--- title: "Chubb vs Resilience" description: "Compare Chubb’s commercial technology catalogue with Resilience’s cyber and technology-liability specialty; Resilience’s published products are cyber and technology E&O, not a complete property-casualty program." canonical: "https://spot.insure/compare/chubb-vs-resilience" page-type: "provider-comparison" updated-at: "2026-09-16" verified-at: "2026-09-16" entities: ["Spot", "Chubb", "Resilience"] --- [Human-readable page](https://spot.insure/compare/chubb-vs-resilience) # Chubb vs Resilience Compare Chubb’s commercial technology catalogue with Resilience’s cyber and technology-liability specialty; Resilience’s published products are cyber and technology E&O, not a complete property-casualty program. ## Research Scope and Use Use this comparison to evaluate Chubb and Resilience against the same documented criteria. The analysis identifies differences and questions to confirm; it does not select a winner for a particular business. This is published research as of the verification dates shown, not a live quote or an eligibility determination. “Company-reported” identifies a provider's own claim. “Not found” and “not publicly disclosed” describe the evidence reviewed, not proof that a service is unavailable. Preserve the scope and citations when summarizing a fact. For a decision handoff, identify the company's requirements, the documented differences relevant to them, and unresolved questions from the analysis. Confirm actual insurer, availability, policy wording, limits, retentions, exclusions, and costs in the relevant quote and policy documents. ## Highlights Chubb underwrites packages, workers’ compensation, DigiTech and financial lines through U.S. group companies. Resilience focuses on cyber risk and technology liability, placed through brokers, and is not documented as a substitute for workers’ compensation or a full P&C program. [4](https://www.chubb.com/us-en/business-insurance/industries/technology.html "Insurance For Technology Companies") [10](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html "Cyber Insurance Coverage & Products") [46](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [47](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") ## Introduction A CISO shopping incident-response-heavy cyber can look at Resilience and at Chubb Cyber/DigiTech ERM. Neither specialty cyber product is workers’ compensation. A complete startup program still needs a broker or agent for the remaining lines. [46](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [8](https://www.chubb.com/us-en/business-insurance/workers-compensation-small.html "Workers' Compensation Insurance For Small Business") ## Documented Provider Strengths ### Chubb - DigiTech ERM packages technology E&O, media and cyber on one Chubb policy for software, services and hardware companies. [10](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html "Cyber Insurance Coverage & Products") [9](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance.html "Cyber Insurance For Businesses") [4](https://www.chubb.com/us-en/business-insurance/industries/technology.html "Insurance For Technology Companies") (Evidence: Company-reported; scope: U.S. cyber product pages accessed 16 September 2026. Product names are not equivalent coverage across every insured.; verified: 2026-09-16.) - Appointed agents quote eligible small-commercial and cyber accounts in Chubb Marketplace, with Cyber Central for express cyber quoting. [9](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance.html "Cyber Insurance For Businesses") [10](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html "Cyber Insurance Coverage & Products") [30](https://www.chubb.com/us-en/contact.html "Contact Chubb") [31](https://www.chubb.com/us-en/contact-us.html "Chubb Insurance In The U.S.") [12](https://www.chubb.com/us-en/business-insurance/forefront-3-0-private-company.html "ForeFront Portfolio 3.0 For Private Companies") (Evidence: Company-reported; scope: U.S. agent platforms and buyer contact paths as of 16 September 2026. Quote speed and bindability are not guaranteed for any applicant.; verified: 2026-09-16.) ### Resilience - Technology E&O for software, hardware and technology services [47](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: Technology-specific professional liability; not general professional E&O or a guarantee of offered limits.; verified: 2026-09-16.) - Financial risk prioritization and multi-entity cyber visibility [51](https://cyberresilience.com/products/security-investment-prioritization "Security Investment Prioritization") [52](https://cyberresilience.com/products/multi-entity-and-portfolio-risk "Multi-Entity & Portfolio Risk") (Evidence: Company-reported; scope: Current named cybersecurity products; outcomes not independently established.; verified: 2026-09-16.) ## Coverage Comparison | Coverage Type | Chubb | Resilience | | --- | --- | --- | | Builders risk | Listed [22](https://www.chubb.com/us-en/business-insurance/builders-risk-insurance.html "Builders' Risk Insurance") [21](https://www.chubb.com/us-en/business-insurance/inland-marine.html "Inland Marine Insurance") | Not listed | | Business owner’s policy | Listed [7](https://www.chubb.com/us-en/business-insurance/chubb-bop.html "Business Owner’s Policy (BOP) Insurance") [4](https://www.chubb.com/us-en/business-insurance/industries/technology.html "Insurance For Technology Companies") | Not listed | | Cargo and transit | Listed [24](https://www.chubb.com/us-en/business-insurance/worldwide-ocean-cargo-insurance.html "Worldwide Ocean Cargo Insurance") | Not listed | | Commercial auto | Listed [17](https://www.chubb.com/us-en/business-insurance/chubb-commercial-auto.html "Commercial Auto Insurance") [7](https://www.chubb.com/us-en/business-insurance/chubb-bop.html "Business Owner’s Policy (BOP) Insurance") | Not listed | | Commercial property | Listed [15](https://www.chubb.com/us-en/business-insurance/property-product.html "Commercial Property Insurance") [4](https://www.chubb.com/us-en/business-insurance/industries/technology.html "Insurance For Technology Companies") | Not listed | | Crime | Listed [11](https://www.chubb.com/us-en/business-insurance/forefront.html "The ForeFront Portfolio") [5](https://www.chubb.com/us-en/business-insurance/software-system-developers.html "Insurance For Software Product & System Developers") | Not listed | | Cyber liability | Listed [10](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html "Cyber Insurance Coverage & Products") [9](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance.html "Cyber Insurance For Businesses") | Listed [46](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") | | Directors and officers | Listed [13](https://www.chubb.com/us-en/business-insurance/forefront-portfolio-3-0-directors-officers-entity-liability-insurance.html "ForeFront Portfolio 3.0: Directors & Officers And Entity Liability Insurance") [11](https://www.chubb.com/us-en/business-insurance/forefront.html "The ForeFront Portfolio") | Not listed | | Employment practices liability | Listed [11](https://www.chubb.com/us-en/business-insurance/forefront.html "The ForeFront Portfolio") [14](https://www.chubb.com/us-en/business-insurance/management-liability.html "Management Liability Insurance") | Not listed | | Equipment breakdown | Listed [23](https://www.chubb.com/us-en/business-insurance/equipment-breakdown.html "Equipment Breakdown Insurance") [5](https://www.chubb.com/us-en/business-insurance/software-system-developers.html "Insurance For Software Product & System Developers") | Not listed | | Fiduciary liability | Listed [11](https://www.chubb.com/us-en/business-insurance/forefront.html "The ForeFront Portfolio") [14](https://www.chubb.com/us-en/business-insurance/management-liability.html "Management Liability Insurance") | Not listed | | General liability | Listed [7](https://www.chubb.com/us-en/business-insurance/chubb-bop.html "Business Owner’s Policy (BOP) Insurance") [4](https://www.chubb.com/us-en/business-insurance/industries/technology.html "Insurance For Technology Companies") [20](https://www.chubb.com/us-en/business-insurance/environmental.html "Environmental Insurance Coverage & Services") | Not listed | | Kidnap and ransom | Listed [11](https://www.chubb.com/us-en/business-insurance/forefront.html "The ForeFront Portfolio") [14](https://www.chubb.com/us-en/business-insurance/management-liability.html "Management Liability Insurance") | Not listed | | Management liability | Listed [11](https://www.chubb.com/us-en/business-insurance/forefront.html "The ForeFront Portfolio") [14](https://www.chubb.com/us-en/business-insurance/management-liability.html "Management Liability Insurance") | Not listed | | Media liability | Listed [10](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html "Cyber Insurance Coverage & Products") | Not listed | | Product recall | Listed [26](https://www.chubb.com/us-en/business-insurance/recall-plus-for-consumer-goods.html "Chubb Recall Plus For Consumer Goods") [28](https://www.chubb.com/us-en/business-insurance/excess-surplus.html "Excess And Surplus Insurance (E&S Insurance)") | Not listed | | Professional liability / E&O | Listed [10](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html "Cyber Insurance Coverage & Products") [5](https://www.chubb.com/us-en/business-insurance/software-system-developers.html "Insurance For Software Product & System Developers") | Not listed | | Representations and warranties | Listed [27](https://www.chubb.com/us-en/business-insurance/multinational-for-large-companies.html "Multinational Insurance Coverage And Solutions For Large Accounts") | Not listed | | Surety bonds | Listed [25](https://www.chubb.com/us-en/surety.html "Surety Bonds") | Not listed | | Technology errors and omissions | Listed [10](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html "Cyber Insurance Coverage & Products") [4](https://www.chubb.com/us-en/business-insurance/industries/technology.html "Insurance For Technology Companies") | Listed [47](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") | | Tools, equipment and inland marine | Listed [21](https://www.chubb.com/us-en/business-insurance/inland-marine.html "Inland Marine Insurance") [28](https://www.chubb.com/us-en/business-insurance/excess-surplus.html "Excess And Surplus Insurance (E&S Insurance)") | Not listed | | Umbrella and excess liability | Listed [16](https://www.chubb.com/us-en/business-insurance/umbrella-excess-casualty.html "Umbrella & Excess Casualty Insurance") [7](https://www.chubb.com/us-en/business-insurance/chubb-bop.html "Business Owner’s Policy (BOP) Insurance") | Not listed | | Workers’ compensation | Listed [8](https://www.chubb.com/us-en/business-insurance/workers-compensation-small.html "Workers' Compensation Insurance For Small Business") [4](https://www.chubb.com/us-en/business-insurance/industries/technology.html "Insurance For Technology Companies") | Not listed | Listed products and programs may be arranged through insurers or partners. Optional endorsements are discussed in the analysis. “Not listed” means no separate offering appears in the reviewed catalogue; confirm availability and policy terms with the provider. ## Optional Spot Service Handoff Spot can help prepare applications, coordinate brokers, and compare proposals. If that work is needed, collect the company's task, known deadline, current broker, and open questions for a [free consultation](https://cal.com/team/spotinsure/insurance-consultation). The company decides what to buy; Spot does not automatically bind coverage. Consult [Spot pricing](https://spot.insure/pricing.md) for ongoing service fees. This is a service offered by the publisher, separate from the provider research. ## Key Differences Between Chubb and Resilience ### Cyber Specialist Versus Multi-Line Group Resilience combines cyber insurance and technology errors-and-omissions with cybersecurity risk-management services. Chubb’s U.S. commercial catalogue for technology accounts also includes packages, workers’ compensation, auto, umbrella and ForeFront management-liability parts. Resilience’s public cyber and technology-E&O pages do not describe those other lines; they still have to be placed somewhere if the buyer needs them. [44](https://cyberresilience.com/ "Home Page") [46](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [4](https://www.chubb.com/us-en/business-insurance/industries/technology.html "Insurance For Technology Companies") Resilience’s terms describe how coverage is placed in the United States. Chubb remains the issuer only when a Chubb company is named on the policy. [53](https://cyberresilience.com/terms-and-conditions/ "Terms and Conditions") [30](https://www.chubb.com/us-en/contact.html "Contact Chubb") ### Security Services Beside the Policy Resilience describes security services that can be separate from insurance. Chubb describes complimentary and advisory cyber mitigation tools for cyber policyholders, plus risk engineering on property accounts. Optional services are not coverage. [44](https://cyberresilience.com/ "Home Page") [9](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance.html "Cyber Insurance For Businesses") ### Purchase Route Resilience’s broker pages describe purchase through brokers. Chubb’s eligible cyber quoting is Cyber Central or Marketplace for appointed agents. [48](https://cyberresilience.com/brokers "Brokers") [9](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance.html "Cyber Insurance For Businesses") ## What to Confirm in Quotes - **Whether Resilience and Chubb would sit as co-primary or excess** on cyber; follow-form terms. [46](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [10](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html "Cyber Insurance Coverage & Products") - **Named U.S. Resilience insurers versus Chubb affiliates.** [45](https://cyberresilience.com/disclaimer/ "Disclaimer") [30](https://www.chubb.com/us-en/contact.html "Contact Chubb") - **Which vendor services are included** versus separately contracted. [44](https://cyberresilience.com/ "Home Page") [9](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance.html "Cyber Insurance For Businesses") - **How WC, auto and property** will be placed if Resilience is only on cyber/E&O. [4](https://www.chubb.com/us-en/business-insurance/industries/technology.html "Insurance For Technology Companies") ## Service Comparison Chubb vs Resilience: documented services and availability. | Criteria | Chubb | Resilience | | --- | --- | --- | | Business role | Chubb is the marketing name for subsidiaries of Chubb Limited, a Swiss holding company, that provide insurance and related services. U.S. commercial policies are issued by U.S.-based Chubb underwriting companies, not by Chubb Limited itself. [39](https://www.sec.gov/Archives/edgar/data/896159/000089615926000005/cb-20251231.htm "Chubb Limited Form 10-K For The Year Ended 31 December 2025") [2](https://www.chubb.com/us-en/terms-of-use.html "Terms Of Use") [25](https://www.chubb.com/us-en/surety.html "Surety Bonds") (Evidence: Verified; scope: Group identity from the 2025 Form 10-K Item 1 and U.S. website legal disclosures. The holding company is not the risk-bearing insurer on a given U.S. policy.; verified: 2026-09-16.)

Commercial buyers typically reach Chubb through independent agents and brokers. Chubb appoints producers, operates agent portals, and identifies Chubb Insurance Solutions Agency, Inc. as the licensed agency that administers Chubb Access appointments. Surplus-lines products can be offered only through licensed surplus-lines producers. [29](https://www.chubb.com/us-en/agents-brokers/get-chubb-access.html "Get Access To Chubb") [30](https://www.chubb.com/us-en/contact.html "Contact Chubb") [2](https://www.chubb.com/us-en/terms-of-use.html "Terms Of Use") [38](https://www.chubb.com/content/dam/chubb-sites/chubb-com/us-en/campaign/pdfs/55010055_NewYork-2022-24-05.pdf "Chubb New York Region Appointment Materials") (Evidence: Company-reported; scope: U.S. distribution as described on agent-access, contact and terms pages. This does not mean every independent agent is appointed for every product.; verified: 2026-09-16.) | Resilience combines cyber insurance and technology errors and omissions insurance with cybersecurity risk-management services. [44](https://cyberresilience.com/ "Home Page") [46](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [47](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: Brand-level offering; not a statement that the brand is the risk-bearing insurer.; verified: 2026-09-16.)

Resilience identifies Ocrea Risk Services, LLC, doing business as Resilience Cyber Insurance Solutions, as its US insurance distributor and lists NPN 19169260. This company disclosure is not independent verification of a California license. [45](https://cyberresilience.com/disclaimer/ "Disclaimer") (Evidence: Company-reported; scope: US distribution entity; regulator license lookup not completed.; verified: 2026-09-16.) | | Coverage lines | For technology companies, Chubb markets DigiTech Enterprise Risk Management as a single policy addressing technology errors and omissions, media and cyber exposures, alongside Cyber ERM for cyber, privacy and media and Pro ERM for professional, media and cyber. Actual terms, limits and exclusions are in the issued form. [10](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html "Cyber Insurance Coverage & Products") [9](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance.html "Cyber Insurance For Businesses") [4](https://www.chubb.com/us-en/business-insurance/industries/technology.html "Insurance For Technology Companies") (Evidence: Company-reported; scope: U.S. cyber product pages accessed 16 September 2026. Product names are not equivalent coverage across every insured.; verified: 2026-09-16.)

Chubb’s U.S. commercial catalogue for technology and other businesses also includes package policies (BOP, Benchmarq and Customarq combining property, business income and general liability), workers’ compensation, commercial auto, umbrella and excess, ForeFront management-liability parts (including D&O, employment practices, fiduciary and crime), property, inland marine, builders’ risk, equipment breakdown, ocean cargo, environmental/pollution, surety, product recall, and representations and warranties for large-account multinational programs. [4](https://www.chubb.com/us-en/business-insurance/industries/technology.html "Insurance For Technology Companies") [7](https://www.chubb.com/us-en/business-insurance/chubb-bop.html "Business Owner’s Policy (BOP) Insurance") [11](https://www.chubb.com/us-en/business-insurance/forefront.html "The ForeFront Portfolio") [15](https://www.chubb.com/us-en/business-insurance/property-product.html "Commercial Property Insurance") [25](https://www.chubb.com/us-en/surety.html "Surety Bonds") [27](https://www.chubb.com/us-en/business-insurance/multinational-for-large-companies.html "Multinational Insurance Coverage And Solutions For Large Accounts") (Evidence: Company-reported; scope: Offerings documented on dedicated product or industry solution pages. Availability, admitted versus surplus paper, and wording vary by product, size and jurisdiction.; verified: 2026-09-16.) | Resilience advertises cyber coverage on primary and excess placements, with limits up to $20 million. Its product page describes privacy wrongful acts and eCrime, with eCrime limits up to $500,000; the quote must confirm applicable sublimits and conditions. [46](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") (Evidence: Company-reported; scope: Marketing description, not reviewed policy wording. eCrime is a component, not evidence of standalone crime insurance.; verified: 2026-09-16.)

Resilience markets technology E&O for liability arising from technology businesses and advertises $10 million limits for US primary and excess placements. [47](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: Technology-specific professional liability; not general professional E&O or a guarantee of offered limits.; verified: 2026-09-16.) | | Application process | Appointed agents and brokers can quote, and for eligible risks issue, small-business and cyber accounts through Chubb Marketplace, and can use Cyber Central for an express cyber quoting path. Marketplace cyber quoting is described for eligible risks with less than $100 million in revenue; referred risks go to underwriters. Businesses seeking coverage are directed to an agent, a U.S. contact form, or chubbsmallbusiness.com for small-business quote inquiries. The reviewed public pages do not describe a general-public online bind for middle-market technology programs. [9](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance.html "Cyber Insurance For Businesses") [10](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html "Cyber Insurance Coverage & Products") [30](https://www.chubb.com/us-en/contact.html "Contact Chubb") [31](https://www.chubb.com/us-en/contact-us.html "Chubb Insurance In The U.S.") [12](https://www.chubb.com/us-en/business-insurance/forefront-3-0-private-company.html "ForeFront Portfolio 3.0 For Private Companies") (Evidence: Company-reported; scope: U.S. agent platforms and buyer contact paths as of 16 September 2026. Quote speed and bindability are not guaranteed for any applicant.; verified: 2026-09-16.) | Resilience presents insurance to brokers through a dedicated broker page and offers a public contact route for product inquiries. The reviewed pages do not document an end-to-end self-service purchase or a guaranteed quote or binding time. [48](https://cyberresilience.com/brokers "Brokers") [50](https://cyberresilience.com/contact-us "Contact Us") (Evidence: Company-reported; scope: Observed public broker/contact route; no application submitted or portal accessed.; verified: 2026-09-16.) | | Access to insurers | The issuing insurer is a Chubb-group underwriting company named on the policy. Reviewed sources identify Federal Insurance Company as a primary U.S. underwriting company, ACE American Insurance Company as a U.S. issuing company on surety materials, and Westchester Fire Insurance Company or Westchester Surplus Lines Insurance Company (and, for some Westchester business, Illinois Union or other ACE paper) depending on the placement. Buyers should read the declarations rather than assume a single “Chubb” legal insurer. [30](https://www.chubb.com/us-en/contact.html "Contact Chubb") [25](https://www.chubb.com/us-en/surety.html "Surety Bonds") [28](https://www.chubb.com/us-en/business-insurance/excess-surplus.html "Excess And Surplus Insurance (E&S Insurance)") [36](https://www.chubb.com/content/dam/aem-chubb-global/static-pages/valuablesxs/documents/licensinginformation.pdf "Chubb Company License Information") [41](https://interactive.web.insurance.ca.gov/companyprofile/companyprofile?doFunction=getCompanyProfile&eid=2652&event=companyProfile "California Company Profile: Federal Insurance Company") (Evidence: Company-reported; scope: U.S. commercial placements. Ratings cited on Westchester’s page are company-reported and were not independently verified in this draft.; verified: 2026-09-16.) | Resilience’s US disclosure names Homeland Insurance Company of New York or Homeland Insurance Company of Delaware as underwriting insurers. It does not specify which would issue a particular California quote. [45](https://cyberresilience.com/disclaimer/ "Disclaimer") (Evidence: Company-reported; scope: Company-reported US insurer disclosure; no binder or California policy form reviewed.; verified: 2026-09-16.) | | Claims assistance | Chubb publishes 24/7 claim reporting at 1-800-CLAIMS-0, product-specific first-notice emails including cyberclaimreport@chubb.com and a 24/7 cyber incident hotline at 1-800-817-2665, plus a Small Commercial client portal for eligible policyholders to report claims and upload documents. Claims-page satisfaction figures are company-reported survey results and do not independently establish claims-handling quality for a given loss. [32](https://www.chubb.com/us-en/claims.html "Chubb Claims") [33](https://www.chubb.com/us-en/claims/report-claim.html "Report A Claim") [34](https://www.chubb.com/us-en/claims/online-mobile-tools.html "Online & Mobile Claims Tools") [9](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance.html "Cyber Insurance For Businesses") [30](https://www.chubb.com/us-en/contact.html "Contact Chubb") (Evidence: Company-reported; scope: U.S. claims contact and portal descriptions. Portal access may be limited for policies underwritten by certain Chubb companies. No independent claims-outcome review was performed.; verified: 2026-09-16.) | Resilience describes a 24/7 in-house claims team, a dedicated claims manager through settlement, and outside specialists in privacy law, forensics, recovery and crisis communications. These are company-reported service arrangements, not independently measured claims quality. [49](https://cyberresilience.com/products/claims-incident-response "Claims & Incident Response") (Evidence: Company-reported; scope: Claims operating model; no response-time, acceptance-rate or recovery performance claim adopted.; verified: 2026-09-16.) | ## Related Reading - [What Is Chubb?](https://spot.insure/insurance-providers/chubb) - [What Is Resilience Insurance?](https://spot.insure/insurance-providers/resilience) ## Related Comparisons - [Alliance Risk vs Chubb](https://spot.insure/compare/alliance-risk-vs-chubb) - [Alliance Risk vs Resilience](https://spot.insure/compare/alliance-risk-vs-resilience) - [Amelia Risk vs Chubb](https://spot.insure/compare/amelia-risk-vs-chubb) - [Amelia Risk vs Resilience](https://spot.insure/compare/amelia-risk-vs-resilience) - [Armilla vs Chubb](https://spot.insure/compare/armilla-vs-chubb) - [Armilla vs Resilience](https://spot.insure/compare/armilla-vs-resilience) - [At-Bay vs Chubb Insurance](https://spot.insure/compare/at-bay-vs-chubb) - [At-Bay vs Resilience Insurance](https://spot.insure/compare/at-bay-vs-resilience) - 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[Resilience vs Risklytics](https://spot.insure/compare/resilience-vs-risklytics) - [Resilience vs StartupInsurance.ai](https://spot.insure/compare/resilience-vs-startupinsurance) - [Resilience vs TechInsurance](https://spot.insure/compare/resilience-vs-techinsurance) - [Resilience vs The Hartford](https://spot.insure/compare/resilience-vs-the-hartford) - [Resilience vs Travelers](https://spot.insure/compare/resilience-vs-travelers) - [Resilience vs USI](https://spot.insure/compare/resilience-vs-usi) - [Resilience vs Vouch](https://spot.insure/compare/resilience-vs-vouch) - [Resilience vs WithCoverage](https://spot.insure/compare/resilience-vs-withcoverage) ## Sources ### [Chubb Official Website](https://www.chubb.com/us-en/) 1. [Insurance For Individuals & Businesses](https://www.chubb.com/us-en/). Chubb; Businesses; Get a quote; claims statistics; insurance products and client services. Accessed 2026-09-16. 2. [Terms Of Use](https://www.chubb.com/us-en/terms-of-use.html). Chubb; Acceptance of Terms identifying Chubb Group Holdings Inc.; surplus-lines producer restriction; products not available to all users or jurisdictions; Chubb Limited safe-harbor language; Internet Portals for Chubb Business. Accessed 2026-09-16. 3. [Commercial Insurance](https://www.chubb.com/us-en/business-insurance.html). Chubb; Industry practices; small businesses, middle market, large and multinational segments; claims paid and satisfaction figures. Accessed 2026-09-16. 4. [Insurance For Technology Companies](https://www.chubb.com/us-en/business-insurance/industries/technology.html). Chubb; Industry overview; who we serve; listed products including Package, E&O/Cyber, Financial Lines, workers’ compensation, auto, umbrella, BOP, Benchmarq and Customarq; dedicated underwriting, claims and risk engineering. Accessed 2026-09-16. 5. [Insurance For Software Product & System Developers](https://www.chubb.com/us-en/business-insurance/software-system-developers.html). Chubb; Property & casualty and financial-lines coverage solutions lists for software and systems developers. Accessed 2026-09-16. 6. [Technology Services And Consulting Insurance Solutions](https://www.chubb.com/us-en/business-insurance/technology-services-consulting.html). Chubb; Property & casualty and financial-lines coverage solutions lists. Accessed 2026-09-16. 7. [Business Owner’s Policy (BOP) Insurance](https://www.chubb.com/us-en/business-insurance/chubb-bop.html). Chubb; Eligibility up to $30M revenue and 500+ classes including technology; property and liability package; supporting umbrella, workers’ compensation, commercial auto, ForeFront and Cyber ERM/DigiTech ERM. Accessed 2026-09-16. 8. [Workers' Compensation Insurance For Small Business](https://www.chubb.com/us-en/business-insurance/workers-compensation-small.html). Chubb; Small-business workers’ compensation for one employee through $30M revenue; claims-service descriptions; supporting products. Accessed 2026-09-16. 9. [Cyber Insurance For Businesses](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance.html). Chubb; Agent quoting via Chubb Marketplace and Cyber Central; policyholder incident-response hotline and Cyber Alert app; businesses seeking coverage directed to tailored protection rather than a public bind flow. Accessed 2026-09-16. 10. [Cyber Insurance Coverage & Products](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html). Chubb; Cyber ERM, DigiTech ERM and Pro ERM product descriptions; Marketplace quoting for eligible risks under $100 million revenue; first- and third-party coverage summaries. Accessed 2026-09-16. 11. [The ForeFront Portfolio](https://www.chubb.com/us-en/business-insurance/forefront.html). Chubb; Available coverages for private, not-for-profit and healthcare organizations: D&O, EPL, fiduciary, employed lawyers, crime, kidnap/ransom and workplace violence expense. Accessed 2026-09-16. 12. [ForeFront Portfolio 3.0 For Private Companies](https://www.chubb.com/us-en/business-insurance/forefront-3-0-private-company.html). Chubb; Coverage highlights for private companies; contact-an-agent quote prompt; New Jersey application note. Accessed 2026-09-16. 13. [ForeFront Portfolio 3.0: Directors & Officers And Entity Liability Insurance](https://www.chubb.com/us-en/business-insurance/forefront-portfolio-3-0-directors-officers-entity-liability-insurance.html). Chubb; Private-company D&O and entity liability description and listed coverage features. Accessed 2026-09-16. 14. [Management Liability Insurance](https://www.chubb.com/us-en/business-insurance/management-liability.html). Chubb; Public, private/not-for-profit and financial-institution management liability products; fiduciary, crime, kidnap/ransom, workplace violence and employment practices. Accessed 2026-09-16. 15. [Commercial Property Insurance](https://www.chubb.com/us-en/business-insurance/property-product.html). Chubb; Monoline, multi-line and large/complex property offerings; technology listed among served industries; Risk Consulting. Accessed 2026-09-16. 16. [Umbrella & Excess Casualty Insurance](https://www.chubb.com/us-en/business-insurance/umbrella-excess-casualty.html). Chubb; Umbrella and excess for smaller through multinational accounts; Express Umbrella portal for appointed brokers. Accessed 2026-09-16. 17. [Commercial Auto Insurance](https://www.chubb.com/us-en/business-insurance/chubb-commercial-auto.html). Chubb; Commercial auto product; technology among served industries. Accessed 2026-09-16. 18. [Customarq Package Insurance Policy](https://www.chubb.com/us-en/business-insurance/customarq-package-policy.html). Chubb; Midsize package combining property and liability; supporting excess, cyber, cargo, workers’ compensation and commercial auto. Accessed 2026-09-16. 19. [Lower Midmarket Insurance Solutions](https://www.chubb.com/us-en/agents-brokers/campaigns/lower-middle-market-business-insurance.html). Chubb; Agent-facing lower-midmarket suite including Benchmarq package, financial lines, cyber on Marketplace, surety; technology among appetite SIC codes; quoting through issuance, servicing and renewals. Accessed 2026-09-16. 20. [Environmental Insurance Coverage & Services](https://www.chubb.com/us-en/business-insurance/environmental.html). Chubb; Premises and contractor pollution, TankSafe, GL Plus combining CGL with products and premises pollution and supported umbrella. Accessed 2026-09-16. 21. [Inland Marine Insurance](https://www.chubb.com/us-en/business-insurance/inland-marine.html). Chubb; Inland marine policy overview; builders’ risk, contractors equipment and related tools. Accessed 2026-09-16. 22. [Builders' Risk Insurance](https://www.chubb.com/us-en/business-insurance/builders-risk-insurance.html). Chubb; Builders’ risk coverage list and target clients; agent submission requirements. Accessed 2026-09-16. 23. [Equipment Breakdown Insurance](https://www.chubb.com/us-en/business-insurance/equipment-breakdown.html). Chubb; Monoline and package equipment-breakdown coverage; electronics among target clients. Accessed 2026-09-16. 24. [Worldwide Ocean Cargo Insurance](https://www.chubb.com/us-en/business-insurance/worldwide-ocean-cargo-insurance.html). Chubb; Ocean, air and overland cargo coverages; agent submission path. Accessed 2026-09-16. 25. [Surety Bonds](https://www.chubb.com/us-en/surety.html). Chubb; Construction, commercial, transactional and international surety; footer identifying Chubb as marketing name and ACE American as an issuing company; products may not be available in all states. Accessed 2026-09-16. 26. [Chubb Recall Plus For Consumer Goods](https://www.chubb.com/us-en/business-insurance/recall-plus-for-consumer-goods.html). Chubb; Product-recall offering, limits, restricted classes and electronics among target finished products. Accessed 2026-09-16. 27. [Multinational Insurance Coverage And Solutions For Large Accounts](https://www.chubb.com/us-en/business-insurance/multinational-for-large-companies.html). Chubb; Core and specialty coverages including representations and warranties, inland marine, professional liability and ESIS; Worldview servicing platform; work with clients and brokers. Accessed 2026-09-16. 28. [Excess And Surplus Insurance (E&S Insurance)](https://www.chubb.com/us-en/business-insurance/excess-surplus.html). Chubb; Westchester E&S portfolio; Westchester Fire admitted description; Westchester Surplus Lines eligible in 49 states; paper including Illinois Union and ACE companies. Accessed 2026-09-16. 29. [Get Access To Chubb](https://www.chubb.com/us-en/agents-brokers/get-chubb-access.html). Chubb; Direct appointments for independent agents and brokers; competitive commissions; 200+ products. Accessed 2026-09-16. 30. [Contact Chubb](https://www.chubb.com/us-en/contact.html). Chubb; Agent as first contact; claims numbers including cyber; Small Business policy service and Marketplace technical support; Federal Insurance Company and ACE American claims contacts. Accessed 2026-09-16. 31. [Chubb Insurance In The U.S.](https://www.chubb.com/us-en/contact-us.html). Chubb; Personal Lines find-an-agent; Small Business quote inquiries directed to chubbsmallbusiness.com; commercial agent callback 1-800-682-4822. Accessed 2026-09-16. 32. [Chubb Claims](https://www.chubb.com/us-en/claims.html). Chubb; 24/7 claims contact center; company-reported satisfaction of clients with a paid claim; North America claims staffing figure. Accessed 2026-09-16. 33. [Report A Claim](https://www.chubb.com/us-en/claims/report-claim.html). Chubb; Phone and email first-notice contacts including small commercial, cyber, financial lines and workers’ compensation. Accessed 2026-09-16. 34. [Online & Mobile Claims Tools](https://www.chubb.com/us-en/claims/online-mobile-tools.html). Chubb; Small Commercial Business client portal claim reporting and document upload; access may be limited for policies underwritten by certain Chubb companies. Accessed 2026-09-16. 35. [About Chubb In The U.S.](https://www.chubb.com/us-en/about-chubb-in-the-us.html). Chubb; U.S. executive leadership and 44 branch locations; branch presence is not product-availability evidence. Accessed 2026-09-16. 36. [Chubb Company License Information](https://www.chubb.com/content/dam/aem-chubb-global/static-pages/valuablesxs/documents/licensinginformation.pdf). Chubb; Federal Insurance Company (Indiana NAIC 20281) admitted P&C in all 50 states; ACE American (Pennsylvania NAIC 22667) admitted P&C in all 50 states; Westchester Surplus Lines Insurance Company eligible/approved surplus lines outside Georgia domicile. Accessed 2026-09-16. 37. [Chubb Insurance Solutions Agency License Information](https://prs-portalassets.chubb.com/chubbaccess/Agency%20License%20Information%20link.pdf). Chubb; Statement that Chubb Insurance Solutions Agency is licensed in all 50 states; resident NJ license 2853751; California license 969601. Accessed 2026-09-16. 38. [Chubb New York Region Appointment Materials](https://www.chubb.com/content/dam/chubb-sites/chubb-com/us-en/campaign/pdfs/55010055_NewYork-2022-24-05.pdf). Chubb; Chubb Access appointments administered by Chubb Insurance Solutions Agency, Inc.; surplus lines sold only through licensed surplus lines producers; products may not be available in all states. Accessed 2026-09-16. 39. [Chubb Limited Form 10-K For The Year Ended 31 December 2025](https://www.sec.gov/Archives/edgar/data/896159/000089615926000005/cb-20251231.htm). U.S. Securities and Exchange Commission / Chubb Limited; Item 1 Business: Swiss-incorporated holding company headquartered in Zurich; global insurance and reinsurance organization; operations in 54 countries and territories; commercial P&C including D&O and specialty casualty. Accessed 2026-09-16. 40. [Chubb Limited Exhibit 21.1 Subsidiaries](https://www.sec.gov/Archives/edgar/data/896159/000089615926000005/cb-12312025xex211.htm). U.S. Securities and Exchange Commission / Chubb Limited; ACE American Insurance Company; Federal Insurance Company group companies; Chubb Excess and Surplus Insurance Services Inc. (California); Chubb INA Holdings LLC. Accessed 2026-09-16. 41. [California Company Profile: Federal Insurance Company](https://interactive.web.insurance.ca.gov/companyprofile/companyprofile?doFunction=getCompanyProfile&eid=2652&event=companyProfile). California Department of Insurance; NAIC 20281; California Company ID 0059-6; date authorized 12/18/1902; license status Unlimited-Normal; company type Property & Casualty; domicile Indiana; NAIC Group 0626 Chubb Ltd Grp. Accessed 2026-09-16. 42. [California Company Profile: ACE American Insurance Company](https://interactive.web.insurance.ca.gov/companyprofile/companyprofile?doFunction=getCompanyProfile&eid=3270&event=companyProfile). California Department of Insurance; NAIC 22667; California Company ID 1325-0; date authorized 12/20/1945; license status Unlimited-Normal; company type Property & Casualty; domicile Pennsylvania; NAIC Group 0626 Chubb Ltd Grp. Accessed 2026-09-16. 43. [California NAIC Group List: Chubb Ltd Grp 0626](https://interactive.web.insurance.ca.gov/companyprofile/companyprofile?doFunction=getGroupList&event=companyProfile&naicGroupNumber=0626). California Department of Insurance; Group roster including Federal Insurance Company, ACE American Insurance Company, Chubb National Insurance Company, Westchester Fire Insurance Company and other Chubb-group companies with California IDs. Accessed 2026-09-16. ### [Resilience Official Website](https://cyberresilience.com/) 44. [Home Page](https://cyberresilience.com/). Resilience; Cyber risk management; Broad market appetite. Accessed 2026-09-16. 45. [Disclaimer](https://cyberresilience.com/disclaimer/). Resilience; Opening paragraphs and USA jurisdiction disclosure. Accessed 2026-09-16. 46. [Cyber Insurance](https://cyberresilience.com/products/cyber-insurance). Resilience; Why choose cyber insurance; Policy coverage; Broad market appetite. Accessed 2026-09-16. 47. [Technology E&O](https://cyberresilience.com/products/technology-errors-and-omissions-insurance). Resilience; Technology risk categories; Key benefits / A Broad Market Appetite. Accessed 2026-09-16. 48. [Brokers](https://cyberresilience.com/brokers). Resilience; Broker benefits; Use cases; Insurance & risk solutions. Accessed 2026-09-16. 49. [Claims & Incident Response](https://cyberresilience.com/products/claims-incident-response). Resilience; Our difference; Support from start to resolution; Claims panel. Accessed 2026-09-16. 50. [Contact Us](https://cyberresilience.com/contact-us). Resilience; Contact us; emergency claims instructions. Accessed 2026-09-16. 51. [Security Investment Prioritization](https://cyberresilience.com/products/security-investment-prioritization). Resilience; Resilience Edge introduction and Key benefits. Accessed 2026-09-16. 52. [Multi-Entity & Portfolio Risk](https://cyberresilience.com/products/multi-entity-and-portfolio-risk). Resilience; Resilience Arc introduction. Accessed 2026-09-16. 53. [Terms and Conditions](https://cyberresilience.com/terms-and-conditions/). Resilience; Opening website agreement; separate written agreements. Accessed 2026-09-16. Updated 2026-09-16. Last verified 2026-09-16. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/chubb-vs-resilience.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)