--- title: "CFC vs Corgi" description: "Compare a broker-submitted CFC technology package with Corgi’s stage-based startup packages and different insurer structures." canonical: "https://spot.insure/compare/cfc-vs-corgi" page-type: "provider-comparison" updated-at: "2026-09-16" verified-at: "2026-09-16" entities: ["Spot", "CFC", "Corgi"] --- [Human-readable page](https://spot.insure/compare/cfc-vs-corgi) # CFC vs Corgi Compare a broker-submitted CFC technology package with Corgi’s stage-based startup packages and different insurer structures. ## Research Scope and Use Use this comparison to evaluate CFC and Corgi against the same documented criteria. The analysis identifies differences and questions to confirm; it does not select a winner for a particular business. This is published research as of the verification dates shown, not a live quote or an eligibility determination. “Company-reported” identifies a provider's own claim. “Not found” and “not publicly disclosed” describe the evidence reviewed, not proof that a service is unavailable. Preserve the scope and citations when summarizing a fact. For a decision handoff, identify the company's requirements, the documented differences relevant to them, and unresolved questions from the analysis. Confirm actual insurer, availability, policy wording, limits, retentions, exclusions, and costs in the relevant quote and policy documents. ## Highlights CFC supplies specialty products through an MGA model and a broker-led technology application. Corgi’s agency sells stage-based startup packages using affiliated or partner insurers; its agency and the insurer named on a policy are distinct. [5](https://www.cfc.com/en-us/company/ "About CFC") [3](https://webcdn.cfc.com/media/4559/tech_application_us_v24.pdf "Technology companies — US application v2.4") [31](https://www.corgi.insure "Corgi Insurance homepage") [30](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") ## Introduction A seed-stage company collecting insurance requirements from both a customer and a new director has two decisions to make: which policies answer the requirements, and which legal entities stand behind them. CFC offers a broker-submitted technology package, while Corgi presents packages organized by startup stage through its agency. Those are different ways to assemble a proposal, not proof that either package covers every obligation. [2](https://webcdn.cfc.com/media/ywdbvkpy/technology_product-brochure_us_0525_v2.pdf "Technology — United States product brochure") [3](https://webcdn.cfc.com/media/4559/tech_application_us_v24.pdf "Technology companies — US application v2.4") [31](https://www.corgi.insure "Corgi Insurance homepage") [30](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") ## Documented Provider Strengths ### CFC - Technology E&O, cyber and media in a package [2](https://webcdn.cfc.com/media/ywdbvkpy/technology_product-brochure_us_0525_v2.pdf "Technology — United States product brochure") (Evidence: Company-reported; scope: CFC US-facing materials, accessed 16 September 2026; company descriptions, not an issued policy or independent service assessment.; verified: 2026-09-16.) - Cyber threat monitoring and 24/7 incident support [7](https://www.cfc.com/en-us/response/ "CFC Response") (Evidence: Company-reported; scope: CFC US-facing materials, accessed 16 September 2026; company descriptions, not an issued policy or independent service assessment.; verified: 2026-09-16.) ### Corgi - Stage-based packages give technology startups a starting point from pre-seed through growth, with a custom option. [31](https://www.corgi.insure "Corgi Insurance homepage") [32](https://www.corgi.insure/about "About Corgi") [35](https://www.corgi.insure/customers "Customer Success Stories") [44](https://www.ycombinator.com/companies/corgi-insurance "Corgi Insurance company profile") (Evidence: Company-reported; scope: Company website positioning and package names; named customer stories on the customers page are testimonials, not a verified book of business.; verified: 2026-09-15.) - Corgi says customers can add or upgrade policies through its dashboard as funding, hiring and contract requirements change. [31](https://www.corgi.insure "Corgi Insurance homepage") [30](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") (Evidence: Company-reported; scope: Company description of post-bind servicing and cancellation. Actual endorsement terms remain in the policy. This does not establish a specific renewal guarantee or a finding that renewals are unavailable.; verified: 2026-09-15.) ## Coverage Comparison | Coverage Type | CFC | Corgi | | --- | --- | --- | | Business owner’s policy | Not listed | Listed [31](https://www.corgi.insure "Corgi Insurance homepage") | | Cargo and transit | Not listed | Listed [31](https://www.corgi.insure "Corgi Insurance homepage") | | Commercial auto | Not listed | Listed [31](https://www.corgi.insure "Corgi Insurance homepage") | | Commercial property | Listed [13](https://www.cfc.com/en-us/products/class/property-casualty/ "Property & casualty") | Not listed | | Crime | Listed [11](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure") [23](https://www.cfc.com/en-us/products/industry/fintech/ "Fintech insurance") | Listed [31](https://www.corgi.insure "Corgi Insurance homepage") | | Cyber liability | Listed [9](https://www.cfc.com/en-us/products/class/cyber-insurance/ "Cyber insurance — US") | Listed [31](https://www.corgi.insure "Corgi Insurance homepage") | | Directors and officers | Listed [11](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure") | Listed [31](https://www.corgi.insure "Corgi Insurance homepage") | | Employment practices liability | Listed [11](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure") | Listed [31](https://www.corgi.insure "Corgi Insurance homepage") | | Fiduciary liability | Listed [11](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure") | Listed [31](https://www.corgi.insure "Corgi Insurance homepage") | | General liability | Listed [13](https://www.cfc.com/en-us/products/class/property-casualty/ "Property & casualty") | Listed [31](https://www.corgi.insure "Corgi Insurance homepage") | | Hired and non-owned auto | Not listed | Listed [31](https://www.corgi.insure "Corgi Insurance homepage") | | Intellectual property | Listed [14](https://www.cfc.com/en-us/products/class/intellectual-property/ "Intellectual property insurance") | Not listed | | Kidnap and ransom | Listed [15](https://www.cfc.com/en-us/products/class/kidnap-and-ransom/ "Kidnap and ransom") | Listed [31](https://www.corgi.insure "Corgi Insurance homepage") | | Liquor liability | Not listed | Listed [31](https://www.corgi.insure "Corgi Insurance homepage") | | Management liability | Listed [10](https://www.cfc.com/en-us/products/class/management-liability/ "Management liability") | Not listed | | Media liability | Listed [21](https://www.cfc.com/en-us/products/industry/media-entertainment/ "Media & entertainment") | Listed [31](https://www.corgi.insure "Corgi Insurance homepage") | | Medical malpractice | Listed [20](https://www.cfc.com/en-us/products/class/medical-malpractice/ "Medical malpractice") | Listed [31](https://www.corgi.insure "Corgi Insurance homepage") | | Product liability | Listed [22](https://www.cfc.com/en-us/products/industry/life-science/ "Life science") | Not listed | | Product recall | Listed [16](https://www.cfc.com/en-us/products/class/product-recall/ "Product recall") | Not listed | | Professional liability / E&O | Listed [12](https://www.cfc.com/en-us/products/class/professional-liability/ "Professional liability") | Listed [31](https://www.corgi.insure "Corgi Insurance homepage") | | Representations and warranties | Listed [17](https://www.cfc.com/en-us/products/class/transaction-liability/ "Transaction liability") | Listed [31](https://www.corgi.insure "Corgi Insurance homepage") | | Technology errors and omissions | Listed [2](https://webcdn.cfc.com/media/ywdbvkpy/technology_product-brochure_us_0525_v2.pdf "Technology — United States product brochure") | Listed [31](https://www.corgi.insure "Corgi Insurance homepage") | | Umbrella and excess liability | Listed [18](https://www.cfc.com/en-us/products/class/excess-umbrella/ "Umbrella cover") | Listed [31](https://www.corgi.insure "Corgi Insurance homepage") | | Virtual care and telehealth | Listed [19](https://www.cfc.com/en-us/products/industry/ehealth/ "Digital health insurance") | Not listed | | Workers’ compensation | Not listed | Listed [31](https://www.corgi.insure "Corgi Insurance homepage") | Listed products and programs may be arranged through insurers or partners. Optional endorsements are discussed in the analysis. “Not listed” means no separate offering appears in the reviewed catalogue; confirm availability and policy terms with the provider. ## Optional Spot Service Handoff Spot can help prepare applications, coordinate brokers, and compare proposals. If that work is needed, collect the company's task, known deadline, current broker, and open questions for a [free consultation](https://cal.com/team/spotinsure/insurance-consultation). The company decides what to buy; Spot does not automatically bind coverage. Consult [Spot pricing](https://spot.insure/pricing.md) for ongoing service fees. This is a service offered by the publisher, separate from the provider research. ## Key Differences Between CFC and Corgi ### A Technology Contract and a Board Request Need Separate Answers CFC’s technology brochure combines E&O, cyber and media/IP exposures with general liability. Corgi’s startup packages also name board and employment coverages, organized around funding stages. Use that difference to request a coverage-by-obligation proposal: the customer’s software-failure requirement and the director’s personal-liability concern should not disappear inside one package label. [2](https://webcdn.cfc.com/media/ywdbvkpy/technology_product-brochure_us_0525_v2.pdf "Technology — United States product brochure") [31](https://www.corgi.insure "Corgi Insurance homepage") For a California-domiciled business, CFC’s management-liability brochure specifically lists that domicile among declined risks. This is not a finding about CFC technology eligibility. Corgi’s published producer-license list likewise is not a product approval list. Resolve the board placement separately before comparing a combined annual price. [11](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure") [33](https://www.corgi.insure/broker-licenses "Insurance Producer Licenses") ### The Insurer Structure Matters More Than the Brand Label Corgi’s public D&O page identifies Technology Risk Retention Group for its described form. Its canonical research distinguishes that RRG from the company-announced admitted Corgi Insurance Company and other partner paper. Ask which route your actual quote uses; an admitted-carrier announcement should not be applied to an RRG policy. [34](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") [38](https://www.prnewswire.com/news-releases/corgi-insurance-launches-admitted-insurance-carrier-302860246.html "Corgi Insurance Launches Admitted Insurance Carrier") [30](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") Policies issued by a risk retention group are not covered by state insurance guaranty funds. Corgi includes this notice for policies issued by Technology Risk Retention Group. [49](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title15-section3902&num=0&edition=prelim "15 U.S.C. § 3902 — Risk retention groups") [31](https://www.corgi.insure "Corgi Insurance homepage") [30](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") (Evidence: Verified; scope: RRG policies. This is a statutory qualification, not a prediction of insolvency, and it is not a statement about admitted policies.; verified: 2026-09-15.) CFC’s disclosures identify its underwriting and producer entities and Syndicate 1988, but do not establish the insurer for this California technology quote. Comparing CFC with “Corgi” therefore requires the actual insurer names on both proposals, plus any contractual insurer-status requirements imposed by the customer. [4](https://www.cfc.com/en-us/support/regulatory-information/ "Regulatory information") [2](https://webcdn.cfc.com/media/ywdbvkpy/technology_product-brochure_us_0525_v2.pdf "Technology — United States product brochure") ### Application Convenience Does Not Set the Effective Date Corgi offers online application or a specialist call; CFC’s US technology form is completed by senior staff and returned to the broker. The latter asks about contracts, subsidiaries and security controls. Decide who will reconcile those answers with the customer agreement, even if the initial application experience is short. [31](https://www.corgi.insure "Corgi Insurance homepage") [3](https://webcdn.cfc.com/media/4559/tech_application_us_v24.pdf "Technology companies — US application v2.4") Corgi’s disclosure describes both policy-issuance/payment conditions and temporary written binders. Obtain the applicable binding confirmation instead of relying on advertised same-day purchasing. Corgi discloses possible commissions or fees; CFC’s reviewed technology materials do not publish the buyer’s complete charges. Neither distribution path establishes a lower total cost. [30](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") [6](https://www.cfc.com/en-us/connect/ "Connect broker trading portal") [2](https://webcdn.cfc.com/media/ywdbvkpy/technology_product-brochure_us_0525_v2.pdf "Technology — United States product brochure") ## What to Confirm in Quotes - Map the customer clause and board request to separate coverage sections, including the California management-liability route. [11](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure") [34](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") - Identify the insurer on every coverage and whether a proposed Corgi placement uses RRG or admitted paper; identify CFC’s participating insurer or syndicates rather than assuming Syndicate 1988. [30](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") [4](https://www.cfc.com/en-us/support/regulatory-information/ "Regulatory information") - Request the written effective date, selected limits and retentions, and full producer charges before treating the two package prices as comparable. [30](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") [3](https://webcdn.cfc.com/media/4559/tech_application_us_v24.pdf "Technology companies — US application v2.4") ## Service Comparison CFC vs Corgi: documented services and availability. | Criteria | CFC | Corgi | | --- | --- | --- | | Business role | CFC is a specialist insurance provider operating an MGA model: a managing general agent performs underwriting functions for insurance capacity providers. Its disclosures identify CFC Underwriting Limited and the U.S. producer CFC USA, Inc.; the CFC brand should not be treated as the name of every policy’s insurer. [5](https://www.cfc.com/en-us/company/ "About CFC") [4](https://www.cfc.com/en-us/support/regulatory-information/ "Regulatory information") (Evidence: Company-reported; scope: CFC US-facing materials, accessed 16 September 2026; company descriptions, not an issued policy or independent service assessment.; verified: 2026-09-16.) | Corgi Insurance Services, Inc. is the licensed agency that sells and administers Corgi policies. The insurer named in your policy provides the coverage. [30](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") [31](https://www.corgi.insure "Corgi Insurance homepage") [33](https://www.corgi.insure/broker-licenses "Insurance Producer Licenses") (Evidence: Company-reported; scope: Distribution role and brand usage as of 15 September 2026. Producer licensing is not insurer authority, and group language does not make every group company the issuing insurer on a given policy.; verified: 2026-09-15.) | | Application process | The U.S. technology application asks a senior staff member to complete it and return it to the company’s insurance broker. It requests revenue, funding, subsidiaries, products, major contracts, security controls, IP procedures and claims history. CFC’s Connect portal separately supports broker trading and describes a broker appointment process. [3](https://webcdn.cfc.com/media/4559/tech_application_us_v24.pdf "Technology companies — US application v2.4") [6](https://www.cfc.com/en-us/connect/ "Connect broker trading portal") (Evidence: Company-reported; scope: CFC US-facing materials, accessed 16 September 2026; company descriptions, not an issued policy or independent service assessment.; verified: 2026-09-16.) | You can apply online or book a call with a Corgi specialist. Corgi says eligible applicants can get a quote in minutes and buy coverage the same day. Its disclosures describe both an issued-policy-and-payment condition and temporary coverage under a written binder. Confirm the applicable conditions and effective date in writing. [31](https://www.corgi.insure "Corgi Insurance homepage") [30](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") (Evidence: Company-reported; scope: Company website process claims and Binding Authority and Policy Issuance disclosure, rechecked on 15 September 2026. The disclosure's first paragraph requires policy issuance and payment, while its next paragraph describes temporary binder coverage; this record does not resolve which conditions apply to a particular placement. Quote speed is not independently verified and is not the same as coverage being in force. A self-serve path is not evidence of zero producer commissions or fees.; verified: 2026-09-15.) | | Access to insurers | CFC’s regulatory page identifies Lloyd’s Syndicate 1988, managed by Asta Managing Agency Ltd. The reviewed U.S. technology materials do not name the insurer or participating syndicates for a California buyer’s actual policy; ask for those names on the quote and declarations. [4](https://www.cfc.com/en-us/support/regulatory-information/ "Regulatory information") [2](https://webcdn.cfc.com/media/ywdbvkpy/technology_product-brochure_us_0525_v2.pdf "Technology — United States product brochure") [3](https://webcdn.cfc.com/media/4559/tech_application_us_v24.pdf "Technology companies — US application v2.4") (Evidence: Not publicly disclosed; scope: Technology coverage for a California applicant; Syndicate 1988 is not assigned to every CFC policy.; verified: 2026-09-16.) | Corgi uses affiliated and partner insurers. Your policy names the insurer and claims administrator for your coverage. [30](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") (Evidence: Company-reported; scope: Company disclosure of variable issuing paper. Do not treat the Corgi brand, the producer, or any one carrier as the insurer on every policy.; verified: 2026-09-15.)

Technology Risk Retention Group, Inc. appears in the NAIC company listing as Arizona-domiciled property and casualty company code 17763 (listed as TECHNOLOGY RRG INC). Corgi’s disclaimers call TRRG the group’s primary underwriting entity and a risk retention group organized under the Liability Risk Retention Act. The same Carrier Financial Strength paragraph describes TRRG as federally chartered and operating under federal prudential oversight; that wording is company language and is not adopted here as a legal conclusion. [46](https://content.naic.org/sites/default/files/publication-loc-zu-listing-companies-summary.pdf "NAIC Listing of Companies") [30](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") [32](https://www.corgi.insure/about "About Corgi") [31](https://www.corgi.insure "Corgi Insurance homepage") [47](https://content.naic.org/insurance-topics/risk-retention-groups "Insurance Topics: Risk Retention Groups") [48](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title15-section3901&num=0&edition=prelim "15 U.S.C. § 3901 — Definitions") (Evidence: Company-reported; scope: Entity identity and Arizona domicile are supported by the NAIC listing. Which Corgi products currently issue on TRRG paper is company-described and can vary by account. NAIC and the Liability Risk Retention Act describe RRGs as state-chartered or state-licensed liability insurers with domiciliary-state regulation of formation and operation.; verified: 2026-09-15.)

A risk retention group is a member-owned liability insurer licensed in its home state. Federal law lets it operate in other states through registration. Members must have similar or related business risks. [47](https://content.naic.org/insurance-topics/risk-retention-groups "Insurance Topics: Risk Retention Groups") [48](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title15-section3901&num=0&edition=prelim "15 U.S.C. § 3901 — Definitions") [50](https://www.azleg.gov/ars/20/02402.htm "Arizona Revised Statutes § 20-2402") (Evidence: Verified; scope: General RRG charter, membership, and oversight from current NAIC topic material last updated 13 October 2025 and the cited statutes. This is not a statement of TRRG’s surplus, a federal charter, or of which Corgi products currently issue on TRRG paper. The reviewed sources do not describe voting, dividend, or assessment rights for a Corgi policyholder in practice.; verified: 2026-09-15.)

For customers who need an admitted insurer, Corgi says it can use affiliated or partner carriers rated A- or better by AM Best. Options depend on the state, coverage, and business. Eligible admitted policies may have state guaranty-association protection, subject to that state’s limits. [30](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") [32](https://www.corgi.insure/about "About Corgi") [31](https://www.corgi.insure "Corgi Insurance homepage") [38](https://www.prnewswire.com/news-releases/corgi-insurance-launches-admitted-insurance-carrier-302860246.html "Corgi Insurance Launches Admitted Insurance Carrier") (Evidence: Company-reported; scope: Company description of an alternative placement path. It is not a guarantee that a given account will receive A- admitted paper, not an AM Best rating of TRRG or of Corgi Insurance Company, Inc., and not a blanket guarantee of guaranty-association payment. Guaranty-association language does not apply to risk retention group policies.; verified: 2026-09-15.)

Corgi says Technology Risk Retention Group does not have an AM Best rating. A financial-strength rating and admitted status are separate things. [30](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") [34](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Company statement about TRRG. Admitted status, an AM Best rating, and financial condition are separate facts. This profile does not assign a financial-strength grade to TRRG.; verified: 2026-09-15.)

Corgi Insurance Company’s August 2026 launch announcement did not give a financial-strength rating or a complete list of licensed states. Confirm both if they are requirements for your business. [38](https://www.prnewswire.com/news-releases/corgi-insurance-launches-admitted-insurance-carrier-302860246.html "Corgi Insurance Launches Admitted Insurance Carrier") [51](https://www.insurancebusinessmag.com/us/news/breaking-news/corgi-built-its-name-insuring-ai-startups--its-new-carrier-targets-dry-cleaners-salons-and-more-587646.aspx "Corgi built its name insuring AI startups. Its new carrier targets dry cleaners, salons and more") (Evidence: Not found in reviewed sources; scope: Reviewed public sources as of 15 September 2026. Not finding a published rating is not a finding that the company has no rating, no capital, or no authorization.; verified: 2026-09-15.)

Policies issued by a risk retention group are not covered by state insurance guaranty funds. Corgi includes this notice for policies issued by Technology Risk Retention Group. [49](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title15-section3902&num=0&edition=prelim "15 U.S.C. § 3902 — Risk retention groups") [31](https://www.corgi.insure "Corgi Insurance homepage") [30](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") (Evidence: Verified; scope: RRG policies. This is a statutory qualification, not a prediction of insolvency, and it is not a statement about admitted policies.; verified: 2026-09-15.)

Corgi says its insurers may share risk with reinsurers, while the insurer on your policy remains responsible for claims. Its public disclosures do not name the current reinsurers or their contract terms. [30](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") [43](https://kindredventures.com/announcement/corgi-rebuilding-insurance-with-ai/ "Corgi: Rebuilding Insurance with AI") (Evidence: Not publicly disclosed; scope: Public disclosures as of 15 September 2026. Not identifying a named panel is not a finding that there is no reinsurance.; verified: 2026-09-15.) | | Availability | CFC reports that CFC USA, Inc. holds producer licenses in all 50 states and Washington, D.C., plus excess and surplus lines authorization in California, Georgia, New York and Texas. It identifies its California licensing name as CFC General Insurance Agency, Inc. This is CFC’s disclosure, not an independently checked California license record or confirmation of product eligibility. [4](https://www.cfc.com/en-us/support/regulatory-information/ "Regulatory information") (Evidence: Company-reported; scope: CFC US-facing materials, accessed 16 September 2026; company descriptions, not an issued policy or independent service assessment.; verified: 2026-09-16.)

CFC’s January 2026 U.S. management-liability brochure lists California-domiciled business and standalone employment practices liability under risks it declines. This restriction is specific to the described management-liability offering; it does not establish a California exclusion for every CFC product. [11](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure") (Evidence: Company-reported; scope: CFC US-facing materials, accessed 16 September 2026; company descriptions, not an issued policy or independent service assessment.; verified: 2026-09-16.)

The reviewed U.S. technology page, brochure and application do not establish the currently available admitted or surplus-lines route for a particular California startup. CFC announced admitted technology E&O in 2023, but the reviewed materials do not supply a current California product eligibility schedule. [1](https://www.cfc.com/en-us/products/industry/technology/ "Technology") [2](https://webcdn.cfc.com/media/ywdbvkpy/technology_product-brochure_us_0525_v2.pdf "Technology — United States product brochure") [3](https://webcdn.cfc.com/media/4559/tech_application_us_v24.pdf "Technology companies — US application v2.4") [29](https://www.cfc.com/en-us/knowledge/news/2023/03/cfc-launches-admitted-offerings-for-professional-liability-and-technology-eo/ "CFC launches admitted offerings for professional liability and technology E&O") (Evidence: Not found in reviewed sources; scope: California technology-product access only. General producer authorization is separate from product eligibility. No live quote or state filing was obtained.; verified: 2026-09-16.) | Corgi Insurance Services lists agency licenses in 49 states and Washington, D.C.; New Mexico is not listed. Product availability varies by state and is subject to underwriting approval. [33](https://www.corgi.insure/broker-licenses "Insurance Producer Licenses") [31](https://www.corgi.insure "Corgi Insurance homepage") [30](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") (Evidence: Company-reported; scope: Current published producer-license table and territorial qualifications, accessed 15 September 2026. A producer license is not an insurer certificate of authority and does not establish that every product can be bound in each listed jurisdiction.; verified: 2026-09-15.)

Rhode Island’s 23 June 2026 list of registered risk retention groups includes Technology Risk Retention Group, Inc., NAIC 17763, at 425 Bush Street, San Francisco. A complete list of states where TRRG is registered was not found in the reviewed sources. [45](https://dbr.ri.gov/sites/g/files/xkgbur696/files/2026-01/Registered_Federal_Risk_Retention_Groups.pdf "Registered Federal Risk Retention Groups") (Evidence: Verified; scope: One non-domicile RRG registration record. The Rhode Island document is titled “Registered Federal Risk Retention Groups”; that title is the state’s list label, not a finding that TRRG holds a federal charter. Registration is not admitted-insurer licensing, and one state list does not establish a nationwide registration footprint.; verified: 2026-09-15.) | | Fees and compensation | The reviewed U.S. technology brochure, application and Connect page do not disclose a buyer-specific premium, producer commission rate, broker fee or complete schedule of policy charges. Request a written breakdown of premium, taxes, fees and intermediary compensation before purchase. [2](https://webcdn.cfc.com/media/ywdbvkpy/technology_product-brochure_us_0525_v2.pdf "Technology — United States product brochure") [3](https://webcdn.cfc.com/media/4559/tech_application_us_v24.pdf "Technology companies — US application v2.4") [6](https://www.cfc.com/en-us/connect/ "Connect broker trading portal") (Evidence: Not publicly disclosed; scope: Only the listed US technology and broker-process sources; no inference of free service or zero commission. Australian and unrelated Irish CFC disclosures are not US pricing evidence.; verified: 2026-09-16.) | Corgi Insurance Services may receive commissions or fees from the insurer or the customer. You can ask for the type and amount of compensation on your policy. [30](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") (Evidence: Company-reported; scope: Producer compensation disclosure. Website, self-serve, or other direct distribution is not a finding of zero commissions or fees. Specific amounts were not published in the reviewed sources.; verified: 2026-09-15.)

Corgi lists typical annual prices of $2,000–$5,000 for eligible pre-seed and seed startups and $5,000–$15,000 for Series A companies. Your price depends on the business, state, coverage, limits, and other underwriting details. [31](https://www.corgi.insure "Corgi Insurance homepage") [35](https://www.corgi.insure/customers "Customer Success Stories") [36](https://www.corgi.insure/partnerships "Partnerships") (Evidence: Company-reported; scope: Company-reported ranges and a marketing savings claim, not comparable quotes. They are not premiums for a defined risk, limit, retention, or policy period. “Underwrites directly” is not a finding of zero producer commissions or fees, and no public methodology for the 30 percent figure was found.; verified: 2026-09-15.) | ## Related Reading - [What Is CFC Insurance?](https://spot.insure/insurance-providers/cfc) - [What Is Corgi Insurance?](https://spot.insure/insurance-providers/corgi) ## Related Comparisons - [Alliance Risk vs CFC](https://spot.insure/compare/alliance-risk-vs-cfc) - [Alliance Risk vs Corgi](https://spot.insure/compare/alliance-risk-vs-corgi) - [Amelia Risk vs CFC](https://spot.insure/compare/amelia-risk-vs-cfc) - [Amelia Risk vs Corgi](https://spot.insure/compare/amelia-risk-vs-corgi) - [Armilla vs CFC](https://spot.insure/compare/armilla-vs-cfc) - [Armilla vs Corgi](https://spot.insure/compare/armilla-vs-corgi) - [At-Bay vs CFC Insurance](https://spot.insure/compare/at-bay-vs-cfc) - [At-Bay vs Corgi Insurance](https://spot.insure/compare/at-bay-vs-corgi) - [Beazley vs CFC](https://spot.insure/compare/beazley-vs-cfc) - [Beazley vs Corgi](https://spot.insure/compare/beazley-vs-corgi) - [CFC vs Chubb](https://spot.insure/compare/cfc-vs-chubb) - [CFC vs Coalition](https://spot.insure/compare/cfc-vs-coalition) - [CFC vs Coterie](https://spot.insure/compare/cfc-vs-coterie) - [CFC vs Coverdash](https://spot.insure/compare/cfc-vs-coverdash) - [CFC vs Cowbell](https://spot.insure/compare/cfc-vs-cowbell) - [CFC vs Embroker](https://spot.insure/compare/cfc-vs-embroker) - [CFC vs Founder Shield](https://spot.insure/compare/cfc-vs-foundershield) - [CFC vs Gallagher](https://spot.insure/compare/cfc-vs-gallagher) - [CFC vs Harper](https://spot.insure/compare/cfc-vs-harper) - [CFC vs Heffernan](https://spot.insure/compare/cfc-vs-heffernan) - [CFC vs Hiscox](https://spot.insure/compare/cfc-vs-hiscox) - [CFC vs HUB International](https://spot.insure/compare/cfc-vs-hub-international) - [CFC vs Kinro](https://spot.insure/compare/cfc-vs-kinro) - [CFC vs Layr](https://spot.insure/compare/cfc-vs-layr) - [CFC vs Lockton](https://spot.insure/compare/cfc-vs-lockton) - [CFC vs Marsh](https://spot.insure/compare/cfc-vs-marsh) - [CFC vs Mylo](https://spot.insure/compare/cfc-vs-mylo) - [CFC vs Newfront](https://spot.insure/compare/cfc-vs-newfront) - [CFC vs ERGO NEXT](https://spot.insure/compare/cfc-vs-next-insurance) - [CFC vs Pie Insurance](https://spot.insure/compare/cfc-vs-pie-insurance) - [CFC vs Relm Insurance](https://spot.insure/compare/cfc-vs-relm) - [CFC vs Resilience](https://spot.insure/compare/cfc-vs-resilience) - [CFC vs RiskCube](https://spot.insure/compare/cfc-vs-riskcube) - [CFC vs Risklytics](https://spot.insure/compare/cfc-vs-risklytics) - [CFC vs StartupInsurance.ai](https://spot.insure/compare/cfc-vs-startupinsurance) - [CFC vs TechInsurance](https://spot.insure/compare/cfc-vs-techinsurance) - [CFC vs The Hartford](https://spot.insure/compare/cfc-vs-the-hartford) - [CFC vs Travelers](https://spot.insure/compare/cfc-vs-travelers) - [CFC vs USI Insurance Services](https://spot.insure/compare/cfc-vs-usi) - [CFC vs Vouch](https://spot.insure/compare/cfc-vs-vouch) - [CFC vs WithCoverage](https://spot.insure/compare/cfc-vs-withcoverage) - [Chubb vs Corgi](https://spot.insure/compare/chubb-vs-corgi) - [Coalition vs Corgi](https://spot.insure/compare/coalition-vs-corgi) - [Corgi vs Coterie Insurance](https://spot.insure/compare/corgi-vs-coterie) - [Corgi vs Coverdash](https://spot.insure/compare/corgi-vs-coverdash) - [Corgi vs Cowbell](https://spot.insure/compare/corgi-vs-cowbell) - [Corgi vs Embroker](https://spot.insure/compare/corgi-vs-embroker) - [Corgi vs Founder Shield](https://spot.insure/compare/corgi-vs-foundershield) - [Corgi vs Gallagher](https://spot.insure/compare/corgi-vs-gallagher) - [Corgi vs Harper](https://spot.insure/compare/corgi-vs-harper) - [Corgi vs Heffernan](https://spot.insure/compare/corgi-vs-heffernan) - [Corgi vs Hiscox](https://spot.insure/compare/corgi-vs-hiscox) - [Corgi vs HUB International](https://spot.insure/compare/corgi-vs-hub-international) - [Corgi vs Kinro](https://spot.insure/compare/corgi-vs-kinro) - [Corgi vs Layr](https://spot.insure/compare/corgi-vs-layr) - [Corgi vs Lockton](https://spot.insure/compare/corgi-vs-lockton) - [Corgi vs Marsh](https://spot.insure/compare/corgi-vs-marsh) - [Corgi vs Mylo](https://spot.insure/compare/corgi-vs-mylo) - [Corgi vs Newfront](https://spot.insure/compare/corgi-vs-newfront) - [Corgi vs ERGO NEXT Insurance](https://spot.insure/compare/corgi-vs-next-insurance) - [Corgi vs Pie Insurance](https://spot.insure/compare/corgi-vs-pie-insurance) - [Corgi vs Relm Insurance](https://spot.insure/compare/corgi-vs-relm) - [Corgi vs Resilience](https://spot.insure/compare/corgi-vs-resilience) - [Corgi vs RiskCube](https://spot.insure/compare/corgi-vs-riskcube) - [Corgi vs Risklytics Insurance](https://spot.insure/compare/corgi-vs-risklytics) - [Corgi vs StartupInsurance.ai](https://spot.insure/compare/corgi-vs-startupinsurance) - [Corgi vs TechInsurance](https://spot.insure/compare/corgi-vs-techinsurance) - [Corgi vs The Hartford](https://spot.insure/compare/corgi-vs-the-hartford) - [Corgi vs Travelers Insurance](https://spot.insure/compare/corgi-vs-travelers) - [Corgi vs USI](https://spot.insure/compare/corgi-vs-usi) - [Corgi vs Vouch](https://spot.insure/compare/corgi-vs-vouch) - [Corgi vs WithCoverage](https://spot.insure/compare/corgi-vs-withcoverage) ## Sources ### [CFC Official Website](https://www.cfc.com/en-us/) 1. [Technology](https://www.cfc.com/en-us/products/industry/technology/). CFC; Introduction; Technology key features; Digitally traded. Accessed 2026-09-16. 2. [Technology — United States product brochure](https://webcdn.cfc.com/media/ywdbvkpy/technology_product-brochure_us_0525_v2.pdf). CFC; Page 1: coverage sections; Response app highlights; Limits and deductibles. Accessed 2026-09-16. 3. [Technology companies — US application v2.4](https://webcdn.cfc.com/media/4559/tech_application_us_v24.pdf). CFC; Pages 1–8: completion instructions and Sections 1–8. Accessed 2026-09-16. 4. [Regulatory information](https://www.cfc.com/en-us/support/regulatory-information/). CFC; CFC Underwriting Limited; CFC Lloyd’s Syndicate 1988; CFC USA Inc.. Accessed 2026-09-16. 5. [About CFC](https://www.cfc.com/en-us/company/). CFC; Matt Taylor biography: independent MGA and Syndicate 1988. Accessed 2026-09-16. 6. [Connect broker trading portal](https://www.cfc.com/en-us/connect/). CFC; Get started; Products traded on Connect; FAQs: broker appointment. Accessed 2026-09-16. 7. [CFC Response](https://www.cfc.com/en-us/response/). CFC; Proactive protection; Immediate response; Real-time support. Accessed 2026-09-16. 8. [Notify a claim or cyber incident](https://www.cfc.com/en-us/claims/). CFC; General enquiries or claims; Experiencing a cyber incident now?. Accessed 2026-09-16. 9. [Cyber insurance — US](https://www.cfc.com/en-us/products/class/cyber-insurance/). CFC; Cyber Proactive Response; Cyber (admitted); Corporate cyber; Cyber excess. Accessed 2026-09-16. 10. [Management liability](https://www.cfc.com/en-us/products/class/management-liability/). CFC; Management liability; Side A DIC. Accessed 2026-09-16. 11. [Management liability — United States product brochure](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf). CFC; Page 1: coverage; What we decline; Management liability. Accessed 2026-09-16. 12. [Professional liability](https://www.cfc.com/en-us/products/class/professional-liability/). CFC; Our professional liability products; Professional liability (admitted). Accessed 2026-09-16. 13. [Property & casualty](https://www.cfc.com/en-us/products/class/property-casualty/). CFC; Property & casualty product. Accessed 2026-09-16. 14. [Intellectual property insurance](https://www.cfc.com/en-us/products/class/intellectual-property/). CFC; Intellectual property product; Key features; Defense; Pursuit of infringers. Accessed 2026-09-16. 15. [Kidnap and ransom](https://www.cfc.com/en-us/products/class/kidnap-and-ransom/). CFC; Kidnap & ransom product and Key features. Accessed 2026-09-16. 16. [Product recall](https://www.cfc.com/en-us/products/class/product-recall/). CFC; Contaminated product recall; Product recall. Accessed 2026-09-16. 17. [Transaction liability](https://www.cfc.com/en-us/products/class/transaction-liability/). CFC; Transaction liability; Seller protect; Buyer protect; Secondary liquidity solutions; Limit & appetite. Accessed 2026-09-16. 18. [Umbrella cover](https://www.cfc.com/en-us/products/class/excess-umbrella/). CFC; Umbrella cover product description. Accessed 2026-09-16. 19. [Digital health insurance](https://www.cfc.com/en-us/products/industry/ehealth/). CFC; eHealth product; Telemedicine; mHealth; Artificial intelligence; Remote patient monitoring. Accessed 2026-09-16. 20. [Medical malpractice](https://www.cfc.com/en-us/products/class/medical-malpractice/). CFC; Our medical malpractice products. Accessed 2026-09-16. 21. [Media & entertainment](https://www.cfc.com/en-us/products/industry/media-entertainment/). CFC; Media product description. Accessed 2026-09-16. 22. [Life science](https://www.cfc.com/en-us/products/industry/life-science/). CFC; Life sciences; Nutraceuticals; What does CFC’s life science policy cover?. Accessed 2026-09-16. 23. [Fintech insurance](https://www.cfc.com/en-us/products/industry/fintech/). CFC; Fintech product; What does CFC’s fintech policy cover?. Accessed 2026-09-16. 24. [Financial institutions](https://www.cfc.com/en-us/products/industry/financial-institutions/). CFC; Financial institutions professional indemnity; Investment managers; SME banks. Accessed 2026-09-16. 25. [Carbon insurance](https://www.cfc.com/en-us/products/class/carbon-insurance/). CFC; Carbon delivery; Carbon cancellation; Carbon lender non-payment; CORSIA guarantee. Accessed 2026-09-16. 26. [Safeprotect misconduct liability](https://www.cfc.com/en-us/products/class/safeprotect-misconduct-liability/). CFC; Safeprotect product; Praesidium services. Accessed 2026-09-16. 27. [Terrorism](https://www.cfc.com/en-us/products/class/terrorism/). CFC; Introduction: standalone terrorism policy. Accessed 2026-09-16. 28. [Marine](https://www.cfc.com/en-us/products/industry/marine/). CFC; Introduction: hull war and marine kidnap & ransom. Accessed 2026-09-16. 29. [CFC launches admitted offerings for professional liability and technology E&O](https://www.cfc.com/en-us/knowledge/news/2023/03/cfc-launches-admitted-offerings-for-professional-liability-and-technology-eo/). CFC; 21 March 2023 announcement: admitted technology E&O; broker quote, bind and adjustment process. Accessed 2026-09-16. ### [Corgi Official Website](https://www.corgi.insure) 30. [Disclaimers & Licensing](https://www.corgi.insure/disclaimers). Corgi Insurance Services, Inc.; Carrier Financial Strength (including “federally chartered” and “federal prudential oversight” wording); About Corgi; Licensing; Premium and Payment Disclosures (producer commissions, fees, or other consideration, amounts available on request); Binding Authority and Policy Issuance. Page last updated 04/05/26.. Accessed 2026-09-15. 31. [Corgi Insurance homepage](https://www.corgi.insure). Corgi Insurance Services, Inc.; Product packages; Self-Serve (apply, get quoted in minutes, bind same-day) and Book a Demo paths; FAQ on cost, claims, and binding; footer entity notices. Accessed 2026-09-15. 32. [About Corgi](https://www.corgi.insure/about). Corgi Insurance Services, Inc.; Company description; Federally Regulated, A-Rated Admitted Access, and Licensed Nationwide sections. Accessed 2026-09-15. 33. [Insurance Producer Licenses](https://www.corgi.insure/broker-licenses). Corgi Insurance Services, Inc.; State-by-state producer license table for Corgi Insurance Services, Inc.. Accessed 2026-09-15. 34. [Directors & Officers (D&O) Insurance for Startups](https://www.corgi.insure/directors-and-officers). Corgi Insurance Services, Inc.; Form CORG-DO-0100 coverage summary; policy notes stating TRRG underwrites the D&O coverage part; footer identifying Corgi Insurance Company, Inc. NAIC 17989. Accessed 2026-09-15. 35. [Customer Success Stories](https://www.corgi.insure/customers). Corgi Insurance Services, Inc.; Page heading and named technology-company testimonials; cost FAQ. Accessed 2026-09-15. 36. [Partnerships](https://www.corgi.insure/partnerships). Corgi Insurance Services, Inc.; Direct Underwriting savings claim; partner-page process; onboarding-to-claims handling claim. Accessed 2026-09-15. 37. [Insurance for AI, Built for Model Risk](https://www.corgi.insure/ai). Corgi Insurance Services, Inc.; Tech & AI Liability product description and related AI-risk FAQ. Accessed 2026-09-15. 38. [Corgi Insurance Launches Admitted Insurance Carrier](https://www.prnewswire.com/news-releases/corgi-insurance-launches-admitted-insurance-carrier-302860246.html). PR Newswire (Corgi press release); Announcement of Corgi Insurance Company, Inc.; planned small-business product classes; guaranty-association eligibility statement. Accessed 2026-09-15. 39. [Corgi Insurance Raises $108 Million, Receives Regulatory Approval to Launch the First Full-Stack Insurance Carrier for Startups](https://www.prnewswire.com/news-releases/corgi-insurance-raises-108-million-receives-regulatory-approval-to-launch-the-first-full-stack-insurance-carrier-for-startups-302657727.html). PR Newswire (Corgi press release); 9 January 2026 funding announcement; listed startup coverage lines; company-reported ARR figure. Accessed 2026-09-15. 40. [Corgi Reaches $2.6B Valuation With $106M Series B1 Three Weeks After $160M Unicorn Round](https://www.prnewswire.com/news-releases/corgi-reaches-2-6b-valuation-with-106m-series-b1-three-weeks-after-160m-unicorn-round-302784796.html). PR Newswire (Corgi press release); 28 May 2026 company statement of $378 million total funding and planned vertical expansion. Accessed 2026-09-15. 41. [Corgi Insurance Launches Corgi Claims, the AI-Native TPA](https://www.prnewswire.com/news-releases/corgi-insurance-launches-corgi-claims-the-ai-native-tpa-302813039.html). PR Newswire (Corgi press release); 29 June 2026 launch of Corgi Claims as a TPA; disclaimer that claims services are provided through licensed subsidiaries and affiliates. Accessed 2026-09-15. 42. [Corgi Insurance and Silicon Valley Bank Partner to Connect Clients to Preferred Coverage Solutions](https://www.prnewswire.com/news-releases/corgi-insurance-and-silicon-valley-bank-partner-to-connect-clients-to-preferred-coverage-solutions-302803621.html). PR Newswire (Corgi and Silicon Valley Bank press release); 17 June 2026 partnership announcement for SVB client access to Corgi products. Accessed 2026-09-15. 43. [Corgi: Rebuilding Insurance with AI](https://kindredventures.com/announcement/corgi-rebuilding-insurance-with-ai/). Kindred Ventures; 8 January 2026 investor announcement describing Corgi as a full-stack carrier with a captive reinsurer; company-reported 40,000+ policyholders across 49 states. Accessed 2026-09-15. 44. [Corgi Insurance company profile](https://www.ycombinator.com/companies/corgi-insurance). Y Combinator; Summer 2024 batch; San Francisco location; 2024 founding; team size 250; description as a full-stack insurance carrier for startups. Accessed 2026-09-15. 45. [Registered Federal Risk Retention Groups](https://dbr.ri.gov/sites/g/files/xkgbur696/files/2026-01/Registered_Federal_Risk_Retention_Groups.pdf). Rhode Island Department of Business Regulation; Report date 23 June 2026; registration entry for Technology Risk Retention Group, Inc., NAIC 17763, 425 Bush St., San Francisco, CA 94108. Document title uses “Federal”; that is the state’s list label, not TRRG’s charter type.. Accessed 2026-09-15. 46. [NAIC Listing of Companies](https://content.naic.org/sites/default/files/publication-loc-zu-listing-companies-summary.pdf). National Association of Insurance Commissioners; June 2026 listing, numerical entry 17763 P 1 AZ TECHNOLOGY RRG INC. Accessed 2026-09-15. 47. [Insurance Topics: Risk Retention Groups](https://content.naic.org/insurance-topics/risk-retention-groups). National Association of Insurance Commissioners; Topic page last updated 13 October 2025: member-owned liability insurers formed under state and federal law; may be formed under a state's captive or traditional insurance laws; domiciled in one state and registered in others; treated as multi-state companies subject to modified NAIC accreditation standards. Accessed 2026-09-15. 48. [15 U.S.C. § 3901 — Definitions](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title15-section3901&num=0&edition=prelim). U.S. House Office of the Law Revision Counsel; Liability Risk Retention Act definitions of liability and risk retention group, including state charter, member-ownership, and liability-only activity limits. Accessed 2026-09-15. 49. [15 U.S.C. § 3902 — Risk retention groups](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title15-section3902&num=0&edition=prelim). U.S. House Office of the Law Revision Counsel; Non-domicile state registration and policy notice requirements; exemption from state insurance insolvency guaranty associations. Accessed 2026-09-15. 50. [Arizona Revised Statutes § 20-2402](https://www.azleg.gov/ars/20/02402.htm). Arizona Legislature; Risk retention groups chartered and licensed in Arizona may write only liability insurance under that chapter. Accessed 2026-09-15. 51. [Corgi built its name insuring AI startups. Its new carrier targets dry cleaners, salons and more](https://www.insurancebusinessmag.com/us/news/breaking-news/corgi-built-its-name-insuring-ai-startups--its-new-carrier-targets-dry-cleaners-salons-and-more-587646.aspx). Insurance Business; 27 August 2026 report identifying Technology Risk Retention Group as an Arizona-chartered RRG and noting that the admitted-carrier announcement does not specify domicile, licensed states, or rating status. Accessed 2026-09-15. Updated 2026-09-16. Last verified 2026-09-16. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/cfc-vs-corgi.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)