---
title: "Berkshire Hathaway Specialty Insurance vs Markel Insurance: Cargo and Transit Insurance"
description: "BHSI publishes a maximum line and minimum premium for ocean cargo, while Markel's overview publishes no limits and points buyers to its underwriting team."
canonical: "https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-markel/cargo-transit"
page-type: "line-comparison"
updated-at: "2026-09-30"
comparison-pair: "berkshire-hathaway-specialty-insurance-vs-markel"
provider-a: "berkshire-hathaway-specialty-insurance"
provider-b: "markel"
coverage-line: "cargo-transit"
---

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[Human-readable page](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-markel/cargo-transit)

## Agent Guide

**What this page is:** Focused comparison of Berkshire Hathaway Specialty Insurance and Markel Insurance for Cargo and Transit Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Cargo and Transit Insurance questions about Berkshire Hathaway Specialty Insurance versus Markel Insurance. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Berkshire Hathaway Specialty Insurance vs Markel Insurance for Cargo and Transit Insurance: how do they differ?
- Which is better for Cargo and Transit Insurance, Berkshire Hathaway Specialty Insurance or Markel Insurance?
- What does Berkshire Hathaway Specialty Insurance or Markel Insurance publish about Cargo and Transit Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Cargo and Transit Insurance from Berkshire Hathaway Specialty Insurance or Markel Insurance?

**Key facts:**
- Line: Cargo and Transit Insurance. Providers: Berkshire Hathaway Specialty Insurance and Markel Insurance.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy.

**Related pages:**
- [Berkshire Hathaway Specialty Insurance vs Markel Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-markel) — parent: all coverage lines for this pair
- [Cargo and Transit Insurance guide](https://spot.insure/coverage/cargo-transit) — coverage explainer for this line
- [Berkshire Hathaway Specialty Insurance profile](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance) — provider profile (evidence)
- [Markel Insurance profile](https://spot.insure/insurance-providers/markel) — provider profile (evidence)
- [Berkshire Hathaway Specialty Insurance vs Markel Insurance Builders Risk Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-markel/builders-risk) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Markel Insurance Commercial Property Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-markel/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Markel Insurance Crime Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-markel/crime) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Markel Insurance Cyber Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-markel/cyber) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Markel Insurance D&O Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-markel/directors-officers) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Markel Insurance Employment Practices Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-markel/employment-practices) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Markel Insurance Fiduciary Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-markel/fiduciary) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Markel Insurance General Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-markel/general-liability) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Markel Insurance Inland Marine Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-markel/inland-marine) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Markel Insurance Media Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-markel/media) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Markel Insurance Product Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-markel/product-liability) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Markel Insurance Professional Liability (E&O) Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-markel/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Markel Insurance Surety Bonds](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-markel/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Markel Insurance Tech E&O Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-markel/technology-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Markel Insurance Umbrella and Excess Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-markel/umbrella-excess) — sibling comparison (other line, or other pair for this line)
- [AIG vs Berkshire Hathaway Specialty Insurance Cargo and Transit Insurance](https://spot.insure/compare/aig-vs-berkshire-hathaway-specialty-insurance/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [AIG vs Markel Insurance Cargo and Transit Insurance](https://spot.insure/compare/aig-vs-markel/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Berkshire Hathaway Specialty Insurance Cargo and Transit Insurance](https://spot.insure/compare/alliance-risk-vs-berkshire-hathaway-specialty-insurance/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Markel Insurance Cargo and Transit Insurance](https://spot.insure/compare/alliance-risk-vs-markel/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [Amelia Risk vs Berkshire Hathaway Specialty Insurance Cargo and Transit Insurance](https://spot.insure/compare/amelia-risk-vs-berkshire-hathaway-specialty-insurance/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [Amelia Risk vs Markel Insurance Cargo and Transit Insurance](https://spot.insure/compare/amelia-risk-vs-markel/cargo-transit) — sibling comparison (other line, or other pair for this line)

# Berkshire Hathaway Specialty Insurance vs Markel Insurance: How Do They Compare for Cargo and Transit Insurance?

BHSI publishes a maximum line and minimum premium for ocean cargo, while Markel's overview publishes no limits and points buyers to its underwriting team.

## How to Use the Berkshire Hathaway Specialty Insurance vs Markel Insurance Cargo and Transit Insurance Comparison

Use this comparison to evaluate Berkshire Hathaway Specialty Insurance and Markel Insurance for Cargo and Transit Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Berkshire Hathaway Specialty Insurance vs Markel Insurance Cargo and Transit Insurance Summary

BHSI documents a $25 million maximum line for ocean cargo; Markel's overview names motor-truck and contingent cargo but sets no universal limit. [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Ocean-Marine-Cargo-Overview-US.pdf "Ocean Marine Cargo Overview") [9](https://www.markel.com/us/commercial/property/inland-marine "Commercial Inland Marine Insurance")

## What Is Berkshire Hathaway Specialty Insurance?

BHSI provides commercial and specialty insurance in the U.S., with product-specific industry lists that include healthcare, energy and technology. Online quote and application submissions are nonbinding. [1](https://www.bhspecialty.com/wp-content/uploads/marketing/Interactive-AAG.pdf "At A Glance") [2](https://www.bhspecialty.com/about-us/ "About Us") [3](https://www.bhspecialty.com/terms-conditions/ "Terms of Service") [4](https://www.bhspecialty.com/asia/singapore-products/berkshire-hathaway-specialty-insurance-singapore-branch/ "Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch")

[Berkshire Hathaway Specialty Insurance profile](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance)

## Markel Insurance: Specialty Business and Products

Markel Insurance is Markel Group's specialty and small-business insurance business, with offerings across packages, workers' compensation, cyber, professional and management liability, property, marine, and surety. Products use different insurers and distribution routes, so compare the issuer and terms shown on the specific quote. [7](https://www.markel.com/about-us "About us") [8](https://www.sec.gov/Archives/edgar/data/1096343/000109634326000020/mkl-20251231.htm "Markel Group Inc. 2025 Form 10-K")

[Markel Insurance profile](https://spot.insure/insurance-providers/markel)

## What Is Cargo and Transit Insurance?

Cargo coverage fits a shipper protecting goods it owns or a carrier responsible for another party’s goods. The quote needs to match who bears the loss, the shipment route and storage stops. [10](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide") [11](https://www.trade.gov/shipping-options "Shipping Options") [12](https://www.trade.gov/special-documents "Special Documents") [13](https://www.nationalunity.com/National/MotorTruckCargoLiability.pdf "Motor Truck Cargo Legal Liability Coverage")

## What Are the Key Differences Between Berkshire Hathaway Specialty Insurance and Markel Insurance Cargo and Transit Insurance?

### Published limits against open questions

BHSI's Ocean Marine Cargo guide states up to $25 million maximum line, a $15,000 minimum premium and worldwide cover [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Ocean-Marine-Cargo-Overview-US.pdf "Ocean Marine Cargo Overview"). Markel's overview does not set a universal limit or retention, so those numbers come only from a proposed form [9](https://www.markel.com/us/commercial/property/inland-marine "Commercial Inland Marine Insurance").

### Where each draws its cargo boundary

BHSI's catalog lists ocean cargo, project cargo and stock throughput separately from inland marine [5](https://www.bhspecialty.com/us-products/us-marine/ "Marine"). Markel's page pairs ocean cargo for U.S. shipments by land, air or sea with motor-truck cargo and contingent-cargo options [9](https://www.markel.com/us/commercial/property/inland-marine "Commercial Inland Marine Insurance").

### Target customers

BHSI names importers and exporters, freight and logistics operators and manufacturers [5](https://www.bhspecialty.com/us-products/us-marine/ "Marine"), while Markel describes transportation customers shipping or storing materials, with warehouse legal liability and railroad also named [9](https://www.markel.com/us/commercial/property/inland-marine "Commercial Inland Marine Insurance").

## What Should You Confirm in Berkshire Hathaway Specialty Insurance and Markel Insurance Cargo and Transit Insurance Quotes?

- Do your shipments sit within BHSI's described appetite, given the guide's excluded classes and its date-limited nature? [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Ocean-Marine-Cargo-Overview-US.pdf "Ocean Marine Cargo Overview")
- What limit, retention and exclusions does Markel propose for your lanes? [9](https://www.markel.com/us/commercial/property/inland-marine "Commercial Inland Marine Insurance")
- Do you need motor-truck or contingent cargo, which Markel names, or stock throughput, which BHSI names? [5](https://www.bhspecialty.com/us-products/us-marine/ "Marine")

## Berkshire Hathaway Specialty Insurance vs Markel Insurance Cargo and Transit Compared

| Criteria | BHSI’s current Ocean Marine catalog lists Ocean Cargo, Stock Throughputs and Project Cargo, separately from Inland Marine; the detailed cargo appetite evidence is an older, date-limited guide. | Markel cargo transit (official overview) |
| --- | --- | --- |
| Role in This Line | Confirm in your quote. | Markel describes offering cargo transit for the audience stated on the cited product page. [9](https://www.markel.com/us/commercial/property/inland-marine "Commercial Inland Marine Insurance") (Evidence: Company-reported; scope: cargo transit marketed by markel; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |
| Who It’s For | The marine catalog names importers/exporters, freight/logistics operators and manufacturers among its target customers. [5](https://www.bhspecialty.com/us-products/us-marine/ "Marine") (Evidence: Company-reported; scope: BHSI U.S. Ocean Marine target-account list only; not Inland Marine eligibility. Material limitation: Target customer examples do not define every acceptable cargo or shipment..)<br><br>The Ocean Marine Cargo guide describes target risks including manufacturers/distributors of finished goods, machinery and equipment, food and beverage, bulk liquids, containerized goods, and stock with balanced exposure; it lists pharmaceuticals, project cargo, autos, DOL, and livestock as out of appetite. [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Ocean-Marine-Cargo-Overview-US.pdf "Ocean Marine Cargo Overview") (Evidence: Company-reported; scope: BHSI Ocean Marine Cargo/STP appetite in U.S. marketing material marked US-12/22-A. Material limitation: This is historical appetite guidance, not a policy exclusion list or current acceptance commitment. The current BHSI Marine catalog separately lists Project Cargo as an Ocean Marine product while this 2022 guide lists it out of appetite; current product-specific meaning and appetite must be reconciled with underwriting. It does not establish Inland Marine eligibility..) | Transportation customers shipping or storing materials; the source also names motor-truck cargo, contingent cargo, railroad, and warehouse legal liability. [9](https://www.markel.com/us/commercial/property/inland-marine "Commercial Inland Marine Insurance") (Evidence: Company-reported; scope: cargo transit marketed by markel; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |
| Coverage Features | BHSI's marine program lists ocean cargo, project cargo and stock-throughput coverage. [5](https://www.bhspecialty.com/us-products/us-marine/ "Marine") (Evidence: Company-reported; scope: BHSI U.S. Ocean Marine catalog; not inland transit or proof of the policy territory. Material limitation: Policy territory and transit definitions must be checked; catalog does not itself establish global scope..)<br><br>BHSI’s marine catalog distinguishes ocean marine and inland marine, and separately lists stock-throughput as an option. [5](https://www.bhspecialty.com/us-products/us-marine/ "Marine") (Evidence: Company-reported; scope: US BHSI catalog. Material limitation: Confirm how Spot's shared cargo-transit key maps to these distinctions before coding coverage..)<br><br>BHSI’s Ocean Marine Cargo overview lists stock throughput, ocean/international transit, domestic transit, excess stock, logistics, and contingent cargo coverage as coverage types available. [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Ocean-Marine-Cargo-Overview-US.pdf "Ocean Marine Cargo Overview") (Evidence: Company-reported; scope: BHSI U.S. Ocean Marine Cargo marketing overview marked US-12/22-A; the current marine catalog independently lists Ocean Cargo and Stock Throughputs under Ocean Marine. Material limitation: Not all types are necessarily combined or available for every insured. Domestic transit wording is not a basis to merge this line with the separately listed Inland Marine catalog. Verify current forms, exclusions, territory and issuer..) | The cited product page describes ocean cargo for U.S. shipments by land, air, or sea, alongside motor-truck cargo and contingent-cargo options. Marketing description only; actual coverage, exclusions, conditions, limits, and availability depend on the issued policy and jurisdiction. [9](https://www.markel.com/us/commercial/property/inland-marine "Commercial Inland Marine Insurance") (Evidence: Company-reported; scope: cargo transit marketed by markel; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |
| Limits and Retentions | The BHSI Ocean Marine Cargo guide states up to $25 million maximum line, subject to risk profile, a $15,000 minimum premium, worldwide coverage, and primary or excess positions. [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Ocean-Marine-Cargo-Overview-US.pdf "Ocean Marine Cargo Overview") (Evidence: Company-reported; scope: U.S. Ocean Marine Cargo/STP marketing guide marked US-12/22-A; $25 million capacity expressly depends on risk profile. Material limitation: The document is dated 2022-12 and says multinational policy ability would follow in 2025; do not treat its worldwide wording or current availability as confirmed. Capacity is not an insured limit, and minimum premium is not a quote. Reconfirm current appetite and issuer..) | The cited overview does not set a universal limit or retention for this line. Ask for the proposed policy form, limits, retentions, exclusions, and conditions in the quote. [9](https://www.markel.com/us/commercial/property/inland-marine "Commercial Inland Marine Insurance") (Evidence: Not publicly disclosed; scope: Only the cited marketing page was reviewed for published limit and retention information; no policy-form entitlement is inferred..) |
| How to Apply | Confirm in your quote. | The page invites prospective customers or brokers to contact Markel or the named underwriting team. The page does not establish a quote, bind, or coverage-effective timeline. [9](https://www.markel.com/us/commercial/property/inland-marine "Commercial Inland Marine Insurance") (Evidence: Company-reported; scope: cargo transit marketed by markel; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |

## Related Pages for Berkshire Hathaway Specialty Insurance vs Markel Insurance

- [Berkshire Hathaway Specialty Insurance vs Markel Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-markel): all coverage lines, business roles, service and claims.
- [What Is Cargo and Transit Insurance?](https://spot.insure/coverage/cargo-transit): Cargo coverage protects your financial interest in goods during transit; ownership, route, storage and late-delivery terms shape what the policy addresses.
- [Berkshire Hathaway Specialty Insurance vs Markel Insurance Builders Risk Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-markel/builders-risk)
- [Berkshire Hathaway Specialty Insurance vs Markel Insurance Commercial Property Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-markel/commercial-property)
- [Berkshire Hathaway Specialty Insurance vs Markel Insurance Crime Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-markel/crime)
- [Berkshire Hathaway Specialty Insurance vs Markel Insurance Cyber Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-markel/cyber)
- [Berkshire Hathaway Specialty Insurance vs Markel Insurance D&O Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-markel/directors-officers)
- [Berkshire Hathaway Specialty Insurance vs Markel Insurance Employment Practices Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-markel/employment-practices)
- [Berkshire Hathaway Specialty Insurance vs Markel Insurance Fiduciary Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-markel/fiduciary)
- [Berkshire Hathaway Specialty Insurance vs Markel Insurance General Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-markel/general-liability)
- [Berkshire Hathaway Specialty Insurance vs Markel Insurance Inland Marine Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-markel/inland-marine)
- [Berkshire Hathaway Specialty Insurance vs Markel Insurance Media Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-markel/media)
- [Berkshire Hathaway Specialty Insurance vs Markel Insurance Product Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-markel/product-liability)
- [Berkshire Hathaway Specialty Insurance vs Markel Insurance Professional Liability (E&O) Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-markel/professional-errors-omissions)
- [Berkshire Hathaway Specialty Insurance vs Markel Insurance Surety Bonds](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-markel/surety-bonds)
- [Berkshire Hathaway Specialty Insurance vs Markel Insurance Tech E&O Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-markel/technology-errors-omissions)
- [Berkshire Hathaway Specialty Insurance vs Markel Insurance Umbrella and Excess Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-markel/umbrella-excess)
- [AIG vs Berkshire Hathaway Specialty Insurance Cargo and Transit Insurance](https://spot.insure/compare/aig-vs-berkshire-hathaway-specialty-insurance/cargo-transit)
- [AIG vs Markel Insurance Cargo and Transit Insurance](https://spot.insure/compare/aig-vs-markel/cargo-transit)
- [Alliance Risk vs Berkshire Hathaway Specialty Insurance Cargo and Transit Insurance](https://spot.insure/compare/alliance-risk-vs-berkshire-hathaway-specialty-insurance/cargo-transit)
- [Alliance Risk vs Markel Insurance Cargo and Transit Insurance](https://spot.insure/compare/alliance-risk-vs-markel/cargo-transit)
- [Amelia Risk vs Berkshire Hathaway Specialty Insurance Cargo and Transit Insurance](https://spot.insure/compare/amelia-risk-vs-berkshire-hathaway-specialty-insurance/cargo-transit)
- [Amelia Risk vs Markel Insurance Cargo and Transit Insurance](https://spot.insure/compare/amelia-risk-vs-markel/cargo-transit)

## Sources for Berkshire Hathaway Specialty Insurance vs Markel Insurance

### Sources About Berkshire Hathaway Specialty Insurance

1. [At A Glance](https://www.bhspecialty.com/wp-content/uploads/marketing/Interactive-AAG.pdf). Berkshire Hathaway Specialty Insurance; United States section, zero-based PDF pages 49–53 (viewer pages 50–54): product/industry lists on pages 49–50; U.S. disclosure/version footer on page 53 is 2026-8-03 A. The 2026-09-14 A footer is on preceding European page 48, not the U.S. section.. Accessed 2026-09-29.
2. [About Us](https://www.bhspecialty.com/about-us/). Berkshire Hathaway Specialty Insurance; About BHSI; company profile page re-opened through official site on 2026-09-28; company says it is part of National Indemnity group. Accessed 2026-09-28.
3. [Terms of Service](https://www.bhspecialty.com/terms-conditions/). Berkshire Hathaway Specialty Insurance; Important Information Concerning Use of this Web Site, paragraphs 2–4; nonbinding submissions, contracted-agent authority, state variation, product availability and policy-specific terms. Accessed 2026-09-28.
4. [Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch](https://www.bhspecialty.com/asia/singapore-products/berkshire-hathaway-specialty-insurance-singapore-branch/). Berkshire Hathaway Specialty Insurance; Singapore branch public disclosure, Company Profile ¶¶ 1–2; direct page opened 2026-09-28. ¶ 1 identifies BHSIC as a Nebraska-domiciled direct P&C insurer; ¶ 2 states BHSIC is wholly owned by National Indemnity Company, itself wholly owned by Berkshire Hathaway Incorporated.. Accessed 2026-09-28.
5. [Marine](https://www.bhspecialty.com/us-products/us-marine/). Berkshire Hathaway Specialty Insurance; Inland and ocean marine product list, covered property classes and target businesses; lines 18-69. Accessed 2026-09-28.
6. [Ocean Marine Cargo Overview](https://www.bhspecialty.com/wp-content/uploads/marketing/Ocean-Marine-Cargo-Overview-US.pdf). Berkshire Hathaway Specialty Insurance; Two-page U.S. marketing PDF marked US-12/22-A; product types lines 14-20; ocean marine cargo appetite, capacity and placement lines 43-57; out-of-appetite and target risk characteristics lines 58-72; terms disclaimer lines 103-114. Accessed 2026-09-28.

### Sources About Markel Insurance

7. [About us](https://www.markel.com/about-us). Markel; Markel at a glance; description of Markel Insurance within Markel Group Inc.. Accessed 2026-09-28.
8. [Markel Group Inc. 2025 Form 10-K](https://www.sec.gov/Archives/edgar/data/1096343/000109634326000020/mkl-20251231.htm). U.S. Securities and Exchange Commission; filed by Markel Group Inc.; Cover page; Part I, Item 1 Business—Markel Insurance, U.S. Wholesale and Specialty, Programs and Solutions; Part II, Item 7/8 for group and segment risks. Accessed 2026-09-28.
9. [Commercial Inland Marine Insurance](https://www.markel.com/us/commercial/property/inland-marine). Markel; Ocean cargo; transportation; U.S. shipments by land, air, or sea; product page describes Markel's inland-marine offering.. Accessed 2026-09-30.

### Sources for the Cargo and Transit Insurance Guide

10. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; Commercial Property; Inland Marine; What Should I Expect from a Broker-Agent. Accessed 2026-09-16.
11. [Shipping Options](https://www.trade.gov/shipping-options). International Trade Administration, U.S. Department of Commerce; Export Shipping Basics; Tips on International Shipping from U.S.; Working with Freight Forwarders. Accessed 2026-09-16.
12. [Special Documents](https://www.trade.gov/special-documents). International Trade Administration, U.S. Department of Commerce; Insurance Certificate bullet. Accessed 2026-09-16.
13. [Motor Truck Cargo Legal Liability Coverage](https://www.nationalunity.com/National/MotorTruckCargoLiability.pdf). American Association of Insurance Services, Inc.; hosted by National Unity; Coverage and Property Covered pp.1–2; Perils Excluded pp.6–7; Valuation p.8; How Much We Pay p.9; Transit definition p.13. Accessed 2026-09-16.

Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Berkshire Hathaway Specialty Insurance Review Scores for 2026

Review Score: not enough ratings.

The public ratings for Berkshire Hathaway Specialty Insurance are low but thin: Trustpilot shows 2.1 out of 5 from 9 reviews and BBB shows 1 out of 5 from 6. Both mix travel and commercial customers, so we don't count them in a score.

- Trustpilot: TrustScore 2.1 (out of 5); 9 reviews. Trustpilot profile for bhspecialty.com, accessed 2026-09-29. Its small review set mixes travel-policy and other customer accounts; it is user-generated and unverified, and does not establish commercial-policy outcomes or representativeness. Period: Displayed when checked 2026-09-29. Checked 2026-09-29. [Berkshire Hathaway Specialty Insurance Reviews](https://www.trustpilot.com/review/bhspecialty.com)
- BBB: Customer review average 1 (out of 5 stars); 6 reviews. BBB page for BHSI headquarters and corporate-owned locations, accessed 2026-09-29. The page’s six customer reviews mix travel and commercial narratives; BBB says third-party information is not verified. BBB’s business letter grade is separate from these customer reviews. Period: Displayed when checked 2026-09-29. Checked 2026-09-29. [Berkshire Hathaway Specialty Insurance — BBB Reviews](https://www.bbb.org/us/ma/boston/profile/insurance-agency/berkshire-hathaway-specialty-insurance-0021-439678/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/reviews).

## Markel Insurance Review Scores for 2026

Review Score: 7.5 / 10 from 2 rated sources, equally weighted.

There is little public customer feedback on Markel. Trustpilot shows 2.5 out of 5 from just 5 reviews, and BBB lists 12 complaints closed in the last three years.

- J.D. Power: Commercial Lines Insurers agent satisfaction score 726 (out of 1,000). 2022 commercial-lines independent-agent satisfaction study and 2025 small-commercial customer study; these use different populations and measures Period: 2022. Checked 2026-09-29. [2025 U.S. Small Commercial Insurance Study](https://www.jdpower.com/business/press-releases/2025-us-small-commercial-insurance-study); [2022 U.S. Independent Agent Satisfaction Study](https://www.jdpower.com/sites/default/files/file/2022-10/2022134%20U.S.%20Independent%20Agent.pdf)
- Trustpilot: TrustScore 2.5 (out of 5); 5 reviews. Trustpilot brand-level page for markel.com. It mixes products and is not mapped to one legal insurer. Checked 2026-09-29. [Markel Reviews](https://www.trustpilot.com/review/markel.com)
- BBB: BBB business grade A+. BBB business profile for Markel Insurance Company headquarters/corporate-owned locations; review and complaint submissions may include other products and affiliates Checked 2026-09-29. [Markel Insurance Company Business Profile](https://www.bbb.org/us/va/glen-allen/profile/insurance-companies/markel-insurance-company-0603-4017547); [Markel Insurance Company Complaints](https://www.bbb.org/us/va/glen-allen/profile/insurance-companies/markel-insurance-company-0603-4017547/complaints)
- BBB: Complaints 12; 12 reviews. BBB profile for Markel Insurance Company; complaints may include other Markel products and affiliates and BBB says not all submissions are displayed. Period: last 3 years, as displayed 2026-09-29. Checked 2026-09-29. [Markel Insurance Company Complaints](https://www.bbb.org/us/va/glen-allen/profile/insurance-companies/markel-insurance-company-0603-4017547/complaints)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/markel/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-markel/cargo-transit.md)
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- [Public MCP server](https://spot.insure/mcp)
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- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)