--- title: "CNA vs Risklytics: Inland Marine Insurance" description: "Risklytics targets robotics equipment away from company premises and asks that each unit be insured at replacement cost; CNA lists broader classes including EDP, contractors equipment and medical equipment." canonical: "https://spot.insure/compare/cna-vs-risklytics/inland-marine" page-type: "line-comparison" updated-at: "2026-09-30" comparison-pair: "cna-vs-risklytics" provider-a: "cna" provider-b: "risklytics" coverage-line: "inland-marine" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/cna-vs-risklytics/inland-marine) ## Agent Guide **What this page is:** Focused comparison of CNA and Risklytics for Inland Marine Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Inland Marine Insurance questions about CNA versus Risklytics. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - CNA vs Risklytics for Inland Marine Insurance: how do they differ? - Which is better for Inland Marine Insurance, CNA or Risklytics? - What does CNA or Risklytics publish about Inland Marine Insurance (limits, eligibility, claims, add-ons)? - What should I confirm in a quote for Inland Marine Insurance from CNA or Risklytics? **Key facts:** - Line: Inland Marine Insurance. Providers: CNA and Risklytics. - Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - "Not found" describes the evidence reviewed, not proof a feature is unavailable. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy. **Related pages:** - [CNA vs Risklytics](https://spot.insure/compare/cna-vs-risklytics) — parent: all coverage lines for this pair - [Inland Marine Insurance guide](https://spot.insure/coverage/inland-marine) — coverage explainer for this line - [CNA profile](https://spot.insure/insurance-providers/cna) — provider profile (evidence) - [Risklytics profile](https://spot.insure/insurance-providers/risklytics) — provider profile (evidence) - [CNA vs Risklytics Commercial Property Insurance](https://spot.insure/compare/cna-vs-risklytics/commercial-property) — sibling comparison (other line, or other pair for this line) - [CNA vs Risklytics Cyber Insurance](https://spot.insure/compare/cna-vs-risklytics/cyber) — sibling comparison (other line, or other pair for this line) - [CNA vs Risklytics D&O Insurance](https://spot.insure/compare/cna-vs-risklytics/directors-officers) — sibling comparison (other line, or other pair for this line) - [CNA vs Risklytics General Liability Insurance](https://spot.insure/compare/cna-vs-risklytics/general-liability) — sibling comparison (other line, or other pair for this line) - [CNA vs Risklytics Tech E&O Insurance](https://spot.insure/compare/cna-vs-risklytics/technology-errors-omissions) — sibling comparison (other line, or other pair for this line) - [CNA vs Risklytics Umbrella and Excess Liability Insurance](https://spot.insure/compare/cna-vs-risklytics/umbrella-excess) — sibling comparison (other line, or other pair for this line) - [CNA vs Risklytics Workers’ Compensation Insurance](https://spot.insure/compare/cna-vs-risklytics/workers-compensation) — sibling comparison (other line, or other pair for this line) - [AIG vs CNA Inland Marine Insurance](https://spot.insure/compare/aig-vs-cna/inland-marine) — sibling comparison (other line, or other pair for this line) - [AIG vs Risklytics Inland Marine Insurance](https://spot.insure/compare/aig-vs-risklytics/inland-marine) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs CNA Inland Marine Insurance](https://spot.insure/compare/alliance-risk-vs-cna/inland-marine) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Risklytics Inland Marine Insurance](https://spot.insure/compare/alliance-risk-vs-risklytics/inland-marine) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs CNA Inland Marine Insurance](https://spot.insure/compare/baldwin-vs-cna/inland-marine) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Risklytics Inland Marine Insurance](https://spot.insure/compare/baldwin-vs-risklytics/inland-marine) — sibling comparison (other line, or other pair for this line) # CNA vs Risklytics: How Do They Compare for Inland Marine Insurance? Risklytics targets robotics equipment away from company premises and asks that each unit be insured at replacement cost; CNA lists broader classes including EDP, contractors equipment and medical equipment. ## How to Use the CNA vs Risklytics Inland Marine Insurance Comparison Use this comparison to evaluate CNA and Risklytics for Inland Marine Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## CNA vs Risklytics Inland Marine Insurance Summary Risklytics describes robotics-specific replacement-cost scheduling for each unit, while CNA’s inland-marine appetite spans multiple property classes and includes dedicated underwriting, risk-control and claims specialists. [4](https://www.cna.com/products/marine "Inland & Ocean Marine Insurance | CNA Insurance") [8](https://www.risklytics.ai/lines/equipment/ "Equipment (Inland Marine) Insurance") ## CNA Small Business Insurance: Products, Agents and Service CNA directs small-business buyers to independent agents and describes CNA Connect as a businessowners policy for more than 600 small-business classes. Issuer and availability vary by policy and state, so confirm both in a quote. [1](https://www.cna.com/solutions/small-business "Insurance for Small Businesses") [2](https://www.cna.com/products/cna-connect "CNA Connect Small Businessowners Policy (BOP) | CNA Insurance") [3](https://www.cna.com/cnadisclaimer/generaldisclaimer "General Disclaimer") [CNA profile](https://spot.insure/insurance-providers/cna) ## What Is Risklytics Insurance? Risklytics suits robotics, autonomy and AI businesses that want help preparing an application and checking Tech E&O wording for AI exclusions; standard small businesses should compare generalist agencies. California eligibility is not established in its public materials. [5](https://www.risklytics.ai/about/ "About Risklytics: who we are") [6](https://www.risklytics.ai/ "Insurance for Frontier Tech") [7](https://www.risklytics.ai/terms/ "Terms of Service") [Risklytics profile](https://spot.insure/insurance-providers/risklytics) ## What Is Inland Marine Insurance? If your business moves equipment between sites or ships goods, inland marine can cover those property exposures; installation and other forms address different property categories. Match the quote to what you own, rent or hold for others. [10](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide") [11](https://www.dms.myflorida.com/content/download/132333/823484/SoF_Policy_CE_17-18_UM00056635MA17A.pdf "Inland Marine Policy: Contractors’ Equipment") ## What Are the Key Differences Between CNA and Risklytics Inland Marine Insurance? ### Unit scheduling and robotics fit Risklytics frames its inland-marine product around robotics: a demo unit damaged at a customer site or a robot stolen in transit. It says each unit is typically listed for replacement cost, and calls out pilot agreements and site-owner requirements. CNA’s listed classes include contractors equipment, EDP property, medical equipment, fine arts and transportation. A robotics buyer should distinguish equipment damage from bodily injury exposure and confirm that each unit and off-premises location is scheduled. [4](https://www.cna.com/products/marine "Inland & Ocean Marine Insurance | CNA Insurance") [8](https://www.risklytics.ai/lines/equipment/ "Equipment (Inland Marine) Insurance") ### Unit values and robotics-specific fit Risklytics says it places coverage with outside specialist carriers and starts through an online application, with a licensed producer staying on the file until binding. CNA describes dedicated underwriting, risk-control and claims specialists but its claim does not specify robotics unit scheduling. Compare the actual carrier and whether the equipment list, transit and customer-site use match the contract requirements; neither provider’s overview alone confirms policy terms. [4](https://www.cna.com/products/marine "Inland & Ocean Marine Insurance | CNA Insurance") [8](https://www.risklytics.ai/lines/equipment/ "Equipment (Inland Marine) Insurance") ## What Should You Confirm in CNA and Risklytics Inland Marine Insurance Quotes? - Ask Risklytics which carrier will issue the policy and whether replacement cost applies to each listed unit. [5](https://www.risklytics.ai/about/ "About Risklytics: who we are") - Ask CNA whether robotics used at customer sites fits its equipment classes and how units are valued off premises. [4](https://www.cna.com/products/marine "Inland & Ocean Marine Insurance | CNA Insurance") ## CNA vs Risklytics Inland Marine Insurance Compared | Criteria | CNA Inland Marine | Risklytics Equipment (Inland Marine) Insurance | | --- | --- | --- | | Role in This Line | Confirm in your quote. | Risklytics Insurance Services is a licensed insurance producer (NPN 22311838) that places Risklytics Equipment (Inland Marine) Insurance with outside carriers; it says it does not underwrite policies itself. [5](https://www.risklytics.ai/about/ "About Risklytics: who we are") (Evidence: Company-reported; scope: About page; describes Risklytics' brokerage model generally, restated for this line..) | | Issuing Insurer | Confirm in your quote. | Risklytics does not name the carrier that underwrites Risklytics Equipment (Inland Marine) Insurance on its site. It says it places business with specialist insurers willing to write robotics, autonomy and AI risk; the issuing carrier appears on the bound policy. [8](https://www.risklytics.ai/lines/equipment/ "Equipment (Inland Marine) Insurance") [5](https://www.risklytics.ai/about/ "About Risklytics: who we are") (Evidence: Company-reported; scope: Lines page and about page; no specific insurer is published for this line..) | | Who It’s For | CNA lists builders risk, contractors equipment, EDP property, fine arts, installation floaters, medical equipment, transportation and wholesale distributors. [4](https://www.cna.com/products/marine "Inland & Ocean Marine Insurance | CNA Insurance") (Evidence: Company-reported; scope: Entity: CNA brand; issuing CNA subsidiary may vary by product/state Product: United States commercial insurance Jurisdiction: United States Research source scope: US page; global exposures Claim limitation: Company-reported; policy wording, underwriting and jurisdiction-specific availability control..) | Risklytics says buyers typically need this coverage the first time a unit leaves the building, and that pilot agreements and site owners require it for gear left on site. [8](https://www.risklytics.ai/lines/equipment/ "Equipment (Inland Marine) Insurance") (Evidence: Company-reported; scope: Lines page..) | | Coverage Features | CNA Inland Marine addresses accounts receivable, buildings under construction, medical equipment, EDP, fine art and mobile property. [4](https://www.cna.com/products/marine "Inland & Ocean Marine Insurance | CNA Insurance") (Evidence: Company-reported; scope: Entity: CNA brand; issuing CNA subsidiary may vary by product/state Product: United States commercial insurance Jurisdiction: United States Research source scope: US page; global exposures Claim limitation: Company-reported; policy wording, underwriting and jurisdiction-specific availability control..) | Risklytics frames this as the robotics-specific line, covering equipment damaged or stolen away from the company's own premises, such as a demo unit crushed at a customer's warehouse or a crated robot stolen in transit, and distinguishes it from general liability, which would cover a bystander injured by the same robot rather than damage to the unit itself. [8](https://www.risklytics.ai/lines/equipment/ "Equipment (Inland Marine) Insurance") (Evidence: Company-reported; scope: Lines page; the issued policy and declarations control actual coverage..) | | Limits and Retentions | Confirm in your quote. | Risklytics says the typical ask is each unit listed and insured for its replacement cost, rather than a single blanket dollar figure. [8](https://www.risklytics.ai/lines/equipment/ "Equipment (Inland Marine) Insurance") (Evidence: Company-reported; scope: Lines page; actual limits are set on the bound policy..) | | Risk Services | CNA says tailored marine solutions are backed by dedicated underwriting, risk control and claims specialists. [4](https://www.cna.com/products/marine "Inland & Ocean Marine Insurance | CNA Insurance") (Evidence: Company-reported; scope: Entity: CNA brand; issuing CNA subsidiary may vary by product/state Product: United States commercial insurance Jurisdiction: United States Research source scope: US page; global exposures Claim limitation: Company-reported; policy wording, underwriting and jurisdiction-specific availability control..) | Risklytics says this line “needs the right insurers” and is placeable once every equipment unit is listed with a real value. [8](https://www.risklytics.ai/lines/equipment/ "Equipment (Inland Marine) Insurance") (Evidence: Company-reported; scope: Lines page..) | | How to Apply | Confirm in your quote. | You start Risklytics Equipment (Inland Marine) Insurance through Risklytics' online application. Risklytics says there is no broker fee on top of the premium and a licensed producer stays on the file until the program binds; its commission is paid by the carrier out of the premium either way. [9](https://www.risklytics.ai/pricing/ "How pricing and broker fees work") [5](https://www.risklytics.ai/about/ "About Risklytics: who we are") (Evidence: Company-reported; scope: Pricing page describes the general application and fee process, not a line-specific form..) | ## Related Pages for CNA vs Risklytics Inland Marine Insurance - [CNA vs Risklytics](https://spot.insure/compare/cna-vs-risklytics): all coverage lines, business roles, service and claims. - [What Is Inland Marine Insurance?](https://spot.insure/coverage/inland-marine): Inland marine covers specialized property exposures such as equipment moved between sites, installed property and goods in transit; the quote must match what you own or hold. - [CNA vs Risklytics Commercial Property Insurance](https://spot.insure/compare/cna-vs-risklytics/commercial-property) - [CNA vs Risklytics Cyber Insurance](https://spot.insure/compare/cna-vs-risklytics/cyber) - [CNA vs Risklytics D&O Insurance](https://spot.insure/compare/cna-vs-risklytics/directors-officers) - [CNA vs Risklytics General Liability Insurance](https://spot.insure/compare/cna-vs-risklytics/general-liability) - [CNA vs Risklytics Tech E&O Insurance](https://spot.insure/compare/cna-vs-risklytics/technology-errors-omissions) - [CNA vs Risklytics Umbrella and Excess Liability Insurance](https://spot.insure/compare/cna-vs-risklytics/umbrella-excess) - [CNA vs Risklytics Workers’ Compensation Insurance](https://spot.insure/compare/cna-vs-risklytics/workers-compensation) - [AIG vs CNA Inland Marine Insurance](https://spot.insure/compare/aig-vs-cna/inland-marine) - [AIG vs Risklytics Inland Marine Insurance](https://spot.insure/compare/aig-vs-risklytics/inland-marine) - [Alliance Risk vs CNA Inland Marine Insurance](https://spot.insure/compare/alliance-risk-vs-cna/inland-marine) - [Alliance Risk vs Risklytics Inland Marine Insurance](https://spot.insure/compare/alliance-risk-vs-risklytics/inland-marine) - [The Baldwin Group vs CNA Inland Marine Insurance](https://spot.insure/compare/baldwin-vs-cna/inland-marine) - [The Baldwin Group vs Risklytics Inland Marine Insurance](https://spot.insure/compare/baldwin-vs-risklytics/inland-marine) ## Sources for CNA vs Risklytics Inland Marine Insurance ### Sources About CNA 1. [Insurance for Small Businesses](https://www.cna.com/solutions/small-business). CNA; Insurance for Small Businesses, lines 38-50 and 65-67 (CNA Central and agent route); lines 79-106 (product and stated appetite lists); page footer line 132 (CNA registered service mark).. Accessed 2026-09-28. 2. [CNA Connect Small Businessowners Policy (BOP) | CNA Insurance](https://www.cna.com/products/cna-connect). CNA; CNA Connect; coverages, product range, services. Accessed 2026-09-28. 3. [General Disclaimer](https://www.cna.com/cnadisclaimer/generaldisclaimer). CNA; General Disclaimer paragraphs 1 and 5 (HTML lines 24 and 28): CNA describes Continental Casualty Company and its relevant affiliates; references to CNA may include one or more CCC affiliates; each particular policy/product/service is the responsibility only of the specific CNA company that issues or supplies it. Footer line 57 identifies CNA Financial Corporation as trademark registrant. Re-read 2026-09-29.. Accessed 2026-09-29. 4. [Inland & Ocean Marine Insurance | CNA Insurance](https://www.cna.com/products/marine). CNA; Inland Marine and Ocean Marine coverage sections. Accessed 2026-09-28. ### Sources About Risklytics 5. [About Risklytics: who we are](https://www.risklytics.ai/about/). Risklytics; “What we do”; Licensing: Risklytics Insurance Services, National Producer Number 22311838, resident license Massachusetts. Accessed 2026-09-23. 6. [Insurance for Frontier Tech](https://www.risklytics.ai/). Risklytics; You describe your company; One application. Written for you; footer. Accessed 2026-09-16. 7. [Terms of Service](https://www.risklytics.ai/terms/). Risklytics; Effective August 7, 2026; sections 1–5, 7, 9 and 12. Accessed 2026-09-16. 8. [Equipment (Inland Marine) Insurance](https://www.risklytics.ai/lines/equipment/). Risklytics; Coverage line: Equipment (Inland Marine); Built for moments like these; When to buy; Who requires it; How hard to get; Common questions. Accessed 2026-09-23. 9. [How pricing and broker fees work](https://www.risklytics.ai/pricing/). Risklytics; Buying direct / Generic broker / Risklytics comparison table: no broker fee, commission paid by the carrier out of premium. Accessed 2026-09-23. ### Sources for the Inland Marine Insurance Guide 10. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; Property Insurance; Commercial Property; Inland Marine; Boiler and Machinery. Accessed 2026-09-16. 11. [Inland Marine Policy: Contractors’ Equipment](https://www.dms.myflorida.com/content/download/132333/823484/SoF_Policy_CE_17-18_UM00056635MA17A.pdf). Markel American Insurance Company / American Association of Insurance Services; hosted by Florida Department of Management Services; PDF p.8 declarations; attached Contractors’ Equipment printed pp.1–13 (PDF pp.18–30); replacement-cost endorsement PDF p.34. Accessed 2026-09-16. Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## CNA Review Scores for 2026 Review Score: 9.0 / 10 from 1 rated source, equally weighted. Customer feedback on CNA is mixed and hard to compare. NerdWallet gave it 4.5 out of 5 for manufacturers, while Trustpilot shows about 1.4 out of 5 from 49 mostly self-selected reviews. - NerdWallet: NerdWallet editorial rating for manufacturers 4.5/5 (Editorial rating). NerdWallet editorial assessment of CNA for U.S. manufacturers, not consumer average. Period: Published 2026-03-26. Checked 2026-09-29. [Best Insurance for Manufacturers in 2026](https://www.nerdwallet.com/business/insurance/learn/manufacturers) - Trustpilot: Displayed Trustpilot TrustScore 1.4/5 page text; 1.5/5 badge (TrustScore out of 5); 49 reviews. CNA.com profile, mixed business and consumer/LTC reports; self-selected, not representative commercial P&C sample. Period: 14 reviews in prior 12 months; 2026-09-29. Checked 2026-09-29. [CNA customer reviews](https://www.trustpilot.com/review/www.cna.com) - BBB: BBB customer-review average 1/5 (BBB star rating); 6 reviews. Long Term Care Insurance profile covering headquarters/corporate locations; not commercial P&C; six self-selected reviews. Period: Displayed 2026-09-29. Checked 2026-09-29. [CNA Financial Corporation customer reviews](https://www.bbb.org/us/il/chicago/profile/long-term-care-insurance/cna-financial-corporation-0683-90032439/customer-reviews) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/cna/reviews). ## Risklytics Review Scores for 2026 Review Score: not enough ratings. Risklytics has no public customer reviews or ratings that we found, so there is no Review Score. That isn't a bad sign, just not enough to judge. Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/risklytics/reviews). ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/cna-vs-risklytics/inland-marine.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)