---
title: "Berkshire Hathaway Specialty Insurance vs USI Insurance Services: Surety Bonds"
description: "Berkshire Hathaway Specialty Insurance names regional, national and global contractor and supplier targets; USI describes a proprietary process for presenting client financials to surety markets and negotiating terms."
canonical: "https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-usi/surety-bonds"
page-type: "line-comparison"
updated-at: "2026-10-01"
comparison-pair: "berkshire-hathaway-specialty-insurance-vs-usi"
provider-a: "berkshire-hathaway-specialty-insurance"
provider-b: "usi"
coverage-line: "surety-bonds"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-usi/surety-bonds)

## Agent Guide

**What this page is:** Focused comparison of Berkshire Hathaway Specialty Insurance and USI Insurance Services for Surety Bonds: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Surety Bonds questions about Berkshire Hathaway Specialty Insurance versus USI Insurance Services. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Berkshire Hathaway Specialty Insurance vs USI Insurance Services for Surety Bonds: how do they differ?
- Which is better for Surety Bonds, Berkshire Hathaway Specialty Insurance or USI Insurance Services?
- What does Berkshire Hathaway Specialty Insurance or USI Insurance Services publish about Surety Bonds (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Surety Bonds from Berkshire Hathaway Specialty Insurance or USI Insurance Services?

**Key facts:**
- Line: Surety Bonds. Providers: Berkshire Hathaway Specialty Insurance and USI Insurance Services.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-10-01. Editorial policy: /editorial-policy.

**Related pages:**
- [Berkshire Hathaway Specialty Insurance vs USI Insurance Services](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-usi) — parent: all coverage lines for this pair
- [Surety Bonds guide](https://spot.insure/coverage/surety-bonds) — coverage explainer for this line
- [Berkshire Hathaway Specialty Insurance profile](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance) — provider profile (evidence)
- [USI Insurance Services profile](https://spot.insure/insurance-providers/usi) — provider profile (evidence)
- [Berkshire Hathaway Specialty Insurance vs USI Insurance Services Commercial Property Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-usi/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs USI Insurance Services Crime Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-usi/crime) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs USI Insurance Services Cyber Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-usi/cyber) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs USI Insurance Services D&O Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-usi/directors-officers) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs USI Insurance Services Employment Practices Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-usi/employment-practices) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs USI Insurance Services Fiduciary Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-usi/fiduciary) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs USI Insurance Services Professional Liability (E&O) Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-usi/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs USI Insurance Services Representations and Warranties Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-usi/representations-warranties) — sibling comparison (other line, or other pair for this line)
- [Aon vs Berkshire Hathaway Specialty Insurance Surety Bonds](https://spot.insure/compare/aon-vs-berkshire-hathaway-specialty-insurance/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [Aon vs USI Insurance Services Surety Bonds](https://spot.insure/compare/aon-vs-usi/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Berkshire Hathaway Specialty Insurance Surety Bonds](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs USI Insurance Services Surety Bonds](https://spot.insure/compare/baldwin-vs-usi/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Chubb Surety Bonds](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-chubb/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs CNA Surety Bonds](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-cna/surety-bonds) — sibling comparison (other line, or other pair for this line)

# Berkshire Hathaway Specialty Insurance vs USI Insurance Services: How Do They Compare for Surety Bonds?

Berkshire Hathaway Specialty Insurance names regional, national and global contractor and supplier targets; USI describes a proprietary process for presenting client financials to surety markets and negotiating terms.

## How to Use the Berkshire Hathaway Specialty Insurance vs USI Insurance Services Surety Bonds Comparison

Use this comparison to evaluate Berkshire Hathaway Specialty Insurance and USI Insurance Services for Surety Bonds against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Berkshire Hathaway Specialty Insurance vs USI Insurance Services Surety Bonds Summary

Berkshire Hathaway Specialty Insurance names contractors and construction suppliers as target accounts; USI describes its surety submission and financial-presentation methodology. [5](https://www.bhspecialty.com/us-products/us-surety/ "Surety") [9](https://www.usi.com/property-casualty/surety-bond/ "Surety Bond-Contract, Commercial and International Surety Bonds")

## What Is Berkshire Hathaway Specialty Insurance?

BHSI provides commercial and specialty insurance in the U.S., with product-specific industry lists that include healthcare, energy and technology. Online quote and application submissions are nonbinding. [1](https://www.bhspecialty.com/wp-content/uploads/marketing/Interactive-AAG.pdf "At A Glance") [2](https://www.bhspecialty.com/about-us/ "About Us") [3](https://www.bhspecialty.com/terms-conditions/ "Terms of Service") [4](https://www.bhspecialty.com/asia/singapore-products/berkshire-hathaway-specialty-insurance-singapore-branch/ "Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch")

[Berkshire Hathaway Specialty Insurance profile](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance)

## What Is USI Insurance Services?

USI suits software and hardware companies from seed stage through IPO seeking consultative broker support; buyers wanting a self-serve quote should compare digital agencies. Insurer commissions are typical and contingent compensation may also apply. [6](https://www.usi.com/about-usi "The Power of ONE") [7](https://www.usi.com/property-casualty/technology/ "Technology Insurance") [8](https://www.usi.com/commissions-fees/ "Commissions and Fees")

[USI Insurance Services profile](https://spot.insure/insurance-providers/usi)

## What Are Surety Bonds?

A surety bond guarantees that your business meets a specific obligation to a customer, contracting party or government agency. If a contract, license or permit requires one, get its exact form and amount; a bond is not insurance for your own losses. [10](https://content.naic.org/glossary-insurance-terms "Glossary of Insurance Terms") [11](https://www.sba.gov/funding-programs/surety-bonds "Surety bonds") [12](https://www.law.cornell.edu/uscode/text/40/3131 "40 U.S. Code § 3131 — Bonds of contractors of public buildings or works") [13](https://www.chubb.com/us-en/surety.html "Surety Bonds") [14](https://www.harperinsure.com/coverages/surety-bonds "Surety Bonds Insurance")

## What Are the Key Differences Between Berkshire Hathaway Specialty Insurance and USI Insurance Services Surety Bonds?

### Account fit and market presentation

Berkshire Hathaway Specialty Insurance names regional, national and global contractors and construction suppliers or service firms among its surety targets. USI says its proprietary submission process summarizes underwriting and operational information and helps clients present financials and negotiate terms with the surety market. One record describes BHSI’s target accounts; the other describes USI’s submission method. Ask USI which surety markets it will approach and whether the required obligee form fits BHSI’s listed forms. [5](https://www.bhspecialty.com/us-products/us-surety/ "Surety") [9](https://www.usi.com/property-casualty/surety-bond/ "Surety Bond-Contract, Commercial and International Surety Bonds")

### Bond forms and negotiation

USI lists bid, performance and payment bonds, commercial surety, financial obligations and subcontractor default insurance. BHSI lists performance and payment alongside advance-payment, maintenance, supply and warranty bonds. Compare the overlapping contract forms, then ask USI what terms it will negotiate with surety markets and ask BHSI which listed forms it may consider. [9](https://www.usi.com/property-casualty/surety-bond/ "Surety Bond-Contract, Commercial and International Surety Bonds") [5](https://www.bhspecialty.com/us-products/us-surety/ "Surety")

## What Should You Confirm in Berkshire Hathaway Specialty Insurance and USI Insurance Services Surety Bonds Quotes?

- Ask USI which surety markets it will approach and what financial material to prepare. [9](https://www.usi.com/property-casualty/surety-bond/ "Surety Bond-Contract, Commercial and International Surety Bonds")
- Ask BHSI which listed contract bond forms it will consider for your account. [5](https://www.bhspecialty.com/us-products/us-surety/ "Surety")
- Compare indemnity, capacity, collateral and any subcontractor-default alternative. [9](https://www.usi.com/property-casualty/surety-bond/ "Surety Bond-Contract, Commercial and International Surety Bonds")

## Berkshire Hathaway Specialty Insurance vs USI Insurance Services Surety Bonds Compared

| Criteria | U.S. Surety | USI Surety Bond — Contract, Commercial and International Surety |
| --- | --- | --- |
| Role in This Line | Confirm in your quote. | USI is a surety bond broker, not a surety. It says it is one of the leading domestic and international surety brokers and negotiates bonding capacity and terms with surety underwriters on a client's behalf. [9](https://www.usi.com/property-casualty/surety-bond/ "Surety Bond-Contract, Commercial and International Surety Bonds") (Evidence: Company-reported; scope: Surety Bond practice page..) |
| Issuing Insurer | Confirm in your quote. | USI does not name surety companies on its practice page; it describes placing bonds through its surety-market relationships rather than a fixed panel. [9](https://www.usi.com/property-casualty/surety-bond/ "Surety Bond-Contract, Commercial and International Surety Bonds") (Evidence: Not publicly disclosed; scope: Page as read on 2026-09-23..) |
| Who It’s For | BHSI names regional, national and global contractors and construction suppliers or service firms among its target accounts. [5](https://www.bhspecialty.com/us-products/us-surety/ "Surety") (Evidence: Company-reported; scope: A target description does not establish approval, bonding capacity or qualification for a particular contract..) | USI says its surety practice has a long history serving general contractors, trade contractors, highway/heavy construction projects, construction managers, developers and design-builders in the public and private sectors, and that its surety network also has experience outside construction. [9](https://www.usi.com/property-casualty/surety-bond/ "Surety Bond-Contract, Commercial and International Surety Bonds") (Evidence: Company-reported; scope: Company description of client base..) |
| Coverage Features | BHSI lists performance, payment, advance-payment, maintenance, supply and warranty bonds. [5](https://www.bhspecialty.com/us-products/us-surety/ "Surety") (Evidence: Company-reported; scope: The catalogue identifies bond types; actual obligations are set by each bond form, principal, obligee and governing jurisdiction..)<br><br>BHSI lists performance, payment, advance-payment, maintenance, supply and warranty bonds as separate bond types. [5](https://www.bhspecialty.com/us-products/us-surety/ "Surety") (Evidence: Company-reported; scope: Each bond carries its own obligation; the product list does not establish bond form terms or approval..) | USI lists bid bonds, performance and payment bonds (domestic and international), established surety programs, commercial surety and financial obligations, and subcontractor default insurance among its construction and surety products. [9](https://www.usi.com/property-casualty/surety-bond/ "Surety Bond-Contract, Commercial and International Surety Bonds") (Evidence: Company-reported; scope: Practice page product list; actual bond forms and terms are set by the surety and obligee..) |
| Limits and Retentions | Confirm in your quote. | USI does not publish standard bonding-capacity figures; it cites individual case studies (a general contractor's bonding limits supporting a $10,000,000 revenue increase, and a mechanical contractor whose surety line supported $110,000,000 in revenue) rather than a general limit range. [9](https://www.usi.com/property-casualty/surety-bond/ "Surety Bond-Contract, Commercial and International Surety Bonds") (Evidence: Not publicly disclosed; scope: Case-study figures on the page are specific to those named accounts, not a published capacity table..) |
| Risk Services | BHSI says its surety team supports public-private partnership and project-delivery arrangements. [5](https://www.bhspecialty.com/us-products/us-surety/ "Surety") (Evidence: Company-reported; scope: The page does not specify the scope or availability of that support for an individual account..) | USI describes a proprietary bond submission process that summarizes a client's underwriting and operational information alongside its own analysis and recommendations, and says its surety professionals help clients present their financials to the surety market and negotiate terms. [9](https://www.usi.com/property-casualty/surety-bond/ "Surety Bond-Contract, Commercial and International Surety Bonds") (Evidence: Company-reported; scope: Company description of its submission methodology..) |
| How to Apply | Confirm in your quote. | USI directs contractors and other prospective surety clients to email pcinquiries@usi.com or contact a local USI office. [9](https://www.usi.com/property-casualty/surety-bond/ "Surety Bond-Contract, Commercial and International Surety Bonds") (Evidence: Company-reported; scope: Contact instructions on the Surety Bond practice page..) |

## Related Pages for Berkshire Hathaway Specialty Insurance vs USI Insurance Services

- [Berkshire Hathaway Specialty Insurance vs USI Insurance Services](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-usi): all coverage lines, business roles, service and claims.
- [What Are Surety Bonds?](https://spot.insure/coverage/surety-bonds): A surety bond guarantees a specific obligation your business owes to a customer, contracting party or agency; it does not insure your own losses.
- [Berkshire Hathaway Specialty Insurance vs USI Insurance Services Commercial Property Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-usi/commercial-property)
- [Berkshire Hathaway Specialty Insurance vs USI Insurance Services Crime Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-usi/crime)
- [Berkshire Hathaway Specialty Insurance vs USI Insurance Services Cyber Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-usi/cyber)
- [Berkshire Hathaway Specialty Insurance vs USI Insurance Services D&O Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-usi/directors-officers)
- [Berkshire Hathaway Specialty Insurance vs USI Insurance Services Employment Practices Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-usi/employment-practices)
- [Berkshire Hathaway Specialty Insurance vs USI Insurance Services Fiduciary Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-usi/fiduciary)
- [Berkshire Hathaway Specialty Insurance vs USI Insurance Services Professional Liability (E&O) Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-usi/professional-errors-omissions)
- [Berkshire Hathaway Specialty Insurance vs USI Insurance Services Representations and Warranties Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-usi/representations-warranties)
- [Aon vs Berkshire Hathaway Specialty Insurance Surety Bonds](https://spot.insure/compare/aon-vs-berkshire-hathaway-specialty-insurance/surety-bonds)
- [Aon vs USI Insurance Services Surety Bonds](https://spot.insure/compare/aon-vs-usi/surety-bonds)
- [The Baldwin Group vs Berkshire Hathaway Specialty Insurance Surety Bonds](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance/surety-bonds)
- [The Baldwin Group vs USI Insurance Services Surety Bonds](https://spot.insure/compare/baldwin-vs-usi/surety-bonds)
- [Berkshire Hathaway Specialty Insurance vs Chubb Surety Bonds](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-chubb/surety-bonds)
- [Berkshire Hathaway Specialty Insurance vs CNA Surety Bonds](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-cna/surety-bonds)

## Sources for Berkshire Hathaway Specialty Insurance vs USI Insurance Services

### Sources About Berkshire Hathaway Specialty Insurance

1. [At A Glance](https://www.bhspecialty.com/wp-content/uploads/marketing/Interactive-AAG.pdf). Berkshire Hathaway Specialty Insurance; United States section, zero-based PDF pages 49–53 (viewer pages 50–54): product/industry lists on pages 49–50; U.S. disclosure/version footer on page 53 is 2026-8-03 A. The 2026-09-14 A footer is on preceding European page 48, not the U.S. section.. Accessed 2026-09-29.
2. [About Us](https://www.bhspecialty.com/about-us/). Berkshire Hathaway Specialty Insurance; About BHSI; company profile page re-opened through official site on 2026-09-28; company says it is part of National Indemnity group. Accessed 2026-09-28.
3. [Terms of Service](https://www.bhspecialty.com/terms-conditions/). Berkshire Hathaway Specialty Insurance; Important Information Concerning Use of this Web Site, paragraphs 2–4; nonbinding submissions, contracted-agent authority, state variation, product availability and policy-specific terms. Accessed 2026-09-28.
4. [Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch](https://www.bhspecialty.com/asia/singapore-products/berkshire-hathaway-specialty-insurance-singapore-branch/). Berkshire Hathaway Specialty Insurance; Singapore branch public disclosure, Company Profile ¶¶ 1–2; direct page opened 2026-09-28. ¶ 1 identifies BHSIC as a Nebraska-domiciled direct P&C insurer; ¶ 2 states BHSIC is wholly owned by National Indemnity Company, itself wholly owned by Berkshire Hathaway Incorporated.. Accessed 2026-09-28.
5. [Surety](https://www.bhspecialty.com/us-products/us-surety/). Berkshire Hathaway Specialty Insurance; Retained canonical source record locator: U.S. Surety product highlights list performance, payment, advance-payment, maintenance, supply and warranty bonds; target contractors and construction suppliers/services; lines 6–32. Prior access 2026-09-28; direct re-open failed in this session.. Accessed 2026-09-28.

### Sources About USI Insurance Services

6. [The Power of ONE](https://www.usi.com/about-usi). USI Insurance Services; History, client-count, nationwide office, and P&C / benefits / personal risk / retirement description. Accessed 2026-09-16.
7. [Technology Insurance](https://www.usi.com/property-casualty/technology/). USI Insurance Services; Technology practice client types, seed-to-IPO range, and listed insurance placement lines including PrivaSafe. Accessed 2026-09-16.
8. [Commissions and Fees](https://www.usi.com/commissions-fees/). USI Insurance Services; Licensed-producer authority, insurer-paid commission default, contingent compensation, and client request right. Accessed 2026-09-16.
9. [Surety Bond-Contract, Commercial and International Surety Bonds](https://www.usi.com/property-casualty/surety-bond/). USI Insurance Services; USI's Surety team provides a full suite of surety bond services...Contract, Commercial and International Surety solutions; long history...providing substantial surety credit in the construction industry; USI's proprietary bond submission process; USI's construction and surety products include: Bid Bonds, Performance & Payment Bonds..., Establish Surety Programs, Commercial Surety and Financial Obligations, Subcontractor Default Insurance (SDI); CASE STUDY: 50% Revenue Increase; CASE STUDY: $110,000,000 in Revenues. Accessed 2026-09-23.

### Sources for the Surety Bonds Guide

10. [Glossary of Insurance Terms](https://content.naic.org/glossary-insurance-terms). National Association of Insurance Commissioners; Surety Bond; Fidelity. Accessed 2026-09-16.
11. [Surety bonds](https://www.sba.gov/funding-programs/surety-bonds). U.S. Small Business Administration; Opening guarantee of work completion; Contract or commercial bonds; Bid, Payment, Performance, Ancillary; Eligibility > credit, capacity, and character. Accessed 2026-09-16.
12. [40 U.S. Code § 3131 — Bonds of contractors of public buildings or works](https://www.law.cornell.edu/uscode/text/40/3131). Legal Information Institute, Cornell Law School, reproducing 40 U.S.C. § 3131; §3131(b) Type of Bonds Required — performance bond and payment bond. Accessed 2026-09-16.
13. [Surety Bonds](https://www.chubb.com/us-en/surety.html). Chubb; Construction Surety Bonds (performance, payment, maintenance); Commercial Surety Bonds (license and permit, court, commercial contract). Accessed 2026-09-16.
14. [Surety Bonds Insurance](https://www.harperinsure.com/coverages/surety-bonds). Harper; What is Surety Bonds insurance?; A bond is not insurance; License & permit bonds; Contract bonds — bid, performance, and payment; Is a bond the same as insurance?. Accessed 2026-09-16.

Updated 2026-10-01. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Berkshire Hathaway Specialty Insurance Review Scores for 2026

Review Score: not enough ratings.

The public ratings for Berkshire Hathaway Specialty Insurance are low but thin: Trustpilot shows 2.1 out of 5 from 9 reviews and BBB shows 1 out of 5 from 6. Both mix travel and commercial customers, so we don't count them in a score.

- Trustpilot: TrustScore 2.1 (out of 5); 9 reviews. Trustpilot profile for bhspecialty.com, accessed 2026-09-29. Its small review set mixes travel-policy and other customer accounts; it is user-generated and unverified, and does not establish commercial-policy outcomes or representativeness. Period: Displayed when checked 2026-09-29. Checked 2026-09-29. [Berkshire Hathaway Specialty Insurance Reviews](https://www.trustpilot.com/review/bhspecialty.com)
- BBB: Customer review average 1 (out of 5 stars); 6 reviews. BBB page for BHSI headquarters and corporate-owned locations, accessed 2026-09-29. The page’s six customer reviews mix travel and commercial narratives; BBB says third-party information is not verified. BBB’s business letter grade is separate from these customer reviews. Period: Displayed when checked 2026-09-29. Checked 2026-09-29. [Berkshire Hathaway Specialty Insurance — BBB Reviews](https://www.bbb.org/us/ma/boston/profile/insurance-agency/berkshire-hathaway-specialty-insurance-0021-439678/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/reviews).

## USI Insurance Services Review Scores for 2026

Review Score: 6.4 / 10 from 1 rated source, equally weighted.

USI’s public feedback is too sparse and office-specific for a firmwide verdict. Check the local team’s responsiveness and experience with your type of business.

- BBB: BBB complaint count 4. BBB business-profile grade is distinct from customer-review stars; branch/parent scope matters. Period: three years preceding access 2026-09-25. Checked 2026-09-25. [BBB result for USI Insurance Services](https://www.bbb.org/us/ny/valhalla/profile/insurance-agency/usi-insurance-services-0121-97856/complaints)
- Google reviews via Birdeye: Birdeye office listing rating from Google reviews 3.2 (5 stars); 9 reviews. One Louisville office listing, not firmwide. Birdeye shows Google-origin reviews (9) and 0 Birdeye-native reviews; this duplicates a Google source stream and is not independent of Google. Period: accessed 2026-09-25. Checked 2026-09-25. [USI office, Louisville, KY — Birdeye listing of Google reviews](https://reviews.birdeye.com/usi-insurance-145632496752867)

Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/usi/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-usi/surety-bonds.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)
