---
title: "CNA vs Risklytics: Cyber Insurance"
description: "Risklytics distinguishes breach-related cyber claims from a model’s bad output without a breach; CNA describes Epack 3 and EPS Plus product contexts."
canonical: "https://spot.insure/compare/cna-vs-risklytics/cyber"
page-type: "line-comparison"
updated-at: "2026-10-01"
comparison-pair: "cna-vs-risklytics"
provider-a: "cna"
provider-b: "risklytics"
coverage-line: "cyber"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/compare/cna-vs-risklytics/cyber)

## Agent Guide

**What this page is:** Focused comparison of CNA and Risklytics for Cyber Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Cyber Insurance questions about CNA versus Risklytics. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- CNA vs Risklytics for Cyber Insurance: how do they differ?
- Which is better for Cyber Insurance, CNA or Risklytics?
- What does CNA or Risklytics publish about Cyber Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Cyber Insurance from CNA or Risklytics?

**Key facts:**
- Line: Cyber Insurance. Providers: CNA and Risklytics.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-10-01. Editorial policy: /editorial-policy.

**Related pages:**
- [CNA vs Risklytics](https://spot.insure/compare/cna-vs-risklytics) — parent: all coverage lines for this pair
- [Cyber Insurance guide](https://spot.insure/coverage/cyber) — coverage explainer for this line
- [CNA profile](https://spot.insure/insurance-providers/cna) — provider profile (evidence)
- [Risklytics profile](https://spot.insure/insurance-providers/risklytics) — provider profile (evidence)
- [CNA vs Risklytics Commercial Property Insurance](https://spot.insure/compare/cna-vs-risklytics/commercial-property) — sibling comparison (other line, or other pair for this line)
- [CNA vs Risklytics D&O Insurance](https://spot.insure/compare/cna-vs-risklytics/directors-officers) — sibling comparison (other line, or other pair for this line)
- [CNA vs Risklytics General Liability Insurance](https://spot.insure/compare/cna-vs-risklytics/general-liability) — sibling comparison (other line, or other pair for this line)
- [CNA vs Risklytics Inland Marine Insurance](https://spot.insure/compare/cna-vs-risklytics/inland-marine) — sibling comparison (other line, or other pair for this line)
- [CNA vs Risklytics Tech E&O Insurance](https://spot.insure/compare/cna-vs-risklytics/technology-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [CNA vs Risklytics Umbrella and Excess Liability Insurance](https://spot.insure/compare/cna-vs-risklytics/umbrella-excess) — sibling comparison (other line, or other pair for this line)
- [CNA vs Risklytics Workers’ Compensation Insurance](https://spot.insure/compare/cna-vs-risklytics/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [AIG vs CNA Cyber Insurance](https://spot.insure/compare/aig-vs-cna/cyber) — sibling comparison (other line, or other pair for this line)
- [AIG vs Risklytics Cyber Insurance](https://spot.insure/compare/aig-vs-risklytics/cyber) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs CNA Cyber Insurance](https://spot.insure/compare/alliance-risk-vs-cna/cyber) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Risklytics Cyber Insurance](https://spot.insure/compare/alliance-risk-vs-risklytics/cyber) — sibling comparison (other line, or other pair for this line)
- [Amelia Risk vs CNA Cyber Insurance](https://spot.insure/compare/amelia-risk-vs-cna/cyber) — sibling comparison (other line, or other pair for this line)
- [Amelia Risk vs Risklytics Cyber Insurance](https://spot.insure/compare/amelia-risk-vs-risklytics/cyber) — sibling comparison (other line, or other pair for this line)

# CNA vs Risklytics: How Do They Compare for Cyber Insurance?

Risklytics distinguishes breach-related cyber claims from a model’s bad output without a breach; CNA describes Epack 3 and EPS Plus product contexts.

## How to Use the CNA vs Risklytics Cyber Insurance Comparison

Use this comparison to evaluate CNA and Risklytics for Cyber Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## CNA vs Risklytics Cyber Insurance Summary

Risklytics says its cyber coverage addresses breach cleanup and related claims but not a model’s bad output without a breach; CNA describes Epack 3 and EPS Plus product contexts. [4](https://www.cna.com/products/cyber "Cyber Insurance - Cyber Risk Solutions | CNA Insurance") [8](https://www.risklytics.ai/lines/cyber/ "Cyber Liability Insurance")

## CNA Small Business Insurance: Products, Agents and Service

CNA directs small-business buyers to independent agents and describes CNA Connect as a businessowners policy for more than 600 small-business classes. Issuer and availability vary by policy and state, so confirm both in a quote. [1](https://www.cna.com/solutions/small-business "Insurance for Small Businesses") [2](https://www.cna.com/products/cna-connect "CNA Connect Small Businessowners Policy (BOP) | CNA Insurance") [3](https://www.cna.com/cnadisclaimer/generaldisclaimer "General Disclaimer")

[CNA profile](https://spot.insure/insurance-providers/cna)

## What Is Risklytics Insurance?

Risklytics suits robotics, autonomy and AI businesses that want help preparing an application and checking Tech E&O wording for AI exclusions; standard small businesses should compare generalist agencies. California eligibility is not established in its public materials. [5](https://www.risklytics.ai/about/ "About Risklytics: who we are") [6](https://www.risklytics.ai/ "Insurance for Frontier Tech") [7](https://www.risklytics.ai/terms/ "Terms of Service")

[Risklytics profile](https://spot.insure/insurance-providers/risklytics)

## What Is Cyber Insurance?

Cyber insurance can help pay covered response costs and claims against your business after a cyber incident. If your business relies on data, software or outside providers, compare response limits, vendor outages and approval rules. [10](https://www.ftc.gov/business-guidance/small-businesses/cybersecurity/cyber-insurance "Cyber Insurance") [11](https://www.aig.com/content/dam/aig/america-canada/us/documents/business/cyber/cyberedge-wording-sample-specimen-form.pdf "CyberEdge specimen policy")

## What Are the Key Differences Between CNA and Risklytics Cyber Insurance?

### Breach Response and AI-Related Losses

Risklytics says its cyber liability coverage pays for breach cleanup, required notifications and claims following a hack or data leak, and says it does not respond to a model giving bad output when no breach is involved. CNA describes Epack 3 and EPS Plus product contexts, while Risklytics explicitly distinguishes a breach-related claim from a model’s bad output without a breach. Ask the CNA underwriter for the proposed form’s wording on model output and data incidents; do not infer its treatment from the product description. [8](https://www.risklytics.ai/lines/cyber/ "Cyber Liability Insurance") [4](https://www.cna.com/products/cyber "Cyber Insurance - Cyber Risk Solutions | CNA Insurance")

### Carrier and Application Details

Risklytics says a licensed producer places its policy with outside carriers, keeps a producer on the file through binding and does not add a broker fee on top of premium; the specific insurer appears on the bound policy. CNA’s claim describes Epack 3 as admitted and notes that the issuing CNA subsidiary may vary by product or state. Confirm the legal issuer on each proposal, along with the application steps and compensation disclosures, before comparing terms. [5](https://www.risklytics.ai/about/ "About Risklytics: who we are") [9](https://www.risklytics.ai/pricing/ "How pricing and broker fees work") [4](https://www.cna.com/products/cyber "Cyber Insurance - Cyber Risk Solutions | CNA Insurance")

## What Should You Confirm in CNA and Risklytics Cyber Insurance Quotes?

- Ask Risklytics which carrier and form will address data leakage from a model and whether any AI-specific endorsement applies; ask CNA for its written treatment of those events. [8](https://www.risklytics.ai/lines/cyber/ "Cyber Liability Insurance") [4](https://www.cna.com/products/cyber "Cyber Insurance - Cyber Risk Solutions | CNA Insurance")
- Compare breach response, notification, limits, retentions and the point at which model error becomes a covered privacy or security incident. [5](https://www.risklytics.ai/about/ "About Risklytics: who we are") [9](https://www.risklytics.ai/pricing/ "How pricing and broker fees work") [4](https://www.cna.com/products/cyber "Cyber Insurance - Cyber Risk Solutions | CNA Insurance")

## CNA vs Risklytics Cyber Insurance Compared

| Criteria | CNA Cyber Insurance | Risklytics Cyber Liability Insurance |
| --- | --- | --- |
| Role in This Line | Confirm in your quote. | Risklytics Insurance Services is a licensed insurance producer (NPN 22311838) that places Risklytics Cyber Liability Insurance with outside carriers; it says it does not underwrite policies itself. [5](https://www.risklytics.ai/about/ "About Risklytics: who we are") (Evidence: Company-reported; scope: About page; describes Risklytics' brokerage model generally, restated for this line..) |
| Issuing Insurer | Confirm in your quote. | Risklytics does not name the carrier that underwrites Risklytics Cyber Liability Insurance on its site. It says it places business with specialist insurers willing to write robotics, autonomy and AI risk; the issuing carrier appears on the bound policy. [8](https://www.risklytics.ai/lines/cyber/ "Cyber Liability Insurance") [5](https://www.risklytics.ai/about/ "About Risklytics: who we are") (Evidence: Company-reported; scope: Lines page and about page; no specific insurer is published for this line..) |
| Who It’s For | CNA offers EPS Plus for professional-services firms and Epack 3, an admitted modular policy designed for small and midsize businesses that combines cyber, media, technology and professional liability. [4](https://www.cna.com/products/cyber "Cyber Insurance - Cyber Risk Solutions | CNA Insurance") (Evidence: Company-reported; scope: Entity: CNA brand; issuing CNA subsidiary may vary by product/state Product: United States commercial insurance Jurisdiction: United States Research source scope: US specialty commercial liability Claim limitation: Company-reported; policy wording, underwriting and jurisdiction-specific availability control..) | Risklytics says companies typically need this coverage the first time they hold customer data in production, and that enterprise and government contracts require it once a vendor touches their data. [8](https://www.risklytics.ai/lines/cyber/ "Cyber Liability Insurance") (Evidence: Company-reported; scope: Lines page..) |
| Coverage Features | Confirm in your quote. | Risklytics describes Cyber Liability as paying for breach cleanup, legally required notifications, and the claims that follow a hack or data leak, such as a ransomware attack or exfiltrated customer records, and says it does not respond to a model giving bad output with no breach involved. [8](https://www.risklytics.ai/lines/cyber/ "Cyber Liability Insurance") (Evidence: Company-reported; scope: Lines page; the issued policy and declarations control actual coverage..) |
| Limits and Retentions | Confirm in your quote. | Risklytics lists a typical ask of $1 million or more in enterprise contracts for this line. [8](https://www.risklytics.ai/lines/cyber/ "Cyber Liability Insurance") (Evidence: Company-reported; scope: Lines page; actual limits are set on the bound policy..) |
| Risk Services | CNA CyberAssist gives policyholders cybersecurity specialists, tools and services to identify vulnerabilities, strengthen defenses and respond. [4](https://www.cna.com/products/cyber "Cyber Insurance - Cyber Risk Solutions | CNA Insurance") (Evidence: Company-reported; scope: Entity: CNA brand; issuing CNA subsidiary may vary by product/state Product: United States commercial insurance Jurisdiction: United States Research source scope: US specialty commercial liability Claim limitation: Company-reported; policy wording, underwriting and jurisdiction-specific availability control..)<br><br>CNA identifies breach coaches, forensic firms and notification/call-center vendors for incident response. [4](https://www.cna.com/products/cyber "Cyber Insurance - Cyber Risk Solutions | CNA Insurance") (Evidence: Company-reported; scope: Entity: CNA brand; issuing CNA subsidiary may vary by product/state Product: United States commercial insurance Jurisdiction: United States Research source scope: US specialty commercial liability Claim limitation: Company-reported; policy wording, underwriting and jurisdiction-specific availability control..) | Risklytics calls cyber the easiest line for its clients to get with reasonable security basics in place, and says whether a prompt-injection attack or a model leaking data is covered depends on policy wording it reads before binding. [8](https://www.risklytics.ai/lines/cyber/ "Cyber Liability Insurance") (Evidence: Company-reported; scope: Lines page..) |
| How to Apply | Confirm in your quote. | You start Risklytics Cyber Liability Insurance through Risklytics' online application. Risklytics says there is no broker fee on top of the premium and a licensed producer stays on the file until the program binds; its commission is paid by the carrier out of the premium either way. [9](https://www.risklytics.ai/pricing/ "How pricing and broker fees work") [5](https://www.risklytics.ai/about/ "About Risklytics: who we are") (Evidence: Company-reported; scope: Pricing page describes the general application and fee process, not a line-specific form..) |

## Related Pages for CNA vs Risklytics Cyber Insurance

- [CNA vs Risklytics](https://spot.insure/compare/cna-vs-risklytics): all coverage lines, business roles, service and claims.
- [What Is Cyber Insurance?](https://spot.insure/coverage/cyber): Cyber insurance can help pay covered breach response, data recovery, interruption and liability costs; vendor incidents and funds-transfer fraud need separate checks.
- [CNA vs Risklytics Commercial Property Insurance](https://spot.insure/compare/cna-vs-risklytics/commercial-property)
- [CNA vs Risklytics D&O Insurance](https://spot.insure/compare/cna-vs-risklytics/directors-officers)
- [CNA vs Risklytics General Liability Insurance](https://spot.insure/compare/cna-vs-risklytics/general-liability)
- [CNA vs Risklytics Inland Marine Insurance](https://spot.insure/compare/cna-vs-risklytics/inland-marine)
- [CNA vs Risklytics Tech E&O Insurance](https://spot.insure/compare/cna-vs-risklytics/technology-errors-omissions)
- [CNA vs Risklytics Umbrella and Excess Liability Insurance](https://spot.insure/compare/cna-vs-risklytics/umbrella-excess)
- [CNA vs Risklytics Workers’ Compensation Insurance](https://spot.insure/compare/cna-vs-risklytics/workers-compensation)
- [AIG vs CNA Cyber Insurance](https://spot.insure/compare/aig-vs-cna/cyber)
- [AIG vs Risklytics Cyber Insurance](https://spot.insure/compare/aig-vs-risklytics/cyber)
- [Alliance Risk vs CNA Cyber Insurance](https://spot.insure/compare/alliance-risk-vs-cna/cyber)
- [Alliance Risk vs Risklytics Cyber Insurance](https://spot.insure/compare/alliance-risk-vs-risklytics/cyber)
- [Amelia Risk vs CNA Cyber Insurance](https://spot.insure/compare/amelia-risk-vs-cna/cyber)
- [Amelia Risk vs Risklytics Cyber Insurance](https://spot.insure/compare/amelia-risk-vs-risklytics/cyber)

## Sources for CNA vs Risklytics Cyber Insurance

### Sources About CNA

1. [Insurance for Small Businesses](https://www.cna.com/solutions/small-business). CNA; Insurance for Small Businesses, lines 38-50 and 65-67 (CNA Central and agent route); lines 79-106 (product and stated appetite lists); page footer line 132 (CNA registered service mark).. Accessed 2026-09-28.
2. [CNA Connect Small Businessowners Policy (BOP) | CNA Insurance](https://www.cna.com/products/cna-connect). CNA; CNA Connect; coverages, product range, services. Accessed 2026-09-28.
3. [General Disclaimer](https://www.cna.com/cnadisclaimer/generaldisclaimer). CNA; General Disclaimer paragraphs 1 and 5 (HTML lines 24 and 28): CNA describes Continental Casualty Company and its relevant affiliates; references to CNA may include one or more CCC affiliates; each particular policy/product/service is the responsibility only of the specific CNA company that issues or supplies it. Footer line 57 identifies CNA Financial Corporation as trademark registrant. Re-read 2026-09-29.. Accessed 2026-09-29.
4. [Cyber Insurance - Cyber Risk Solutions | CNA Insurance](https://www.cna.com/products/cyber). CNA; Cyber, Media, Technology & Professional Liability; product sections. Accessed 2026-09-28.

### Sources About Risklytics

5. [About Risklytics: who we are](https://www.risklytics.ai/about/). Risklytics; “What we do”; Licensing: Risklytics Insurance Services, National Producer Number 22311838, resident license Massachusetts. Accessed 2026-09-23.
6. [Insurance for Frontier Tech](https://www.risklytics.ai/). Risklytics; You describe your company; One application. Written for you; footer. Accessed 2026-09-16.
7. [Terms of Service](https://www.risklytics.ai/terms/). Risklytics; Effective August 7, 2026; sections 1–5, 7, 9 and 12. Accessed 2026-09-16.
8. [Cyber Liability Insurance](https://www.risklytics.ai/lines/cyber/). Risklytics; Coverage line: Cyber Liability; Built for moments like these; When to buy; Who requires it; How hard to get; Common questions. Accessed 2026-09-23.
9. [How pricing and broker fees work](https://www.risklytics.ai/pricing/). Risklytics; Buying direct / Generic broker / Risklytics comparison table: no broker fee, commission paid by the carrier out of premium. Accessed 2026-09-23.

### Sources for the Cyber Insurance Guide

10. [Cyber Insurance](https://www.ftc.gov/business-guidance/small-businesses/cybersecurity/cyber-insurance). Federal Trade Commission; Opening; First-Party and Third-Party Coverage; First-Party Coverage; Third-Party Coverage; What Should Your Cyber Insurance Policy Cover. Accessed 2026-09-16.
11. [CyberEdge specimen policy](https://www.aig.com/content/dam/aig/america-canada/us/documents/business/cyber/cyberedge-wording-sample-specimen-form.pdf). AIG; General Terms §§4–6, PDF pp.3–6; Security and Privacy §1 p.11, §2(l)/(p) p.14, §3 pp.15–18, exclusions p.18; Event Management §1 and §2(h), PDF pp.19–20. Accessed 2026-09-16.

Updated 2026-10-01. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## CNA Review Scores for 2026

Review Score: 9.0 / 10 from 1 rated source, equally weighted.

Customer feedback on CNA is mixed and hard to compare. NerdWallet gave it 4.5 out of 5 for manufacturers, while Trustpilot shows about 1.4 out of 5 from 49 mostly self-selected reviews.

- NerdWallet: NerdWallet editorial rating for manufacturers 4.5/5 (Editorial rating). NerdWallet editorial assessment of CNA for U.S. manufacturers, not consumer average. Period: Published 2026-03-26. Checked 2026-09-29. [Best Insurance for Manufacturers in 2026](https://www.nerdwallet.com/business/insurance/learn/manufacturers)
- Trustpilot: Displayed Trustpilot TrustScore 1.4/5 page text; 1.5/5 badge (TrustScore out of 5); 49 reviews. CNA.com profile, mixed business and consumer/LTC reports; self-selected, not representative commercial P&C sample. Period: 14 reviews in prior 12 months; 2026-09-29. Checked 2026-09-29. [CNA customer reviews](https://www.trustpilot.com/review/www.cna.com)
- BBB: BBB customer-review average 1/5 (BBB star rating); 6 reviews. Long Term Care Insurance profile covering headquarters/corporate locations; not commercial P&C; six self-selected reviews. Period: Displayed 2026-09-29. Checked 2026-09-29. [CNA Financial Corporation customer reviews](https://www.bbb.org/us/il/chicago/profile/long-term-care-insurance/cna-financial-corporation-0683-90032439/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/cna/reviews).

## Risklytics Review Scores for 2026

Review Score: not enough ratings.

Risklytics has no public customer reviews or ratings that we found, so there is no Review Score. That isn't a bad sign, just not enough to judge.



Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/risklytics/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/cna-vs-risklytics/cyber.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)