---
title: "CFC vs Mylo: Cyber Insurance"
description: "Mylo says cyber can often be added to a Business Owner's Policy depending on the carrier, next to general liability and property. CFC sells Cyber Proactive Response as a standalone named product with in-house 24/7 incident response for revenues from $0 to $250 million."
canonical: "https://spot.insure/compare/cfc-vs-mylo/cyber"
page-type: "line-comparison"
updated-at: "2026-09-29"
comparison-pair: "cfc-vs-mylo"
provider-a: "cfc"
provider-b: "mylo"
coverage-line: "cyber"
---

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[Human-readable page](https://spot.insure/compare/cfc-vs-mylo/cyber)

## Agent Guide

**What this page is:** Focused comparison of CFC and Mylo for Cyber Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Cyber Insurance questions about CFC versus Mylo. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- CFC vs Mylo for Cyber Insurance: how do they differ?
- Which is better for Cyber Insurance, CFC or Mylo?
- What does CFC or Mylo publish about Cyber Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Cyber Insurance. Providers: CFC and Mylo.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-29.

**Related pages:**
- [CFC vs Mylo](https://spot.insure/compare/cfc-vs-mylo) — all coverage lines for this pair
- [Cyber Insurance guide](https://spot.insure/coverage/cyber) — how this coverage works
- [CFC profile](https://spot.insure/insurance-providers/cfc) — provider profile
- [Mylo profile](https://spot.insure/insurance-providers/mylo) — provider profile

# CFC vs Mylo: How Do They Compare for Cyber Insurance?

Mylo compares quotes from several carriers and notes cyber can join a business owner's policy; CFC sells its own policy with built-in monitoring and response.

Mylo can add cyber to a Business Owner's Policy depending on the carrier; CFC sells Cyber Proactive Response as a standalone named product with in-house incident response for revenues up to $250 million.

## CFC vs Mylo Cyber Insurance Summary

Mylo says cyber can often be added to a Business Owner's Policy depending on the carrier, next to general liability and property. CFC sells Cyber Proactive Response as a standalone named product with in-house 24/7 incident response for revenues from $0 to $250 million. [6](https://choosemylo.com/business/product-cyber "Cyber Insurance") [1](https://www.cfc.com/en-us/products/class/cyber-insurance/ "Cyber insurance | CFC")

## What Are the Key Differences Between CFC and Mylo Cyber Insurance?

### A BOP Add-On Versus a Standalone Proactive Response Product

Mylo brokers cyber by comparing carriers and says the coverage can often be added to a Business Owner's Policy depending on the carrier, alongside general liability, commercial property and business interruption. CFC sells Cyber Proactive Response as a standalone flagship product for $0 to $250 million in revenue, pairing it with built-in monitoring and CFC Response rather than adding it to a BOP. Choose Mylo if you want cyber sitting on a BOP after comparing carriers; choose CFC if you want that named standalone product with in-house response. [6](https://choosemylo.com/business/product-cyber "Cyber Insurance") [1](https://www.cfc.com/en-us/products/class/cyber-insurance/ "Cyber insurance | CFC")

### Threat List Versus Crime Cover and Reinstatements

Mylo names hacking and social-engineering attacks, employee data errors and malware or ransomware as the threats coverage addresses, and cites its own figure that more than two-thirds of small businesses have experienced a cyberattack. CFC publishes crime cover, a 12-month interruption indemnity period and unlimited claim reinstatements rather than that attack-rate figure. [6](https://choosemylo.com/business/product-cyber "Cyber Insurance") [1](https://www.cfc.com/en-us/products/class/cyber-insurance/ "Cyber insurance | CFC")

### Unnamed Mylo Issuer Versus Unnamed CFC Paper

Mylo's cyber page does not name the issuing insurer. CFC's application names CFC Underwriting Limited as administrator only, so both quotes still need the paper confirmed. [6](https://choosemylo.com/business/product-cyber "Cyber Insurance") [4](https://www.cfc.com/media/clyfotxn/cyber-one-page-application-us-v12.pdf "Cyber Proactive Response Insurance application form (US)")

## What Should You Confirm in CFC and Mylo Cyber Insurance Quotes?

- Ask Mylo which carriers would add cyber to a BOP for your class. [6](https://choosemylo.com/business/product-cyber "Cyber Insurance")
- Ask CFC which insurer sits behind the US policy. [4](https://www.cfc.com/media/clyfotxn/cyber-one-page-application-us-v12.pdf "Cyber Proactive Response Insurance application form (US)")
- Get limits from both; Mylo publishes none. [6](https://choosemylo.com/business/product-cyber "Cyber Insurance") [1](https://www.cfc.com/en-us/products/class/cyber-insurance/ "Cyber insurance | CFC")
- If you do not want a BOP, confirm Mylo still quotes standalone cyber. [6](https://choosemylo.com/business/product-cyber "Cyber Insurance")

## CFC vs Mylo Cyber Insurance Compared

| Criteria | CFC Cyber Proactive Response | Mylo Cyber Insurance |
| --- | --- | --- |
| Who It’s For | CFC segments cyber eligibility by revenue: Cyber Proactive Response and Cyber (admitted) are positioned for businesses with revenues from $0 to $250 million, while Corporate cyber is for businesses at $250 million and above. [1](https://www.cfc.com/en-us/products/class/cyber-insurance/ "Cyber insurance | CFC") (Evidence: Company-reported; scope: Cyber product page product summaries; actual eligibility for a given applicant depends on underwriting..) | Mylo markets cyber insurance to businesses that take credit cards or store customer information, citing its own figure that more than two-thirds of small businesses have experienced a cyberattack. [6](https://choosemylo.com/business/product-cyber "Cyber Insurance") (Evidence: Company-reported; scope: Cyber insurance product page; a company-reported statistic, not independently verified..) |
| Coverage Features | Cyber Proactive Response includes crime cover, a 12-month indemnity period for business interruption, and data recreation cover, with unlimited claim reinstatements available at either no deductible or a single deductible at most. [1](https://www.cfc.com/en-us/products/class/cyber-insurance/ "Cyber insurance | CFC") (Evidence: Company-reported; scope: Cyber product page Key features list for Cyber Proactive Response..) | Mylo says cyber coverage can pay non-legal costs (breach investigation, customer notification, crisis-management and PR help, lost income, ransom reimbursement, and data restoration) as well as legal and regulatory costs, including defense and fines from a regulator such as HIPAA or from lawsuits by people affected by a breach. [6](https://choosemylo.com/business/product-cyber "Cyber Insurance") (Evidence: Company-reported; scope: Cyber insurance product page; the issued policy and its exclusions control..)<br><br>Mylo names hacking and social-engineering attacks (such as spear phishing), employee or partner data errors and misuse, and malware or ransomware as the cyber threats this coverage is designed to address. [6](https://choosemylo.com/business/product-cyber "Cyber Insurance") (Evidence: Company-reported; scope: Cyber insurance product page..)<br><br>Mylo says cyber insurance can often be added to a Business Owner's Policy depending on the carrier, alongside general liability, commercial property and business interruption. [6](https://choosemylo.com/business/product-cyber "Cyber Insurance") (Evidence: Company-reported; scope: Cyber insurance product page "Add cyber to your Business Owner's Policy (BOP)" section..) |
| Role in This Line | CFC's flagship cyber product, Cyber Proactive Response, targets businesses with revenues from $0 to $250 million and pairs the policy with built-in security monitoring, incident response and claims handling rather than selling those as add-ons. [1](https://www.cfc.com/en-us/products/class/cyber-insurance/ "Cyber insurance | CFC") (Evidence: Company-reported; scope: Cyber insurance product page's Cyber Proactive Response summary; CFC separately sells Cyber (admitted), Corporate cyber for businesses at $250 million and up, and a Cyber excess policy..) | Mylo brokers cyber insurance by comparing quotes from multiple carriers rather than underwriting the policy itself. [6](https://choosemylo.com/business/product-cyber "Cyber Insurance") (Evidence: Company-reported; scope: Cyber insurance product page..) |

## About CFC and Mylo and Cyber Insurance

- [CFC company profile](https://spot.insure/insurance-providers/cfc) · [CFC customer reviews](https://spot.insure/insurance-providers/cfc/reviews)
- [Mylo company profile](https://spot.insure/insurance-providers/mylo) · [Mylo customer reviews](https://spot.insure/insurance-providers/mylo/reviews)
- [What Is Cyber Insurance?](https://spot.insure/coverage/cyber)

## Related Pages for CFC vs Mylo Cyber Insurance

- [CFC vs Mylo](https://spot.insure/compare/cfc-vs-mylo): all coverage lines, business roles, service and claims.
- [What Is Cyber Insurance?](https://spot.insure/coverage/cyber): Cyber insurance can help pay covered breach response, data recovery, interruption and liability costs; vendor incidents and funds-transfer fraud need separate checks.
- [CFC Cyber Insurance](https://spot.insure/insurance-providers/cfc/cyber)
- [Mylo Cyber Insurance](https://spot.insure/insurance-providers/mylo/cyber)

## Sources for CFC vs Mylo Cyber Insurance

### Sources About CFC

1. [Cyber insurance | CFC](https://www.cfc.com/en-us/products/class/cyber-insurance/). CFC; Cyber Proactive Response, Cyber (admitted), Corporate cyber, Cyber excess product summaries and Key features; FAQs: How is a cyber insurance policy structured?. Accessed 2026-09-23.
2. [Incident response | CFC](https://www.cfc.com/en-us/response/). CFC; Proactive protection; Immediate response; Real-time support. Accessed 2026-09-23.
3. [Protecting businesses against cyber risk (cyber product brochure)](https://www.cfc.com/media/mkkhlz5l/cfc_market-leading-cyber-insurance_brochure_may-2026_digital.pdf). CFC; Market-leading cover highlights: separate limit for incident response costs, unlimited reinstatements with nil deductible, full business interruption cover; Award-winning cyber claims team stats. Accessed 2026-09-23.
4. [Cyber Proactive Response Insurance application form (US)](https://www.cfc.com/media/clyfotxn/cyber-one-page-application-us-v12.pdf). CFC; Basic company details; Cyber security controls; Previous cyber incidents; footer entity line. Accessed 2026-09-23.
5. [Regulatory information](https://www.cfc.com/en-us/support/regulatory-information/). CFC; CFC Underwriting Limited; CFC Lloyd's Syndicate 1988; CFC USA Inc.. Accessed 2026-09-23.

### Sources About Mylo

6. [Cyber Insurance](https://choosemylo.com/business/product-cyber). Mylo; Back up your great reputation with cyber insurance; Do you take credit cards or store customer info? (hacking, data errors/misuse, malware/ransomware); What does cyber insurance do for business owners? (non-legal and legal/regulatory costs); Add cyber to your Business Owner's Policy (BOP); Cyber insurance FAQs. Accessed 2026-09-23.

Updated 2026-09-29. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/cfc-vs-mylo/cyber.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)