--- title: "CNA vs Founder Shield: Employment Practices Liability Insurance" description: "CNA’s ©2022 brochure lists private, nonprofit and public EPL customer classes; Founder Shield markets to first-hire startups and people-intensive sectors." canonical: "https://spot.insure/compare/cna-vs-foundershield/employment-practices" page-type: "line-comparison" updated-at: "2026-10-01" comparison-pair: "cna-vs-foundershield" provider-a: "cna" provider-b: "foundershield" coverage-line: "employment-practices" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/cna-vs-foundershield/employment-practices) ## Agent Guide **What this page is:** Focused comparison of CNA and Founder Shield for Employment Practices Liability Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Employment Practices Liability Insurance questions about CNA versus Founder Shield. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - CNA vs Founder Shield for Employment Practices Liability Insurance: how do they differ? - Which is better for Employment Practices Liability Insurance, CNA or Founder Shield? - What does CNA or Founder Shield publish about Employment Practices Liability Insurance (limits, eligibility, claims, add-ons)? - What should I confirm in a quote for Employment Practices Liability Insurance from CNA or Founder Shield? **Key facts:** - Line: Employment Practices Liability Insurance. Providers: CNA and Founder Shield. - Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - "Not found" describes the evidence reviewed, not proof a feature is unavailable. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-10-01. Editorial policy: /editorial-policy. **Related pages:** - [CNA vs Founder Shield](https://spot.insure/compare/cna-vs-foundershield) — parent: all coverage lines for this pair - [Employment Practices Liability Insurance guide](https://spot.insure/coverage/employment-practices) — coverage explainer for this line - [CNA profile](https://spot.insure/insurance-providers/cna) — provider profile (evidence) - [Founder Shield profile](https://spot.insure/insurance-providers/foundershield) — provider profile (evidence) - [CNA vs Founder Shield Cargo and Transit Insurance](https://spot.insure/compare/cna-vs-foundershield/cargo-transit) — sibling comparison (other line, or other pair for this line) - [CNA vs Founder Shield Commercial Property Insurance](https://spot.insure/compare/cna-vs-foundershield/commercial-property) — sibling comparison (other line, or other pair for this line) - [CNA vs Founder Shield Crime Insurance](https://spot.insure/compare/cna-vs-foundershield/crime) — sibling comparison (other line, or other pair for this line) - [CNA vs Founder Shield Cyber Insurance](https://spot.insure/compare/cna-vs-foundershield/cyber) — sibling comparison (other line, or other pair for this line) - [CNA vs Founder Shield D&O Insurance](https://spot.insure/compare/cna-vs-foundershield/directors-officers) — sibling comparison (other line, or other pair for this line) - [CNA vs Founder Shield Fidelity Bonds](https://spot.insure/compare/cna-vs-foundershield/fidelity-bonds) — sibling comparison (other line, or other pair for this line) - [CNA vs Founder Shield Fiduciary Liability Insurance](https://spot.insure/compare/cna-vs-foundershield/fiduciary) — sibling comparison (other line, or other pair for this line) - [CNA vs Founder Shield General Liability Insurance](https://spot.insure/compare/cna-vs-foundershield/general-liability) — sibling comparison (other line, or other pair for this line) - [CNA vs Founder Shield Hired and Non-Owned Auto Insurance](https://spot.insure/compare/cna-vs-foundershield/hired-non-owned-auto) — sibling comparison (other line, or other pair for this line) - [CNA vs Founder Shield Media Liability Insurance](https://spot.insure/compare/cna-vs-foundershield/media) — sibling comparison (other line, or other pair for this line) - [CNA vs Founder Shield Product Liability Insurance](https://spot.insure/compare/cna-vs-foundershield/product-liability) — sibling comparison (other line, or other pair for this line) - [CNA vs Founder Shield Professional Liability (E&O) Insurance](https://spot.insure/compare/cna-vs-foundershield/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [CNA vs Founder Shield Umbrella and Excess Liability Insurance](https://spot.insure/compare/cna-vs-foundershield/umbrella-excess) — sibling comparison (other line, or other pair for this line) - [CNA vs Founder Shield Workers’ Compensation Insurance](https://spot.insure/compare/cna-vs-foundershield/workers-compensation) — sibling comparison (other line, or other pair for this line) - [AIG vs CNA Employment Practices Liability Insurance](https://spot.insure/compare/aig-vs-cna/employment-practices) — sibling comparison (other line, or other pair for this line) - [AIG vs Founder Shield Employment Practices Liability Insurance](https://spot.insure/compare/aig-vs-foundershield/employment-practices) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs CNA Employment Practices Liability Insurance](https://spot.insure/compare/alliance-risk-vs-cna/employment-practices) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Founder Shield Employment Practices Liability Insurance](https://spot.insure/compare/alliance-risk-vs-foundershield/employment-practices) — sibling comparison (other line, or other pair for this line) - [Amelia Risk vs CNA Employment Practices Liability Insurance](https://spot.insure/compare/amelia-risk-vs-cna/employment-practices) — sibling comparison (other line, or other pair for this line) - [Amelia Risk vs Founder Shield Employment Practices Liability Insurance](https://spot.insure/compare/amelia-risk-vs-foundershield/employment-practices) — sibling comparison (other line, or other pair for this line) # CNA vs Founder Shield: How Do They Compare for Employment Practices Liability Insurance? CNA’s ©2022 brochure lists private, nonprofit and public EPL customer classes; Founder Shield markets to first-hire startups and people-intensive sectors. ## How to Use the CNA vs Founder Shield Employment Practices Liability Insurance Comparison Use this comparison to evaluate CNA and Founder Shield for Employment Practices Liability Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## CNA vs Founder Shield Employment Practices Liability Insurance Summary CNA’s ©2022 brochure lists private, nonprofit and public potential EPL customers, subject to underwriting; Founder Shield markets to first-hire startups, technology and other people-intensive employers. [4](https://www.cna.com/sites/default/files/assets/0bd3b7da-eb28-4142-aa13-d068f35e7a05/cna-employment-practices-liability.pdf?ContentCache=NONE&MOD=AJPERES "Employment Practices Liability | CNA") [10](https://foundershield.com/coverage/employment-practices-liability-insurance/ "Employment Practices Liability Insurance") ## CNA Small Business Insurance: Products, Agents and Service CNA directs small-business buyers to independent agents and describes CNA Connect as a businessowners policy for more than 600 small-business classes. Issuer and availability vary by policy and state, so confirm both in a quote. [1](https://www.cna.com/solutions/small-business "Insurance for Small Businesses") [2](https://www.cna.com/products/cna-connect "CNA Connect Small Businessowners Policy (BOP) | CNA Insurance") [3](https://www.cna.com/cnadisclaimer/generaldisclaimer "General Disclaimer") [CNA profile](https://spot.insure/insurance-providers/cna) ## What Is Founder Shield Insurance? Founder Shield is a broker for venture-backed startups: you apply online in under 15 minutes, and an advisor shops its 200+ carrier markets to build a program that changes as your products and locations change. It doesn't insure you itself, so ask which insurer carries each policy. [5](https://foundershield.com/ "Founder Shield") [6](https://foundershield.com/startup-insurance/ "Startup Insurance") [7](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") [8](https://foundershield.com/insurance-faqs/general-faqs/what-if-our-company-grows-a-lot-or-things-change-during-the-year/ "What If Our Company Grows A Lot or Things Change During the Year?") [9](https://foundershield.com/terms-of-service/ "Terms of Service") [Founder Shield profile](https://spot.insure/insurance-providers/foundershield) ## What Is Employment Practices Liability Insurance? EPLI can help pay covered defense costs and losses when applicants or workers allege discrimination, harassment, wrongful termination or other workplace wrongdoing. If you employ people, check the claim definition, defense costs and prior acts. [12](https://www.iii.org/article/employment-practices-liability-insurance "Employment Practices Liability Insurance") [13](https://asset.trvstatic.com/download/assets/epl-3001.pdf/2c354eaa63ca11eeacdd06e978c86228 "Employment Practices Liability Coverage") [14](https://asset.trvstatic.com/download/assets/lia-3001.pdf/e79a6b6c63ca11eeaa7806e978c86228 "Liability Coverage Terms and Conditions") ## What Are the Key Differences Between CNA and Founder Shield Employment Practices Liability Insurance? ### Organization class and hiring stage CNA’s ©2022 Epack 3 brochure identifies private, nonprofit and public organizations as potential customer classes, subject to underwriting and policy state. Founder Shield markets EPLI to startups making first hires, as well as retail, hospitality, professional-services and technology businesses and nonprofits with volunteers. New employers can ask Founder Shield which carrier appetite fits their workforce; public or nonprofit buyers should verify CNA’s current eligibility rather than treating the dated brochure as a current underwriting commitment. [4](https://www.cna.com/sites/default/files/assets/0bd3b7da-eb28-4142-aa13-d068f35e7a05/cna-employment-practices-liability.pdf?ContentCache=NONE&MOD=AJPERES "Employment Practices Liability | CNA") [10](https://foundershield.com/coverage/employment-practices-liability-insurance/ "Employment Practices Liability Insurance") ### Employment allegations and listed claim costs Founder Shield says EPLI responds to defense costs, settlements and judgments for claims such as wrongful termination, discrimination, harassment and retaliation. CNA’s ©2022 brochure lists discrimination, harassment, retaliation, failure to hire or promote, wrongful discipline and employment-contract breach, and separately describes third-party acts involving certain nonemployee groups. Compare the current definitions and the costs each form addresses; these summaries do not establish policy terms. [10](https://foundershield.com/coverage/employment-practices-liability-insurance/ "Employment Practices Liability Insurance") [4](https://www.cna.com/sites/default/files/assets/0bd3b7da-eb28-4142-aa13-d068f35e7a05/cna-employment-practices-liability.pdf?ContentCache=NONE&MOD=AJPERES "Employment Practices Liability | CNA") ## What Should You Confirm in CNA and Founder Shield Employment Practices Liability Insurance Quotes? - Which Founder Shield carrier would consider your sector and first-hire profile? [7](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") - Which CNA allegations and claimant definitions appear in the current state-specific form? [4](https://www.cna.com/sites/default/files/assets/0bd3b7da-eb28-4142-aa13-d068f35e7a05/cna-employment-practices-liability.pdf?ContentCache=NONE&MOD=AJPERES "Employment Practices Liability | CNA") ## CNA vs Founder Shield Employment Practices Liability Compared | Criteria | CNA Epack 3 Employment Practices Liability | Founder Shield Employment Practices Liability Insurance | | --- | --- | --- | | Role in This Line | Confirm in your quote. | Founder Shield is a retail insurance brokerage, described on its site as “the innovation arm of The Baldwin Group,” and places Founder Shield Employment Practices Liability Insurance with third-party carriers rather than underwriting the policy itself. [11](https://foundershield.com/about-us/ "About Us") (Evidence: Company-reported; scope: About-us page; applies to Founder Shield's brokerage model generally, restated here for this line..)

Founder Shield says EPLI is often purchased standalone but is sometimes packaged with Directors & Officers coverage, since employee-related suits frequently name corporate officers personally. [10](https://foundershield.com/coverage/employment-practices-liability-insurance/ "Employment Practices Liability Insurance") (Evidence: Company-reported; scope: EPLI product page..) | | Issuing Insurer | Confirm in your quote. | Founder Shield says it places policies, including Founder Shield Employment Practices Liability Insurance, only with carriers rated A- or better by AM Best, chosen for the client's industry. It does not name the issuing insurer for this line; that depends on which carrier the policy is placed with. [7](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") (Evidence: Company-reported; scope: General carrier-selection FAQ, not specific to this line's placements..) | | Who It’s For | CNA identifies private, nonprofit and public organizations among the potential EPL customer classes. [4](https://www.cna.com/sites/default/files/assets/0bd3b7da-eb28-4142-aa13-d068f35e7a05/cna-employment-practices-liability.pdf?ContentCache=NONE&MOD=AJPERES "Employment Practices Liability | CNA") (Evidence: Company-reported; scope: Entity: CNA brand; issuing company varies by form/state Product: Epack 3 Employment Practices Liability Jurisdiction: United States Research source scope: U.S. EPL under Epack 3; issuer/state terms vary Claim limitation: Eligibility remains subject to underwriting and policy state. Dated source: brochure ©2022; do not silently present this service or coverage detail as current. Source/date qualification: Copyright ©2022; brochure/service information is dated and should not be silently represented as current..) | Founder Shield markets EPLI to startups hiring their first employees, retail and hospitality businesses with high turnover, professional-services firms, technology companies, and non-profits with volunteers. [10](https://foundershield.com/coverage/employment-practices-liability-insurance/ "Employment Practices Liability Insurance") (Evidence: Company-reported; scope: EPLI product page..) | | Coverage Features | CNA EPL covers allegations including discrimination, harassment, retaliation, failure to hire or promote, wrongful discipline and employment-contract breach. [4](https://www.cna.com/sites/default/files/assets/0bd3b7da-eb28-4142-aa13-d068f35e7a05/cna-employment-practices-liability.pdf?ContentCache=NONE&MOD=AJPERES "Employment Practices Liability | CNA") (Evidence: Company-reported; scope: Entity: CNA brand; issuing company varies by form/state Product: Epack 3 Employment Practices Liability Jurisdiction: United States Research source scope: U.S. EPL under Epack 3; issuer/state terms vary Claim limitation: Company marketing summary only; issued policy forms, underwriting, jurisdictional availability, limits, exclusions and definitions control. Dated source: brochure ©2022; do not silently present this service or coverage detail as current. Source/date qualification: Copyright ©2022; brochure/service information is dated and should not be silently represented as current..)

CNA says EPL coverage can address third-party discrimination/harassment and acts involving volunteers, interns and independent contractors. [4](https://www.cna.com/sites/default/files/assets/0bd3b7da-eb28-4142-aa13-d068f35e7a05/cna-employment-practices-liability.pdf?ContentCache=NONE&MOD=AJPERES "Employment Practices Liability | CNA") (Evidence: Company-reported; scope: Entity: CNA brand; issuing company varies by form/state Product: Epack 3 Employment Practices Liability Jurisdiction: United States Research source scope: U.S. EPL under Epack 3; issuer/state terms vary Claim limitation: Company marketing summary only; issued policy forms, underwriting, jurisdictional availability, limits, exclusions and definitions control. Dated source: brochure ©2022; do not silently present this service or coverage detail as current. Source/date qualification: Copyright ©2022; brochure/service information is dated and should not be silently represented as current..) | Founder Shield lists defense costs, settlements and judgments, and claims of wrongful termination, discrimination, harassment and retaliation as what EPLI responds to. [10](https://foundershield.com/coverage/employment-practices-liability-insurance/ "Employment Practices Liability Insurance") (Evidence: Company-reported; scope: Product page; the issued policy and declarations control actual coverage..) | | Risk Services | CNA advertises Beyond HR workplace training/resources and an employment-law helpline; it says the helpline does not provide legal advice on specific acts or claims. [4](https://www.cna.com/sites/default/files/assets/0bd3b7da-eb28-4142-aa13-d068f35e7a05/cna-employment-practices-liability.pdf?ContentCache=NONE&MOD=AJPERES "Employment Practices Liability | CNA") (Evidence: Company-reported; scope: Entity: CNA brand; issuing company varies by form/state Product: Epack 3 Employment Practices Liability services Jurisdiction: United States Research source scope: U.S. EPL under Epack 3; issuer/state terms vary Claim limitation: Services are not legal representation or a guarantee of coverage. Dated source: brochure ©2022; do not silently present this service or coverage detail as current. Source/date qualification: Copyright ©2022; brochure/service information is dated and should not be silently represented as current..) | Confirm in your quote. | | How to Apply | Confirm in your quote. | You request Founder Shield Employment Practices Liability Insurance through Founder Shield's website or an insurance advisor rather than binding coverage directly; Founder Shield says its placement team then approaches carriers on the client's behalf. [11](https://foundershield.com/about-us/ "About Us") [7](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") (Evidence: Company-reported; scope: About-us and carrier-selection pages describe the general placement process, not a line-specific application form..) | ## Related Pages for CNA vs Founder Shield Employment Practices Liability - [CNA vs Founder Shield](https://spot.insure/compare/cna-vs-foundershield): all coverage lines, business roles, service and claims. - [What Is Employment Practices Liability Insurance?](https://spot.insure/coverage/employment-practices): EPLI can address covered workplace claims from applicants and workers; claim timing, defense arrangements, limits and exclusions shape your protection. - [CNA vs Founder Shield Cargo and Transit Insurance](https://spot.insure/compare/cna-vs-foundershield/cargo-transit) - [CNA vs Founder Shield Commercial Property Insurance](https://spot.insure/compare/cna-vs-foundershield/commercial-property) - [CNA vs Founder Shield Crime Insurance](https://spot.insure/compare/cna-vs-foundershield/crime) - [CNA vs Founder Shield Cyber Insurance](https://spot.insure/compare/cna-vs-foundershield/cyber) - [CNA vs Founder Shield D&O Insurance](https://spot.insure/compare/cna-vs-foundershield/directors-officers) - [CNA vs Founder Shield Fidelity Bonds](https://spot.insure/compare/cna-vs-foundershield/fidelity-bonds) - [CNA vs Founder Shield Fiduciary Liability Insurance](https://spot.insure/compare/cna-vs-foundershield/fiduciary) - [CNA vs Founder Shield General Liability Insurance](https://spot.insure/compare/cna-vs-foundershield/general-liability) - [CNA vs Founder Shield Hired and Non-Owned Auto Insurance](https://spot.insure/compare/cna-vs-foundershield/hired-non-owned-auto) - [CNA vs Founder Shield Media Liability Insurance](https://spot.insure/compare/cna-vs-foundershield/media) - [CNA vs Founder Shield Product Liability Insurance](https://spot.insure/compare/cna-vs-foundershield/product-liability) - [CNA vs Founder Shield Professional Liability (E&O) Insurance](https://spot.insure/compare/cna-vs-foundershield/professional-errors-omissions) - [CNA vs Founder Shield Umbrella and Excess Liability Insurance](https://spot.insure/compare/cna-vs-foundershield/umbrella-excess) - [CNA vs Founder Shield Workers’ Compensation Insurance](https://spot.insure/compare/cna-vs-foundershield/workers-compensation) - [AIG vs CNA Employment Practices Liability Insurance](https://spot.insure/compare/aig-vs-cna/employment-practices) - [AIG vs Founder Shield Employment Practices Liability Insurance](https://spot.insure/compare/aig-vs-foundershield/employment-practices) - [Alliance Risk vs CNA Employment Practices Liability Insurance](https://spot.insure/compare/alliance-risk-vs-cna/employment-practices) - [Alliance Risk vs Founder Shield Employment Practices Liability Insurance](https://spot.insure/compare/alliance-risk-vs-foundershield/employment-practices) - [Amelia Risk vs CNA Employment Practices Liability Insurance](https://spot.insure/compare/amelia-risk-vs-cna/employment-practices) - [Amelia Risk vs Founder Shield Employment Practices Liability Insurance](https://spot.insure/compare/amelia-risk-vs-foundershield/employment-practices) ## Sources for CNA vs Founder Shield ### Sources About CNA 1. [Insurance for Small Businesses](https://www.cna.com/solutions/small-business). CNA; Insurance for Small Businesses, lines 38-50 and 65-67 (CNA Central and agent route); lines 79-106 (product and stated appetite lists); page footer line 132 (CNA registered service mark).. Accessed 2026-09-28. 2. [CNA Connect Small Businessowners Policy (BOP) | CNA Insurance](https://www.cna.com/products/cna-connect). CNA; CNA Connect; coverages, product range, services. Accessed 2026-09-28. 3. [General Disclaimer](https://www.cna.com/cnadisclaimer/generaldisclaimer). CNA; General Disclaimer paragraphs 1 and 5 (HTML lines 24 and 28): CNA describes Continental Casualty Company and its relevant affiliates; references to CNA may include one or more CCC affiliates; each particular policy/product/service is the responsibility only of the specific CNA company that issues or supplies it. Footer line 57 identifies CNA Financial Corporation as trademark registrant. Re-read 2026-09-29.. Accessed 2026-09-29. 4. [Employment Practices Liability | CNA](https://www.cna.com/sites/default/files/assets/0bd3b7da-eb28-4142-aa13-d068f35e7a05/cna-employment-practices-liability.pdf?ContentCache=NONE&MOD=AJPERES). CNA; pp. 1–3: wrongful practices, third-party acts, insured classes, risk services and claims. Accessed 2026-09-28. ### Sources About Founder Shield 5. [Founder Shield](https://foundershield.com/). Founder Shield; Opening broker description; Specialized Practices; Smart Tech, Smarter People; quote and sign-in links. Accessed 2026-09-15. 6. [Startup Insurance](https://foundershield.com/startup-insurance/). Founder Shield; What Coverage Does your Startup Need?; Why Startups Choose Founder Shield; Industries We Serve; Essential Policies to Consider section. Accessed 2026-09-15. 7. [How Do You Decide Which Carriers to Approach?](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/). Founder Shield; FAQ answer on carrier selection: works exclusively with A-rated (AM Best) carriers, matched by industry appetite. Accessed 2026-09-23. 8. [What If Our Company Grows A Lot or Things Change During the Year?](https://foundershield.com/insurance-faqs/general-faqs/what-if-our-company-grows-a-lot-or-things-change-during-the-year/). Founder Shield; Carl Niedbala answer, November 25, 2024: operational changes and coverage adjustments. Accessed 2026-09-15. 9. [Terms of Service](https://foundershield.com/terms-of-service/). Founder Shield; Opening agreement; License Status; Representations and Disclaimers Related to Products or Services; Fees and Charges; Void Where Prohibited. Accessed 2026-09-15. 10. [Employment Practices Liability Insurance](https://foundershield.com/coverage/employment-practices-liability-insurance/). Founder Shield; What Is EPL Insurance?; Who Needs EPL Insurance Coverage?; What Does EPL Insurance Cover?. Accessed 2026-09-23. 11. [About Us](https://foundershield.com/about-us/). Founder Shield; “Founder Shield is the innovation arm of The Baldwin Group”; company history and mission. Accessed 2026-09-23. ### Sources for the Employment Practices Liability Insurance Guide 12. [Employment Practices Liability Insurance](https://www.iii.org/article/employment-practices-liability-insurance). Insurance Information Institute; Opening; What EPLI covers; Steps to limit employment liability risk. Accessed 2026-09-16. 13. [Employment Practices Liability Coverage](https://asset.trvstatic.com/download/assets/epl-3001.pdf/2c354eaa63ca11eeacdd06e978c86228). Travelers; I.A/II.A p.1; III.A.4–6 p.7; II.F Employment Claim, PDF p.2; I.B p.1; II.U–V p.5; II.L p.3; III.A.9 and A.13, pp.7–8; III.B.2 p.8; IV.A Settlement, PDF pp.8–9. Accessed 2026-09-16. 14. [Liability Coverage Terms and Conditions](https://asset.trvstatic.com/download/assets/lia-3001.pdf/e79a6b6c63ca11eeaa7806e978c86228). Travelers; III.F–H p.6; III.O pp.8–9; III.F p.6; III.B–D, PDF pp.3–5; III.E–F, PDF pp.5–6. Accessed 2026-09-16. Updated 2026-10-01. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## CNA Review Scores for 2026 Review Score: 9.0 / 10 from 1 rated source, equally weighted. Customer feedback on CNA is mixed and hard to compare. NerdWallet gave it 4.5 out of 5 for manufacturers, while Trustpilot shows about 1.4 out of 5 from 49 mostly self-selected reviews. - NerdWallet: NerdWallet editorial rating for manufacturers 4.5/5 (Editorial rating). NerdWallet editorial assessment of CNA for U.S. manufacturers, not consumer average. Period: Published 2026-03-26. Checked 2026-09-29. [Best Insurance for Manufacturers in 2026](https://www.nerdwallet.com/business/insurance/learn/manufacturers) - Trustpilot: Displayed Trustpilot TrustScore 1.4/5 page text; 1.5/5 badge (TrustScore out of 5); 49 reviews. CNA.com profile, mixed business and consumer/LTC reports; self-selected, not representative commercial P&C sample. Period: 14 reviews in prior 12 months; 2026-09-29. Checked 2026-09-29. [CNA customer reviews](https://www.trustpilot.com/review/www.cna.com) - BBB: BBB customer-review average 1/5 (BBB star rating); 6 reviews. Long Term Care Insurance profile covering headquarters/corporate locations; not commercial P&C; six self-selected reviews. Period: Displayed 2026-09-29. Checked 2026-09-29. [CNA Financial Corporation customer reviews](https://www.bbb.org/us/il/chicago/profile/long-term-care-insurance/cna-financial-corporation-0683-90032439/customer-reviews) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/cna/reviews). ## Founder Shield Review Scores for 2026 Review Score: 7.4 / 10 from 1 rated source, equally weighted. Founder Shield has too little independent customer feedback for a reliable verdict. One positive Trustpilot review does not establish a service track record. - Trustpilot: TrustScore 3.7 (5 stars); 1 reviews. Trustpilot profile for foundershield.com; one US customer review, categorized as insurance broker/business insurance. Period: Review 2023-03-14; none in prior 12 months. Checked 2026-09-25. [foundershield.com Reviews | Trustpilot](https://www.trustpilot.com/review/foundershield.com) Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/foundershield/reviews). ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/cna-vs-foundershield/employment-practices.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)