---
title: "Chubb vs Corgi: Fiduciary Liability Insurance"
description: "Chubb includes the employee benefit plan itself among ForeFront fiduciary insureds; Corgi offers the line only in Growth Stage and Custom packages and excludes settlor acts, ESOPs, multi-employer plans and government investigations as Claims."
canonical: "https://spot.insure/compare/chubb-vs-corgi/fiduciary"
page-type: "line-comparison"
updated-at: "2026-09-29"
comparison-pair: "chubb-vs-corgi"
provider-a: "chubb"
provider-b: "corgi"
coverage-line: "fiduciary"
---

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[Human-readable page](https://spot.insure/compare/chubb-vs-corgi/fiduciary)

## Agent Guide

**What this page is:** Focused comparison of Chubb and Corgi for Fiduciary Liability Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Fiduciary Liability Insurance questions about Chubb versus Corgi. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Chubb vs Corgi for Fiduciary Liability Insurance: how do they differ?
- Which is better for Fiduciary Liability Insurance, Chubb or Corgi?
- What does Chubb or Corgi publish about Fiduciary Liability Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Fiduciary Liability Insurance. Providers: Chubb and Corgi.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-29.

**Related pages:**
- [Chubb vs Corgi](https://spot.insure/compare/chubb-vs-corgi) — all coverage lines for this pair
- [Fiduciary Liability Insurance guide](https://spot.insure/coverage/fiduciary) — how this coverage works
- [Chubb profile](https://spot.insure/insurance-providers/chubb) — provider profile
- [Corgi profile](https://spot.insure/insurance-providers/corgi) — provider profile

# Chubb vs Corgi: How Do They Compare for Fiduciary Liability Insurance?

Chubb underwrites fiduciary liability for private companies through ForeFront Portfolio 3.0; Corgi offers fiduciary coverage only in its Growth Stage and Custom startup packages.

Chubb’s ForeFront fiduciary covers the company, its people and the benefit plan; Corgi’s CORG-FL-0100 is limited to Growth Stage and Custom packages and excludes settlor acts and government investigations as Claims.

## Chubb vs Corgi Fiduciary Liability Insurance Summary

Chubb includes the employee benefit plan itself among ForeFront fiduciary insureds; Corgi offers the line only in Growth Stage and Custom packages and excludes settlor acts, ESOPs, multi-employer plans and government investigations as Claims. [1](https://www.chubb.com/us-en/business-insurance/forefront-portfolio-3-0-fiduciary-liability-insurance.html "ForeFront Portfolio 3.0: Fiduciary Liability Insurance in the U.S.") [3](https://www.corgi.insure/fiduciary-liability "Fiduciary Liability Insurance for Startups")

## What Are the Key Differences Between Chubb and Corgi Fiduciary Liability Insurance?

### Private-Company Portfolio Versus Startup Package

Chubb underwrites fiduciary within ForeFront Portfolio 3.0 for privately owned companies. Corgi offers the line only in Growth Stage and Custom packages, leaving it out of Pre-Seed & Seed and Series A tiers. [1](https://www.chubb.com/us-en/business-insurance/forefront-portfolio-3-0-fiduciary-liability-insurance.html "ForeFront Portfolio 3.0: Fiduciary Liability Insurance in the U.S.") [2](https://www.chubb.com/us-en/business-insurance/forefront.html "The ForeFront Portfolio") [4](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes")

### Settlor Acts and Who Counts as a Claim

Chubb lists wrongful benefit denials or changes, prohibited transactions and plan-administration failures and insures the company, executives, employees and the benefit plan. Corgi publishes a more specific standard-form scope: [1](https://www.chubb.com/us-en/business-insurance/forefront-portfolio-3-0-fiduciary-liability-insurance.html "ForeFront Portfolio 3.0: Fiduciary Liability Insurance in the U.S.")

The standard policy (CORG-FL-0100) is claims-made and covers ERISA breach-of-fiduciary-duty claims such as excessive-fee litigation, plan administration errors and late deposit of employee contributions, but excludes settlor acts (plan design, amendment or termination decisions), ESOPs and multi-employer plans from the standard form. [3](https://www.corgi.insure/fiduciary-liability "Fiduciary Liability Insurance for Startups") (Evidence: Company-reported; scope: Fiduciary coverage table and scenario/policy notes; illustrative summary, not policy wording..)

Corgi says DOL investigations, IRS audits and HHS inquiries are not covered “Claims”; Chubb’s public allegation list does not resolve that issue, so ask whether its quote pays investigation costs before a participant lawsuit. [1](https://www.chubb.com/us-en/business-insurance/forefront-portfolio-3-0-fiduciary-liability-insurance.html "ForeFront Portfolio 3.0: Fiduciary Liability Insurance in the U.S.") [3](https://www.corgi.insure/fiduciary-liability "Fiduciary Liability Insurance for Startups")

### Limits Shown in Public Materials

Chubb’s reviewed page does not publish fiduciary limits or retentions. Corgi shows illustrative limits of up to $1 million per claim and $2 million aggregate, with defense inside the limit and a $25,000 per-claim self-insured retention. [1](https://www.chubb.com/us-en/business-insurance/forefront-portfolio-3-0-fiduciary-liability-insurance.html "ForeFront Portfolio 3.0: Fiduciary Liability Insurance in the U.S.") [3](https://www.corgi.insure/fiduciary-liability "Fiduciary Liability Insurance for Startups")

### How You Buy

Chubb places the coverage as part of ForeFront, which agents and brokers can quote and issue through Chubb Marketplace. Corgi uses an online “Get a Fiduciary quote” flow, the same self-serve path as its other startup lines. [2](https://www.chubb.com/us-en/business-insurance/forefront.html "The ForeFront Portfolio") [3](https://www.corgi.insure/fiduciary-liability "Fiduciary Liability Insurance for Startups")

## What Should You Confirm in Chubb and Corgi Fiduciary Liability Insurance Quotes?

- Ask Corgi whether HIPAA, ERISA civil-penalty or voluntary-compliance endorsements are on the quote; the reviewed page treats those as optional. [3](https://www.corgi.insure/fiduciary-liability "Fiduciary Liability Insurance for Startups")
- Confirm whether Chubb’s specimen covers settlor-type decisions that Corgi’s standard form excludes. [1](https://www.chubb.com/us-en/business-insurance/forefront-portfolio-3-0-fiduciary-liability-insurance.html "ForeFront Portfolio 3.0: Fiduciary Liability Insurance in the U.S.") [3](https://www.corgi.insure/fiduciary-liability "Fiduciary Liability Insurance for Startups")
- Compare Corgi’s illustrative $1 million / $2 million figures with the Chubb Marketplace limit. [3](https://www.corgi.insure/fiduciary-liability "Fiduciary Liability Insurance for Startups") [2](https://www.chubb.com/us-en/business-insurance/forefront.html "The ForeFront Portfolio")
- Get the issuing insurer: Corgi’s disclaimers say it depends on product, jurisdiction and risk; Chubb writes ForeFront on its own paper. [5](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") [1](https://www.chubb.com/us-en/business-insurance/forefront-portfolio-3-0-fiduciary-liability-insurance.html "ForeFront Portfolio 3.0: Fiduciary Liability Insurance in the U.S.")

## Chubb vs Corgi Fiduciary Liability Insurance Compared

| Criteria | Chubb ForeFront Portfolio 3.0 Fiduciary Liability Insurance | Corgi Fiduciary Liability |
| --- | --- | --- |
| How to Apply | Fiduciary Liability coverage is placed as part of the ForeFront Portfolio, which agents and brokers can quote and issue through Chubb Marketplace. [2](https://www.chubb.com/us-en/business-insurance/forefront.html "The ForeFront Portfolio") (Evidence: Company-reported; scope: ForeFront Portfolio hub page quoting section..) | You request a Fiduciary quote through Corgi's online "Get a Fiduciary quote" flow, the same self-serve path Corgi uses for its other startup lines. [3](https://www.corgi.insure/fiduciary-liability "Fiduciary Liability Insurance for Startups") (Evidence: Company-reported; scope: Fiduciary product page call to action..) |
| Coverage Features | Chubb lists coverage responding to allegations including wrongful denial or improper change in benefits, error or omission in plan administration, improper advice or counsel, prohibited transactions, failure to administer a plan according to its documents, conflict of interest, and imprudent investment or selection/monitoring of third-party service providers. [1](https://www.chubb.com/us-en/business-insurance/forefront-portfolio-3-0-fiduciary-liability-insurance.html "ForeFront Portfolio 3.0: Fiduciary Liability Insurance in the U.S.") (Evidence: Company-reported; scope: Coverage Highlights, Coverage Responds to allegations list; subject to the policy as issued..)<br><br>Chubb says the policy insures the company, the company's executives and employees, and the company's employee benefits plan itself. [1](https://www.chubb.com/us-en/business-insurance/forefront-portfolio-3-0-fiduciary-liability-insurance.html "ForeFront Portfolio 3.0: Fiduciary Liability Insurance in the U.S.") (Evidence: Company-reported; scope: Coverage Highlights list..) | The standard policy (CORG-FL-0100) is claims-made and covers ERISA breach-of-fiduciary-duty claims such as excessive-fee litigation, plan administration errors and late deposit of employee contributions, but excludes settlor acts (plan design, amendment or termination decisions), ESOPs and multi-employer plans from the standard form. [3](https://www.corgi.insure/fiduciary-liability "Fiduciary Liability Insurance for Startups") (Evidence: Company-reported; scope: Fiduciary coverage table and scenario/policy notes; illustrative summary, not policy wording..)<br><br>Corgi says DOL investigations, IRS audits and HHS inquiries are not covered "Claims" under the standard fiduciary policy; only a resulting participant lawsuit is a covered claim, and investigation costs themselves are not covered. [3](https://www.corgi.insure/fiduciary-liability "Fiduciary Liability Insurance for Startups") (Evidence: Company-reported; scope: Fiduciary scenario note 3..) |
| Role in This Line | Chubb underwrites Fiduciary Liability insurance directly through ForeFront Portfolio 3.0, designed to protect a privately owned company, its fiduciaries and its benefit plans against personal liability for errors, omissions or breaches of fiduciary duty related to benefit plans. [1](https://www.chubb.com/us-en/business-insurance/forefront-portfolio-3-0-fiduciary-liability-insurance.html "ForeFront Portfolio 3.0: Fiduciary Liability Insurance in the U.S.") (Evidence: Company-reported; scope: ForeFront Portfolio 3.0 Fiduciary Liability product page..) | Corgi sells Fiduciary Liability as part of its Growth Stage and Custom startup packages; it is not included in the Pre-Seed & Seed or Series A package tiers, unlike CGL, D&O, Tech E&O and Cyber. [4](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") (Evidence: Company-reported; scope: Homepage package contents as read on 2026-09-23..) |

## About Chubb and Corgi and Fiduciary Liability Insurance

- [Chubb company profile](https://spot.insure/insurance-providers/chubb) · [Chubb customer reviews](https://spot.insure/insurance-providers/chubb/reviews)
- [Corgi company profile](https://spot.insure/insurance-providers/corgi) · [Corgi customer reviews](https://spot.insure/insurance-providers/corgi/reviews)
- [What Is Fiduciary Liability Insurance?](https://spot.insure/coverage/fiduciary)

## Related Pages for Chubb vs Corgi Fiduciary Liability Insurance

- [Chubb vs Corgi](https://spot.insure/compare/chubb-vs-corgi): all coverage lines, business roles, service and claims.
- [What Is Fiduciary Liability Insurance?](https://spot.insure/coverage/fiduciary): Fiduciary liability can protect your company and plan fiduciaries from covered claims about benefit-plan management; check who is insured and whether administration errors are included.
- [Chubb Fiduciary Liability Insurance](https://spot.insure/insurance-providers/chubb/fiduciary)
- [Corgi Fiduciary Liability Insurance](https://spot.insure/insurance-providers/corgi/fiduciary)

## Sources for Chubb vs Corgi Fiduciary Liability Insurance

### Sources About Chubb

1. [ForeFront Portfolio 3.0: Fiduciary Liability Insurance in the U.S.](https://www.chubb.com/us-en/business-insurance/forefront-portfolio-3-0-fiduciary-liability-insurance.html). Chubb; Coverage Highlights: Benefits (private-company underwriters, loss prevention resources) and Coverage responds-to-allegations list. Accessed 2026-09-23.
2. [The ForeFront Portfolio](https://www.chubb.com/us-en/business-insurance/forefront.html). Chubb; Available Coverages: Fiduciary Liability Insurance listed among the ForeFront Portfolio's seven coverage parts; Chubb Marketplace quoting. Accessed 2026-09-23.

### Sources About Corgi

3. [Fiduciary Liability Insurance for Startups](https://www.corgi.insure/fiduciary-liability). Corgi Insurance; What's Actually Inside Your Fiduciary Policy (form CORG-FL-0100); Scenario notes; Policy notes; Available Add-ons; FAQ. Accessed 2026-09-23.
4. [Corgi Insurance: Startup Insurance, Quoted in Minutes](https://www.corgi.insure). Corgi Insurance; Coverage Designed Around Your Startup's Journey: Fiduciary Liability listed only in the Growth Stage and Custom Package tiers. Accessed 2026-09-23.
5. [Disclaimers & Licensing](https://www.corgi.insure/disclaimers). Corgi Insurance; About Corgi; How Insurance Is Provided Through Corgi (Underwriting); Specialty Insurance Carrier and Underwriting Disclosures. Accessed 2026-09-23.

Updated 2026-09-29. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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- [Markdown page](https://spot.insure/compare/chubb-vs-corgi/fiduciary.md)
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- [Public page index](https://spot.insure/llms.txt)