--- title: "CNA vs Mylo: Business Owner’s Policy" description: "Mylo describes an online or advisor-assisted BOP route with multiple carrier partners; CNA Connect lists specific property and income categories." canonical: "https://spot.insure/compare/cna-vs-mylo/business-owners-policy" page-type: "line-comparison" updated-at: "2026-10-01" comparison-pair: "cna-vs-mylo" provider-a: "cna" provider-b: "mylo" coverage-line: "business-owners-policy" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/cna-vs-mylo/business-owners-policy) ## Agent Guide **What this page is:** Focused comparison of CNA and Mylo for Business Owner’s Policy: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Business Owner’s Policy questions about CNA versus Mylo. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - CNA vs Mylo for Business Owner’s Policy: how do they differ? - Which is better for Business Owner’s Policy, CNA or Mylo? - What does CNA or Mylo publish about Business Owner’s Policy (limits, eligibility, claims, add-ons)? - What should I confirm in a quote for Business Owner’s Policy from CNA or Mylo? **Key facts:** - Line: Business Owner’s Policy. Providers: CNA and Mylo. - Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - "Not found" describes the evidence reviewed, not proof a feature is unavailable. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-10-01. Editorial policy: /editorial-policy. **Related pages:** - [CNA vs Mylo](https://spot.insure/compare/cna-vs-mylo) — parent: all coverage lines for this pair - [Business Owner’s Policy guide](https://spot.insure/coverage/business-owners-policy) — coverage explainer for this line - [CNA profile](https://spot.insure/insurance-providers/cna) — provider profile (evidence) - [Mylo profile](https://spot.insure/insurance-providers/mylo) — provider profile (evidence) - [CNA vs Mylo Commercial Auto Insurance](https://spot.insure/compare/cna-vs-mylo/commercial-auto) — sibling comparison (other line, or other pair for this line) - [CNA vs Mylo Cyber Insurance](https://spot.insure/compare/cna-vs-mylo/cyber) — sibling comparison (other line, or other pair for this line) - [CNA vs Mylo General Liability Insurance](https://spot.insure/compare/cna-vs-mylo/general-liability) — sibling comparison (other line, or other pair for this line) - [CNA vs Mylo Medical Malpractice Insurance](https://spot.insure/compare/cna-vs-mylo/medical-malpractice) — sibling comparison (other line, or other pair for this line) - [CNA vs Mylo Professional Liability (E&O) Insurance](https://spot.insure/compare/cna-vs-mylo/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [CNA vs Mylo Surety Bonds](https://spot.insure/compare/cna-vs-mylo/surety-bonds) — sibling comparison (other line, or other pair for this line) - [CNA vs Mylo Umbrella and Excess Liability Insurance](https://spot.insure/compare/cna-vs-mylo/umbrella-excess) — sibling comparison (other line, or other pair for this line) - [CNA vs Mylo Workers’ Compensation Insurance](https://spot.insure/compare/cna-vs-mylo/workers-compensation) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs CNA Business Owner’s Policy](https://spot.insure/compare/alliance-risk-vs-cna/business-owners-policy) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Mylo Business Owner’s Policy](https://spot.insure/compare/alliance-risk-vs-mylo/business-owners-policy) — sibling comparison (other line, or other pair for this line) - [Amelia Risk vs CNA Business Owner’s Policy](https://spot.insure/compare/amelia-risk-vs-cna/business-owners-policy) — sibling comparison (other line, or other pair for this line) - [Amelia Risk vs Mylo Business Owner’s Policy](https://spot.insure/compare/amelia-risk-vs-mylo/business-owners-policy) — sibling comparison (other line, or other pair for this line) - [biBerk vs CNA Business Owner’s Policy](https://spot.insure/compare/biberk-vs-cna/business-owners-policy) — sibling comparison (other line, or other pair for this line) - [biBerk vs Mylo Business Owner’s Policy](https://spot.insure/compare/biberk-vs-mylo/business-owners-policy) — sibling comparison (other line, or other pair for this line) # CNA vs Mylo: How Do They Compare for Business Owner’s Policy? Mylo describes an online or advisor-assisted BOP route with multiple carrier partners; CNA Connect lists specific property and income categories. ## How to Use the CNA vs Mylo Business Owner’s Policy Comparison Use this comparison to evaluate CNA and Mylo for Business Owner’s Policy against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## CNA vs Mylo Business Owner’s Policy Summary Mylo bundles general liability, property, and actual-loss-sustained business interruption; CNA Connect names buildings, income, contents, equipment, receivables, and money/securities. [2](https://www.cna.com/products/cna-connect "CNA Connect Small Businessowners Policy (BOP) | CNA Insurance") [6](https://choosemylo.com/business/product-business-owners-policy "Business Owner's Policy") ## CNA Small Business Insurance: Products, Agents and Service CNA directs small-business buyers to independent agents and describes CNA Connect as a businessowners policy for more than 600 small-business classes. Issuer and availability vary by policy and state, so confirm both in a quote. [1](https://www.cna.com/solutions/small-business "Insurance for Small Businesses") [2](https://www.cna.com/products/cna-connect "CNA Connect Small Businessowners Policy (BOP) | CNA Insurance") [3](https://www.cna.com/cnadisclaimer/generaldisclaimer "General Disclaimer") [CNA profile](https://spot.insure/insurance-providers/cna) ## What Is Mylo Insurance? Mylo suits small businesses wanting online quote comparisons or licensed-advisor help; firms needing complex program management should compare full-service brokers. Mylo says 95% of customers pay no fee, though some transactions carry fees. [4](https://choosemylo.com/business/business-insurance "Business Insurance") [5](https://choosemylo.com/our-story "About Mylo") [Mylo profile](https://spot.insure/insurance-providers/mylo) ## What Is a Business Owner’s Policy? A BOP may suit an eligible small business that wants property, liability and lost-income protection together. If you also need auto, workers’ compensation or professional liability, plan for separate coverage. [7](https://content.naic.org/consumer/small-business.htm "Small Business") [8](https://content.naic.org/insurance-topics/business-interruption-and-business-owner-policy "Business Interruption and Business Owner Policy") ## What Are the Key Differences Between CNA and Mylo Business Owner’s Policy? ### Business interruption and property detail Mylo describes a BOP combining general liability, business property, and business interruption measured as actual loss sustained during a covered shutdown. CNA Connect lists buildings, income, business contents, computer equipment, receivables, and money or securities. Compare the interruption trigger, restoration period, and property schedule in the quotes, then check that high-value equipment and financial assets are accounted for. [6](https://choosemylo.com/business/product-business-owners-policy "Business Owner's Policy") [2](https://www.cna.com/products/cna-connect "CNA Connect Small Businessowners Policy (BOP) | CNA Insurance") ### Carrier choice and shopping process Mylo says it compares multiple carriers and can route buyers through its online recommendation tool or a licensed advisor; its pages do not identify the specific issuer for a given BOP. CNA Connect is CNA’s own package and reports 300-plus optional endorsements. Ask Mylo to name the proposed insurer and compare its form and selected endorsements with CNA’s for the same limits. [6](https://choosemylo.com/business/product-business-owners-policy "Business Owner's Policy") [4](https://choosemylo.com/business/business-insurance "Business Insurance") [2](https://www.cna.com/products/cna-connect "CNA Connect Small Businessowners Policy (BOP) | CNA Insurance") ## What Should You Confirm in CNA and Mylo Business Owner’s Policy Quotes? - Which carrier issues the Mylo quote, and how is business interruption measured? [2](https://www.cna.com/products/cna-connect "CNA Connect Small Businessowners Policy (BOP) | CNA Insurance") [4](https://choosemylo.com/business/business-insurance "Business Insurance") - What CNA limits, deductible, and endorsements match the proposed Mylo package? [4](https://choosemylo.com/business/business-insurance "Business Insurance") [2](https://www.cna.com/products/cna-connect "CNA Connect Small Businessowners Policy (BOP) | CNA Insurance") ## CNA vs Mylo Business Owner’s Policy Compared | Criteria | CNA Connect Businessowners Policy | Mylo Business Owner's Policy | | --- | --- | --- | | Role in This Line | Confirm in your quote. | Mylo brokers a business owner's policy by comparing quotes from multiple carriers rather than underwriting the policy itself. [6](https://choosemylo.com/business/product-business-owners-policy "Business Owner's Policy") [4](https://choosemylo.com/business/business-insurance "Business Insurance") (Evidence: Company-reported; scope: BOP product page and the business-insurance overview page..) | | Issuing Insurer | Confirm in your quote. | Mylo says it partners with more than 40 A-rated commercial insurance carriers and names Travelers, Liberty Mutual, The Hartford and Hiscox as examples, but neither page identifies which carrier would issue a specific business's BOP. [4](https://choosemylo.com/business/business-insurance "Business Insurance") (Evidence: Company-reported; scope: Business-insurance overview page FAQ; the carrier panel is described company-wide, not BOP-specific..) | | Who It’s For | CNA says CNA Connect serves more than 600 small-business classes. [2](https://www.cna.com/products/cna-connect "CNA Connect Small Businessowners Policy (BOP) | CNA Insurance") (Evidence: Company-reported; scope: Entity: CNA brand; issuing CNA subsidiary may vary by product/state Product: United States commercial insurance Jurisdiction: United States Research source scope: US small-business BOP Claim limitation: Company-reported; policy wording, underwriting and jurisdiction-specific availability control..) | Mylo's business-insurance overview page lists a BOP among the coverages most owners start with, alongside commercial auto, workers' compensation and commercial umbrella, and says it gives each business a personalized coverage recommendation. [4](https://choosemylo.com/business/business-insurance "Business Insurance") (Evidence: Company-reported; scope: Business-insurance overview page..) | | Coverage Features | CNA Connect packages property and general liability exposures including buildings, income, business contents, computer equipment, receivables and money/securities. [2](https://www.cna.com/products/cna-connect "CNA Connect Small Businessowners Policy (BOP) | CNA Insurance") (Evidence: Company-reported; scope: Entity: CNA brand; issuing CNA subsidiary may vary by product/state Product: United States commercial insurance Jurisdiction: United States Research source scope: US small-business BOP Claim limitation: Company-reported; policy wording, underwriting and jurisdiction-specific availability control..)

CNA says CNA Connect has 300+ optional endorsements and adjustable deductibles/limits. [2](https://www.cna.com/products/cna-connect "CNA Connect Small Businessowners Policy (BOP) | CNA Insurance") (Evidence: Company-reported; scope: Entity: CNA brand; issuing CNA subsidiary may vary by product/state Product: United States commercial insurance Jurisdiction: United States Research source scope: US small-business BOP Claim limitation: Company-reported; policy wording, underwriting and jurisdiction-specific availability control..) | Mylo describes its BOP as bundling three coverages: general liability for third-party bodily injury, property damage and advertising-injury claims; commercial property for damage to a business's building and business personal property from causes such as fire, storm, theft or vandalism; and business interruption for lost income (actual loss sustained) during a covered shutdown. [6](https://choosemylo.com/business/product-business-owners-policy "Business Owner's Policy") (Evidence: Company-reported; scope: BOP product page coverage sections; the issued policy and its exclusions control..)

Mylo says packaging these three coverages in a BOP instead of buying them separately typically costs less and can provide better coverage than buying each individually. [6](https://choosemylo.com/business/product-business-owners-policy "Business Owner's Policy") (Evidence: Company-reported; scope: BOP product page FAQ; a general company statement, not a quoted savings figure for any specific business..) | | Limits and Retentions | Confirm in your quote. | Neither the BOP product page nor the business-insurance overview page publishes specific coverage limits, deductibles or premium ranges. [6](https://choosemylo.com/business/product-business-owners-policy "Business Owner's Policy") [4](https://choosemylo.com/business/business-insurance "Business Insurance") (Evidence: Not publicly disclosed; scope: Checked both pages on 2026-09-23..) | | How to Apply | Confirm in your quote. | Mylo says a buyer can shop for a BOP online through its Mind of Mylo recommendation tool or by phone with a licensed advisor (844-863-5950), and that Mylo has agents licensed in all 50 states. [4](https://choosemylo.com/business/business-insurance "Business Insurance") (Evidence: Company-reported; scope: Business-insurance overview page FAQ..) | ## Related Pages for CNA vs Mylo Business Owner’s Policy - [CNA vs Mylo](https://spot.insure/compare/cna-vs-mylo): all coverage lines, business roles, service and claims. - [What Is a Business Owner’s Policy?](https://spot.insure/coverage/business-owners-policy): A business owners policy combines property, liability and lost-income protection for eligible small businesses, while auto, workers’ compensation and professional liability may need separate coverage. - [CNA vs Mylo Commercial Auto Insurance](https://spot.insure/compare/cna-vs-mylo/commercial-auto) - [CNA vs Mylo Cyber Insurance](https://spot.insure/compare/cna-vs-mylo/cyber) - [CNA vs Mylo General Liability Insurance](https://spot.insure/compare/cna-vs-mylo/general-liability) - [CNA vs Mylo Medical Malpractice Insurance](https://spot.insure/compare/cna-vs-mylo/medical-malpractice) - [CNA vs Mylo Professional Liability (E&O) Insurance](https://spot.insure/compare/cna-vs-mylo/professional-errors-omissions) - [CNA vs Mylo Surety Bonds](https://spot.insure/compare/cna-vs-mylo/surety-bonds) - [CNA vs Mylo Umbrella and Excess Liability Insurance](https://spot.insure/compare/cna-vs-mylo/umbrella-excess) - [CNA vs Mylo Workers’ Compensation Insurance](https://spot.insure/compare/cna-vs-mylo/workers-compensation) - [Alliance Risk vs CNA Business Owner’s Policy](https://spot.insure/compare/alliance-risk-vs-cna/business-owners-policy) - [Alliance Risk vs Mylo Business Owner’s Policy](https://spot.insure/compare/alliance-risk-vs-mylo/business-owners-policy) - [Amelia Risk vs CNA Business Owner’s Policy](https://spot.insure/compare/amelia-risk-vs-cna/business-owners-policy) - [Amelia Risk vs Mylo Business Owner’s Policy](https://spot.insure/compare/amelia-risk-vs-mylo/business-owners-policy) - [biBerk vs CNA Business Owner’s Policy](https://spot.insure/compare/biberk-vs-cna/business-owners-policy) - [biBerk vs Mylo Business Owner’s Policy](https://spot.insure/compare/biberk-vs-mylo/business-owners-policy) ## Sources for CNA vs Mylo Business Owner’s Policy ### Sources About CNA 1. [Insurance for Small Businesses](https://www.cna.com/solutions/small-business). CNA; Insurance for Small Businesses, lines 38-50 and 65-67 (CNA Central and agent route); lines 79-106 (product and stated appetite lists); page footer line 132 (CNA registered service mark).. Accessed 2026-09-28. 2. [CNA Connect Small Businessowners Policy (BOP) | CNA Insurance](https://www.cna.com/products/cna-connect). CNA; CNA Connect; coverages, product range, services. Accessed 2026-09-28. 3. [General Disclaimer](https://www.cna.com/cnadisclaimer/generaldisclaimer). CNA; General Disclaimer paragraphs 1 and 5 (HTML lines 24 and 28): CNA describes Continental Casualty Company and its relevant affiliates; references to CNA may include one or more CCC affiliates; each particular policy/product/service is the responsibility only of the specific CNA company that issues or supplies it. Footer line 57 identifies CNA Financial Corporation as trademark registrant. Re-read 2026-09-29.. Accessed 2026-09-29. ### Sources About Mylo 4. [Business Insurance](https://choosemylo.com/business/business-insurance). Mylo; What insurance does a small business need?; Why Mylo? (40+ top-rated commercial insurance partners, 4.8 Google rating, BBB Accredited); What insurance carriers do you work with?; How do I shop for insurance with Mylo?. Accessed 2026-09-23. 5. [About Mylo](https://choosemylo.com/our-story). Mylo; Your Digital One-Stop Shop; The Broker Advantage; Proven Heritage, Powerful Future; About Mylo FAQs. Accessed 2026-09-15. 6. [Business Owner's Policy](https://choosemylo.com/business/product-business-owners-policy). Mylo; Like you, a BOP can do three things at once!; Coverage #1: general liability; Coverage #2: commercial property; Coverage #3: Business Interruption; Business Owner Policy FAQs. Accessed 2026-09-23. ### Sources for the Business Owner’s Policy Guide 7. [Small Business](https://content.naic.org/consumer/small-business.htm). National Association of Insurance Commissioners; FAQ: What’s a business owners policy?; What’s general liability insurance. Accessed 2026-09-16. 8. [Business Interruption and Business Owner Policy](https://content.naic.org/insurance-topics/business-interruption-and-business-owner-policy). National Association of Insurance Commissioners; Background; General liability, Commercial property and Business interruption bullets. Accessed 2026-09-16. Updated 2026-10-01. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## CNA Review Scores for 2026 Review Score: 9.0 / 10 from 1 rated source, equally weighted. Customer feedback on CNA is mixed and hard to compare. NerdWallet gave it 4.5 out of 5 for manufacturers, while Trustpilot shows about 1.4 out of 5 from 49 mostly self-selected reviews. - NerdWallet: NerdWallet editorial rating for manufacturers 4.5/5 (Editorial rating). NerdWallet editorial assessment of CNA for U.S. manufacturers, not consumer average. Period: Published 2026-03-26. Checked 2026-09-29. [Best Insurance for Manufacturers in 2026](https://www.nerdwallet.com/business/insurance/learn/manufacturers) - Trustpilot: Displayed Trustpilot TrustScore 1.4/5 page text; 1.5/5 badge (TrustScore out of 5); 49 reviews. CNA.com profile, mixed business and consumer/LTC reports; self-selected, not representative commercial P&C sample. Period: 14 reviews in prior 12 months; 2026-09-29. Checked 2026-09-29. [CNA customer reviews](https://www.trustpilot.com/review/www.cna.com) - BBB: BBB customer-review average 1/5 (BBB star rating); 6 reviews. Long Term Care Insurance profile covering headquarters/corporate locations; not commercial P&C; six self-selected reviews. Period: Displayed 2026-09-29. Checked 2026-09-29. [CNA Financial Corporation customer reviews](https://www.bbb.org/us/il/chicago/profile/long-term-care-insurance/cna-financial-corporation-0683-90032439/customer-reviews) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/cna/reviews). ## Mylo Review Scores for 2026 Review Score: 7.7 / 10 from 2 rated sources, equally weighted. Mylo has strong feedback on its Kansas City Birdeye listing, while its tiny Trustpilot sample is negative. Most available feedback mixes personal and business insurance. - Trustpilot: TrustScore 2.9 (0–5 stars); 2 reviews. Trustpilot brand profile linked to choosemylo.com and Kansas City address; two user reviews from U.S. reviewers, both about auto-insurance shopping, not commercial policies. Trustpilot warns reviews may not be representative. Period: 0 reviews in prior 12 months; accessed 2026-09-25. Checked 2026-09-25. [Mylo Reviews | Trustpilot](https://uk.trustpilot.com/review/choosemylo.com) - Birdeye (aggregates Google and Birdeye reviews): combined Google/Birdeye star rating 4.8 (0–5 stars); 1329 reviews. Kansas City office at 8880 Ward Pkwy #200; profile links to choosemylo.com and identifies insurance products including business, home, auto, health and group health. Birdeye shows 1,328 Google and 1 Birdeye review. Local office and mixed-product profile, not company-wide commercial-only consensus. Period: Observed 2026-09-25; 1,328 Google-origin plus one Birdeye review. Checked 2026-09-25. [Mylo, a Lockton Company | Birdeye](https://reviews.birdeye.com/mylo-a-lockton-company-155339142807839) Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/mylo/reviews). ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/cna-vs-mylo/business-owners-policy.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)