---
title: "Berkshire Hathaway Specialty Insurance vs Newfront: Cargo and Transit Insurance"
description: "BHSI describes the marine cargo coverage types it offers directly, while Newfront brokers cargo stock throughput through its property team without naming insurers."
canonical: "https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/cargo-transit"
page-type: "line-comparison"
updated-at: "2026-09-30"
comparison-pair: "berkshire-hathaway-specialty-insurance-vs-newfront"
provider-a: "berkshire-hathaway-specialty-insurance"
provider-b: "newfront"
coverage-line: "cargo-transit"
---

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[Human-readable page](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/cargo-transit)

## Agent Guide

**What this page is:** Focused comparison of Berkshire Hathaway Specialty Insurance and Newfront for Cargo and Transit Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Cargo and Transit Insurance questions about Berkshire Hathaway Specialty Insurance versus Newfront. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Berkshire Hathaway Specialty Insurance vs Newfront for Cargo and Transit Insurance: how do they differ?
- Which is better for Cargo and Transit Insurance, Berkshire Hathaway Specialty Insurance or Newfront?
- What does Berkshire Hathaway Specialty Insurance or Newfront publish about Cargo and Transit Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Cargo and Transit Insurance from Berkshire Hathaway Specialty Insurance or Newfront?

**Key facts:**
- Line: Cargo and Transit Insurance. Providers: Berkshire Hathaway Specialty Insurance and Newfront.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy.

**Related pages:**
- [Berkshire Hathaway Specialty Insurance vs Newfront](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront) — parent: all coverage lines for this pair
- [Cargo and Transit Insurance guide](https://spot.insure/coverage/cargo-transit) — coverage explainer for this line
- [Berkshire Hathaway Specialty Insurance profile](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance) — provider profile (evidence)
- [Newfront profile](https://spot.insure/insurance-providers/newfront) — provider profile (evidence)
- [Berkshire Hathaway Specialty Insurance vs Newfront Commercial Property Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Newfront Crime Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/crime) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Newfront Cyber Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/cyber) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Newfront D&O Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/directors-officers) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Newfront Employment Practices Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/employment-practices) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Newfront Fiduciary Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/fiduciary) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Newfront General Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/general-liability) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Newfront Product Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/product-liability) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Newfront Professional Liability (E&O) Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Newfront Representations and Warranties Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/representations-warranties) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Newfront Surety Bonds](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Newfront Tech E&O Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/technology-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Newfront Umbrella and Excess Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/umbrella-excess) — sibling comparison (other line, or other pair for this line)
- [AIG vs Berkshire Hathaway Specialty Insurance Cargo and Transit Insurance](https://spot.insure/compare/aig-vs-berkshire-hathaway-specialty-insurance/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [AIG vs Newfront Cargo and Transit Insurance](https://spot.insure/compare/aig-vs-newfront/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Berkshire Hathaway Specialty Insurance Cargo and Transit Insurance](https://spot.insure/compare/alliance-risk-vs-berkshire-hathaway-specialty-insurance/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Newfront Cargo and Transit Insurance](https://spot.insure/compare/alliance-risk-vs-newfront/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [Amelia Risk vs Berkshire Hathaway Specialty Insurance Cargo and Transit Insurance](https://spot.insure/compare/amelia-risk-vs-berkshire-hathaway-specialty-insurance/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [Amelia Risk vs Newfront Cargo and Transit Insurance](https://spot.insure/compare/amelia-risk-vs-newfront/cargo-transit) — sibling comparison (other line, or other pair for this line)

# Berkshire Hathaway Specialty Insurance vs Newfront: How Do They Compare for Cargo and Transit Insurance?

BHSI describes the marine cargo coverage types it offers directly, while Newfront brokers cargo stock throughput through its property team without naming insurers.

## How to Use the Berkshire Hathaway Specialty Insurance vs Newfront Cargo and Transit Insurance Comparison

Use this comparison to evaluate Berkshire Hathaway Specialty Insurance and Newfront for Cargo and Transit Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Berkshire Hathaway Specialty Insurance vs Newfront Cargo and Transit Insurance Summary

BHSI lists specific cargo coverage types and a $25 million maximum line; Newfront places cargo stock throughput through its property practice with in-house risk engineers. [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Ocean-Marine-Cargo-Overview-US.pdf "Ocean Marine Cargo Overview") [11](https://www.newfront.com/property-insurance "Property")

## What Is Berkshire Hathaway Specialty Insurance?

BHSI provides commercial and specialty insurance in the U.S., with product-specific industry lists that include healthcare, energy and technology. Online quote and application submissions are nonbinding. [1](https://www.bhspecialty.com/wp-content/uploads/marketing/Interactive-AAG.pdf "At A Glance") [2](https://www.bhspecialty.com/about-us/ "About Us") [3](https://www.bhspecialty.com/terms-conditions/ "Terms of Service") [4](https://www.bhspecialty.com/asia/singapore-products/berkshire-hathaway-specialty-insurance-singapore-branch/ "Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch")

[Berkshire Hathaway Specialty Insurance profile](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance)

## What Is Newfront?

Newfront suits growing and enterprise businesses seeking specialist insurance and benefits teams plus Navigator policy tools; small firms wanting an instant direct quote should compare online carriers. Its Partner Management tool is included in client service agreements. [7](https://www.newfront.com/business-insurance "Business Insurance") [8](https://www.newfront.com/total-rewards "Employee Benefits") [9](https://www.newfront.com/navigator "Newfront Navigator") [10](https://investors.wtwco.com/news-releases/news-release-details/wtw-completes-acquisition-newfront "WTW Completes Acquisition Of Newfront")

[Newfront profile](https://spot.insure/insurance-providers/newfront)

## What Is Cargo and Transit Insurance?

Cargo coverage fits a shipper protecting goods it owns or a carrier responsible for another party’s goods. The quote needs to match who bears the loss, the shipment route and storage stops. [12](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide") [13](https://www.trade.gov/shipping-options "Shipping Options") [14](https://www.trade.gov/special-documents "Special Documents") [15](https://www.nationalunity.com/National/MotorTruckCargoLiability.pdf "Motor Truck Cargo Legal Liability Coverage")

## What Are the Key Differences Between Berkshire Hathaway Specialty Insurance and Newfront Cargo and Transit Insurance?

### Marine Specialist Program Versus Property Practice

BHSI's Ocean Marine Cargo overview lists stock throughput, international and domestic transit, excess stock, logistics and contingent cargo coverage [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Ocean-Marine-Cargo-Overview-US.pdf "Ocean Marine Cargo Overview"). Newfront lists Cargo Stock Throughput as one key coverage within a property program that also covers supply-chain and business interruption [11](https://www.newfront.com/property-insurance "Property").

### Who Carries the Risk

BHSI describes coverage it offers in primary or excess positions [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Ocean-Marine-Cargo-Overview-US.pdf "Ocean Marine Cargo Overview"). Newfront negotiates and places the coverage and does not name the insurer that would issue a policy [11](https://www.newfront.com/property-insurance "Property").

### Services Around a Placement

Newfront says its team reviews property and business-interruption values and pairs placements with in-house risk engineers [11](https://www.newfront.com/property-insurance "Property"). BHSI's reviewed materials focus on appetite and structure, not loss-control services [5](https://www.bhspecialty.com/us-products/us-marine/ "Marine").

## What Should You Confirm in Berkshire Hathaway Specialty Insurance and Newfront Cargo and Transit Insurance Quotes?

- Ask Newfront which markets would quote cargo stock throughput and whether BHSI is among them.
- Ask BHSI how its $25 million maximum line and $15,000 minimum premium apply to your shipments.
- Confirm whether your goods in storage and in transit are covered under one program or separate forms.

## Berkshire Hathaway Specialty Insurance vs Newfront Cargo and Transit Compared

| Criteria | BHSI’s current Ocean Marine catalog lists Ocean Cargo, Stock Throughputs and Project Cargo, separately from Inland Marine; the detailed cargo appetite evidence is an older, date-limited guide. | Newfront Cargo Stock Throughput |
| --- | --- | --- |
| Role in This Line | Confirm in your quote. | Newfront's property practice brokers cargo stock throughput coverage as part of its property placement services. It negotiates and places the coverage rather than underwriting the risk itself. [11](https://www.newfront.com/property-insurance "Property") (Evidence: Company-reported; scope: Property offering page; cargo stock throughput is one of several coverages listed under the property practice..) |
| Issuing Insurer | Confirm in your quote. | The reviewed property page does not name the insurer or insurers that would issue a cargo stock throughput policy placed through Newfront. [11](https://www.newfront.com/property-insurance "Property") (Evidence: Not publicly disclosed; scope: Property page as read on 2026-09-23; carrier depends on the specific placement..) |
| Who It’s For | The marine catalog names importers/exporters, freight/logistics operators and manufacturers among its target customers. [5](https://www.bhspecialty.com/us-products/us-marine/ "Marine") (Evidence: Company-reported; scope: BHSI U.S. Ocean Marine target-account list only; not Inland Marine eligibility. Material limitation: Target customer examples do not define every acceptable cargo or shipment..)<br><br>The Ocean Marine Cargo guide describes target risks including manufacturers/distributors of finished goods, machinery and equipment, food and beverage, bulk liquids, containerized goods, and stock with balanced exposure; it lists pharmaceuticals, project cargo, autos, DOL, and livestock as out of appetite. [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Ocean-Marine-Cargo-Overview-US.pdf "Ocean Marine Cargo Overview") (Evidence: Company-reported; scope: BHSI Ocean Marine Cargo/STP appetite in U.S. marketing material marked US-12/22-A. Material limitation: This is historical appetite guidance, not a policy exclusion list or current acceptance commitment. The current BHSI Marine catalog separately lists Project Cargo as an Ocean Marine product while this 2022 guide lists it out of appetite; current product-specific meaning and appetite must be reconciled with underwriting. It does not establish Inland Marine eligibility..) | Newfront lists retail/wholesale, food & beverage, agriculture and manufacturing among the industries its property team serves, businesses that commonly hold goods in transit or storage covered by cargo stock throughput programs. [11](https://www.newfront.com/property-insurance "Property") (Evidence: Company-reported; scope: Areas of Expertise list on the property page; not a stated eligibility requirement for cargo stock throughput specifically..) |
| Coverage Features | BHSI's marine program lists ocean cargo, project cargo and stock-throughput coverage. [5](https://www.bhspecialty.com/us-products/us-marine/ "Marine") (Evidence: Company-reported; scope: BHSI U.S. Ocean Marine catalog; not inland transit or proof of the policy territory. Material limitation: Policy territory and transit definitions must be checked; catalog does not itself establish global scope..)<br><br>BHSI’s marine catalog distinguishes ocean marine and inland marine, and separately lists stock-throughput as an option. [5](https://www.bhspecialty.com/us-products/us-marine/ "Marine") (Evidence: Company-reported; scope: US BHSI catalog. Material limitation: Confirm how Spot's shared cargo-transit key maps to these distinctions before coding coverage..)<br><br>BHSI’s Ocean Marine Cargo overview lists stock throughput, ocean/international transit, domestic transit, excess stock, logistics, and contingent cargo coverage as coverage types available. [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Ocean-Marine-Cargo-Overview-US.pdf "Ocean Marine Cargo Overview") (Evidence: Company-reported; scope: BHSI U.S. Ocean Marine Cargo marketing overview marked US-12/22-A; the current marine catalog independently lists Ocean Cargo and Stock Throughputs under Ocean Marine. Material limitation: Not all types are necessarily combined or available for every insured. Domestic transit wording is not a basis to merge this line with the separately listed Inland Marine catalog. Verify current forms, exclusions, territory and issuer..) | Newfront lists Cargo Stock Throughput among the Key Coverages of its property program, alongside supply-chain and business-interruption, flood, windstorm/earthquake, wildfire and terrorism coverage. [11](https://www.newfront.com/property-insurance "Property") (Evidence: Company-reported; scope: Property page Key Coverages list; the page does not describe cargo-specific triggers, exclusions or valuation methods..) |
| Limits and Retentions | The BHSI Ocean Marine Cargo guide states up to $25 million maximum line, subject to risk profile, a $15,000 minimum premium, worldwide coverage, and primary or excess positions. [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Ocean-Marine-Cargo-Overview-US.pdf "Ocean Marine Cargo Overview") (Evidence: Company-reported; scope: U.S. Ocean Marine Cargo/STP marketing guide marked US-12/22-A; $25 million capacity expressly depends on risk profile. Material limitation: The document is dated 2022-12 and says multinational policy ability would follow in 2025; do not treat its worldwide wording or current availability as confirmed. Capacity is not an insured limit, and minimum premium is not a quote. Reconfirm current appetite and issuer..) | Newfront's property page does not publish limits, deductibles or retentions for cargo stock throughput coverage. [11](https://www.newfront.com/property-insurance "Property") (Evidence: Not publicly disclosed; scope: Property page as read on 2026-09-23..) |
| Risk Services | Confirm in your quote. | Newfront says its property team performs an in-depth review of property and business-interruption values to identify data deficiencies, and pairs placements with in-house risk engineers for loss control. [11](https://www.newfront.com/property-insurance "Property") (Evidence: Company-reported; scope: Our Approach and Loss Control & Claims Advocacy sections of the property page; described as a property-wide service, not cargo-exclusive..) |
| How to Apply | Confirm in your quote. | You start a cargo stock throughput placement by requesting a consultation through Newfront's property page, which routes to its property team. [11](https://www.newfront.com/property-insurance "Property") (Evidence: Company-reported; scope: Property page call-to-action; no online quoting or binding is described..) |
| Claims Support | Confirm in your quote. | Newfront describes coverage negotiation and claims-resolution support as part of its property loss control and claims advocacy, which would apply to a cargo stock throughput claim. [11](https://www.newfront.com/property-insurance "Property") (Evidence: Company-reported; scope: Loss Control & Claims Advocacy section; not a cargo-specific claims workflow..) |

## Related Pages for Berkshire Hathaway Specialty Insurance vs Newfront

- [Berkshire Hathaway Specialty Insurance vs Newfront](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront): all coverage lines, business roles, service and claims.
- [What Is Cargo and Transit Insurance?](https://spot.insure/coverage/cargo-transit): Cargo coverage protects your financial interest in goods during transit; ownership, route, storage and late-delivery terms shape what the policy addresses.
- [Berkshire Hathaway Specialty Insurance vs Newfront Commercial Property Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/commercial-property)
- [Berkshire Hathaway Specialty Insurance vs Newfront Crime Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/crime)
- [Berkshire Hathaway Specialty Insurance vs Newfront Cyber Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/cyber)
- [Berkshire Hathaway Specialty Insurance vs Newfront D&O Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/directors-officers)
- [Berkshire Hathaway Specialty Insurance vs Newfront Employment Practices Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/employment-practices)
- [Berkshire Hathaway Specialty Insurance vs Newfront Fiduciary Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/fiduciary)
- [Berkshire Hathaway Specialty Insurance vs Newfront General Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/general-liability)
- [Berkshire Hathaway Specialty Insurance vs Newfront Product Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/product-liability)
- [Berkshire Hathaway Specialty Insurance vs Newfront Professional Liability (E&O) Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/professional-errors-omissions)
- [Berkshire Hathaway Specialty Insurance vs Newfront Representations and Warranties Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/representations-warranties)
- [Berkshire Hathaway Specialty Insurance vs Newfront Surety Bonds](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/surety-bonds)
- [Berkshire Hathaway Specialty Insurance vs Newfront Tech E&O Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/technology-errors-omissions)
- [Berkshire Hathaway Specialty Insurance vs Newfront Umbrella and Excess Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/umbrella-excess)
- [AIG vs Berkshire Hathaway Specialty Insurance Cargo and Transit Insurance](https://spot.insure/compare/aig-vs-berkshire-hathaway-specialty-insurance/cargo-transit)
- [AIG vs Newfront Cargo and Transit Insurance](https://spot.insure/compare/aig-vs-newfront/cargo-transit)
- [Alliance Risk vs Berkshire Hathaway Specialty Insurance Cargo and Transit Insurance](https://spot.insure/compare/alliance-risk-vs-berkshire-hathaway-specialty-insurance/cargo-transit)
- [Alliance Risk vs Newfront Cargo and Transit Insurance](https://spot.insure/compare/alliance-risk-vs-newfront/cargo-transit)
- [Amelia Risk vs Berkshire Hathaway Specialty Insurance Cargo and Transit Insurance](https://spot.insure/compare/amelia-risk-vs-berkshire-hathaway-specialty-insurance/cargo-transit)
- [Amelia Risk vs Newfront Cargo and Transit Insurance](https://spot.insure/compare/amelia-risk-vs-newfront/cargo-transit)

## Sources for Berkshire Hathaway Specialty Insurance vs Newfront

### Sources About Berkshire Hathaway Specialty Insurance

1. [At A Glance](https://www.bhspecialty.com/wp-content/uploads/marketing/Interactive-AAG.pdf). Berkshire Hathaway Specialty Insurance; United States section, zero-based PDF pages 49–53 (viewer pages 50–54): product/industry lists on pages 49–50; U.S. disclosure/version footer on page 53 is 2026-8-03 A. The 2026-09-14 A footer is on preceding European page 48, not the U.S. section.. Accessed 2026-09-29.
2. [About Us](https://www.bhspecialty.com/about-us/). Berkshire Hathaway Specialty Insurance; About BHSI; company profile page re-opened through official site on 2026-09-28; company says it is part of National Indemnity group. Accessed 2026-09-28.
3. [Terms of Service](https://www.bhspecialty.com/terms-conditions/). Berkshire Hathaway Specialty Insurance; Important Information Concerning Use of this Web Site, paragraphs 2–4; nonbinding submissions, contracted-agent authority, state variation, product availability and policy-specific terms. Accessed 2026-09-28.
4. [Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch](https://www.bhspecialty.com/asia/singapore-products/berkshire-hathaway-specialty-insurance-singapore-branch/). Berkshire Hathaway Specialty Insurance; Singapore branch public disclosure, Company Profile ¶¶ 1–2; direct page opened 2026-09-28. ¶ 1 identifies BHSIC as a Nebraska-domiciled direct P&C insurer; ¶ 2 states BHSIC is wholly owned by National Indemnity Company, itself wholly owned by Berkshire Hathaway Incorporated.. Accessed 2026-09-28.
5. [Marine](https://www.bhspecialty.com/us-products/us-marine/). Berkshire Hathaway Specialty Insurance; Inland and ocean marine product list, covered property classes and target businesses; lines 18-69. Accessed 2026-09-28.
6. [Ocean Marine Cargo Overview](https://www.bhspecialty.com/wp-content/uploads/marketing/Ocean-Marine-Cargo-Overview-US.pdf). Berkshire Hathaway Specialty Insurance; Two-page U.S. marketing PDF marked US-12/22-A; product types lines 14-20; ocean marine cargo appetite, capacity and placement lines 43-57; out-of-appetite and target risk characteristics lines 58-72; terms disclaimer lines 103-114. Accessed 2026-09-28.

### Sources About Newfront

7. [Business Insurance](https://www.newfront.com/business-insurance). Newfront; Purpose-Built Team; Full Transparency; Streamlined Program Management. Accessed 2026-09-15.
8. [Employee Benefits](https://www.newfront.com/total-rewards). Newfront; Employee Benefits heading; Tailored Solutions; Comprehensive Expertise: Benefits, Global Benefits, Compensation and Retirement. Accessed 2026-09-16.
9. [Newfront Navigator](https://www.newfront.com/navigator). Newfront; Total Access. Real Confidence; Explore What You Can Do in Navigator; product demonstration image. Accessed 2026-09-15.
10. [WTW Completes Acquisition Of Newfront](https://investors.wtwco.com/news-releases/news-release-details/wtw-completes-acquisition-newfront). WTW; 27 January 2026 release; completion announcement and allocation of Business Insurance and Total Rewards to WTW segments. Accessed 2026-09-15.
11. [Property](https://www.newfront.com/property-insurance). Newfront; Key Coverages to Protect Your Business: Cargo Stock Throughput; Our Approach: Quality Matters and Global Placement Expertise; Loss Control & Claims Advocacy; View Our Areas of Expertise. Accessed 2026-09-23.

### Sources for the Cargo and Transit Insurance Guide

12. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; Commercial Property; Inland Marine; What Should I Expect from a Broker-Agent. Accessed 2026-09-16.
13. [Shipping Options](https://www.trade.gov/shipping-options). International Trade Administration, U.S. Department of Commerce; Export Shipping Basics; Tips on International Shipping from U.S.; Working with Freight Forwarders. Accessed 2026-09-16.
14. [Special Documents](https://www.trade.gov/special-documents). International Trade Administration, U.S. Department of Commerce; Insurance Certificate bullet. Accessed 2026-09-16.
15. [Motor Truck Cargo Legal Liability Coverage](https://www.nationalunity.com/National/MotorTruckCargoLiability.pdf). American Association of Insurance Services, Inc.; hosted by National Unity; Coverage and Property Covered pp.1–2; Perils Excluded pp.6–7; Valuation p.8; How Much We Pay p.9; Transit definition p.13. Accessed 2026-09-16.

Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Berkshire Hathaway Specialty Insurance Review Scores for 2026

Review Score: not enough ratings.

The public ratings for Berkshire Hathaway Specialty Insurance are low but thin: Trustpilot shows 2.1 out of 5 from 9 reviews and BBB shows 1 out of 5 from 6. Both mix travel and commercial customers, so we don't count them in a score.

- Trustpilot: TrustScore 2.1 (out of 5); 9 reviews. Trustpilot profile for bhspecialty.com, accessed 2026-09-29. Its small review set mixes travel-policy and other customer accounts; it is user-generated and unverified, and does not establish commercial-policy outcomes or representativeness. Period: Displayed when checked 2026-09-29. Checked 2026-09-29. [Berkshire Hathaway Specialty Insurance Reviews](https://www.trustpilot.com/review/bhspecialty.com)
- BBB: Customer review average 1 (out of 5 stars); 6 reviews. BBB page for BHSI headquarters and corporate-owned locations, accessed 2026-09-29. The page’s six customer reviews mix travel and commercial narratives; BBB says third-party information is not verified. BBB’s business letter grade is separate from these customer reviews. Period: Displayed when checked 2026-09-29. Checked 2026-09-29. [Berkshire Hathaway Specialty Insurance — BBB Reviews](https://www.bbb.org/us/ma/boston/profile/insurance-agency/berkshire-hathaway-specialty-insurance-0021-439678/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/reviews).

## Newfront Review Scores for 2026

Review Score: 10.0 / 10 from 1 rated source, equally weighted.

Newfront has too little firmwide customer feedback for a reliable review verdict. An individual agent’s BBB grade does not establish the wider company’s service quality.

- BBB: BBB grade A (BBB letter grade). BBB profile for Ryan Tice | Newfront Insurance at a San Francisco address. Individual-producer/local listing, not Newfront Insurance Services company-wide. BBB profile displays A grade and says not BBB Accredited; grade is not customer stars. Period: File opened 2023-12-22; accessed 2026-09-25. Checked 2026-09-25. [Ryan Tice | Newfront Insurance | BBB](https://www.bbb.org/us/ca/san-francisco/profile/insurance-agency/ryan-tice---newfront-insurance-1116-955130)

Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/newfront/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/cargo-transit.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)