--- title: "Berkshire Hathaway Specialty Insurance vs Vouch: Professional Liability (E&O) Insurance" description: "Berkshire Hathaway Specialty Insurance names professional targets; Vouch lists E&O segments and identifies insurers only for Corix-branded E&O products." canonical: "https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-vouch/professional-errors-omissions" page-type: "line-comparison" updated-at: "2026-10-01" comparison-pair: "berkshire-hathaway-specialty-insurance-vs-vouch" provider-a: "berkshire-hathaway-specialty-insurance" provider-b: "vouch" coverage-line: "professional-errors-omissions" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-vouch/professional-errors-omissions) ## Agent Guide **What this page is:** Focused comparison of Berkshire Hathaway Specialty Insurance and Vouch for Professional Liability (E&O) Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Professional Liability (E&O) Insurance questions about Berkshire Hathaway Specialty Insurance versus Vouch. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Berkshire Hathaway Specialty Insurance vs Vouch for Professional Liability (E&O) Insurance: how do they differ? - Which is better for Professional Liability (E&O) Insurance, Berkshire Hathaway Specialty Insurance or Vouch? - What does Berkshire Hathaway Specialty Insurance or Vouch publish about Professional Liability (E&O) Insurance (limits, eligibility, claims, add-ons)? - What should I confirm in a quote for Professional Liability (E&O) Insurance from Berkshire Hathaway Specialty Insurance or Vouch? **Key facts:** - Line: Professional Liability (E&O) Insurance. Providers: Berkshire Hathaway Specialty Insurance and Vouch. - Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - "Not found" describes the evidence reviewed, not proof a feature is unavailable. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-10-01. Editorial policy: /editorial-policy. **Related pages:** - [Berkshire Hathaway Specialty Insurance vs Vouch](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-vouch) — parent: all coverage lines for this pair - [Professional Liability (E&O) Insurance guide](https://spot.insure/coverage/professional-errors-omissions) — coverage explainer for this line - [Berkshire Hathaway Specialty Insurance profile](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance) — provider profile (evidence) - [Vouch profile](https://spot.insure/insurance-providers/vouch) — provider profile (evidence) - [Berkshire Hathaway Specialty Insurance vs Vouch Commercial Property Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-vouch/commercial-property) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs Vouch Cyber Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-vouch/cyber) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs Vouch D&O Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-vouch/directors-officers) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs Vouch General Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-vouch/general-liability) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs Vouch Product Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-vouch/product-liability) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs Vouch Tech E&O Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-vouch/technology-errors-omissions) — sibling comparison (other line, or other pair for this line) - [AIG vs Berkshire Hathaway Specialty Insurance Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-berkshire-hathaway-specialty-insurance/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [AIG vs Vouch Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-vouch/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Berkshire Hathaway Specialty Insurance Professional Liability (E&O) Insurance](https://spot.insure/compare/alliance-risk-vs-berkshire-hathaway-specialty-insurance/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Vouch Professional Liability (E&O) Insurance](https://spot.insure/compare/alliance-risk-vs-vouch/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [Aon vs Berkshire Hathaway Specialty Insurance Professional Liability (E&O) Insurance](https://spot.insure/compare/aon-vs-berkshire-hathaway-specialty-insurance/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [Aon vs Vouch Professional Liability (E&O) Insurance](https://spot.insure/compare/aon-vs-vouch/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) # Berkshire Hathaway Specialty Insurance vs Vouch: How Do They Compare for Professional Liability (E&O) Insurance? Berkshire Hathaway Specialty Insurance names professional targets; Vouch lists E&O segments and identifies insurers only for Corix-branded E&O products. ## How to Use the Berkshire Hathaway Specialty Insurance vs Vouch Professional Liability (E&O) Insurance Comparison Use this comparison to evaluate Berkshire Hathaway Specialty Insurance and Vouch for Professional Liability (E&O) Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## Berkshire Hathaway Specialty Insurance vs Vouch Professional Liability (E&O) Insurance Summary Berkshire Hathaway Specialty Insurance names professional target classes; Vouch lists E&O segments and says Corix-branded E&O is issued by State National or United Specialty, which does not identify the insurer for every Vouch placement. [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Professional-First-Professional-Liability-Overview-US.pdf "Professional First Professional Liability Overview") [12](https://www.vouch.us/professional-services "Insurance for Professional Services Firms") [14](https://www.corixinsurance.com/legal/disclosures "Legal Disclosures") ## What Is Berkshire Hathaway Specialty Insurance? BHSI provides commercial and specialty insurance in the U.S., with product-specific industry lists that include healthcare, energy and technology. Online quote and application submissions are nonbinding. [1](https://www.bhspecialty.com/wp-content/uploads/marketing/Interactive-AAG.pdf "At A Glance") [2](https://www.bhspecialty.com/about-us/ "About Us") [3](https://www.bhspecialty.com/terms-conditions/ "Terms of Service") [4](https://www.bhspecialty.com/asia/singapore-products/berkshire-hathaway-specialty-insurance-singapore-branch/ "Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch") [Berkshire Hathaway Specialty Insurance profile](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance) ## What Is Vouch Insurance? Vouch suits startups and growing companies that want an online application, advisor-led carrier comparisons and contract-requirement reviews; buyers seeking direct insurer purchase or instant quotes should compare digital carriers. [8](https://www.vouch.us/ "Vouch Homepage") [9](https://apply.vouch.us/ "Start a Vouch Application") [10](https://www.vouch.us/blog/how-having-carrier-options-in-one-place-helps-businesses-choose-smarter-coverage "Carrier Options in One Place") [11](https://www.vouch.us/services/contract-requirement-review "Contract Requirement Review") [Vouch profile](https://spot.insure/insurance-providers/vouch) ## What Is Professional Errors and Omissions (E&O) Insurance? Professional liability can help pay defense costs and covered losses when a client says your advice or service caused financial harm. If customers rely on your work, list every service you provide and check the claims-made reporting and prior-work terms. [15](https://www.tdi.texas.gov/commercial/pl-faq.html "FAQ: Professional liability insurance") [16](https://www.iii.org/article/professional-liability-insurance "Professional liability insurance") [17](https://www.sba.gov/counseling/launch-your-business/#business-insurance "Get business insurance") [18](https://www.hiscox.com/documents/pl-sample-policy-wording.pdf "Professional Liability – US Direct Errors and Omissions Insurance") ## What Are the Key Differences Between Berkshire Hathaway Specialty Insurance and Vouch Professional Liability (E&O) Insurance? ### Which professional classes are described Berkshire Hathaway Specialty Insurance names staffing firms, management consultants, marketing and real-estate firms for Miscellaneous Professional Liability, with law-firm size bands listed separately. Vouch markets E&O to accounting and finance, architecture and engineering, IT consulting, management consulting, and marketing and creative agencies. Those lists overlap for consultants and marketing firms but do not establish identical appetite; confirm the actual services and policy form on either submission. [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Professional-First-Professional-Liability-Overview-US.pdf "Professional First Professional Liability Overview") [12](https://www.vouch.us/professional-services "Insurance for Professional Services Firms") ### Broker placement and issuer identification Vouch is a broker, and its named Corix E&O products disclose State National Insurance Company or United Specialty Insurance Company as possible issuers; that does not identify the insurer for every Vouch placement. BHSI’s Professional First materials describe its own product portfolio, but the specific issuing entity still belongs on the policy documents. [12](https://www.vouch.us/professional-services "Insurance for Professional Services Firms") [14](https://www.corixinsurance.com/legal/disclosures "Legal Disclosures") [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Professional-First-Professional-Liability-Overview-US.pdf "Professional First Professional Liability Overview") ## What Should You Confirm in Berkshire Hathaway Specialty Insurance and Vouch Professional Liability (E&O) Insurance Quotes? - Ask Vouch whether the offer is Corix and which of the disclosed insurers will issue it. [14](https://www.corixinsurance.com/legal/disclosures "Legal Disclosures") - Ask BHSI which form applies to your occupation and services. [7](https://www.bhspecialty.com/us-products/us-executive-and-professional-lines/professional-liability/professional-firsttm-architects-engineers-and-consultants-professional-liability/ "Professional First Architects, Engineers and Consultants Professional Liability") - Compare covered professional services, defense costs, limits and exclusions in the actual policy. [13](https://www.corixinsurance.com/products/cyber-and-errors-omissions "Cyber and Errors & Omissions") ## Berkshire Hathaway Specialty Insurance vs Vouch Professional Liability (E&O) Compared | Criteria | Professional First Professional Liability portfolio | Vouch Errors & Omissions Insurance | | --- | --- | --- | | Role in This Line | Confirm in your quote. | Vouch is a broker, not an insurer, for professional errors & omissions coverage. It lists Errors & Omissions among the core coverages it places for professional-services clients, and one of its named program partners, Corix, has a dedicated E&O product. [12](https://www.vouch.us/professional-services "Insurance for Professional Services Firms") [13](https://www.corixinsurance.com/products/cyber-and-errors-omissions "Cyber and Errors & Omissions") (Evidence: Company-reported; scope: Vouch's Professional Services page and Corix's cyber/E&O product page..) | | Issuing Insurer | Confirm in your quote. | Corix's disclosures say its proprietary products, including its E&O line, are issued by State National Insurance Company or United Specialty Insurance Company. That names an insurer for Corix-branded E&O products specifically, not for every Vouch professional-liability placement. [14](https://www.corixinsurance.com/legal/disclosures "Legal Disclosures") (Evidence: Company-reported; scope: Corix disclosures page..) | | Who It’s For | The overview names staffing firms, management consultants, marketing firms and real-estate firms as targeted customers for Miscellaneous Professional Liability; it separately lists law-firm size bands for Lawyers Professional Liability. [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Professional-First-Professional-Liability-Overview-US.pdf "Professional First Professional Liability Overview") (Evidence: Company-reported; scope: U.S. Professional First target statements; class-specific eligibility only..) | Vouch markets professional E&O to accounting and finance, architecture/engineering/construction, IT consulting, management consulting, and marketing and creative agency firms. [12](https://www.vouch.us/professional-services "Insurance for Professional Services Firms") (Evidence: Company-reported; scope: Vouch's Professional Services page; not an underwriting appetite guarantee for any specific applicant..) | | Coverage Features | BHSI’s U.S. Professional First overview identifies Lawyers Professional Liability and Miscellaneous Professional Liability alongside Technology E&O and Media Liability. [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Professional-First-Professional-Liability-Overview-US.pdf "Professional First Professional Liability Overview") [5](https://www.bhspecialty.com/us-products/us-executive-and-professional-lines/professional-liability/ "Professional First Professional Liability") (Evidence: Company-reported; scope: Portfolio catalogue statement; the specific legal/professional class and form must be selected rather than treating the offerings as one policy..)

For architects, engineers and consultants, BHSI describes a professional-liability form that also addresses pollution, media, technology and cyber/network-security exposures. [7](https://www.bhspecialty.com/us-products/us-executive-and-professional-lines/professional-liability/professional-firsttm-architects-engineers-and-consultants-professional-liability/ "Professional First Architects, Engineers and Consultants Professional Liability") (Evidence: Company-reported; scope: This is a specialized design-industry combined form, not generic E&O wording or proof that all risks receive each component..) | Corix describes E&O as protecting a business against claims of negligence, mistakes or inadequate work that cause a client financial loss in the provision of professional services, including legal defense costs and any damages awarded, even when the claim is ultimately groundless. [13](https://www.corixinsurance.com/products/cyber-and-errors-omissions "Cyber and Errors & Omissions") (Evidence: Company-reported; scope: Corix's cyber and E&O product page; actual insuring agreements and exclusions are set by the issued policy..) | | Limits and Retentions | Confirm in your quote. | Neither the Vouch nor Corix pages publish E&O policy limits or retentions. [12](https://www.vouch.us/professional-services "Insurance for Professional Services Firms") [13](https://www.corixinsurance.com/products/cyber-and-errors-omissions "Cyber and Errors & Omissions") (Evidence: Not publicly disclosed; scope: Pages checked on 2026-09-23..) | | Risk Services | The Professional First overview describes its in-house claims handling group as experienced in complex, high-value claims and integrated with underwriting. [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Professional-First-Professional-Liability-Overview-US.pdf "Professional First Professional Liability Overview") (Evidence: Company-reported; scope: Company-reported portfolio-level claim-service description, not independently measured claims performance..) | Confirm in your quote. | | How to Apply | Confirm in your quote. | Corix's E&O product page offers a downloadable application and directs brokers to start an appointment process; Vouch's own site routes prospective buyers to its online "Get Started" application flow. [13](https://www.corixinsurance.com/products/cyber-and-errors-omissions "Cyber and Errors & Omissions") [12](https://www.vouch.us/professional-services "Insurance for Professional Services Firms") (Evidence: Company-reported; scope: Corix product page and Vouch site navigation..) | ## Related Pages for Berkshire Hathaway Specialty Insurance vs Vouch - [Berkshire Hathaway Specialty Insurance vs Vouch](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-vouch): all coverage lines, business roles, service and claims. - [What Is Professional Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/professional-errors-omissions): Professional liability can help pay covered defense costs and losses when a client says your advice or service caused financial harm; check services and reporting terms. - [Berkshire Hathaway Specialty Insurance vs Vouch Commercial Property Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-vouch/commercial-property) - [Berkshire Hathaway Specialty Insurance vs Vouch Cyber Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-vouch/cyber) - [Berkshire Hathaway Specialty Insurance vs Vouch D&O Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-vouch/directors-officers) - [Berkshire Hathaway Specialty Insurance vs Vouch General Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-vouch/general-liability) - [Berkshire Hathaway Specialty Insurance vs Vouch Product Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-vouch/product-liability) - [Berkshire Hathaway Specialty Insurance vs Vouch Tech E&O Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-vouch/technology-errors-omissions) - [AIG vs Berkshire Hathaway Specialty Insurance Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-berkshire-hathaway-specialty-insurance/professional-errors-omissions) - [AIG vs Vouch Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-vouch/professional-errors-omissions) - [Alliance Risk vs Berkshire Hathaway Specialty Insurance Professional Liability (E&O) Insurance](https://spot.insure/compare/alliance-risk-vs-berkshire-hathaway-specialty-insurance/professional-errors-omissions) - [Alliance Risk vs Vouch Professional Liability (E&O) Insurance](https://spot.insure/compare/alliance-risk-vs-vouch/professional-errors-omissions) - [Aon vs Berkshire Hathaway Specialty Insurance Professional Liability (E&O) Insurance](https://spot.insure/compare/aon-vs-berkshire-hathaway-specialty-insurance/professional-errors-omissions) - [Aon vs Vouch Professional Liability (E&O) Insurance](https://spot.insure/compare/aon-vs-vouch/professional-errors-omissions) ## Sources for Berkshire Hathaway Specialty Insurance vs Vouch ### Sources About Berkshire Hathaway Specialty Insurance 1. [At A Glance](https://www.bhspecialty.com/wp-content/uploads/marketing/Interactive-AAG.pdf). Berkshire Hathaway Specialty Insurance; United States section, zero-based PDF pages 49–53 (viewer pages 50–54): product/industry lists on pages 49–50; U.S. disclosure/version footer on page 53 is 2026-8-03 A. The 2026-09-14 A footer is on preceding European page 48, not the U.S. section.. Accessed 2026-09-29. 2. [About Us](https://www.bhspecialty.com/about-us/). Berkshire Hathaway Specialty Insurance; About BHSI; company profile page re-opened through official site on 2026-09-28; company says it is part of National Indemnity group. Accessed 2026-09-28. 3. [Terms of Service](https://www.bhspecialty.com/terms-conditions/). Berkshire Hathaway Specialty Insurance; Important Information Concerning Use of this Web Site, paragraphs 2–4; nonbinding submissions, contracted-agent authority, state variation, product availability and policy-specific terms. Accessed 2026-09-28. 4. [Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch](https://www.bhspecialty.com/asia/singapore-products/berkshire-hathaway-specialty-insurance-singapore-branch/). Berkshire Hathaway Specialty Insurance; Singapore branch public disclosure, Company Profile ¶¶ 1–2; direct page opened 2026-09-28. ¶ 1 identifies BHSIC as a Nebraska-domiciled direct P&C insurer; ¶ 2 states BHSIC is wholly owned by National Indemnity Company, itself wholly owned by Berkshire Hathaway Incorporated.. Accessed 2026-09-28. 5. [Professional First Professional Liability](https://www.bhspecialty.com/us-products/us-executive-and-professional-lines/professional-liability/). Berkshire Hathaway Specialty Insurance; U.S. Professional Liability landing page links Professional Liability / Network Security & Privacy, stand-alone Network Security & Privacy, and Architects, Engineers and Consultants PL, lines 6–15; footer copyright © 2026.. Accessed 2026-09-28. 6. [Professional First Professional Liability Overview](https://www.bhspecialty.com/wp-content/uploads/marketing/Professional-First-Professional-Liability-Overview-US.pdf). Berkshire Hathaway Specialty Insurance; PDF pp.1–2: claims group and reporting; primary blended E&O/Cyber and stand-alone Cyber forms; line capacity statement; named Lawyers PL, Technology E&O, Miscellaneous PL, Media Liability, Network Security & Privacy; named technology-services target types and selection categories; dated 2026-06-03-A. Group capacity not a line policy limit. Source version: 2026-06-03-A.. Accessed 2026-09-28. 7. [Professional First Architects, Engineers and Consultants Professional Liability](https://www.bhspecialty.com/us-products/us-executive-and-professional-lines/professional-liability/professional-firsttm-architects-engineers-and-consultants-professional-liability/). Berkshire Hathaway Specialty Insurance; Product Highlights: professional/pollution liability; media, technology and cyber/network security/privacy liability; direct breach/extortion expenses; risk services; primary/excess and project-specific product availability; target professions, lines 6–29. Its combined-form technology feature is not itself a standalone Tech E&O statement.. Accessed 2026-09-28. ### Sources About Vouch 8. [Vouch Homepage](https://www.vouch.us/). Vouch; Hero identifying Vouch as an insurance broker; Industries; Services; footer identifying Vouch Specialty and qualifying product availability. Accessed 2026-09-15. 9. [Start a Vouch Application](https://apply.vouch.us/). Vouch; Public first screen: legal business name, website/no-website option, address and location type, applicant role and contact fields, consent, and existing-customer sign-in. Accessed 2026-09-15. 10. [Carrier Options in One Place](https://www.vouch.us/blog/how-having-carrier-options-in-one-place-helps-businesses-choose-smarter-coverage). Vouch; 26 November 2025: Choice Without the Chaos; Clarity That Builds Confidence; One Relationship, Many Solutions; final producer/underwriting disclosure. Accessed 2026-09-15. 11. [Contract Requirement Review](https://www.vouch.us/services/contract-requirement-review). Vouch; Coverage that keeps your deals moving; Tailored to your contract; Effortless Experience (reviews and COIs). Accessed 2026-09-15. 12. [Insurance for Professional Services Firms](https://www.vouch.us/professional-services). Vouch; Expertise across professional services: Accounting & Finance, Architecture/Engineering/Construction, IT Consulting, Management Consulting, Marketing & Creative Agencies; Core coverages for Professional Services: Errors & Omissions, General Liability, Cyber Liability, Employment Practices Liability, Workers' Compensation. Accessed 2026-09-23. 13. [Cyber and Errors & Omissions](https://www.corixinsurance.com/products/cyber-and-errors-omissions). Corix Insurance; Errors & Omissions insurance provided by Corix helps protect businesses for claims of negligence, mistakes, or inadequate work that causes a financial loss to clients, in the provision of professional services. It includes legal defense costs and damages awarded, even when the claim is groundless.. Accessed 2026-09-23. 14. [Legal Disclosures](https://www.corixinsurance.com/legal/disclosures). Corix Insurance; Policies are issued by State National Insurance Company (NAIC# 12831) or United Specialty Insurance Company (NAIC#12537).. Accessed 2026-09-23. ### Sources for the Professional Liability (E&O) Insurance Guide 15. [FAQ: Professional liability insurance](https://www.tdi.texas.gov/commercial/pl-faq.html). Texas Department of Insurance; What’s professional liability coverage?; What types of damages…; What’s general liability insurance?; Do I need professional liability… if I have general liability…?; Is professional liability insurance required?; Can a client require…?; What’s the difference between occurrence policies and claims-made policies. Accessed 2026-09-16. 16. [Professional liability insurance](https://www.iii.org/article/professional-liability-insurance). Insurance Information Institute; Opening paragraphs (professional services/advice and E&O name); Claims not covered by general liability; What types of businesses need professional liability insurance?; What’s covered… and what’s not (claims-made versus occurrence, defense and judgments, non-financial/intentional limits, BOP/in-home exclusion). Accessed 2026-09-16. 17. [Get business insurance](https://www.sba.gov/counseling/launch-your-business/#business-insurance). U.S. Small Business Administration; Six common types of business insurance table. Accessed 2026-09-16. 18. [Professional Liability – US Direct Errors and Omissions Insurance](https://www.hiscox.com/documents/pl-sample-policy-wording.pdf). Hiscox Inc. specimen; About this Policy / Coverage for Claims Made Against You; I.A Insuring Agreement; I.B Defense; I.C Settlement; II.A Notice of Claims; II.C Optional Extended Reporting Period; III.A, III.K, III.M, III.R, III.S Exclusions; IV.A–B Limits and Deductible; VI.O Professional Services; VI.U Wrongful Act. Accessed 2026-09-16. Updated 2026-10-01. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Berkshire Hathaway Specialty Insurance Review Scores for 2026 Review Score: not enough ratings. The public ratings for Berkshire Hathaway Specialty Insurance are low but thin: Trustpilot shows 2.1 out of 5 from 9 reviews and BBB shows 1 out of 5 from 6. Both mix travel and commercial customers, so we don't count them in a score. - Trustpilot: TrustScore 2.1 (out of 5); 9 reviews. Trustpilot profile for bhspecialty.com, accessed 2026-09-29. Its small review set mixes travel-policy and other customer accounts; it is user-generated and unverified, and does not establish commercial-policy outcomes or representativeness. Period: Displayed when checked 2026-09-29. Checked 2026-09-29. [Berkshire Hathaway Specialty Insurance Reviews](https://www.trustpilot.com/review/bhspecialty.com) - BBB: Customer review average 1 (out of 5 stars); 6 reviews. BBB page for BHSI headquarters and corporate-owned locations, accessed 2026-09-29. The page’s six customer reviews mix travel and commercial narratives; BBB says third-party information is not verified. BBB’s business letter grade is separate from these customer reviews. Period: Displayed when checked 2026-09-29. Checked 2026-09-29. [Berkshire Hathaway Specialty Insurance — BBB Reviews](https://www.bbb.org/us/ma/boston/profile/insurance-agency/berkshire-hathaway-specialty-insurance-0021-439678/customer-reviews) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/reviews). ## Vouch Review Scores for 2026 Review Score: 6.6 / 10 from 1 rated source, equally weighted. Vouch’s four Trustpilot reviews are too few to establish consistent service quality. Ask for references and clarify support after placement. - Trustpilot: Trustpilot TrustScore 3.3 (5 stars); 4 reviews. Self-selected consumer aggregate; product and business/personal scope may be mixed. Period: accessed 2026-09-25. Checked 2026-09-25. [Trustpilot result for Vouch](https://www.trustpilot.com/review/vouch.us) Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/vouch/reviews). ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-vouch/professional-errors-omissions.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)