---
title: "Berkshire Hathaway Specialty Insurance vs Travelers: Cargo and Transit Insurance"
description: "Berkshire Hathaway Specialty Insurance’s U.S. marine catalog lists Ocean Cargo and Stock Throughputs; Travelers describes transit on business vehicles and carrier movements."
canonical: "https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-travelers/cargo-transit"
page-type: "line-comparison"
updated-at: "2026-10-01"
comparison-pair: "berkshire-hathaway-specialty-insurance-vs-travelers"
provider-a: "berkshire-hathaway-specialty-insurance"
provider-b: "travelers"
coverage-line: "cargo-transit"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-travelers/cargo-transit)

## Agent Guide

**What this page is:** Focused comparison of Berkshire Hathaway Specialty Insurance and Travelers for Cargo and Transit Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Cargo and Transit Insurance questions about Berkshire Hathaway Specialty Insurance versus Travelers. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Berkshire Hathaway Specialty Insurance vs Travelers for Cargo and Transit Insurance: how do they differ?
- Which is better for Cargo and Transit Insurance, Berkshire Hathaway Specialty Insurance or Travelers?
- What does Berkshire Hathaway Specialty Insurance or Travelers publish about Cargo and Transit Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Cargo and Transit Insurance from Berkshire Hathaway Specialty Insurance or Travelers?

**Key facts:**
- Line: Cargo and Transit Insurance. Providers: Berkshire Hathaway Specialty Insurance and Travelers.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-10-01. Editorial policy: /editorial-policy.

**Related pages:**
- [Berkshire Hathaway Specialty Insurance vs Travelers](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-travelers) — parent: all coverage lines for this pair
- [Cargo and Transit Insurance guide](https://spot.insure/coverage/cargo-transit) — coverage explainer for this line
- [Berkshire Hathaway Specialty Insurance profile](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance) — provider profile (evidence)
- [Travelers profile](https://spot.insure/insurance-providers/travelers) — provider profile (evidence)
- [Berkshire Hathaway Specialty Insurance vs Travelers Commercial Property Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-travelers/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Travelers Crime Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-travelers/crime) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Travelers Cyber Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-travelers/cyber) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Travelers D&O Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-travelers/directors-officers) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Travelers Employment Practices Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-travelers/employment-practices) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Travelers Fiduciary Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-travelers/fiduciary) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Travelers General Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-travelers/general-liability) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Travelers Inland Marine Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-travelers/inland-marine) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Travelers Professional Liability (E&O) Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-travelers/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Travelers Surety Bonds](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-travelers/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Travelers Tech E&O Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-travelers/technology-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Travelers Umbrella and Excess Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-travelers/umbrella-excess) — sibling comparison (other line, or other pair for this line)
- [AIG vs Berkshire Hathaway Specialty Insurance Cargo and Transit Insurance](https://spot.insure/compare/aig-vs-berkshire-hathaway-specialty-insurance/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [AIG vs Travelers Cargo and Transit Insurance](https://spot.insure/compare/aig-vs-travelers/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Berkshire Hathaway Specialty Insurance Cargo and Transit Insurance](https://spot.insure/compare/alliance-risk-vs-berkshire-hathaway-specialty-insurance/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Travelers Cargo and Transit Insurance](https://spot.insure/compare/alliance-risk-vs-travelers/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [Amelia Risk vs Berkshire Hathaway Specialty Insurance Cargo and Transit Insurance](https://spot.insure/compare/amelia-risk-vs-berkshire-hathaway-specialty-insurance/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [Amelia Risk vs Travelers Cargo and Transit Insurance](https://spot.insure/compare/amelia-risk-vs-travelers/cargo-transit) — sibling comparison (other line, or other pair for this line)

# Berkshire Hathaway Specialty Insurance vs Travelers: How Do They Compare for Cargo and Transit Insurance?

Berkshire Hathaway Specialty Insurance’s U.S. marine catalog lists Ocean Cargo and Stock Throughputs; Travelers describes transit on business vehicles and carrier movements.

## How to Use the Berkshire Hathaway Specialty Insurance vs Travelers Cargo and Transit Insurance Comparison

Use this comparison to evaluate Berkshire Hathaway Specialty Insurance and Travelers for Cargo and Transit Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Berkshire Hathaway Specialty Insurance vs Travelers Cargo and Transit Insurance Summary

Berkshire Hathaway Specialty Insurance lists Ocean Cargo and Stock Throughputs in its U.S. marine catalog. Travelers describes property in transit on business vehicles or public and contract carriers, with Cargo Pak options tailored to the operation. [5](https://www.bhspecialty.com/us-products/us-marine/ "Marine") [10](https://www.travelers.com/business-insurance/inland-marine/transportation-cargo-logistics "Inland Marine Cargo Insurance")

## What Is Berkshire Hathaway Specialty Insurance?

BHSI provides commercial and specialty insurance in the U.S., with product-specific industry lists that include healthcare, energy and technology. Online quote and application submissions are nonbinding. [1](https://www.bhspecialty.com/wp-content/uploads/marketing/Interactive-AAG.pdf "At A Glance") [2](https://www.bhspecialty.com/about-us/ "About Us") [3](https://www.bhspecialty.com/terms-conditions/ "Terms of Service") [4](https://www.bhspecialty.com/asia/singapore-products/berkshire-hathaway-specialty-insurance-singapore-branch/ "Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch")

[Berkshire Hathaway Specialty Insurance profile](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance)

## What Is Travelers Insurance?

Travelers suits technology companies that want CyberRisk Tech and can work through an independent agent; buyers seeking a direct online technology quote should compare digital providers. Many small accounts can be quoted in agent platforms, while specialty risks need underwriting. [7](https://www.travelers.com/business-insurance/technology "Technology Insurance") [8](https://www.travelers.com/about-travelers/producer-compensation-disclosure "Travelers Producer Compensation Disclosure (United States)") [9](https://www.travelers.com/contact-us "Contact Us")

[Travelers profile](https://spot.insure/insurance-providers/travelers)

## What Is Cargo and Transit Insurance?

Cargo coverage fits a shipper protecting goods it owns or a carrier responsible for another party’s goods. The quote needs to match who bears the loss, the shipment route and storage stops. [12](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide") [13](https://www.trade.gov/shipping-options "Shipping Options") [14](https://www.trade.gov/special-documents "Special Documents") [15](https://www.nationalunity.com/National/MotorTruckCargoLiability.pdf "Motor Truck Cargo Legal Liability Coverage")

## What Are the Key Differences Between Berkshire Hathaway Specialty Insurance and Travelers Cargo and Transit Insurance?

### Transit and stock-throughput scope

Travelers describes property in transit on the insured’s vehicles or with public or contract motor, rail or air carriers. BHSI’s current U.S. Marine catalog lists Ocean Cargo and Stock Throughputs as separate offerings; its older cargo overview also describes domestic transit and excess stock, subject to its 2022 qualifications. Map warehouse stops and stock periods against the actual forms instead of assuming the catalog categories combine. [10](https://www.travelers.com/business-insurance/inland-marine/transportation-cargo-logistics "Inland Marine Cargo Insurance") [5](https://www.bhspecialty.com/us-products/us-marine/ "Marine") [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Ocean-Marine-Cargo-Overview-US.pdf "Ocean Marine Cargo Overview")

### Shipment fit and tailoring

Travelers says Cargo Pak and Cargo and Logistics Pak are set up for each operation because logistics services vary. BHSI’s 2022 U.S. cargo guide described target goods and listed project cargo among out-of-appetite examples; its current catalog separately lists Project Cargo. Ask BHSI underwriting to reconcile the product listing and older appetite note for the specific commodity. [10](https://www.travelers.com/business-insurance/inland-marine/transportation-cargo-logistics "Inland Marine Cargo Insurance") [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Ocean-Marine-Cargo-Overview-US.pdf "Ocean Marine Cargo Overview") [5](https://www.bhspecialty.com/us-products/us-marine/ "Marine")

### Service and capacity checks

Travelers describes Inland Marine Network risk-mitigation, claims and special-investigations specialists. BHSI’s 2022 U.S. guide states a $25 million maximum line subject to risk, but does not confirm current capacity or worldwide availability. Request a current BHSI line indication and compare named claims contacts and support with Travelers’ described services. [10](https://www.travelers.com/business-insurance/inland-marine/transportation-cargo-logistics "Inland Marine Cargo Insurance") [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Ocean-Marine-Cargo-Overview-US.pdf "Ocean Marine Cargo Overview")

## What Should You Confirm in Berkshire Hathaway Specialty Insurance and Travelers Cargo and Transit Insurance Quotes?

- Which Travelers form and endorsements address the actual carrier, own-vehicle and warehouse legs? [10](https://www.travelers.com/business-insurance/inland-marine/transportation-cargo-logistics "Inland Marine Cargo Insurance")
- Does BHSI currently consider this commodity and route, and what limit, territory and attachment appear in its quote? [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Ocean-Marine-Cargo-Overview-US.pdf "Ocean Marine Cargo Overview")
- Which Travelers claims and risk-control contacts apply to this account? [10](https://www.travelers.com/business-insurance/inland-marine/transportation-cargo-logistics "Inland Marine Cargo Insurance")

## Berkshire Hathaway Specialty Insurance vs Travelers Cargo and Transit Compared

| Criteria | BHSI’s current Ocean Marine catalog lists Ocean Cargo, Stock Throughputs and Project Cargo, separately from Inland Marine; the detailed cargo appetite evidence is an older, date-limited guide. | Travelers Inland Marine Cargo Insurance |
| --- | --- | --- |
| Role in This Line | Confirm in your quote. | Travelers underwrites cargo coverage as part of its inland marine line, sold as Cargo Pak or Cargo and Logistics Pak policies. [10](https://www.travelers.com/business-insurance/inland-marine/transportation-cargo-logistics "Inland Marine Cargo Insurance") (Evidence: Company-reported; scope: Cargo page product description..) |
| Who It’s For | The marine catalog names importers/exporters, freight/logistics operators and manufacturers among its target customers. [5](https://www.bhspecialty.com/us-products/us-marine/ "Marine") (Evidence: Company-reported; scope: BHSI U.S. Ocean Marine target-account list only; not Inland Marine eligibility. Material limitation: Target customer examples do not define every acceptable cargo or shipment..)<br><br>The Ocean Marine Cargo guide describes target risks including manufacturers/distributors of finished goods, machinery and equipment, food and beverage, bulk liquids, containerized goods, and stock with balanced exposure; it lists pharmaceuticals, project cargo, autos, DOL, and livestock as out of appetite. [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Ocean-Marine-Cargo-Overview-US.pdf "Ocean Marine Cargo Overview") (Evidence: Company-reported; scope: BHSI Ocean Marine Cargo/STP appetite in U.S. marketing material marked US-12/22-A. Material limitation: This is historical appetite guidance, not a policy exclusion list or current acceptance commitment. The current BHSI Marine catalog separately lists Project Cargo as an Ocean Marine product while this 2022 guide lists it out of appetite; current product-specific meaning and appetite must be reconciled with underwriting. It does not establish Inland Marine eligibility..) | Travelers markets transportation insurance to manufacturers, wholesalers, retailers and distributors, and cargo-and-logistics coverage to motor carriers, freight forwarders, logistics service providers and freight brokers, and warehousemen. [10](https://www.travelers.com/business-insurance/inland-marine/transportation-cargo-logistics "Inland Marine Cargo Insurance") (Evidence: Company-reported; scope: Cargo page eligibility lists for each named coverage..) |
| Coverage Features | BHSI's marine program lists ocean cargo, project cargo and stock-throughput coverage. [5](https://www.bhspecialty.com/us-products/us-marine/ "Marine") (Evidence: Company-reported; scope: BHSI U.S. Ocean Marine catalog; not inland transit or proof of the policy territory. Material limitation: Policy territory and transit definitions must be checked; catalog does not itself establish global scope..)<br><br>BHSI’s marine catalog distinguishes ocean marine and inland marine, and separately lists stock-throughput as an option. [5](https://www.bhspecialty.com/us-products/us-marine/ "Marine") (Evidence: Company-reported; scope: US BHSI catalog. Material limitation: Confirm how Spot's shared cargo-transit key maps to these distinctions before coding coverage..)<br><br>BHSI’s Ocean Marine Cargo overview lists stock throughput, ocean/international transit, domestic transit, excess stock, logistics, and contingent cargo coverage as coverage types available. [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Ocean-Marine-Cargo-Overview-US.pdf "Ocean Marine Cargo Overview") (Evidence: Company-reported; scope: BHSI U.S. Ocean Marine Cargo marketing overview marked US-12/22-A; the current marine catalog independently lists Ocean Cargo and Stock Throughputs under Ocean Marine. Material limitation: Not all types are necessarily combined or available for every insured. Domestic transit wording is not a basis to merge this line with the separately listed Inland Marine catalog. Verify current forms, exclusions, territory and issuer..) | The transportation policy covers a business's property while in transit on its own vehicles or through a public or contract motor, rail or air carrier, and Travelers says it will keep the business operating while the extent of a carrier's legal liability is determined. [10](https://www.travelers.com/business-insurance/inland-marine/transportation-cargo-logistics "Inland Marine Cargo Insurance") (Evidence: Company-reported; scope: Cargo page transportation-insurance description..)<br><br>Travelers says Cargo Pak and Cargo and Logistics Pak are set up for each operation, because the trucking industry has no standard definition of the services a carrier or logistics provider offers. [10](https://www.travelers.com/business-insurance/inland-marine/transportation-cargo-logistics "Inland Marine Cargo Insurance") (Evidence: Company-reported; scope: Cargo page cargo-and-logistics-coverage description..) |
| Limits and Retentions | The BHSI Ocean Marine Cargo guide states up to $25 million maximum line, subject to risk profile, a $15,000 minimum premium, worldwide coverage, and primary or excess positions. [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Ocean-Marine-Cargo-Overview-US.pdf "Ocean Marine Cargo Overview") (Evidence: Company-reported; scope: U.S. Ocean Marine Cargo/STP marketing guide marked US-12/22-A; $25 million capacity expressly depends on risk profile. Material limitation: The document is dated 2022-12 and says multinational policy ability would follow in 2025; do not treat its worldwide wording or current availability as confirmed. Capacity is not an insured limit, and minimum premium is not a quote. Reconfirm current appetite and issuer..) | The reviewed pages do not publish limits, deductibles or premium ranges for cargo or transportation coverage. [10](https://www.travelers.com/business-insurance/inland-marine/transportation-cargo-logistics "Inland Marine Cargo Insurance") (Evidence: Not found in reviewed sources; scope: Cargo and inland marine pages as read on 2026-09-23; amounts would appear on a quote or declarations..) |
| Risk Services | Confirm in your quote. | Travelers says its Inland Marine Network is a loss-mitigation process with dedicated risk-mitigation, claim and special-investigations specialists, backed by more than 600 Risk Control consultants and a Special Investigations Group that pursues recovery for cargo and other specialty losses. [10](https://www.travelers.com/business-insurance/inland-marine/transportation-cargo-logistics "Inland Marine Cargo Insurance") (Evidence: Company-reported; scope: Cargo page Inland Marine Network, Risk Control and Special Investigations Group sections..) |
| How to Apply | Confirm in your quote. | Cargo and transportation coverage is bought through a Travelers independent agent, who the site says can tailor coverage to the business's risks. [10](https://www.travelers.com/business-insurance/inland-marine/transportation-cargo-logistics "Inland Marine Cargo Insurance") (Evidence: Company-reported; scope: Cargo page "Find an insurance agent" call to action..) |

## Related Pages for Berkshire Hathaway Specialty Insurance vs Travelers

- [Berkshire Hathaway Specialty Insurance vs Travelers](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-travelers): all coverage lines, business roles, service and claims.
- [What Is Cargo and Transit Insurance?](https://spot.insure/coverage/cargo-transit): Cargo coverage protects your financial interest in goods during transit; ownership, route, storage and late-delivery terms shape what the policy addresses.
- [Berkshire Hathaway Specialty Insurance vs Travelers Commercial Property Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-travelers/commercial-property)
- [Berkshire Hathaway Specialty Insurance vs Travelers Crime Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-travelers/crime)
- [Berkshire Hathaway Specialty Insurance vs Travelers Cyber Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-travelers/cyber)
- [Berkshire Hathaway Specialty Insurance vs Travelers D&O Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-travelers/directors-officers)
- [Berkshire Hathaway Specialty Insurance vs Travelers Employment Practices Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-travelers/employment-practices)
- [Berkshire Hathaway Specialty Insurance vs Travelers Fiduciary Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-travelers/fiduciary)
- [Berkshire Hathaway Specialty Insurance vs Travelers General Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-travelers/general-liability)
- [Berkshire Hathaway Specialty Insurance vs Travelers Inland Marine Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-travelers/inland-marine)
- [Berkshire Hathaway Specialty Insurance vs Travelers Professional Liability (E&O) Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-travelers/professional-errors-omissions)
- [Berkshire Hathaway Specialty Insurance vs Travelers Surety Bonds](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-travelers/surety-bonds)
- [Berkshire Hathaway Specialty Insurance vs Travelers Tech E&O Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-travelers/technology-errors-omissions)
- [Berkshire Hathaway Specialty Insurance vs Travelers Umbrella and Excess Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-travelers/umbrella-excess)
- [AIG vs Berkshire Hathaway Specialty Insurance Cargo and Transit Insurance](https://spot.insure/compare/aig-vs-berkshire-hathaway-specialty-insurance/cargo-transit)
- [AIG vs Travelers Cargo and Transit Insurance](https://spot.insure/compare/aig-vs-travelers/cargo-transit)
- [Alliance Risk vs Berkshire Hathaway Specialty Insurance Cargo and Transit Insurance](https://spot.insure/compare/alliance-risk-vs-berkshire-hathaway-specialty-insurance/cargo-transit)
- [Alliance Risk vs Travelers Cargo and Transit Insurance](https://spot.insure/compare/alliance-risk-vs-travelers/cargo-transit)
- [Amelia Risk vs Berkshire Hathaway Specialty Insurance Cargo and Transit Insurance](https://spot.insure/compare/amelia-risk-vs-berkshire-hathaway-specialty-insurance/cargo-transit)
- [Amelia Risk vs Travelers Cargo and Transit Insurance](https://spot.insure/compare/amelia-risk-vs-travelers/cargo-transit)

## Sources for Berkshire Hathaway Specialty Insurance vs Travelers

### Sources About Berkshire Hathaway Specialty Insurance

1. [At A Glance](https://www.bhspecialty.com/wp-content/uploads/marketing/Interactive-AAG.pdf). Berkshire Hathaway Specialty Insurance; United States section, zero-based PDF pages 49–53 (viewer pages 50–54): product/industry lists on pages 49–50; U.S. disclosure/version footer on page 53 is 2026-8-03 A. The 2026-09-14 A footer is on preceding European page 48, not the U.S. section.. Accessed 2026-09-29.
2. [About Us](https://www.bhspecialty.com/about-us/). Berkshire Hathaway Specialty Insurance; About BHSI; company profile page re-opened through official site on 2026-09-28; company says it is part of National Indemnity group. Accessed 2026-09-28.
3. [Terms of Service](https://www.bhspecialty.com/terms-conditions/). Berkshire Hathaway Specialty Insurance; Important Information Concerning Use of this Web Site, paragraphs 2–4; nonbinding submissions, contracted-agent authority, state variation, product availability and policy-specific terms. Accessed 2026-09-28.
4. [Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch](https://www.bhspecialty.com/asia/singapore-products/berkshire-hathaway-specialty-insurance-singapore-branch/). Berkshire Hathaway Specialty Insurance; Singapore branch public disclosure, Company Profile ¶¶ 1–2; direct page opened 2026-09-28. ¶ 1 identifies BHSIC as a Nebraska-domiciled direct P&C insurer; ¶ 2 states BHSIC is wholly owned by National Indemnity Company, itself wholly owned by Berkshire Hathaway Incorporated.. Accessed 2026-09-28.
5. [Marine](https://www.bhspecialty.com/us-products/us-marine/). Berkshire Hathaway Specialty Insurance; Inland and ocean marine product list, covered property classes and target businesses; lines 18-69. Accessed 2026-09-28.
6. [Ocean Marine Cargo Overview](https://www.bhspecialty.com/wp-content/uploads/marketing/Ocean-Marine-Cargo-Overview-US.pdf). Berkshire Hathaway Specialty Insurance; Two-page U.S. marketing PDF marked US-12/22-A; product types lines 14-20; ocean marine cargo appetite, capacity and placement lines 43-57; out-of-appetite and target risk characteristics lines 58-72; terms disclaimer lines 103-114. Accessed 2026-09-28.

### Sources About Travelers

7. [Technology Insurance](https://www.travelers.com/business-insurance/technology). Travelers; Technology insurance products we offer: CyberRisk Tech, Global Companion Plus+, general liability, commercial property, workers compensation, commercial auto, umbrella; startup-to-established-leader audience. Accessed 2026-09-16.
8. [Travelers Producer Compensation Disclosure (United States)](https://www.travelers.com/about-travelers/producer-compensation-disclosure). Travelers; Independent producers; seven compensation types; Simply Business, Inc. and InsuraMatch, LLC ownership; The Travelers Indemnity Company footer; Northfield Excess & Surplus Lines product list. Accessed 2026-09-16.
9. [Contact Us](https://www.travelers.com/contact-us). Travelers; Business insurance sold through independent agents; business claims 1.800.238.6225; MyTravelers for business features. Accessed 2026-09-16.
10. [Inland Marine Cargo Insurance](https://www.travelers.com/business-insurance/inland-marine/transportation-cargo-logistics). Travelers; Truck cargo transportation insurance; Who needs transportation insurance?; Cargo and logistics coverage (Cargo Pak, Cargo and Logistics Pak); Who needs cargo and logistics insurance?; Inland Marine Network; Risk Control; Special Investigations Group; Claim. Accessed 2026-09-23.
11. [Inland Marine Insurance](https://www.travelers.com/business-insurance/inland-marine). Travelers; Who needs inland marine coverage?; Inland marine transportation, cargo, logistics insurance. Accessed 2026-09-23.

### Sources for the Cargo and Transit Insurance Guide

12. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; Commercial Property; Inland Marine; What Should I Expect from a Broker-Agent. Accessed 2026-09-16.
13. [Shipping Options](https://www.trade.gov/shipping-options). International Trade Administration, U.S. Department of Commerce; Export Shipping Basics; Tips on International Shipping from U.S.; Working with Freight Forwarders. Accessed 2026-09-16.
14. [Special Documents](https://www.trade.gov/special-documents). International Trade Administration, U.S. Department of Commerce; Insurance Certificate bullet. Accessed 2026-09-16.
15. [Motor Truck Cargo Legal Liability Coverage](https://www.nationalunity.com/National/MotorTruckCargoLiability.pdf). American Association of Insurance Services, Inc.; hosted by National Unity; Coverage and Property Covered pp.1–2; Perils Excluded pp.6–7; Valuation p.8; How Much We Pay p.9; Transit definition p.13. Accessed 2026-09-16.

Updated 2026-10-01. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Berkshire Hathaway Specialty Insurance Review Scores for 2026

Review Score: not enough ratings.

The public ratings for Berkshire Hathaway Specialty Insurance are low but thin: Trustpilot shows 2.1 out of 5 from 9 reviews and BBB shows 1 out of 5 from 6. Both mix travel and commercial customers, so we don't count them in a score.

- Trustpilot: TrustScore 2.1 (out of 5); 9 reviews. Trustpilot profile for bhspecialty.com, accessed 2026-09-29. Its small review set mixes travel-policy and other customer accounts; it is user-generated and unverified, and does not establish commercial-policy outcomes or representativeness. Period: Displayed when checked 2026-09-29. Checked 2026-09-29. [Berkshire Hathaway Specialty Insurance Reviews](https://www.trustpilot.com/review/bhspecialty.com)
- BBB: Customer review average 1 (out of 5 stars); 6 reviews. BBB page for BHSI headquarters and corporate-owned locations, accessed 2026-09-29. The page’s six customer reviews mix travel and commercial narratives; BBB says third-party information is not verified. BBB’s business letter grade is separate from these customer reviews. Period: Displayed when checked 2026-09-29. Checked 2026-09-29. [Berkshire Hathaway Specialty Insurance — BBB Reviews](https://www.bbb.org/us/ma/boston/profile/insurance-agency/berkshire-hathaway-specialty-insurance-0021-439678/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/reviews).

## Travelers Review Scores for 2026

Review Score: 4.8 / 10 from 3 rated sources, equally weighted.

Travelers earns 4.5/5 from NerdWallet, but customer feedback is poor: 1.4/5 on Trustpilot and 1.3/5 for homeowners on ConsumerAffairs. Those reviews mostly concern personal insurance.

- NerdWallet: NerdWallet editorial rating 4.5 (5 stars). Editorial commercial-insurance assessment; methodology and scope belong to publisher. Period: 2026 review; accessed 2026-09-25. Checked 2026-09-25. [NerdWallet result for Travelers](https://www.nerdwallet.com/business/insurance/learn/travelers-business-insurance)
- Trustpilot: Trustpilot TrustScore 1.4 (5 stars); 144 reviews. Self-selected consumer aggregate; product and business/personal scope may be mixed. Period: accessed 2026-09-25. Checked 2026-09-25. [Trustpilot result for Travelers](https://www.trustpilot.com/review/travelers.com)
- ConsumerAffairs: ConsumerAffairs homeowners consumer rating 1.3 (5 stars); 331 reviews. Self-selected consumer aggregate; product and business/personal scope may be mixed. Period: updated 2026-09-21; accessed 2026-09-25. Checked 2026-09-25. [ConsumerAffairs result for Travelers](https://www.consumeraffairs.com/insurance/travelers.html)

Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/travelers/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-travelers/cargo-transit.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)