---
title: "Chubb vs Lockton: General Liability Insurance"
description: "Chubb’s package products fit small businesses with up to $30 million in revenue; Lockton builds custom general liability programs for global manufacturers, REITs and large enterprises."
canonical: "https://spot.insure/compare/chubb-vs-lockton/general-liability"
page-type: "line-comparison"
updated-at: "2026-09-25"
comparison-pair: "chubb-vs-lockton"
provider-a: "chubb"
provider-b: "lockton"
coverage-line: "general-liability"
---

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[Human-readable page](https://spot.insure/compare/chubb-vs-lockton/general-liability)

## Agent Guide

**What this page is:** Focused comparison of Chubb and Lockton for General Liability Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for General Liability Insurance questions about Chubb versus Lockton. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Chubb vs Lockton for General Liability Insurance: how do they differ?
- Which is better for General Liability Insurance, Chubb or Lockton?
- What does Chubb or Lockton publish about General Liability Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: General Liability Insurance. Providers: Chubb and Lockton.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25.

**Related pages:**
- [Chubb vs Lockton](https://spot.insure/compare/chubb-vs-lockton) — all coverage lines for this pair
- [General Liability Insurance guide](https://spot.insure/coverage/general-liability) — how this coverage works
- [Chubb profile](https://spot.insure/insurance-providers/chubb) — provider profile
- [Lockton profile](https://spot.insure/insurance-providers/lockton) — provider profile

# Chubb vs Lockton: How Do They Compare for General Liability Insurance?

Lockton brokers GL with custom program structures and one dedicated service team for manufacturers, contractors, healthcare companies and REITs. Chubb packages GL for small businesses with up to $30 million in revenue, or pairs it with pollution cover in GL Plus.

Chubb offers packaged general liability to small businesses up to $30 million in revenue; Lockton builds custom casualty programs for global manufacturers and large enterprises.

## Chubb vs Lockton General Liability Insurance Summary

Chubb’s package products fit small businesses with up to $30 million in revenue; Lockton builds custom general liability programs for global manufacturers, REITs and large enterprises. [1](https://www.chubb.com/us-en/business-insurance/chubb-bop.html "Business Owner's Policy (BOP) Insurance") [5](https://global.lockton.com/us/en/products-services/general-product "US > General & Product Liability")

## What Are the Key Differences Between Chubb and Lockton General Liability Insurance?

### Built for Small Businesses vs Complex Global Programs

Chubb lists more than 500 business classes and sells general liability through packages including BOP, Benchmarq, Customarq and GL Plus. [1](https://www.chubb.com/us-en/business-insurance/chubb-bop.html "Business Owner's Policy (BOP) Insurance") Lockton’s general liability offering is aimed at global manufacturers, B2B service providers, REITs, contractors and healthcare companies, with custom programs assembled from insurers across the global market. [5](https://global.lockton.com/us/en/products-services/general-product "US > General & Product Liability") Choose Chubb if your business has up to $30 million in revenue and fits its package classes; choose Lockton if you are a global manufacturer, REIT or other large commercial buyer that needs a custom program.

### Packaged Products vs Custom Casualty Design

With Chubb, you select among its own packages; Lockton designs the program and can coordinate general liability with environmental impairment, medical malpractice and product recall coverage. [1](https://www.chubb.com/us-en/business-insurance/chubb-bop.html "Business Owner's Policy (BOP) Insurance") [5](https://global.lockton.com/us/en/products-services/general-product "US > General & Product Liability")

### Risk and Claims Support

Chubb offers Risk Consulting and casualty claims services to package policyholders. [2](https://www.chubb.com/us-en/business-insurance/environmental.html "Environmental Insurance Coverage & Services") Lockton says clients keep a dedicated service team through the placement process. [6](https://global.lockton.com/us/en/products-services/casualty "Casualty Insurance")

## What Should You Confirm in Chubb and Lockton General Liability Insurance Quotes?

- Confirm that your revenue and business class fit Chubb’s stated $30 million and 500-plus-class range. [1](https://www.chubb.com/us-en/business-insurance/chubb-bop.html "Business Owner's Policy (BOP) Insurance")
- Ask Lockton which insurers it proposes for your program and who will handle claims. [5](https://global.lockton.com/us/en/products-services/general-product "US > General & Product Liability")
- Request the available general liability limits from both; the reviewed pages do not publish standard limits. [1](https://www.chubb.com/us-en/business-insurance/chubb-bop.html "Business Owner's Policy (BOP) Insurance") [5](https://global.lockton.com/us/en/products-services/general-product "US > General & Product Liability")
- Ask whether Lockton prices related casualty coverages together with general liability or separately. [5](https://global.lockton.com/us/en/products-services/general-product "US > General & Product Liability")

## Chubb vs Lockton General Liability Insurance Compared

| Criteria | Chubb General Liability Insurance | Lockton General & Product Liability Insurance Brokerage |
| --- | --- | --- |
| Who It’s For | Chubb's package products that include general liability target small businesses with up to $30 million in revenue across more than 500 business classes, including technology, healthcare, retail and manufacturing. [1](https://www.chubb.com/us-en/business-insurance/chubb-bop.html "Business Owner's Policy (BOP) Insurance") (Evidence: Company-reported; scope: BOP eligibility criteria; restates the fact for the general-liability component of the package..) | Lockton says it has a general liability solution for global manufacturers, business-to-business service providers, consumer products companies, REITs, contractors and healthcare companies. [5](https://global.lockton.com/us/en/products-services/general-product "US > General & Product Liability") (Evidence: Company-reported; scope: General & Product Liability page as read 2026-09-23. Lists example industries served, not a complete eligibility matrix..) |
| Coverage Features | Chubb's GL Plus product combines commercial general liability with affirmative products pollution liability and scalable premises pollution liability, and can be paired with umbrella coverage. [2](https://www.chubb.com/us-en/business-insurance/environmental.html "Environmental Insurance Coverage & Services") (Evidence: Company-reported; scope: Environmental Insurance product page describing GL Plus; targeted at businesses with pollution exposure alongside standard GL exposure..)<br><br>Within Chubb's BOP, general liability is bundled with property coverage and optional enhancements such as employment practices liability, foreign liability, equipment breakdown and crime coverage. [1](https://www.chubb.com/us-en/business-insurance/chubb-bop.html "Business Owner's Policy (BOP) Insurance") (Evidence: Company-reported; scope: BOP coverage-highlights list; enhancement availability depends on the issued policy and state..) | Lockton groups general liability brokerage with related casualty coverages it also places for the same clients: environmental impairment, medical malpractice, product recall and umbrella/excess liability, in addition to product liability itself. [5](https://global.lockton.com/us/en/products-services/general-product "US > General & Product Liability") (Evidence: Company-reported; scope: General & Product Liability page as read 2026-09-23. A capability list, not a specimen policy..) |
| Role in This Line | Chubb does not sell general liability as a standalone monoline product on its public pages. It is packaged inside Chubb's BOP, Benchmarq and Customarq commercial package policies, or combined with pollution coverage in the GL Plus product. [1](https://www.chubb.com/us-en/business-insurance/chubb-bop.html "Business Owner's Policy (BOP) Insurance") [4](https://www.chubb.com/us-en/business-insurance/industries/technology.html "Insurance for Technology Companies") (Evidence: Company-reported; scope: BOP and technology-industry pages; a business seeking liability-only coverage should confirm whether Chubb will quote it outside a package..) | Lockton brokers general liability rather than underwriting it. It says it designs custom program structures for commercial clients using insurers across the global market. [5](https://global.lockton.com/us/en/products-services/general-product "US > General & Product Liability") (Evidence: Company-reported; scope: General & Product Liability page as read 2026-09-23..) |
| Risk Services | Chubb Risk Consulting is available to GL Plus and package policyholders, and Chubb says it offers casualty claims services for negligence and misconduct claims. [2](https://www.chubb.com/us-en/business-insurance/environmental.html "Environmental Insurance Coverage & Services") (Evidence: Company-reported; scope: Environmental page Risk Consulting and Casualty Claims sections; not exclusive to general liability..) | Lockton's casualty pages say clients keep the same dedicated service team throughout the placement process, which Lockton says helps it anticipate client needs and create accountability. [6](https://global.lockton.com/us/en/products-services/casualty "Casualty Insurance") (Evidence: Company-reported; scope: Casualty product page as read 2026-09-23..) |

## About Chubb and Lockton and General Liability Insurance

- [Chubb company profile](https://spot.insure/insurance-providers/chubb) · [Chubb customer reviews](https://spot.insure/insurance-providers/chubb/reviews)
- [Lockton company profile](https://spot.insure/insurance-providers/lockton) · [Lockton customer reviews](https://spot.insure/insurance-providers/lockton/reviews)
- [What Is General Liability Insurance?](https://spot.insure/coverage/general-liability)

## Related Pages for Chubb vs Lockton General Liability Insurance

- [Chubb vs Lockton](https://spot.insure/compare/chubb-vs-lockton): all coverage lines, business roles, service and claims.
- [What Is General Liability Insurance?](https://spot.insure/coverage/general-liability): General liability can protect your business from covered injury and property-damage claims; your building, tools and stock need separate property coverage.
- [Chubb General Liability Insurance](https://spot.insure/insurance-providers/chubb/general-liability)
- [Lockton General Liability Insurance](https://spot.insure/insurance-providers/lockton/general-liability)

## Sources for Chubb vs Lockton General Liability Insurance

### Sources About Chubb

1. [Business Owner's Policy (BOP) Insurance](https://www.chubb.com/us-en/business-insurance/chubb-bop.html). Chubb; Chubb BOP Coverage Highlights: property and liability package; Total Account Solution add-ons. Accessed 2026-09-23.
2. [Environmental Insurance Coverage & Services](https://www.chubb.com/us-en/business-insurance/environmental.html). Chubb; Chubb GL Plus: combines Commercial General Liability, affirmative Products Pollution, and scalable Premises Pollution Liability with supported Umbrella coverage. Accessed 2026-09-23.
3. [Umbrella & Excess Casualty Insurance](https://www.chubb.com/us-en/business-insurance/umbrella-excess-casualty.html). Chubb; Insights article link: "What is commercial general liability insurance? Learn more about CGL insurance and how to protect your business.". Accessed 2026-09-23.
4. [Insurance for Technology Companies](https://www.chubb.com/us-en/business-insurance/industries/technology.html). Chubb; Commercial package insurance section naming BOP, Benchmarq and Customarq as package options that include general liability. Accessed 2026-09-23.

### Sources About Lockton

5. [US > General & Product Liability](https://global.lockton.com/us/en/products-services/general-product). Lockton; Tailored solutions intro; industries named (global manufacturer, business-to-business service provider, consumer products company, REIT, contractor, healthcare company); liability solutions list (environmental impairment, medical malpractice, global risk, product liability, professional liability/indemnity, product recall, umbrella liability and excess). Accessed 2026-09-23.
6. [Casualty Insurance](https://global.lockton.com/us/en/products-services/casualty). Lockton; Casualty Insurance Solutions list: Auto, Cargo, General & Product Liability, Umbrella & Excess Liability, Workers' Compensation; dedicated service team paragraph. Accessed 2026-09-23.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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