--- title: "CFC vs Liberty Mutual: Telehealth Insurance" description: "CFC packages healthcare, technology, cyber and related liability risks in eHealth, including automatic coverage for physicians; Liberty Mutual identifies digital-health professional liability without publishing its policy form." canonical: "https://spot.insure/compare/cfc-vs-liberty-mutual/virtual-care-telehealth" page-type: "line-comparison" updated-at: "2026-09-30" comparison-pair: "cfc-vs-liberty-mutual" provider-a: "cfc" provider-b: "liberty-mutual" coverage-line: "virtual-care-telehealth" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/cfc-vs-liberty-mutual/virtual-care-telehealth) ## Agent Guide **What this page is:** Focused comparison of CFC and Liberty Mutual for Telehealth Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Telehealth Insurance questions about CFC versus Liberty Mutual. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - CFC vs Liberty Mutual for Telehealth Insurance: how do they differ? - Which is better for Telehealth Insurance, CFC or Liberty Mutual? - What does CFC or Liberty Mutual publish about Telehealth Insurance (limits, eligibility, claims, add-ons)? - What should I confirm in a quote for Telehealth Insurance from CFC or Liberty Mutual? **Key facts:** - Line: Telehealth Insurance. Providers: CFC and Liberty Mutual. - Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - "Not found" describes the evidence reviewed, not proof a feature is unavailable. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy. **Related pages:** - [CFC vs Liberty Mutual](https://spot.insure/compare/cfc-vs-liberty-mutual) — parent: all coverage lines for this pair - [Telehealth Insurance guide](https://spot.insure/coverage/virtual-care-telehealth) — coverage explainer for this line - [CFC profile](https://spot.insure/insurance-providers/cfc) — provider profile (evidence) - [Liberty Mutual profile](https://spot.insure/insurance-providers/liberty-mutual) — provider profile (evidence) - [CFC vs Liberty Mutual Cyber Insurance](https://spot.insure/compare/cfc-vs-liberty-mutual/cyber) — sibling comparison (other line, or other pair for this line) - [CFC vs Liberty Mutual General Liability Insurance](https://spot.insure/compare/cfc-vs-liberty-mutual/general-liability) — sibling comparison (other line, or other pair for this line) - [CFC vs Liberty Mutual Kidnap and Ransom Insurance](https://spot.insure/compare/cfc-vs-liberty-mutual/kidnap-ransom) — sibling comparison (other line, or other pair for this line) - [CFC vs Liberty Mutual Tech E&O Insurance](https://spot.insure/compare/cfc-vs-liberty-mutual/technology-errors-omissions) — sibling comparison (other line, or other pair for this line) - [CFC vs Liberty Mutual Umbrella and Excess Liability Insurance](https://spot.insure/compare/cfc-vs-liberty-mutual/umbrella-excess) — sibling comparison (other line, or other pair for this line) - [Beazley vs CFC Telehealth Insurance](https://spot.insure/compare/beazley-vs-cfc/virtual-care-telehealth) — sibling comparison (other line, or other pair for this line) - [Beazley vs Liberty Mutual Telehealth Insurance](https://spot.insure/compare/beazley-vs-liberty-mutual/virtual-care-telehealth) — sibling comparison (other line, or other pair for this line) - [CFC vs Founder Shield Telehealth Insurance](https://spot.insure/compare/cfc-vs-foundershield/virtual-care-telehealth) — sibling comparison (other line, or other pair for this line) - [CFC vs HUB International Telehealth Insurance](https://spot.insure/compare/cfc-vs-hub-international/virtual-care-telehealth) — sibling comparison (other line, or other pair for this line) - [CFC vs Newfront Telehealth Insurance](https://spot.insure/compare/cfc-vs-newfront/virtual-care-telehealth) — sibling comparison (other line, or other pair for this line) - [Founder Shield vs Liberty Mutual Telehealth Insurance](https://spot.insure/compare/foundershield-vs-liberty-mutual/virtual-care-telehealth) — sibling comparison (other line, or other pair for this line) # CFC vs Liberty Mutual: How Do They Compare for Telehealth Insurance? CFC packages healthcare, technology, cyber and related liability risks in eHealth, including automatic coverage for physicians; Liberty Mutual identifies digital-health professional liability without publishing its policy form. ## Research Scope and Use Use this comparison to evaluate CFC and Liberty Mutual for Telehealth Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## Summary CFC describes a packaged eHealth policy for businesses using digital healthcare technology, while Liberty Mutual names a digital-health professional-liability solution for virtual care. [5](https://www.cfc.com/en-us/products/industry/ehealth/ "Digital health insurance | Award-winning eHealth insurance | CFC") [9](https://business.libertymutual.com/commercial-solutions/healthcare-liability/ "Healthcare liability") ## What Is CFC Insurance? CFC fits technology businesses seeking one eligible package for E&O, cyber, media/IP and general liability; buyers wanting to bind directly online should compare other routes. Its cyber policies may also include 24/7 incident support. [1](https://www.cfc.com/en-us/company/ "About CFC") [2](https://www.cfc.com/en-us/products/industry/technology/ "Technology") [3](https://webcdn.cfc.com/media/ywdbvkpy/technology_product-brochure_us_0525_v2.pdf "Technology — United States product brochure") [4](https://www.cfc.com/en-us/support/regulatory-information/ "Regulatory information") [CFC profile](https://spot.insure/insurance-providers/cfc) ## What Is Liberty Mutual Business Insurance? Liberty Mutual spans small-commercial, commercial, specialty, surety, and reinsurance businesses. The insurer and distribution route depend on the product, so check the offer and policy before you compare terms. [7](https://www.libertymutualgroup.com/about-lm/investor-relations/our-company/company-profile "Company Profile") [8](https://business.libertymutual.com/commercial-solutions/ "Commercial Insurance Solutions") [Liberty Mutual profile](https://spot.insure/insurance-providers/liberty-mutual) ## What Is Virtual Care and Telehealth Insurance? Telehealth liability can cover claims arising from remote health care, such as a video visit or remote monitoring. If you provide care online, match the quote to your clinicians, services and patient locations; cyber and in-person risks need separate review. [10](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") [11](https://www.hubinternational.com/industries/healthcare-business-insurance/virtual-care-insurance/ "Virtual Care Insurance Brokerage Coverage") [12](https://www.cfc.com/en-us/products/industry/ehealth/ "Digital health insurance | eHealth") [13](https://flhealthsource.gov/telehealth/faqs/ "Telehealth FAQs") ## Key Differences in Telehealth Insurance ### Buyer Profile and Covered Risks CFC sells eHealth as one policy for companies at the intersection of healthcare and technology, with bodily injury, technology E&O, cyber and other listed coverages; physicians and medical practitioners are automatically covered. Liberty Mutual names digital-health professional liability for virtual and telehealth care but does not define eligible services or provider types. CFC provides explicit package categories and physician inclusion; ask Liberty Mutual which practitioners and services its form includes. [5](https://www.cfc.com/en-us/products/industry/ehealth/ "Digital health insurance | Award-winning eHealth insurance | CFC") [9](https://business.libertymutual.com/commercial-solutions/healthcare-liability/ "Healthcare liability") ### Placement and Policy Form CFC publishes a downloadable eHealth application form and says a claim begins by contacting one of its digital-health experts. Liberty Mutual describes a tailored healthcare-liability practice, but its reviewed page does not publish a policy form or telehealth exclusions. For both quotes, request the issuing insurer, policy wording and claim contact, then verify how virtual consultations and data incidents are treated. [5](https://www.cfc.com/en-us/products/industry/ehealth/ "Digital health insurance | Award-winning eHealth insurance | CFC") [9](https://business.libertymutual.com/commercial-solutions/healthcare-liability/ "Healthcare liability") ## What to Confirm in Telehealth Insurance Quotes - Does CFC’s application match your digital-health services, and are the listed coverages subject to any relevant exclusions? - What policy wording, state availability and telehealth-specific exclusions does Liberty Mutual provide? ## Offering Details | Criteria | CFC eHealth Insurance | Liberty Mutual Digital Health Professional Liability | | --- | --- | --- | | Role in This Line | CFC sells eHealth as one packaged policy for companies at the intersection of healthcare and technology, rather than as separate telemedicine, mHealth, AI, or remote-monitoring policies. [5](https://www.cfc.com/en-us/products/industry/ehealth/ "Digital health insurance | Award-winning eHealth insurance | CFC") (Evidence: Company-reported; scope: eHealth product page, which lists telemedicine, mHealth, AI, and remote patient monitoring as sub-sectors under a single packaged product..) | Liberty Mutual’s healthcare-liability page names digital-health professional liability for virtual and telehealth care delivery. [9](https://business.libertymutual.com/commercial-solutions/healthcare-liability/ "Healthcare liability") (Evidence: Company-reported; scope: Liberty Mutual’s cited product or program overview documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | | Issuing Insurer | The reviewed eHealth product page does not name the insurer or Lloyd's syndicate carrying the risk. CFC's regulatory page lists CFC-affiliated underwriting entities, including its own Lloyd's Syndicate 1988, but does not tie one specifically to eHealth. [5](https://www.cfc.com/en-us/products/industry/ehealth/ "Digital health insurance | Award-winning eHealth insurance | CFC") [4](https://www.cfc.com/en-us/support/regulatory-information/ "Regulatory information") (Evidence: Not publicly disclosed; scope: Checked the eHealth page and CFC's regulatory information page; neither names an eHealth-specific carrier..) | Confirm in your quote. | | Who It’s For | CFC's FAQ describes eligible businesses broadly as any company that provides or uses digital healthcare technology day to day, including wellbeing clinics and labs, not only medical practices. [5](https://www.cfc.com/en-us/products/industry/ehealth/ "Digital health insurance | Award-winning eHealth insurance | CFC") (Evidence: Company-reported; scope: eHealth FAQ; a general description rather than a formal underwriting rule, and actual eligibility depends on underwriting..) | The source positions the solution within healthcare liability for healthcare professionals and organizations; it does not define eligible services, states or provider types. [9](https://business.libertymutual.com/commercial-solutions/healthcare-liability/ "Healthcare liability") (Evidence: Company-reported; scope: Liberty Mutual’s cited product or program overview documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | | Coverage Features | CFC lists the package as covering bodily injury arising from healthcare services, technology activities, cyber events, and system outages; technology errors and omissions; products failing to perform; cyber and privacy; general liability, employers' liability, and legal expenses; and IP rights and infringement, with worldwide jurisdiction. [5](https://www.cfc.com/en-us/products/industry/ehealth/ "Digital health insurance | Award-winning eHealth insurance | CFC") (Evidence: Company-reported; scope: 'What does CFC's eHealth policy cover?' section of the product page; exact terms are set by the policy as issued..)

CFC lists automatic coverage for physicians and medical practitioners as a key feature of the eHealth package. [5](https://www.cfc.com/en-us/products/industry/ehealth/ "Digital health insurance | Award-winning eHealth insurance | CFC") (Evidence: Company-reported; scope: Key features section of the eHealth product page..)

CFC says it added affirmative AI-related coverage language to its eHealth policy in 2026 as part of a rollout across seven products, explicitly addressing exposures like AI model hallucination, AI-generated content, and model drift rather than leaving them to implied or silent coverage. [6](https://www.cfc.com/en-us/knowledge/news/2026/06/cfc-responds-to-customer-demand-for-affirmative-ai-cover/ "CFC responds to customer demand for affirmative AI cover") (Evidence: Company-reported; scope: CFC news release on the affirmative AI coverage programme; describes intent and scope of the update, not specific policy wording..) | The source says this solution addresses liability and risks associated with virtual or telehealth care delivery; it does not publish a policy form or telehealth-specific exclusions. [9](https://business.libertymutual.com/commercial-solutions/healthcare-liability/ "Healthcare liability") (Evidence: Company-reported; scope: Liberty Mutual’s cited product or program overview documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | | Limits and Retentions | Confirm in your quote. | The cited public overview does not establish the limits, deductibles, exclusions or form terms that would apply to a specific buyer. [9](https://business.libertymutual.com/commercial-solutions/healthcare-liability/ "Healthcare liability") (Evidence: Not publicly disclosed; scope: Ask for the quote and specimen or issued policy forms before treating a listed feature as covered..) | | Risk Services | Confirm in your quote. | Liberty Mutual describes a dedicated healthcare practice offering flexible, tailored liability solutions to healthcare organizations. [9](https://business.libertymutual.com/commercial-solutions/healthcare-liability/ "Healthcare liability") (Evidence: Company-reported; scope: Liberty Mutual’s cited product or program overview documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | | How to Apply | CFC publishes a downloadable eHealth application form alongside the product brochure. [5](https://www.cfc.com/en-us/products/industry/ehealth/ "Digital health insurance | Award-winning eHealth insurance | CFC") (Evidence: Company-reported; scope: Downloads section of the eHealth product page..) | Confirm in your quote. | | Claims Support | CFC's FAQ says filing an eHealth claim starts with contacting one of its digital health experts, who guide the policyholder through the process. [5](https://www.cfc.com/en-us/products/industry/ehealth/ "Digital health insurance | Award-winning eHealth insurance | CFC") (Evidence: Company-reported; scope: eHealth FAQ describing the claims process at a general level; does not disclose timelines or outcomes..) | Confirm in your quote. | ## Full Comparison - [CFC vs Liberty Mutual](https://spot.insure/compare/cfc-vs-liberty-mutual): all coverage lines, business roles, service and claims. - [What Is Virtual Care and Telehealth Insurance?](https://spot.insure/coverage/virtual-care-telehealth): Telehealth liability can cover claims arising from remote care; your clinicians, services, patient locations and in-person work determine whether a quote fits. - [CFC vs Liberty Mutual Cyber Insurance](https://spot.insure/compare/cfc-vs-liberty-mutual/cyber) - [CFC vs Liberty Mutual General Liability Insurance](https://spot.insure/compare/cfc-vs-liberty-mutual/general-liability) - [CFC vs Liberty Mutual Kidnap and Ransom Insurance](https://spot.insure/compare/cfc-vs-liberty-mutual/kidnap-ransom) - [CFC vs Liberty Mutual Tech E&O Insurance](https://spot.insure/compare/cfc-vs-liberty-mutual/technology-errors-omissions) - [CFC vs Liberty Mutual Umbrella and Excess Liability Insurance](https://spot.insure/compare/cfc-vs-liberty-mutual/umbrella-excess) - [Beazley vs CFC Telehealth Insurance](https://spot.insure/compare/beazley-vs-cfc/virtual-care-telehealth) - [Beazley vs Liberty Mutual Telehealth Insurance](https://spot.insure/compare/beazley-vs-liberty-mutual/virtual-care-telehealth) - [CFC vs Founder Shield Telehealth Insurance](https://spot.insure/compare/cfc-vs-foundershield/virtual-care-telehealth) - [CFC vs HUB International Telehealth Insurance](https://spot.insure/compare/cfc-vs-hub-international/virtual-care-telehealth) - [CFC vs Newfront Telehealth Insurance](https://spot.insure/compare/cfc-vs-newfront/virtual-care-telehealth) - [Founder Shield vs Liberty Mutual Telehealth Insurance](https://spot.insure/compare/foundershield-vs-liberty-mutual/virtual-care-telehealth) ## Sources ### CFC 1. [About CFC](https://www.cfc.com/en-us/company/). CFC; Matt Taylor biography: independent MGA and Syndicate 1988. Accessed 2026-09-16. 2. [Technology](https://www.cfc.com/en-us/products/industry/technology/). CFC; Introduction; Technology key features; Digitally traded. Accessed 2026-09-16. 3. [Technology — United States product brochure](https://webcdn.cfc.com/media/ywdbvkpy/technology_product-brochure_us_0525_v2.pdf). CFC; Page 1: coverage sections, including Products and services liability; Response app highlights; Limits and deductibles. Accessed 2026-09-16. 4. [Regulatory information](https://www.cfc.com/en-us/support/regulatory-information/). CFC; CFC Underwriting Limited; CFC Lloyd's Syndicate 1988. Accessed 2026-09-23. 5. [Digital health insurance | Award-winning eHealth insurance | CFC](https://www.cfc.com/en-us/products/industry/ehealth/). CFC; eHealth key features; What does CFC's eHealth policy cover?; Telemedicine/mHealth/AI/remote patient monitoring sub-sectors; FAQs. Accessed 2026-09-23. 6. [CFC responds to customer demand for affirmative AI cover](https://www.cfc.com/en-us/knowledge/news/2026/06/cfc-responds-to-customer-demand-for-affirmative-ai-cover/). CFC; Programme includes updates across... eHealth...; addressing model hallucination, AI generated content and model drift. Accessed 2026-09-23. ### Liberty Mutual 7. [Company Profile](https://www.libertymutualgroup.com/about-lm/investor-relations/our-company/company-profile). Liberty Mutual Group; Strategic business units paragraph: US Retail Markets (individuals/small businesses; small commercial; countrywide) and Global Risk Solutions (mid-size/large businesses; commercial, specialty, reinsurance, surety; worldwide).. Accessed 2026-09-29. 8. [Commercial Insurance Solutions](https://business.libertymutual.com/commercial-solutions/). Liberty Mutual Business Insurance; Commercial solutions index names commercial auto and fleet, cyber, environmental liability, equipment breakdown, excess and surplus, general liability, healthcare liability, inland marine, management liability, multinational, ocean marine, professional liability, property, reinsurance, surety, umbrella/excess and workers compensation. Disclosure says policy insurer is named when offered, may be an affiliate/subsidiary or surplus-lines insurer; states/jurisdictions and actual policy terms vary.. Accessed 2026-09-29. 9. [Healthcare liability](https://business.libertymutual.com/commercial-solutions/healthcare-liability/). Liberty Mutual Business Insurance; Opened September 29, 2026. Lines 118–120 describe US healthcare liability solutions; lines 129–144 name digital-health professional liability for virtual/telehealth care, hospital professional liability, miscellaneous medical professional liability, physician-group-practice professional liability, and other healthcare-specific solutions. The source shows a mix of specialty insurance and reinsurance; map only the explicitly named healthcare coverages and preserve each program/package scope.. Accessed 2026-09-29. ### Telehealth Insurance Guide 10. [Virtual Care](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care). Beazley; Integrated risk protection package; Affirmative coverage for claims made against an insured which results in bodily injury; Traditional healthcare entities – Professional Liability; telehealth space. Accessed 2026-09-16. 11. [Virtual Care Insurance Brokerage Coverage](https://www.hubinternational.com/industries/healthcare-business-insurance/virtual-care-insurance/). HUB International; Virtual care medical professional liability; Products liability; Cyber liability; General liability; bodily injuries from healthcare services and technology activities; program tailored to the needs of your practice or organization. Accessed 2026-09-16. 12. [Digital health insurance | eHealth](https://www.cfc.com/en-us/products/industry/ehealth/). CFC; Telemedicine and telehealth uses technology to deliver care at a distance; Telemedicine, mHealth, artificial intelligence and remote patient monitoring; Bodily injury arising from healthcare services, technology activities, cyber events and system outages; Cyber and privacy; related medical malpractice product. Accessed 2026-09-16. 13. [Telehealth FAQs](https://flhealthsource.gov/telehealth/faqs/). Florida Department of Health; What is telehealth?; Out-of-State Telehealth Provider registration; Maintain liability coverage or financial responsibility for telehealth services provided to patients in Florida; Florida licensee treating patients outside Florida must review the laws in the location of the patient. Accessed 2026-09-16. Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## CFC Reviews Review Score: not enough ratings. The reviewed sources did not yield customer reviews of CFC; the available survey concerns UK brokers. The one rating we found is from UK brokers: 4.76 out of 5 in Insurance Times’ 2024/25 survey. - Insurance Times MGA survey: Insurance Times MGA rating (2024/25, broker survey) 4.76 (out of 5). UK broker survey of MGAs (Insurance Times, with the MGAA). Rates how brokers find CFC to work with. It is not a policyholder review. Period: 2024/25 survey; 'over 1,650 brokers' across all MGAs, not CFC alone. Checked 2026-09-29. [Five Star 2024/25 MGA Overall Ratings](https://www.insurancetimes.co.uk/ratings/mga-2024-ratings); [Five Star 2025/26 MGA Overall Ratings](https://www.insurancetimes.co.uk/ratings/mga-2025-ratings) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/cfc/reviews). ## Liberty Mutual Reviews Review Score: 7.2 / 10 from 2 rated sources, equally weighted. Customers give Liberty Mutual 4.2 out of 5 on Trustpilot from 3,836 reviews, but that page mixes auto, home and life customers with business ones. For business insurance specifically, NerdWallet gives 3.0 out of 5 and reports more complaints than expected. - NerdWallet: NerdWallet editorial rating 3.0/5 (NerdWallet proprietary editorial score; not a consumer rating average or Spot Score). NerdWallet business-insurance editorial review, updated June 3, 2026. Its 3.0/5 is NerdWallet’s editorial score, not a consumer average or Spot Rating. It reports above-expected commercial-property and general-liability complaints for 2022–2024 and a low J.D. Power result. Period: Page updated June 3, 2026. Checked 2026-09-29. [Liberty Mutual Business Insurance Review 2026: Big Company Dogged by Customer Complaints](https://www.nerdwallet.com/business/insurance/learn/liberty-mutual-business-insurance) - Trustpilot: Trustpilot consumer TrustScore 4.2/5 (Platform aggregate for a mixed Liberty Mutual brand profile; not business-only); 3836 reviews. Company-wide Liberty Mutual Trustpilot profile. Its description highlights auto, home and life insurance; review excerpts are not restricted to commercial buyers or one issuing entity. The displayed score/count are a consumer-review-site aggregate, separate from editorial ratings and survey data. Period: Displayed September 29, 2026; live total changes. Checked 2026-09-29. [Liberty Mutual Reviews](https://www.trustpilot.com/review/www.libertymutual.com) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/liberty-mutual/reviews). ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/cfc-vs-liberty-mutual/virtual-care-telehealth.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)