---
title: "CFC vs TechInsurance: General Liability Insurance"
description: "TechInsurance offers standalone general liability, and most of its customers choose $1M per-occurrence limits; CFC bundles liability with property and publishes a $6M casualty limit."
canonical: "https://spot.insure/compare/cfc-vs-techinsurance/general-liability"
page-type: "line-comparison"
updated-at: "2026-09-29"
comparison-pair: "cfc-vs-techinsurance"
provider-a: "cfc"
provider-b: "techinsurance"
coverage-line: "general-liability"
---

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[Human-readable page](https://spot.insure/compare/cfc-vs-techinsurance/general-liability)

## Agent Guide

**What this page is:** Focused comparison of CFC and TechInsurance for General Liability Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for General Liability Insurance questions about CFC versus TechInsurance. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- CFC vs TechInsurance for General Liability Insurance: how do they differ?
- Which is better for General Liability Insurance, CFC or TechInsurance?
- What does CFC or TechInsurance publish about General Liability Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: General Liability Insurance. Providers: CFC and TechInsurance.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-29.

**Related pages:**
- [CFC vs TechInsurance](https://spot.insure/compare/cfc-vs-techinsurance) — all coverage lines for this pair
- [General Liability Insurance guide](https://spot.insure/coverage/general-liability) — how this coverage works
- [CFC profile](https://spot.insure/insurance-providers/cfc) — provider profile
- [TechInsurance profile](https://spot.insure/insurance-providers/techinsurance) — provider profile

# CFC vs TechInsurance: How Do They Compare for General Liability Insurance?

Licensed agents in all 50 states help TechInsurance customers pick a GL policy, and they pay a median of $45 per month. CFC combines GL with commercial property and lists a casualty limit up to $6 million.

TechInsurance offers standalone general liability with $1M as the most common customer limit; CFC bundles it with property and publishes a $6M limit.

## CFC vs TechInsurance General Liability Insurance Summary

TechInsurance offers standalone general liability, and most of its customers choose $1M per-occurrence limits; CFC bundles liability with property and publishes a $6M casualty limit. [2](https://www.cfc.com/media/1awlmtz2/property-and-casualty_product-brochure_us_0925.pdf "Property & casualty | Product brochure | United States") [4](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online")

## What Are the Key Differences Between CFC and TechInsurance General Liability Insurance?

### Buy Standalone Coverage or a Property Bundle

TechInsurance arranges general liability as a standalone line. [4](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") CFC’s reviewed pages list it only in a combined Property & Casualty policy with commercial property. [1](https://www.cfc.com/en-us/products/class/property-casualty/ "Property & casualty")

### Typical Customer Limits Versus CFC’s Combined Limit

TechInsurance says nearly 90% of its customers choose a general liability policy with a $1 million per-occurrence limit and a $2 million aggregate limit, and that its customers pay a median of $45 per month for the coverage. [4](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") (Evidence: Company-reported; scope: General liability product page; a company-reported median and common-limit figure from TechInsurance's own book of business, not a published rate table..)

CFC publishes a casualty limit up to $6 million for the combined policy, without saying how much applies to an individual business or how it divides between liability and property. [2](https://www.cfc.com/media/1awlmtz2/property-and-casualty_product-brochure_us_0925.pdf "Property & casualty | Product brochure | United States")

## What Should You Confirm in CFC and TechInsurance General Liability Insurance Quotes?

- Ask CFC whether commercial property is required with general liability. [1](https://www.cfc.com/en-us/products/class/property-casualty/ "Property & casualty")
- Ask TechInsurance which insurer would issue your policy. [4](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online")
- Request CFC’s limit breakdown between general liability and property. [2](https://www.cfc.com/media/1awlmtz2/property-and-casualty_product-brochure_us_0925.pdf "Property & casualty | Product brochure | United States")
- Check whether CFC covers your business class. [2](https://www.cfc.com/media/1awlmtz2/property-and-casualty_product-brochure_us_0925.pdf "Property & casualty | Product brochure | United States")

## CFC vs TechInsurance General Liability Insurance Compared

| Criteria | CFC Property & Casualty | TechInsurance Commercial General Liability Insurance |
| --- | --- | --- |
| Limits and Retentions | CFC's brochure lists a casualty limit of up to $6,000,000 for this policy; the property limit is published separately for the commercial-property side of the same product. [2](https://www.cfc.com/media/1awlmtz2/property-and-casualty_product-brochure_us_0925.pdf "Property & casualty | Product brochure | United States") (Evidence: Company-reported; scope: Brochure's "Limits" section; the limit actually issued depends on underwriting..) | TechInsurance says nearly 90% of its customers choose a general liability policy with a $1 million per-occurrence limit and a $2 million aggregate limit, and that its customers pay a median of $45 per month for the coverage. [4](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") (Evidence: Company-reported; scope: General liability product page; a company-reported median and common-limit figure from TechInsurance's own book of business, not a published rate table..) |
| Who It’s For | CFC says it favors manufacturers and distributors, non-manual professional services, e-commerce sellers, retail stores, office premises and annual events policies, and ordinarily declines amusement arcades, nightclubs and bars, manual contractors, aviation and aerospace risks, tour operators, and tire re-moulders or re-treaders. [2](https://www.cfc.com/media/1awlmtz2/property-and-casualty_product-brochure_us_0925.pdf "Property & casualty | Product brochure | United States") (Evidence: Company-reported; scope: Brochure's "What we love" and "What we ordinarily decline" lists; actual acceptance depends on individual underwriting..) | TechInsurance targets general liability at small businesses that interact with the public, including those that let customers into a store or office, visit clients' homes or businesses, handle client property, sell products, or advertise online. [4](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") (Evidence: Company-reported; scope: General liability product page..) |
| Coverage Features | The general liability portion covers products and completed operations, pollution, tenants' legal liability, non-owned and hired auto costs, employee benefits liability and medical expenses. [2](https://www.cfc.com/media/1awlmtz2/property-and-casualty_product-brochure_us_0925.pdf "Property & casualty | Product brochure | United States") (Evidence: Company-reported; scope: Brochure's "General liability" section; exact wording and exclusions are set by the policy as issued..)<br><br>CFC says the policy covers legal costs and compensation for bodily injury or property damage claims from third parties, plus personal and advertising liability such as defamatory content, privacy violations and advertising copyright infringement. [2](https://www.cfc.com/media/1awlmtz2/property-and-casualty_product-brochure_us_0925.pdf "Property & casualty | Product brochure | United States") (Evidence: Company-reported; scope: Brochure's "Bodily injury and property damage liability" and "Personal and advertising liability" sections..) | TechInsurance says general liability insurance covers third-party bodily injury, property damage, copyright infringement, defamation (libel or slander), and often includes product liability coverage or the option to add it by endorsement. [4](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") (Evidence: Company-reported; scope: General liability product page; general policy description, not a specific policy form..) |
| Role in This Line | CFC's reviewed pages describe general liability as part of one Property & Casualty policy alongside commercial property; they do not describe a standalone general liability product. [1](https://www.cfc.com/en-us/products/class/property-casualty/ "Property & casualty") [2](https://www.cfc.com/media/1awlmtz2/property-and-casualty_product-brochure_us_0925.pdf "Property & casualty | Product brochure | United States") (Evidence: Company-reported; scope: Property & casualty product page and its product brochure; the page describes property and general liability as a single policy, not separate offerings..) | TechInsurance arranges general liability insurance for small businesses and describes it as often the first policy small business owners buy. [4](https://www.techinsurance.com/general-liability-insurance "Commercial General Liability Insurance Quotes Online") (Evidence: Company-reported; scope: General liability product page..) |

## About CFC and TechInsurance and General Liability Insurance

- [CFC company profile](https://spot.insure/insurance-providers/cfc) · [CFC customer reviews](https://spot.insure/insurance-providers/cfc/reviews)
- [TechInsurance company profile](https://spot.insure/insurance-providers/techinsurance) · [TechInsurance customer reviews](https://spot.insure/insurance-providers/techinsurance/reviews)
- [What Is General Liability Insurance?](https://spot.insure/coverage/general-liability)

## Related Pages for CFC vs TechInsurance General Liability Insurance

- [CFC vs TechInsurance](https://spot.insure/compare/cfc-vs-techinsurance): all coverage lines, business roles, service and claims.
- [What Is General Liability Insurance?](https://spot.insure/coverage/general-liability): General liability can protect your business from covered injury and property-damage claims; your building, tools and stock need separate property coverage.
- [CFC General Liability Insurance](https://spot.insure/insurance-providers/cfc/general-liability)
- [TechInsurance General Liability Insurance](https://spot.insure/insurance-providers/techinsurance/general-liability)

## Sources for CFC vs TechInsurance General Liability Insurance

### Sources About CFC

1. [Property & casualty](https://www.cfc.com/en-us/products/class/property-casualty/). CFC; Our property & casualty products: Property & casualty tile description; downloads (brochure, application form). Accessed 2026-09-23.
2. [Property & casualty | Product brochure | United States](https://www.cfc.com/media/1awlmtz2/property-and-casualty_product-brochure_us_0925.pdf). CFC; At a glance; General liability; Bodily injury and property damage liability; Personal and advertising liability; Limits; What we love; What we ordinarily decline; Coverage enhancements. Accessed 2026-09-23.
3. [Claims](https://www.cfc.com/en-us/claims/). CFC; Specialty: "We've handled and paid tens of thousands of professional indemnity and general liability claims for businesses of all sizes". Accessed 2026-09-23.

### Sources About TechInsurance

4. [Commercial General Liability Insurance Quotes Online](https://www.techinsurance.com/general-liability-insurance). TechInsurance; What does general liability insurance cover? (bodily injury, property damage, copyright infringement, defamation, product liability); How much does general liability insurance cost?; How much general liability coverage do you need? (90% of customers choose $1M/$2M limits); What are coverage types A, B, and C?. Accessed 2026-09-23.

Updated 2026-09-29. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/cfc-vs-techinsurance/general-liability.md)
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