--- title: "CNA vs Embroker: General Liability Insurance" description: "Embroker offers standalone online GL with listed exclusions, while CNA describes industry-specific underwriting support." canonical: "https://spot.insure/compare/cna-vs-embroker/general-liability" page-type: "line-comparison" updated-at: "2026-10-01" comparison-pair: "cna-vs-embroker" provider-a: "cna" provider-b: "embroker" coverage-line: "general-liability" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/cna-vs-embroker/general-liability) ## Agent Guide **What this page is:** Focused comparison of CNA and Embroker for General Liability Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for General Liability Insurance questions about CNA versus Embroker. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - CNA vs Embroker for General Liability Insurance: how do they differ? - Which is better for General Liability Insurance, CNA or Embroker? - What does CNA or Embroker publish about General Liability Insurance (limits, eligibility, claims, add-ons)? - What should I confirm in a quote for General Liability Insurance from CNA or Embroker? **Key facts:** - Line: General Liability Insurance. Providers: CNA and Embroker. - Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - "Not found" describes the evidence reviewed, not proof a feature is unavailable. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-10-01. Editorial policy: /editorial-policy. **Related pages:** - [CNA vs Embroker](https://spot.insure/compare/cna-vs-embroker) — parent: all coverage lines for this pair - [General Liability Insurance guide](https://spot.insure/coverage/general-liability) — coverage explainer for this line - [CNA profile](https://spot.insure/insurance-providers/cna) — provider profile (evidence) - [Embroker profile](https://spot.insure/insurance-providers/embroker) — provider profile (evidence) - [CNA vs Embroker Business Owner’s Policy](https://spot.insure/compare/cna-vs-embroker/business-owners-policy) — sibling comparison (other line, or other pair for this line) - [CNA vs Embroker Commercial Auto Insurance](https://spot.insure/compare/cna-vs-embroker/commercial-auto) — sibling comparison (other line, or other pair for this line) - [CNA vs Embroker Commercial Property Insurance](https://spot.insure/compare/cna-vs-embroker/commercial-property) — sibling comparison (other line, or other pair for this line) - [CNA vs Embroker Crime Insurance](https://spot.insure/compare/cna-vs-embroker/crime) — sibling comparison (other line, or other pair for this line) - [CNA vs Embroker Cyber Insurance](https://spot.insure/compare/cna-vs-embroker/cyber) — sibling comparison (other line, or other pair for this line) - [CNA vs Embroker D&O Insurance](https://spot.insure/compare/cna-vs-embroker/directors-officers) — sibling comparison (other line, or other pair for this line) - [CNA vs Embroker Employment Practices Liability Insurance](https://spot.insure/compare/cna-vs-embroker/employment-practices) — sibling comparison (other line, or other pair for this line) - [CNA vs Embroker Fiduciary Liability Insurance](https://spot.insure/compare/cna-vs-embroker/fiduciary) — sibling comparison (other line, or other pair for this line) - [CNA vs Embroker Management Liability Insurance](https://spot.insure/compare/cna-vs-embroker/management-liability) — sibling comparison (other line, or other pair for this line) - [CNA vs Embroker Product Liability Insurance](https://spot.insure/compare/cna-vs-embroker/product-liability) — sibling comparison (other line, or other pair for this line) - [CNA vs Embroker Professional Liability (E&O) Insurance](https://spot.insure/compare/cna-vs-embroker/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [CNA vs Embroker Surety Bonds](https://spot.insure/compare/cna-vs-embroker/surety-bonds) — sibling comparison (other line, or other pair for this line) - [CNA vs Embroker Tech E&O Insurance](https://spot.insure/compare/cna-vs-embroker/technology-errors-omissions) — sibling comparison (other line, or other pair for this line) - [CNA vs Embroker Workers’ Compensation Insurance](https://spot.insure/compare/cna-vs-embroker/workers-compensation) — sibling comparison (other line, or other pair for this line) - [AIG vs CNA General Liability Insurance](https://spot.insure/compare/aig-vs-cna/general-liability) — sibling comparison (other line, or other pair for this line) - [AIG vs Embroker General Liability Insurance](https://spot.insure/compare/aig-vs-embroker/general-liability) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs CNA General Liability Insurance](https://spot.insure/compare/alliance-risk-vs-cna/general-liability) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Embroker General Liability Insurance](https://spot.insure/compare/alliance-risk-vs-embroker/general-liability) — sibling comparison (other line, or other pair for this line) - [Amelia Risk vs CNA General Liability Insurance](https://spot.insure/compare/amelia-risk-vs-cna/general-liability) — sibling comparison (other line, or other pair for this line) - [Amelia Risk vs Embroker General Liability Insurance](https://spot.insure/compare/amelia-risk-vs-embroker/general-liability) — sibling comparison (other line, or other pair for this line) # CNA vs Embroker: How Do They Compare for General Liability Insurance? Embroker offers standalone online GL with listed exclusions, while CNA describes industry-specific underwriting support. ## How to Use the CNA vs Embroker General Liability Insurance Comparison Use this comparison to evaluate CNA and Embroker for General Liability Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## CNA vs Embroker General Liability Insurance Summary Embroker sells GL as a standalone line or packages it with cyber and workers’ compensation, with an online quote in minutes based on claims history and products or services. CNA describes solutions for small, mid-sized and large firms with industry-specific underwriting support. Buyers can compare Embroker’s online route with CNA’s segment and underwriting approach. [4](https://www.cna.com/products/general-liability "Commercial General Liability Insurance | CNA Insurance") [8](https://www.embroker.com/coverage/commercial-general-liability-insurance/ "Commercial General Liability Insurance: Coverage & Quotes") ## CNA Small Business Insurance: Products, Agents and Service CNA directs small-business buyers to independent agents and describes CNA Connect as a businessowners policy for more than 600 small-business classes. Issuer and availability vary by policy and state, so confirm both in a quote. [1](https://www.cna.com/solutions/small-business "Insurance for Small Businesses") [2](https://www.cna.com/products/cna-connect "CNA Connect Small Businessowners Policy (BOP) | CNA Insurance") [3](https://www.cna.com/cnadisclaimer/generaldisclaimer "General Disclaimer") [CNA profile](https://spot.insure/insurance-providers/cna) ## What Is Embroker? Embroker suits technology firms seeking a single application for management coverage plus eligible Tech E&O and cyber, and law firms seeking a grouped package; buyers needing only standard small-business coverage should compare direct carriers. [5](https://www.embroker.com/ "Embroker") [6](https://www.embroker.com/terms/ "Terms And Conditions") [7](https://access.embroker.com/ "Embroker Access") [Embroker profile](https://spot.insure/insurance-providers/embroker) ## What Is General Liability Insurance? General liability can protect your business when a customer or visitor claims you caused injury or damaged their property. It suits businesses serving customers or working on their premises; your own building, tools and stock need property coverage. [9](https://www.iii.org/article/commercial-general-liability-insurance "Commercial general liability insurance") [10](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide") [11](https://www.hiscox.com/documents/partner-agent/specimen_forms/GL_Form.pdf "Commercial General Liability Coverage Form") ## What Are the Key Differences Between CNA and Embroker General Liability Insurance? ### Eligibility and Buying Route Embroker sells GL as a standalone line or packages it with cyber and workers’ compensation, with an online quote in minutes based on claims history and products or services. CNA describes solutions for small, mid-sized and large firms with industry-specific underwriting support. [8](https://www.embroker.com/coverage/commercial-general-liability-insurance/ "Commercial General Liability Insurance: Coverage & Quotes") [4](https://www.cna.com/products/general-liability "Commercial General Liability Insurance | CNA Insurance") Buyers can compare Embroker’s online route with CNA’s segment and underwriting approach. [4](https://www.cna.com/products/general-liability "Commercial General Liability Insurance | CNA Insurance") ### Core Coverage and Exclusions Embroker lists third-party bodily injury/property damage, personal injury, product liability, defense costs and settlements, while excluding employee injuries, professional errors, employment practices claims and the insured’s own commercial property. CNA’s summary addresses covered third-party bodily injury or property damage. [8](https://www.embroker.com/coverage/commercial-general-liability-insurance/ "Commercial General Liability Insurance: Coverage & Quotes") [4](https://www.cna.com/products/general-liability "Commercial General Liability Insurance | CNA Insurance") The stated exclusions make separate workers’ compensation, E&O or property terms relevant to a package review. [4](https://www.cna.com/products/general-liability "Commercial General Liability Insurance | CNA Insurance") ## What Should You Confirm in CNA and Embroker General Liability Insurance Quotes? - Ask Embroker how claims history and product activity affect the online quote. [8](https://www.embroker.com/coverage/commercial-general-liability-insurance/ "Commercial General Liability Insurance: Coverage & Quotes") - Ask CNA which underwriting segment and risk-control services match your class. [4](https://www.cna.com/products/general-liability "Commercial General Liability Insurance | CNA Insurance") - Ask Embroker which listed exclusions apply to your class and whether GL is packaged with other lines. [8](https://www.embroker.com/coverage/commercial-general-liability-insurance/ "Commercial General Liability Insurance: Coverage & Quotes") ## CNA vs Embroker General Liability Insurance Compared | Criteria | CNA Commercial General Liability | Embroker Commercial General Liability Insurance | | --- | --- | --- | | Role in This Line | Confirm in your quote. | Embroker sells commercial general liability as a standalone line and offers to package it with other coverages such as cyber and workers' compensation. [8](https://www.embroker.com/coverage/commercial-general-liability-insurance/ "Commercial General Liability Insurance: Coverage & Quotes") (Evidence: Company-reported; scope: Product-page description; not a statement about the issuing insurer..) | | Who It’s For | CNA identifies GL solutions for smaller companies, mid-sized firms and large firms. [4](https://www.cna.com/products/general-liability "Commercial General Liability Insurance | CNA Insurance") (Evidence: Company-reported; scope: Entity: CNA brand; issuing CNA subsidiary may vary by product/state Product: United States commercial insurance Jurisdiction: United States Research source scope: US commercial GL Claim limitation: Company-reported; policy wording, underwriting and jurisdiction-specific availability control..) | Embroker markets the policy to any business that deals with or employs people, has a physical location with injury risk, or provides a product or service, including consultants, contractors and tradespeople. [8](https://www.embroker.com/coverage/commercial-general-liability-insurance/ "Commercial General Liability Insurance: Coverage & Quotes") (Evidence: Company-reported; scope: Product-page eligibility description; not a guarantee of coverage for a particular business..)

Embroker says general liability insurance is not required by law, but local governments often require it for a business license and most venues or office leases require proof of coverage. [8](https://www.embroker.com/coverage/commercial-general-liability-insurance/ "Commercial General Liability Insurance: Coverage & Quotes") (Evidence: Company-reported; scope: Product-page FAQ: Is General Liability insurance required by law?.) | | Coverage Features | CNA Commercial General Liability addresses amounts a business may owe third parties for covered bodily injury or property damage. [4](https://www.cna.com/products/general-liability "Commercial General Liability Insurance | CNA Insurance") (Evidence: Company-reported; scope: Entity: CNA brand; issuing CNA subsidiary may vary by product/state Product: United States commercial insurance Jurisdiction: United States Research source scope: US commercial GL Claim limitation: Company-reported; policy wording, underwriting and jurisdiction-specific availability control..) | Embroker lists coverage for third-party bodily injury and property damage, personal injury claims such as libel or slander, product liability, and legal defense costs and settlements. [8](https://www.embroker.com/coverage/commercial-general-liability-insurance/ "Commercial General Liability Insurance: Coverage & Quotes") (Evidence: Company-reported; scope: Product-page coverage summary; the issued policy and declarations control..)

Embroker says the policy excludes employee injuries (covered by workers' compensation), professional errors (covered by E&O), employment practices claims, and property damage to the policyholder's own commercial property. [8](https://www.embroker.com/coverage/commercial-general-liability-insurance/ "Commercial General Liability Insurance: Coverage & Quotes") (Evidence: Company-reported; scope: Product-page What's not included section..) | | Limits and Retentions | Confirm in your quote. | The reviewed product page does not publish specific per-occurrence or aggregate limit options; it only says a higher coverage limit generally costs more. [8](https://www.embroker.com/coverage/commercial-general-liability-insurance/ "Commercial General Liability Insurance: Coverage & Quotes") (Evidence: Not publicly disclosed; scope: Product page as read on 2026-09-23..) | | Risk Services | CNA describes industry-specific underwriting/risk-control support and claims professionals for the GL line. [4](https://www.cna.com/products/general-liability "Commercial General Liability Insurance | CNA Insurance") (Evidence: Company-reported; scope: Entity: CNA brand; issuing CNA subsidiary may vary by product/state Product: United States commercial insurance Jurisdiction: United States Research source scope: US commercial GL Claim limitation: Company-reported; policy wording, underwriting and jurisdiction-specific availability control..) | Confirm in your quote. | | How to Apply | Confirm in your quote. | Embroker says applicants can get an instant general liability quote online in a few minutes, with underwriting based on claims history and the type of products or services the business provides. [8](https://www.embroker.com/coverage/commercial-general-liability-insurance/ "Commercial General Liability Insurance: Coverage & Quotes") (Evidence: Company-reported; scope: Product-page FAQ: How do you apply for General Liability insurance?; no quote was requested during this research..) | ## Related Pages for CNA vs Embroker General Liability Insurance - [CNA vs Embroker](https://spot.insure/compare/cna-vs-embroker): all coverage lines, business roles, service and claims. - [What Is General Liability Insurance?](https://spot.insure/coverage/general-liability): General liability can protect your business from covered injury and property-damage claims; your building, tools and stock need separate property coverage. - [CNA vs Embroker Business Owner’s Policy](https://spot.insure/compare/cna-vs-embroker/business-owners-policy) - [CNA vs Embroker Commercial Auto Insurance](https://spot.insure/compare/cna-vs-embroker/commercial-auto) - [CNA vs Embroker Commercial Property Insurance](https://spot.insure/compare/cna-vs-embroker/commercial-property) - [CNA vs Embroker Crime Insurance](https://spot.insure/compare/cna-vs-embroker/crime) - [CNA vs Embroker Cyber Insurance](https://spot.insure/compare/cna-vs-embroker/cyber) - [CNA vs Embroker D&O Insurance](https://spot.insure/compare/cna-vs-embroker/directors-officers) - [CNA vs Embroker Employment Practices Liability Insurance](https://spot.insure/compare/cna-vs-embroker/employment-practices) - [CNA vs Embroker Fiduciary Liability Insurance](https://spot.insure/compare/cna-vs-embroker/fiduciary) - [CNA vs Embroker Management Liability Insurance](https://spot.insure/compare/cna-vs-embroker/management-liability) - [CNA vs Embroker Product Liability Insurance](https://spot.insure/compare/cna-vs-embroker/product-liability) - [CNA vs Embroker Professional Liability (E&O) Insurance](https://spot.insure/compare/cna-vs-embroker/professional-errors-omissions) - [CNA vs Embroker Surety Bonds](https://spot.insure/compare/cna-vs-embroker/surety-bonds) - [CNA vs Embroker Tech E&O Insurance](https://spot.insure/compare/cna-vs-embroker/technology-errors-omissions) - [CNA vs Embroker Workers’ Compensation Insurance](https://spot.insure/compare/cna-vs-embroker/workers-compensation) - [AIG vs CNA General Liability Insurance](https://spot.insure/compare/aig-vs-cna/general-liability) - [AIG vs Embroker General Liability Insurance](https://spot.insure/compare/aig-vs-embroker/general-liability) - [Alliance Risk vs CNA General Liability Insurance](https://spot.insure/compare/alliance-risk-vs-cna/general-liability) - [Alliance Risk vs Embroker General Liability Insurance](https://spot.insure/compare/alliance-risk-vs-embroker/general-liability) - [Amelia Risk vs CNA General Liability Insurance](https://spot.insure/compare/amelia-risk-vs-cna/general-liability) - [Amelia Risk vs Embroker General Liability Insurance](https://spot.insure/compare/amelia-risk-vs-embroker/general-liability) ## Sources for CNA vs Embroker General Liability Insurance ### Sources About CNA 1. [Insurance for Small Businesses](https://www.cna.com/solutions/small-business). CNA; Insurance for Small Businesses, lines 38-50 and 65-67 (CNA Central and agent route); lines 79-106 (product and stated appetite lists); page footer line 132 (CNA registered service mark).. Accessed 2026-09-28. 2. [CNA Connect Small Businessowners Policy (BOP) | CNA Insurance](https://www.cna.com/products/cna-connect). CNA; CNA Connect; coverages, product range, services. Accessed 2026-09-28. 3. [General Disclaimer](https://www.cna.com/cnadisclaimer/generaldisclaimer). CNA; General Disclaimer paragraphs 1 and 5 (HTML lines 24 and 28): CNA describes Continental Casualty Company and its relevant affiliates; references to CNA may include one or more CCC affiliates; each particular policy/product/service is the responsibility only of the specific CNA company that issues or supplies it. Footer line 57 identifies CNA Financial Corporation as trademark registrant. Re-read 2026-09-29.. Accessed 2026-09-29. 4. [Commercial General Liability Insurance | CNA Insurance](https://www.cna.com/products/general-liability). CNA; Commercial General Liability; customer sizes, coverage, teams. Accessed 2026-09-28. ### Sources About Embroker 5. [Embroker](https://www.embroker.com/). Embroker; Industry navigation; quote and sign-in links; coverage options; footer availability qualification. Accessed 2026-09-15. 6. [Terms And Conditions](https://www.embroker.com/terms/). Embroker; Introduction; §§2A–B Insurance services, 13 Applications and quotes, 15 Insurance companies and underwriting guidelines, 16 Certificates, 21 Surplus lines products, 22 Payments. Accessed 2026-09-15. 7. [Embroker Access](https://access.embroker.com/). Embroker; EMIS announcement; appointed-broker quoting, binding and issuance; product links; footer identifies Embroker Insurance Services, LLC. Accessed 2026-09-15. 8. [Commercial General Liability Insurance: Coverage & Quotes](https://www.embroker.com/coverage/commercial-general-liability-insurance/). Embroker; Why it's essential; Who needs this coverage; What is General Liability insurance?; What's covered; What's not included; FAQ: How do you apply for General Liability insurance?; Is General Liability insurance required by law?. Accessed 2026-09-23. ### Sources for the General Liability Insurance Guide 9. [Commercial general liability insurance](https://www.iii.org/article/commercial-general-liability-insurance). Insurance Information Institute; Coverage A; Coverage B; Coverage C; Purchasing commercial general liability insurance. Accessed 2026-09-16. 10. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; Commercial General Liability; Commercial Automobile; What Should I Expect from a Broker-Agent?; How Are Commercial Policies Rated?. Accessed 2026-09-16. 11. [Commercial General Liability Coverage Form](https://www.hiscox.com/documents/partner-agent/specimen_forms/GL_Form.pdf). ISO; specimen hosted by Hiscox; I.A pp.1–5; I.B pp.6–7; I.C pp.7–8; Supplementary Payments p.8; II pp.9–10; III p.10; IV pp.10–12. Accessed 2026-09-16. Updated 2026-10-01. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## CNA Review Scores for 2026 Review Score: 9.0 / 10 from 1 rated source, equally weighted. Customer feedback on CNA is mixed and hard to compare. NerdWallet gave it 4.5 out of 5 for manufacturers, while Trustpilot shows about 1.4 out of 5 from 49 mostly self-selected reviews. - NerdWallet: NerdWallet editorial rating for manufacturers 4.5/5 (Editorial rating). NerdWallet editorial assessment of CNA for U.S. manufacturers, not consumer average. Period: Published 2026-03-26. Checked 2026-09-29. [Best Insurance for Manufacturers in 2026](https://www.nerdwallet.com/business/insurance/learn/manufacturers) - Trustpilot: Displayed Trustpilot TrustScore 1.4/5 page text; 1.5/5 badge (TrustScore out of 5); 49 reviews. CNA.com profile, mixed business and consumer/LTC reports; self-selected, not representative commercial P&C sample. Period: 14 reviews in prior 12 months; 2026-09-29. Checked 2026-09-29. [CNA customer reviews](https://www.trustpilot.com/review/www.cna.com) - BBB: BBB customer-review average 1/5 (BBB star rating); 6 reviews. Long Term Care Insurance profile covering headquarters/corporate locations; not commercial P&C; six self-selected reviews. Period: Displayed 2026-09-29. Checked 2026-09-29. [CNA Financial Corporation customer reviews](https://www.bbb.org/us/il/chicago/profile/long-term-care-insurance/cna-financial-corporation-0683-90032439/customer-reviews) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/cna/reviews). ## Embroker Review Scores for 2026 Review Score: 5.6 / 10 from 3 rated sources, equally weighted. Embroker’s reviews are mixed, and BBB records a complaint-response concern. The feedback is too limited to establish consistent service quality. - Trustpilot: TrustScore 2.9 (5); 2 reviews. Trustpilot review search using provider brand/domain; identity checked against the canonical insurance entity. Period: current page aggregate accessed 2026-09-25. Checked 2026-09-25. [Embroker Reviews | Read Customer Service Reviews](https://www.trustpilot.com/review/embroker.com) - BBB: BBB business grade D+ (BBB letter grade). BBB business profile for Embroker, categorized as Small Business Insurance. Grade is BBB letter grade, not customer-star aggregate; complaint record is a product-issues billing/cancellation concern. Period: current profile; grade rationale includes 1 unanswered complaint. Checked 2026-09-25. [Embroker | BBB Business Profile](https://www.bbb.org/us/ca/san-francisco/profile/small-business-insurance/embroker-1116-974895) - Birdeye: Combined office rating (Google + Birdeye sources) 3.9 (5); 19 reviews. Office-level listing at 24 Shotwell St, San Francisco; business profile links to embroker.com and categorizes it as Insurance. Birdeye displays combined rating from 18 Google-origin reviews plus 2 Birdeye-origin reviews. This is one office listing, not a firmwide aggregate; review dates displayed are old (examples from about five/six years before access date). Period: page accessed 2026-09-25; 17 Google-origin + 2 Birdeye-origin; displayed sample comments dated about 5-6 years earlier. Checked 2026-09-25. [Embroker - 20 Reviews - Insurance in San Francisco, CA | Birdeye](https://reviews.birdeye.com/embroker-150058735264881) Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/embroker/reviews). ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/cna-vs-embroker/general-liability.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)