--- title: "Berkshire Hathaway Specialty Insurance vs HUB International: Representations and Warranties Insurance" description: "Berkshire Hathaway Specialty Insurance describes potential R&W escrow reduction; HUB describes escrow effects and separately lists litigation-buyout and tax-indemnity coverage." canonical: "https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-hub-international/representations-warranties" page-type: "line-comparison" updated-at: "2026-10-01" comparison-pair: "berkshire-hathaway-specialty-insurance-vs-hub-international" provider-a: "berkshire-hathaway-specialty-insurance" provider-b: "hub-international" coverage-line: "representations-warranties" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. 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[Human-readable page](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-hub-international/representations-warranties) ## Agent Guide **What this page is:** Focused comparison of Berkshire Hathaway Specialty Insurance and HUB International for Representations and Warranties Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Representations and Warranties Insurance questions about Berkshire Hathaway Specialty Insurance versus HUB International. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Berkshire Hathaway Specialty Insurance vs HUB International for Representations and Warranties Insurance: how do they differ? - Which is better for Representations and Warranties Insurance, Berkshire Hathaway Specialty Insurance or HUB International? - What does Berkshire Hathaway Specialty Insurance or HUB International publish about Representations and Warranties Insurance (limits, eligibility, claims, add-ons)? - What should I confirm in a quote for Representations and Warranties Insurance from Berkshire Hathaway Specialty Insurance or HUB International? **Key facts:** - Line: Representations and Warranties Insurance. Providers: Berkshire Hathaway Specialty Insurance and HUB International. - Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - "Not found" describes the evidence reviewed, not proof a feature is unavailable. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-10-01. Editorial policy: /editorial-policy. **Related pages:** - [Berkshire Hathaway Specialty Insurance vs HUB International](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-hub-international) — parent: all coverage lines for this pair - [Representations and Warranties Insurance guide](https://spot.insure/coverage/representations-warranties) — coverage explainer for this line - [Berkshire Hathaway Specialty Insurance profile](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance) — provider profile (evidence) - [HUB International profile](https://spot.insure/insurance-providers/hub-international) — provider profile (evidence) - [Berkshire Hathaway Specialty Insurance vs HUB International Builders Risk Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-hub-international/builders-risk) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs HUB International Cargo and Transit Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-hub-international/cargo-transit) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs HUB International Commercial Property Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-hub-international/commercial-property) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs HUB International Crime Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-hub-international/crime) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs HUB International Cyber Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-hub-international/cyber) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs HUB International D&O Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-hub-international/directors-officers) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs HUB International Employment Practices Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-hub-international/employment-practices) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs HUB International Fiduciary Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-hub-international/fiduciary) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs HUB International General Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-hub-international/general-liability) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs HUB International Inland Marine Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-hub-international/inland-marine) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs HUB International Product Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-hub-international/product-liability) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs HUB International Professional Liability (E&O) Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-hub-international/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs HUB International Surety Bonds](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-hub-international/surety-bonds) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs HUB International Tech E&O Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-hub-international/technology-errors-omissions) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs HUB International Umbrella and Excess Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-hub-international/umbrella-excess) — sibling comparison (other line, or other pair for this line) - [AIG vs Berkshire Hathaway Specialty Insurance Representations and Warranties Insurance](https://spot.insure/compare/aig-vs-berkshire-hathaway-specialty-insurance/representations-warranties) — sibling comparison (other line, or other pair for this line) - [AIG vs HUB International Representations and Warranties Insurance](https://spot.insure/compare/aig-vs-hub-international/representations-warranties) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Berkshire Hathaway Specialty Insurance Representations and Warranties Insurance](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance/representations-warranties) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs HUB International Representations and Warranties Insurance](https://spot.insure/compare/baldwin-vs-hub-international/representations-warranties) — sibling comparison (other line, or other pair for this line) - [Beazley vs Berkshire Hathaway Specialty Insurance Representations and Warranties Insurance](https://spot.insure/compare/beazley-vs-berkshire-hathaway-specialty-insurance/representations-warranties) — sibling comparison (other line, or other pair for this line) - [Beazley vs HUB International Representations and Warranties Insurance](https://spot.insure/compare/beazley-vs-hub-international/representations-warranties) — sibling comparison (other line, or other pair for this line) # Berkshire Hathaway Specialty Insurance vs HUB International: How Do They Compare for Representations and Warranties Insurance? Berkshire Hathaway Specialty Insurance describes potential R&W escrow reduction; HUB describes escrow effects and separately lists litigation-buyout and tax-indemnity coverage. ## How to Use the Berkshire Hathaway Specialty Insurance vs HUB International Representations and Warranties Insurance Comparison Use this comparison to evaluate Berkshire Hathaway Specialty Insurance and HUB International for Representations and Warranties Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## Berkshire Hathaway Specialty Insurance vs HUB International Representations and Warranties Insurance Summary Berkshire Hathaway Specialty Insurance says R&W may reduce seller escrow; HUB describes escrow reduction and separately lists litigation-buyout and tax-indemnity products for other transaction risks. [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Transactional-Liability-Overview-US.pdf "Transactional Liability Overview") [10](https://www.hubinternational.com/products/business-insurance/mergers-and-acquisitions-insurance/ "Mergers & Acquisitions (M&A) Insurance Broker") ## What Is Berkshire Hathaway Specialty Insurance? BHSI provides commercial and specialty insurance in the U.S., with product-specific industry lists that include healthcare, energy and technology. Online quote and application submissions are nonbinding. [1](https://www.bhspecialty.com/wp-content/uploads/marketing/Interactive-AAG.pdf "At A Glance") [2](https://www.bhspecialty.com/about-us/ "About Us") [3](https://www.bhspecialty.com/terms-conditions/ "Terms of Service") [4](https://www.bhspecialty.com/asia/singapore-products/berkshire-hathaway-specialty-insurance-singapore-branch/ "Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch") [Berkshire Hathaway Specialty Insurance profile](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance) ## What Is HUB International? HUB suits technology businesses seeking a specialist broker—its practice says it insures more than 5,000 technology companies; qualifying small accounts can use Insureon online, while mid-market buyers need an advisor. [7](https://www.hubinternational.com/about-us/ "About Us") [8](https://www.hubinternational.com/contact-us/ "Contact Us") [9](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies") [HUB International profile](https://spot.insure/insurance-providers/hub-international) ## What Is Representations and Warranties Insurance? Representations and warranties insurance can cover a buyer’s or seller’s loss from inaccurate statements in a stock or asset purchase agreement. For a business sale, check who is insured, who can recover and how known issues are treated. [11](https://www.cfc.com/en-us/products/class/transaction-liability/ "Transaction liability insurance | Representation and indemnities insurance") [12](https://www.beazley.com/en-us/products/executive-risk-usa/mergers-acquisitions "Mergers & Acquisitions") [13](https://www.coverdash.com/coverage/transactional-risk "Transactional Risk Insurance") ## What Are the Key Differences Between Berkshire Hathaway Specialty Insurance and HUB International Representations and Warranties Insurance? ### Escrow and indemnity structure Berkshire Hathaway Specialty Insurance says R&W can extend protection beyond negotiated caps and survival periods and may reduce seller escrow. HUB brokers R&W and says it can reduce or eliminate escrow requirements and support more competitive bidding. These are transaction objectives rather than guaranteed savings; compare each quote’s retention, exclusions and effect on the purchase agreement before assuming an escrow can be removed. [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Transactional-Liability-Overview-US.pdf "Transactional Liability Overview") [10](https://www.hubinternational.com/products/business-insurance/mergers-and-acquisitions-insurance/ "Mergers & Acquisitions (M&A) Insurance Broker") ### Other transaction liabilities HUB describes litigation-buyout coverage for pending seller litigation and tax-indemnity insurance for the tax treatment of historical, pending or future transactions. BHSI’s Transactional Liability page also lists R&W, tax, contingent-liability and class-action-settlement products; it does not map each product to a particular diligence finding. If a pending claim or tax exposure appears, ask both providers which product and policy terms address it rather than assuming R&W responds. [10](https://www.hubinternational.com/products/business-insurance/mergers-and-acquisitions-insurance/ "Mergers & Acquisitions (M&A) Insurance Broker") [5](https://www.bhspecialty.com/us-products/us-executive-and-professional-lines/transactional-liability/ "Transactional Liability") ## What Should You Confirm in Berkshire Hathaway Specialty Insurance and HUB International Representations and Warranties Insurance Quotes? - Ask HUB whether R&W can reduce the planned escrow and what exclusions remain. [10](https://www.hubinternational.com/products/business-insurance/mergers-and-acquisitions-insurance/ "Mergers & Acquisitions (M&A) Insurance Broker") - For known litigation or tax exposures, ask HUB about separate policy terms and triggers. [10](https://www.hubinternational.com/products/business-insurance/mergers-and-acquisitions-insurance/ "Mergers & Acquisitions (M&A) Insurance Broker") - Ask BHSI for its offered R&W limit and retention for this transaction. [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Transactional-Liability-Overview-US.pdf "Transactional Liability Overview") ## Berkshire Hathaway Specialty Insurance vs HUB International Representations and Warranties Compared | Criteria | Transactional Liability Representations & Warranties Insurance | HUB International Representations and Warranties Insurance | | --- | --- | --- | | Role in This Line | Confirm in your quote. | HUB brokers representations and warranties insurance as part of its mergers and acquisitions (transactional risk) practice, rather than underwriting the policy itself. [10](https://www.hubinternational.com/products/business-insurance/mergers-and-acquisitions-insurance/ "Mergers & Acquisitions (M&A) Insurance Broker") (Evidence: Company-reported; scope: M&A insurance product page as read 2026-09-23; the page does not name an issuing insurer..) | | Issuing Insurer | Confirm in your quote. | The M&A insurance page does not name an issuing insurer; HUB places representations and warranties coverage with insurers that vary by transaction. [10](https://www.hubinternational.com/products/business-insurance/mergers-and-acquisitions-insurance/ "Mergers & Acquisitions (M&A) Insurance Broker") (Evidence: Not found in reviewed sources; scope: Checked the M&A insurance page on 2026-09-23; no carrier is disclosed there..) | | Who It’s For | The current page lists manufacturing, financial institutions, technology, real estate, energy, healthcare and retail as transactional-liability target sectors. [5](https://www.bhspecialty.com/us-products/us-executive-and-professional-lines/transactional-liability/ "Transactional Liability") (Evidence: Company-reported; scope: Portfolio target sectors, not R&W-only acceptability criteria..) | The M&A insurance page frames this coverage around buyers and sellers in a business sale but does not publish deal-size thresholds, industries served, or other eligibility criteria. [10](https://www.hubinternational.com/products/business-insurance/mergers-and-acquisitions-insurance/ "Mergers & Acquisitions (M&A) Insurance Broker") (Evidence: Not found in reviewed sources; scope: Checked the M&A insurance page on 2026-09-23..) | | Coverage Features | BHSI’s current U.S. Transactional Liability page and linked overview name Representations and Warranties Insurance as a product. [5](https://www.bhspecialty.com/us-products/us-executive-and-professional-lines/transactional-liability/ "Transactional Liability") [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Transactional-Liability-Overview-US.pdf "Transactional Liability Overview") (Evidence: Company-reported; scope: Direct U.S. product listing; final coverage depends on transaction-specific contract terms..)

The U.S. overview describes R&W insurance as adding protection beyond negotiated caps and survival periods and as potentially reducing seller escrow. [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Transactional-Liability-Overview-US.pdf "Transactional Liability Overview") (Evidence: Company-reported; scope: Company-reported transactional use cases; not a promise of clean exit, outcome or standardized policy response..) | HUB describes representations and warranties insurance as covering the contractual guarantees a seller makes in a sale agreement, protecting a buyer against the guarantees turning out to be untrue, and says it can reduce or eliminate escrow requirements and support more competitive bidding. [10](https://www.hubinternational.com/products/business-insurance/mergers-and-acquisitions-insurance/ "Mergers & Acquisitions (M&A) Insurance Broker") (Evidence: Company-reported; scope: Product-page description of representations and warranties coverage; the issued policy and its exclusions control an actual claim..)

HUB's M&A practice also offers litigation buyout (contingent risk) insurance for pending litigation a seller faces, and tax indemnification insurance for the tax treatment of a historical, pending or future transaction, alongside representations and warranties coverage. [10](https://www.hubinternational.com/products/business-insurance/mergers-and-acquisitions-insurance/ "Mergers & Acquisitions (M&A) Insurance Broker") (Evidence: Company-reported; scope: Product-page description of related transactional risk products..) | | Limits and Retentions | The 2025 U.S. Transactional Liability overview states portfolio capacity up to $25 million and says premiums/retentions vary with transaction size and risks. [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Transactional-Liability-Overview-US.pdf "Transactional Liability Overview") (Evidence: Company-reported; scope: Portfolio-wide underwriting capacity, not a guaranteed R&W limit or quote; document dated 2025-05-16-A..) | Confirm in your quote. | | How to Apply | Confirm in your quote. | HUB directs you to a broker; the page describes negotiating deal-specific coverage rather than a self-serve quote. [10](https://www.hubinternational.com/products/business-insurance/mergers-and-acquisitions-insurance/ "Mergers & Acquisitions (M&A) Insurance Broker") (Evidence: Company-reported; scope: Product-page call to action as read 2026-09-23..) | ## Related Pages for Berkshire Hathaway Specialty Insurance vs HUB International - [Berkshire Hathaway Specialty Insurance vs HUB International](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-hub-international): all coverage lines, business roles, service and claims. - [What Is Representations and Warranties Insurance?](https://spot.insure/coverage/representations-warranties): Representations and warranties insurance can cover loss from inaccurate statements in a business purchase agreement; known issues and purchase-price disputes require separate review. - [Berkshire Hathaway Specialty Insurance vs HUB International Builders Risk Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-hub-international/builders-risk) - [Berkshire Hathaway Specialty Insurance vs HUB International Cargo and Transit Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-hub-international/cargo-transit) - [Berkshire Hathaway Specialty Insurance vs HUB International Commercial Property Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-hub-international/commercial-property) - [Berkshire Hathaway Specialty Insurance vs HUB International Crime Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-hub-international/crime) - [Berkshire Hathaway Specialty Insurance vs HUB International Cyber Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-hub-international/cyber) - [Berkshire Hathaway Specialty Insurance vs HUB International D&O Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-hub-international/directors-officers) - [Berkshire Hathaway Specialty Insurance vs HUB International Employment Practices Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-hub-international/employment-practices) - [Berkshire Hathaway Specialty Insurance vs HUB International Fiduciary Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-hub-international/fiduciary) - [Berkshire Hathaway Specialty Insurance vs HUB International General Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-hub-international/general-liability) - [Berkshire Hathaway Specialty Insurance vs HUB International Inland Marine Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-hub-international/inland-marine) - [Berkshire Hathaway Specialty Insurance vs HUB International Product Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-hub-international/product-liability) - [Berkshire Hathaway Specialty Insurance vs HUB International Professional Liability (E&O) Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-hub-international/professional-errors-omissions) - [Berkshire Hathaway Specialty Insurance vs HUB International Surety Bonds](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-hub-international/surety-bonds) - [Berkshire Hathaway Specialty Insurance vs HUB International Tech E&O Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-hub-international/technology-errors-omissions) - [Berkshire Hathaway Specialty Insurance vs HUB International Umbrella and Excess Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-hub-international/umbrella-excess) - [AIG vs Berkshire Hathaway Specialty Insurance Representations and Warranties Insurance](https://spot.insure/compare/aig-vs-berkshire-hathaway-specialty-insurance/representations-warranties) - [AIG vs HUB International Representations and Warranties Insurance](https://spot.insure/compare/aig-vs-hub-international/representations-warranties) - [The Baldwin Group vs Berkshire Hathaway Specialty Insurance Representations and Warranties Insurance](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance/representations-warranties) - [The Baldwin Group vs HUB International Representations and Warranties Insurance](https://spot.insure/compare/baldwin-vs-hub-international/representations-warranties) - [Beazley vs Berkshire Hathaway Specialty Insurance Representations and Warranties Insurance](https://spot.insure/compare/beazley-vs-berkshire-hathaway-specialty-insurance/representations-warranties) - [Beazley vs HUB International Representations and Warranties Insurance](https://spot.insure/compare/beazley-vs-hub-international/representations-warranties) ## Sources for Berkshire Hathaway Specialty Insurance vs HUB International ### Sources About Berkshire Hathaway Specialty Insurance 1. [At A Glance](https://www.bhspecialty.com/wp-content/uploads/marketing/Interactive-AAG.pdf). Berkshire Hathaway Specialty Insurance; United States section, zero-based PDF pages 49–53 (viewer pages 50–54): product/industry lists on pages 49–50; U.S. disclosure/version footer on page 53 is 2026-8-03 A. The 2026-09-14 A footer is on preceding European page 48, not the U.S. section.. Accessed 2026-09-29. 2. [About Us](https://www.bhspecialty.com/about-us/). Berkshire Hathaway Specialty Insurance; About BHSI; company profile page re-opened through official site on 2026-09-28; company says it is part of National Indemnity group. Accessed 2026-09-28. 3. [Terms of Service](https://www.bhspecialty.com/terms-conditions/). Berkshire Hathaway Specialty Insurance; Important Information Concerning Use of this Web Site, paragraphs 2–4; nonbinding submissions, contracted-agent authority, state variation, product availability and policy-specific terms. Accessed 2026-09-28. 4. [Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch](https://www.bhspecialty.com/asia/singapore-products/berkshire-hathaway-specialty-insurance-singapore-branch/). Berkshire Hathaway Specialty Insurance; Singapore branch public disclosure, Company Profile ¶¶ 1–2; direct page opened 2026-09-28. ¶ 1 identifies BHSIC as a Nebraska-domiciled direct P&C insurer; ¶ 2 states BHSIC is wholly owned by National Indemnity Company, itself wholly owned by Berkshire Hathaway Incorporated.. Accessed 2026-09-28. 5. [Transactional Liability](https://www.bhspecialty.com/us-products/us-executive-and-professional-lines/transactional-liability/). Berkshire Hathaway Specialty Insurance; Product Highlights list R&W, tax, contingent-liability and class-action-settlement insurance; Top Targets list manufacturing, financial institutions, technology, real estate, energy, healthcare and retail, lines 6–27. The target list is for the transactional-liability portfolio, not exclusive R&W eligibility.. Accessed 2026-09-28. 6. [Transactional Liability Overview](https://www.bhspecialty.com/wp-content/uploads/marketing/Transactional-Liability-Overview-US.pdf). Berkshire Hathaway Specialty Insurance; PDF pp.1–2: R&W, tax, contingent-liability, and class-action-settlement products; portfolio-wide primary/excess and up-to-$25m capacity; premiums/retentions vary by transaction/risk; portfolio appetite and in-house claims group; R&W buyer-use descriptions; dated 2025-05-16-A. Product-specific limits and final terms not stated. Source version: 2025-05-16-A.. Accessed 2026-09-28. ### Sources About HUB International 7. [About Us](https://www.hubinternational.com/about-us/). HUB International; Opening description; 1998 formation of HUB International Limited; 2022 Insureon acquisition; headquarters and employee/office counts. Accessed 2026-09-16. 8. [Contact Us](https://www.hubinternational.com/contact-us/). HUB International; Business Solutions paths for Commercial Insurance Solutions versus Small Commercial Insurance Solutions via Insureon; office search. Accessed 2026-09-16. 9. [Insurance for Technology Companies](https://www.hubinternational.com/industries/technology-company-insurance/). HUB International; Technology Company Insurance & Risk Management: startup, software, hardware and digital-media introduction; Business Coverage and People Protection lists; technology-client count. Accessed 2026-09-16. 10. [Mergers & Acquisitions (M&A) Insurance Broker](https://www.hubinternational.com/products/business-insurance/mergers-and-acquisitions-insurance/). HUB International; M&A/Transactional Risk Insurance overview; Representations & Warranties Insurance section; Litigation Buyout Insurance section; Tax Indemnification Insurance section; Connect With a Broker. Accessed 2026-09-23. ### Sources for the Representations and Warranties Insurance Guide 11. [Transaction liability insurance | Representation and indemnities insurance](https://www.cfc.com/en-us/products/class/transaction-liability/). CFC; What are representations and warranties?; Who should buy representation and warranty insurance?; Available to buyers & sellers; Limited seller security; Is transaction liability insurance available to sellers. Accessed 2026-09-16. 12. [Mergers & Acquisitions](https://www.beazley.com/en-us/products/executive-risk-usa/mergers-acquisitions). Beazley; Product overview: buyer and seller protection for inaccuracies in representations or warranties. Accessed 2026-09-16. 13. [Transactional Risk Insurance](https://www.coverdash.com/coverage/transactional-risk). Coverdash; Transactional risk insurance; representations and warranties coverage; buy-side policies; tax and contingent liability products. Accessed 2026-09-16. Updated 2026-10-01. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Berkshire Hathaway Specialty Insurance Review Scores for 2026 Review Score: not enough ratings. The public ratings for Berkshire Hathaway Specialty Insurance are low but thin: Trustpilot shows 2.1 out of 5 from 9 reviews and BBB shows 1 out of 5 from 6. Both mix travel and commercial customers, so we don't count them in a score. - Trustpilot: TrustScore 2.1 (out of 5); 9 reviews. Trustpilot profile for bhspecialty.com, accessed 2026-09-29. Its small review set mixes travel-policy and other customer accounts; it is user-generated and unverified, and does not establish commercial-policy outcomes or representativeness. Period: Displayed when checked 2026-09-29. Checked 2026-09-29. [Berkshire Hathaway Specialty Insurance Reviews](https://www.trustpilot.com/review/bhspecialty.com) - BBB: Customer review average 1 (out of 5 stars); 6 reviews. BBB page for BHSI headquarters and corporate-owned locations, accessed 2026-09-29. The page’s six customer reviews mix travel and commercial narratives; BBB says third-party information is not verified. BBB’s business letter grade is separate from these customer reviews. Period: Displayed when checked 2026-09-29. Checked 2026-09-29. [Berkshire Hathaway Specialty Insurance — BBB Reviews](https://www.bbb.org/us/ma/boston/profile/insurance-agency/berkshire-hathaway-specialty-insurance-0021-439678/customer-reviews) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/reviews). ## HUB International Review Scores for 2026 Review Score: 5.6 / 10 from 2 rated sources, equally weighted. Customers who reviewed HUB on BBB rate it 1 out of 5, but that is only 7 reviews for a very large broker. BBB's own business grade is A-. - BBB: BBB business grade A- (BBB letter grade). BBB profile for HUB International, Chicago headquarters and its corporate-owned locations (United States). HUB is a global broker; BBB coverage is US/Canada and split by office profile. Period: current page, accessed 2026-09-29; 3 complaints closed in last 3 years. Checked 2026-09-29. [HUB International | BBB Business Profile](https://www.bbb.org/us/il/chicago/profile/insurance-services-office/hub-international-0654-12000202) - BBB customer reviews: BBB customer reviews 1 (out of 5); 7 reviews. Customer reviews left on the same BBB headquarters profile (HQ and corporate-owned US locations). Small sample. Checked 2026-09-29. [HUB International | BBB Reviews](https://www.bbb.org/us/il/chicago/profile/insurance-services-office/hub-international-0654-12000202/customer-reviews) - BBB Canada West: BBB business grade A- (BBB letter grade). BBB profile for HUB International Canada West ULC, Burnaby BC. Covers one Canadian regional entity only, not the whole group. Period: current page; 13 complaints closed in last 3 years; 3 customer reviews. Checked 2026-09-29. [HUB International Canada West ULC | BBB Reviews](https://www.bbb.org/ca/bc/burnaby/profile/insurance-services-office/hub-international-insurance-brokers-hub-coastal-0037-120326/customer-reviews) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/hub-international/reviews). ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-hub-international/representations-warranties.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)