---
title: "CNA vs HUB International: Cargo and Transit Insurance"
description: "HUB separately describes cargo in transit and stock-throughput from manufacturing to final delivery; CNA Ocean Cargo describes connected inland, water, and air movement."
canonical: "https://spot.insure/compare/cna-vs-hub-international/cargo-transit"
page-type: "line-comparison"
updated-at: "2026-10-01"
comparison-pair: "cna-vs-hub-international"
provider-a: "cna"
provider-b: "hub-international"
coverage-line: "cargo-transit"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/compare/cna-vs-hub-international/cargo-transit)

## Agent Guide

**What this page is:** Focused comparison of CNA and HUB International for Cargo and Transit Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Cargo and Transit Insurance questions about CNA versus HUB International. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- CNA vs HUB International for Cargo and Transit Insurance: how do they differ?
- Which is better for Cargo and Transit Insurance, CNA or HUB International?
- What does CNA or HUB International publish about Cargo and Transit Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Cargo and Transit Insurance from CNA or HUB International?

**Key facts:**
- Line: Cargo and Transit Insurance. Providers: CNA and HUB International.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-10-01. Editorial policy: /editorial-policy.

**Related pages:**
- [CNA vs HUB International](https://spot.insure/compare/cna-vs-hub-international) — parent: all coverage lines for this pair
- [Cargo and Transit Insurance guide](https://spot.insure/coverage/cargo-transit) — coverage explainer for this line
- [CNA profile](https://spot.insure/insurance-providers/cna) — provider profile (evidence)
- [HUB International profile](https://spot.insure/insurance-providers/hub-international) — provider profile (evidence)
- [CNA vs HUB International Builders Risk Insurance](https://spot.insure/compare/cna-vs-hub-international/builders-risk) — sibling comparison (other line, or other pair for this line)
- [CNA vs HUB International Business Owner’s Policy](https://spot.insure/compare/cna-vs-hub-international/business-owners-policy) — sibling comparison (other line, or other pair for this line)
- [CNA vs HUB International Commercial Auto Insurance](https://spot.insure/compare/cna-vs-hub-international/commercial-auto) — sibling comparison (other line, or other pair for this line)
- [CNA vs HUB International Commercial Property Insurance](https://spot.insure/compare/cna-vs-hub-international/commercial-property) — sibling comparison (other line, or other pair for this line)
- [CNA vs HUB International Crime Insurance](https://spot.insure/compare/cna-vs-hub-international/crime) — sibling comparison (other line, or other pair for this line)
- [CNA vs HUB International Cyber Insurance](https://spot.insure/compare/cna-vs-hub-international/cyber) — sibling comparison (other line, or other pair for this line)
- [CNA vs HUB International D&O Insurance](https://spot.insure/compare/cna-vs-hub-international/directors-officers) — sibling comparison (other line, or other pair for this line)
- [CNA vs HUB International Employment Practices Liability Insurance](https://spot.insure/compare/cna-vs-hub-international/employment-practices) — sibling comparison (other line, or other pair for this line)
- [CNA vs HUB International Equipment Breakdown Insurance](https://spot.insure/compare/cna-vs-hub-international/equipment-breakdown) — sibling comparison (other line, or other pair for this line)
- [CNA vs HUB International Fidelity Bonds](https://spot.insure/compare/cna-vs-hub-international/fidelity-bonds) — sibling comparison (other line, or other pair for this line)
- [CNA vs HUB International Fiduciary Liability Insurance](https://spot.insure/compare/cna-vs-hub-international/fiduciary) — sibling comparison (other line, or other pair for this line)
- [CNA vs HUB International General Liability Insurance](https://spot.insure/compare/cna-vs-hub-international/general-liability) — sibling comparison (other line, or other pair for this line)
- [CNA vs HUB International Hired and Non-Owned Auto Insurance](https://spot.insure/compare/cna-vs-hub-international/hired-non-owned-auto) — sibling comparison (other line, or other pair for this line)
- [CNA vs HUB International Inland Marine Insurance](https://spot.insure/compare/cna-vs-hub-international/inland-marine) — sibling comparison (other line, or other pair for this line)
- [CNA vs HUB International Kidnap and Ransom Insurance](https://spot.insure/compare/cna-vs-hub-international/kidnap-ransom) — sibling comparison (other line, or other pair for this line)
- [CNA vs HUB International Management Liability Insurance](https://spot.insure/compare/cna-vs-hub-international/management-liability) — sibling comparison (other line, or other pair for this line)
- [CNA vs HUB International Medical Malpractice Insurance](https://spot.insure/compare/cna-vs-hub-international/medical-malpractice) — sibling comparison (other line, or other pair for this line)
- [CNA vs HUB International Product Liability Insurance](https://spot.insure/compare/cna-vs-hub-international/product-liability) — sibling comparison (other line, or other pair for this line)
- [CNA vs HUB International Professional Liability (E&O) Insurance](https://spot.insure/compare/cna-vs-hub-international/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [CNA vs HUB International Surety Bonds](https://spot.insure/compare/cna-vs-hub-international/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [CNA vs HUB International Tech E&O Insurance](https://spot.insure/compare/cna-vs-hub-international/technology-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [CNA vs HUB International Umbrella and Excess Liability Insurance](https://spot.insure/compare/cna-vs-hub-international/umbrella-excess) — sibling comparison (other line, or other pair for this line)
- [CNA vs HUB International Workers’ Compensation Insurance](https://spot.insure/compare/cna-vs-hub-international/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [AIG vs CNA Cargo and Transit Insurance](https://spot.insure/compare/aig-vs-cna/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [AIG vs HUB International Cargo and Transit Insurance](https://spot.insure/compare/aig-vs-hub-international/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs CNA Cargo and Transit Insurance](https://spot.insure/compare/alliance-risk-vs-cna/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs HUB International Cargo and Transit Insurance](https://spot.insure/compare/alliance-risk-vs-hub-international/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [Amelia Risk vs CNA Cargo and Transit Insurance](https://spot.insure/compare/amelia-risk-vs-cna/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [Amelia Risk vs HUB International Cargo and Transit Insurance](https://spot.insure/compare/amelia-risk-vs-hub-international/cargo-transit) — sibling comparison (other line, or other pair for this line)

# CNA vs HUB International: How Do They Compare for Cargo and Transit Insurance?

HUB separately describes cargo in transit and stock-throughput from manufacturing to final delivery; CNA Ocean Cargo describes connected inland, water, and air movement.

## How to Use the CNA vs HUB International Cargo and Transit Insurance Comparison

Use this comparison to evaluate CNA and HUB International for Cargo and Transit Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## CNA vs HUB International Cargo and Transit Insurance Summary

HUB describes transit cargo by land, sea, or air and stock-throughput from manufacturing through delivery; CNA follows goods from inland origin through final destination. [4](https://www.cna.com/sites/default/files/assets/d76bf361-a08f-45e2-a2c1-151732208c58/2402-MKTG-ss-Ocean-Cargo-Marine-v5.pdf?ContentCache=NONE&MOD=AJPERES "Ocean Cargo | CNA") [8](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage")

## CNA Small Business Insurance: Products, Agents and Service

CNA directs small-business buyers to independent agents and describes CNA Connect as a businessowners policy for more than 600 small-business classes. Issuer and availability vary by policy and state, so confirm both in a quote. [1](https://www.cna.com/solutions/small-business "Insurance for Small Businesses") [2](https://www.cna.com/products/cna-connect "CNA Connect Small Businessowners Policy (BOP) | CNA Insurance") [3](https://www.cna.com/cnadisclaimer/generaldisclaimer "General Disclaimer")

[CNA profile](https://spot.insure/insurance-providers/cna)

## What Is HUB International?

HUB suits technology businesses seeking a specialist broker—its practice says it insures more than 5,000 technology companies; qualifying small accounts can use Insureon online, while mid-market buyers need an advisor. [5](https://www.hubinternational.com/about-us/ "About Us") [6](https://www.hubinternational.com/contact-us/ "Contact Us") [7](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies")

[HUB International profile](https://spot.insure/insurance-providers/hub-international)

## What Is Cargo and Transit Insurance?

Cargo coverage fits a shipper protecting goods it owns or a carrier responsible for another party’s goods. The quote needs to match who bears the loss, the shipment route and storage stops. [9](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide") [10](https://www.trade.gov/shipping-options "Shipping Options") [11](https://www.trade.gov/special-documents "Special Documents") [12](https://www.nationalunity.com/National/MotorTruckCargoLiability.pdf "Motor Truck Cargo Legal Liability Coverage")

## What Are the Key Differences Between CNA and HUB International Cargo and Transit Insurance?

### Transit-only versus stock through delivery

HUB describes marine cargo for loss or damage while freight moves by land, sea, or air, and separately describes stock throughput spanning manufacturing through final delivery. CNA Ocean Cargo describes goods moving from inland origin through final inland destination with water, air, and connecting transit. A company holding goods before shipment may need the broader stock-throughput period; ask how each quote treats inventory at each stage. [8](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage") [4](https://www.cna.com/sites/default/files/assets/d76bf361-a08f-45e2-a2c1-151732208c58/2402-MKTG-ss-Ocean-Cargo-Marine-v5.pdf?ContentCache=NONE&MOD=AJPERES "Ocean Cargo | CNA")

### Specialist placement

HUB’s dedicated marine practice serves cargo and logistics businesses and directs prospects to a marine specialist to arrange coverage. CNA lists incidental storage and exhibition or consignment options and provides a policy portal for agents and policyholders. Ask HUB which carrier and stock-throughput form it can place; ask CNA whether the options fit your storage interval and claim administration needs. [8](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage") [4](https://www.cna.com/sites/default/files/assets/d76bf361-a08f-45e2-a2c1-151732208c58/2402-MKTG-ss-Ocean-Cargo-Marine-v5.pdf?ContentCache=NONE&MOD=AJPERES "Ocean Cargo | CNA")

## What Should You Confirm in CNA and HUB International Cargo and Transit Insurance Quotes?

- When does coverage start: manufacturing, warehouse storage, or only transit? [4](https://www.cna.com/sites/default/files/assets/d76bf361-a08f-45e2-a2c1-151732208c58/2402-MKTG-ss-Ocean-Cargo-Marine-v5.pdf?ContentCache=NONE&MOD=AJPERES "Ocean Cargo | CNA") [8](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage")
- Which insurer and form would HUB place, and what CNA storage extensions and portal access apply? [4](https://www.cna.com/sites/default/files/assets/d76bf361-a08f-45e2-a2c1-151732208c58/2402-MKTG-ss-Ocean-Cargo-Marine-v5.pdf?ContentCache=NONE&MOD=AJPERES "Ocean Cargo | CNA") [8](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage")

## CNA vs HUB International Cargo and Transit Insurance Compared

| Criteria | CNA Ocean Cargo | HUB International Marine Cargo Insurance Brokerage |
| --- | --- | --- |
| Role in This Line | Confirm in your quote. | HUB brokers marine cargo insurance through a dedicated marine practice rather than underwriting the policy itself. [8](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage") (Evidence: Company-reported; scope: Marine insurance product page as read 2026-09-23; the page does not name an issuing insurer..) |
| Issuing Insurer | Confirm in your quote. | The marine insurance page does not name an issuing insurer for cargo coverage; HUB places marine business with carriers that vary by placement. [8](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage") (Evidence: Not found in reviewed sources; scope: Checked the marine insurance product page on 2026-09-23; no carrier is disclosed there..) |
| Who It’s For | Confirm in your quote. | HUB says its marine practice serves ocean cargo, passenger vessel, port and terminal operator, ship owner and operator, shipyard, and supply chain and logistics businesses. [8](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage") (Evidence: Company-reported; scope: Product-page target-market list; not a published underwriting appetite by cargo type or region..) |
| Coverage Features | CNA Ocean Cargo describes insured goods moving from inland origin through final inland destination, including water/air and connecting transit. [4](https://www.cna.com/sites/default/files/assets/d76bf361-a08f-45e2-a2c1-151732208c58/2402-MKTG-ss-Ocean-Cargo-Marine-v5.pdf?ContentCache=NONE&MOD=AJPERES "Ocean Cargo | CNA") (Evidence: Company-reported; scope: Entity: CNA brand; underwriting company varies Product: Ocean Cargo Jurisdiction: United States Research source scope: U.S.-marketed ocean cargo policy and related transit; issuer/state terms vary Claim limitation: Company marketing summary only; issued policy forms, underwriting, jurisdictional availability, limits, exclusions and definitions control. Source/date qualification: Ocean Cargo sheet issue 202411 / ©2024; it is a marketing summary. Worldwide portal/claims descriptions do not establish worldwide territorial coverage..)<br><br>CNA lists cargo options for domestic/foreign transit, incidental storage, exhibition/consignment and related extensions. [4](https://www.cna.com/sites/default/files/assets/d76bf361-a08f-45e2-a2c1-151732208c58/2402-MKTG-ss-Ocean-Cargo-Marine-v5.pdf?ContentCache=NONE&MOD=AJPERES "Ocean Cargo | CNA") (Evidence: Company-reported; scope: Entity: CNA brand; underwriting company varies Product: Ocean Cargo Jurisdiction: United States Research source scope: U.S.-marketed ocean cargo policy and related transit; issuer/state terms vary Claim limitation: Options and applicability depend on terms and selection. Source/date qualification: Ocean Cargo sheet issue 202411 / ©2024; it is a marketing summary. Worldwide portal/claims descriptions do not establish worldwide territorial coverage..) | HUB describes marine cargo insurance as covering damage, loss or theft of freight while it is in transit by land, sea or air, and separately offers stock throughput insurance that covers goods from the manufacturing stage through final delivery. [8](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage") (Evidence: Company-reported; scope: Product-page coverage description; the issued policy and its exclusions control an actual claim..) |
| Limits and Retentions | Confirm in your quote. | Published per-shipment or per-conveyance limits for HUB-placed cargo coverage were not found on this page. [8](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage") (Evidence: Not publicly disclosed; scope: Checked the marine insurance product page on 2026-09-23; limits are set on the quote and declarations..) |
| Risk Services | CNA describes CNACargo.com for agents and Ocean Cargo policyholders to manage policies, issue certificates and locate claims-settling agents; dedicated cargo claims specialists handle claims worldwide. [4](https://www.cna.com/sites/default/files/assets/d76bf361-a08f-45e2-a2c1-151732208c58/2402-MKTG-ss-Ocean-Cargo-Marine-v5.pdf?ContentCache=NONE&MOD=AJPERES "Ocean Cargo | CNA") (Evidence: Company-reported; scope: Entity: CNA brand; underwriting company varies Product: Ocean Cargo application and claims services Jurisdiction: United States Research source scope: U.S.-marketed ocean cargo policy and related transit; issuer/state terms vary Claim limitation: Company-reported digital/service description; availability/contract terms vary. Source/date qualification: Ocean Cargo sheet issue 202411 / ©2024; it is a marketing summary. Worldwide portal/claims descriptions do not establish worldwide territorial coverage..) | Confirm in your quote. |
| How to Apply | Confirm in your quote. | HUB directs prospects to contact a HUB marine insurance specialist to arrange coverage; no online quote flow is described. [8](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage") (Evidence: Company-reported; scope: Product-page call to action as read 2026-09-23..) |

## Related Pages for CNA vs HUB International Cargo and Transit Insurance

- [CNA vs HUB International](https://spot.insure/compare/cna-vs-hub-international): all coverage lines, business roles, service and claims.
- [What Is Cargo and Transit Insurance?](https://spot.insure/coverage/cargo-transit): Cargo coverage protects your financial interest in goods during transit; ownership, route, storage and late-delivery terms shape what the policy addresses.
- [CNA vs HUB International Builders Risk Insurance](https://spot.insure/compare/cna-vs-hub-international/builders-risk)
- [CNA vs HUB International Business Owner’s Policy](https://spot.insure/compare/cna-vs-hub-international/business-owners-policy)
- [CNA vs HUB International Commercial Auto Insurance](https://spot.insure/compare/cna-vs-hub-international/commercial-auto)
- [CNA vs HUB International Commercial Property Insurance](https://spot.insure/compare/cna-vs-hub-international/commercial-property)
- [CNA vs HUB International Crime Insurance](https://spot.insure/compare/cna-vs-hub-international/crime)
- [CNA vs HUB International Cyber Insurance](https://spot.insure/compare/cna-vs-hub-international/cyber)
- [CNA vs HUB International D&O Insurance](https://spot.insure/compare/cna-vs-hub-international/directors-officers)
- [CNA vs HUB International Employment Practices Liability Insurance](https://spot.insure/compare/cna-vs-hub-international/employment-practices)
- [CNA vs HUB International Equipment Breakdown Insurance](https://spot.insure/compare/cna-vs-hub-international/equipment-breakdown)
- [CNA vs HUB International Fidelity Bonds](https://spot.insure/compare/cna-vs-hub-international/fidelity-bonds)
- [CNA vs HUB International Fiduciary Liability Insurance](https://spot.insure/compare/cna-vs-hub-international/fiduciary)
- [CNA vs HUB International General Liability Insurance](https://spot.insure/compare/cna-vs-hub-international/general-liability)
- [CNA vs HUB International Hired and Non-Owned Auto Insurance](https://spot.insure/compare/cna-vs-hub-international/hired-non-owned-auto)
- [CNA vs HUB International Inland Marine Insurance](https://spot.insure/compare/cna-vs-hub-international/inland-marine)
- [CNA vs HUB International Kidnap and Ransom Insurance](https://spot.insure/compare/cna-vs-hub-international/kidnap-ransom)
- [CNA vs HUB International Management Liability Insurance](https://spot.insure/compare/cna-vs-hub-international/management-liability)
- [CNA vs HUB International Medical Malpractice Insurance](https://spot.insure/compare/cna-vs-hub-international/medical-malpractice)
- [CNA vs HUB International Product Liability Insurance](https://spot.insure/compare/cna-vs-hub-international/product-liability)
- [CNA vs HUB International Professional Liability (E&O) Insurance](https://spot.insure/compare/cna-vs-hub-international/professional-errors-omissions)
- [CNA vs HUB International Surety Bonds](https://spot.insure/compare/cna-vs-hub-international/surety-bonds)
- [CNA vs HUB International Tech E&O Insurance](https://spot.insure/compare/cna-vs-hub-international/technology-errors-omissions)
- [CNA vs HUB International Umbrella and Excess Liability Insurance](https://spot.insure/compare/cna-vs-hub-international/umbrella-excess)
- [CNA vs HUB International Workers’ Compensation Insurance](https://spot.insure/compare/cna-vs-hub-international/workers-compensation)
- [AIG vs CNA Cargo and Transit Insurance](https://spot.insure/compare/aig-vs-cna/cargo-transit)
- [AIG vs HUB International Cargo and Transit Insurance](https://spot.insure/compare/aig-vs-hub-international/cargo-transit)
- [Alliance Risk vs CNA Cargo and Transit Insurance](https://spot.insure/compare/alliance-risk-vs-cna/cargo-transit)
- [Alliance Risk vs HUB International Cargo and Transit Insurance](https://spot.insure/compare/alliance-risk-vs-hub-international/cargo-transit)
- [Amelia Risk vs CNA Cargo and Transit Insurance](https://spot.insure/compare/amelia-risk-vs-cna/cargo-transit)
- [Amelia Risk vs HUB International Cargo and Transit Insurance](https://spot.insure/compare/amelia-risk-vs-hub-international/cargo-transit)

## Sources for CNA vs HUB International Cargo and Transit Insurance

### Sources About CNA

1. [Insurance for Small Businesses](https://www.cna.com/solutions/small-business). CNA; Insurance for Small Businesses, lines 38-50 and 65-67 (CNA Central and agent route); lines 79-106 (product and stated appetite lists); page footer line 132 (CNA registered service mark).. Accessed 2026-09-28.
2. [CNA Connect Small Businessowners Policy (BOP) | CNA Insurance](https://www.cna.com/products/cna-connect). CNA; CNA Connect; coverages, product range, services. Accessed 2026-09-28.
3. [General Disclaimer](https://www.cna.com/cnadisclaimer/generaldisclaimer). CNA; General Disclaimer paragraphs 1 and 5 (HTML lines 24 and 28): CNA describes Continental Casualty Company and its relevant affiliates; references to CNA may include one or more CCC affiliates; each particular policy/product/service is the responsibility only of the specific CNA company that issues or supplies it. Footer line 57 identifies CNA Financial Corporation as trademark registrant. Re-read 2026-09-29.. Accessed 2026-09-29.
4. [Ocean Cargo | CNA](https://www.cna.com/sites/default/files/assets/d76bf361-a08f-45e2-a2c1-151732208c58/2402-MKTG-ss-Ocean-Cargo-Marine-v5.pdf?ContentCache=NONE&MOD=AJPERES). CNA; pp. 1–2: transit scope, extensions, agent/insured portal and cargo claims specialists. Accessed 2026-09-28.

### Sources About HUB International

5. [About Us](https://www.hubinternational.com/about-us/). HUB International; Opening description; 1998 formation of HUB International Limited; 2022 Insureon acquisition; headquarters and employee/office counts. Accessed 2026-09-16.
6. [Contact Us](https://www.hubinternational.com/contact-us/). HUB International; Business Solutions paths for Commercial Insurance Solutions versus Small Commercial Insurance Solutions via Insureon; office search. Accessed 2026-09-16.
7. [Insurance for Technology Companies](https://www.hubinternational.com/industries/technology-company-insurance/). HUB International; Technology Company Insurance & Risk Management: startup, software, hardware and digital-media introduction; Business Coverage and People Protection lists; technology-client count. Accessed 2026-09-16.
8. [Marine Insurance Broker Policy & Coverage](https://www.hubinternational.com/products/business-insurance/marine-insurance/). HUB International; Marine Cargo Insurance section: protects inventory while in transit, covers damage, loss or theft of freight during transportation by land, sea or air; Stock Throughput Insurance section; Marine Liabilities list; target markets including Ocean Cargo and Supply Chain/Logistics; Contact a HUB marine insurance specialist. Accessed 2026-09-23.

### Sources for the Cargo and Transit Insurance Guide

9. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; Commercial Property; Inland Marine; What Should I Expect from a Broker-Agent. Accessed 2026-09-16.
10. [Shipping Options](https://www.trade.gov/shipping-options). International Trade Administration, U.S. Department of Commerce; Export Shipping Basics; Tips on International Shipping from U.S.; Working with Freight Forwarders. Accessed 2026-09-16.
11. [Special Documents](https://www.trade.gov/special-documents). International Trade Administration, U.S. Department of Commerce; Insurance Certificate bullet. Accessed 2026-09-16.
12. [Motor Truck Cargo Legal Liability Coverage](https://www.nationalunity.com/National/MotorTruckCargoLiability.pdf). American Association of Insurance Services, Inc.; hosted by National Unity; Coverage and Property Covered pp.1–2; Perils Excluded pp.6–7; Valuation p.8; How Much We Pay p.9; Transit definition p.13. Accessed 2026-09-16.

Updated 2026-10-01. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## CNA Review Scores for 2026

Review Score: 9.0 / 10 from 1 rated source, equally weighted.

Customer feedback on CNA is mixed and hard to compare. NerdWallet gave it 4.5 out of 5 for manufacturers, while Trustpilot shows about 1.4 out of 5 from 49 mostly self-selected reviews.

- NerdWallet: NerdWallet editorial rating for manufacturers 4.5/5 (Editorial rating). NerdWallet editorial assessment of CNA for U.S. manufacturers, not consumer average. Period: Published 2026-03-26. Checked 2026-09-29. [Best Insurance for Manufacturers in 2026](https://www.nerdwallet.com/business/insurance/learn/manufacturers)
- Trustpilot: Displayed Trustpilot TrustScore 1.4/5 page text; 1.5/5 badge (TrustScore out of 5); 49 reviews. CNA.com profile, mixed business and consumer/LTC reports; self-selected, not representative commercial P&C sample. Period: 14 reviews in prior 12 months; 2026-09-29. Checked 2026-09-29. [CNA customer reviews](https://www.trustpilot.com/review/www.cna.com)
- BBB: BBB customer-review average 1/5 (BBB star rating); 6 reviews. Long Term Care Insurance profile covering headquarters/corporate locations; not commercial P&C; six self-selected reviews. Period: Displayed 2026-09-29. Checked 2026-09-29. [CNA Financial Corporation customer reviews](https://www.bbb.org/us/il/chicago/profile/long-term-care-insurance/cna-financial-corporation-0683-90032439/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/cna/reviews).

## HUB International Review Scores for 2026

Review Score: 5.6 / 10 from 2 rated sources, equally weighted.

Customers who reviewed HUB on BBB rate it 1 out of 5, but that is only 7 reviews for a very large broker. BBB's own business grade is A-.

- BBB: BBB business grade A- (BBB letter grade). BBB profile for HUB International, Chicago headquarters and its corporate-owned locations (United States). HUB is a global broker; BBB coverage is US/Canada and split by office profile. Period: current page, accessed 2026-09-29; 3 complaints closed in last 3 years. Checked 2026-09-29. [HUB International | BBB Business Profile](https://www.bbb.org/us/il/chicago/profile/insurance-services-office/hub-international-0654-12000202)
- BBB customer reviews: BBB customer reviews 1 (out of 5); 7 reviews. Customer reviews left on the same BBB headquarters profile (HQ and corporate-owned US locations). Small sample. Checked 2026-09-29. [HUB International | BBB Reviews](https://www.bbb.org/us/il/chicago/profile/insurance-services-office/hub-international-0654-12000202/customer-reviews)
- BBB Canada West: BBB business grade A- (BBB letter grade). BBB profile for HUB International Canada West ULC, Burnaby BC. Covers one Canadian regional entity only, not the whole group. Period: current page; 13 complaints closed in last 3 years; 3 customer reviews. Checked 2026-09-29. [HUB International Canada West ULC | BBB Reviews](https://www.bbb.org/ca/bc/burnaby/profile/insurance-services-office/hub-international-insurance-brokers-hub-coastal-0037-120326/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/hub-international/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/cna-vs-hub-international/cargo-transit.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)
