---
title: "CFC vs Marsh McLennan Agency: Intellectual Property Insurance"
description: "CFC describes affirmative AI language in its IP policy and a quick non-binding online indication; Marsh McLennan Agency lists IP liability but does not itemize covered claims on its overview."
canonical: "https://spot.insure/compare/cfc-vs-marsh-mclennan-agency/intellectual-property"
page-type: "line-comparison"
updated-at: "2026-09-30"
comparison-pair: "cfc-vs-marsh-mclennan-agency"
provider-a: "cfc"
provider-b: "marsh-mclennan-agency"
coverage-line: "intellectual-property"
---

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[Human-readable page](https://spot.insure/compare/cfc-vs-marsh-mclennan-agency/intellectual-property)

## Agent Guide

**What this page is:** Focused comparison of CFC and Marsh McLennan Agency for Intellectual Property Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Intellectual Property Insurance questions about CFC versus Marsh McLennan Agency. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- CFC vs Marsh McLennan Agency for Intellectual Property Insurance: how do they differ?
- Which is better for Intellectual Property Insurance, CFC or Marsh McLennan Agency?
- What does CFC or Marsh McLennan Agency publish about Intellectual Property Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Intellectual Property Insurance from CFC or Marsh McLennan Agency?

**Key facts:**
- Line: Intellectual Property Insurance. Providers: CFC and Marsh McLennan Agency.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy.

**Related pages:**
- [CFC vs Marsh McLennan Agency](https://spot.insure/compare/cfc-vs-marsh-mclennan-agency) — parent: all coverage lines for this pair
- [Intellectual Property Insurance guide](https://spot.insure/coverage/intellectual-property) — coverage explainer for this line
- [CFC profile](https://spot.insure/insurance-providers/cfc) — provider profile (evidence)
- [Marsh McLennan Agency profile](https://spot.insure/insurance-providers/marsh-mclennan-agency) — provider profile (evidence)
- [CFC vs Marsh McLennan Agency Commercial Property Insurance](https://spot.insure/compare/cfc-vs-marsh-mclennan-agency/commercial-property) — sibling comparison (other line, or other pair for this line)
- [CFC vs Marsh McLennan Agency Crime Insurance](https://spot.insure/compare/cfc-vs-marsh-mclennan-agency/crime) — sibling comparison (other line, or other pair for this line)
- [CFC vs Marsh McLennan Agency Cyber Insurance](https://spot.insure/compare/cfc-vs-marsh-mclennan-agency/cyber) — sibling comparison (other line, or other pair for this line)
- [CFC vs Marsh McLennan Agency D&O Insurance](https://spot.insure/compare/cfc-vs-marsh-mclennan-agency/directors-officers) — sibling comparison (other line, or other pair for this line)
- [CFC vs Marsh McLennan Agency Employment Practices Liability Insurance](https://spot.insure/compare/cfc-vs-marsh-mclennan-agency/employment-practices) — sibling comparison (other line, or other pair for this line)
- [CFC vs Marsh McLennan Agency General Liability Insurance](https://spot.insure/compare/cfc-vs-marsh-mclennan-agency/general-liability) — sibling comparison (other line, or other pair for this line)
- [CFC vs Marsh McLennan Agency Kidnap and Ransom Insurance](https://spot.insure/compare/cfc-vs-marsh-mclennan-agency/kidnap-ransom) — sibling comparison (other line, or other pair for this line)
- [CFC vs Marsh McLennan Agency Media Liability Insurance](https://spot.insure/compare/cfc-vs-marsh-mclennan-agency/media) — sibling comparison (other line, or other pair for this line)
- [CFC vs Marsh McLennan Agency Professional Liability (E&O) Insurance](https://spot.insure/compare/cfc-vs-marsh-mclennan-agency/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs CFC Intellectual Property Insurance](https://spot.insure/compare/baldwin-vs-cfc/intellectual-property) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Marsh McLennan Agency Intellectual Property Insurance](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/intellectual-property) — sibling comparison (other line, or other pair for this line)
- [CFC vs Founder Shield Intellectual Property Insurance](https://spot.insure/compare/cfc-vs-foundershield/intellectual-property) — sibling comparison (other line, or other pair for this line)
- [CFC vs Marsh Intellectual Property Insurance](https://spot.insure/compare/cfc-vs-marsh/intellectual-property) — sibling comparison (other line, or other pair for this line)
- [CFC vs Risklytics Intellectual Property Insurance](https://spot.insure/compare/cfc-vs-risklytics/intellectual-property) — sibling comparison (other line, or other pair for this line)
- [Founder Shield vs Marsh McLennan Agency Intellectual Property Insurance](https://spot.insure/compare/foundershield-vs-marsh-mclennan-agency/intellectual-property) — sibling comparison (other line, or other pair for this line)

# CFC vs Marsh McLennan Agency: How Do They Compare for Intellectual Property Insurance?

CFC describes affirmative AI language in its IP policy and a quick non-binding online indication; Marsh McLennan Agency lists IP liability but does not itemize covered claims on its overview.

## How to Use the CFC vs Marsh McLennan Agency Intellectual Property Insurance Comparison

Use this comparison to evaluate CFC and Marsh McLennan Agency for Intellectual Property Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## CFC vs Marsh McLennan Agency Intellectual Property Insurance Summary

CFC says its IP wording added affirmative coverage for AI-related exposures in 2026 and offers a non-binding online indication. Marsh McLennan Agency lists IP liability as a product without detailing covered claims. [6](https://www.cfc.com/en-us/knowledge/news/2026/06/cfc-responds-to-customer-demand-for-affirmative-ai-cover/ "CFC responds to customer demand for affirmative AI cover") [9](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability | MMA")

## What Is CFC Insurance?

CFC fits technology businesses seeking one eligible package for E&O, cyber, media/IP and general liability; buyers wanting to bind directly online should compare other routes. Its cyber policies may also include 24/7 incident support. [1](https://www.cfc.com/en-us/company/ "About CFC") [2](https://www.cfc.com/en-us/products/industry/technology/ "Technology") [3](https://webcdn.cfc.com/media/ywdbvkpy/technology_product-brochure_us_0525_v2.pdf "Technology — United States product brochure") [4](https://www.cfc.com/en-us/support/regulatory-information/ "Regulatory information")

[CFC profile](https://spot.insure/insurance-providers/cfc)

## What Is Marsh McLennan Agency?

Marsh McLennan Agency provides business insurance and employee health and benefits, alongside retirement, wealth, and private-client services across the United States and Canada. Its US small-business page lists six common coverage types and directs buyers to request a personalized quote by phone; the insurer and terms for a specific placement must be confirmed in the proposal. [7](https://www.marshmma.com/us/mma/about-us.html "Who We Are") [8](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions")

[Marsh McLennan Agency profile](https://spot.insure/insurance-providers/marsh-mclennan-agency)

## What Is Intellectual Property Insurance?

Intellectual property insurance comes in two separate parts: defense, when you're accused of infringing a patent, trademark or copyright, and enforcement, when you pursue someone who copied yours. A defense-only quote doesn't pay for your own lawsuit, so ask for each part you need. [10](https://content.naic.org/consumer/small-business.htm "Small Business Insurance") [11](https://www.gov.uk/guidance/intellectual-property-insurance "Intellectual property insurance (UK guidance)") [12](https://www.cfc.com/en-us/products/class/intellectual-property/ "Intellectual property insurance") [13](https://www.cfc.com/media/1596/intellectual-property-application-usa-v20.pdf "Intellectual Property Insurance application form — US") [14](https://ipisc.com/wp-content/uploads/2026/02/IP-Infringement-Insurance-Application_IPISC_v.2_04_2026.pdf "IP Infringement Insurance Application")

## What Are the Key Differences Between CFC and Marsh McLennan Agency Intellectual Property Insurance?

### AI wording and covered IP disputes

CFC says its 2026 IP wording expressly addresses AI model hallucination, AI-generated content, and model drift, alongside patent, trademark, copyright, and trade-secret disputes. Marsh McLennan Agency identifies intellectual-property liability as an executive and professional product but its reviewed overview does not itemize covered IP claims or AI terms. For a company using generative tools in products or marketing, CFC’s stated wording gives specific questions to test; ask MMA for the actual policy language before assuming its listed product addresses those exposures. [5](https://www.cfc.com/en-us/products/class/intellectual-property/ "Intellectual property insurance | Patent insurance | CFC") [6](https://www.cfc.com/en-us/knowledge/news/2026/06/cfc-responds-to-customer-demand-for-affirmative-ai-cover/ "CFC responds to customer demand for affirmative AI cover") [9](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability | MMA")

### Eligibility and application detail

CFC says it underwrites and distributes the policy and offers an online non-binding indication using company name, website, and revenue. MMA asks organizations to contact an adviser or specialist and describes multinational or executive/professional placement broadly; its cited page does not set a universal limit. CFC also states its eligibility varies by turnover and industry. Compare the underwriter’s appetite, limit, defense and enforcement components, and whether the indication progresses to a bound quote. [5](https://www.cfc.com/en-us/products/class/intellectual-property/ "Intellectual property insurance | Patent insurance | CFC") [9](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability | MMA")

## What Should You Confirm in CFC and Marsh McLennan Agency Intellectual Property Insurance Quotes?

- Does CFC’s current form affirmatively cover this use of AI, and what limits and industry eligibility apply? [5](https://www.cfc.com/en-us/products/class/intellectual-property/ "Intellectual property insurance | Patent insurance | CFC") [6](https://www.cfc.com/en-us/knowledge/news/2026/06/cfc-responds-to-customer-demand-for-affirmative-ai-cover/ "CFC responds to customer demand for affirmative AI cover") [9](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability | MMA")
- Which insurer and specific AI-related IP terms would MMA present for this company? [5](https://www.cfc.com/en-us/products/class/intellectual-property/ "Intellectual property insurance | Patent insurance | CFC") [9](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability | MMA")

## CFC vs Marsh McLennan Agency Intellectual Property Insurance Compared

| Criteria | CFC Intellectual Property Insurance | Marsh McLennan Agency intellectual property (official overview) |
| --- | --- | --- |
| Role in This Line | CFC underwrites and distributes an intellectual property insurance policy through what it describes as the largest dedicated IP insurance underwriting team in London, backed by specialist claims adjusters and risk management partners. [5](https://www.cfc.com/en-us/products/class/intellectual-property/ "Intellectual property insurance | Patent insurance | CFC") (Evidence: Company-reported; scope: IP product page description of CFC's IP practice..) | Marsh McLennan Agency describes arranging intellectual property for the audience stated on the cited product page. [9](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability | MMA") (Evidence: Company-reported; scope: intellectual property marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |
| Issuing Insurer | The reviewed IP product page does not name the specific insurer or Lloyd's syndicate that carries the risk on this policy. CFC's regulatory page lists several CFC entities, including its own Lloyd's Syndicate 1988, that CFC uses as underwriting vehicles across its business, but does not tie a specific one to the IP product. [5](https://www.cfc.com/en-us/products/class/intellectual-property/ "Intellectual property insurance | Patent insurance | CFC") [4](https://www.cfc.com/en-us/support/regulatory-information/ "Regulatory information") (Evidence: Not publicly disclosed; scope: Checked the IP product page and CFC's regulatory information page; neither names an IP-specific carrier..) | Confirm in your quote. |
| Who It’s For | CFC says its IP policy is designed for businesses with turnover up to $250 million (GBP or USD) across industries such as construction, manufacturing, professional services and consultants, and will also consider turnover up to $500 million for a narrower list of industries including medical drug discovery, software development, fashion, advertising, medical devices, and machine learning. [5](https://www.cfc.com/en-us/products/class/intellectual-property/ "Intellectual property insurance | Patent insurance | CFC") (Evidence: Company-reported; scope: Industries we cover section of the IP product page; final eligibility for any given business depends on underwriting..) | Organizations seeking executive/professional liability solutions; the source does not specify covered IP claims or terms. [9](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability | MMA") (Evidence: Company-reported; scope: intellectual property marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |
| Coverage Features | The policy covers infringement claims involving patents, trademarks, copyright and trade secrets, plus costs tied to loss of IP rights or loss of profit from an IP dispute. [5](https://www.cfc.com/en-us/products/class/intellectual-property/ "Intellectual property insurance | Patent insurance | CFC") (Evidence: Company-reported; scope: Product page coverage description; exact terms and exclusions are set by the policy as issued..)<br><br>Coverage is built from three pieces: defense against infringement allegations from a third party, pursuit of parties infringing on IP the insured owns or licenses, and contractual indemnity protection that can extend down a supply chain if a claim reaches a customer or downstream contract. [5](https://www.cfc.com/en-us/products/class/intellectual-property/ "Intellectual property insurance | Patent insurance | CFC") (Evidence: Company-reported; scope: Defense/Pursuit of infringers/Contractual indemnity descriptions on the product page..)<br><br>CFC says it added affirmative AI-related coverage language to its IP policy in 2026 as part of a rollout across seven products, explicitly addressing exposures like AI model hallucination, AI-generated content, and model drift rather than leaving them to implied or silent coverage. [6](https://www.cfc.com/en-us/knowledge/news/2026/06/cfc-responds-to-customer-demand-for-affirmative-ai-cover/ "CFC responds to customer demand for affirmative AI cover") (Evidence: Company-reported; scope: CFC news release on the affirmative AI coverage programme; describes intent and scope of the update, not specific policy wording..) | The cited product page describes intellectual-property liability as a named executive and professional product; the overview does not itemize covered IP claims. Marketing description only; actual coverage, exclusions, conditions, limits, and availability depend on the issued policy and jurisdiction. [9](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability | MMA") (Evidence: Company-reported; scope: intellectual property marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |
| Limits and Retentions | Confirm in your quote. | The cited overview does not set a universal limit or retention for this line. Ask for the proposed policy form, limits, retentions, exclusions, and conditions in the quote. [9](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability | MMA") (Evidence: Not publicly disclosed; scope: Only the cited marketing page was reviewed for published limit and retention information; no policy-form entitlement is inferred..) |
| How to Apply | CFC offers a non-binding IP insurance indication online, asking only for the company name, website and revenue. [5](https://www.cfc.com/en-us/products/class/intellectual-property/ "Intellectual property insurance | Patent insurance | CFC") (Evidence: Company-reported; scope: IP product page indication call to action..) | The page invites organizations to contact a Marsh McLennan Agency adviser or specialist to discuss placement. The page does not establish a quote, bind, or coverage-effective timeline. [9](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability | MMA") (Evidence: Company-reported; scope: intellectual property marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |

## Related Pages for CFC vs Marsh McLennan Agency Intellectual Property

- [CFC vs Marsh McLennan Agency](https://spot.insure/compare/cfc-vs-marsh-mclennan-agency): all coverage lines, business roles, service and claims.
- [What Is Intellectual Property Insurance?](https://spot.insure/coverage/intellectual-property): Intellectual property insurance pays toward patent, trademark and copyright disputes, but defending an infringement claim and suing someone who copied you are separate coverages.
- [CFC vs Marsh McLennan Agency Commercial Property Insurance](https://spot.insure/compare/cfc-vs-marsh-mclennan-agency/commercial-property)
- [CFC vs Marsh McLennan Agency Crime Insurance](https://spot.insure/compare/cfc-vs-marsh-mclennan-agency/crime)
- [CFC vs Marsh McLennan Agency Cyber Insurance](https://spot.insure/compare/cfc-vs-marsh-mclennan-agency/cyber)
- [CFC vs Marsh McLennan Agency D&O Insurance](https://spot.insure/compare/cfc-vs-marsh-mclennan-agency/directors-officers)
- [CFC vs Marsh McLennan Agency Employment Practices Liability Insurance](https://spot.insure/compare/cfc-vs-marsh-mclennan-agency/employment-practices)
- [CFC vs Marsh McLennan Agency General Liability Insurance](https://spot.insure/compare/cfc-vs-marsh-mclennan-agency/general-liability)
- [CFC vs Marsh McLennan Agency Kidnap and Ransom Insurance](https://spot.insure/compare/cfc-vs-marsh-mclennan-agency/kidnap-ransom)
- [CFC vs Marsh McLennan Agency Media Liability Insurance](https://spot.insure/compare/cfc-vs-marsh-mclennan-agency/media)
- [CFC vs Marsh McLennan Agency Professional Liability (E&O) Insurance](https://spot.insure/compare/cfc-vs-marsh-mclennan-agency/professional-errors-omissions)
- [The Baldwin Group vs CFC Intellectual Property Insurance](https://spot.insure/compare/baldwin-vs-cfc/intellectual-property)
- [The Baldwin Group vs Marsh McLennan Agency Intellectual Property Insurance](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/intellectual-property)
- [CFC vs Founder Shield Intellectual Property Insurance](https://spot.insure/compare/cfc-vs-foundershield/intellectual-property)
- [CFC vs Marsh Intellectual Property Insurance](https://spot.insure/compare/cfc-vs-marsh/intellectual-property)
- [CFC vs Risklytics Intellectual Property Insurance](https://spot.insure/compare/cfc-vs-risklytics/intellectual-property)
- [Founder Shield vs Marsh McLennan Agency Intellectual Property Insurance](https://spot.insure/compare/foundershield-vs-marsh-mclennan-agency/intellectual-property)

## Sources for CFC vs Marsh McLennan Agency

### Sources About CFC

1. [About CFC](https://www.cfc.com/en-us/company/). CFC; Matt Taylor biography: independent MGA and Syndicate 1988. Accessed 2026-09-16.
2. [Technology](https://www.cfc.com/en-us/products/industry/technology/). CFC; Introduction; Technology key features; Digitally traded. Accessed 2026-09-16.
3. [Technology — United States product brochure](https://webcdn.cfc.com/media/ywdbvkpy/technology_product-brochure_us_0525_v2.pdf). CFC; Page 1: coverage sections, including Products and services liability; Response app highlights; Limits and deductibles. Accessed 2026-09-16.
4. [Regulatory information](https://www.cfc.com/en-us/support/regulatory-information/). CFC; CFC Underwriting Limited; CFC Lloyd's Syndicate 1988; CFC USA Inc.. Accessed 2026-09-23.
5. [Intellectual property insurance | Patent insurance | CFC](https://www.cfc.com/en-us/products/class/intellectual-property/). CFC; Key features; Defense/Pursuit of infringers/Contractual indemnity; Industries we cover; FAQs. Accessed 2026-09-23.
6. [CFC responds to customer demand for affirmative AI cover](https://www.cfc.com/en-us/knowledge/news/2026/06/cfc-responds-to-customer-demand-for-affirmative-ai-cover/). CFC; Programme includes updates across... Intellectual Property (IP)...; addressing model hallucination, AI generated content and model drift. Accessed 2026-09-23.

### Sources About Marsh McLennan Agency

7. [Who We Are](https://www.marshmma.com/us/mma/about-us.html). Marsh McLennan Agency; Lines 193-195: ‘a business of Marsh’ and company-listed service lines across US and Canada. This does not establish the legal entity for an account, corporate ownership chart, or insurer role.. Accessed 2026-09-29.
8. [Small Business Insurance Solutions](https://www.marshmma.com/us/solutions/small-business.html). Marsh McLennan Agency; Lines 205-207: small-business audience and call invitation; lines 224-249 list six coverage categories and short descriptions; line 264 is an embedded form whose function is not stated. No form submitted.. Accessed 2026-09-29.
9. [Executive and Professional Liability | MMA](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html). Marsh McLennan Agency; Intellectual property (IP) is named within the executive and professional liability policy suite.. Accessed 2026-09-30.

### Sources for the Intellectual Property Insurance Guide

10. [Small Business Insurance](https://content.naic.org/consumer/small-business.htm). National Association of Insurance Commissioners; Other types of business liability insurance. Accessed 2026-09-16.
11. [Intellectual property insurance (UK guidance)](https://www.gov.uk/guidance/intellectual-property-insurance). UK Intellectual Property Office; About IP and insurance > types of products; exclusions/excess/co-insurance; claims process and legal representation. Accessed 2026-09-16.
12. [Intellectual property insurance](https://www.cfc.com/en-us/products/class/intellectual-property/). CFC; Opening; Defense; Pursuit of infringers; Contractual indemnity; US-facing product offering. Accessed 2026-09-16.
13. [Intellectual Property Insurance application form — US](https://www.cfc.com/media/1596/intellectual-property-application-usa-v20.pdf). CFC Underwriting Limited; Sections 1–2 pp.1–2; Section 3 pp.3–4; Section 4 p.4; Section 6.1 p.5; Section 6.2 p.6. Accessed 2026-09-16.
14. [IP Infringement Insurance Application](https://ipisc.com/wp-content/uploads/2026/02/IP-Infringement-Insurance-Application_IPISC_v.2_04_2026.pdf). Intellectual Property Insurance Services Corporation; p.1 specimen request; Section 1 pp.2–4; Defense Section 2 pp.5–6; Enforcement Section 3 pp.7–9. Accessed 2026-09-16.

Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## CFC Review Scores for 2026

Review Score: not enough ratings.

The reviewed sources did not yield customer reviews of CFC; the available survey concerns UK brokers. The one rating we found is from UK brokers: 4.76 out of 5 in Insurance Times’ 2024/25 survey.

- Insurance Times MGA survey: Insurance Times MGA rating (2024/25, broker survey) 4.76 (out of 5). UK broker survey of MGAs (Insurance Times, with the MGAA). Rates how brokers find CFC to work with. It is not a policyholder review. Period: 2024/25 survey; 'over 1,650 brokers' across all MGAs, not CFC alone. Checked 2026-09-29. [Five Star 2024/25 MGA Overall Ratings](https://www.insurancetimes.co.uk/ratings/mga-2024-ratings); [Five Star 2025/26 MGA Overall Ratings](https://www.insurancetimes.co.uk/ratings/mga-2025-ratings)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/cfc/reviews).

## Marsh McLennan Agency Review Scores for 2026

Review Score: 8.2 / 10 from 2 rated sources, equally weighted.

There are almost no public customer reviews of Marsh McLennan Agency (MMA). Trustpilot shows 3.2 out of 5, but from a single review, and BBB shows an A grade with four complaints closed in three years.

- Trustpilot: TrustScore 3.2 (out of 5); 1 reviews. Trustpilot profile for marshmma.com, MMA's own domain. Unclaimed; MMA has not invited reviews. Period: checked 2026-09-29. Checked 2026-09-29. [marshmma.com Trustpilot profile](https://www.trustpilot.com/review/marshmma.com)
- Trustpilot: TrustScore (Marsh brand) 1.3 (out of 5); 115 reviews. Trustpilot page for marsh.com, the global Marsh brand (mostly individual and non-US customers). This is a different entity from MMA. Period: checked 2026-09-29. Checked 2026-09-29. [Marsh Reviews](https://www.trustpilot.com/review/www.marsh.com)
- BBB: BBB business grade A. BBB San Diego-area profile for Marsh & McLennan Agency LLC (accredited). MMA has separate BBB profiles per office; Dayton and Schaumburg both show A+. Checked 2026-09-29. [Marsh & McLennan Agency LLC (San Diego) BBB](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103)
- BBB: Complaints 4. Same San Diego-area profile; zero customer reviews. No client-count denominator. Period: closed in the last three years (checked 2026-09-29). Checked 2026-09-29. [Marsh & McLennan Agency LLC — BBB Complaints](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103/complaints); [Marsh & McLennan Agency LLC — BBB Reviews](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/marsh-mclennan-agency/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/cfc-vs-marsh-mclennan-agency/intellectual-property.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)