--- title: "CNA vs HUB International: Kidnap and Ransom Insurance" description: "HUB International markets K&R for key personnel working domestically or abroad and routes prospects to a broker; CNA’s cited brochure focuses on overseas travelers and identifies red24 support." canonical: "https://spot.insure/compare/cna-vs-hub-international/kidnap-ransom" page-type: "line-comparison" updated-at: "2026-09-30" comparison-pair: "cna-vs-hub-international" provider-a: "cna" provider-b: "hub-international" coverage-line: "kidnap-ransom" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/cna-vs-hub-international/kidnap-ransom) ## Agent Guide **What this page is:** Focused comparison of CNA and HUB International for Kidnap and Ransom Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Kidnap and Ransom Insurance questions about CNA versus HUB International. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - CNA vs HUB International for Kidnap and Ransom Insurance: how do they differ? - Which is better for Kidnap and Ransom Insurance, CNA or HUB International? - What does CNA or HUB International publish about Kidnap and Ransom Insurance (limits, eligibility, claims, add-ons)? - What should I confirm in a quote for Kidnap and Ransom Insurance from CNA or HUB International? **Key facts:** - Line: Kidnap and Ransom Insurance. Providers: CNA and HUB International. - Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - "Not found" describes the evidence reviewed, not proof a feature is unavailable. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy. **Related pages:** - [CNA vs HUB International](https://spot.insure/compare/cna-vs-hub-international) — parent: all coverage lines for this pair - [Kidnap and Ransom Insurance guide](https://spot.insure/coverage/kidnap-ransom) — coverage explainer for this line - [CNA profile](https://spot.insure/insurance-providers/cna) — provider profile (evidence) - [HUB International profile](https://spot.insure/insurance-providers/hub-international) — provider profile (evidence) - [CNA vs HUB International Builders Risk Insurance](https://spot.insure/compare/cna-vs-hub-international/builders-risk) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International Business Owner’s Policy](https://spot.insure/compare/cna-vs-hub-international/business-owners-policy) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International Cargo and Transit Insurance](https://spot.insure/compare/cna-vs-hub-international/cargo-transit) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International Commercial Auto Insurance](https://spot.insure/compare/cna-vs-hub-international/commercial-auto) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International Commercial Property Insurance](https://spot.insure/compare/cna-vs-hub-international/commercial-property) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International Crime Insurance](https://spot.insure/compare/cna-vs-hub-international/crime) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International Cyber Insurance](https://spot.insure/compare/cna-vs-hub-international/cyber) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International D&O Insurance](https://spot.insure/compare/cna-vs-hub-international/directors-officers) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International Employment Practices Liability Insurance](https://spot.insure/compare/cna-vs-hub-international/employment-practices) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International Equipment Breakdown Insurance](https://spot.insure/compare/cna-vs-hub-international/equipment-breakdown) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International Fidelity Bonds](https://spot.insure/compare/cna-vs-hub-international/fidelity-bonds) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International Fiduciary Liability Insurance](https://spot.insure/compare/cna-vs-hub-international/fiduciary) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International General Liability Insurance](https://spot.insure/compare/cna-vs-hub-international/general-liability) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International Hired and Non-Owned Auto Insurance](https://spot.insure/compare/cna-vs-hub-international/hired-non-owned-auto) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International Inland Marine Insurance](https://spot.insure/compare/cna-vs-hub-international/inland-marine) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International Management Liability Insurance](https://spot.insure/compare/cna-vs-hub-international/management-liability) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International Medical Malpractice Insurance](https://spot.insure/compare/cna-vs-hub-international/medical-malpractice) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International Product Liability Insurance](https://spot.insure/compare/cna-vs-hub-international/product-liability) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International Professional Liability (E&O) Insurance](https://spot.insure/compare/cna-vs-hub-international/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International Surety Bonds](https://spot.insure/compare/cna-vs-hub-international/surety-bonds) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International Tech E&O Insurance](https://spot.insure/compare/cna-vs-hub-international/technology-errors-omissions) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International Umbrella and Excess Liability Insurance](https://spot.insure/compare/cna-vs-hub-international/umbrella-excess) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International Workers’ Compensation Insurance](https://spot.insure/compare/cna-vs-hub-international/workers-compensation) — sibling comparison (other line, or other pair for this line) - [AIG vs CNA Kidnap and Ransom Insurance](https://spot.insure/compare/aig-vs-cna/kidnap-ransom) — sibling comparison (other line, or other pair for this line) - [AIG vs HUB International Kidnap and Ransom Insurance](https://spot.insure/compare/aig-vs-hub-international/kidnap-ransom) — sibling comparison (other line, or other pair for this line) - [Aon vs CNA Kidnap and Ransom Insurance](https://spot.insure/compare/aon-vs-cna/kidnap-ransom) — sibling comparison (other line, or other pair for this line) - [Aon vs HUB International Kidnap and Ransom Insurance](https://spot.insure/compare/aon-vs-hub-international/kidnap-ransom) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs CNA Kidnap and Ransom Insurance](https://spot.insure/compare/baldwin-vs-cna/kidnap-ransom) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs HUB International Kidnap and Ransom Insurance](https://spot.insure/compare/baldwin-vs-hub-international/kidnap-ransom) — sibling comparison (other line, or other pair for this line) # CNA vs HUB International: How Do They Compare for Kidnap and Ransom Insurance? HUB International markets K&R for key personnel working domestically or abroad and routes prospects to a broker; CNA’s cited brochure focuses on overseas travelers and identifies red24 support. ## How to Use the CNA vs HUB International Kidnap and Ransom Insurance Comparison Use this comparison to evaluate CNA and HUB International for Kidnap and Ransom Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## CNA vs HUB International Kidnap and Ransom Insurance Summary HUB International’s stated audience includes executives, employees and key personnel working abroad or domestically, plus families. CNA’s 2012 brochure identifies overseas travelers and operations as a common K&R context. [4](https://www.cna.com/products/management-liability "Management Liability Insurance and Professional Liability") [5](https://www.cna.com/sites/default/files/assets/abcfdcbb-6e1d-4ddc-86b2-510317192f83/KRESSKidnapRansomExtortion_CNA.pdf?fid= "Kidnap, Ransom and Extortion Coverage From CNA") [9](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/ "Kidnap and Ransom Insurance Brokers") ## CNA Small Business Insurance: Products, Agents and Service CNA directs small-business buyers to independent agents and describes CNA Connect as a businessowners policy for more than 600 small-business classes. Issuer and availability vary by policy and state, so confirm both in a quote. [1](https://www.cna.com/solutions/small-business "Insurance for Small Businesses") [2](https://www.cna.com/products/cna-connect "CNA Connect Small Businessowners Policy (BOP) | CNA Insurance") [3](https://www.cna.com/cnadisclaimer/generaldisclaimer "General Disclaimer") [CNA profile](https://spot.insure/insurance-providers/cna) ## What Is HUB International? HUB suits technology businesses seeking a specialist broker—its practice says it insures more than 5,000 technology companies; qualifying small accounts can use Insureon online, while mid-market buyers need an advisor. [6](https://www.hubinternational.com/about-us/ "About Us") [7](https://www.hubinternational.com/contact-us/ "Contact Us") [8](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies") [HUB International profile](https://spot.insure/insurance-providers/hub-international) ## What Is Kidnap and Ransom Insurance? Kidnap and ransom insurance provides financial protection for specified kidnapping and extortion events and gives the business access to a crisis-response firm. Check who is insured, which events are named, and how territory and sanctions terms apply to your actual travel. [11](https://www.travelers.com/business-insurance/professional-liability-insurance/apps-forms/kidnap-ransom "Kidnap and Ransom Applications and Forms") [12](https://www.chubb.com/us-en/business-insurance/the-chubb-primary-kidnap-ransom-extortion-insurance.html "The Chubb Primary Kidnap Ransom and Extortion Insurance") [13](https://asset.trvstatic.com/download/assets/ker-16001.pdf/fec9c08a63ca11eea3d58e94a50adee5 "Kidnap and Ransom Coverage") ## What Are the Key Differences Between CNA and HUB International Kidnap and Ransom Insurance? ### Covered people and exposure context HUB International markets K&R for executives who travel internationally, employees working abroad or domestically, and other key personnel whose safety is critical, along with their families. CNA’s older brochure frames typical buyers as organizations with overseas travelers or operations. A company with staff whose roles create domestic exposure should ask how CNA’s current form treats those people; HUB International’s broader buyer description is not itself a promise of policy coverage. [9](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/ "Kidnap and Ransom Insurance Brokers") [5](https://www.cna.com/sites/default/files/assets/abcfdcbb-6e1d-4ddc-86b2-510317192f83/KRESSKidnapRansomExtortion_CNA.pdf?fid= "Kidnap, Ransom and Extortion Coverage From CNA") ### Placement route and support HUB International describes a broker-led placement and does not name the insurer or publish policy limits. CNA’s current Management Liability page tells agents to request applications through Agent Center, while its older brochure describes red24 crisis-response support. HUB International’s ProEx practice also describes analytics and claims/legal risk resources, but those services are broader practice capabilities. Compare the actual K&R response protocol, named carrier, limits and application requirements rather than assume general advisory services are policy benefits. [9](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/ "Kidnap and Ransom Insurance Brokers") [10](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [4](https://www.cna.com/products/management-liability "Management Liability Insurance and Professional Liability") [5](https://www.cna.com/sites/default/files/assets/abcfdcbb-6e1d-4ddc-86b2-510317192f83/KRESSKidnapRansomExtortion_CNA.pdf?fid= "Kidnap, Ransom and Extortion Coverage From CNA") ## What Should You Confirm in CNA and HUB International Kidnap and Ransom Insurance Quotes? - Ask HUB International which insurer, limit and response provider would appear in the proposed K&R policy. [9](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/ "Kidnap and Ransom Insurance Brokers") - Ask CNA for the current form and confirm which insured people and territories are covered. [4](https://www.cna.com/products/management-liability "Management Liability Insurance and Professional Liability") ## CNA vs HUB International Kidnap and Ransom Insurance Compared | Criteria | Kidnap, Ransom and Extortion | HUB International Kidnap and Ransom Insurance Brokerage | | --- | --- | --- | | Role in This Line | Confirm in your quote. | HUB brokers kidnap and ransom (K&R) insurance both as a standalone product page offering and as one of the Executive Liability coverages in its ProEx Professional & Executive Risk practice, rather than underwriting the policy itself. [9](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/ "Kidnap and Ransom Insurance Brokers") [10](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: K&R product page and ProEx coverage list, read 2026-09-23. Neither page names an issuing insurer..) | | Issuing Insurer | Confirm in your quote. | The K&R product page and the ProEx page do not name an issuing insurer for K&R policies; HUB says ProEx places over $2 billion in premium with insurers it calls top-rated carriers, without naming them. [9](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/ "Kidnap and Ransom Insurance Brokers") [10](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Not found in reviewed sources; scope: Checked both pages on 2026-09-23; the carrier for a specific K&R placement depends on the quote..) | | Who It’s For | CNA’s 2012 brochure identifies organizations with overseas travelers or operations among typical buyers and names manufacturers, professional-services firms, hospitals, financial institutions, technology and construction companies. [5](https://www.cna.com/sites/default/files/assets/abcfdcbb-6e1d-4ddc-86b2-510317192f83/KRESSKidnapRansomExtortion_CNA.pdf?fid= "Kidnap, Ransom and Extortion Coverage From CNA") (Evidence: Company-reported; scope: Historical target examples are not current underwriting rules or eligibility guarantees..) | HUB markets K&R coverage to organizations with executives who travel internationally, employees working abroad or domestically, and other key personnel whose safety is considered critical to the organization, plus their families. [9](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/ "Kidnap and Ransom Insurance Brokers") (Evidence: Company-reported; scope: K&R product page target-audience description; not an underwriting appetite statement..) | | Coverage Features | CNA’s current Management Liability page lists Kidnap, Ransom and Extortion; the older CNA brochure describes insured events including kidnapping, extortion, hijack and detention. [4](https://www.cna.com/products/management-liability "Management Liability Insurance and Professional Liability") [5](https://www.cna.com/sites/default/files/assets/abcfdcbb-6e1d-4ddc-86b2-510317192f83/KRESSKidnapRansomExtortion_CNA.pdf?fid= "Kidnap, Ransom and Extortion Coverage From CNA") (Evidence: Company-reported; scope: The current page confirms catalogue membership; 2012 brochure details are historical marketing and may not match current forms..) | HUB cites roughly 15,000 kidnap, extortion or illegal-detention incidents a year generating about half a billion dollars in ransom payments, and says an organization can face significant costs even when no ransom is paid. [9](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/ "Kidnap and Ransom Insurance Brokers") (Evidence: Company-reported; scope: K&R product page risk-framing statistics; company-reported and not independently verified by Spot..)

HUB's K&R product page cross-references directors and officers liability, business interruption and cyber coverage as related protections, and its ProEx practice groups K&R with other Executive Liability lines such as D&O, employment practices liability and fiduciary liability. [9](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/ "Kidnap and Ransom Insurance Brokers") [10](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: K&R product page related-coverage links and ProEx coverage list; the pages do not describe specific K&R insuring agreements, sublimits or exclusions..) | | Limits and Retentions | Confirm in your quote. | Published K&R policy limits or retentions were not found on the reviewed pages. [9](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/ "Kidnap and Ransom Insurance Brokers") [10](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Not publicly disclosed; scope: Checked the K&R product page and ProEx page on 2026-09-23; limits are set on the quote and declarations..) | | Risk Services | The brochure describes access to crisis-response services from red24, including security advice and response support. [5](https://www.cna.com/sites/default/files/assets/abcfdcbb-6e1d-4ddc-86b2-510317192f83/KRESSKidnapRansomExtortion_CNA.pdf?fid= "Kidnap, Ransom and Extortion Coverage From CNA") (Evidence: Company-reported; scope: The 2012 source does not establish the current vendor arrangement or services attached to a present-day quote..) | HUB says its ProEx practice, which lists K&R among its Executive Liability coverages, provides analytics, litigation support and risk-management services led by a named practice leader, and gives clients access to a Claims & Legal Risks Group of attorneys who specialize in ProEx coverages. [10](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page services and claims-support description; not specific to a single K&R engagement..) | | How to Apply | CNA’s current Management Liability page tells agents to request applications through the Agent Center. [4](https://www.cna.com/products/management-liability "Management Liability Insurance and Professional Liability") (Evidence: Company-reported; scope: This is a general management-liability submission direction; the page does not describe a buyer-direct K&R flow..) | HUB directs K&R prospects to "Connect With a Broker" rather than an online quote or bind flow. [9](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/ "Kidnap and Ransom Insurance Brokers") (Evidence: Company-reported; scope: K&R product page call to action..) | ## Related Pages for CNA vs HUB International Kidnap and Ransom Insurance - [CNA vs HUB International](https://spot.insure/compare/cna-vs-hub-international): all coverage lines, business roles, service and claims. - [What Is Kidnap and Ransom Insurance?](https://spot.insure/coverage/kidnap-ransom): Kidnap and ransom insurance provides financial protection for specified kidnapping and extortion events and access to crisis-response experts; check fit with your travel destinations. - [CNA vs HUB International Builders Risk Insurance](https://spot.insure/compare/cna-vs-hub-international/builders-risk) - [CNA vs HUB International Business Owner’s Policy](https://spot.insure/compare/cna-vs-hub-international/business-owners-policy) - [CNA vs HUB International Cargo and Transit Insurance](https://spot.insure/compare/cna-vs-hub-international/cargo-transit) - [CNA vs HUB International Commercial Auto Insurance](https://spot.insure/compare/cna-vs-hub-international/commercial-auto) - [CNA vs HUB International Commercial Property Insurance](https://spot.insure/compare/cna-vs-hub-international/commercial-property) - [CNA vs HUB International Crime Insurance](https://spot.insure/compare/cna-vs-hub-international/crime) - [CNA vs HUB International Cyber Insurance](https://spot.insure/compare/cna-vs-hub-international/cyber) - [CNA vs HUB International D&O Insurance](https://spot.insure/compare/cna-vs-hub-international/directors-officers) - [CNA vs HUB International Employment Practices Liability Insurance](https://spot.insure/compare/cna-vs-hub-international/employment-practices) - [CNA vs HUB International Equipment Breakdown Insurance](https://spot.insure/compare/cna-vs-hub-international/equipment-breakdown) - [CNA vs HUB International Fidelity Bonds](https://spot.insure/compare/cna-vs-hub-international/fidelity-bonds) - [CNA vs HUB International Fiduciary Liability Insurance](https://spot.insure/compare/cna-vs-hub-international/fiduciary) - [CNA vs HUB International General Liability Insurance](https://spot.insure/compare/cna-vs-hub-international/general-liability) - [CNA vs HUB International Hired and Non-Owned Auto Insurance](https://spot.insure/compare/cna-vs-hub-international/hired-non-owned-auto) - [CNA vs HUB International Inland Marine Insurance](https://spot.insure/compare/cna-vs-hub-international/inland-marine) - [CNA vs HUB International Management Liability Insurance](https://spot.insure/compare/cna-vs-hub-international/management-liability) - [CNA vs HUB International Medical Malpractice Insurance](https://spot.insure/compare/cna-vs-hub-international/medical-malpractice) - [CNA vs HUB International Product Liability Insurance](https://spot.insure/compare/cna-vs-hub-international/product-liability) - [CNA vs HUB International Professional Liability (E&O) Insurance](https://spot.insure/compare/cna-vs-hub-international/professional-errors-omissions) - [CNA vs HUB International Surety Bonds](https://spot.insure/compare/cna-vs-hub-international/surety-bonds) - [CNA vs HUB International Tech E&O Insurance](https://spot.insure/compare/cna-vs-hub-international/technology-errors-omissions) - [CNA vs HUB International Umbrella and Excess Liability Insurance](https://spot.insure/compare/cna-vs-hub-international/umbrella-excess) - [CNA vs HUB International Workers’ Compensation Insurance](https://spot.insure/compare/cna-vs-hub-international/workers-compensation) - [AIG vs CNA Kidnap and Ransom Insurance](https://spot.insure/compare/aig-vs-cna/kidnap-ransom) - [AIG vs HUB International Kidnap and Ransom Insurance](https://spot.insure/compare/aig-vs-hub-international/kidnap-ransom) - [Aon vs CNA Kidnap and Ransom Insurance](https://spot.insure/compare/aon-vs-cna/kidnap-ransom) - [Aon vs HUB International Kidnap and Ransom Insurance](https://spot.insure/compare/aon-vs-hub-international/kidnap-ransom) - [The Baldwin Group vs CNA Kidnap and Ransom Insurance](https://spot.insure/compare/baldwin-vs-cna/kidnap-ransom) - [The Baldwin Group vs HUB International Kidnap and Ransom Insurance](https://spot.insure/compare/baldwin-vs-hub-international/kidnap-ransom) ## Sources for CNA vs HUB International Kidnap and Ransom Insurance ### Sources About CNA 1. [Insurance for Small Businesses](https://www.cna.com/solutions/small-business). CNA; Insurance for Small Businesses, lines 38-50 and 65-67 (CNA Central and agent route); lines 79-106 (product and stated appetite lists); page footer line 132 (CNA registered service mark).. Accessed 2026-09-28. 2. [CNA Connect Small Businessowners Policy (BOP) | CNA Insurance](https://www.cna.com/products/cna-connect). CNA; CNA Connect; coverages, product range, services. Accessed 2026-09-28. 3. [General Disclaimer](https://www.cna.com/cnadisclaimer/generaldisclaimer). CNA; General Disclaimer paragraphs 1 and 5 (HTML lines 24 and 28): CNA describes Continental Casualty Company and its relevant affiliates; references to CNA may include one or more CCC affiliates; each particular policy/product/service is the responsibility only of the specific CNA company that issues or supplies it. Footer line 57 identifies CNA Financial Corporation as trademark registrant. Re-read 2026-09-29.. Accessed 2026-09-29. 4. [Management Liability Insurance and Professional Liability](https://www.cna.com/products/management-liability). CNA; Current U.S. page: management liability names crime and kidnap/ransom/extortion; lists management product coverages and Epack 3 modular structure, application channel and caveats. Retrieved 2026-09-30.. Accessed 2026-09-30. 5. [Kidnap, Ransom and Extortion Coverage From CNA](https://www.cna.com/sites/default/files/assets/abcfdcbb-6e1d-4ddc-86b2-510317192f83/KRESSKidnapRansomExtortion_CNA.pdf?fid=). CNA; Official brochure: named insured persons, event categories, crisis response services, target buyers and worldwide wording; dated KRESS FL 040412 (2012), historical product summary, not evidence all provisions remain current. Retrieved 2026-09-30.. Accessed 2026-09-30. ### Sources About HUB International 6. [About Us](https://www.hubinternational.com/about-us/). HUB International; Opening description; 1998 formation of HUB International Limited; 2022 Insureon acquisition; headquarters and employee/office counts. Accessed 2026-09-16. 7. [Contact Us](https://www.hubinternational.com/contact-us/). HUB International; Business Solutions paths for Commercial Insurance Solutions versus Small Commercial Insurance Solutions via Insureon; office search. Accessed 2026-09-16. 8. [Insurance for Technology Companies](https://www.hubinternational.com/industries/technology-company-insurance/). HUB International; Technology Company Insurance & Risk Management: startup, software, hardware and digital-media introduction; Business Coverage and People Protection lists; technology-client count. Accessed 2026-09-16. 9. [Kidnap and Ransom Insurance Brokers](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/). HUB International; Why coverage is needed: kidnap, extortion and illegal detention risk; incident and ransom-payment statistics; target audience of traveling executives, employees abroad and their loved ones; costs beyond ransom payment; Connect With a Broker call to action; cross-references to D&O, business interruption and cyber coverage. Accessed 2026-09-23. 10. [HUB ProEx](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/). HUB International; ProEx Coverages list including Kidnap, Ransom, and Extortion insurance under Executive Liability; Claims & Legal Support section; ProEx premium volume statement. Accessed 2026-09-23. ### Sources for the Kidnap and Ransom Insurance Guide 11. [Kidnap and Ransom Applications and Forms](https://www.travelers.com/business-insurance/professional-liability-insurance/apps-forms/kidnap-ransom). Travelers; Opening; Applications; Sample policy forms. Accessed 2026-09-16. 12. [The Chubb Primary Kidnap Ransom and Extortion Insurance](https://www.chubb.com/us-en/business-insurance/the-chubb-primary-kidnap-ransom-extortion-insurance.html). Chubb; Opening; Kidnap, Ransom & Extortion Insurance Highlights. Accessed 2026-09-16. 13. [Kidnap and Ransom Coverage](https://asset.trvstatic.com/download/assets/ker-16001.pdf/fec9c08a63ca11eea3d58e94a50adee5). Travelers; I pp.1–2; III pp.3–9; IV p.9; V pp.10–13. Accessed 2026-09-16. Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## CNA Review Scores for 2026 Review Score: 9.0 / 10 from 1 rated source, equally weighted. Customer feedback on CNA is mixed and hard to compare. NerdWallet gave it 4.5 out of 5 for manufacturers, while Trustpilot shows about 1.4 out of 5 from 49 mostly self-selected reviews. - NerdWallet: NerdWallet editorial rating for manufacturers 4.5/5 (Editorial rating). NerdWallet editorial assessment of CNA for U.S. manufacturers, not consumer average. Period: Published 2026-03-26. Checked 2026-09-29. [Best Insurance for Manufacturers in 2026](https://www.nerdwallet.com/business/insurance/learn/manufacturers) - Trustpilot: Displayed Trustpilot TrustScore 1.4/5 page text; 1.5/5 badge (TrustScore out of 5); 49 reviews. CNA.com profile, mixed business and consumer/LTC reports; self-selected, not representative commercial P&C sample. Period: 14 reviews in prior 12 months; 2026-09-29. Checked 2026-09-29. [CNA customer reviews](https://www.trustpilot.com/review/www.cna.com) - BBB: BBB customer-review average 1/5 (BBB star rating); 6 reviews. Long Term Care Insurance profile covering headquarters/corporate locations; not commercial P&C; six self-selected reviews. Period: Displayed 2026-09-29. Checked 2026-09-29. [CNA Financial Corporation customer reviews](https://www.bbb.org/us/il/chicago/profile/long-term-care-insurance/cna-financial-corporation-0683-90032439/customer-reviews) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/cna/reviews). ## HUB International Review Scores for 2026 Review Score: 5.6 / 10 from 2 rated sources, equally weighted. Customers who reviewed HUB on BBB rate it 1 out of 5, but that is only 7 reviews for a very large broker. BBB's own business grade is A-. - BBB: BBB business grade A- (BBB letter grade). BBB profile for HUB International, Chicago headquarters and its corporate-owned locations (United States). HUB is a global broker; BBB coverage is US/Canada and split by office profile. Period: current page, accessed 2026-09-29; 3 complaints closed in last 3 years. Checked 2026-09-29. [HUB International | BBB Business Profile](https://www.bbb.org/us/il/chicago/profile/insurance-services-office/hub-international-0654-12000202) - BBB customer reviews: BBB customer reviews 1 (out of 5); 7 reviews. Customer reviews left on the same BBB headquarters profile (HQ and corporate-owned US locations). Small sample. Checked 2026-09-29. [HUB International | BBB Reviews](https://www.bbb.org/us/il/chicago/profile/insurance-services-office/hub-international-0654-12000202/customer-reviews) - BBB Canada West: BBB business grade A- (BBB letter grade). BBB profile for HUB International Canada West ULC, Burnaby BC. Covers one Canadian regional entity only, not the whole group. Period: current page; 13 complaints closed in last 3 years; 3 customer reviews. Checked 2026-09-29. [HUB International Canada West ULC | BBB Reviews](https://www.bbb.org/ca/bc/burnaby/profile/insurance-services-office/hub-international-insurance-brokers-hub-coastal-0037-120326/customer-reviews) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/hub-international/reviews). ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/cna-vs-hub-international/kidnap-ransom.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)