---
title: "CFC vs HUB International: Management Liability Insurance"
description: "Private companies outside California seeking executive cyber, K&R and reputation cover can consider CFC, which declines U.S. public companies; businesses needing Side A excess D&O or attorney support can ask HUB about ProEx."
canonical: "https://spot.insure/compare/cfc-vs-hub-international/management-liability"
page-type: "line-comparison"
updated-at: "2026-09-29"
comparison-pair: "cfc-vs-hub-international"
provider-a: "cfc"
provider-b: "hub-international"
coverage-line: "management-liability"
---

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[Human-readable page](https://spot.insure/compare/cfc-vs-hub-international/management-liability)

## Agent Guide

**What this page is:** Focused comparison of CFC and HUB International for Management Liability Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Management Liability Insurance questions about CFC versus HUB International. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- CFC vs HUB International for Management Liability Insurance: how do they differ?
- Which is better for Management Liability Insurance, CFC or HUB International?
- What does CFC or HUB International publish about Management Liability Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Management Liability Insurance. Providers: CFC and HUB International.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-29.

**Related pages:**
- [CFC vs HUB International](https://spot.insure/compare/cfc-vs-hub-international) — all coverage lines for this pair
- [Management Liability Insurance guide](https://spot.insure/coverage/management-liability) — how this coverage works
- [CFC profile](https://spot.insure/insurance-providers/cfc) — provider profile
- [HUB International profile](https://spot.insure/insurance-providers/hub-international) — provider profile

# CFC vs HUB International: How Do They Compare for Management Liability Insurance?

HUB International brokers management liability through ProEx, backed by attorneys who review policy wording; CFC sells a US package that bundles D&O, EPL, fiduciary and crime.

CFC's management-liability package adds executive cyber, K&R and reputation cover but turns away California-based and US public companies; HUB is a broker that can place Side A excess D&O and workplace-violence cover with attorney claims support.

## CFC vs HUB International Management Liability Insurance Summary

Private companies outside California seeking executive cyber, K&R and reputation cover can consider CFC, which declines U.S. public companies; businesses needing Side A excess D&O or attorney support can ask HUB about ProEx. [1](https://www.cfc.com/en-us/products/class/management-liability/ "Management liability") [2](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure") [5](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx")

## What Are the Key Differences Between CFC and HUB International Management Liability Insurance?

### Whether You Qualify

CFC writes its own US Management Liability package and lists California-domiciled businesses and US public companies among its declines. HUB's ProEx practice brokers executive-liability cover and publishes no domicile or public-company screen. If you're public or based in California, CFC is out and a broker like HUB is the realistic route. Choose CFC if you're a private company elsewhere that wants cyber and K&R extras in one package; choose HUB if CFC won't take you or you need Side A excess D&O. [2](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure") [5](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [6](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies")

### Package Extras vs Specialty Lines

CFC's package includes D&O, EPL, fiduciary, crime, executive cyber, K&R and reputation protection, with Side A DIC sold separately. HUB places D&O, Side A-only excess D&O, EPL, fiduciary, employed-lawyers E&O, crime, K&R and workplace violence. CFC bundles cyber and reputation cover you'd otherwise buy elsewhere; HUB reaches lines, like workplace violence, that CFC's package doesn't list. [1](https://www.cfc.com/en-us/products/class/management-liability/ "Management liability") [2](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure") [5](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx")

### Insurer's Adjuster vs Broker's Lawyers

CFC takes US claims by phone, email or online form and assigns a dedicated adjuster from notice through resolution. HUB's Claims & Legal Risks Group of attorneys reviews wording and pursues recoveries on your side. Neither publishes limits. [4](https://www.cfc.com/en-us/claims/ "Claims") [5](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx")

## What Should You Confirm in CFC and HUB International Management Liability Insurance Quotes?

- Check your California domicile and public-company status against CFC's declines before applying. [2](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure")
- Ask HUB which insurers it would approach and what limit applies to each part. [5](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx")
- Check whether Side A, employed-lawyer, executive cyber and reputation cover appear on the actual quotes. [5](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [2](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure")
- Ask CFC which group company issues the US policy. [3](https://www.cfc.com/en-us/support/regulatory-information/ "Regulatory information")

## CFC vs HUB International Management Liability Insurance Compared

| Criteria | CFC Management Liability | HUB ProEx Management Liability Insurance Brokerage |
| --- | --- | --- |
| Coverage Features | CFC describes the package as covering directors and officers liability, employment practices liability, fiduciary liability, crime, executive cyber, kidnap and ransom, and executive reputation protection, plus court attendance costs. [1](https://www.cfc.com/en-us/products/class/management-liability/ "Management liability") [2](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure") (Evidence: Company-reported; scope: Brochure's opening description and 'What else is in the policy?' list; the actual policy wording and any endorsements control what a given buyer receives..) | HUB's ProEx Executive Liability coverages include directors and officers liability (D&O), side-A-only excess D&O, employment practices liability, fiduciary liability, employed lawyers errors and omissions, crime and fidelity coverage, kidnap, ransom and extortion insurance, and workplace violence coverage. [5](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page coverage list; the page describes the practice's catalogue, not the insuring agreements or exclusions of any one issued policy..)<br><br>HUB's technology-industry page separately groups crime, D&O, employment practices liability, fiduciary liability and transactional or warranty insurance under "Management Liability" as coverages it arranges for technology clients, largely overlapping with the ProEx Executive Liability list. [6](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies") (Evidence: Company-reported; scope: Technology-industry page People Protection and Management Liability lists; a marketing grouping, not a single bundled policy..) |
| Role in This Line | CFC sells directors and officers, employment practices, fiduciary and crime coverage together in one US Management Liability package rather than as separate standalone products. CFC separately sells Side A DIC, an excess product for directors and officers only. [1](https://www.cfc.com/en-us/products/class/management-liability/ "Management liability") [2](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure") (Evidence: Company-reported; scope: CFC's US management-liability product page and January 2026 brochure; package composition as CFC describes it, not an issued policy..) | HUB brokers management liability coverage through its ProEx Professional & Executive Risk practice, packaging lines such as D&O, employment practices liability and fiduciary liability under an Executive Liability umbrella rather than underwriting any of them itself. [5](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page coverage list, read 2026-09-23; the page does not name an issuing insurer for any listed line..) |
| Risk Services | CFC's brochure says the executive reputation protection component includes access to its reputation-management specialists, and its claims page describes a claims team organized by industry and specialization rather than by insurance line. [2](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure") [4](https://www.cfc.com/en-us/claims/ "Claims") (Evidence: Company-reported; scope: Brochure and claims page descriptions of CFC's own services; not an independent measure of service quality..) | HUB says ProEx provides an inclusive service model with analytics, litigation support and risk management across client sizes, a "boundaryless" account team of local, national and international specialists, and D&O modeling that incorporates ESG risk analysis alongside white papers, webinars and events on emerging exposures. [5](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page service-model and analytics sections..) |
| Claims Support | CFC provides a US claim-notification route by phone, email and online form, and says a dedicated claims adjuster manages a claim from notification through resolution. Margaret Murphy is named as Global Head of Claims. [4](https://www.cfc.com/en-us/claims/ "Claims") (Evidence: Company-reported; scope: Claims page as read on 2026-09-23; notification channels and role descriptions, not claims-payment outcomes or timing..) | HUB describes a Claims & Legal Risks Group of attorneys who specialize in ProEx coverages, handling policy-wording review and claim recovery for management liability claims. [5](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page claims and legal support section..) |

## About CFC and HUB International and Management Liability Insurance

- [CFC company profile](https://spot.insure/insurance-providers/cfc) · [CFC customer reviews](https://spot.insure/insurance-providers/cfc/reviews)
- [HUB International company profile](https://spot.insure/insurance-providers/hub-international) · [HUB International customer reviews](https://spot.insure/insurance-providers/hub-international/reviews)
- [What Is Management Liability Insurance?](https://spot.insure/coverage/management-liability)

## Related Pages for CFC vs HUB International Management Liability

- [CFC vs HUB International](https://spot.insure/compare/cfc-vs-hub-international): all coverage lines, business roles, service and claims.
- [What Is Management Liability Insurance?](https://spot.insure/coverage/management-liability): Management liability packages can combine D&O, employment-practices and fiduciary coverage, but each part can insure different people, claims and limits.
- [CFC Management Liability Insurance](https://spot.insure/insurance-providers/cfc/management-liability)
- [HUB International Management Liability Insurance](https://spot.insure/insurance-providers/hub-international/management-liability)

## Sources for CFC vs HUB International Management Liability Insurance

### Sources About CFC

1. [Management liability](https://www.cfc.com/en-us/products/class/management-liability/). CFC; Our management liability products: Management liability, Side A DIC; Meet the team. Accessed 2026-09-23.
2. [Management liability — United States product brochure](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf). CFC; Directors and officers cover; Employment practices liability; Executive reputation protection; Executive cyber; Crime cover; At a glance: What we like; What we decline; What else is in the policy?. Accessed 2026-09-23.
3. [Regulatory information](https://www.cfc.com/en-us/support/regulatory-information/). CFC; CFC Underwriting Limited; CFC Lloyd's Syndicate 1988; CFC USA Inc.. Accessed 2026-09-23.
4. [Claims](https://www.cfc.com/en-us/claims/). CFC; Notify a claim or cyber incident; We're in it with you; Our claims team. Accessed 2026-09-23.

### Sources About HUB International

5. [HUB ProEx](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/). HUB International; Executive Liability coverage list: D&O, Side-A Only Excess D&O, Employment Practices Liability, Fiduciary Liability, Employed Lawyers E&O, Crime/Fidelity, Kidnap Ransom and Extortion, Workplace Violence; Inclusive Service Model, Boundaryless Account Team, Market Leverage and Claims & Legal Support sections; analytics and thought-leadership description. Accessed 2026-09-23.
6. [Insurance for Technology Companies](https://www.hubinternational.com/industries/technology-company-insurance/). HUB International; Management Liability list: crime, directors & officers liability, employment practices liability, fiduciary liability, transactional/warranty insurance. Accessed 2026-09-23.

Updated 2026-09-29. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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