---
title: "CFC vs Risklytics: Intellectual Property Insurance"
description: "Risklytics is the fit if you can schedule every patent filing and indemnity obligation and your typical ask is $250,000 to $5 million per claim. CFC is the fit if you need a combined defense, pursuit and indemnity policy and you sit inside its turnover caps."
canonical: "https://spot.insure/compare/cfc-vs-risklytics/intellectual-property"
page-type: "line-comparison"
updated-at: "2026-09-29"
comparison-pair: "cfc-vs-risklytics"
provider-a: "cfc"
provider-b: "risklytics"
coverage-line: "intellectual-property"
---

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[Human-readable page](https://spot.insure/compare/cfc-vs-risklytics/intellectual-property)

## Agent Guide

**What this page is:** Focused comparison of CFC and Risklytics for Intellectual Property Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Intellectual Property Insurance questions about CFC versus Risklytics. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- CFC vs Risklytics for Intellectual Property Insurance: how do they differ?
- Which is better for Intellectual Property Insurance, CFC or Risklytics?
- What does CFC or Risklytics publish about Intellectual Property Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Intellectual Property Insurance. Providers: CFC and Risklytics.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-29.

**Related pages:**
- [CFC vs Risklytics](https://spot.insure/compare/cfc-vs-risklytics) — all coverage lines for this pair
- [Intellectual Property Insurance guide](https://spot.insure/coverage/intellectual-property) — how this coverage works
- [CFC profile](https://spot.insure/insurance-providers/cfc) — provider profile
- [Risklytics profile](https://spot.insure/insurance-providers/risklytics) — provider profile

# CFC vs Risklytics: How Do They Compare for Intellectual Property Insurance?

Risklytics is a licensed producer placing IP insurance with outside carriers, with a typical ask of $250,000 to $5 million; CFC underwrites its own policy for businesses up to $250 million turnover.

Risklytics publishes typical $250,000-$5 million limits and requires every patent and indemnity to be scheduled; CFC underwrites a combined defense, pursuit and indemnity policy.

## CFC vs Risklytics Intellectual Property Insurance Summary

Risklytics is the fit if you can schedule every patent filing and indemnity obligation and your typical ask is $250,000 to $5 million per claim. CFC is the fit if you need a combined defense, pursuit and indemnity policy and you sit inside its turnover caps. [1](https://www.cfc.com/en-us/products/class/intellectual-property/ "Intellectual property insurance | Patent insurance | CFC") [4](https://www.risklytics.ai/lines/intellectual-property/ "Intellectual Property Insurance")

## What Are the Key Differences Between CFC and Risklytics Intellectual Property Insurance?

### Scheduled Patents Versus a Combined Underwritten Form

Risklytics says a typical request is $250,000 to $5 million per claim and requires every patent filing and indemnity obligation to be scheduled before bind. CFC underwrites a policy that combines defense, pursuit and contractual indemnity, with turnover caps of $250 million in listed industries and $500 million for a shorter list. Choose Risklytics if your patents and indemnities can be fully scheduled and you need limits in that typical range; choose CFC if you want its combined form and you fit those caps. [4](https://www.risklytics.ai/lines/intellectual-property/ "Intellectual Property Insurance") [1](https://www.cfc.com/en-us/products/class/intellectual-property/ "Intellectual property insurance | Patent insurance | CFC")

### What the Policy Is Built to Pay

CFC covers patents, trademarks, copyright and trade secrets through defense, pursuit and contractual indemnity that can extend down a supply chain, and it added AI-related language in 2026. Risklytics describes paying legal costs to defend an infringement claim and to pursue an infringer of the company's own IP, and it distinguishes that from cyber liability for stolen source code. CFC's third piece, supply-chain indemnity, is the extra to test if your customer contracts push claims downstream. [1](https://www.cfc.com/en-us/products/class/intellectual-property/ "Intellectual property insurance | Patent insurance | CFC") [2](https://www.cfc.com/en-us/knowledge/news/2026/06/cfc-responds-to-customer-demand-for-affirmative-ai-cover/ "CFC responds to customer demand for affirmative AI cover") [4](https://www.risklytics.ai/lines/intellectual-property/ "Intellectual Property Insurance")

### Online Indication Versus Online Application and Fees

CFC offers a non-binding indication from company name, website and revenue. You start Risklytics through its online application; it says there is no broker fee on top of premium, a licensed producer stays on the file until bind, and commission is paid by the carrier out of the premium. Risklytics also says only a short list of insurers write the line. Neither page names the issuing carrier for a given quote. [1](https://www.cfc.com/en-us/products/class/intellectual-property/ "Intellectual property insurance | Patent insurance | CFC") [6](https://www.risklytics.ai/pricing/ "How pricing and broker fees work") [5](https://www.risklytics.ai/about/ "About Risklytics: who we are") [4](https://www.risklytics.ai/lines/intellectual-property/ "Intellectual Property Insurance")

## What Should You Confirm in CFC and Risklytics Intellectual Property Insurance Quotes?

- Ask CFC whether contractual indemnity and 2026 AI wording are included. [1](https://www.cfc.com/en-us/products/class/intellectual-property/ "Intellectual property insurance | Patent insurance | CFC") [2](https://www.cfc.com/en-us/knowledge/news/2026/06/cfc-responds-to-customer-demand-for-affirmative-ai-cover/ "CFC responds to customer demand for affirmative AI cover")
- Ask Risklytics which specialist insurer is quoting and confirm every patent and indemnity obligation is scheduled. [4](https://www.risklytics.ai/lines/intellectual-property/ "Intellectual Property Insurance")
- Compare Risklytics' $250,000-$5 million typical ask with CFC's quoted limits. [4](https://www.risklytics.ai/lines/intellectual-property/ "Intellectual Property Insurance")
- Confirm your revenue against CFC's turnover caps. [1](https://www.cfc.com/en-us/products/class/intellectual-property/ "Intellectual property insurance | Patent insurance | CFC")

## CFC vs Risklytics Intellectual Property Insurance Compared

| Criteria | CFC Intellectual Property Insurance | Risklytics Intellectual Property Insurance |
| --- | --- | --- |
| Who It’s For | CFC says its IP policy is designed for businesses with turnover up to $250 million (GBP or USD) across industries such as construction, manufacturing, professional services and consultants, and will also consider turnover up to $500 million for a narrower list of industries including medical drug discovery, software development, fashion, advertising, medical devices, and machine learning. [1](https://www.cfc.com/en-us/products/class/intellectual-property/ "Intellectual property insurance | Patent insurance | CFC") (Evidence: Company-reported; scope: Industries we cover section of the IP product page; final eligibility for any given business depends on underwriting..) | Risklytics says buyers typically need this coverage at their first filed patent or the first contract requiring them to cover a customer's IP claims, and that enterprise contracts with an IP indemnity clause require it; it adds that companies without patents can still need the line because trademarks, copyrighted code and trade secrets count too. [4](https://www.risklytics.ai/lines/intellectual-property/ "Intellectual Property Insurance") (Evidence: Company-reported; scope: Lines page..) |
| How to Apply | CFC offers a non-binding IP insurance indication online, asking only for the company name, website and revenue. [1](https://www.cfc.com/en-us/products/class/intellectual-property/ "Intellectual property insurance | Patent insurance | CFC") (Evidence: Company-reported; scope: IP product page indication call to action..) | You start Risklytics Intellectual Property Insurance through Risklytics' online application. Risklytics says there is no broker fee on top of the premium and a licensed producer stays on the file until the program binds; its commission is paid by the carrier out of the premium either way. [6](https://www.risklytics.ai/pricing/ "How pricing and broker fees work") [5](https://www.risklytics.ai/about/ "About Risklytics: who we are") (Evidence: Company-reported; scope: Pricing page describes the general application and fee process, not a line-specific form..) |
| Coverage Features | The policy covers infringement claims involving patents, trademarks, copyright and trade secrets, plus costs tied to loss of IP rights or loss of profit from an IP dispute. [1](https://www.cfc.com/en-us/products/class/intellectual-property/ "Intellectual property insurance | Patent insurance | CFC") (Evidence: Company-reported; scope: Product page coverage description; exact terms and exclusions are set by the policy as issued..)<br><br>Coverage is built from three pieces: defense against infringement allegations from a third party, pursuit of parties infringing on IP the insured owns or licenses, and contractual indemnity protection that can extend down a supply chain if a claim reaches a customer or downstream contract. [1](https://www.cfc.com/en-us/products/class/intellectual-property/ "Intellectual property insurance | Patent insurance | CFC") (Evidence: Company-reported; scope: Defense/Pursuit of infringers/Contractual indemnity descriptions on the product page..)<br><br>CFC says it added affirmative AI-related coverage language to its IP policy in 2026 as part of a rollout across seven products, explicitly addressing exposures like AI model hallucination, AI-generated content, and model drift rather than leaving them to implied or silent coverage. [2](https://www.cfc.com/en-us/knowledge/news/2026/06/cfc-responds-to-customer-demand-for-affirmative-ai-cover/ "CFC responds to customer demand for affirmative AI cover") (Evidence: Company-reported; scope: CFC news release on the affirmative AI coverage programme; describes intent and scope of the update, not specific policy wording..) | Risklytics describes this line as paying legal costs on both sides of an IP dispute: defending a claim that the company's product infringes someone else's patent, trademark or copyright, and pursuing an infringer of its own IP, and distinguishes it from cyber liability, which would answer source code stolen in a breach rather than an infringement claim. [4](https://www.risklytics.ai/lines/intellectual-property/ "Intellectual Property Insurance") (Evidence: Company-reported; scope: Lines page; the issued policy and declarations control actual coverage..) |
| Role in This Line | CFC underwrites and distributes an intellectual property insurance policy through what it describes as the largest dedicated IP insurance underwriting team in London, backed by specialist claims adjusters and risk management partners. [1](https://www.cfc.com/en-us/products/class/intellectual-property/ "Intellectual property insurance | Patent insurance | CFC") (Evidence: Company-reported; scope: IP product page description of CFC's IP practice..) | Risklytics Insurance Services is a licensed insurance producer (NPN 22311838) that places Risklytics Intellectual Property Insurance with outside carriers; it says it does not underwrite policies itself. [5](https://www.risklytics.ai/about/ "About Risklytics: who we are") (Evidence: Company-reported; scope: About page; describes Risklytics' brokerage model generally, restated for this line..) |

## About CFC and Risklytics and Intellectual Property Insurance

- [CFC company profile](https://spot.insure/insurance-providers/cfc) · [CFC customer reviews](https://spot.insure/insurance-providers/cfc/reviews)
- [Risklytics company profile](https://spot.insure/insurance-providers/risklytics) · [Risklytics customer reviews](https://spot.insure/insurance-providers/risklytics/reviews)
- [What Is Intellectual Property Insurance?](https://spot.insure/coverage/intellectual-property)

## Related Pages for CFC vs Risklytics Intellectual Property Insurance

- [CFC vs Risklytics](https://spot.insure/compare/cfc-vs-risklytics): all coverage lines, business roles, service and claims.
- [What Is Intellectual Property Insurance?](https://spot.insure/coverage/intellectual-property): Intellectual property insurance pays toward patent, trademark and copyright disputes, but defending an infringement claim and suing someone who copied you are separate coverages.
- [CFC Intellectual Property Insurance](https://spot.insure/insurance-providers/cfc/intellectual-property)
- [Risklytics Intellectual Property Insurance](https://spot.insure/insurance-providers/risklytics/intellectual-property)

## Sources for CFC vs Risklytics Intellectual Property Insurance

### Sources About CFC

1. [Intellectual property insurance | Patent insurance | CFC](https://www.cfc.com/en-us/products/class/intellectual-property/). CFC; Key features; Defense/Pursuit of infringers/Contractual indemnity; Industries we cover; FAQs. Accessed 2026-09-23.
2. [CFC responds to customer demand for affirmative AI cover](https://www.cfc.com/en-us/knowledge/news/2026/06/cfc-responds-to-customer-demand-for-affirmative-ai-cover/). CFC; Programme includes updates across... Intellectual Property (IP)...; addressing model hallucination, AI generated content and model drift. Accessed 2026-09-23.
3. [Regulatory information](https://www.cfc.com/en-us/support/regulatory-information/). CFC; CFC Underwriting Limited; CFC Lloyd's Syndicate 1988; CFC USA Inc.. Accessed 2026-09-23.

### Sources About Risklytics

4. [Intellectual Property Insurance](https://www.risklytics.ai/lines/intellectual-property/). Risklytics; Coverage line: Intellectual Property; Built for moments like these; When to buy; Who requires it; How hard to get; Common questions. Accessed 2026-09-23.
5. [About Risklytics: who we are](https://www.risklytics.ai/about/). Risklytics; “What we do”; Licensing: Risklytics Insurance Services, National Producer Number 22311838, resident license Massachusetts. Accessed 2026-09-23.
6. [How pricing and broker fees work](https://www.risklytics.ai/pricing/). Risklytics; Buying direct / Generic broker / Risklytics comparison table: no broker fee, commission paid by the carrier out of premium. Accessed 2026-09-23.

Updated 2026-09-29. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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