---
title: "Berkshire Hathaway Specialty Insurance vs Founder Shield: Media Liability Insurance"
description: "Berkshire Hathaway Specialty Insurance lists media liability in Professional First; Founder Shield’s creator policy targets individual social-media creators and sponsored-content risks."
canonical: "https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-foundershield/media"
page-type: "line-comparison"
updated-at: "2026-09-30"
comparison-pair: "berkshire-hathaway-specialty-insurance-vs-foundershield"
provider-a: "berkshire-hathaway-specialty-insurance"
provider-b: "foundershield"
coverage-line: "media"
---

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[Human-readable page](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-foundershield/media)

## Agent Guide

**What this page is:** Focused comparison of Berkshire Hathaway Specialty Insurance and Founder Shield for Media Liability Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Media Liability Insurance questions about Berkshire Hathaway Specialty Insurance versus Founder Shield. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Berkshire Hathaway Specialty Insurance vs Founder Shield for Media Liability Insurance: how do they differ?
- Which is better for Media Liability Insurance, Berkshire Hathaway Specialty Insurance or Founder Shield?
- What does Berkshire Hathaway Specialty Insurance or Founder Shield publish about Media Liability Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Media Liability Insurance from Berkshire Hathaway Specialty Insurance or Founder Shield?

**Key facts:**
- Line: Media Liability Insurance. Providers: Berkshire Hathaway Specialty Insurance and Founder Shield.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy.

**Related pages:**
- [Berkshire Hathaway Specialty Insurance vs Founder Shield](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-foundershield) — parent: all coverage lines for this pair
- [Media Liability Insurance guide](https://spot.insure/coverage/media) — coverage explainer for this line
- [Berkshire Hathaway Specialty Insurance profile](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance) — provider profile (evidence)
- [Founder Shield profile](https://spot.insure/insurance-providers/foundershield) — provider profile (evidence)
- [Berkshire Hathaway Specialty Insurance vs Founder Shield Crime Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-foundershield/crime) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Founder Shield Cyber Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-foundershield/cyber) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Founder Shield D&O Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-foundershield/directors-officers) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Founder Shield Employment Practices Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-foundershield/employment-practices) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Founder Shield Fiduciary Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-foundershield/fiduciary) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Founder Shield General Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-foundershield/general-liability) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Founder Shield Product Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-foundershield/product-liability) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Founder Shield Professional Liability (E&O) Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-foundershield/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [AIG vs Berkshire Hathaway Specialty Insurance Media Liability Insurance](https://spot.insure/compare/aig-vs-berkshire-hathaway-specialty-insurance/media) — sibling comparison (other line, or other pair for this line)
- [AIG vs Founder Shield Media Liability Insurance](https://spot.insure/compare/aig-vs-foundershield/media) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Berkshire Hathaway Specialty Insurance Media Liability Insurance](https://spot.insure/compare/alliance-risk-vs-berkshire-hathaway-specialty-insurance/media) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Founder Shield Media Liability Insurance](https://spot.insure/compare/alliance-risk-vs-foundershield/media) — sibling comparison (other line, or other pair for this line)
- [Beazley vs Berkshire Hathaway Specialty Insurance Media Liability Insurance](https://spot.insure/compare/beazley-vs-berkshire-hathaway-specialty-insurance/media) — sibling comparison (other line, or other pair for this line)
- [Beazley vs Founder Shield Media Liability Insurance](https://spot.insure/compare/beazley-vs-foundershield/media) — sibling comparison (other line, or other pair for this line)

# Berkshire Hathaway Specialty Insurance vs Founder Shield: How Do They Compare for Media Liability Insurance?

Berkshire Hathaway Specialty Insurance lists media liability in Professional First; Founder Shield’s creator policy targets individual social-media creators and sponsored-content risks.

## Research Scope and Use

Use this comparison to evaluate Berkshire Hathaway Specialty Insurance and Founder Shield for Media Liability Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

Berkshire Hathaway Specialty Insurance names Media Liability in Professional First and an A&E form. Founder Shield’s Content Creator policy is designed for individual social-media creators and includes FTC investigation defense and user-generated-content contractual liability. [5](https://www.bhspecialty.com/wp-content/uploads/marketing/Professional-First-Professional-Liability-Overview-US.pdf "Professional First Professional Liability Overview") [6](https://www.bhspecialty.com/us-products/us-executive-and-professional-lines/professional-liability/professional-firsttm-architects-engineers-and-consultants-professional-liability/ "Professional First Architects, Engineers and Consultants Professional Liability") [12](https://foundershield.com/coverage/content-creator/ "Content Creator Insurance")

## What Is Berkshire Hathaway Specialty Insurance?

BHSI provides commercial and specialty insurance in the U.S., with product-specific industry lists that include healthcare, energy and technology. Online quote and application submissions are nonbinding. [1](https://www.bhspecialty.com/wp-content/uploads/marketing/Interactive-AAG.pdf "At A Glance") [2](https://www.bhspecialty.com/about-us/ "About Us") [3](https://www.bhspecialty.com/terms-conditions/ "Terms of Service") [4](https://www.bhspecialty.com/asia/singapore-products/berkshire-hathaway-specialty-insurance-singapore-branch/ "Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch")

[Berkshire Hathaway Specialty Insurance profile](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance)

## What Is Founder Shield Insurance?

Founder Shield is a broker for venture-backed startups: you apply online in under 15 minutes, and an advisor shops its 200+ carrier markets to build a program that changes as your products and locations change. It doesn't insure you itself, so ask which insurer carries each policy. [7](https://foundershield.com/ "Founder Shield") [8](https://foundershield.com/startup-insurance/ "Startup Insurance") [9](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") [10](https://foundershield.com/insurance-faqs/general-faqs/what-if-our-company-grows-a-lot-or-things-change-during-the-year/ "What If Our Company Grows A Lot or Things Change During the Year?") [11](https://foundershield.com/terms-of-service/ "Terms of Service")

[Founder Shield profile](https://spot.insure/insurance-providers/foundershield)

## What Is Media Liability Insurance?

Media liability can help pay defense costs for claims about content you create or distribute, such as allegations of defamation or infringement. Consider it if you publish or produce content for your business or clients; match the quote to each activity. [14](https://content.naic.org/sites/default/files/Insurance%20for%20social%20media%20liability%20-%202021.pdf "Insurance for Social Media Liability") [15](https://www.hiscox.com/documents/brokers/PLP_P0005_HiscoxPRO_Admitted_package-Media_Liability_Coverage_Part.pdf "Media Liability Coverage Part") [16](https://www.cfc.com/media/1621/media_application_us_v10.pdf "Media Application Form — United States")

## Key Differences in Media Liability Insurance

### What the Published Offering Defines

Berkshire Hathaway Specialty Insurance lists Media Liability as a Professional First product and within its architects, engineers and consultants form. Founder Shield instead describes a content-creator policy for individuals on Instagram, YouTube, Twitch and TikTok, as well as agencies representing them. The policy can name a creator directly without requiring an LLC, an important distinction for an individual creator comparing it with a professional-services portfolio product. [5](https://www.bhspecialty.com/wp-content/uploads/marketing/Professional-First-Professional-Liability-Overview-US.pdf "Professional First Professional Liability Overview") [12](https://foundershield.com/coverage/content-creator/ "Content Creator Insurance")

### Buying and Policy Details to Resolve

Founder Shield lists defamation, advertising injury, FTC investigation defense tied to sponsored-content disclosure rules and contractual liability from user-generated content in brand promotions. Berkshire Hathaway Specialty Insurance’s reviewed overview names Media Liability but does not enumerate these creator-specific allegations. A creator should provide sponsorship, platform and LLC details to both broker and insurer and ask which named insureds and platform activities the quote covers; policy limits for Founder Shield are set on the quote. [5](https://www.bhspecialty.com/wp-content/uploads/marketing/Professional-First-Professional-Liability-Overview-US.pdf "Professional First Professional Liability Overview") [6](https://www.bhspecialty.com/us-products/us-executive-and-professional-lines/professional-liability/professional-firsttm-architects-engineers-and-consultants-professional-liability/ "Professional First Architects, Engineers and Consultants Professional Liability")

## What to Confirm in Media Liability Insurance Quotes

- Will Founder Shield name the individual creator and cover sponsored-content investigations? [5](https://www.bhspecialty.com/wp-content/uploads/marketing/Professional-First-Professional-Liability-Overview-US.pdf "Professional First Professional Liability Overview") [12](https://foundershield.com/coverage/content-creator/ "Content Creator Insurance")
- Which creator, agency and user-post exposures appear in Berkshire Hathaway Specialty Insurance’s media wording? [5](https://www.bhspecialty.com/wp-content/uploads/marketing/Professional-First-Professional-Liability-Overview-US.pdf "Professional First Professional Liability Overview") [12](https://foundershield.com/coverage/content-creator/ "Content Creator Insurance")

## Offering Details

| Criteria | Professional First Media Liability | Founder Shield Content Creator Insurance |
| --- | --- | --- |
| Role in This Line | Confirm in your quote. | Founder Shield is a retail insurance brokerage, described on its site as “the innovation arm of The Baldwin Group,” and places Founder Shield Content Creator Insurance with third-party carriers rather than underwriting the policy itself. [13](https://foundershield.com/about-us/ "About Us") (Evidence: Company-reported; scope: About-us page; applies to Founder Shield's brokerage model generally, restated here for this line..)<br><br>Founder Shield says the policy is distinct from traditional media liability coverage because the named insured can be the individual creator directly, rather than requiring the creator to form an LLC first. [12](https://foundershield.com/coverage/content-creator/ "Content Creator Insurance") (Evidence: Company-reported; scope: Content Creator Insurance product page; supplements the general brokerage role claim for this line..) |
| Issuing Insurer | Confirm in your quote. | Founder Shield says it places policies, including Founder Shield Content Creator Insurance, only with carriers rated A- or better by AM Best, chosen for the client's industry. It does not name the issuing insurer for this line; that depends on which carrier the policy is placed with. [9](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") (Evidence: Company-reported; scope: General carrier-selection FAQ, not specific to this line's placements..) |
| Who It’s For | BHSI lists Professional Services firms among Professional First customer categories and separately identifies media liability in its architects, engineers and consultants product. [5](https://www.bhspecialty.com/wp-content/uploads/marketing/Professional-First-Professional-Liability-Overview-US.pdf "Professional First Professional Liability Overview") [6](https://www.bhspecialty.com/us-products/us-executive-and-professional-lines/professional-liability/professional-firsttm-architects-engineers-and-consultants-professional-liability/ "Professional First Architects, Engineers and Consultants Professional Liability") (Evidence: Company-reported; scope: These sources do not establish the eligible professions or appetite for the standalone media product..) | Founder Shield markets this policy to individual creators on Instagram, YouTube, Twitch and TikTok, and to agencies representing creators. [12](https://foundershield.com/coverage/content-creator/ "Content Creator Insurance") (Evidence: Company-reported; scope: Content Creator Insurance product page..) |
| Coverage Features | BHSI’s Professional First overview names Media Liability as a product; its architects/engineers page also mentions media liability within a specialized combined professional form. [5](https://www.bhspecialty.com/wp-content/uploads/marketing/Professional-First-Professional-Liability-Overview-US.pdf "Professional First Professional Liability Overview") [6](https://www.bhspecialty.com/us-products/us-executive-and-professional-lines/professional-liability/professional-firsttm-architects-engineers-and-consultants-professional-liability/ "Professional First Architects, Engineers and Consultants Professional Liability") (Evidence: Company-reported; scope: The overview is a catalogue statement; the second source is scoped to design professionals and does not prove standalone media terms..)<br><br>BHSI also lists media liability within its combined architects, engineers and consultants professional-liability product. [6](https://www.bhspecialty.com/us-products/us-executive-and-professional-lines/professional-liability/professional-firsttm-architects-engineers-and-consultants-professional-liability/ "Professional First Architects, Engineers and Consultants Professional Liability") (Evidence: Company-reported; scope: This is specific to a specialized design-industry form and does not establish standalone media terms or general availability..) | Founder Shield lists defamation, personal and advertising injury, FTC investigation and defense costs tied to sponsored-content disclosure rules, and user-generated-content contractual liability from brand promotions as what the policy covers. [12](https://foundershield.com/coverage/content-creator/ "Content Creator Insurance") (Evidence: Company-reported; scope: Product page; the issued policy and declarations control actual coverage..) |
| Limits and Retentions | Confirm in your quote. | Founder Shield offers an optional targeted-hack extension that it says pays up to $500 per day if a creator's social channel is locked out, deleted or suspended. Overall policy limits are not published and are set on the quote. [12](https://foundershield.com/coverage/content-creator/ "Content Creator Insurance") (Evidence: Company-reported; scope: Content Creator Insurance product page..) |
| Risk Services | BHSI says its Professional First business has an in-house claims group and streamlined claim reporting. [5](https://www.bhspecialty.com/wp-content/uploads/marketing/Professional-First-Professional-Liability-Overview-US.pdf "Professional First Professional Liability Overview") (Evidence: Company-reported; scope: This is portfolio-level service information, not a promise about outcome or a media-specific claims procedure..) | Confirm in your quote. |
| How to Apply | Confirm in your quote. | You request Founder Shield Content Creator Insurance through Founder Shield's website or an insurance advisor rather than binding coverage directly; Founder Shield says its placement team then approaches carriers on the client's behalf. [13](https://foundershield.com/about-us/ "About Us") [9](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") (Evidence: Company-reported; scope: About-us and carrier-selection pages describe the general placement process, not a line-specific application form..) |

## Full Comparison

- [Berkshire Hathaway Specialty Insurance vs Founder Shield](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-foundershield): all coverage lines, business roles, service and claims.
- [What Is Media Liability Insurance?](https://spot.insure/coverage/media): Media liability can help pay defense costs for claims about content your business creates or distributes, including defamation, privacy and infringement allegations.
- [Berkshire Hathaway Specialty Insurance vs Founder Shield Crime Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-foundershield/crime)
- [Berkshire Hathaway Specialty Insurance vs Founder Shield Cyber Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-foundershield/cyber)
- [Berkshire Hathaway Specialty Insurance vs Founder Shield D&O Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-foundershield/directors-officers)
- [Berkshire Hathaway Specialty Insurance vs Founder Shield Employment Practices Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-foundershield/employment-practices)
- [Berkshire Hathaway Specialty Insurance vs Founder Shield Fiduciary Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-foundershield/fiduciary)
- [Berkshire Hathaway Specialty Insurance vs Founder Shield General Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-foundershield/general-liability)
- [Berkshire Hathaway Specialty Insurance vs Founder Shield Product Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-foundershield/product-liability)
- [Berkshire Hathaway Specialty Insurance vs Founder Shield Professional Liability (E&O) Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-foundershield/professional-errors-omissions)
- [AIG vs Berkshire Hathaway Specialty Insurance Media Liability Insurance](https://spot.insure/compare/aig-vs-berkshire-hathaway-specialty-insurance/media)
- [AIG vs Founder Shield Media Liability Insurance](https://spot.insure/compare/aig-vs-foundershield/media)
- [Alliance Risk vs Berkshire Hathaway Specialty Insurance Media Liability Insurance](https://spot.insure/compare/alliance-risk-vs-berkshire-hathaway-specialty-insurance/media)
- [Alliance Risk vs Founder Shield Media Liability Insurance](https://spot.insure/compare/alliance-risk-vs-foundershield/media)
- [Beazley vs Berkshire Hathaway Specialty Insurance Media Liability Insurance](https://spot.insure/compare/beazley-vs-berkshire-hathaway-specialty-insurance/media)
- [Beazley vs Founder Shield Media Liability Insurance](https://spot.insure/compare/beazley-vs-foundershield/media)

## Sources

### Berkshire Hathaway Specialty Insurance

1. [At A Glance](https://www.bhspecialty.com/wp-content/uploads/marketing/Interactive-AAG.pdf). Berkshire Hathaway Specialty Insurance; United States section, zero-based PDF pages 49–53 (viewer pages 50–54): product/industry lists on pages 49–50; U.S. disclosure/version footer on page 53 is 2026-8-03 A. The 2026-09-14 A footer is on preceding European page 48, not the U.S. section.. Accessed 2026-09-29.
2. [About Us](https://www.bhspecialty.com/about-us/). Berkshire Hathaway Specialty Insurance; About BHSI; company profile page re-opened through official site on 2026-09-28; company says it is part of National Indemnity group. Accessed 2026-09-28.
3. [Terms of Service](https://www.bhspecialty.com/terms-conditions/). Berkshire Hathaway Specialty Insurance; Important Information Concerning Use of this Web Site, paragraphs 2–4; nonbinding submissions, contracted-agent authority, state variation, product availability and policy-specific terms. Accessed 2026-09-28.
4. [Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch](https://www.bhspecialty.com/asia/singapore-products/berkshire-hathaway-specialty-insurance-singapore-branch/). Berkshire Hathaway Specialty Insurance; Singapore branch public disclosure, Company Profile ¶¶ 1–2; direct page opened 2026-09-28. ¶ 1 identifies BHSIC as a Nebraska-domiciled direct P&C insurer; ¶ 2 states BHSIC is wholly owned by National Indemnity Company, itself wholly owned by Berkshire Hathaway Incorporated.. Accessed 2026-09-28.
5. [Professional First Professional Liability Overview](https://www.bhspecialty.com/wp-content/uploads/marketing/Professional-First-Professional-Liability-Overview-US.pdf). Berkshire Hathaway Specialty Insurance; PDF pp. 1–2: separately named Professional First Media Liability and Network Security & Privacy; targeted customer categories; in-house claims handling; product portfolio descriptions. Version 2026-06-03-A; re-opened 2026-09-30.. Accessed 2026-09-30.
6. [Professional First Architects, Engineers and Consultants Professional Liability](https://www.bhspecialty.com/us-products/us-executive-and-professional-lines/professional-liability/professional-firsttm-architects-engineers-and-consultants-professional-liability/). Berkshire Hathaway Specialty Insurance; Retained canonical source record: combined professional/pollution form lists media, technology and cyber/network security/privacy coverages; specialized design/engineering target classes and services. This is not evidence of standalone media terms. Prior actual access 2026-09-28; direct re-open failed in this session.. Accessed 2026-09-28.

### Founder Shield

7. [Founder Shield](https://foundershield.com/). Founder Shield; Opening broker description; Specialized Practices; Smart Tech, Smarter People; quote and sign-in links. Accessed 2026-09-15.
8. [Startup Insurance](https://foundershield.com/startup-insurance/). Founder Shield; What Coverage Does your Startup Need?; Why Startups Choose Founder Shield; Industries We Serve; Essential Policies to Consider section. Accessed 2026-09-15.
9. [How Do You Decide Which Carriers to Approach?](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/). Founder Shield; FAQ answer on carrier selection: works exclusively with A-rated (AM Best) carriers, matched by industry appetite. Accessed 2026-09-23.
10. [What If Our Company Grows A Lot or Things Change During the Year?](https://foundershield.com/insurance-faqs/general-faqs/what-if-our-company-grows-a-lot-or-things-change-during-the-year/). Founder Shield; Carl Niedbala answer, November 25, 2024: operational changes and coverage adjustments. Accessed 2026-09-15.
11. [Terms of Service](https://foundershield.com/terms-of-service/). Founder Shield; Opening agreement; License Status; Representations and Disclaimers Related to Products or Services; Fees and Charges; Void Where Prohibited. Accessed 2026-09-15.
12. [Content Creator Insurance](https://foundershield.com/coverage/content-creator/). Founder Shield; What Is Content Creator Insurance?; Who Needs Content Creator Insurance Coverage?; What Does Content Creator Insurance Cover?. Accessed 2026-09-23.
13. [About Us](https://foundershield.com/about-us/). Founder Shield; “Founder Shield is the innovation arm of The Baldwin Group”; company history and mission. Accessed 2026-09-23.

### Media Liability Insurance Guide

14. [Insurance for Social Media Liability](https://content.naic.org/sites/default/files/Insurance%20for%20social%20media%20liability%20-%202021.pdf). Journal of Insurance Regulation; authors Kevin T. Merriman, David M. Knapp, Meghan E. Ruesch and Nicole M. Weir; PDF pp.5–7 abstract/summary; PDF p.4 nonendorsement disclaimer; CGL personal and advertising injury and media-business exclusion discussion. Accessed 2026-09-16.
15. [Media Liability Coverage Part](https://www.hiscox.com/documents/brokers/PLP_P0005_HiscoxPRO_Admitted_package-Media_Liability_Coverage_Part.pdf). Hiscox; I p.1; IV–V pp.2–3; VI pp.3–7; VII pp.7–8. Accessed 2026-09-16.
16. [Media Application Form — United States](https://www.cfc.com/media/1621/media_application_us_v10.pdf). CFC Underwriting Limited; Sections 1–2 PDF pp.2–5; Section 3 pp.5–6; Section 4 pp.7–8; Sections 6–7 pp.10–11. Accessed 2026-09-16.

Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Berkshire Hathaway Specialty Insurance Reviews

Review Score: not enough ratings.

The public ratings for Berkshire Hathaway Specialty Insurance are low but thin: Trustpilot shows 2.1 out of 5 from 9 reviews and BBB shows 1 out of 5 from 6. Both mix travel and commercial customers, so we don't count them in a score.

- Trustpilot: TrustScore 2.1 (out of 5); 9 reviews. Trustpilot profile for bhspecialty.com, accessed 2026-09-29. Its small review set mixes travel-policy and other customer accounts; it is user-generated and unverified, and does not establish commercial-policy outcomes or representativeness. Period: Displayed when checked 2026-09-29. Checked 2026-09-29. [Berkshire Hathaway Specialty Insurance Reviews](https://www.trustpilot.com/review/bhspecialty.com)
- BBB: Customer review average 1 (out of 5 stars); 6 reviews. BBB page for BHSI headquarters and corporate-owned locations, accessed 2026-09-29. The page’s six customer reviews mix travel and commercial narratives; BBB says third-party information is not verified. BBB’s business letter grade is separate from these customer reviews. Period: Displayed when checked 2026-09-29. Checked 2026-09-29. [Berkshire Hathaway Specialty Insurance — BBB Reviews](https://www.bbb.org/us/ma/boston/profile/insurance-agency/berkshire-hathaway-specialty-insurance-0021-439678/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/reviews).

## Founder Shield Reviews

Review Score: 7.4 / 10 from 1 rated source, equally weighted.

Founder Shield has too little independent customer feedback for a reliable verdict. One positive Trustpilot review does not establish a service track record.

- Trustpilot: TrustScore 3.7 (5 stars); 1 reviews. Trustpilot profile for foundershield.com; one US customer review, categorized as insurance broker/business insurance. Period: Review 2023-03-14; none in prior 12 months. Checked 2026-09-25. [foundershield.com Reviews | Trustpilot](https://www.trustpilot.com/review/foundershield.com)

Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/foundershield/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-foundershield/media.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)