---
title: "Berkshire Hathaway Specialty Insurance vs Chubb: Surety Bonds"
description: "Berkshire Hathaway Specialty Insurance lists six named surety bond forms; Chubb offers construction, commercial, transactional and international surety products."
canonical: "https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-chubb/surety-bonds"
page-type: "line-comparison"
updated-at: "2026-10-01"
comparison-pair: "berkshire-hathaway-specialty-insurance-vs-chubb"
provider-a: "berkshire-hathaway-specialty-insurance"
provider-b: "chubb"
coverage-line: "surety-bonds"
---

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[Human-readable page](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-chubb/surety-bonds)

## Agent Guide

**What this page is:** Focused comparison of Berkshire Hathaway Specialty Insurance and Chubb for Surety Bonds: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Surety Bonds questions about Berkshire Hathaway Specialty Insurance versus Chubb. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Berkshire Hathaway Specialty Insurance vs Chubb for Surety Bonds: how do they differ?
- Which is better for Surety Bonds, Berkshire Hathaway Specialty Insurance or Chubb?
- What does Berkshire Hathaway Specialty Insurance or Chubb publish about Surety Bonds (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Surety Bonds from Berkshire Hathaway Specialty Insurance or Chubb?

**Key facts:**
- Line: Surety Bonds. Providers: Berkshire Hathaway Specialty Insurance and Chubb.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-10-01. Editorial policy: /editorial-policy.

**Related pages:**
- [Berkshire Hathaway Specialty Insurance vs Chubb](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-chubb) — parent: all coverage lines for this pair
- [Surety Bonds guide](https://spot.insure/coverage/surety-bonds) — coverage explainer for this line
- [Berkshire Hathaway Specialty Insurance profile](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance) — provider profile (evidence)
- [Chubb profile](https://spot.insure/insurance-providers/chubb) — provider profile (evidence)
- [Berkshire Hathaway Specialty Insurance vs Chubb Builders Risk Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-chubb/builders-risk) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Chubb Cargo and Transit Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-chubb/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Chubb Commercial Property Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-chubb/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Chubb Crime Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-chubb/crime) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Chubb Cyber Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-chubb/cyber) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Chubb D&O Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-chubb/directors-officers) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Chubb Employment Practices Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-chubb/employment-practices) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Chubb Fiduciary Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-chubb/fiduciary) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Chubb General Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-chubb/general-liability) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Chubb Inland Marine Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-chubb/inland-marine) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Chubb Professional Liability (E&O) Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-chubb/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Chubb Representations and Warranties Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-chubb/representations-warranties) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Chubb Tech E&O Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-chubb/technology-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Chubb Umbrella and Excess Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-chubb/umbrella-excess) — sibling comparison (other line, or other pair for this line)
- [Aon vs Berkshire Hathaway Specialty Insurance Surety Bonds](https://spot.insure/compare/aon-vs-berkshire-hathaway-specialty-insurance/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [Aon vs Chubb Surety Bonds](https://spot.insure/compare/aon-vs-chubb/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Berkshire Hathaway Specialty Insurance Surety Bonds](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Chubb Surety Bonds](https://spot.insure/compare/baldwin-vs-chubb/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs CNA Surety Bonds](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-cna/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Coverdash Surety Bonds](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-coverdash/surety-bonds) — sibling comparison (other line, or other pair for this line)

# Berkshire Hathaway Specialty Insurance vs Chubb: How Do They Compare for Surety Bonds?

Berkshire Hathaway Specialty Insurance lists six named surety bond forms; Chubb offers construction, commercial, transactional and international surety products.

## How to Use the Berkshire Hathaway Specialty Insurance vs Chubb Surety Bonds Comparison

Use this comparison to evaluate Berkshire Hathaway Specialty Insurance and Chubb for Surety Bonds against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Berkshire Hathaway Specialty Insurance vs Chubb Surety Bonds Summary

Berkshire Hathaway Specialty Insurance lists performance, payment, advance-payment, maintenance, supply and warranty bonds; Chubb’s product list also includes commercial bonds and transactional bonds for smaller or infrequent needs. [5](https://www.bhspecialty.com/us-products/us-surety/ "Surety") [9](https://www.chubb.com/us-en/surety.html "Surety Bonds")

## What Is Berkshire Hathaway Specialty Insurance?

BHSI provides commercial and specialty insurance in the U.S., with product-specific industry lists that include healthcare, energy and technology. Online quote and application submissions are nonbinding. [1](https://www.bhspecialty.com/wp-content/uploads/marketing/Interactive-AAG.pdf "At A Glance") [2](https://www.bhspecialty.com/about-us/ "About Us") [3](https://www.bhspecialty.com/terms-conditions/ "Terms of Service") [4](https://www.bhspecialty.com/asia/singapore-products/berkshire-hathaway-specialty-insurance-singapore-branch/ "Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch")

[Berkshire Hathaway Specialty Insurance profile](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance)

## What Is Chubb?

Chubb fits technology firms seeking DigiTech ERM or small businesses with up to $30 million in revenue seeking a BOP; buyers wanting an instant direct purchase should compare online carriers. Agents can quote eligible small accounts, with a faster cyber route. [6](https://www.chubb.com/us-en/business-insurance/industries/technology.html "Insurance For Technology Companies") [7](https://www.chubb.com/us-en/terms-of-use.html "Terms Of Use") [8](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html "Cyber Insurance Coverage & Products")

[Chubb profile](https://spot.insure/insurance-providers/chubb)

## What Are Surety Bonds?

A surety bond guarantees that your business meets a specific obligation to a customer, contracting party or government agency. If a contract, license or permit requires one, get its exact form and amount; a bond is not insurance for your own losses. [10](https://content.naic.org/glossary-insurance-terms "Glossary of Insurance Terms") [11](https://www.sba.gov/funding-programs/surety-bonds "Surety bonds") [12](https://www.law.cornell.edu/uscode/text/40/3131 "40 U.S. Code § 3131 — Bonds of contractors of public buildings or works") [13](https://www.chubb.com/us-en/surety.html "Surety Bonds") [14](https://www.harperinsure.com/coverages/surety-bonds "Surety Bonds Insurance")

## What Are the Key Differences Between Berkshire Hathaway Specialty Insurance and Chubb Surety Bonds?

### Contract bond catalogue and small transactions

Berkshire Hathaway Specialty Insurance lists performance, payment, advance-payment, maintenance, supply and warranty bonds. Chubb’s catalogue includes construction surety plus commercial and international bonds, and it separately offers Transactional Surety Bonds for businesses and individuals with small or infrequent needs. The distinction can help a buyer match a recurring construction program to a one-off bond need, but the category names do not establish that either company will issue a particular bond for your project. [5](https://www.bhspecialty.com/us-products/us-surety/ "Surety") [9](https://www.chubb.com/us-en/surety.html "Surety Bonds")

### Bond access and scope

Chubb’s source describes a marketplace for transactional bonds and appointed-agent or broker placement for its other surety products. BHSI names regional, national and global contractors and construction suppliers or service firms as target accounts. Ask Chubb which route applies to the specific bond and confirm each provider’s underwriting requirements and terms. [9](https://www.chubb.com/us-en/surety.html "Surety Bonds") [5](https://www.bhspecialty.com/us-products/us-surety/ "Surety")

## What Should You Confirm in Berkshire Hathaway Specialty Insurance and Chubb Surety Bonds Quotes?

- Ask Chubb which surety product and application route apply to your bond. [9](https://www.chubb.com/us-en/surety.html "Surety Bonds")
- Confirm the obligee, penal sum and form for the BHSI bond type you need. [5](https://www.bhspecialty.com/us-products/us-surety/ "Surety")
- For construction work, compare underwriting requirements and any maintenance or warranty obligation in the bond wording. [9](https://www.chubb.com/us-en/surety.html "Surety Bonds")

## Berkshire Hathaway Specialty Insurance vs Chubb Surety Bonds Compared

| Criteria | U.S. Surety | Chubb Surety Bonds |
| --- | --- | --- |
| Role in This Line | Confirm in your quote. | Chubb underwrites surety bonds directly and says it has written bonds for more than 140 years, describing itself as the 5th largest surety provider in the U.S. [9](https://www.chubb.com/us-en/surety.html "Surety Bonds") (Evidence: Company-reported; scope: Surety Bonds product page introduction; company-reported ranking, not independently verified..) |
| Who It’s For | BHSI names regional, national and global contractors and construction suppliers or service firms among its target accounts. [5](https://www.bhspecialty.com/us-products/us-surety/ "Surety") (Evidence: Company-reported; scope: A target description does not establish approval, bonding capacity or qualification for a particular contract..) | Chubb positions Commercial Surety Bonds for highly rated public and private companies, while Transactional Surety Bonds target commercial businesses and individuals with small or infrequent surety needs. [9](https://www.chubb.com/us-en/surety.html "Surety Bonds") (Evidence: Company-reported; scope: Products & Services list..) |
| Coverage Features | BHSI lists performance, payment, advance-payment, maintenance, supply and warranty bonds. [5](https://www.bhspecialty.com/us-products/us-surety/ "Surety") (Evidence: Company-reported; scope: The catalogue identifies bond types; actual obligations are set by each bond form, principal, obligee and governing jurisdiction..)<br><br>BHSI lists performance, payment, advance-payment, maintenance, supply and warranty bonds as separate bond types. [5](https://www.bhspecialty.com/us-products/us-surety/ "Surety") (Evidence: Company-reported; scope: Each bond carries its own obligation; the product list does not establish bond form terms or approval..) | Chubb's surety products span Construction Surety Bonds (performance, payment, maintenance, supply and install, service bonds), Commercial Surety Bonds (license and permit, court, commercial contract, reclamation, customs and workers' compensation bonds) for highly rated public and private companies, Transactional Surety Bonds for smaller or infrequent needs, and International Surety Bonds. [9](https://www.chubb.com/us-en/surety.html "Surety Bonds") (Evidence: Company-reported; scope: Products & Services list; subject to underwriting..) |
| Limits and Retentions | Confirm in your quote. | Chubb reports a $2.289 billion aggregate Treasury (T-listing) as of August 2026, and says it has surety capabilities in more than 45 countries and territories. [9](https://www.chubb.com/us-en/surety.html "Surety Bonds") (Evidence: Company-reported; scope: Surety Bonds product page introduction stats..) |
| Risk Services | BHSI says its surety team supports public-private partnership and project-delivery arrangements. [5](https://www.bhspecialty.com/us-products/us-surety/ "Surety") (Evidence: Company-reported; scope: The page does not specify the scope or availability of that support for an individual account..) | Confirm in your quote. |
| How to Apply | Confirm in your quote. | Chubb offers Chubb Surety Marketplace, an online platform for Transactional Surety Bonds, in addition to placement through appointed agents and brokers for its other surety products. [9](https://www.chubb.com/us-en/surety.html "Surety Bonds") (Evidence: Company-reported; scope: Transactional Surety Bonds description..) |
| Claims Support | Confirm in your quote. | Chubb publishes instructions for submitting a surety claim by email or mail and offers a dedicated email and phone line to verify the authenticity of a Chubb surety bond. [9](https://www.chubb.com/us-en/surety.html "Surety Bonds") (Evidence: Company-reported; scope: Surety Claims Resources section and FAQ..) |

## Related Pages for Berkshire Hathaway Specialty Insurance vs Chubb

- [Berkshire Hathaway Specialty Insurance vs Chubb](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-chubb): all coverage lines, business roles, service and claims.
- [What Are Surety Bonds?](https://spot.insure/coverage/surety-bonds): A surety bond guarantees a specific obligation your business owes to a customer, contracting party or agency; it does not insure your own losses.
- [Berkshire Hathaway Specialty Insurance vs Chubb Builders Risk Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-chubb/builders-risk)
- [Berkshire Hathaway Specialty Insurance vs Chubb Cargo and Transit Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-chubb/cargo-transit)
- [Berkshire Hathaway Specialty Insurance vs Chubb Commercial Property Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-chubb/commercial-property)
- [Berkshire Hathaway Specialty Insurance vs Chubb Crime Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-chubb/crime)
- [Berkshire Hathaway Specialty Insurance vs Chubb Cyber Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-chubb/cyber)
- [Berkshire Hathaway Specialty Insurance vs Chubb D&O Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-chubb/directors-officers)
- [Berkshire Hathaway Specialty Insurance vs Chubb Employment Practices Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-chubb/employment-practices)
- [Berkshire Hathaway Specialty Insurance vs Chubb Fiduciary Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-chubb/fiduciary)
- [Berkshire Hathaway Specialty Insurance vs Chubb General Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-chubb/general-liability)
- [Berkshire Hathaway Specialty Insurance vs Chubb Inland Marine Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-chubb/inland-marine)
- [Berkshire Hathaway Specialty Insurance vs Chubb Professional Liability (E&O) Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-chubb/professional-errors-omissions)
- [Berkshire Hathaway Specialty Insurance vs Chubb Representations and Warranties Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-chubb/representations-warranties)
- [Berkshire Hathaway Specialty Insurance vs Chubb Tech E&O Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-chubb/technology-errors-omissions)
- [Berkshire Hathaway Specialty Insurance vs Chubb Umbrella and Excess Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-chubb/umbrella-excess)
- [Aon vs Berkshire Hathaway Specialty Insurance Surety Bonds](https://spot.insure/compare/aon-vs-berkshire-hathaway-specialty-insurance/surety-bonds)
- [Aon vs Chubb Surety Bonds](https://spot.insure/compare/aon-vs-chubb/surety-bonds)
- [The Baldwin Group vs Berkshire Hathaway Specialty Insurance Surety Bonds](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance/surety-bonds)
- [The Baldwin Group vs Chubb Surety Bonds](https://spot.insure/compare/baldwin-vs-chubb/surety-bonds)
- [Berkshire Hathaway Specialty Insurance vs CNA Surety Bonds](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-cna/surety-bonds)
- [Berkshire Hathaway Specialty Insurance vs Coverdash Surety Bonds](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-coverdash/surety-bonds)

## Sources for Berkshire Hathaway Specialty Insurance vs Chubb

### Sources About Berkshire Hathaway Specialty Insurance

1. [At A Glance](https://www.bhspecialty.com/wp-content/uploads/marketing/Interactive-AAG.pdf). Berkshire Hathaway Specialty Insurance; United States section, zero-based PDF pages 49–53 (viewer pages 50–54): product/industry lists on pages 49–50; U.S. disclosure/version footer on page 53 is 2026-8-03 A. The 2026-09-14 A footer is on preceding European page 48, not the U.S. section.. Accessed 2026-09-29.
2. [About Us](https://www.bhspecialty.com/about-us/). Berkshire Hathaway Specialty Insurance; About BHSI; company profile page re-opened through official site on 2026-09-28; company says it is part of National Indemnity group. Accessed 2026-09-28.
3. [Terms of Service](https://www.bhspecialty.com/terms-conditions/). Berkshire Hathaway Specialty Insurance; Important Information Concerning Use of this Web Site, paragraphs 2–4; nonbinding submissions, contracted-agent authority, state variation, product availability and policy-specific terms. Accessed 2026-09-28.
4. [Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch](https://www.bhspecialty.com/asia/singapore-products/berkshire-hathaway-specialty-insurance-singapore-branch/). Berkshire Hathaway Specialty Insurance; Singapore branch public disclosure, Company Profile ¶¶ 1–2; direct page opened 2026-09-28. ¶ 1 identifies BHSIC as a Nebraska-domiciled direct P&C insurer; ¶ 2 states BHSIC is wholly owned by National Indemnity Company, itself wholly owned by Berkshire Hathaway Incorporated.. Accessed 2026-09-28.
5. [Surety](https://www.bhspecialty.com/us-products/us-surety/). Berkshire Hathaway Specialty Insurance; Retained canonical source record locator: U.S. Surety product highlights list performance, payment, advance-payment, maintenance, supply and warranty bonds; target contractors and construction suppliers/services; lines 6–32. Prior access 2026-09-28; direct re-open failed in this session.. Accessed 2026-09-28.

### Sources About Chubb

6. [Insurance For Technology Companies](https://www.chubb.com/us-en/business-insurance/industries/technology.html). Chubb; Industry overview; Who we serve; Products and services: commercial package insurance (BOP, Benchmarq, Customarq), E&O/Cyber, Financial Lines, workers’ compensation, auto and umbrella; dedicated underwriting, claims and risk engineering. Accessed 2026-09-16.
7. [Terms Of Use](https://www.chubb.com/us-en/terms-of-use.html). Chubb; Acceptance of Terms identifying Chubb Group Holdings Inc.; surplus-lines producer restriction; products not available to all users or jurisdictions; Chubb Limited safe-harbor language; Internet Portals for Chubb Business. Accessed 2026-09-16.
8. [Cyber Insurance Coverage & Products](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html). Chubb; Cyber insurance product catalog: Cyber ERM, DigiTech ERM (technology E&O, media and cyber) and Pro ERM (non-licensed professional services); Marketplace quoting for eligible risks under $100 million revenue; first- and third-party coverage summaries. Accessed 2026-09-16.
9. [Surety Bonds](https://www.chubb.com/us-en/surety.html). Chubb; Introduction stats (140+ years, 5th largest U.S. surety provider, $2.289 billion aggregate T-listing as of August 2026, 45+ countries); Products & Services list: Construction, Commercial, Transactional, International Surety Bonds; Surety Claims section. Accessed 2026-09-23.

### Sources for the Surety Bonds Guide

10. [Glossary of Insurance Terms](https://content.naic.org/glossary-insurance-terms). National Association of Insurance Commissioners; Surety Bond; Fidelity. Accessed 2026-09-16.
11. [Surety bonds](https://www.sba.gov/funding-programs/surety-bonds). U.S. Small Business Administration; Opening guarantee of work completion; Contract or commercial bonds; Bid, Payment, Performance, Ancillary; Eligibility > credit, capacity, and character. Accessed 2026-09-16.
12. [40 U.S. Code § 3131 — Bonds of contractors of public buildings or works](https://www.law.cornell.edu/uscode/text/40/3131). Legal Information Institute, Cornell Law School, reproducing 40 U.S.C. § 3131; §3131(b) Type of Bonds Required — performance bond and payment bond. Accessed 2026-09-16.
13. [Surety Bonds](https://www.chubb.com/us-en/surety.html). Chubb; Construction Surety Bonds (performance, payment, maintenance); Commercial Surety Bonds (license and permit, court, commercial contract). Accessed 2026-09-16.
14. [Surety Bonds Insurance](https://www.harperinsure.com/coverages/surety-bonds). Harper; What is Surety Bonds insurance?; A bond is not insurance; License & permit bonds; Contract bonds — bid, performance, and payment; Is a bond the same as insurance?. Accessed 2026-09-16.

Updated 2026-10-01. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Berkshire Hathaway Specialty Insurance Review Scores for 2026

Review Score: not enough ratings.

The public ratings for Berkshire Hathaway Specialty Insurance are low but thin: Trustpilot shows 2.1 out of 5 from 9 reviews and BBB shows 1 out of 5 from 6. Both mix travel and commercial customers, so we don't count them in a score.

- Trustpilot: TrustScore 2.1 (out of 5); 9 reviews. Trustpilot profile for bhspecialty.com, accessed 2026-09-29. Its small review set mixes travel-policy and other customer accounts; it is user-generated and unverified, and does not establish commercial-policy outcomes or representativeness. Period: Displayed when checked 2026-09-29. Checked 2026-09-29. [Berkshire Hathaway Specialty Insurance Reviews](https://www.trustpilot.com/review/bhspecialty.com)
- BBB: Customer review average 1 (out of 5 stars); 6 reviews. BBB page for BHSI headquarters and corporate-owned locations, accessed 2026-09-29. The page’s six customer reviews mix travel and commercial narratives; BBB says third-party information is not verified. BBB’s business letter grade is separate from these customer reviews. Period: Displayed when checked 2026-09-29. Checked 2026-09-29. [Berkshire Hathaway Specialty Insurance — BBB Reviews](https://www.bbb.org/us/ma/boston/profile/insurance-agency/berkshire-hathaway-specialty-insurance-0021-439678/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/reviews).

## Chubb Review Scores for 2026

Review Score: 6.9 / 10 from 5 rated sources, equally weighted.

Chubb earns 5/5 from NerdWallet, which reports fewer-than-expected commercial property and liability complaints. Customer ratings are mixed across products and locations.

- NerdWallet: NerdWallet editorial rating 5.0 (5 stars). Chubb identity; US commercial insurance review/satisfaction evidence sought on NerdWallet. Period: updated 2026-05-14. Checked 2026-09-25. [Chubb Business Insurance Review 2026: Top-Rated Company, Customizable BOP](https://www.nerdwallet.com/business/insurance/learn/chubb-small-business-insurance)
- Trustpilot: TrustScore 4.2 (5 stars); 3345 reviews. Chubb identity; US commercial insurance review/satisfaction evidence sought on Trustpilot. Checked 2026-09-25. [Chubb (European Region) Reviews](https://www.trustpilot.com/review/www.chubb.com)
- Google: Google star rating 2.0 (5 stars); 8 reviews. One Chubb Group local listing at 701 5th Ave, Seattle, Washington; profile-level feedback is not firmwide, not line-specific, and may include personal policies/claims. Checked 2026-09-25. [Chubb Group of Insurance Companies — Google reviews via Birdeye](https://reviews.birdeye.com/chubb-group-of-insurance-companies-149396582765159)
- ConsumerAffairs: ConsumerAffairs star rating 1.8 (5 stars); 20 reviews. ConsumerAffairs page for U.S. Chubb auto insurance (personal auto); not commercial-policy feedback. Period: page updated 2026-08-14. Checked 2026-09-25. [Chubb Auto Insurance Reviews](https://www.consumeraffairs.com/insurance/chubb.html)
- MoneyGeek: MoneyGeek customer score 4.2 (5 points). MoneyGeek’s U.S. small-business insurance customer-review analysis; publisher describes it as cross-source review analysis and does not isolate one commercial line. Period: 2026 review; MoneyGeek reports over 1,100 reviews, collection period not stated. Checked 2026-09-25. [Chubb Business Insurance Review (2026 Ratings)](https://www.moneygeek.com/insurance/business/chubb-review/)

Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/chubb/reviews).

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