--- title: "CFC vs Markel Insurance: Management Liability Insurance" description: "CFC combines D&O, EPL, fiduciary and crime coverages in a U.S. management-liability package with stated industry restrictions; Markel offers standalone or blended D&O, EPL and fiduciary options." canonical: "https://spot.insure/compare/cfc-vs-markel/management-liability" page-type: "line-comparison" updated-at: "2026-09-30" comparison-pair: "cfc-vs-markel" provider-a: "cfc" provider-b: "markel" coverage-line: "management-liability" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/cfc-vs-markel/management-liability) ## Agent Guide **What this page is:** Focused comparison of CFC and Markel Insurance for Management Liability Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Management Liability Insurance questions about CFC versus Markel Insurance. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - CFC vs Markel Insurance for Management Liability Insurance: how do they differ? - Which is better for Management Liability Insurance, CFC or Markel Insurance? - What does CFC or Markel Insurance publish about Management Liability Insurance (limits, eligibility, claims, add-ons)? - What should I confirm in a quote for Management Liability Insurance from CFC or Markel Insurance? **Key facts:** - Line: Management Liability Insurance. Providers: CFC and Markel Insurance. - Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - "Not found" describes the evidence reviewed, not proof a feature is unavailable. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy. **Related pages:** - [CFC vs Markel Insurance](https://spot.insure/compare/cfc-vs-markel) — parent: all coverage lines for this pair - [Management Liability Insurance guide](https://spot.insure/coverage/management-liability) — coverage explainer for this line - [CFC profile](https://spot.insure/insurance-providers/cfc) — provider profile (evidence) - [Markel Insurance profile](https://spot.insure/insurance-providers/markel) — provider profile (evidence) - [CFC vs Markel Insurance Commercial Property Insurance](https://spot.insure/compare/cfc-vs-markel/commercial-property) — sibling comparison (other line, or other pair for this line) - [CFC vs Markel Insurance Crime Insurance](https://spot.insure/compare/cfc-vs-markel/crime) — sibling comparison (other line, or other pair for this line) - [CFC vs Markel Insurance Cyber Insurance](https://spot.insure/compare/cfc-vs-markel/cyber) — sibling comparison (other line, or other pair for this line) - [CFC vs Markel Insurance D&O Insurance](https://spot.insure/compare/cfc-vs-markel/directors-officers) — sibling comparison (other line, or other pair for this line) - [CFC vs Markel Insurance Employment Practices Liability Insurance](https://spot.insure/compare/cfc-vs-markel/employment-practices) — sibling comparison (other line, or other pair for this line) - [CFC vs Markel Insurance General Liability Insurance](https://spot.insure/compare/cfc-vs-markel/general-liability) — sibling comparison (other line, or other pair for this line) - [CFC vs Markel Insurance Media Liability Insurance](https://spot.insure/compare/cfc-vs-markel/media) — sibling comparison (other line, or other pair for this line) - [CFC vs Markel Insurance Product Liability Insurance](https://spot.insure/compare/cfc-vs-markel/product-liability) — sibling comparison (other line, or other pair for this line) - [CFC vs Markel Insurance Professional Liability (E&O) Insurance](https://spot.insure/compare/cfc-vs-markel/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [CFC vs Markel Insurance Tech E&O Insurance](https://spot.insure/compare/cfc-vs-markel/technology-errors-omissions) — sibling comparison (other line, or other pair for this line) - [CFC vs Markel Insurance Umbrella and Excess Liability Insurance](https://spot.insure/compare/cfc-vs-markel/umbrella-excess) — sibling comparison (other line, or other pair for this line) - [AIG vs CFC Management Liability Insurance](https://spot.insure/compare/aig-vs-cfc/management-liability) — sibling comparison (other line, or other pair for this line) - [AIG vs Markel Insurance Management Liability Insurance](https://spot.insure/compare/aig-vs-markel/management-liability) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs CFC Management Liability Insurance](https://spot.insure/compare/alliance-risk-vs-cfc/management-liability) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Markel Insurance Management Liability Insurance](https://spot.insure/compare/alliance-risk-vs-markel/management-liability) — sibling comparison (other line, or other pair for this line) - [Aon vs CFC Management Liability Insurance](https://spot.insure/compare/aon-vs-cfc/management-liability) — sibling comparison (other line, or other pair for this line) - [Aon vs Markel Insurance Management Liability Insurance](https://spot.insure/compare/aon-vs-markel/management-liability) — sibling comparison (other line, or other pair for this line) # CFC vs Markel Insurance: How Do They Compare for Management Liability Insurance? CFC combines D&O, EPL, fiduciary and crime coverages in a U.S. management-liability package with stated industry restrictions; Markel offers standalone or blended D&O, EPL and fiduciary options. ## How to Use the CFC vs Markel Insurance Management Liability Insurance Comparison Use this comparison to evaluate CFC and Markel Insurance for Management Liability Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## CFC vs Markel Insurance Management Liability Insurance Summary CFC packages D&O, employment practices, fiduciary and crime coverage and lists California-domiciled and U.S. public companies among declined risks. Markel offers standalone or blended D&O, EPL and fiduciary options to private companies and nonprofits. [5](https://www.cfc.com/en-us/products/class/management-liability/ "Management liability") [6](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure") [10](https://www.markel.com/us/commercial/professional-and-management-liability/management-liability/private-and-nonprofit "Private and Nonprofit Management Liability Insurance") ## What Is CFC Insurance? CFC fits technology businesses seeking one eligible package for E&O, cyber, media/IP and general liability; buyers wanting to bind directly online should compare other routes. Its cyber policies may also include 24/7 incident support. [1](https://www.cfc.com/en-us/company/ "About CFC") [2](https://www.cfc.com/en-us/products/industry/technology/ "Technology") [3](https://webcdn.cfc.com/media/ywdbvkpy/technology_product-brochure_us_0525_v2.pdf "Technology — United States product brochure") [4](https://www.cfc.com/en-us/support/regulatory-information/ "Regulatory information") [CFC profile](https://spot.insure/insurance-providers/cfc) ## Markel Insurance: Specialty Business and Products Markel Insurance is Markel Group's specialty and small-business insurance business, with offerings across packages, workers' compensation, cyber, professional and management liability, property, marine, and surety. Products use different insurers and distribution routes, so compare the issuer and terms shown on the specific quote. [8](https://www.markel.com/about-us "About us") [9](https://www.sec.gov/Archives/edgar/data/1096343/000109634326000020/mkl-20251231.htm "Markel Group Inc. 2025 Form 10-K") [Markel Insurance profile](https://spot.insure/insurance-providers/markel) ## What Is Management Liability Insurance? Management liability packages can combine D&O and employment-practices coverage for leader and workplace claims, while benefit-plan protection may be a separate part. Shared limits can let a claim in one part reduce what is available for another, so compare the limits across the quote. [11](https://content.naic.org/glossary-insurance-terms "Glossary of Insurance Terms") [12](https://www.thehartford.com/management-liability-insurance "Management Liability Insurance") [13](https://www.chubb.com/us-en/business-insurance/forefront.html "The ForeFront Portfolio") [14](https://asset.trvstatic.com/download/assets/pdo-3001.pdf/d66bd58e63c911ee99d14294a32ecb95 "Private Company Directors and Officers Liability Coverage") [15](https://asset.trvstatic.com/download/assets/lia-3001.pdf/e79a6b6c63ca11eeaa7806e978c86228 "Liability Coverage Terms and Conditions") [16](https://asset.trvstatic.com/download/assets/pdo-1100w-ind.pdf/d44fa35c63c911eea5a70eda10c0a4d0 "Private Company Directors and Officers Liability Coverage Application") ## What Are the Key Differences Between CFC and Markel Insurance Management Liability Insurance? ### Package Scope and Eligibility CFC sells D&O, employment practices, fiduciary and crime coverage together in one U.S. management-liability package, while selling Side A DIC separately. CFC's brochure lists California-domiciled businesses and U.S. publicly traded companies among declined risks and identifies favored sectors including technology, manufacturing, professional services and nonprofits. Markel Insurance describes standalone or blended D&O, EPL and fiduciary options for private companies and nonprofits. A nonprofit may appear in both stated audiences, but public-company and California exclusions make CFC's class check especially important; Markel's quote still determines actual eligibility. [5](https://www.cfc.com/en-us/products/class/management-liability/ "Management liability") [5](https://www.cfc.com/en-us/products/class/management-liability/ "Management liability") [10](https://www.markel.com/us/commercial/professional-and-management-liability/management-liability/private-and-nonprofit "Private and Nonprofit Management Liability Insurance") ### Added Coverages and Service CFC describes executive cyber, kidnap and ransom, reputation protection and court attendance costs within its package, with a claims team organized by industry and specialization. Markel's cited overview describes D&O, EPL and fiduciary options but not those added components. Buyers who need crime or executive services should ask how CFC includes them and whether Markel can quote similar protection separately. [5](https://www.cfc.com/en-us/products/class/management-liability/ "Management liability") [5](https://www.cfc.com/en-us/products/class/management-liability/ "Management liability") [10](https://www.markel.com/us/commercial/professional-and-management-liability/management-liability/private-and-nonprofit "Private and Nonprofit Management Liability Insurance") ## What Should You Confirm in CFC and Markel Insurance Management Liability Insurance Quotes? - Ask CFC whether your domicile, public status and industry qualify and which package sections and limits are offered; ask Markel for the corresponding blended options. [5](https://www.cfc.com/en-us/products/class/management-liability/ "Management liability") [10](https://www.markel.com/us/commercial/professional-and-management-liability/management-liability/private-and-nonprofit "Private and Nonprofit Management Liability Insurance") - Confirm the issuing entity, retentions, crime and executive-protection terms, claim reporting and exclusions in each proposal. [5](https://www.cfc.com/en-us/products/class/management-liability/ "Management liability") [10](https://www.markel.com/us/commercial/professional-and-management-liability/management-liability/private-and-nonprofit "Private and Nonprofit Management Liability Insurance") ## CFC vs Markel Insurance Management Liability Insurance Compared | Criteria | CFC Management Liability | Markel management liability (official overview) | | --- | --- | --- | | Role in This Line | CFC sells directors and officers, employment practices, fiduciary and crime coverage together in one US Management Liability package rather than as separate standalone products. CFC separately sells Side A DIC, an excess product for directors and officers only. [5](https://www.cfc.com/en-us/products/class/management-liability/ "Management liability") [6](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure") (Evidence: Company-reported; scope: CFC's US management-liability product page and January 2026 brochure; package composition as CFC describes it, not an issued policy..) | Markel describes offering management liability for the audience stated on the cited product page. [10](https://www.markel.com/us/commercial/professional-and-management-liability/management-liability/private-and-nonprofit "Private and Nonprofit Management Liability Insurance") (Evidence: Company-reported; scope: management liability marketed by markel; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | | Issuing Insurer | CFC's regulatory page discloses that CFC Underwriting Limited is FCA-authorized and that CFC's Lloyd's Syndicate 1988 is managed by Asta Managing Agency Ltd, but the reviewed management-liability pages do not name the specific carrier or syndicate that would issue a given US package. [4](https://www.cfc.com/en-us/support/regulatory-information/ "Regulatory information") [6](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure") (Evidence: Not publicly disclosed; scope: Regulatory information page and management-liability brochure as read on 2026-09-23; the insurer identified on an actual quote or declarations page controls..) | Confirm in your quote. | | Who It’s For | CFC's brochure lists California-domiciled business and US publicly traded companies among the risks it declines for this package, and lists industries it favors, including manufacturing and distribution, technology, professional services, architects and engineers, and non-profits. [6](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure") (Evidence: Company-reported; scope: Brochure's 'What we like' and 'What we decline' lists; underwriting still applies to any individual business, and the list is not exhaustive..) | Private companies and nonprofits; the source treats named coverages as product options, not guaranteed eligibility. [10](https://www.markel.com/us/commercial/professional-and-management-liability/management-liability/private-and-nonprofit "Private and Nonprofit Management Liability Insurance") (Evidence: Company-reported; scope: management liability marketed by markel; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | | Coverage Features | CFC describes the package as covering directors and officers liability, employment practices liability, fiduciary liability, crime, executive cyber, kidnap and ransom, and executive reputation protection, plus court attendance costs. [5](https://www.cfc.com/en-us/products/class/management-liability/ "Management liability") [6](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure") (Evidence: Company-reported; scope: Brochure's opening description and 'What else is in the policy?' list; the actual policy wording and any endorsements control what a given buyer receives..) | The cited product page describes standalone or blended D&O, EPL, and fiduciary liability options for private companies and nonprofits. Marketing description only; actual coverage, exclusions, conditions, limits, and availability depend on the issued policy and jurisdiction. [10](https://www.markel.com/us/commercial/professional-and-management-liability/management-liability/private-and-nonprofit "Private and Nonprofit Management Liability Insurance") (Evidence: Company-reported; scope: management liability marketed by markel; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | | Limits and Retentions | The reviewed product page and brochure do not publish per-occurrence or aggregate limits, retentions or premium ranges for the package. The reviewed pages checked did not disclose these figures. [6](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure") (Evidence: Not publicly disclosed; scope: Product page and brochure as read on 2026-09-23; limits and deductibles appear on the quote and declarations..) | The cited overview does not set a universal limit or retention for this line. Ask for the proposed policy form, limits, retentions, exclusions, and conditions in the quote. [10](https://www.markel.com/us/commercial/professional-and-management-liability/management-liability/private-and-nonprofit "Private and Nonprofit Management Liability Insurance") (Evidence: Not publicly disclosed; scope: Only the cited marketing page was reviewed for published limit and retention information; no policy-form entitlement is inferred..) | | Risk Services | CFC's brochure says the executive reputation protection component includes access to its reputation-management specialists, and its claims page describes a claims team organized by industry and specialization rather than by insurance line. [6](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure") [7](https://www.cfc.com/en-us/claims/ "Claims") (Evidence: Company-reported; scope: Brochure and claims page descriptions of CFC's own services; not an independent measure of service quality..) | Confirm in your quote. | | How to Apply | The reviewed management-liability page and brochure do not describe an online quote or self-service application; they point prospective buyers to CFC's named US Management Liability Team. [5](https://www.cfc.com/en-us/products/class/management-liability/ "Management liability") (Evidence: Not found in reviewed sources; scope: Product page and brochure as read on 2026-09-23; a broker may have access to a separate application form not reviewed here..) | The page invites prospective customers or brokers to contact Markel or the named underwriting team. The page does not establish a quote, bind, or coverage-effective timeline. [10](https://www.markel.com/us/commercial/professional-and-management-liability/management-liability/private-and-nonprofit "Private and Nonprofit Management Liability Insurance") (Evidence: Company-reported; scope: management liability marketed by markel; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | | Claims Support | CFC provides a US claim-notification route by phone, email and online form, and says a dedicated claims adjuster manages a claim from notification through resolution. Margaret Murphy is named as Global Head of Claims. [7](https://www.cfc.com/en-us/claims/ "Claims") (Evidence: Company-reported; scope: Claims page as read on 2026-09-23; notification channels and role descriptions, not claims-payment outcomes or timing..) | Confirm in your quote. | ## Related Pages for CFC vs Markel Insurance Management Liability - [CFC vs Markel Insurance](https://spot.insure/compare/cfc-vs-markel): all coverage lines, business roles, service and claims. - [What Is Management Liability Insurance?](https://spot.insure/coverage/management-liability): Management liability packages can combine D&O, employment-practices and fiduciary coverage, but each part can insure different people, claims and limits. - [CFC vs Markel Insurance Commercial Property Insurance](https://spot.insure/compare/cfc-vs-markel/commercial-property) - [CFC vs Markel Insurance Crime Insurance](https://spot.insure/compare/cfc-vs-markel/crime) - [CFC vs Markel Insurance Cyber Insurance](https://spot.insure/compare/cfc-vs-markel/cyber) - [CFC vs Markel Insurance D&O Insurance](https://spot.insure/compare/cfc-vs-markel/directors-officers) - [CFC vs Markel Insurance Employment Practices Liability Insurance](https://spot.insure/compare/cfc-vs-markel/employment-practices) - [CFC vs Markel Insurance General Liability Insurance](https://spot.insure/compare/cfc-vs-markel/general-liability) - [CFC vs Markel Insurance Media Liability Insurance](https://spot.insure/compare/cfc-vs-markel/media) - [CFC vs Markel Insurance Product Liability Insurance](https://spot.insure/compare/cfc-vs-markel/product-liability) - [CFC vs Markel Insurance Professional Liability (E&O) Insurance](https://spot.insure/compare/cfc-vs-markel/professional-errors-omissions) - [CFC vs Markel Insurance Tech E&O Insurance](https://spot.insure/compare/cfc-vs-markel/technology-errors-omissions) - [CFC vs Markel Insurance Umbrella and Excess Liability Insurance](https://spot.insure/compare/cfc-vs-markel/umbrella-excess) - [AIG vs CFC Management Liability Insurance](https://spot.insure/compare/aig-vs-cfc/management-liability) - [AIG vs Markel Insurance Management Liability Insurance](https://spot.insure/compare/aig-vs-markel/management-liability) - [Alliance Risk vs CFC Management Liability Insurance](https://spot.insure/compare/alliance-risk-vs-cfc/management-liability) - [Alliance Risk vs Markel Insurance Management Liability Insurance](https://spot.insure/compare/alliance-risk-vs-markel/management-liability) - [Aon vs CFC Management Liability Insurance](https://spot.insure/compare/aon-vs-cfc/management-liability) - [Aon vs Markel Insurance Management Liability Insurance](https://spot.insure/compare/aon-vs-markel/management-liability) ## Sources for CFC vs Markel Insurance Management Liability Insurance ### Sources About CFC 1. [About CFC](https://www.cfc.com/en-us/company/). CFC; Matt Taylor biography: independent MGA and Syndicate 1988. Accessed 2026-09-16. 2. [Technology](https://www.cfc.com/en-us/products/industry/technology/). CFC; Introduction; Technology key features; Digitally traded. Accessed 2026-09-16. 3. [Technology — United States product brochure](https://webcdn.cfc.com/media/ywdbvkpy/technology_product-brochure_us_0525_v2.pdf). CFC; Page 1: coverage sections, including Products and services liability; Response app highlights; Limits and deductibles. Accessed 2026-09-16. 4. [Regulatory information](https://www.cfc.com/en-us/support/regulatory-information/). CFC; CFC Underwriting Limited; CFC Lloyd's Syndicate 1988; CFC USA Inc.. Accessed 2026-09-23. 5. [Management liability](https://www.cfc.com/en-us/products/class/management-liability/). CFC; Our management liability products: Management liability, Side A DIC; Meet the team. Accessed 2026-09-23. 6. [Management liability — United States product brochure](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf). CFC; Directors and officers cover; Employment practices liability; Executive reputation protection; Executive cyber; Crime cover; At a glance: What we like; What we decline; What else is in the policy?. Accessed 2026-09-23. 7. [Claims](https://www.cfc.com/en-us/claims/). CFC; Notify a claim or cyber incident; We're in it with you; Our claims team. Accessed 2026-09-23. ### Sources About Markel Insurance 8. [About us](https://www.markel.com/about-us). Markel; Markel at a glance; description of Markel Insurance within Markel Group Inc.. Accessed 2026-09-28. 9. [Markel Group Inc. 2025 Form 10-K](https://www.sec.gov/Archives/edgar/data/1096343/000109634326000020/mkl-20251231.htm). U.S. Securities and Exchange Commission; filed by Markel Group Inc.; Cover page; Part I, Item 1 Business—Markel Insurance, U.S. Wholesale and Specialty, Programs and Solutions; Part II, Item 7/8 for group and segment risks. Accessed 2026-09-28. 10. [Private and Nonprofit Management Liability Insurance](https://www.markel.com/us/commercial/professional-and-management-liability/management-liability/private-and-nonprofit). Markel; Standalone or blended management-liability coverage; D&O, EPL, fiduciary sections and policy highlights.. Accessed 2026-09-30. ### Sources for the Management Liability Insurance Guide 11. [Glossary of Insurance Terms](https://content.naic.org/glossary-insurance-terms). National Association of Insurance Commissioners; Directors & Officers Liability; Employment Practices Liability Coverage; introductory scope note. Accessed 2026-09-16. 12. [Management Liability Insurance](https://www.thehartford.com/management-liability-insurance). The Hartford; What Is Management Liability Insurance?; Who Does Management Liability Insurance Protect. Accessed 2026-09-16. 13. [The ForeFront Portfolio](https://www.chubb.com/us-en/business-insurance/forefront.html). Chubb; Introduction; optional coverage parts; private, not-for-profit and healthcare portfolios. Accessed 2026-09-16. 14. [Private Company Directors and Officers Liability Coverage](https://asset.trvstatic.com/download/assets/pdo-3001.pdf/d66bd58e63c911ee99d14294a32ecb95). Travelers Casualty and Surety Company of America; I p.1; III pp.2–3; IV pp.4–6; VI pp.6–8. Accessed 2026-09-16. 15. [Liability Coverage Terms and Conditions](https://asset.trvstatic.com/download/assets/lia-3001.pdf/e79a6b6c63ca11eeaa7806e978c86228). Travelers Casualty and Surety Company of America; III.B p.3; III.C pp.4–5; III.D–G pp.5–6. Accessed 2026-09-16. 16. [Private Company Directors and Officers Liability Coverage Application](https://asset.trvstatic.com/download/assets/pdo-1100w-ind.pdf/d44fa35c63c911eea5a70eda10c0a4d0). Travelers Casualty and Surety Company of America; I–II pp.1–2; III–IV pp.2–3; V–VIII pp.3–4. Accessed 2026-09-16. Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## CFC Review Scores for 2026 Review Score: not enough ratings. The reviewed sources did not yield customer reviews of CFC; the available survey concerns UK brokers. The one rating we found is from UK brokers: 4.76 out of 5 in Insurance Times’ 2024/25 survey. - Insurance Times MGA survey: Insurance Times MGA rating (2024/25, broker survey) 4.76 (out of 5). UK broker survey of MGAs (Insurance Times, with the MGAA). Rates how brokers find CFC to work with. It is not a policyholder review. Period: 2024/25 survey; 'over 1,650 brokers' across all MGAs, not CFC alone. Checked 2026-09-29. [Five Star 2024/25 MGA Overall Ratings](https://www.insurancetimes.co.uk/ratings/mga-2024-ratings); [Five Star 2025/26 MGA Overall Ratings](https://www.insurancetimes.co.uk/ratings/mga-2025-ratings) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/cfc/reviews). ## Markel Insurance Review Scores for 2026 Review Score: 7.5 / 10 from 2 rated sources, equally weighted. There is little public customer feedback on Markel. Trustpilot shows 2.5 out of 5 from just 5 reviews, and BBB lists 12 complaints closed in the last three years. - J.D. Power: Commercial Lines Insurers agent satisfaction score 726 (out of 1,000). 2022 commercial-lines independent-agent satisfaction study and 2025 small-commercial customer study; these use different populations and measures Period: 2022. Checked 2026-09-29. [2025 U.S. Small Commercial Insurance Study](https://www.jdpower.com/business/press-releases/2025-us-small-commercial-insurance-study); [2022 U.S. Independent Agent Satisfaction Study](https://www.jdpower.com/sites/default/files/file/2022-10/2022134%20U.S.%20Independent%20Agent.pdf) - Trustpilot: TrustScore 2.5 (out of 5); 5 reviews. Trustpilot brand-level page for markel.com. It mixes products and is not mapped to one legal insurer. Checked 2026-09-29. [Markel Reviews](https://www.trustpilot.com/review/markel.com) - BBB: BBB business grade A+. BBB business profile for Markel Insurance Company headquarters/corporate-owned locations; review and complaint submissions may include other products and affiliates Checked 2026-09-29. [Markel Insurance Company Business Profile](https://www.bbb.org/us/va/glen-allen/profile/insurance-companies/markel-insurance-company-0603-4017547); [Markel Insurance Company Complaints](https://www.bbb.org/us/va/glen-allen/profile/insurance-companies/markel-insurance-company-0603-4017547/complaints) - BBB: Complaints 12; 12 reviews. BBB profile for Markel Insurance Company; complaints may include other Markel products and affiliates and BBB says not all submissions are displayed. Period: last 3 years, as displayed 2026-09-29. Checked 2026-09-29. [Markel Insurance Company Complaints](https://www.bbb.org/us/va/glen-allen/profile/insurance-companies/markel-insurance-company-0603-4017547/complaints) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/markel/reviews). ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/cfc-vs-markel/management-liability.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)