---
title: "CNA vs Harper: Medical Malpractice Insurance"
description: "CNA describes healthcare facility coverage and malpractice claims expertise; Harper highlights individual and practice coverage with claims-made continuity and tail questions."
canonical: "https://spot.insure/compare/cna-vs-harper/medical-malpractice"
page-type: "line-comparison"
updated-at: "2026-09-30"
comparison-pair: "cna-vs-harper"
provider-a: "cna"
provider-b: "harper"
coverage-line: "medical-malpractice"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/compare/cna-vs-harper/medical-malpractice)

## Agent Guide

**What this page is:** Focused comparison of CNA and Harper for Medical Malpractice Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Medical Malpractice Insurance questions about CNA versus Harper. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- CNA vs Harper for Medical Malpractice Insurance: how do they differ?
- Which is better for Medical Malpractice Insurance, CNA or Harper?
- What does CNA or Harper publish about Medical Malpractice Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Medical Malpractice Insurance from CNA or Harper?

**Key facts:**
- Line: Medical Malpractice Insurance. Providers: CNA and Harper.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy.

**Related pages:**
- [CNA vs Harper](https://spot.insure/compare/cna-vs-harper) — parent: all coverage lines for this pair
- [Medical Malpractice Insurance guide](https://spot.insure/coverage/medical-malpractice) — coverage explainer for this line
- [CNA profile](https://spot.insure/insurance-providers/cna) — provider profile (evidence)
- [Harper profile](https://spot.insure/insurance-providers/harper) — provider profile (evidence)
- [CNA vs Harper Builders Risk Insurance](https://spot.insure/compare/cna-vs-harper/builders-risk) — sibling comparison (other line, or other pair for this line)
- [CNA vs Harper Commercial Auto Insurance](https://spot.insure/compare/cna-vs-harper/commercial-auto) — sibling comparison (other line, or other pair for this line)
- [CNA vs Harper Commercial Property Insurance](https://spot.insure/compare/cna-vs-harper/commercial-property) — sibling comparison (other line, or other pair for this line)
- [CNA vs Harper Cyber Insurance](https://spot.insure/compare/cna-vs-harper/cyber) — sibling comparison (other line, or other pair for this line)
- [CNA vs Harper General Liability Insurance](https://spot.insure/compare/cna-vs-harper/general-liability) — sibling comparison (other line, or other pair for this line)
- [CNA vs Harper Inland Marine Insurance](https://spot.insure/compare/cna-vs-harper/inland-marine) — sibling comparison (other line, or other pair for this line)
- [CNA vs Harper Product Liability Insurance](https://spot.insure/compare/cna-vs-harper/product-liability) — sibling comparison (other line, or other pair for this line)
- [CNA vs Harper Professional Liability (E&O) Insurance](https://spot.insure/compare/cna-vs-harper/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [CNA vs Harper Surety Bonds](https://spot.insure/compare/cna-vs-harper/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [CNA vs Harper Umbrella and Excess Liability Insurance](https://spot.insure/compare/cna-vs-harper/umbrella-excess) — sibling comparison (other line, or other pair for this line)
- [CNA vs Harper Workers’ Compensation Insurance](https://spot.insure/compare/cna-vs-harper/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [Beazley vs CNA Medical Malpractice Insurance](https://spot.insure/compare/beazley-vs-cna/medical-malpractice) — sibling comparison (other line, or other pair for this line)
- [Beazley vs Harper Medical Malpractice Insurance](https://spot.insure/compare/beazley-vs-harper/medical-malpractice) — sibling comparison (other line, or other pair for this line)
- [CNA vs Corgi Medical Malpractice Insurance](https://spot.insure/compare/cna-vs-corgi/medical-malpractice) — sibling comparison (other line, or other pair for this line)
- [CNA vs Counterpart Medical Malpractice Insurance](https://spot.insure/compare/cna-vs-counterpart/medical-malpractice) — sibling comparison (other line, or other pair for this line)
- [CNA vs Heffernan Insurance Brokers Medical Malpractice Insurance](https://spot.insure/compare/cna-vs-heffernan/medical-malpractice) — sibling comparison (other line, or other pair for this line)
- [CNA vs HUB International Medical Malpractice Insurance](https://spot.insure/compare/cna-vs-hub-international/medical-malpractice) — sibling comparison (other line, or other pair for this line)

# CNA vs Harper: How Do They Compare for Medical Malpractice Insurance?

CNA describes healthcare facility coverage and malpractice claims expertise; Harper highlights individual and practice coverage with claims-made continuity and tail questions.

## How to Use the CNA vs Harper Medical Malpractice Insurance Comparison

Use this comparison to evaluate CNA and Harper for Medical Malpractice Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## CNA vs Harper Medical Malpractice Insurance Summary

CNA offers primary and excess structures for healthcare accounts; Harper places mostly claims-made policies and calls attention to retroactive dates and tail coverage. [4](https://www.cna.com/sites/default/files/assets/04073b90-65ec-4053-b51a-a072591a5395/cna-healthcare-capabilities-brochure.pdf?MOD=AJPERES "Tailored Coverages for Aging Services, Allied Healthcare Facilities and More | CNA") [7](https://www.harperinsure.com/coverages/medical-malpractice "Medical Malpractice Insurance")

## CNA Small Business Insurance: Products, Agents and Service

CNA directs small-business buyers to independent agents and describes CNA Connect as a businessowners policy for more than 600 small-business classes. Issuer and availability vary by policy and state, so confirm both in a quote. [1](https://www.cna.com/solutions/small-business "Insurance for Small Businesses") [2](https://www.cna.com/products/cna-connect "CNA Connect Small Businessowners Policy (BOP) | CNA Insurance") [3](https://www.cna.com/cnadisclaimer/generaldisclaimer "General Disclaimer")

[CNA profile](https://spot.insure/insurance-providers/cna)

## What Is Harper Insurance?

Harper suits hard-to-place businesses such as contractors, care providers, manufacturers and transportation firms; standard small businesses seeking direct quotes should compare online carriers. Its workers’ compensation service helps classify payroll for audits. [5](https://www.harperinsure.com/sms-terms "Text Messaging Terms and Conditions") [6](https://www.harperinsure.com/insurance-insights/harper-45m-funding-announcement "We're Announcing $47M to Build the Insurance Company Every Business Deserves")

[Harper profile](https://spot.insure/insurance-providers/harper)

## What Is Medical Malpractice Insurance?

Medical malpractice insurance can pay defense costs and covered damages when a patient claims a clinician’s care caused harm. If you provide health care, match the quote to your practice, clinicians, specialties and procedures, then check who is insured. [8](https://content.naic.org/insurance-topics/medical-malpractice-insurance "Medical Malpractice Insurance") [9](https://www.tdi.texas.gov/commercial/pcmedmal.html "Medical Liability Insurance shopping guide") [10](https://go.curi.com/hubfs/Curi%20Physicians%20Medical%20Professional%20Liability%20Specimen%20Policy.pdf?hsLang=en "Physicians Medical Professional Liability — Specimen Policy") [11](https://resource.medpro.com/documents/10502/10752/MP-HPL-PHL-00-02%2BPhysician%2BApplication%2B(02-15)(rev%2B06.17.21).pdf "Physician Application")

## What Are the Key Differences Between CNA and Harper Medical Malpractice Insurance?

### Facility and Practice Coverage

CNA lists medical professional liability across facilities and providers, including outpatient classes, and describes primary options with excess or umbrella towers. Harper says its placements can cover clinicians and the practice or facility entity itself, and serves clinicians who need proof for licensing or privileges. If you operate a practice, check that the proposal names both the clinicians and organization that need protection. [4](https://www.cna.com/sites/default/files/assets/04073b90-65ec-4053-b51a-a072591a5395/cna-healthcare-capabilities-brochure.pdf?MOD=AJPERES "Tailored Coverages for Aging Services, Allied Healthcare Facilities and More | CNA") [7](https://www.harperinsure.com/coverages/medical-malpractice "Medical Malpractice Insurance")

### Claims-Made Continuity

Harper says most policies it places are claims-made, making the retroactive date and tail coverage relevant when clinicians change jobs, retire, or switch carriers. CNA describes a healthcare claims team with medical-malpractice litigation experience, but the reviewed record does not establish its policy form. Compare the form and retroactive date directly; a tail extends the time to report certain claims after a claims-made policy ends. [7](https://www.harperinsure.com/coverages/medical-malpractice "Medical Malpractice Insurance") [4](https://www.cna.com/sites/default/files/assets/04073b90-65ec-4053-b51a-a072591a5395/cna-healthcare-capabilities-brochure.pdf?MOD=AJPERES "Tailored Coverages for Aging Services, Allied Healthcare Facilities and More | CNA")

## What Should You Confirm in CNA and Harper Medical Malpractice Insurance Quotes?

- Ask Harper to identify claims-made or occurrence terms, retroactive date, entity coverage, and tail cost. [7](https://www.harperinsure.com/coverages/medical-malpractice "Medical Malpractice Insurance")
- Ask CNA which form applies and how any excess limits attach to the primary policy. [4](https://www.cna.com/sites/default/files/assets/04073b90-65ec-4053-b51a-a072591a5395/cna-healthcare-capabilities-brochure.pdf?MOD=AJPERES "Tailored Coverages for Aging Services, Allied Healthcare Facilities and More | CNA")

## CNA vs Harper Medical Malpractice Insurance Compared

| Criteria | CNA Healthcare Professional Liability | Harper Medical Malpractice Insurance |
| --- | --- | --- |
| Role in This Line | Confirm in your quote. | Harper places medical malpractice coverage with carriers it describes as familiar with the clinician's or care business's specialty, rather than underwriting the policy itself. [7](https://www.harperinsure.com/coverages/medical-malpractice "Medical Malpractice Insurance") (Evidence: Company-reported; scope: Product-page description of Harper's placement role for this line..) |
| Who It’s For | CNA lists medical professional liability for healthcare facilities and providers, including outpatient classes such as ambulatory surgery, dialysis, clinics and home health. [4](https://www.cna.com/sites/default/files/assets/04073b90-65ec-4053-b51a-a072591a5395/cna-healthcare-capabilities-brochure.pdf?MOD=AJPERES "Tailored Coverages for Aging Services, Allied Healthcare Facilities and More | CNA") (Evidence: Company-reported; scope: Entity: CNA brand; underwriting company may vary Product: Healthcare medical professional liability for listed facilities/providers Jurisdiction: United States Research source scope: U.S. healthcare professional liability including facilities and outpatient classes Claim limitation: Company marketing summary only; issued policy forms, underwriting, jurisdictional availability, limits, exclusions and definitions control. Source/date qualification: Healthcare capabilities brochure version 20260827 / ©2026; claims apply to the listed healthcare classes and do not generalize aging-services state or surplus-lines terms to every class..) | Harper markets this line to clinicians and care businesses that need malpractice coverage for licensure or facility privileges, and it names tail coverage as a particular concern when a clinician leaves a practice or switches carriers. [7](https://www.harperinsure.com/coverages/medical-malpractice "Medical Malpractice Insurance") (Evidence: Company-reported; scope: Product-page marketing copy; not an eligibility guarantee for a particular applicant or specialty..) |
| Coverage Features | CNA describes primary professional liability options and separate excess/umbrella towers for healthcare accounts. [4](https://www.cna.com/sites/default/files/assets/04073b90-65ec-4053-b51a-a072591a5395/cna-healthcare-capabilities-brochure.pdf?MOD=AJPERES "Tailored Coverages for Aging Services, Allied Healthcare Facilities and More | CNA") (Evidence: Company-reported; scope: Entity: CNA brand; underwriting company may vary Product: Healthcare medical professional liability Jurisdiction: United States Research source scope: U.S. healthcare professional liability including facilities and outpatient classes Claim limitation: Company marketing summary only; issued policy forms, underwriting, jurisdictional availability, limits, exclusions and definitions control. Source/date qualification: Healthcare capabilities brochure version 20260827 / ©2026; claims apply to the listed healthcare classes and do not generalize aging-services state or surplus-lines terms to every class..) | Harper describes the medical malpractice coverage it places as responding to allegations about diagnosis, treatment, medication or supervision decisions, and as including defense of licensing-board complaints in addition to lawsuits. [7](https://www.harperinsure.com/coverages/medical-malpractice "Medical Malpractice Insurance") (Evidence: Company-reported; scope: Product-page coverage summary; the issued policy and its exclusions control the actual terms..)<br><br>Harper says most of the medical malpractice policies it places are claims-made, which makes the retroactive date and tail (extended reporting) coverage important when a clinician changes jobs, retires or switches carriers, and it also places entity coverage for the practice or facility itself, not only individual clinicians. [7](https://www.harperinsure.com/coverages/medical-malpractice "Medical Malpractice Insurance") (Evidence: Company-reported; scope: FAQ and coverage-features text on the product page; actual trigger and tail terms depend on the specific policy..) |
| Limits and Retentions | Confirm in your quote. | The reviewed medical malpractice page does not publish limit or retention amounts; it says cost and, implicitly, available terms depend on specialty, volume and claims history. [7](https://www.harperinsure.com/coverages/medical-malpractice "Medical Malpractice Insurance") (Evidence: Not publicly disclosed; scope: Medical malpractice product page as read on 2026-09-23..) |
| Risk Services | CNA describes consultative risk-control assessments and training for healthcare customers. [4](https://www.cna.com/sites/default/files/assets/04073b90-65ec-4053-b51a-a072591a5395/cna-healthcare-capabilities-brochure.pdf?MOD=AJPERES "Tailored Coverages for Aging Services, Allied Healthcare Facilities and More | CNA") (Evidence: Company-reported; scope: Entity: CNA brand; underwriting company may vary Product: Healthcare professional liability risk-control services Jurisdiction: United States Research source scope: U.S. healthcare professional liability including facilities and outpatient classes Claim limitation: Service description does not alter policy coverage. Source/date qualification: Healthcare capabilities brochure version 20260827 / ©2026; claims apply to the listed healthcare classes and do not generalize aging-services state or surplus-lines terms to every class..) | Harper says it can issue certificates and quotes the same day for this line, and describes reaching both large carriers and specialty markets that write malpractice for a given specialty. [7](https://www.harperinsure.com/coverages/medical-malpractice "Medical Malpractice Insurance") (Evidence: Company-reported; scope: Product-page service claims; not independently timed or confirmed for a particular request..) |
| How to Apply | Confirm in your quote. | You apply for Harper medical malpractice coverage through an online quote form, and Harper says a specialist walks applicants through the occurrence-versus-claims-made and tail-coverage tradeoffs before they commit. [7](https://www.harperinsure.com/coverages/medical-malpractice "Medical Malpractice Insurance") (Evidence: Company-reported; scope: Quote form and FAQ observed on the product page..) |
| Claims Support | CNA describes a healthcare claims team of 70 professionals averaging 20 years of experience, including medical-malpractice litigation experience. [4](https://www.cna.com/sites/default/files/assets/04073b90-65ec-4053-b51a-a072591a5395/cna-healthcare-capabilities-brochure.pdf?MOD=AJPERES "Tailored Coverages for Aging Services, Allied Healthcare Facilities and More | CNA") (Evidence: Company-reported; scope: Entity: CNA brand; underwriting company may vary Product: Healthcare professional-liability claims service Jurisdiction: United States Research source scope: U.S. healthcare professional liability including facilities and outpatient classes Claim limitation: Company-reported staffing/experience; not an outcome or service-level guarantee. Source/date qualification: Healthcare capabilities brochure version 20260827 / ©2026; claims apply to the listed healthcare classes and do not generalize aging-services state or surplus-lines terms to every class..) | Confirm in your quote. |

## Related Pages for CNA vs Harper Medical Malpractice Insurance

- [CNA vs Harper](https://spot.insure/compare/cna-vs-harper): all coverage lines, business roles, service and claims.
- [What Is Medical Malpractice Insurance?](https://spot.insure/coverage/medical-malpractice): Medical malpractice insurance can pay defense costs and covered damages from claims about patient care; match the policy to clinicians, procedures and claims-made timing.
- [CNA vs Harper Builders Risk Insurance](https://spot.insure/compare/cna-vs-harper/builders-risk)
- [CNA vs Harper Commercial Auto Insurance](https://spot.insure/compare/cna-vs-harper/commercial-auto)
- [CNA vs Harper Commercial Property Insurance](https://spot.insure/compare/cna-vs-harper/commercial-property)
- [CNA vs Harper Cyber Insurance](https://spot.insure/compare/cna-vs-harper/cyber)
- [CNA vs Harper General Liability Insurance](https://spot.insure/compare/cna-vs-harper/general-liability)
- [CNA vs Harper Inland Marine Insurance](https://spot.insure/compare/cna-vs-harper/inland-marine)
- [CNA vs Harper Product Liability Insurance](https://spot.insure/compare/cna-vs-harper/product-liability)
- [CNA vs Harper Professional Liability (E&O) Insurance](https://spot.insure/compare/cna-vs-harper/professional-errors-omissions)
- [CNA vs Harper Surety Bonds](https://spot.insure/compare/cna-vs-harper/surety-bonds)
- [CNA vs Harper Umbrella and Excess Liability Insurance](https://spot.insure/compare/cna-vs-harper/umbrella-excess)
- [CNA vs Harper Workers’ Compensation Insurance](https://spot.insure/compare/cna-vs-harper/workers-compensation)
- [Beazley vs CNA Medical Malpractice Insurance](https://spot.insure/compare/beazley-vs-cna/medical-malpractice)
- [Beazley vs Harper Medical Malpractice Insurance](https://spot.insure/compare/beazley-vs-harper/medical-malpractice)
- [CNA vs Corgi Medical Malpractice Insurance](https://spot.insure/compare/cna-vs-corgi/medical-malpractice)
- [CNA vs Counterpart Medical Malpractice Insurance](https://spot.insure/compare/cna-vs-counterpart/medical-malpractice)
- [CNA vs Heffernan Insurance Brokers Medical Malpractice Insurance](https://spot.insure/compare/cna-vs-heffernan/medical-malpractice)
- [CNA vs HUB International Medical Malpractice Insurance](https://spot.insure/compare/cna-vs-hub-international/medical-malpractice)

## Sources for CNA vs Harper Medical Malpractice Insurance

### Sources About CNA

1. [Insurance for Small Businesses](https://www.cna.com/solutions/small-business). CNA; Insurance for Small Businesses, lines 38-50 and 65-67 (CNA Central and agent route); lines 79-106 (product and stated appetite lists); page footer line 132 (CNA registered service mark).. Accessed 2026-09-28.
2. [CNA Connect Small Businessowners Policy (BOP) | CNA Insurance](https://www.cna.com/products/cna-connect). CNA; CNA Connect; coverages, product range, services. Accessed 2026-09-28.
3. [General Disclaimer](https://www.cna.com/cnadisclaimer/generaldisclaimer). CNA; General Disclaimer paragraphs 1 and 5 (HTML lines 24 and 28): CNA describes Continental Casualty Company and its relevant affiliates; references to CNA may include one or more CCC affiliates; each particular policy/product/service is the responsibility only of the specific CNA company that issues or supplies it. Footer line 57 identifies CNA Financial Corporation as trademark registrant. Re-read 2026-09-29.. Accessed 2026-09-29.
4. [Tailored Coverages for Aging Services, Allied Healthcare Facilities and More | CNA](https://www.cna.com/sites/default/files/assets/04073b90-65ec-4053-b51a-a072591a5395/cna-healthcare-capabilities-brochure.pdf?MOD=AJPERES). CNA; pp. 4–5, 7–8: healthcare classes, PL/GL options, claims and risk-control capabilities. Accessed 2026-09-28.

### Sources About Harper

5. [Text Messaging Terms and Conditions](https://www.harperinsure.com/sms-terms). Harper Global Enterprises Inc.; Effective August 24, 2026; sections 1–3 (entity, consent and service messages), 5 (message costs), 9 (delivery) and 11 (coverage confirmation). Accessed 2026-09-15.
6. [We're Announcing $47M to Build the Insurance Company Every Business Deserves](https://www.harperinsure.com/insurance-insights/harper-45m-funding-announcement). Harper / Dakotah Rice; February 26, 2026 article: brokerage identity; AI-assisted submissions and follow-ups; 24–48-hour coverage statement; more than 165 underwriters; plans for additional direct appointments. Accessed 2026-09-15.
7. [Medical Malpractice Insurance](https://www.harperinsure.com/coverages/medical-malpractice). Harper; Product hero; Know your coverage: What is Medical Malpractice insurance?; Professional liability for care, License defense, Tail and prior acts, Entity coverage; Why Harper; FAQ: Occurrence or claims-made?, Does it cover board complaints?, What does it cost?. Accessed 2026-09-23.

### Sources for the Medical Malpractice Insurance Guide

8. [Medical Malpractice Insurance](https://content.naic.org/insurance-topics/medical-malpractice-insurance). National Association of Insurance Commissioners; Background: Issue; Overview; two basic types. Accessed 2026-09-16.
9. [Medical Liability Insurance shopping guide](https://www.tdi.texas.gov/commercial/pcmedmal.html). Texas Department of Insurance; What is medical liability insurance?; Claims-made versus occurrence; changing carriers; renewal tips. Accessed 2026-09-16.
10. [Physicians Medical Professional Liability — Specimen Policy](https://go.curi.com/hubfs/Curi%20Physicians%20Medical%20Professional%20Liability%20Specimen%20Policy.pdf?hsLang=en). Curi underwriting companies identified on specimen cover; Base I–III printed pp.1–3/PDF pp.2–4; V–VI pp.3–6; VIII p.7; XII pp.11–13. Accessed 2026-09-16.
11. [Physician Application](https://resource.medpro.com/documents/10502/10752/MP-HPL-PHL-00-02%2BPhysician%2BApplication%2B(02-15)(rev%2B06.17.21).pdf). MedPro Group / issuing companies identified on application; I–II p.1; III pp.2–4; IV pp.4–5; V pp.5–6; VI p.6. Accessed 2026-09-16.

Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## CNA Review Scores for 2026

Review Score: 9.0 / 10 from 1 rated source, equally weighted.

Customer feedback on CNA is mixed and hard to compare. NerdWallet gave it 4.5 out of 5 for manufacturers, while Trustpilot shows about 1.4 out of 5 from 49 mostly self-selected reviews.

- NerdWallet: NerdWallet editorial rating for manufacturers 4.5/5 (Editorial rating). NerdWallet editorial assessment of CNA for U.S. manufacturers, not consumer average. Period: Published 2026-03-26. Checked 2026-09-29. [Best Insurance for Manufacturers in 2026](https://www.nerdwallet.com/business/insurance/learn/manufacturers)
- Trustpilot: Displayed Trustpilot TrustScore 1.4/5 page text; 1.5/5 badge (TrustScore out of 5); 49 reviews. CNA.com profile, mixed business and consumer/LTC reports; self-selected, not representative commercial P&C sample. Period: 14 reviews in prior 12 months; 2026-09-29. Checked 2026-09-29. [CNA customer reviews](https://www.trustpilot.com/review/www.cna.com)
- BBB: BBB customer-review average 1/5 (BBB star rating); 6 reviews. Long Term Care Insurance profile covering headquarters/corporate locations; not commercial P&C; six self-selected reviews. Period: Displayed 2026-09-29. Checked 2026-09-29. [CNA Financial Corporation customer reviews](https://www.bbb.org/us/il/chicago/profile/long-term-care-insurance/cna-financial-corporation-0683-90032439/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/cna/reviews).

## Harper Review Scores for 2026

Review Score: not enough ratings.

We found no customer star rating for Harper. Its Trustpilot page has 0 reviews, and BBB shows 0 customer reviews and 2 complaints.



Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/harper/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/cna-vs-harper/medical-malpractice.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)