---
title: "Berkshire Hathaway Specialty Insurance vs Coverdash: Representations and Warranties Insurance"
description: "BHSI’s 2025 overview states portfolio-wide Transactional Liability capacity; Coverdash describes insurer-panel placement and a more common buyer-side R&W structure."
canonical: "https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-coverdash/representations-warranties"
page-type: "line-comparison"
updated-at: "2026-10-01"
comparison-pair: "berkshire-hathaway-specialty-insurance-vs-coverdash"
provider-a: "berkshire-hathaway-specialty-insurance"
provider-b: "coverdash"
coverage-line: "representations-warranties"
---

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[Human-readable page](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-coverdash/representations-warranties)

## Agent Guide

**What this page is:** Focused comparison of Berkshire Hathaway Specialty Insurance and Coverdash for Representations and Warranties Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Representations and Warranties Insurance questions about Berkshire Hathaway Specialty Insurance versus Coverdash. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Berkshire Hathaway Specialty Insurance vs Coverdash for Representations and Warranties Insurance: how do they differ?
- Which is better for Representations and Warranties Insurance, Berkshire Hathaway Specialty Insurance or Coverdash?
- What does Berkshire Hathaway Specialty Insurance or Coverdash publish about Representations and Warranties Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Representations and Warranties Insurance from Berkshire Hathaway Specialty Insurance or Coverdash?

**Key facts:**
- Line: Representations and Warranties Insurance. Providers: Berkshire Hathaway Specialty Insurance and Coverdash.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-10-01. Editorial policy: /editorial-policy.

**Related pages:**
- [Berkshire Hathaway Specialty Insurance vs Coverdash](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-coverdash) — parent: all coverage lines for this pair
- [Representations and Warranties Insurance guide](https://spot.insure/coverage/representations-warranties) — coverage explainer for this line
- [Berkshire Hathaway Specialty Insurance profile](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance) — provider profile (evidence)
- [Coverdash profile](https://spot.insure/insurance-providers/coverdash) — provider profile (evidence)
- [Berkshire Hathaway Specialty Insurance vs Coverdash Builders Risk Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-coverdash/builders-risk) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Coverdash Cargo and Transit Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-coverdash/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Coverdash Commercial Property Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-coverdash/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Coverdash Crime Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-coverdash/crime) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Coverdash Cyber Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-coverdash/cyber) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Coverdash D&O Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-coverdash/directors-officers) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Coverdash Employment Practices Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-coverdash/employment-practices) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Coverdash Fiduciary Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-coverdash/fiduciary) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Coverdash General Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-coverdash/general-liability) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Coverdash Inland Marine Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-coverdash/inland-marine) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Coverdash Media Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-coverdash/media) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Coverdash Product Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-coverdash/product-liability) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Coverdash Professional Liability (E&O) Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-coverdash/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Coverdash Surety Bonds](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-coverdash/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Coverdash Tech E&O Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-coverdash/technology-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Coverdash Umbrella and Excess Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-coverdash/umbrella-excess) — sibling comparison (other line, or other pair for this line)
- [AIG vs Berkshire Hathaway Specialty Insurance Representations and Warranties Insurance](https://spot.insure/compare/aig-vs-berkshire-hathaway-specialty-insurance/representations-warranties) — sibling comparison (other line, or other pair for this line)
- [AIG vs Coverdash Representations and Warranties Insurance](https://spot.insure/compare/aig-vs-coverdash/representations-warranties) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Berkshire Hathaway Specialty Insurance Representations and Warranties Insurance](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance/representations-warranties) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Coverdash Representations and Warranties Insurance](https://spot.insure/compare/baldwin-vs-coverdash/representations-warranties) — sibling comparison (other line, or other pair for this line)
- [Beazley vs Berkshire Hathaway Specialty Insurance Representations and Warranties Insurance](https://spot.insure/compare/beazley-vs-berkshire-hathaway-specialty-insurance/representations-warranties) — sibling comparison (other line, or other pair for this line)
- [Beazley vs Coverdash Representations and Warranties Insurance](https://spot.insure/compare/beazley-vs-coverdash/representations-warranties) — sibling comparison (other line, or other pair for this line)

# Berkshire Hathaway Specialty Insurance vs Coverdash: How Do They Compare for Representations and Warranties Insurance?

BHSI’s 2025 overview states portfolio-wide Transactional Liability capacity; Coverdash describes insurer-panel placement and a more common buyer-side R&W structure.

## How to Use the Berkshire Hathaway Specialty Insurance vs Coverdash Representations and Warranties Insurance Comparison

Use this comparison to evaluate Berkshire Hathaway Specialty Insurance and Coverdash for Representations and Warranties Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Berkshire Hathaway Specialty Insurance vs Coverdash Representations and Warranties Insurance Summary

BHSI’s 2025 overview reports up to $25 million in portfolio-wide Transactional Liability capacity; Coverdash arranges insurer-panel quotes and says buyer-side R&W policies are more common. [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Transactional-Liability-Overview-US.pdf "Transactional Liability Overview") [10](https://www.coverdash.com/coverage/transactional-risk "Transactional Risk Insurance")

## What Is Berkshire Hathaway Specialty Insurance?

BHSI provides commercial and specialty insurance in the U.S., with product-specific industry lists that include healthcare, energy and technology. Online quote and application submissions are nonbinding. [1](https://www.bhspecialty.com/wp-content/uploads/marketing/Interactive-AAG.pdf "At A Glance") [2](https://www.bhspecialty.com/about-us/ "About Us") [3](https://www.bhspecialty.com/terms-conditions/ "Terms of Service") [4](https://www.bhspecialty.com/asia/singapore-products/berkshire-hathaway-specialty-insurance-singapore-branch/ "Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch")

[Berkshire Hathaway Specialty Insurance profile](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance)

## What Is Coverdash Insurance?

Coverdash suits small businesses that want online shopping or an embedded partner purchase with one account for policies and billing; firms needing specialized complex-risk advice should compare broker-led programs. [7](https://www.coverdash.com/faq "Frequently Asked Questions") [8](https://www.coverdash.com/about "About Us") [9](https://www.coverdash.com/terms "Terms And Conditions")

[Coverdash profile](https://spot.insure/insurance-providers/coverdash)

## What Is Representations and Warranties Insurance?

Representations and warranties insurance can cover a buyer’s or seller’s loss from inaccurate statements in a stock or asset purchase agreement. For a business sale, check who is insured, who can recover and how known issues are treated. [11](https://www.cfc.com/en-us/products/class/transaction-liability/ "Transaction liability insurance | Representation and indemnities insurance") [12](https://www.beazley.com/en-us/products/executive-risk-usa/mergers-acquisitions "Mergers & Acquisitions") [13](https://www.coverdash.com/coverage/transactional-risk "Transactional Risk Insurance")

## What Are the Key Differences Between Berkshire Hathaway Specialty Insurance and Coverdash Representations and Warranties Insurance?

### Insurer capacity versus broker placement

Berkshire Hathaway Specialty Insurance’s 2025 overview reports up to $25 million in Transactional Liability portfolio capacity, with retention and premium varying by deal size and risk. Coverdash arranges R&W quotes from an insurer panel and says buyer-side policies are more common because the buyer can recover directly from the insurer. The BHSI figure is a dated portfolio measure, not current capacity committed to this deal; ask BHSI what can now be offered and which Coverdash markets will review the transaction. [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Transactional-Liability-Overview-US.pdf "Transactional Liability Overview") [10](https://www.coverdash.com/coverage/transactional-risk "Transactional Risk Insurance")

### Escrow and transaction objective

Coverdash says R&W insurance can reduce or replace escrow and indemnity holdbacks; BHSI describes the same potential benefit as a way to reduce seller escrow while adding protection beyond negotiated caps and survival. Those are possible transaction effects, not guaranteed results. The buyer and seller should test the premium and retention against the holdback they plan to replace. [10](https://www.coverdash.com/coverage/transactional-risk "Transactional Risk Insurance") [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Transactional-Liability-Overview-US.pdf "Transactional Liability Overview")

## What Should You Confirm in Berkshire Hathaway Specialty Insurance and Coverdash Representations and Warranties Insurance Quotes?

- Ask Coverdash to name each insurer, lead market and proposed buyer/seller structure. [10](https://www.coverdash.com/coverage/transactional-risk "Transactional Risk Insurance")
- Ask BHSI to confirm deal-specific limit, retention and premium. [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Transactional-Liability-Overview-US.pdf "Transactional Liability Overview")
- Quantify escrow reduction alongside exclusions and recovery rights. [10](https://www.coverdash.com/coverage/transactional-risk "Transactional Risk Insurance")

## Berkshire Hathaway Specialty Insurance vs Coverdash Representations and Warranties Compared

| Criteria | Transactional Liability Representations & Warranties Insurance | Coverdash Representations and Warranties Insurance |
| --- | --- | --- |
| Role in This Line | Confirm in your quote. | Coverdash arranges representations and warranties insurance quotes from its panel of insurers rather than underwriting the policy itself, as one of three products (alongside tax liability and contingent liability) on its transactional risk page. [10](https://www.coverdash.com/coverage/transactional-risk "Transactional Risk Insurance") (Evidence: Company-reported; scope: Coverdash's transactional risk product page, scoped to the reps and warranties card specifically, read together with the provider record's brokerage role. Does not identify which insurer would actually issue a given quote..) |
| Issuing Insurer | Confirm in your quote. | The transactional risk page does not name an issuing insurer for representations and warranties coverage. Coverdash markets a panel of carriers generally, but not which one underwrites a particular reps and warranties quote. [10](https://www.coverdash.com/coverage/transactional-risk "Transactional Risk Insurance") (Evidence: Not publicly disclosed; scope: Checked the transactional risk product page on 2026-09-23; no insurer is disclosed there for this product..) |
| Who It’s For | The current page lists manufacturing, financial institutions, technology, real estate, energy, healthcare and retail as transactional-liability target sectors. [5](https://www.bhspecialty.com/us-products/us-executive-and-professional-lines/transactional-liability/ "Transactional Liability") (Evidence: Company-reported; scope: Portfolio target sectors, not R&W-only acceptability criteria..) | Coverdash markets representations and warranties coverage to buyers, sellers and investors in mergers, acquisitions and private equity deals, describing it as a way to allocate deal risk and help close with confidence. [10](https://www.coverdash.com/coverage/transactional-risk "Transactional Risk Insurance") (Evidence: Company-reported; scope: Hero description and Who it's for section, read for the reps and warranties product specifically rather than the whole transactional risk category..) |
| Coverage Features | BHSI’s current U.S. Transactional Liability page and linked overview name Representations and Warranties Insurance as a product. [5](https://www.bhspecialty.com/us-products/us-executive-and-professional-lines/transactional-liability/ "Transactional Liability") [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Transactional-Liability-Overview-US.pdf "Transactional Liability Overview") (Evidence: Company-reported; scope: Direct U.S. product listing; final coverage depends on transaction-specific contract terms..)<br><br>The U.S. overview describes R&W insurance as adding protection beyond negotiated caps and survival periods and as potentially reducing seller escrow. [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Transactional-Liability-Overview-US.pdf "Transactional Liability Overview") (Evidence: Company-reported; scope: Company-reported transactional use cases; not a promise of clean exit, outcome or standardized policy response..) | Coverdash describes representations and warranties insurance as covering losses from a breach of the representations and warranties made in a deal, specifically breaches of the seller's representations and warranties. [10](https://www.coverdash.com/coverage/transactional-risk "Transactional Risk Insurance") (Evidence: Company-reported; scope: Reps and warranties Types of Coverage card and the FAQ answer to 'What's covered?'; exclusions, retentions and claims conditions are not described and would appear on the issued policy..)<br><br>Coverdash says either the buyer or the seller in an M&A transaction can buy representations and warranties coverage, and that buy-side policies are the more common choice because they let the buyer recover directly from the insurer. [10](https://www.coverdash.com/coverage/transactional-risk "Transactional Risk Insurance") (Evidence: Company-reported; scope: FAQ answer to 'Who buys reps and warranties coverage?'..)<br><br>Coverdash says using representations and warranties insurance can reduce or replace escrow and indemnity holdbacks in a deal, and that it helps protect the buyer-seller relationship and close deals faster. [10](https://www.coverdash.com/coverage/transactional-risk "Transactional Risk Insurance") (Evidence: Company-reported; scope: FAQ answer to 'Why use transactional risk insurance?'; applies to the reps and warranties product specifically..) |
| Limits and Retentions | The 2025 U.S. Transactional Liability overview states portfolio capacity up to $25 million and says premiums/retentions vary with transaction size and risks. [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Transactional-Liability-Overview-US.pdf "Transactional Liability Overview") (Evidence: Company-reported; scope: Portfolio-wide underwriting capacity, not a guaranteed R&W limit or quote; document dated 2025-05-16-A..) | The transactional risk page does not publish limit, retention or premium amounts for representations and warranties coverage. [10](https://www.coverdash.com/coverage/transactional-risk "Transactional Risk Insurance") (Evidence: Not publicly disclosed; scope: Checked the transactional risk product page on 2026-09-23; limits and retentions are not shown there and would appear on a quote..) |

## Related Pages for Berkshire Hathaway Specialty Insurance vs Coverdash

- [Berkshire Hathaway Specialty Insurance vs Coverdash](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-coverdash): all coverage lines, business roles, service and claims.
- [What Is Representations and Warranties Insurance?](https://spot.insure/coverage/representations-warranties): Representations and warranties insurance can cover loss from inaccurate statements in a business purchase agreement; known issues and purchase-price disputes require separate review.
- [Berkshire Hathaway Specialty Insurance vs Coverdash Builders Risk Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-coverdash/builders-risk)
- [Berkshire Hathaway Specialty Insurance vs Coverdash Cargo and Transit Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-coverdash/cargo-transit)
- [Berkshire Hathaway Specialty Insurance vs Coverdash Commercial Property Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-coverdash/commercial-property)
- [Berkshire Hathaway Specialty Insurance vs Coverdash Crime Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-coverdash/crime)
- [Berkshire Hathaway Specialty Insurance vs Coverdash Cyber Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-coverdash/cyber)
- [Berkshire Hathaway Specialty Insurance vs Coverdash D&O Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-coverdash/directors-officers)
- [Berkshire Hathaway Specialty Insurance vs Coverdash Employment Practices Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-coverdash/employment-practices)
- [Berkshire Hathaway Specialty Insurance vs Coverdash Fiduciary Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-coverdash/fiduciary)
- [Berkshire Hathaway Specialty Insurance vs Coverdash General Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-coverdash/general-liability)
- [Berkshire Hathaway Specialty Insurance vs Coverdash Inland Marine Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-coverdash/inland-marine)
- [Berkshire Hathaway Specialty Insurance vs Coverdash Media Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-coverdash/media)
- [Berkshire Hathaway Specialty Insurance vs Coverdash Product Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-coverdash/product-liability)
- [Berkshire Hathaway Specialty Insurance vs Coverdash Professional Liability (E&O) Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-coverdash/professional-errors-omissions)
- [Berkshire Hathaway Specialty Insurance vs Coverdash Surety Bonds](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-coverdash/surety-bonds)
- [Berkshire Hathaway Specialty Insurance vs Coverdash Tech E&O Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-coverdash/technology-errors-omissions)
- [Berkshire Hathaway Specialty Insurance vs Coverdash Umbrella and Excess Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-coverdash/umbrella-excess)
- [AIG vs Berkshire Hathaway Specialty Insurance Representations and Warranties Insurance](https://spot.insure/compare/aig-vs-berkshire-hathaway-specialty-insurance/representations-warranties)
- [AIG vs Coverdash Representations and Warranties Insurance](https://spot.insure/compare/aig-vs-coverdash/representations-warranties)
- [The Baldwin Group vs Berkshire Hathaway Specialty Insurance Representations and Warranties Insurance](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance/representations-warranties)
- [The Baldwin Group vs Coverdash Representations and Warranties Insurance](https://spot.insure/compare/baldwin-vs-coverdash/representations-warranties)
- [Beazley vs Berkshire Hathaway Specialty Insurance Representations and Warranties Insurance](https://spot.insure/compare/beazley-vs-berkshire-hathaway-specialty-insurance/representations-warranties)
- [Beazley vs Coverdash Representations and Warranties Insurance](https://spot.insure/compare/beazley-vs-coverdash/representations-warranties)

## Sources for Berkshire Hathaway Specialty Insurance vs Coverdash

### Sources About Berkshire Hathaway Specialty Insurance

1. [At A Glance](https://www.bhspecialty.com/wp-content/uploads/marketing/Interactive-AAG.pdf). Berkshire Hathaway Specialty Insurance; United States section, zero-based PDF pages 49–53 (viewer pages 50–54): product/industry lists on pages 49–50; U.S. disclosure/version footer on page 53 is 2026-8-03 A. The 2026-09-14 A footer is on preceding European page 48, not the U.S. section.. Accessed 2026-09-29.
2. [About Us](https://www.bhspecialty.com/about-us/). Berkshire Hathaway Specialty Insurance; About BHSI; company profile page re-opened through official site on 2026-09-28; company says it is part of National Indemnity group. Accessed 2026-09-28.
3. [Terms of Service](https://www.bhspecialty.com/terms-conditions/). Berkshire Hathaway Specialty Insurance; Important Information Concerning Use of this Web Site, paragraphs 2–4; nonbinding submissions, contracted-agent authority, state variation, product availability and policy-specific terms. Accessed 2026-09-28.
4. [Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch](https://www.bhspecialty.com/asia/singapore-products/berkshire-hathaway-specialty-insurance-singapore-branch/). Berkshire Hathaway Specialty Insurance; Singapore branch public disclosure, Company Profile ¶¶ 1–2; direct page opened 2026-09-28. ¶ 1 identifies BHSIC as a Nebraska-domiciled direct P&C insurer; ¶ 2 states BHSIC is wholly owned by National Indemnity Company, itself wholly owned by Berkshire Hathaway Incorporated.. Accessed 2026-09-28.
5. [Transactional Liability](https://www.bhspecialty.com/us-products/us-executive-and-professional-lines/transactional-liability/). Berkshire Hathaway Specialty Insurance; Product Highlights list R&W, tax, contingent-liability and class-action-settlement insurance; Top Targets list manufacturing, financial institutions, technology, real estate, energy, healthcare and retail, lines 6–27. The target list is for the transactional-liability portfolio, not exclusive R&W eligibility.. Accessed 2026-09-28.
6. [Transactional Liability Overview](https://www.bhspecialty.com/wp-content/uploads/marketing/Transactional-Liability-Overview-US.pdf). Berkshire Hathaway Specialty Insurance; PDF pp.1–2: R&W, tax, contingent-liability, and class-action-settlement products; portfolio-wide primary/excess and up-to-$25m capacity; premiums/retentions vary by transaction/risk; portfolio appetite and in-house claims group; R&W buyer-use descriptions; dated 2025-05-16-A. Product-specific limits and final terms not stated. Source version: 2025-05-16-A.. Accessed 2026-09-28.

### Sources About Coverdash

7. [Frequently Asked Questions](https://www.coverdash.com/faq). Coverdash; Getting a quote & buying coverage; Claims & certificates; Billing & managing your policy; About Coverdash. Accessed 2026-09-15.
8. [About Us](https://www.coverdash.com/about). Coverdash; How Coverdash Works: direct and embedded channels; Our Investors. Accessed 2026-09-15.
9. [Terms And Conditions](https://www.coverdash.com/terms). Coverdash; Sections 1–2 (entities, broker-of-record and exclusivity), 10 (policy controls coverage), 12–13 (producer role and payment before binding), 15–17 (no underwriting; certificates; summaries), 32 (automatic payments). Accessed 2026-09-15.
10. [Transactional Risk Insurance](https://www.coverdash.com/coverage/transactional-risk). Coverdash; Hero description; 'Reps and warranties' card under Types of Coverage (the tax-liability and contingent-liability cards on this page are separate products and are not used here); Who it's for; FAQ: Who buys reps and warranties coverage?, Why use transactional risk insurance?, What's covered?. Accessed 2026-09-23.

### Sources for the Representations and Warranties Insurance Guide

11. [Transaction liability insurance | Representation and indemnities insurance](https://www.cfc.com/en-us/products/class/transaction-liability/). CFC; What are representations and warranties?; Who should buy representation and warranty insurance?; Available to buyers & sellers; Limited seller security; Is transaction liability insurance available to sellers. Accessed 2026-09-16.
12. [Mergers & Acquisitions](https://www.beazley.com/en-us/products/executive-risk-usa/mergers-acquisitions). Beazley; Product overview: buyer and seller protection for inaccuracies in representations or warranties. Accessed 2026-09-16.
13. [Transactional Risk Insurance](https://www.coverdash.com/coverage/transactional-risk). Coverdash; Transactional risk insurance; representations and warranties coverage; buy-side policies; tax and contingent liability products. Accessed 2026-09-16.

Updated 2026-10-01. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Berkshire Hathaway Specialty Insurance Review Scores for 2026

Review Score: not enough ratings.

The public ratings for Berkshire Hathaway Specialty Insurance are low but thin: Trustpilot shows 2.1 out of 5 from 9 reviews and BBB shows 1 out of 5 from 6. Both mix travel and commercial customers, so we don't count them in a score.

- Trustpilot: TrustScore 2.1 (out of 5); 9 reviews. Trustpilot profile for bhspecialty.com, accessed 2026-09-29. Its small review set mixes travel-policy and other customer accounts; it is user-generated and unverified, and does not establish commercial-policy outcomes or representativeness. Period: Displayed when checked 2026-09-29. Checked 2026-09-29. [Berkshire Hathaway Specialty Insurance Reviews](https://www.trustpilot.com/review/bhspecialty.com)
- BBB: Customer review average 1 (out of 5 stars); 6 reviews. BBB page for BHSI headquarters and corporate-owned locations, accessed 2026-09-29. The page’s six customer reviews mix travel and commercial narratives; BBB says third-party information is not verified. BBB’s business letter grade is separate from these customer reviews. Period: Displayed when checked 2026-09-29. Checked 2026-09-29. [Berkshire Hathaway Specialty Insurance — BBB Reviews](https://www.bbb.org/us/ma/boston/profile/insurance-agency/berkshire-hathaway-specialty-insurance-0021-439678/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/reviews).

## Coverdash Review Scores for 2026

Review Score: 7.2 / 10 from 2 rated sources, equally weighted.

Coverdash offers convenient quote comparison, but public customer feedback is sparse. A BBB unanswered-complaint record makes responsiveness worth checking before purchase.

- Trustpilot: TrustScore 3.8 (5); 2 reviews. Trustpilot review search using provider brand/domain; identity checked against the canonical insurance entity. Period: current page aggregate accessed 2026-09-25; 0 reviews in prior 12 months. Checked 2026-09-25. [Coverdash Reviews | Read Customer Service Reviews](https://uk.trustpilot.com/review/coverdash.com)
- BBB: BBB business grade B- (BBB letter grade). BBB business-profile and complaint search using legal business names and provider brand. Period: grade reason cites 1 unanswered complaint. Checked 2026-09-25. [Coverdash Insurance Services, LLC | BBB Business Profile](https://www.bbb.org/us/ny/new-york/profile/insurance-companies/coverdash-insurance-services-llc-0121-87182599)

Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/coverdash/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-coverdash/representations-warranties.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)