--- title: "Berkshire Hathaway Specialty Insurance vs Vouch: General Liability Insurance" description: "Compare BHSI’s primary GL features and premium threshold with Vouch’s technology-focused brokerage and Corix coverage package." canonical: "https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-vouch/general-liability" page-type: "line-comparison" updated-at: "2026-09-30" comparison-pair: "berkshire-hathaway-specialty-insurance-vs-vouch" provider-a: "berkshire-hathaway-specialty-insurance" provider-b: "vouch" coverage-line: "general-liability" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-vouch/general-liability) ## Agent Guide **What this page is:** Focused comparison of Berkshire Hathaway Specialty Insurance and Vouch for General Liability Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for General Liability Insurance questions about Berkshire Hathaway Specialty Insurance versus Vouch. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Berkshire Hathaway Specialty Insurance vs Vouch for General Liability Insurance: how do they differ? - Which is better for General Liability Insurance, Berkshire Hathaway Specialty Insurance or Vouch? - What does Berkshire Hathaway Specialty Insurance or Vouch publish about General Liability Insurance (limits, eligibility, claims, add-ons)? - What should I confirm in a quote for General Liability Insurance from Berkshire Hathaway Specialty Insurance or Vouch? **Key facts:** - Line: General Liability Insurance. Providers: Berkshire Hathaway Specialty Insurance and Vouch. - Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - "Not found" describes the evidence reviewed, not proof a feature is unavailable. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy. **Related pages:** - [Berkshire Hathaway Specialty Insurance vs Vouch](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-vouch) — parent: all coverage lines for this pair - [General Liability Insurance guide](https://spot.insure/coverage/general-liability) — coverage explainer for this line - [Berkshire Hathaway Specialty Insurance profile](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance) — provider profile (evidence) - [Vouch profile](https://spot.insure/insurance-providers/vouch) — provider profile (evidence) - [Berkshire Hathaway Specialty Insurance vs Vouch Commercial Property Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-vouch/commercial-property) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs Vouch Cyber Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-vouch/cyber) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs Vouch D&O Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-vouch/directors-officers) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs Vouch Product Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-vouch/product-liability) — sibling comparison (other line, or other pair for this line) - [AIG vs Berkshire Hathaway Specialty Insurance General Liability Insurance](https://spot.insure/compare/aig-vs-berkshire-hathaway-specialty-insurance/general-liability) — sibling comparison (other line, or other pair for this line) - [AIG vs Vouch General Liability Insurance](https://spot.insure/compare/aig-vs-vouch/general-liability) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Berkshire Hathaway Specialty Insurance General Liability Insurance](https://spot.insure/compare/alliance-risk-vs-berkshire-hathaway-specialty-insurance/general-liability) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Vouch General Liability Insurance](https://spot.insure/compare/alliance-risk-vs-vouch/general-liability) — sibling comparison (other line, or other pair for this line) - [Amelia Risk vs Berkshire Hathaway Specialty Insurance General Liability Insurance](https://spot.insure/compare/amelia-risk-vs-berkshire-hathaway-specialty-insurance/general-liability) — sibling comparison (other line, or other pair for this line) - [Amelia Risk vs Vouch General Liability Insurance](https://spot.insure/compare/amelia-risk-vs-vouch/general-liability) — sibling comparison (other line, or other pair for this line) # Berkshire Hathaway Specialty Insurance vs Vouch: How Do They Compare for General Liability Insurance? Compare BHSI’s primary GL features and premium threshold with Vouch’s technology-focused brokerage and Corix coverage package. ## Research Scope and Use Use this comparison to evaluate Berkshire Hathaway Specialty Insurance and Vouch for General Liability Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## Summary BHSI markets contractor and gradual-pollution features with a $50,000 minimum premium; Vouch brokers GL for technology businesses and describes Corix CGL with package options. [6](https://www.bhspecialty.com/us-products/us-casualty/ "Casualty") [11](https://www.vouch.us/technology "Insurance for Technology Companies") ## What Is Berkshire Hathaway Specialty Insurance? BHSI provides commercial and specialty insurance in the U.S., with product-specific industry lists that include healthcare, energy and technology. Online quote and application submissions are nonbinding. [1](https://www.bhspecialty.com/wp-content/uploads/marketing/Interactive-AAG.pdf "At A Glance") [2](https://www.bhspecialty.com/about-us/ "About Us") [3](https://www.bhspecialty.com/terms-conditions/ "Terms of Service") [4](https://www.bhspecialty.com/asia/singapore-products/berkshire-hathaway-specialty-insurance-singapore-branch/ "Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch") [Berkshire Hathaway Specialty Insurance profile](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance) ## What Is Vouch Insurance? Vouch suits startups and growing companies that want an online application, advisor-led carrier comparisons and contract-requirement reviews; buyers seeking direct insurer purchase or instant quotes should compare digital carriers. [7](https://www.vouch.us/ "Vouch Homepage") [8](https://apply.vouch.us/ "Start a Vouch Application") [9](https://www.vouch.us/blog/how-having-carrier-options-in-one-place-helps-businesses-choose-smarter-coverage "Carrier Options in One Place") [10](https://www.vouch.us/services/contract-requirement-review "Contract Requirement Review") [Vouch profile](https://spot.insure/insurance-providers/vouch) ## What Is General Liability Insurance? General liability can protect your business when a customer or visitor claims you caused injury or damaged their property. It suits businesses serving customers or working on their premises; your own building, tools and stock need property coverage. [14](https://www.iii.org/article/commercial-general-liability-insurance "Commercial general liability insurance") [15](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide") [16](https://www.hiscox.com/documents/partner-agent/specimen_forms/GL_Form.pdf "Commercial General Liability Coverage Form") ## Key Differences in General Liability Insurance ### Primary insurer placement and technology broker Berkshire Hathaway Specialty Insurance markets primary GL with contractor broad-form and gradual-pollution features. Vouch is a broker for technology clients and says one partner, Corix, sells CGL alone or within a Commercial Package Policy. Vouch targets AI, SaaS, e-commerce, fintech, hardware and crypto companies. Buyers should distinguish BHSI’s own product positioning from Vouch’s carrier-arranged placement and ask which market actually quotes the risk. [6](https://www.bhspecialty.com/us-products/us-casualty/ "Casualty") [11](https://www.vouch.us/technology "Insurance for Technology Companies") [11](https://www.vouch.us/technology "Insurance for Technology Companies") ### Premium floor and package terms BHSI sets a $50,000 minimum premium per policy. Corix describes third-party injury, property and personal or advertising injury coverage and says GL can be bundled with property, hired/non-owned auto and employee-benefits liability. That package may be relevant to a technology buyer coordinating lines, while the BHSI threshold screens for account size. Confirm whether the Corix program or another carrier is proposed and review each coverage section. [5](https://www.bhspecialty.com/wp-content/uploads/marketing/Casualty-Appetite-Guide-US.pdf "Casualty Appetite Guide - U.S.") [12](https://www.corixinsurance.com/products/commercial-package-policy "Commercial Package Policy") ## What to Confirm in General Liability Insurance Quotes - Ask BHSI which target class and price floor apply to your business. [5](https://www.bhspecialty.com/wp-content/uploads/marketing/Casualty-Appetite-Guide-US.pdf "Casualty Appetite Guide - U.S.") - Ask Vouch to identify the GL carrier, package sections and policy wording. [13](https://www.corixinsurance.com/legal/disclosures "Legal Disclosures") ## Offering Details | Criteria | Primary general liability | Vouch General Liability Insurance | | --- | --- | --- | | Role in This Line | Confirm in your quote. | Vouch is a broker, not an insurer, for general liability. It lists General Liability among the core coverages it places for technology clients, and one of its named program partners, Corix, sells CGL both standalone and bundled into a Commercial Package Policy. [11](https://www.vouch.us/technology "Insurance for Technology Companies") [12](https://www.corixinsurance.com/products/commercial-package-policy "Commercial Package Policy") (Evidence: Company-reported; scope: Vouch's Technology page and Corix's Commercial Package Policy page..) | | Issuing Insurer | Confirm in your quote. | Corix's disclosures say its proprietary products, including CGL, are issued by State National Insurance Company or United Specialty Insurance Company. That names an insurer for Corix-branded products specifically, not for every Vouch GL placement. [13](https://www.corixinsurance.com/legal/disclosures "Legal Disclosures") (Evidence: Company-reported; scope: Corix disclosures page..) | | Who It’s For | The casualty guide lists primary GL forms and identifies commercial real estate, retail/grocery, financial institutions, construction and energy as target classes. [5](https://www.bhspecialty.com/wp-content/uploads/marketing/Casualty-Appetite-Guide-US.pdf "Casualty Appetite Guide - U.S.") (Evidence: Company-reported; scope: US casualty appetite guide dated 2026-07-15. Material limitation: Guide includes classes to avoid and $50,000 minimum policy premium; acceptance is underwritten..) | Vouch markets general liability to technology companies across AI, SaaS, eCommerce, fintech, hardware and crypto, saying it works with clients from their first customer contract through IPO. [11](https://www.vouch.us/technology "Insurance for Technology Companies") (Evidence: Company-reported; scope: Vouch's Technology practice page; not an underwriting appetite guarantee for any specific applicant..) | | Coverage Features | BHSI markets primary general liability, with contractor broad-form coverage, gradual-pollution features and flexible limits in its product overview. [6](https://www.bhspecialty.com/us-products/us-casualty/ "Casualty") (Evidence: Company-reported; scope: BHSI US specialty commercial primary GL. Material limitation: These are overview features, not universal policy grants; forms and endorsements vary..) | Corix describes its CGL coverage as foundational protection against third-party claims involving bodily injury, property damage, and personal and advertising injury, and says it can be bundled with property, hired/non-owned auto and employee-benefits liability under a Commercial Package Policy to reduce coverage gaps. [12](https://www.corixinsurance.com/products/commercial-package-policy "Commercial Package Policy") (Evidence: Company-reported; scope: Corix's Commercial Package Policy page; actual insuring agreements and exclusions are set by the issued policy..) | | Limits and Retentions | BHSI’s casualty appetite guide sets a $50,000 minimum premium per policy and lists primary GL as an eligible line. [5](https://www.bhspecialty.com/wp-content/uploads/marketing/Casualty-Appetite-Guide-US.pdf "Casualty Appetite Guide - U.S.") (Evidence: Company-reported; scope: Selected US casualty accounts under guide dated 2026-07-15. Material limitation: Minimum premium is appetite guidance, not a quoted price or guaranteed minimum for all products..) | Neither the Vouch nor Corix pages publish GL policy limits or retentions. [11](https://www.vouch.us/technology "Insurance for Technology Companies") [12](https://www.corixinsurance.com/products/commercial-package-policy "Commercial Package Policy") (Evidence: Not publicly disclosed; scope: Pages checked on 2026-09-23..) | | How to Apply | Confirm in your quote. | Corix's Commercial Package Policy page offers a downloadable application and directs brokers to start an appointment process; Vouch's own site routes prospective buyers to its online "Get Started" application flow. [12](https://www.corixinsurance.com/products/commercial-package-policy "Commercial Package Policy") [11](https://www.vouch.us/technology "Insurance for Technology Companies") (Evidence: Company-reported; scope: Corix product page and Vouch site navigation..) | ## Full Comparison - [Berkshire Hathaway Specialty Insurance vs Vouch](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-vouch): all coverage lines, business roles, service and claims. - [What Is General Liability Insurance?](https://spot.insure/coverage/general-liability): General liability can protect your business from covered injury and property-damage claims; your building, tools and stock need separate property coverage. - [Berkshire Hathaway Specialty Insurance vs Vouch Commercial Property Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-vouch/commercial-property) - [Berkshire Hathaway Specialty Insurance vs Vouch Cyber Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-vouch/cyber) - [Berkshire Hathaway Specialty Insurance vs Vouch D&O Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-vouch/directors-officers) - [Berkshire Hathaway Specialty Insurance vs Vouch Product Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-vouch/product-liability) - [AIG vs Berkshire Hathaway Specialty Insurance General Liability Insurance](https://spot.insure/compare/aig-vs-berkshire-hathaway-specialty-insurance/general-liability) - [AIG vs Vouch General Liability Insurance](https://spot.insure/compare/aig-vs-vouch/general-liability) - [Alliance Risk vs Berkshire Hathaway Specialty Insurance General Liability Insurance](https://spot.insure/compare/alliance-risk-vs-berkshire-hathaway-specialty-insurance/general-liability) - [Alliance Risk vs Vouch General Liability Insurance](https://spot.insure/compare/alliance-risk-vs-vouch/general-liability) - [Amelia Risk vs Berkshire Hathaway Specialty Insurance General Liability Insurance](https://spot.insure/compare/amelia-risk-vs-berkshire-hathaway-specialty-insurance/general-liability) - [Amelia Risk vs Vouch General Liability Insurance](https://spot.insure/compare/amelia-risk-vs-vouch/general-liability) ## Sources ### Berkshire Hathaway Specialty Insurance 1. [At A Glance](https://www.bhspecialty.com/wp-content/uploads/marketing/Interactive-AAG.pdf). Berkshire Hathaway Specialty Insurance; United States section, zero-based PDF pages 49–53 (viewer pages 50–54): product/industry lists on pages 49–50; U.S. disclosure/version footer on page 53 is 2026-8-03 A. The 2026-09-14 A footer is on preceding European page 48, not the U.S. section.. Accessed 2026-09-29. 2. [About Us](https://www.bhspecialty.com/about-us/). Berkshire Hathaway Specialty Insurance; About BHSI; company profile page re-opened through official site on 2026-09-28; company says it is part of National Indemnity group. Accessed 2026-09-28. 3. [Terms of Service](https://www.bhspecialty.com/terms-conditions/). Berkshire Hathaway Specialty Insurance; Important Information Concerning Use of this Web Site, paragraphs 2–4; nonbinding submissions, contracted-agent authority, state variation, product availability and policy-specific terms. Accessed 2026-09-28. 4. [Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch](https://www.bhspecialty.com/asia/singapore-products/berkshire-hathaway-specialty-insurance-singapore-branch/). Berkshire Hathaway Specialty Insurance; Singapore branch public disclosure, Company Profile ¶¶ 1–2; direct page opened 2026-09-28. ¶ 1 identifies BHSIC as a Nebraska-domiciled direct P&C insurer; ¶ 2 states BHSIC is wholly owned by National Indemnity Company, itself wholly owned by Berkshire Hathaway Incorporated.. Accessed 2026-09-28. 5. [Casualty Appetite Guide - U.S.](https://www.bhspecialty.com/wp-content/uploads/marketing/Casualty-Appetite-Guide-US.pdf). Berkshire Hathaway Specialty Insurance; Casualty appetite PDF page 1: $50K minimum premium, GL/products/lead umbrella/excess lines, selected $10M excess capacity, placement forms and target/avoided classes; guide dated 2026-07-15. Accessed 2026-09-28. 6. [Casualty](https://www.bhspecialty.com/us-products/us-casualty/). Berkshire Hathaway Specialty Insurance; US casualty product lines and features: Primary General Liability lines 10-34; Primary Products/Completed Operations Liability 35-44; Lead Umbrella and Excess Casualty 46-63. Accessed 2026-09-28. ### Vouch 7. [Vouch Homepage](https://www.vouch.us/). Vouch; Hero identifying Vouch as an insurance broker; Industries; Services; footer identifying Vouch Specialty and qualifying product availability. Accessed 2026-09-15. 8. [Start a Vouch Application](https://apply.vouch.us/). Vouch; Public first screen: legal business name, website/no-website option, address and location type, applicant role and contact fields, consent, and existing-customer sign-in. Accessed 2026-09-15. 9. [Carrier Options in One Place](https://www.vouch.us/blog/how-having-carrier-options-in-one-place-helps-businesses-choose-smarter-coverage). Vouch; 26 November 2025: Choice Without the Chaos; Clarity That Builds Confidence; One Relationship, Many Solutions; final producer/underwriting disclosure. Accessed 2026-09-15. 10. [Contract Requirement Review](https://www.vouch.us/services/contract-requirement-review). Vouch; Coverage that keeps your deals moving; Tailored to your contract; Effortless Experience (reviews and COIs). Accessed 2026-09-15. 11. [Insurance for Technology Companies](https://www.vouch.us/technology). Vouch; Core coverages for Technology: ...General Liability.... Accessed 2026-09-23. 12. [Commercial Package Policy](https://www.corixinsurance.com/products/commercial-package-policy). Corix Insurance; Corix CPP coverage options include Commercial General Liability (CGL), Commercial Property (CP), Hired and Non-owned Auto (HNOA), and Employee Benefits Liability (EBL)...; Related Coverages: Commercial General Liability (CGL) insurance provided by Corix is foundational coverage that is designed to help protect businesses from third-party claims involving bodily injury, property damage, and personal and advertising injury.. Accessed 2026-09-23. 13. [Legal Disclosures](https://www.corixinsurance.com/legal/disclosures). Corix Insurance; Policies are issued by State National Insurance Company (NAIC# 12831) or United Specialty Insurance Company (NAIC#12537).. Accessed 2026-09-23. ### General Liability Insurance Guide 14. [Commercial general liability insurance](https://www.iii.org/article/commercial-general-liability-insurance). Insurance Information Institute; Coverage A; Coverage B; Coverage C; Purchasing commercial general liability insurance. Accessed 2026-09-16. 15. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; Commercial General Liability; Commercial Automobile; What Should I Expect from a Broker-Agent?; How Are Commercial Policies Rated?. Accessed 2026-09-16. 16. [Commercial General Liability Coverage Form](https://www.hiscox.com/documents/partner-agent/specimen_forms/GL_Form.pdf). ISO; specimen hosted by Hiscox; I.A pp.1–5; I.B pp.6–7; I.C pp.7–8; Supplementary Payments p.8; II pp.9–10; III p.10; IV pp.10–12. Accessed 2026-09-16. Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Berkshire Hathaway Specialty Insurance Reviews Review Score: not enough ratings. The public ratings for Berkshire Hathaway Specialty Insurance are low but thin: Trustpilot shows 2.1 out of 5 from 9 reviews and BBB shows 1 out of 5 from 6. Both mix travel and commercial customers, so we don't count them in a score. - Trustpilot: TrustScore 2.1 (out of 5); 9 reviews. Trustpilot profile for bhspecialty.com, accessed 2026-09-29. Its small review set mixes travel-policy and other customer accounts; it is user-generated and unverified, and does not establish commercial-policy outcomes or representativeness. Period: Displayed when checked 2026-09-29. Checked 2026-09-29. [Berkshire Hathaway Specialty Insurance Reviews](https://www.trustpilot.com/review/bhspecialty.com) - BBB: Customer review average 1 (out of 5 stars); 6 reviews. BBB page for BHSI headquarters and corporate-owned locations, accessed 2026-09-29. The page’s six customer reviews mix travel and commercial narratives; BBB says third-party information is not verified. BBB’s business letter grade is separate from these customer reviews. Period: Displayed when checked 2026-09-29. Checked 2026-09-29. [Berkshire Hathaway Specialty Insurance — BBB Reviews](https://www.bbb.org/us/ma/boston/profile/insurance-agency/berkshire-hathaway-specialty-insurance-0021-439678/customer-reviews) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/reviews). ## Vouch Reviews Review Score: 6.6 / 10 from 1 rated source, equally weighted. Vouch’s four Trustpilot reviews are too few to establish consistent service quality. Ask for references and clarify support after placement. - Trustpilot: Trustpilot TrustScore 3.3 (5 stars); 4 reviews. Self-selected consumer aggregate; product and business/personal scope may be mixed. Period: accessed 2026-09-25. Checked 2026-09-25. [Trustpilot result for Vouch](https://www.trustpilot.com/review/vouch.us) Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/vouch/reviews). ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-vouch/general-liability.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)