---
title: "CFC vs Marsh McLennan Agency (MMA)"
description: "Compare CFC and Marsh McLennan Agency (MMA) by insurer and broker roles, coverage route, and service questions to take to a quote."
canonical: "https://spot.insure/compare/cfc-vs-marsh-mclennan-agency"
page-type: "provider-comparison"
updated-at: "2026-09-29"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/compare/cfc-vs-marsh-mclennan-agency)

# CFC vs Marsh McLennan Agency (MMA)

Compare CFC and Marsh McLennan Agency (MMA) by insurer and broker roles, coverage route, and service questions to take to a quote.

## Before You Quote

Ask each provider about eligibility, the issuing insurer, policy wording, limits, retentions, exclusions and costs for your business.

## Highlights

CFC combines specialist underwriting management with broker distribution for technology and cyber products; MMA describes a broad middle-market brokerage and lists six small-business coverage categories. A technology buyer weighing a product-led route against a broker-led program should compare the named producer, insurer and actual quote workflow. [1](https://www.cfc.com/en-us/products/industry/technology/ "Technology") [31](https://www.marshmma.com/us/mma/about-us.html "Who We Are") [44](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions")

## Provider Reliability Assessments

These sourced assessments are shown for context; this comparison does not select a winner.

### CFC

Role: Managing general agent.

Carrier & MGA Spot Score: **No Spot Score**. Assessed 2026-09-23; review due 2026-10-23. Excluded factors: Financial Resilience (CFC Underwriting Limited’s filed accounts are a scanned image with no readable figures, so its ability to sustain its own operations is not established. State National’s A (Excellent) rating describes the carrier behind CFC’s appointed business, and Syndicate 1988 has no individual AM Best rating; neither is evidence of CFC’s own finances.); Regulatory Conduct (A complete, exact-entity regulatory-conduct review for the preceding five years is unavailable.).

Read the [full reliability assessment](https://spot.insure/insurance-providers/cfc/reliability).

### Marsh McLennan Agency

Role: Broker.

Broker Spot Score: **No Spot Score**. Assessed 2026-09-29; review due 2026-10-29. Excluded factors: Identity and Authority (No numerical score was produced because the overall evidence outcome was conflicting-evidence; excluded factors cannot hide that outcome. Canonical evidence gaps: The contracting producer and issuer for a specific placement, as stated in that buyer’s proposal.; Completion status by state for proposed Marsh Agency LLC name.; Issuing insurer/program administrator for each quote.; MMA-entity financial statements, liquidity or parent support obligation.; Named carrier appointments, placement shares and line-specific network evidence.; A complete identity-scoped conduct picture beyond the bounded BBB evidence currently recorded.; Buyer-specific compensation, service agreement and fee/commission terms.; Full policy forms, limits, retentions, exclusions and claims administrator.; Alaska Division of Insurance orders naming the company (such as D23-03) were found but the PDF is a scanned image, so amounts and findings are unknown.; Only Louisiana and Texas were checked against regulator records. No NIPR/NPN lookup or other state license search was done, and no license status was verified live for Texas.; MMA operates in Canada too; no Canadian provincial regulator was researched.); Carrier-Network Strength (No numerical score was produced because the overall evidence outcome was conflicting-evidence; excluded factors cannot hide that outcome. Canonical evidence gaps: The contracting producer and issuer for a specific placement, as stated in that buyer’s proposal.; Completion status by state for proposed Marsh Agency LLC name.; Issuing insurer/program administrator for each quote.; MMA-entity financial statements, liquidity or parent support obligation.; Named carrier appointments, placement shares and line-specific network evidence.; A complete identity-scoped conduct picture beyond the bounded BBB evidence currently recorded.; Buyer-specific compensation, service agreement and fee/commission terms.; Full policy forms, limits, retentions, exclusions and claims administrator.; Alaska Division of Insurance orders naming the company (such as D23-03) were found but the PDF is a scanned image, so amounts and findings are unknown.; Only Louisiana and Texas were checked against regulator records. No NIPR/NPN lookup or other state license search was done, and no license status was verified live for Texas.; MMA operates in Canada too; no Canadian provincial regulator was researched.); Regulatory Conduct (No numerical score was produced because the overall evidence outcome was conflicting-evidence; excluded factors cannot hide that outcome. Canonical evidence gaps: The contracting producer and issuer for a specific placement, as stated in that buyer’s proposal.; Completion status by state for proposed Marsh Agency LLC name.; Issuing insurer/program administrator for each quote.; MMA-entity financial statements, liquidity or parent support obligation.; Named carrier appointments, placement shares and line-specific network evidence.; A complete identity-scoped conduct picture beyond the bounded BBB evidence currently recorded.; Buyer-specific compensation, service agreement and fee/commission terms.; Full policy forms, limits, retentions, exclusions and claims administrator.; Alaska Division of Insurance orders naming the company (such as D23-03) were found but the PDF is a scanned image, so amounts and findings are unknown.; Only Louisiana and Texas were checked against regulator records. No NIPR/NPN lookup or other state license search was done, and no license status was verified live for Texas.; MMA operates in Canada too; no Canadian provincial regulator was researched.); Disclosure Clarity (No numerical score was produced because the overall evidence outcome was conflicting-evidence; excluded factors cannot hide that outcome. Canonical evidence gaps: The contracting producer and issuer for a specific placement, as stated in that buyer’s proposal.; Completion status by state for proposed Marsh Agency LLC name.; Issuing insurer/program administrator for each quote.; MMA-entity financial statements, liquidity or parent support obligation.; Named carrier appointments, placement shares and line-specific network evidence.; A complete identity-scoped conduct picture beyond the bounded BBB evidence currently recorded.; Buyer-specific compensation, service agreement and fee/commission terms.; Full policy forms, limits, retentions, exclusions and claims administrator.; Alaska Division of Insurance orders naming the company (such as D23-03) were found but the PDF is a scanned image, so amounts and findings are unknown.; Only Louisiana and Texas were checked against regulator records. No NIPR/NPN lookup or other state license search was done, and no license status was verified live for Texas.; MMA operates in Canada too; no Canadian provincial regulator was researched.).

Read the [full reliability assessment](https://spot.insure/insurance-providers/marsh-mclennan-agency/reliability).

## CFC Reviews

Review Score: not enough ratings.

The reviewed sources did not yield customer reviews of CFC; the available survey concerns UK brokers. The one rating we found is from UK brokers: 4.76 out of 5 in Insurance Times’ 2024/25 survey.

- Insurance Times MGA survey: Insurance Times MGA rating (2024/25, broker survey) 4.76 (out of 5). UK broker survey of MGAs (Insurance Times, with the MGAA). Rates how brokers find CFC to work with. It is not a policyholder review. Period: 2024/25 survey; 'over 1,650 brokers' across all MGAs, not CFC alone. Checked 2026-09-29. [Five Star 2024/25 MGA Overall Ratings](https://www.insurancetimes.co.uk/ratings/mga-2024-ratings); [Five Star 2025/26 MGA Overall Ratings](https://www.insurancetimes.co.uk/ratings/mga-2025-ratings)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/cfc/reviews).

## Marsh McLennan Agency Reviews

Review Score: 8.2 / 10 from 2 rated sources, equally weighted.

There are almost no public customer reviews of Marsh McLennan Agency (MMA). Trustpilot shows 3.2 out of 5, but from a single review, and BBB shows an A grade with four complaints closed in three years.

- Trustpilot: TrustScore 3.2 (out of 5); 1 reviews. Trustpilot profile for marshmma.com, MMA's own domain. Unclaimed; MMA has not invited reviews. Period: checked 2026-09-29. Checked 2026-09-29. [marshmma.com Trustpilot profile](https://www.trustpilot.com/review/marshmma.com)
- Trustpilot: TrustScore (Marsh brand) 1.3 (out of 5); 115 reviews. Trustpilot page for marsh.com, the global Marsh brand (mostly individual and non-US customers). This is a different entity from MMA. Period: checked 2026-09-29. Checked 2026-09-29. [Marsh Reviews](https://www.trustpilot.com/review/www.marsh.com)
- BBB: BBB business grade A. BBB San Diego-area profile for Marsh & McLennan Agency LLC (accredited). MMA has separate BBB profiles per office; Dayton and Schaumburg both show A+. Checked 2026-09-29. [Marsh & McLennan Agency LLC (San Diego) BBB](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103)
- BBB: Complaints 4. Same San Diego-area profile; zero customer reviews. No client-count denominator. Period: closed in the last three years (checked 2026-09-29). Checked 2026-09-29. [Marsh & McLennan Agency LLC — BBB Complaints](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103/complaints); [Marsh & McLennan Agency LLC — BBB Reviews](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/marsh-mclennan-agency/reviews).





## Coverage Comparison

| Coverage Type | CFC | Marsh McLennan Agency |
| --- | --- | --- |
| [Builders risk](https://spot.insure/coverage/builders-risk) | Not listed | Listed [41](https://www.marshmma.com/us/solutions/property.html "Property Insurance") |
| [Cargo and transit](https://spot.insure/coverage/cargo-transit) | Not listed | Listed [38](https://www.marshmma.com/us/solutions/international.html "International") |
| [Commercial auto](https://spot.insure/coverage/commercial-auto) | Not listed | Listed [44](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions") |
| [Commercial property](https://spot.insure/coverage/commercial-property) | Listed: CFC offers property coverage within its property and casualty product. [13](https://www.cfc.com/en-us/products/class/property-casualty/ "Property & casualty") | Listed [44](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions") |
| [Crime](https://spot.insure/coverage/crime) | Listed: CFC offers crime in its US management-liability package for eligible organizations outside California, excluding US publicly traded companies. [11](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure") [23](https://www.cfc.com/en-us/products/industry/fintech/ "Fintech insurance") | Listed [36](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability") |
| [Cyber liability](https://spot.insure/coverage/cyber) | Listed: CFC offers cyber insurance, including primary and excess products. [9](https://www.cfc.com/en-us/products/class/cyber-insurance/ "Cyber insurance — US") | Listed [44](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions") |
| [Directors and officers](https://spot.insure/coverage/directors-officers) | Listed: CFC offers directors and officers liability in its US management-liability package for eligible organizations outside California, excluding US publicly traded companies. [11](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure") | Listed [36](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability") |
| [Employment practices liability](https://spot.insure/coverage/employment-practices) | Listed: CFC offers employment practices liability in its US management-liability package for eligible organizations outside California, excluding US publicly traded companies. CFC does not write standalone employment practices liability. [11](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure") | Listed [36](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability") |
| [Fiduciary liability](https://spot.insure/coverage/fiduciary) | Listed: CFC offers fiduciary liability in its US management-liability package for eligible organizations outside California, excluding US publicly traded companies. [11](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure") | Listed [36](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability") |
| [General liability](https://spot.insure/coverage/general-liability) | Listed: CFC offers general liability within its property and casualty product. [13](https://www.cfc.com/en-us/products/class/property-casualty/ "Property & casualty") | Listed [44](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions") |
| [Intellectual property](https://spot.insure/coverage/intellectual-property) | Listed: CFC offers intellectual-property insurance for eligible businesses with revenue up to $500 million, depending on industry. [14](https://www.cfc.com/en-us/products/class/intellectual-property/ "Intellectual property insurance") | Listed [36](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability") |
| [Kidnap and ransom](https://spot.insure/coverage/kidnap-ransom) | Listed: CFC offers kidnap and ransom insurance, including a specialist marine product. [15](https://www.cfc.com/en-us/products/class/kidnap-and-ransom/ "Kidnap and ransom") | Listed [36](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability") |
| [Management liability](https://spot.insure/coverage/management-liability) | Listed: CFC offers a US management-liability package for eligible organizations outside California, excluding US publicly traded companies. [10](https://www.cfc.com/en-us/products/class/management-liability/ "Management liability") [11](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure") | Not listed |
| [Media liability](https://spot.insure/coverage/media) | Listed: CFC offers media liability insurance for content creators and media businesses. [21](https://www.cfc.com/en-us/products/industry/media-entertainment/ "Media & entertainment") | Listed [36](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability") |
| [Product liability](https://spot.insure/coverage/product-liability) | Listed: CFC offers product liability within its life-science and nutraceutical policies. [22](https://www.cfc.com/en-us/products/industry/life-science/ "Life science") | Not listed |
| [Product recall](https://spot.insure/coverage/product-recall) | Listed: CFC offers product-recall and contaminated-product-recall insurance. [16](https://www.cfc.com/en-us/products/class/product-recall/ "Product recall") | Not listed |
| [Professional errors and omissions (E&O)](https://spot.insure/coverage/professional-errors-omissions) | Listed: CFC offers professional liability insurance for professional-service businesses. [12](https://www.cfc.com/en-us/products/class/professional-liability/ "Professional liability") | Listed [44](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions") |
| [Representations and warranties](https://spot.insure/coverage/representations-warranties) | Listed: CFC offers buyer-side and seller-side representations and warranties insurance. [17](https://www.cfc.com/en-us/products/class/transaction-liability/ "Transaction liability") | Not listed |
| [Surety bonds](https://spot.insure/coverage/surety-bonds) | Not listed | Listed [45](https://www.marshmma.com/us/solutions/surety.html "Surety") |
| [Technology errors and omissions (E&O)](https://spot.insure/coverage/technology-errors-omissions) | Listed: CFC offers technology errors and omissions for technology businesses. [2](https://webcdn.cfc.com/media/ywdbvkpy/technology_product-brochure_us_0525_v2.pdf "Technology — United States product brochure") | Not listed |
| [Umbrella and excess liability](https://spot.insure/coverage/umbrella-excess) | Listed: CFC offers excess professional liability, general liability and cyber limits for small and micro businesses. [18](https://www.cfc.com/en-us/products/class/excess-umbrella/ "Umbrella cover") | Not listed |
| [Virtual care and telehealth](https://spot.insure/coverage/virtual-care-telehealth) | Listed: CFC offers an eHealth package for businesses delivering health care through technology, including telemedicine. [19](https://www.cfc.com/en-us/products/industry/ehealth/ "Digital health insurance") | Not listed |
| [Workers’ compensation](https://spot.insure/coverage/workers-compensation) | Not listed | Listed [44](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions") |

A listing may be arranged through an insurer or partner. “Not listed” means this catalogue has no separate offering recorded; ask the provider whether it can quote the coverage and request the policy terms.



## Optional Spot Service Handoff

Spot can help prepare applications, coordinate brokers, and compare proposals. If that work is needed, collect the company's task, known deadline, current broker, and open questions for a [free consultation](https://spot.insure/pricing.md). The company decides what to buy; Spot does not automatically bind coverage.

## Specialist underwriting and brokerage roles

CFC says it designs and underwrites policies for capacity providers and routes technology coverage through brokers. Its U.S. technology brochure describes a package of professional, cyber and related protections, while the application asks for business, product, contract, security and claims details. MMA describes its business-insurance service as working with a wide variety of carriers; the small-business page instead directs buyers to call for a personalized quote. Neither company-level description identifies the insurer for a particular proposal. [5](https://www.cfc.com/en-us/company/ "About CFC") [2](https://webcdn.cfc.com/media/ywdbvkpy/technology_product-brochure_us_0525_v2.pdf "Technology — United States product brochure") [3](https://webcdn.cfc.com/media/4559/tech_application_us_v24.pdf "Technology companies — US application v2.4") [43](https://www.marshmma.com/us/services/business-insurance.html "Business Insurance") [44](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions")

## Product route versus account placement

A technology company can use CFC's broker-submitted application to present a focused technology risk. MMA's small-business catalogue lists general liability, property, workers' compensation, professional liability, commercial auto and cyber, while its industry directory describes broader sector practices. That breadth can matter when one account needs several lines or industry-specific placement; it does not establish that MMA writes each line itself or that all are available to one buyer. [1](https://www.cfc.com/en-us/products/industry/technology/ "Technology") [44](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions") [37](https://www.marshmma.com/us/industries/view-all-industries.html "Insurance Services for All Industries")

For either route, request the contracting producer, policy issuer, form and endorsements, line-by-line limits and retentions, compensation, and renewal contact. Ask CFC which technology sections are quoted and MMA which carriers and specialists will be approached; compare the resulting terms, not catalogue labels. [1](https://www.cfc.com/en-us/products/industry/technology/ "Technology") [43](https://www.marshmma.com/us/services/business-insurance.html "Business Insurance")

## Compare Services

What each provider documents about the services you may need.

| Criteria | CFC | Marsh McLennan Agency |
| --- | --- | --- |
| Business role | CFC can quote specialist cover as an MGA, meaning it performs some underwriting functions for insurers that carry the risk. Its disclosures identify CFC Underwriting Limited and U.S. producer CFC USA, Inc.; the CFC brand is not the insurer name on every policy. [5](https://www.cfc.com/en-us/company/ "About CFC") [4](https://www.cfc.com/en-us/support/regulatory-information/ "Regulatory information") (Evidence: Company-reported; scope: CFC US-facing materials, accessed 16 September 2026; company descriptions, not an issued policy or independent service assessment.; verified: 2026-09-16.) | As of 2026-09-28, Marsh’s US legal-entity page lists Marsh & McLennan Agency LLC as the current entity name for Marsh Agency (formerly MMA) and Marsh Agency LLC as proposed, with displayed state completion statuses marked TBD. Louisiana’s regulator lists Marsh & McLennan Agency LLC as a producer agency with active casualty, accident and health or sickness, life, property, and surplus-lines authorities through 2028-03-31. This is Louisiana-specific producer evidence, not evidence of an insurer role or nationwide licensing. [39](https://www.marsh.com/en/about/legal-entity-us-ca.html "Marsh legal entities") [30](https://www.ldi.la.gov/onlineservices/ProducerAdjusterSearch/Detail.aspx?LicenseNumber=499904&LicenseType=Producer+Agency "Producer / Adjuster Search: MARSH & MCLENNAN AGENCY LLC") (Evidence: Verified; scope: Current entity name and proposed legal-name transition as listed on Marsh’s US legal-entity page, plus producer-authority evidence for Louisiana only, accessed 2026-09-28. No other state licensing was audited; this record does not establish an insurer or underwriting role.; verified: 2026-09-28.)<br><br>Marsh McLennan Agency describes itself as a business of Marsh and lists business insurance, employee health and benefits, retirement and wealth, and private-client insurance services across the United States and Canada. [31](https://www.marshmma.com/us/mma/about-us.html "Who We Are") (Evidence: Company-reported; scope: Current MMA company description. Does not establish corporate ownership structure, the legal entity for a particular placement, or an insurer role.; verified: 2026-09-29.) |
| Customer focus | Startups through multinationals can ask CFC about technology coverage, including before generating revenue; the stated audience does not guarantee a particular business will qualify. [1](https://www.cfc.com/en-us/products/industry/technology/ "Technology") (Evidence: Company-reported; scope: CFC US-facing materials, accessed 16 September 2026; company descriptions, not an issued policy or independent service assessment.; verified: 2026-09-16.) | MMA describes Marsh Agency as a separate business unit serving as an advocate and broker for the middle market. [42](https://www.marshmma.com/us/mma/rebranding-to-marsh-agency.html "Rebranding to Marsh Agency") (Evidence: Company-reported; scope: Company-stated role and customer focus for the future Marsh Agency operating brand; not a revenue, size, or eligibility threshold.; verified: 2026-09-28.)<br><br>MMA’s US industry directory includes pages for construction, financial institutions, healthcare, manufacturing, real estate, and transportation and trucking. These are examples of stated sector focus, not a complete appetite or eligibility list. [37](https://www.marshmma.com/us/industries/view-all-industries.html "Insurance Services for All Industries") (Evidence: Company-reported; scope: Examples from MMA’s national US industry directory; the directory is evidence of stated sector focus, not a complete appetite or eligibility list.; verified: 2026-09-28.) |
| Application process | A senior staff member should expect to complete the technology application and send it to a broker; it asks for revenue, funding, subsidiaries, products, contracts, security, IP procedures and claims history. CFC Connect separately supports broker trading and appointments. [3](https://webcdn.cfc.com/media/4559/tech_application_us_v24.pdf "Technology companies — US application v2.4") [6](https://www.cfc.com/en-us/connect/ "Connect broker trading portal") (Evidence: Company-reported; scope: CFC US-facing materials, accessed 16 September 2026; company descriptions, not an issued policy or independent service assessment.; verified: 2026-09-16.) | MMA’s US small-business page lists general liability, commercial property, workers’ compensation, professional liability, commercial auto, and cyber liability, and invites buyers to call 833-256-4266 for a personalized quote. The page also contains a small-business specialist form, but its function and any online application, purchase, or binding route are not established by the page reviewed. [44](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions") (Evidence: Company-reported; scope: US small-business landing page only. The phone invitation does not establish quote speed, eligibility, online purchase or binding; the embedded specialist form's function was not established.; verified: 2026-09-29.) |
| Servicing and renewals | Cyber buyers can get threat monitoring, alerts, a response app and round-the-clock technical incident support according to CFC; check the proposed policy for access, scope and conditions. [7](https://www.cfc.com/en-us/response/ "CFC Response") (Evidence: Company-reported; scope: CFC US-facing materials, accessed 16 September 2026; company descriptions, not an issued policy or independent service assessment.; verified: 2026-09-16.)<br><br>Agree on renewal timing, certificate turnaround and account support before choosing CFC; reviewed materials do not specify those commitments for California technology buyers. [6](https://www.cfc.com/en-us/connect/ "Connect broker trading portal") [3](https://webcdn.cfc.com/media/4559/tech_application_us_v24.pdf "Technology companies — US application v2.4") (Evidence: Not publicly disclosed; scope: CFC US-facing materials, accessed 16 September 2026; company descriptions, not an issued policy or independent service assessment.; verified: 2026-09-16.) | MMA says the Marsh Agency brand transition will not change clients’ account manager, team, or point of contact, and will not affect existing policies or programs; clients may see the legal-name change during renewals. This describes the rebrand transition, not MMA’s general renewal process. [42](https://www.marshmma.com/us/mma/rebranding-to-marsh-agency.html "Rebranding to Marsh Agency") (Evidence: Company-reported; scope: Only the announced Marsh Agency rebrand and its stated effect on existing clients; this does not document MMA’s general renewal workflow, renewal service level, or policy terms.; verified: 2026-09-28.)<br><br>MMA’s Tampa office page lists InsurLink for policy and endorsement access, CSR24 for certificates, carrier contact information for commercial and personal-lines claims, and a local-consultant contact route. [46](https://www.marshmma.com/us/locations/florida/tampa.html "Tampa, Florida") (Evidence: Company-reported; scope: Services and client tools listed on the Tampa, Florida office page only. The claims listing provides carrier contact information and does not establish that MMA adjusts claims.; verified: 2026-09-28.) |
| Claims assistance | You can report a claim through CFC’s form, email or phone; cyber incidents also have a separate phone route and app. These are notification channels, not a promise about payment speed or outcome. [8](https://www.cfc.com/en-us/claims/ "Notify a claim or cyber incident") (Evidence: Company-reported; scope: CFC US-facing materials, accessed 16 September 2026; company descriptions, not an issued policy or independent service assessment.; verified: 2026-09-16.) | On its business-interruption page, MMA says it will advocate with insurers for clients if complex claim issues arise. This is a company-reported service statement; it does not establish claim outcomes or an adjusting/payment role. [32](https://www.marshmma.com/us/solutions/business-interruption-insurance.html "Business Interruption Insurance") (Evidence: Company-reported; scope: Company-described support for complex claims in the business-income and contingent-business-interruption page context; not a promise of claim outcomes or evidence that MMA adjusts or pays claims.; verified: 2026-09-28.) |

## Related Reading

- [What Is CFC Insurance?](https://spot.insure/insurance-providers/cfc)
- [What Is Marsh McLennan Agency?](https://spot.insure/insurance-providers/marsh-mclennan-agency)

## Related Comparisons

- [AIG vs CFC](https://spot.insure/compare/aig-vs-cfc)
- [AIG vs Marsh McLennan Agency](https://spot.insure/compare/aig-vs-marsh-mclennan-agency)
- [Alliance Risk vs CFC](https://spot.insure/compare/alliance-risk-vs-cfc)
- [Alliance Risk vs Marsh McLennan Agency](https://spot.insure/compare/alliance-risk-vs-marsh-mclennan-agency)
- [Amelia Risk vs CFC](https://spot.insure/compare/amelia-risk-vs-cfc)
- [Amelia Risk vs Marsh McLennan Agency](https://spot.insure/compare/amelia-risk-vs-marsh-mclennan-agency)
- [Aon vs CFC](https://spot.insure/compare/aon-vs-cfc)
- [Aon vs Marsh McLennan Agency](https://spot.insure/compare/aon-vs-marsh-mclennan-agency)
- [Armilla vs CFC](https://spot.insure/compare/armilla-vs-cfc)
- [Armilla vs Marsh McLennan Agency](https://spot.insure/compare/armilla-vs-marsh-mclennan-agency)
- [At-Bay vs CFC](https://spot.insure/compare/at-bay-vs-cfc)
- [At-Bay vs Marsh McLennan Agency](https://spot.insure/compare/at-bay-vs-marsh-mclennan-agency)
- [The Baldwin Group vs CFC](https://spot.insure/compare/baldwin-vs-cfc)
- [The Baldwin Group vs Marsh McLennan Agency](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency)
- [Beazley vs CFC](https://spot.insure/compare/beazley-vs-cfc)
- [Beazley vs Marsh McLennan Agency](https://spot.insure/compare/beazley-vs-marsh-mclennan-agency)
- [Berkshire Hathaway Specialty Insurance vs CFC](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-cfc)
- [Berkshire Hathaway Specialty Insurance vs Marsh McLennan Agency](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-marsh-mclennan-agency)
- [biBerk vs CFC](https://spot.insure/compare/biberk-vs-cfc)
- [biBerk vs Marsh McLennan Agency](https://spot.insure/compare/biberk-vs-marsh-mclennan-agency)
- [CFC vs Chubb](https://spot.insure/compare/cfc-vs-chubb)
- [CFC vs CNA](https://spot.insure/compare/cfc-vs-cna)
- [CFC vs Coalition](https://spot.insure/compare/cfc-vs-coalition)
- [CFC vs Corgi](https://spot.insure/compare/cfc-vs-corgi)
- [CFC vs Coterie Insurance](https://spot.insure/compare/cfc-vs-coterie)
- [CFC vs Counterpart](https://spot.insure/compare/cfc-vs-counterpart)
- [CFC vs Coverdash](https://spot.insure/compare/cfc-vs-coverdash)
- [CFC vs Cowbell](https://spot.insure/compare/cfc-vs-cowbell)
- [CFC vs Embroker](https://spot.insure/compare/cfc-vs-embroker)
- [CFC vs Founder Shield](https://spot.insure/compare/cfc-vs-foundershield)
- [Chubb vs Marsh McLennan Agency](https://spot.insure/compare/chubb-vs-marsh-mclennan-agency)
- [CNA vs Marsh McLennan Agency](https://spot.insure/compare/cna-vs-marsh-mclennan-agency)
- [Coalition vs Marsh McLennan Agency](https://spot.insure/compare/coalition-vs-marsh-mclennan-agency)
- [Corgi vs Marsh McLennan Agency](https://spot.insure/compare/corgi-vs-marsh-mclennan-agency)
- [Coterie Insurance vs Marsh McLennan Agency](https://spot.insure/compare/coterie-vs-marsh-mclennan-agency)
- [Counterpart vs Marsh McLennan Agency](https://spot.insure/compare/counterpart-vs-marsh-mclennan-agency)
- [Coverdash vs Marsh McLennan Agency](https://spot.insure/compare/coverdash-vs-marsh-mclennan-agency)
- [Cowbell vs Marsh McLennan Agency](https://spot.insure/compare/cowbell-vs-marsh-mclennan-agency)
- [Embroker vs Marsh McLennan Agency](https://spot.insure/compare/embroker-vs-marsh-mclennan-agency)

## Sources

### [CFC Official Website](https://www.cfc.com/en-us/)

1. [Technology](https://www.cfc.com/en-us/products/industry/technology/). CFC; Introduction; Technology key features; Digitally traded. Accessed 2026-09-16.
2. [Technology — United States product brochure](https://webcdn.cfc.com/media/ywdbvkpy/technology_product-brochure_us_0525_v2.pdf). CFC; Page 1: coverage sections, including Products and services liability; Response app highlights; Limits and deductibles. Accessed 2026-09-16.
3. [Technology companies — US application v2.4](https://webcdn.cfc.com/media/4559/tech_application_us_v24.pdf). CFC; Pages 1–8: completion instructions and Sections 1–8. Accessed 2026-09-16.
4. [Regulatory information](https://www.cfc.com/en-us/support/regulatory-information/). CFC; CFC USA Inc.; CFC Underwriting Limited; CFC Lloyd’s Syndicate 1988. Accessed 2026-09-16.
5. [About CFC](https://www.cfc.com/en-us/company/). CFC; Matt Taylor biography: independent MGA and Syndicate 1988. Accessed 2026-09-16.
6. [Connect broker trading portal](https://www.cfc.com/en-us/connect/). CFC; Get started; Products traded on Connect; FAQs: broker appointment. Accessed 2026-09-16.
7. [CFC Response](https://www.cfc.com/en-us/response/). CFC; Proactive protection; Immediate response; Real-time support. Accessed 2026-09-16.
8. [Notify a claim or cyber incident](https://www.cfc.com/en-us/claims/). CFC; Experiencing a cyber incident now?; General enquiries or claims. Accessed 2026-09-16.
9. [Cyber insurance — US](https://www.cfc.com/en-us/products/class/cyber-insurance/). CFC; Cyber product cards: Cyber Proactive Response, Cyber (admitted), Corporate cyber, Cyber excess. Accessed 2026-09-16.
10. [Management liability](https://www.cfc.com/en-us/products/class/management-liability/). CFC; Management liability; Side A DIC. Accessed 2026-09-16.
11. [Management liability — United States product brochure](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf). CFC; Page 1: opening coverage list; What else is in the policy?; What we decline. Accessed 2026-09-16.
12. [Professional liability](https://www.cfc.com/en-us/products/class/professional-liability/). CFC; Our professional liability products; Professional liability (admitted). Accessed 2026-09-16.
13. [Property & casualty](https://www.cfc.com/en-us/products/class/property-casualty/). CFC; Property & casualty product description: property and general liability. Accessed 2026-09-16.
14. [Intellectual property insurance](https://www.cfc.com/en-us/products/class/intellectual-property/). CFC; Intellectual property product introduction; Key features; Defense; Pursuit of infringers. Accessed 2026-09-16.
15. [Kidnap and ransom](https://www.cfc.com/en-us/products/class/kidnap-and-ransom/). CFC; Kidnap & ransom product cards and Key features. Accessed 2026-09-16.
16. [Product recall](https://www.cfc.com/en-us/products/class/product-recall/). CFC; Contaminated product recall and Product recall product cards. Accessed 2026-09-16.
17. [Transaction liability](https://www.cfc.com/en-us/products/class/transaction-liability/). CFC; Transaction liability; Buyer protect; Seller protect; Secondary liquidity solutions; Limit & appetite. Accessed 2026-09-16.
18. [Umbrella cover](https://www.cfc.com/en-us/products/class/excess-umbrella/). CFC; Umbrella cover product description: policy lines, small and micro businesses, primary placement with CFC or others. Accessed 2026-09-16.
19. [Digital health insurance](https://www.cfc.com/en-us/products/industry/ehealth/). CFC; eHealth product: Telemedicine, mHealth, Artificial intelligence, Remote patient monitoring. Accessed 2026-09-16.
20. [Medical malpractice](https://www.cfc.com/en-us/products/class/medical-malpractice/). CFC; Our medical malpractice products. Accessed 2026-09-16.
21. [Media & entertainment](https://www.cfc.com/en-us/products/industry/media-entertainment/). CFC; Media product description. Accessed 2026-09-16.
22. [Life science](https://www.cfc.com/en-us/products/industry/life-science/). CFC; What does CFC’s life science policy cover?; Life sciences and Nutraceuticals product cards. Accessed 2026-09-16.
23. [Fintech insurance](https://www.cfc.com/en-us/products/industry/fintech/). CFC; What does CFC’s fintech policy cover?; Fintech product. Accessed 2026-09-16.
24. [Financial institutions](https://www.cfc.com/en-us/products/industry/financial-institutions/). CFC; Financial institutions professional indemnity; Investment managers; SME banks. Accessed 2026-09-16.
25. [Carbon insurance](https://www.cfc.com/en-us/products/class/carbon-insurance/). CFC; Carbon delivery; Carbon cancellation; Carbon lender non-payment; CORSIA guarantee. Accessed 2026-09-16.
26. [Safeprotect misconduct liability](https://www.cfc.com/en-us/products/class/safeprotect-misconduct-liability/). CFC; Safeprotect product; Praesidium services. Accessed 2026-09-16.
27. [Terrorism](https://www.cfc.com/en-us/products/class/terrorism/). CFC; Introduction: standalone terrorism policy. Accessed 2026-09-16.
28. [Marine](https://www.cfc.com/en-us/products/industry/marine/). CFC; Introduction: hull war and marine kidnap & ransom. Accessed 2026-09-16.
29. [CFC launches admitted offerings for professional liability and technology E&O](https://www.cfc.com/en-us/knowledge/news/2023/03/cfc-launches-admitted-offerings-for-professional-liability-and-technology-eo/). CFC; 21 March 2023 announcement: admitted technology E&O; broker quote, bind and adjustment process. Accessed 2026-09-16.

### [Marsh McLennan Agency Official Website](https://www.marshmma.com/us/mma/about-us.html)

30. [Producer / Adjuster Search: MARSH & MCLENNAN AGENCY LLC](https://www.ldi.la.gov/onlineservices/ProducerAdjusterSearch/Detail.aspx?LicenseNumber=499904&LicenseType=Producer+Agency). Louisiana Department of Insurance; Producer Agency Detail, lines 7-49: entity, producer-agency classification, license number, authorities and validity through 2028-03-31; lines 53-57: historical 2010 lapse/resume entries; lines 69-72: entity-record actions display. Accessed 2026-09-28.
31. [Who We Are](https://www.marshmma.com/us/mma/about-us.html). Marsh McLennan Agency; Lines 193-195: ‘a business of Marsh’ and company-listed service lines across US and Canada. This does not establish the legal entity for an account, corporate ownership chart, or insurer role. Accessed 2026-09-29.
32. [Business Interruption Insurance](https://www.marshmma.com/us/solutions/business-interruption-insurance.html). Marsh McLennan Agency; Accepted inspection lines 224-226: company says it will advocate with insurers on complex claim issues. No outcomes, adjustment/payment role, or insurer identity established. Accessed 2026-09-28.
33. [Casualty](https://www.marshmma.com/us/solutions/casualty.html). Marsh McLennan Agency; Lines 203-205 and 211-224: casualty advisory, claims advocacy, risk analytics and workers’ compensation. No adjusting or paying role established. Accessed 2026-09-29.
34. [Cyber](https://www.marshmma.com/us/solutions/cyber.html). Marsh McLennan Agency; Lines 205-207: network security, privacy, technology and emerging cyber risks; lines 226-228: prepare, mitigate, respond, recover, claims advocacy and carrier liaison. Company-reported support, not outcomes or insurer identity. Accessed 2026-09-29.
35. [US and Canada Legal Entities](https://www.marsh.com/en/about/legal-entity-us-ca.html). Marsh; Accepted inspection lines 528-587: current MMA entity Marsh & McLennan Agency LLC; Marsh Agency LLC proposed; displayed state statuses TBD. Accessed 2026-09-28.
36. [Executive and Professional Liability](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html). Marsh McLennan Agency; Lines 204-210 name D&O, E&O, EPL, commercial crime/fidelity, cyber, fiduciary, media, IP, architects and engineers, lawyers professional, kidnap and ransom; lines 211-213 explain D&O; following section explains EPL. Lists do not establish policy terms. Accessed 2026-09-29.
37. [Insurance Services for All Industries](https://www.marshmma.com/us/industries/view-all-industries.html). Marsh McLennan Agency; National US industry directory, lines 209-252; examples include construction (219), financial institutions (224), healthcare (229), manufacturing (236), real estate (243), and transportation and trucking (252). Accessed 2026-09-28.
38. [International](https://www.marshmma.com/us/solutions/international.html). Marsh McLennan Agency; Lines 204-206 and 228-231: international placement; business travel accident, control master, foreign package, K&R, political risk/trade credit, surety, marine cargo. Not a domestic availability guarantee. Accessed 2026-09-29.
39. [Marsh legal entities](https://www.marsh.com/en/about/legal-entity-us-ca.html). Marsh; Marsh Agency formerly known as MMA, US entities and proposed-name status, lines 528-587: current Marsh & McLennan Agency LLC, proposed Marsh Agency LLC, listed state statuses TBD. Accessed 2026-09-28.
40. [Producer/Adjuster Search — producer agency detail](https://www.ldi.la.gov/onlineservices/ProducerAdjusterSearch/Detail.aspx?LicenseNumber=499904&LicenseType=Producer+Agency). Louisiana Department of Insurance; Accepted inspection lines 7-49 and 53-57: Marsh & McLennan Agency LLC producer agency and named Louisiana authorities through 2028-03-31, including historical lapse/resume entries. Louisiana only; distinct from Marsh USA LLC/NPN 27658. Accessed 2026-09-28.
41. [Property Insurance](https://www.marshmma.com/us/solutions/property.html). Marsh McLennan Agency; Lines 205-210 describe commercial property and physical assets; property page coverage section also lists builders’ risk. Company marketing only; no policy wording, limits, exclusions, insurer, or eligibility. Accessed 2026-09-29.
42. [Rebranding to Marsh Agency](https://www.marshmma.com/us/mma/rebranding-to-marsh-agency.html). Marsh McLennan Agency; Accepted repaired inspection lines 215-224: account/team/contact and existing policy continuity through transition, legal name may appear at renewal. Transition statement only; not general renewal workflow. Accessed 2026-09-29.
43. [Business Insurance](https://www.marshmma.com/us/services/business-insurance.html). Marsh McLennan Agency; ‘We do our homework’: research of organization, industry, market and people; says it works with a wide variety of carriers. No carrier appointments, shares, terms, compensation, or buyer-specific insurer named. Accessed 2026-09-29.
44. [Small Business Insurance Solutions](https://www.marshmma.com/us/solutions/small-business.html). Marsh McLennan Agency; Lines 205-207: small-business audience and call invitation; lines 224-249 list six coverage categories and short descriptions; line 264 is an embedded form whose function is not stated. No form submitted. Accessed 2026-09-29.
45. [Surety](https://www.marshmma.com/us/solutions/surety.html). Marsh McLennan Agency; Lines 205-207 and 224-233: surety, contract/commercial surety, and license/permit bonds. No surety carrier, collateral, price, or issuance time established. Accessed 2026-09-29.
46. [Tampa, Florida](https://www.marshmma.com/us/locations/florida/tampa.html). Marsh McLennan Agency; Accepted repaired inspection lines 252-289: InsurLink policy/endorsement access, CSR24 certificates, carrier contacts for claims, consultant contact. Tampa only; does not establish adjusting role. Accessed 2026-09-29.
47. [Thompkins Masonic Insurance Program](https://mma.marshmma.com/mmaprograms/thompkins-masonic). Marsh McLennan Agency / MMA Programs; Provider page, lines 120–127: body says “Thompkins Masonic Insurance Program, a Marsh & McLennan Insurance Agency LLC company, is licensed under California License #OH18131”; line 127 says MMA Programs is a division of Marsh & McLennan Agency LLC. Page footer, line 161, instead prints “d/b/a in California as Marsh & McLennan Insurance Agency LLC; CA Insurance Lic: 0H18131.” The page itself therefore renders the identifier in two different ways. Accessed 2026-09-29.

Updated 2026-09-29. Tools for Enlightenment publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/cfc-vs-marsh-mclennan-agency.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)