--- title: "Berkshire Hathaway Specialty Insurance vs Marsh McLennan Agency: Cargo and Transit Insurance" description: "BHSI publishes a $25 million maximum line and $15,000 minimum premium for ocean cargo; Marsh McLennan Agency publishes no limits and arranges cargo placements through an adviser." canonical: "https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-marsh-mclennan-agency/cargo-transit" page-type: "line-comparison" updated-at: "2026-09-30" comparison-pair: "berkshire-hathaway-specialty-insurance-vs-marsh-mclennan-agency" provider-a: "berkshire-hathaway-specialty-insurance" provider-b: "marsh-mclennan-agency" coverage-line: "cargo-transit" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-marsh-mclennan-agency/cargo-transit) ## Agent Guide **What this page is:** Focused comparison of Berkshire Hathaway Specialty Insurance and Marsh McLennan Agency for Cargo and Transit Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Cargo and Transit Insurance questions about Berkshire Hathaway Specialty Insurance versus Marsh McLennan Agency. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Berkshire Hathaway Specialty Insurance vs Marsh McLennan Agency for Cargo and Transit Insurance: how do they differ? - Which is better for Cargo and Transit Insurance, Berkshire Hathaway Specialty Insurance or Marsh McLennan Agency? - What does Berkshire Hathaway Specialty Insurance or Marsh McLennan Agency publish about Cargo and Transit Insurance (limits, eligibility, claims, add-ons)? - What should I confirm in a quote for Cargo and Transit Insurance from Berkshire Hathaway Specialty Insurance or Marsh McLennan Agency? **Key facts:** - Line: Cargo and Transit Insurance. Providers: Berkshire Hathaway Specialty Insurance and Marsh McLennan Agency. - Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - "Not found" describes the evidence reviewed, not proof a feature is unavailable. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy. **Related pages:** - [Berkshire Hathaway Specialty Insurance vs Marsh McLennan Agency](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-marsh-mclennan-agency) — parent: all coverage lines for this pair - [Cargo and Transit Insurance guide](https://spot.insure/coverage/cargo-transit) — coverage explainer for this line - [Berkshire Hathaway Specialty Insurance profile](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance) — provider profile (evidence) - [Marsh McLennan Agency profile](https://spot.insure/insurance-providers/marsh-mclennan-agency) — provider profile (evidence) - [Berkshire Hathaway Specialty Insurance vs Marsh McLennan Agency Builders Risk Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-marsh-mclennan-agency/builders-risk) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs Marsh McLennan Agency Commercial Property Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-marsh-mclennan-agency/commercial-property) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs Marsh McLennan Agency Crime Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-marsh-mclennan-agency/crime) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs Marsh McLennan Agency Cyber Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-marsh-mclennan-agency/cyber) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs Marsh McLennan Agency D&O Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-marsh-mclennan-agency/directors-officers) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs Marsh McLennan Agency Employment Practices Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-marsh-mclennan-agency/employment-practices) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs Marsh McLennan Agency Fiduciary Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-marsh-mclennan-agency/fiduciary) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs Marsh McLennan Agency General Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-marsh-mclennan-agency/general-liability) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs Marsh McLennan Agency Media Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-marsh-mclennan-agency/media) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs Marsh McLennan Agency Professional Liability (E&O) Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-marsh-mclennan-agency/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs Marsh McLennan Agency Surety Bonds](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-marsh-mclennan-agency/surety-bonds) — sibling comparison (other line, or other pair for this line) - [AIG vs Berkshire Hathaway Specialty Insurance Cargo and Transit Insurance](https://spot.insure/compare/aig-vs-berkshire-hathaway-specialty-insurance/cargo-transit) — sibling comparison (other line, or other pair for this line) - [AIG vs Marsh McLennan Agency Cargo and Transit Insurance](https://spot.insure/compare/aig-vs-marsh-mclennan-agency/cargo-transit) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Berkshire Hathaway Specialty Insurance Cargo and Transit Insurance](https://spot.insure/compare/alliance-risk-vs-berkshire-hathaway-specialty-insurance/cargo-transit) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Marsh McLennan Agency Cargo and Transit Insurance](https://spot.insure/compare/alliance-risk-vs-marsh-mclennan-agency/cargo-transit) — sibling comparison (other line, or other pair for this line) - [Amelia Risk vs Berkshire Hathaway Specialty Insurance Cargo and Transit Insurance](https://spot.insure/compare/amelia-risk-vs-berkshire-hathaway-specialty-insurance/cargo-transit) — sibling comparison (other line, or other pair for this line) - [Amelia Risk vs Marsh McLennan Agency Cargo and Transit Insurance](https://spot.insure/compare/amelia-risk-vs-marsh-mclennan-agency/cargo-transit) — sibling comparison (other line, or other pair for this line) # Berkshire Hathaway Specialty Insurance vs Marsh McLennan Agency: How Do They Compare for Cargo and Transit Insurance? BHSI publishes a $25 million maximum line and $15,000 minimum premium for ocean cargo; Marsh McLennan Agency publishes no limits and arranges cargo placements through an adviser. ## How to Use the Berkshire Hathaway Specialty Insurance vs Marsh McLennan Agency Cargo and Transit Insurance Comparison Use this comparison to evaluate Berkshire Hathaway Specialty Insurance and Marsh McLennan Agency for Cargo and Transit Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## Berkshire Hathaway Specialty Insurance vs Marsh McLennan Agency Cargo and Transit Insurance Summary BHSI's ocean cargo guide states a maximum line, minimum premium and out-of-appetite classes, while Marsh McLennan Agency's page lists inland transit and motor-truck cargo options without limits. [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Ocean-Marine-Cargo-Overview-US.pdf "Ocean Marine Cargo Overview") [9](https://www.marshmma.com/us/solutions/cargo-theft-prevention.html "Cargo Insurance | MMA") ## What Is Berkshire Hathaway Specialty Insurance? BHSI provides commercial and specialty insurance in the U.S., with product-specific industry lists that include healthcare, energy and technology. Online quote and application submissions are nonbinding. [1](https://www.bhspecialty.com/wp-content/uploads/marketing/Interactive-AAG.pdf "At A Glance") [2](https://www.bhspecialty.com/about-us/ "About Us") [3](https://www.bhspecialty.com/terms-conditions/ "Terms of Service") [4](https://www.bhspecialty.com/asia/singapore-products/berkshire-hathaway-specialty-insurance-singapore-branch/ "Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch") [Berkshire Hathaway Specialty Insurance profile](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance) ## What Is Marsh McLennan Agency? Marsh McLennan Agency provides business insurance and employee health and benefits, alongside retirement, wealth, and private-client services across the United States and Canada. Its US small-business page lists six common coverage types and directs buyers to request a personalized quote by phone; the insurer and terms for a specific placement must be confirmed in the proposal. [7](https://www.marshmma.com/us/mma/about-us.html "Who We Are") [8](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions") [Marsh McLennan Agency profile](https://spot.insure/insurance-providers/marsh-mclennan-agency) ## What Is Cargo and Transit Insurance? Cargo coverage fits a shipper protecting goods it owns or a carrier responsible for another party’s goods. The quote needs to match who bears the loss, the shipment route and storage stops. [10](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide") [11](https://www.trade.gov/shipping-options "Shipping Options") [12](https://www.trade.gov/special-documents "Special Documents") [13](https://www.nationalunity.com/National/MotorTruckCargoLiability.pdf "Motor Truck Cargo Legal Liability Coverage") ## What Are the Key Differences Between Berkshire Hathaway Specialty Insurance and Marsh McLennan Agency Cargo and Transit Insurance? ### Published numbers versus an adviser conversation BHSI's Ocean Marine Cargo guide states up to $25 million maximum line, a $15,000 minimum premium and worldwide coverage [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Ocean-Marine-Cargo-Overview-US.pdf "Ocean Marine Cargo Overview"). Marsh McLennan Agency's page sets no universal limit or retention and invites you to speak with an adviser [9](https://www.marshmma.com/us/solutions/cargo-theft-prevention.html "Cargo Insurance | MMA"). A small shipper can test BHSI's minimum premium against its budget before calling; with Marsh McLennan Agency that figure only appears in a proposal. ### Ocean focus versus domestic modes BHSI lists stock throughput, domestic transit, excess stock and contingent cargo alongside ocean transit [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Ocean-Marine-Cargo-Overview-US.pdf "Ocean Marine Cargo Overview"), and excludes pharmaceuticals, project cargo, autos and livestock from appetite [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Ocean-Marine-Cargo-Overview-US.pdf "Ocean Marine Cargo Overview"). Marsh McLennan Agency lists stock throughput, inland transit, motor-truck cargo and ocean marine [9](https://www.marshmma.com/us/solutions/cargo-theft-prevention.html "Cargo Insurance | MMA"); its page names no excluded classes. ## What Should You Confirm in Berkshire Hathaway Specialty Insurance and Marsh McLennan Agency Cargo and Transit Insurance Quotes? - If you move pharmaceuticals or vehicles, ask Marsh McLennan Agency which markets accept them, since BHSI lists those out of appetite. - Ask each for the form, retention and conditions in writing [9](https://www.marshmma.com/us/solutions/cargo-theft-prevention.html "Cargo Insurance | MMA"). ## Berkshire Hathaway Specialty Insurance vs Marsh McLennan Agency Cargo and Transit Compared | Criteria | BHSI’s current Ocean Marine catalog lists Ocean Cargo, Stock Throughputs and Project Cargo, separately from Inland Marine; the detailed cargo appetite evidence is an older, date-limited guide. | Marsh McLennan Agency cargo transit (official overview) | | --- | --- | --- | | Role in This Line | Confirm in your quote. | Marsh McLennan Agency describes arranging cargo transit for the audience stated on the cited product page. [9](https://www.marshmma.com/us/solutions/cargo-theft-prevention.html "Cargo Insurance | MMA") (Evidence: Company-reported; scope: cargo transit marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | | Who It’s For | The marine catalog names importers/exporters, freight/logistics operators and manufacturers among its target customers. [5](https://www.bhspecialty.com/us-products/us-marine/ "Marine") (Evidence: Company-reported; scope: BHSI U.S. Ocean Marine target-account list only; not Inland Marine eligibility. Material limitation: Target customer examples do not define every acceptable cargo or shipment..)

The Ocean Marine Cargo guide describes target risks including manufacturers/distributors of finished goods, machinery and equipment, food and beverage, bulk liquids, containerized goods, and stock with balanced exposure; it lists pharmaceuticals, project cargo, autos, DOL, and livestock as out of appetite. [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Ocean-Marine-Cargo-Overview-US.pdf "Ocean Marine Cargo Overview") (Evidence: Company-reported; scope: BHSI Ocean Marine Cargo/STP appetite in U.S. marketing material marked US-12/22-A. Material limitation: This is historical appetite guidance, not a policy exclusion list or current acceptance commitment. The current BHSI Marine catalog separately lists Project Cargo as an Ocean Marine product while this 2022 guide lists it out of appetite; current product-specific meaning and appetite must be reconciled with underwriting. It does not establish Inland Marine eligibility..) | Businesses storing or transporting goods; source discusses domestic and international supply chains. [9](https://www.marshmma.com/us/solutions/cargo-theft-prevention.html "Cargo Insurance | MMA") (Evidence: Company-reported; scope: cargo transit marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | | Coverage Features | BHSI's marine program lists ocean cargo, project cargo and stock-throughput coverage. [5](https://www.bhspecialty.com/us-products/us-marine/ "Marine") (Evidence: Company-reported; scope: BHSI U.S. Ocean Marine catalog; not inland transit or proof of the policy territory. Material limitation: Policy territory and transit definitions must be checked; catalog does not itself establish global scope..)

BHSI’s marine catalog distinguishes ocean marine and inland marine, and separately lists stock-throughput as an option. [5](https://www.bhspecialty.com/us-products/us-marine/ "Marine") (Evidence: Company-reported; scope: US BHSI catalog. Material limitation: Confirm how Spot's shared cargo-transit key maps to these distinctions before coding coverage..)

BHSI’s Ocean Marine Cargo overview lists stock throughput, ocean/international transit, domestic transit, excess stock, logistics, and contingent cargo coverage as coverage types available. [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Ocean-Marine-Cargo-Overview-US.pdf "Ocean Marine Cargo Overview") (Evidence: Company-reported; scope: BHSI U.S. Ocean Marine Cargo marketing overview marked US-12/22-A; the current marine catalog independently lists Ocean Cargo and Stock Throughputs under Ocean Marine. Material limitation: Not all types are necessarily combined or available for every insured. Domestic transit wording is not a basis to merge this line with the separately listed Inland Marine catalog. Verify current forms, exclusions, territory and issuer..) | The cited product page describes cargo stock-throughput, inland transit, motor-truck cargo, and ocean marine options for goods in storage or transit. Marketing description only; actual coverage, exclusions, conditions, limits, and availability depend on the issued policy and jurisdiction. [9](https://www.marshmma.com/us/solutions/cargo-theft-prevention.html "Cargo Insurance | MMA") (Evidence: Company-reported; scope: cargo transit marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | | Limits and Retentions | The BHSI Ocean Marine Cargo guide states up to $25 million maximum line, subject to risk profile, a $15,000 minimum premium, worldwide coverage, and primary or excess positions. [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Ocean-Marine-Cargo-Overview-US.pdf "Ocean Marine Cargo Overview") (Evidence: Company-reported; scope: U.S. Ocean Marine Cargo/STP marketing guide marked US-12/22-A; $25 million capacity expressly depends on risk profile. Material limitation: The document is dated 2022-12 and says multinational policy ability would follow in 2025; do not treat its worldwide wording or current availability as confirmed. Capacity is not an insured limit, and minimum premium is not a quote. Reconfirm current appetite and issuer..) | The cited overview does not set a universal limit or retention for this line. Ask for the proposed policy form, limits, retentions, exclusions, and conditions in the quote. [9](https://www.marshmma.com/us/solutions/cargo-theft-prevention.html "Cargo Insurance | MMA") (Evidence: Not publicly disclosed; scope: Only the cited marketing page was reviewed for published limit and retention information; no policy-form entitlement is inferred..) | | How to Apply | Confirm in your quote. | The page invites organizations to contact a Marsh McLennan Agency adviser or specialist to discuss placement. The page does not establish a quote, bind, or coverage-effective timeline. [9](https://www.marshmma.com/us/solutions/cargo-theft-prevention.html "Cargo Insurance | MMA") (Evidence: Company-reported; scope: cargo transit marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | ## Related Pages for Berkshire Hathaway Specialty Insurance vs Marsh McLennan Agency - [Berkshire Hathaway Specialty Insurance vs Marsh McLennan Agency](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-marsh-mclennan-agency): all coverage lines, business roles, service and claims. - [What Is Cargo and Transit Insurance?](https://spot.insure/coverage/cargo-transit): Cargo coverage protects your financial interest in goods during transit; ownership, route, storage and late-delivery terms shape what the policy addresses. - [Berkshire Hathaway Specialty Insurance vs Marsh McLennan Agency Builders Risk Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-marsh-mclennan-agency/builders-risk) - [Berkshire Hathaway Specialty Insurance vs Marsh McLennan Agency Commercial Property Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-marsh-mclennan-agency/commercial-property) - [Berkshire Hathaway Specialty Insurance vs Marsh McLennan Agency Crime Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-marsh-mclennan-agency/crime) - [Berkshire Hathaway Specialty Insurance vs Marsh McLennan Agency Cyber Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-marsh-mclennan-agency/cyber) - [Berkshire Hathaway Specialty Insurance vs Marsh McLennan Agency D&O Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-marsh-mclennan-agency/directors-officers) - [Berkshire Hathaway Specialty Insurance vs Marsh McLennan Agency Employment Practices Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-marsh-mclennan-agency/employment-practices) - [Berkshire Hathaway Specialty Insurance vs Marsh McLennan Agency Fiduciary Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-marsh-mclennan-agency/fiduciary) - [Berkshire Hathaway Specialty Insurance vs Marsh McLennan Agency General Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-marsh-mclennan-agency/general-liability) - [Berkshire Hathaway Specialty Insurance vs Marsh McLennan Agency Media Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-marsh-mclennan-agency/media) - [Berkshire Hathaway Specialty Insurance vs Marsh McLennan Agency Professional Liability (E&O) Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-marsh-mclennan-agency/professional-errors-omissions) - [Berkshire Hathaway Specialty Insurance vs Marsh McLennan Agency Surety Bonds](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-marsh-mclennan-agency/surety-bonds) - [AIG vs Berkshire Hathaway Specialty Insurance Cargo and Transit Insurance](https://spot.insure/compare/aig-vs-berkshire-hathaway-specialty-insurance/cargo-transit) - [AIG vs Marsh McLennan Agency Cargo and Transit Insurance](https://spot.insure/compare/aig-vs-marsh-mclennan-agency/cargo-transit) - [Alliance Risk vs Berkshire Hathaway Specialty Insurance Cargo and Transit Insurance](https://spot.insure/compare/alliance-risk-vs-berkshire-hathaway-specialty-insurance/cargo-transit) - [Alliance Risk vs Marsh McLennan Agency Cargo and Transit Insurance](https://spot.insure/compare/alliance-risk-vs-marsh-mclennan-agency/cargo-transit) - [Amelia Risk vs Berkshire Hathaway Specialty Insurance Cargo and Transit Insurance](https://spot.insure/compare/amelia-risk-vs-berkshire-hathaway-specialty-insurance/cargo-transit) - [Amelia Risk vs Marsh McLennan Agency Cargo and Transit Insurance](https://spot.insure/compare/amelia-risk-vs-marsh-mclennan-agency/cargo-transit) ## Sources for Berkshire Hathaway Specialty Insurance vs Marsh McLennan Agency ### Sources About Berkshire Hathaway Specialty Insurance 1. [At A Glance](https://www.bhspecialty.com/wp-content/uploads/marketing/Interactive-AAG.pdf). Berkshire Hathaway Specialty Insurance; United States section, zero-based PDF pages 49–53 (viewer pages 50–54): product/industry lists on pages 49–50; U.S. disclosure/version footer on page 53 is 2026-8-03 A. The 2026-09-14 A footer is on preceding European page 48, not the U.S. section.. Accessed 2026-09-29. 2. [About Us](https://www.bhspecialty.com/about-us/). Berkshire Hathaway Specialty Insurance; About BHSI; company profile page re-opened through official site on 2026-09-28; company says it is part of National Indemnity group. Accessed 2026-09-28. 3. [Terms of Service](https://www.bhspecialty.com/terms-conditions/). Berkshire Hathaway Specialty Insurance; Important Information Concerning Use of this Web Site, paragraphs 2–4; nonbinding submissions, contracted-agent authority, state variation, product availability and policy-specific terms. Accessed 2026-09-28. 4. [Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch](https://www.bhspecialty.com/asia/singapore-products/berkshire-hathaway-specialty-insurance-singapore-branch/). Berkshire Hathaway Specialty Insurance; Singapore branch public disclosure, Company Profile ¶¶ 1–2; direct page opened 2026-09-28. ¶ 1 identifies BHSIC as a Nebraska-domiciled direct P&C insurer; ¶ 2 states BHSIC is wholly owned by National Indemnity Company, itself wholly owned by Berkshire Hathaway Incorporated.. Accessed 2026-09-28. 5. [Marine](https://www.bhspecialty.com/us-products/us-marine/). Berkshire Hathaway Specialty Insurance; Inland and ocean marine product list, covered property classes and target businesses; lines 18-69. Accessed 2026-09-28. 6. [Ocean Marine Cargo Overview](https://www.bhspecialty.com/wp-content/uploads/marketing/Ocean-Marine-Cargo-Overview-US.pdf). Berkshire Hathaway Specialty Insurance; Two-page U.S. marketing PDF marked US-12/22-A; product types lines 14-20; ocean marine cargo appetite, capacity and placement lines 43-57; out-of-appetite and target risk characteristics lines 58-72; terms disclaimer lines 103-114. Accessed 2026-09-28. ### Sources About Marsh McLennan Agency 7. [Who We Are](https://www.marshmma.com/us/mma/about-us.html). Marsh McLennan Agency; Lines 193-195: ‘a business of Marsh’ and company-listed service lines across US and Canada. This does not establish the legal entity for an account, corporate ownership chart, or insurer role.. Accessed 2026-09-29. 8. [Small Business Insurance Solutions](https://www.marshmma.com/us/solutions/small-business.html). Marsh McLennan Agency; Lines 205-207: small-business audience and call invitation; lines 224-249 list six coverage categories and short descriptions; line 264 is an embedded form whose function is not stated. No form submitted.. Accessed 2026-09-29. 9. [Cargo Insurance | MMA](https://www.marshmma.com/us/solutions/cargo-theft-prevention.html). Marsh McLennan Agency; Cargo insurance coverage; cargo stock throughput, inland transit, motor truck cargo, and ocean marine sections.. Accessed 2026-09-30. ### Sources for the Cargo and Transit Insurance Guide 10. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; Commercial Property; Inland Marine; What Should I Expect from a Broker-Agent. Accessed 2026-09-16. 11. [Shipping Options](https://www.trade.gov/shipping-options). International Trade Administration, U.S. Department of Commerce; Export Shipping Basics; Tips on International Shipping from U.S.; Working with Freight Forwarders. Accessed 2026-09-16. 12. [Special Documents](https://www.trade.gov/special-documents). International Trade Administration, U.S. Department of Commerce; Insurance Certificate bullet. Accessed 2026-09-16. 13. [Motor Truck Cargo Legal Liability Coverage](https://www.nationalunity.com/National/MotorTruckCargoLiability.pdf). American Association of Insurance Services, Inc.; hosted by National Unity; Coverage and Property Covered pp.1–2; Perils Excluded pp.6–7; Valuation p.8; How Much We Pay p.9; Transit definition p.13. Accessed 2026-09-16. Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Berkshire Hathaway Specialty Insurance Review Scores for 2026 Review Score: not enough ratings. The public ratings for Berkshire Hathaway Specialty Insurance are low but thin: Trustpilot shows 2.1 out of 5 from 9 reviews and BBB shows 1 out of 5 from 6. Both mix travel and commercial customers, so we don't count them in a score. - Trustpilot: TrustScore 2.1 (out of 5); 9 reviews. Trustpilot profile for bhspecialty.com, accessed 2026-09-29. Its small review set mixes travel-policy and other customer accounts; it is user-generated and unverified, and does not establish commercial-policy outcomes or representativeness. Period: Displayed when checked 2026-09-29. Checked 2026-09-29. [Berkshire Hathaway Specialty Insurance Reviews](https://www.trustpilot.com/review/bhspecialty.com) - BBB: Customer review average 1 (out of 5 stars); 6 reviews. BBB page for BHSI headquarters and corporate-owned locations, accessed 2026-09-29. The page’s six customer reviews mix travel and commercial narratives; BBB says third-party information is not verified. BBB’s business letter grade is separate from these customer reviews. Period: Displayed when checked 2026-09-29. Checked 2026-09-29. [Berkshire Hathaway Specialty Insurance — BBB Reviews](https://www.bbb.org/us/ma/boston/profile/insurance-agency/berkshire-hathaway-specialty-insurance-0021-439678/customer-reviews) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/reviews). ## Marsh McLennan Agency Review Scores for 2026 Review Score: 8.2 / 10 from 2 rated sources, equally weighted. There are almost no public customer reviews of Marsh McLennan Agency (MMA). Trustpilot shows 3.2 out of 5, but from a single review, and BBB shows an A grade with four complaints closed in three years. - Trustpilot: TrustScore 3.2 (out of 5); 1 reviews. Trustpilot profile for marshmma.com, MMA's own domain. Unclaimed; MMA has not invited reviews. Period: checked 2026-09-29. Checked 2026-09-29. [marshmma.com Trustpilot profile](https://www.trustpilot.com/review/marshmma.com) - Trustpilot: TrustScore (Marsh brand) 1.3 (out of 5); 115 reviews. Trustpilot page for marsh.com, the global Marsh brand (mostly individual and non-US customers). This is a different entity from MMA. Period: checked 2026-09-29. Checked 2026-09-29. [Marsh Reviews](https://www.trustpilot.com/review/www.marsh.com) - BBB: BBB business grade A. BBB San Diego-area profile for Marsh & McLennan Agency LLC (accredited). MMA has separate BBB profiles per office; Dayton and Schaumburg both show A+. Checked 2026-09-29. [Marsh & McLennan Agency LLC (San Diego) BBB](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103) - BBB: Complaints 4. Same San Diego-area profile; zero customer reviews. No client-count denominator. Period: closed in the last three years (checked 2026-09-29). Checked 2026-09-29. [Marsh & McLennan Agency LLC — BBB Complaints](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103/complaints); [Marsh & McLennan Agency LLC — BBB Reviews](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103/customer-reviews) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/marsh-mclennan-agency/reviews). ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-marsh-mclennan-agency/cargo-transit.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)