--- title: "CNA vs HUB International: Fiduciary Liability Insurance" description: "HUB lists fiduciary scenarios involving benefit administration and investment decisions; CNA’s 2025 Epack 3 sheet lists defense, compliance and investigation costs." canonical: "https://spot.insure/compare/cna-vs-hub-international/fiduciary" page-type: "line-comparison" updated-at: "2026-10-01" comparison-pair: "cna-vs-hub-international" provider-a: "cna" provider-b: "hub-international" coverage-line: "fiduciary" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/cna-vs-hub-international/fiduciary) ## Agent Guide **What this page is:** Focused comparison of CNA and HUB International for Fiduciary Liability Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Fiduciary Liability Insurance questions about CNA versus HUB International. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - CNA vs HUB International for Fiduciary Liability Insurance: how do they differ? - Which is better for Fiduciary Liability Insurance, CNA or HUB International? - What does CNA or HUB International publish about Fiduciary Liability Insurance (limits, eligibility, claims, add-ons)? - What should I confirm in a quote for Fiduciary Liability Insurance from CNA or HUB International? **Key facts:** - Line: Fiduciary Liability Insurance. Providers: CNA and HUB International. - Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - "Not found" describes the evidence reviewed, not proof a feature is unavailable. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-10-01. Editorial policy: /editorial-policy. **Related pages:** - [CNA vs HUB International](https://spot.insure/compare/cna-vs-hub-international) — parent: all coverage lines for this pair - [Fiduciary Liability Insurance guide](https://spot.insure/coverage/fiduciary) — coverage explainer for this line - [CNA profile](https://spot.insure/insurance-providers/cna) — provider profile (evidence) - [HUB International profile](https://spot.insure/insurance-providers/hub-international) — provider profile (evidence) - [CNA vs HUB International Builders Risk Insurance](https://spot.insure/compare/cna-vs-hub-international/builders-risk) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International Business Owner’s Policy](https://spot.insure/compare/cna-vs-hub-international/business-owners-policy) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International Cargo and Transit Insurance](https://spot.insure/compare/cna-vs-hub-international/cargo-transit) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International Commercial Auto Insurance](https://spot.insure/compare/cna-vs-hub-international/commercial-auto) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International Commercial Property Insurance](https://spot.insure/compare/cna-vs-hub-international/commercial-property) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International Crime Insurance](https://spot.insure/compare/cna-vs-hub-international/crime) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International Cyber Insurance](https://spot.insure/compare/cna-vs-hub-international/cyber) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International D&O Insurance](https://spot.insure/compare/cna-vs-hub-international/directors-officers) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International Employment Practices Liability Insurance](https://spot.insure/compare/cna-vs-hub-international/employment-practices) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International Equipment Breakdown Insurance](https://spot.insure/compare/cna-vs-hub-international/equipment-breakdown) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International Fidelity Bonds](https://spot.insure/compare/cna-vs-hub-international/fidelity-bonds) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International General Liability Insurance](https://spot.insure/compare/cna-vs-hub-international/general-liability) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International Hired and Non-Owned Auto Insurance](https://spot.insure/compare/cna-vs-hub-international/hired-non-owned-auto) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International Inland Marine Insurance](https://spot.insure/compare/cna-vs-hub-international/inland-marine) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International Kidnap and Ransom Insurance](https://spot.insure/compare/cna-vs-hub-international/kidnap-ransom) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International Management Liability Insurance](https://spot.insure/compare/cna-vs-hub-international/management-liability) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International Medical Malpractice Insurance](https://spot.insure/compare/cna-vs-hub-international/medical-malpractice) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International Product Liability Insurance](https://spot.insure/compare/cna-vs-hub-international/product-liability) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International Professional Liability (E&O) Insurance](https://spot.insure/compare/cna-vs-hub-international/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International Surety Bonds](https://spot.insure/compare/cna-vs-hub-international/surety-bonds) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International Tech E&O Insurance](https://spot.insure/compare/cna-vs-hub-international/technology-errors-omissions) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International Umbrella and Excess Liability Insurance](https://spot.insure/compare/cna-vs-hub-international/umbrella-excess) — sibling comparison (other line, or other pair for this line) - [CNA vs HUB International Workers’ Compensation Insurance](https://spot.insure/compare/cna-vs-hub-international/workers-compensation) — sibling comparison (other line, or other pair for this line) - [AIG vs CNA Fiduciary Liability Insurance](https://spot.insure/compare/aig-vs-cna/fiduciary) — sibling comparison (other line, or other pair for this line) - [AIG vs HUB International Fiduciary Liability Insurance](https://spot.insure/compare/aig-vs-hub-international/fiduciary) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs CNA Fiduciary Liability Insurance](https://spot.insure/compare/alliance-risk-vs-cna/fiduciary) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs HUB International Fiduciary Liability Insurance](https://spot.insure/compare/alliance-risk-vs-hub-international/fiduciary) — sibling comparison (other line, or other pair for this line) - [Aon vs CNA Fiduciary Liability Insurance](https://spot.insure/compare/aon-vs-cna/fiduciary) — sibling comparison (other line, or other pair for this line) - [Aon vs HUB International Fiduciary Liability Insurance](https://spot.insure/compare/aon-vs-hub-international/fiduciary) — sibling comparison (other line, or other pair for this line) # CNA vs HUB International: How Do They Compare for Fiduciary Liability Insurance? HUB lists fiduciary scenarios involving benefit administration and investment decisions; CNA’s 2025 Epack 3 sheet lists defense, compliance and investigation costs. ## How to Use the CNA vs HUB International Fiduciary Liability Insurance Comparison Use this comparison to evaluate CNA and HUB International for Fiduciary Liability Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## CNA vs HUB International Fiduciary Liability Insurance Summary HUB lists fiduciary scenarios such as administrative errors, benefit changes and poor investment selection. CNA’s 2025 Epack 3 sheet lists defense, compliance and pre-claim investigation costs. [4](https://www.cna.com/sites/default/files/assets/4aa227df-6712-403a-8b0a-df219c0f8cc3/CNA-Epack3-Fiduciary-SS.pdf?ContentCache=NONE&MOD=AJPERES "Fiduciary Liability | CNA") [8](https://www.hubinternational.com/products/business-insurance/fiduciary-liability-insurance/ "Fiduciary Liability Insurance Brokers") ## CNA Small Business Insurance: Products, Agents and Service CNA directs small-business buyers to independent agents and describes CNA Connect as a businessowners policy for more than 600 small-business classes. Issuer and availability vary by policy and state, so confirm both in a quote. [1](https://www.cna.com/solutions/small-business "Insurance for Small Businesses") [2](https://www.cna.com/products/cna-connect "CNA Connect Small Businessowners Policy (BOP) | CNA Insurance") [3](https://www.cna.com/cnadisclaimer/generaldisclaimer "General Disclaimer") [CNA profile](https://spot.insure/insurance-providers/cna) ## What Is HUB International? HUB suits technology businesses seeking a specialist broker—its practice says it insures more than 5,000 technology companies; qualifying small accounts can use Insureon online, while mid-market buyers need an advisor. [5](https://www.hubinternational.com/about-us/ "About Us") [6](https://www.hubinternational.com/contact-us/ "Contact Us") [7](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies") [HUB International profile](https://spot.insure/insurance-providers/hub-international) ## What Is Fiduciary Liability Insurance? Fiduciary liability can protect your company and plan fiduciaries when participants claim mishandling of an employee benefit plan. If you sponsor a retirement or health plan, check who is insured and whether both administration errors and fiduciary-breach claims are addressed. [9](https://www.dol.gov/sites/dolgov/files/ebsa/employers-and-advisers/guidance/field-assistance-bulletins/erisa-fidelity-bonding-requirements.pdf "Field Assistance Bulletin No. 2008-04: Guidance Regarding ERISA Fidelity Bonding Requirements") [10](https://asset.trvstatic.com/download/assets/fri-3001.pdf/c75b6c8e63ca11ee93454641efede6a9 "Fiduciary Liability") [11](https://www.travelers.com/business-insurance/professional-liability-insurance/fiduciary-liability "Fiduciary Liability Insurance") ## What Are the Key Differences Between CNA and HUB International Fiduciary Liability Insurance? ### Alleged acts and expense features HUB’s fiduciary page lists scenarios involving plan-administration errors, conflicts, benefit denials or changes, poor advice, underfunding and investment selection ([8](https://www.hubinternational.com/products/business-insurance/fiduciary-liability-insurance/ "Fiduciary Liability Insurance Brokers")). CNA’s 2025 Epack 3 sheet lists defense and claim expenses, certain legal penalties, voluntary-compliance and pre-claim investigation costs ([4](https://www.cna.com/sites/default/files/assets/4aa227df-6712-403a-8b0a-df219c0f8cc3/CNA-Epack3-Fiduciary-SS.pdf?ContentCache=NONE&MOD=AJPERES "Fiduciary Liability | CNA")). One description names alleged conduct; the other enumerates cost features. Compare both with the policy’s wrongful-act grant, defense provisions and sublimits. ### Broker route and issuing insurer HUB directs fiduciary prospects to contact a broker, and its reviewed product material does not name the issuing carrier ([8](https://www.hubinternational.com/products/business-insurance/fiduciary-liability-insurance/ "Fiduciary Liability Insurance Brokers")). CNA’s source scope says its issuing company varies by form and state and that the summary is not the issued form ([4](https://www.cna.com/sites/default/files/assets/4aa227df-6712-403a-8b0a-df219c0f8cc3/CNA-Epack3-Fiduciary-SS.pdf?ContentCache=NONE&MOD=AJPERES "Fiduciary Liability | CNA")). Identify the legal insurer on each proposal and ask who will handle claim notice and defense decisions. ## What Should You Confirm in CNA and HUB International Fiduciary Liability Insurance Quotes? - Which HUB carrier and policy form address your plan’s claims, and what limit and retention apply? - Which CNA issuing company and sublimits apply to each listed cost feature? ## CNA vs HUB International Fiduciary Liability Insurance Compared | Criteria | CNA Epack 3 Fiduciary Liability | HUB International Fiduciary Liability Insurance Brokerage | | --- | --- | --- | | Role in This Line | Confirm in your quote. | HUB brokers fiduciary liability insurance for employers that sponsor health-care and retirement benefit plans, rather than underwriting the coverage itself. [8](https://www.hubinternational.com/products/business-insurance/fiduciary-liability-insurance/ "Fiduciary Liability Insurance Brokers") (Evidence: Company-reported; scope: Fiduciary liability product page, read 2026-09-23. The page does not name an issuing insurer..) | | Issuing Insurer | Confirm in your quote. | No insurer is named for fiduciary liability on the product page; the carrier depends on the placement. [8](https://www.hubinternational.com/products/business-insurance/fiduciary-liability-insurance/ "Fiduciary Liability Insurance Brokers") (Evidence: Not found in reviewed sources; scope: Checked the fiduciary liability product page on 2026-09-23..) | | Who It’s For | CNA states its fiduciary offering is written for public, private and nonprofit organizations. [4](https://www.cna.com/sites/default/files/assets/4aa227df-6712-403a-8b0a-df219c0f8cc3/CNA-Epack3-Fiduciary-SS.pdf?ContentCache=NONE&MOD=AJPERES "Fiduciary Liability | CNA") (Evidence: Company-reported; scope: Entity: CNA brand; issuing company varies by form/state Product: Epack 3 Fiduciary Liability Jurisdiction: United States Research source scope: U.S. employee-benefit/retirement-plan fiduciary liability under Epack 3; not ERISA fidelity bond Claim limitation: Subject to underwriting and policy terms. Source/date qualification: Fiduciary sheet dated 20251218 / ©2025; it is a marketing summary, not the issued policy form..) | HUB targets fiduciary liability brokerage at employers offering health-care or retirement benefit plans who face potential litigation from plan participants, the Department of Labor or the Pension Benefit Guaranty Corporation. [8](https://www.hubinternational.com/products/business-insurance/fiduciary-liability-insurance/ "Fiduciary Liability Insurance Brokers") (Evidence: Company-reported; scope: Product-page target-audience description; not a published underwriting appetite..) | | Coverage Features | CNA states its Fiduciary Liability addresses exposure from administration and management of employee benefit and retirement plans. [4](https://www.cna.com/sites/default/files/assets/4aa227df-6712-403a-8b0a-df219c0f8cc3/CNA-Epack3-Fiduciary-SS.pdf?ContentCache=NONE&MOD=AJPERES "Fiduciary Liability | CNA") (Evidence: Company-reported; scope: Entity: CNA brand; issuing company varies by form/state Product: Epack 3 Fiduciary Liability Jurisdiction: United States Research source scope: U.S. employee-benefit/retirement-plan fiduciary liability under Epack 3; not ERISA fidelity bond Claim limitation: This is fiduciary liability, not an ERISA fidelity bond or employee-benefits liability. Source/date qualification: Fiduciary sheet dated 20251218 / ©2025; it is a marketing summary, not the issued policy form..)

CNA lists defense/claim expenses, certain legal penalties, voluntary compliance costs and pre-claim investigation costs among its fiduciary coverage features. [4](https://www.cna.com/sites/default/files/assets/4aa227df-6712-403a-8b0a-df219c0f8cc3/CNA-Epack3-Fiduciary-SS.pdf?ContentCache=NONE&MOD=AJPERES "Fiduciary Liability | CNA") (Evidence: Company-reported; scope: Entity: CNA brand; issuing company varies by form/state Product: Epack 3 Fiduciary Liability Jurisdiction: United States Research source scope: U.S. employee-benefit/retirement-plan fiduciary liability under Epack 3; not ERISA fidelity bond Claim limitation: Company marketing summary only; issued policy forms, underwriting, jurisdictional availability, limits, exclusions and definitions control. Source/date qualification: Fiduciary sheet dated 20251218 / ©2025; it is a marketing summary, not the issued policy form..) | HUB lists fiduciary liability claim scenarios it covers as including a plan's insurer, mutual fund or third-party administrator making bad choices, plan administration errors or conflicts of interest, benefits denial, changes or reductions, bad advice or improper counsel, insufficient plan funding, poor investment selection and incorrect plan termination. [8](https://www.hubinternational.com/products/business-insurance/fiduciary-liability-insurance/ "Fiduciary Liability Insurance Brokers") (Evidence: Company-reported; scope: Product-page list of covered claim scenarios; the issued policy's insuring agreement and exclusions control an actual claim..)

HUB states that fiduciary liability exposure "is not covered by director's and officers' liability policies," positioning fiduciary liability as a separate line from D&O rather than a bundled coverage. [8](https://www.hubinternational.com/products/business-insurance/fiduciary-liability-insurance/ "Fiduciary Liability Insurance Brokers") (Evidence: Company-reported; scope: Product-page statement distinguishing fiduciary liability from D&O..) | | Limits and Retentions | Confirm in your quote. | The product page does not publish specific policy limits or retentions; it references that combined defense and settlement costs on fiduciary claims can exceed $1 million as a risk statistic, not a policy limit. [8](https://www.hubinternational.com/products/business-insurance/fiduciary-liability-insurance/ "Fiduciary Liability Insurance Brokers") (Evidence: Not publicly disclosed; scope: Checked the fiduciary liability product page on 2026-09-23; the $1 million figure describes potential exposure, not an offered limit..) | | Risk Services | Confirm in your quote. | HUB publishes a video on preventing fiduciary liability claims and administrative-error best practices on the product page, but the page does not describe a formal fiduciary risk-management or plan-review service. [8](https://www.hubinternational.com/products/business-insurance/fiduciary-liability-insurance/ "Fiduciary Liability Insurance Brokers") (Evidence: Company-reported; scope: Product-page educational video reference..) | | How to Apply | Confirm in your quote. | HUB directs fiduciary liability prospects to "Connect With a Broker" or "Contact a HUB broker" rather than an online quote or bind flow. [8](https://www.hubinternational.com/products/business-insurance/fiduciary-liability-insurance/ "Fiduciary Liability Insurance Brokers") (Evidence: Company-reported; scope: Product-page calls to action..) | | Claims Support | CNA says fiduciary insureds have access to a claims team and expert guidance. [4](https://www.cna.com/sites/default/files/assets/4aa227df-6712-403a-8b0a-df219c0f8cc3/CNA-Epack3-Fiduciary-SS.pdf?ContentCache=NONE&MOD=AJPERES "Fiduciary Liability | CNA") (Evidence: Company-reported; scope: Entity: CNA brand; issuing company varies by form/state Product: Epack 3 Fiduciary Liability Jurisdiction: United States Research source scope: U.S. employee-benefit/retirement-plan fiduciary liability under Epack 3; not ERISA fidelity bond Claim limitation: Company-reported service description; not an outcome guarantee. Source/date qualification: Fiduciary sheet dated 20251218 / ©2025; it is a marketing summary, not the issued policy form..) | Confirm in your quote. | ## Related Pages for CNA vs HUB International Fiduciary Liability - [CNA vs HUB International](https://spot.insure/compare/cna-vs-hub-international): all coverage lines, business roles, service and claims. - [What Is Fiduciary Liability Insurance?](https://spot.insure/coverage/fiduciary): Fiduciary liability can protect your company and plan fiduciaries from covered claims about benefit-plan management; check who is insured and whether administration errors are included. - [CNA vs HUB International Builders Risk Insurance](https://spot.insure/compare/cna-vs-hub-international/builders-risk) - [CNA vs HUB International Business Owner’s Policy](https://spot.insure/compare/cna-vs-hub-international/business-owners-policy) - [CNA vs HUB International Cargo and Transit Insurance](https://spot.insure/compare/cna-vs-hub-international/cargo-transit) - [CNA vs HUB International Commercial Auto Insurance](https://spot.insure/compare/cna-vs-hub-international/commercial-auto) - [CNA vs HUB International Commercial Property Insurance](https://spot.insure/compare/cna-vs-hub-international/commercial-property) - [CNA vs HUB International Crime Insurance](https://spot.insure/compare/cna-vs-hub-international/crime) - [CNA vs HUB International Cyber Insurance](https://spot.insure/compare/cna-vs-hub-international/cyber) - [CNA vs HUB International D&O Insurance](https://spot.insure/compare/cna-vs-hub-international/directors-officers) - [CNA vs HUB International Employment Practices Liability Insurance](https://spot.insure/compare/cna-vs-hub-international/employment-practices) - [CNA vs HUB International Equipment Breakdown Insurance](https://spot.insure/compare/cna-vs-hub-international/equipment-breakdown) - [CNA vs HUB International Fidelity Bonds](https://spot.insure/compare/cna-vs-hub-international/fidelity-bonds) - [CNA vs HUB International General Liability Insurance](https://spot.insure/compare/cna-vs-hub-international/general-liability) - [CNA vs HUB International Hired and Non-Owned Auto Insurance](https://spot.insure/compare/cna-vs-hub-international/hired-non-owned-auto) - [CNA vs HUB International Inland Marine Insurance](https://spot.insure/compare/cna-vs-hub-international/inland-marine) - [CNA vs HUB International Kidnap and Ransom Insurance](https://spot.insure/compare/cna-vs-hub-international/kidnap-ransom) - [CNA vs HUB International Management Liability Insurance](https://spot.insure/compare/cna-vs-hub-international/management-liability) - [CNA vs HUB International Medical Malpractice Insurance](https://spot.insure/compare/cna-vs-hub-international/medical-malpractice) - [CNA vs HUB International Product Liability Insurance](https://spot.insure/compare/cna-vs-hub-international/product-liability) - [CNA vs HUB International Professional Liability (E&O) Insurance](https://spot.insure/compare/cna-vs-hub-international/professional-errors-omissions) - [CNA vs HUB International Surety Bonds](https://spot.insure/compare/cna-vs-hub-international/surety-bonds) - [CNA vs HUB International Tech E&O Insurance](https://spot.insure/compare/cna-vs-hub-international/technology-errors-omissions) - [CNA vs HUB International Umbrella and Excess Liability Insurance](https://spot.insure/compare/cna-vs-hub-international/umbrella-excess) - [CNA vs HUB International Workers’ Compensation Insurance](https://spot.insure/compare/cna-vs-hub-international/workers-compensation) - [AIG vs CNA Fiduciary Liability Insurance](https://spot.insure/compare/aig-vs-cna/fiduciary) - [AIG vs HUB International Fiduciary Liability Insurance](https://spot.insure/compare/aig-vs-hub-international/fiduciary) - [Alliance Risk vs CNA Fiduciary Liability Insurance](https://spot.insure/compare/alliance-risk-vs-cna/fiduciary) - [Alliance Risk vs HUB International Fiduciary Liability Insurance](https://spot.insure/compare/alliance-risk-vs-hub-international/fiduciary) - [Aon vs CNA Fiduciary Liability Insurance](https://spot.insure/compare/aon-vs-cna/fiduciary) - [Aon vs HUB International Fiduciary Liability Insurance](https://spot.insure/compare/aon-vs-hub-international/fiduciary) ## Sources for CNA vs HUB International Fiduciary Liability Insurance ### Sources About CNA 1. [Insurance for Small Businesses](https://www.cna.com/solutions/small-business). CNA; Insurance for Small Businesses, lines 38-50 and 65-67 (CNA Central and agent route); lines 79-106 (product and stated appetite lists); page footer line 132 (CNA registered service mark).. Accessed 2026-09-28. 2. [CNA Connect Small Businessowners Policy (BOP) | CNA Insurance](https://www.cna.com/products/cna-connect). CNA; CNA Connect; coverages, product range, services. Accessed 2026-09-28. 3. [General Disclaimer](https://www.cna.com/cnadisclaimer/generaldisclaimer). CNA; General Disclaimer paragraphs 1 and 5 (HTML lines 24 and 28): CNA describes Continental Casualty Company and its relevant affiliates; references to CNA may include one or more CCC affiliates; each particular policy/product/service is the responsibility only of the specific CNA company that issues or supplies it. Footer line 57 identifies CNA Financial Corporation as trademark registrant. Re-read 2026-09-29.. Accessed 2026-09-29. 4. [Fiduciary Liability | CNA](https://www.cna.com/sites/default/files/assets/4aa227df-6712-403a-8b0a-df219c0f8cc3/CNA-Epack3-Fiduciary-SS.pdf?ContentCache=NONE&MOD=AJPERES). CNA; pp. 1–2: benefit-plan administration, covered costs, eligible organizations and claims. Accessed 2026-09-28. ### Sources About HUB International 5. [About Us](https://www.hubinternational.com/about-us/). HUB International; Opening description; 1998 formation of HUB International Limited; 2022 Insureon acquisition; headquarters and employee/office counts. Accessed 2026-09-16. 6. [Contact Us](https://www.hubinternational.com/contact-us/). HUB International; Business Solutions paths for Commercial Insurance Solutions versus Small Commercial Insurance Solutions via Insureon; office search. Accessed 2026-09-16. 7. [Insurance for Technology Companies](https://www.hubinternational.com/industries/technology-company-insurance/). HUB International; Technology Company Insurance & Risk Management: startup, software, hardware and digital-media introduction; Business Coverage and People Protection lists; technology-client count. Accessed 2026-09-16. 8. [Fiduciary Liability Insurance Brokers](https://www.hubinternational.com/products/business-insurance/fiduciary-liability-insurance/). HUB International; Target audience: employers offering health-care and retirement benefit plans; list of covered claim scenarios; statement distinguishing fiduciary liability from D&O; $1 million defense-and-settlement-cost reference; "Prevent Fiduciary Liability Claims" video; Connect With a Broker / Contact a HUB broker calls to action. Accessed 2026-09-23. ### Sources for the Fiduciary Liability Insurance Guide 9. [Field Assistance Bulletin No. 2008-04: Guidance Regarding ERISA Fidelity Bonding Requirements](https://www.dol.gov/sites/dolgov/files/ebsa/employers-and-advisers/guidance/field-assistance-bulletins/erisa-fidelity-bonding-requirements.pdf). U.S. Department of Labor, Employee Benefits Security Administration; Q2 pp.2–3. Accessed 2026-09-16. 10. [Fiduciary Liability](https://asset.trvstatic.com/download/assets/fri-3001.pdf/c75b6c8e63ca11ee93454641efede6a9). Travelers Casualty and Surety Company of America; II.D,J–L pp.2–3; II.A p.1; II.V p.5; Header p.1; II.M p.3; I p.1; III.A.6–8 pp.5–6; II.M.2 p.3; III.B.1 p.6. Accessed 2026-09-16. 11. [Fiduciary Liability Insurance](https://www.travelers.com/business-insurance/professional-liability-insurance/fiduciary-liability). Travelers; What Is Fiduciary Liability Insurance?. Accessed 2026-09-16. Updated 2026-10-01. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## CNA Review Scores for 2026 Review Score: 9.0 / 10 from 1 rated source, equally weighted. Customer feedback on CNA is mixed and hard to compare. NerdWallet gave it 4.5 out of 5 for manufacturers, while Trustpilot shows about 1.4 out of 5 from 49 mostly self-selected reviews. - NerdWallet: NerdWallet editorial rating for manufacturers 4.5/5 (Editorial rating). NerdWallet editorial assessment of CNA for U.S. manufacturers, not consumer average. Period: Published 2026-03-26. Checked 2026-09-29. [Best Insurance for Manufacturers in 2026](https://www.nerdwallet.com/business/insurance/learn/manufacturers) - Trustpilot: Displayed Trustpilot TrustScore 1.4/5 page text; 1.5/5 badge (TrustScore out of 5); 49 reviews. CNA.com profile, mixed business and consumer/LTC reports; self-selected, not representative commercial P&C sample. Period: 14 reviews in prior 12 months; 2026-09-29. Checked 2026-09-29. [CNA customer reviews](https://www.trustpilot.com/review/www.cna.com) - BBB: BBB customer-review average 1/5 (BBB star rating); 6 reviews. Long Term Care Insurance profile covering headquarters/corporate locations; not commercial P&C; six self-selected reviews. Period: Displayed 2026-09-29. Checked 2026-09-29. [CNA Financial Corporation customer reviews](https://www.bbb.org/us/il/chicago/profile/long-term-care-insurance/cna-financial-corporation-0683-90032439/customer-reviews) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/cna/reviews). ## HUB International Review Scores for 2026 Review Score: 5.6 / 10 from 2 rated sources, equally weighted. Customers who reviewed HUB on BBB rate it 1 out of 5, but that is only 7 reviews for a very large broker. BBB's own business grade is A-. - BBB: BBB business grade A- (BBB letter grade). BBB profile for HUB International, Chicago headquarters and its corporate-owned locations (United States). HUB is a global broker; BBB coverage is US/Canada and split by office profile. Period: current page, accessed 2026-09-29; 3 complaints closed in last 3 years. Checked 2026-09-29. [HUB International | BBB Business Profile](https://www.bbb.org/us/il/chicago/profile/insurance-services-office/hub-international-0654-12000202) - BBB customer reviews: BBB customer reviews 1 (out of 5); 7 reviews. Customer reviews left on the same BBB headquarters profile (HQ and corporate-owned US locations). Small sample. Checked 2026-09-29. [HUB International | BBB Reviews](https://www.bbb.org/us/il/chicago/profile/insurance-services-office/hub-international-0654-12000202/customer-reviews) - BBB Canada West: BBB business grade A- (BBB letter grade). BBB profile for HUB International Canada West ULC, Burnaby BC. Covers one Canadian regional entity only, not the whole group. Period: current page; 13 complaints closed in last 3 years; 3 customer reviews. Checked 2026-09-29. [HUB International Canada West ULC | BBB Reviews](https://www.bbb.org/ca/bc/burnaby/profile/insurance-services-office/hub-international-insurance-brokers-hub-coastal-0037-120326/customer-reviews) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/hub-international/reviews). ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/cna-vs-hub-international/fiduciary.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)