA vs TechInsurance Umbrella and Excess Liability Insurance](https://spot.insure/compare/cna-vs-techinsurance/umbrella-excess) — sibling comparison (other line, or other pair for this line) - [CNA vs TechInsurance Workers’ Compensation Insurance](https://spot.insure/compare/cna-vs-techinsurance/workers-compensation) — sibling comparison (other line, or other pair for this line) - [AIG vs CNA General Liability Insurance](https://spot.insure/compare/aig-vs-cna/general-liability) — sibling comparison (other line, or other pair for this line) - [AIG vs TechInsurance General Liability Insurance](https://spot.insure/compare/aig-vs-techinsurance/general-liability) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs CNA General Liability Insurance](https://spot.insure/compare/alliance-risk-vs-cna/general-liability) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs TechInsurance General Liability Insurance](https://spot.insure/compare/alliance-risk-vs-techinsurance/general-liability) — sibling comparison (other line, or other pair for this line) - [Amelia Risk vs CNA General Liability Insurance](https://spot.insure/compare/amelia-risk-vs-cna/general-liability) — sibling comparison (other line, or other pair for this line) - [Amelia Risk vs TechInsurance General Liability Insurance](https://spot.insure/compare/amelia-risk-vs-techinsurance/general-liability) — sibling comparison (other line, or other pair for this line) # CNA vs TechInsurance: How Do They Compare for General Liability Insurance? CNA describes GL for smaller through large firms; TechInsurance arranges small-business coverage and reports typical $1M/$2M customer limits and a $45 monthly median. ## How to Use the CNA vs TechInsurance General Liability Insurance Comparison Use this comparison to evaluate CNA and TechInsurance for General Liability Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## CNA vs TechInsurance General Liability Insurance Summary CNA identifies solutions across company sizes and industry-specific support. TechInsurance arranges small-business GL, reports that nearly 90% of its customers choose $1 million/$2 million limits, and reports a $45 monthly median premium. [4](https://www.cna.com/products/general-liability "Commercial General Liability Insurance | CNA Insurance") [8](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") ## CNA Small Business Insurance: Products, Agents and Service CNA directs small-business buyers to independent agents and describes CNA Connect as a businessowners policy for more than 600 small-business classes. Issuer and availability vary by policy and state, so confirm both in a quote. [1](https://www.cna.com/solutions/small-business "Insurance for Small Businesses") [2](https://www.cna.com/products/cna-connect "CNA Connect Small Businessowners Policy (BOP) | CNA Insurance") [3](https://www.cna.com/cnadisclaimer/generaldisclaimer "General Disclaimer") [CNA profile](https://spot.insure/insurance-providers/cna) ## What Is TechInsurance? TechInsurance fits freelancers and small software, SaaS and IT firms that want to compare several insurers' quotes from one application, with agent help and a tech E&O plus cyber bundle. Growth-stage companies needing a managed renewal program or firm quote deadlines should look at specialist brokers. [5](https://www.techinsurance.com/about-us "About TechInsurance") [6](https://www.techinsurance.com/errors-omissions-insurance/technology-errors-omissions-coverage "Technology Errors and Omissions – Tech E&O Insurance") [7](https://www.techinsurance.com/contact-us "Contact Us") [TechInsurance profile](https://spot.insure/insurance-providers/techinsurance) ## What Is General Liability Insurance? General liability can protect your business when a customer or visitor claims you caused injury or damaged their property. It suits businesses serving customers or working on their premises; your own building, tools and stock need property coverage. [9](https://www.iii.org/article/commercial-general-liability-insurance "Commercial general liability insurance") [10](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide") [11](https://www.hiscox.com/documents/partner-agent/specimen_forms/GL_Form.pdf "Commercial General Liability Coverage Form") ## What Are the Key Differences Between CNA and TechInsurance General Liability Insurance? ### Audience and Published Numbers CNA describes GL solutions for smaller, mid-sized, and large companies and emphasizes industry-specific underwriting and risk-control support. TechInsurance arranges coverage for small businesses and reports that nearly 90% of its customers select $1 million per occurrence and $2 million aggregate, with a $45 monthly median premium. Those are TechInsurance customer statistics, not a quote for your business or a promise of available limits. Use them only as context; compare matched limits, deductibles, operations, and locations in actual proposals. [4](https://www.cna.com/products/general-liability "Commercial General Liability Insurance | CNA Insurance") [8](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") ### Coverage Breadth and Access CNA’s description highlights third-party bodily injury and property damage. TechInsurance also lists copyright infringement, defamation, and often product liability or an endorsement option; it offers online applications with licensed agents in all 50 states and says certificates are typically available the same day coverage is bought. Ask what product coverage is included and whether certificate timing applies to your policy. [4](https://www.cna.com/products/general-liability "Commercial General Liability Insurance | CNA Insurance") [8](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") ## What Should You Confirm in CNA and TechInsurance General Liability Insurance Quotes? - Ask TechInsurance which carrier, product-liability wording, and limits apply to your quote. [8](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") - Ask CNA for comparable limits, deductibles, and certificate timing. [4](https://www.cna.com/products/general-liability "Commercial General Liability Insurance | CNA Insurance") ## CNA vs TechInsurance General Liability Insurance Compared | Criteria | CNA Commercial General Liability | TechInsurance Commercial General Liability Insurance | | --- | --- | --- | | Role in This Line | Confirm in your quote. | TechInsurance arranges general liability insurance for small businesses and describes it as often the first policy small business owners buy. [8](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") (Evidence: Company-reported; scope: General liability product page..) | | Issuing Insurer | Confirm in your quote. | The reviewed page does not name the issuing insurer for a general liability policy; TechInsurance describes returning quotes from multiple carriers rather than naming one upfront. [8](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") (Evidence: Not publicly disclosed; scope: General liability product page as read on 2026-09-23..) | | Who It’s For | CNA identifies GL solutions for smaller companies, mid-sized firms and large firms. [4](https://www.cna.com/products/general-liability "Commercial General Liability Insurance | CNA Insurance") (Evidence: Company-reported; scope: Entity: CNA brand; issuing CNA subsidiary may vary by product/state Product: United States commercial insurance Jurisdiction: United States Research source scope: US commercial GL Claim limitation: Company-reported; policy wording, underwriting and jurisdiction-specific availability control..) | TechInsurance targets general liability at small businesses that interact with the public, including those that let customers into a store or office, visit clients' homes or businesses, handle client property, sell products, or advertise online. [8](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") (Evidence: Company-reported; scope: General liability product page..) | | Coverage Features | CNA Commercial General Liability addresses amounts a business may owe third parties for covered bodily injury or property damage. [4](https://www.cna.com/products/general-liability "Commercial General Liability Insurance | CNA Insurance") (Evidence: Company-reported; scope: Entity: CNA brand; issuing CNA subsidiary may vary by product/state Product: United States commercial insurance Jurisdiction: United States Research source scope: US commercial GL Claim limitation: Company-reported; policy wording, underwriting and jurisdiction-specific availability control..) | TechInsurance says general liability insurance covers third-party bodily injury, property damage, copyright infringement, defamation (libel or slander), and often includes product liability coverage or the option to add it by endorsement. [8](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") (Evidence: Company-reported; scope: General liability product page; general policy description, not a specific policy form..) | | Limits and Retentions | Confirm in your quote. | TechInsurance says nearly 90% of its customers choose a general liability policy with a $1 million per-occurrence limit and a $2 million aggregate limit, and that its customers pay a median of $45 per month for the coverage. [8](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") (Evidence: Company-reported; scope: General liability product page; a company-reported median and common-limit figure from TechInsurance's own book of business, not a published rate table..) | | Risk Services | CNA describes industry-specific underwriting/risk-control support and claims professionals for the GL line. [4](https://www.cna.com/products/general-liability "Commercial General Liability Insurance | CNA Insurance") (Evidence: Company-reported; scope: Entity: CNA brand; issuing CNA subsidiary may vary by product/state Product: United States commercial insurance Jurisdiction: United States Research source scope: US commercial GL Claim limitation: Company-reported; policy wording, underwriting and jurisdiction-specific availability control..) | Confirm in your quote. | | How to Apply | Confirm in your quote. | You request general liability quotes online through a short application; TechInsurance says licensed agents in all 50 states are available to help pick a policy, and a certificate of insurance is typically available the same day you buy coverage. [8](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") (Evidence: Company-reported; scope: General liability product page application and certificate sections..) | ## Related Pages for CNA vs TechInsurance General Liability Insurance - [CNA vs TechInsurance](https://spot.insure/compare/cna-vs-techinsurance): all coverage lines, business roles, service and claims. - [What Is General Liability Insurance?](https://spot.insure/coverage/general-liability): General liability can protect your business from covered injury and property-damage claims; your building, tools and stock need separate property coverage. - [CNA vs TechInsurance Business Owner’s Policy](https://spot.insure/compare/cna-vs-techinsurance/business-owners-policy) - [CNA vs TechInsurance Commercial Auto Insurance](https://spot.insure/compare/cna-vs-techinsurance/commercial-auto) - [CNA vs TechInsurance Commercial Property Insurance](https://spot.insure/compare/cna-vs-techinsurance/commercial-property) - [CNA vs TechInsurance Cyber Insurance](https://spot.insure/compare/cna-vs-techinsurance/cyber) - [CNA vs TechInsurance D&O Insurance](https://spot.insure/compare/cna-vs-techinsurance/directors-officers) - [CNA vs TechInsurance Employment Practices Liability Insurance](https://spot.insure/compare/cna-vs-techinsurance/employment-practices) - [CNA vs TechInsurance Fidelity Bonds](https://spot.insure/compare/cna-vs-techinsurance/fidelity-bonds) - [CNA vs TechInsurance Inland Marine Insurance](https://spot.insure/compare/cna-vs-techinsurance/inland-marine) - [CNA vs TechInsurance Professional Liability (E&O) Insurance](https://spot.insure/compare/cna-vs-techinsurance/professional-errors-omissions) - [CNA vs TechInsurance Tech E&O Insurance](https://spot.insure/compare/cna-vs-techinsurance/technology-errors-omissions) - [CNA vs TechInsurance Umbrella and Excess Liability Insurance](https://spot.insure/compare/cna-vs-techinsurance/umbrella-excess) - [CNA vs TechInsurance Workers’ Compensation Insurance](https://spot.insure/compare/cna-vs-techinsurance/workers-compensation) - [AIG vs CNA General Liability Insurance](https://spot.insure/compare/aig-vs-cna/general-liability) - [AIG vs TechInsurance General Liability Insurance](https://spot.insure/compare/aig-vs-techinsurance/general-liability) - [Alliance Risk vs CNA General Liability Insurance](https://spot.insure/compare/alliance-risk-vs-cna/general-liability) - [Alliance Risk vs TechInsurance General Liability Insurance](https://spot.insure/compare/alliance-risk-vs-techinsurance/general-liability) - [Amelia Risk vs CNA General Liability Insurance](https://spot.insure/compare/amelia-risk-vs-cna/general-liability) - [Amelia Risk vs TechInsurance General Liability Insurance](https://spot.insure/compare/amelia-risk-vs-techinsurance/general-liability) ## Sources for CNA vs TechInsurance General Liability Insurance ### Sources About CNA 1. [Insurance for Small Businesses](https://www.cna.com/solutions/small-business). CNA; Insurance for Small Businesses, lines 38-50 and 65-67 (CNA Central and agent route); lines 79-106 (product and stated appetite lists); page footer line 132 (CNA registered service mark).. Accessed 2026-09-28. 2. [CNA Connect Small Businessowners Policy (BOP) | CNA Insurance](https://www.cna.com/products/cna-connect). CNA; CNA Connect; coverages, product range, services. Accessed 2026-09-28. 3. [General Disclaimer](https://www.cna.com/cnadisclaimer/generaldisclaimer). CNA; General Disclaimer paragraphs 1 and 5 (HTML lines 24 and 28): CNA describes Continental Casualty Company and its relevant affiliates; references to CNA may include one or more CCC affiliates; each particular policy/product/service is the responsibility only of the specific CNA company that issues or supplies it. Footer line 57 identifies CNA Financial Corporation as trademark registrant. Re-read 2026-09-29.. Accessed 2026-09-29. 4. [Commercial General Liability Insurance | CNA Insurance](https://www.cna.com/products/general-liability). CNA; Commercial General Liability; customer sizes, coverage, teams. Accessed 2026-09-28. ### Sources About TechInsurance 5. [About TechInsurance](https://www.techinsurance.com/about-us). TechInsurance; Opening description; one-application process; History of TechInsurance, 2011 and 2022 entries. Accessed 2026-09-16. 6. [Technology Errors and Omissions – Tech E&O Insurance](https://www.techinsurance.com/errors-omissions-insurance/technology-errors-omissions-coverage). TechInsurance; Tech E&O insurance includes two policies; quotation form; Technology professionals we insure. Accessed 2026-09-16. 7. [Contact Us](https://www.techinsurance.com/contact-us). TechInsurance; FAQs: How does TechInsurance work? (agent assistance obtaining surety bonds); agent or broker role; application; finding quotes; updating address; certificates. Accessed 2026-09-16. 8. [Commercial General Liability Insurance Quotes Online](https://www.techinsurance.com/general-liability-insurance). TechInsurance; What does general liability insurance cover? (bodily injury, property damage, copyright infringement, defamation, product liability); How much does general liability insurance cost?; How much general liability coverage do you need? (90% of customers choose $1M/$2M limits); What are coverage types A, B, and C?. Accessed 2026-09-23. ### Sources for the General Liability Insurance Guide 9. [Commercial general liability insurance](https://www.iii.org/article/commercial-general-liability-insurance). Insurance Information Institute; Coverage A; Coverage B; Coverage C; Purchasing commercial general liability insurance. Accessed 2026-09-16. 10. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; Commercial General Liability; Commercial Automobile; What Should I Expect from a Broker-Agent?; How Are Commercial Policies Rated?. Accessed 2026-09-16. 11. [Commercial General Liability Coverage Form](https://www.hiscox.com/documents/partner-agent/specimen_forms/GL_Form.pdf). ISO; specimen hosted by Hiscox; I.A pp.1–5; I.B pp.6–7; I.C pp.7–8; Supplementary Payments p.8; II pp.9–10; III p.10; IV pp.10–12. Accessed 2026-09-16. Updated 2026-10-01. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## CNA Review Scores for 2026 Review Score: 9.0 / 10 from 1 rated source, equally weighted. Customer feedback on CNA is mixed and hard to compare. NerdWallet gave it 4.5 out of 5 for manufacturers, while Trustpilot shows about 1.4 out of 5 from 49 mostly self-selected reviews. - NerdWallet: NerdWallet editorial rating for manufacturers 4.5/5 (Editorial rating). NerdWallet editorial assessment of CNA for U.S. manufacturers, not consumer average. Period: Published 2026-03-26. Checked 2026-09-29. [Best Insurance for Manufacturers in 2026](https://www.nerdwallet.com/business/insurance/learn/manufacturers) - Trustpilot: Displayed Trustpilot TrustScore 1.4/5 page text; 1.5/5 badge (TrustScore out of 5); 49 reviews. CNA.com profile, mixed business and consumer/LTC reports; self-selected, not representative commercial P&C sample. Period: 14 reviews in prior 12 months; 2026-09-29. Checked 2026-09-29. [CNA customer reviews](https://www.trustpilot.com/review/www.cna.com) - BBB: BBB customer-review average 1/5 (BBB star rating); 6 reviews. Long Term Care Insurance profile covering headquarters/corporate locations; not commercial P&C; six self-selected reviews. Period: Displayed 2026-09-29. Checked 2026-09-29. [CNA Financial Corporation customer reviews](https://www.bbb.org/us/il/chicago/profile/long-term-care-insurance/cna-financial-corporation-0683-90032439/customer-reviews) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/cna/reviews). ## TechInsurance Review Scores for 2026 Review Score: 9.1 / 10 from 2 rated sources, equally weighted. TechInsurance’s available ratings are favorable, with praise for broker guidance. The feedback supports its shopping service more than any particular insurer’s claims handling. - Trustpilot: Trustpilot TrustScore 4.4 (5 stars); 311 reviews. Self-selected consumer aggregate; product and business/personal scope may be mixed. Period: accessed 2026-09-25. Checked 2026-09-25. [Trustpilot result for TechInsurance](https://uk.trustpilot.com/review/techinsurance.com) - ConsumerAffairs: ConsumerAffairs consumer rating 4.7 (5 stars); 25 reviews. Self-selected consumer aggregate; product and business/personal scope may be mixed. Period: updated 2026-08-14; accessed 2026-09-25. Checked 2026-09-25. [ConsumerAffairs result for TechInsurance](https://www.consumeraffairs.com/insurance/techinsurance.html) Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/techinsurance/reviews). ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/cna-vs-techinsurance/general-liability.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)