---
title: "Beazley vs Vouch Professional Liability (E&O) Insurance"
description: "Vouch's program partner Corix names two specific insurers for its E&O product; Beazley names one for its own bundled form."
canonical: "https://spot.insure/compare/beazley-vs-vouch/professional-errors-omissions"
page-type: "line-comparison"
updated-at: "2026-09-23"
---

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# Beazley vs Vouch Professional Liability (E&O) Insurance

Vouch's program partner Corix names two specific insurers for its E&O product; Beazley names one for its own bundled form.

## Research Scope and Use

Use this comparison to evaluate Beazley and Vouch for Professional Liability (E&O) Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

Vouch places E&O through program partners such as Corix, whose proprietary product is issued by State National or United Specialty Insurance Company, while Beazley bundles professional E&O directly inside its own MediaTech form, underwritten by Beazley Insurance Company, Inc. [13](https://www.corixinsurance.com/legal/disclosures "Legal Disclosures") [5](https://www.beazley.com/globalassets/product-documents/application/digital-mediatech-application-form.pdf "Beazley Digital Media Tech Application")

## What Is Beazley?

Beazley is a specialty insurance group whose MediaTech product combines technology and professional E&O, media and cyber coverage. Separate offerings address executive liability, digital health and other specialty risks. [1](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses") [2](https://www.beazley.com/en-us/legal-information-en/ "Legal Information") [3](https://www.beazley.com/en-us/products/executive-risk-usa/execuguard-combined-epl-do-and-fiduciary "Execuguard (Combined EPL, D&O, and Fiduciary)") [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care")

[Beazley profile](https://spot.insure/insurance-providers/beazley)

## What Is Vouch Insurance?

Vouch is a business insurance broker and risk advisor for startups and growing companies. Buyers can apply online and work with advisors to arrange coverage, review contract requirements and manage insurance across carriers. [7](https://www.vouch.us/ "Vouch Homepage") [8](https://apply.vouch.us/ "Start a Vouch Application") [9](https://www.vouch.us/blog/how-having-carrier-options-in-one-place-helps-businesses-choose-smarter-coverage "Carrier Options in One Place") [10](https://www.vouch.us/services/contract-requirement-review "Contract Requirement Review")

[Vouch profile](https://spot.insure/insurance-providers/vouch)

## What Is Professional Errors and Omissions (E&O) Insurance?

Professional errors and omissions (E&O) insurance, also called professional liability insurance, addresses claims that professional services or advice caused a client financial loss. What's covered depends on the services actually scheduled in the policy, not the product label alone. [14](https://www.tdi.texas.gov/commercial/pl-faq.html "FAQ: Professional liability insurance") [15](https://www.iii.org/article/professional-liability-insurance "Professional liability insurance") [16](https://www.sba.gov/counseling/launch-your-business/#business-insurance "Get business insurance") [17](https://www.hiscox.com/documents/pl-sample-policy-wording.pdf "Professional Liability – US Direct Errors and Omissions Insurance")

## Key Differences in Professional Liability (E&O) Insurance

### A Broker's Program Partner Against a Direct Bundle

Vouch is a broker that places errors & omissions coverage among its core coverages for professional-services clients, and names Corix as a program partner with its own dedicated E&O product. [11](https://www.vouch.us/professional-services "Insurance for Professional Services Firms") [12](https://www.corixinsurance.com/products/cyber-and-errors-omissions "Cyber and Errors & Omissions") Beazley instead underwrites professional E&O itself, bundled directly inside its own MediaTech form alongside technology E&O, media liability and cyber. [1](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses")

### Naming the Insurer Behind Each Policy

Corix's disclosures, reported on Vouch's site, name State National Insurance Company or United Specialty Insurance Company as the issuer of its proprietary E&O product, an insurer naming that applies to Corix-branded placements specifically rather than every policy Vouch places. [13](https://www.corixinsurance.com/legal/disclosures "Legal Disclosures") Beazley names Beazley Insurance Company, Inc. on the cover page of its own MediaTech application. [5](https://www.beazley.com/globalassets/product-documents/application/digital-mediatech-application-form.pdf "Beazley Digital Media Tech Application")

### Starting an Application

Corix's E&O product page offers a downloadable application and a broker appointment process, and Vouch's own site separately routes prospective buyers to a "Get Started" flow. [12](https://www.corixinsurance.com/products/cyber-and-errors-omissions "Cyber and Errors & Omissions") [11](https://www.vouch.us/professional-services "Insurance for Professional Services Firms") Beazley's underwriting runs through its own Digital MediaTech application, asking about revenue history and contract damages-cap language. [5](https://www.beazley.com/globalassets/product-documents/application/digital-mediatech-application-form.pdf "Beazley Digital Media Tech Application")

## What to Confirm in Professional Liability (E&O) Insurance Quotes

- Ask Vouch whether your placement would go through Corix, another program partner, or a different carrier altogether, since the named insurers apply only to Corix-branded E&O. [13](https://www.corixinsurance.com/legal/disclosures "Legal Disclosures")
- Confirm whether your profession is inside or outside Beazley's MediaTech Professional Services definition. [6](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf "Beazley MediaTech Sample Policy")
- Get published limits and retentions from both; neither reviewed source discloses them. [12](https://www.corixinsurance.com/products/cyber-and-errors-omissions "Cyber and Errors & Omissions") [6](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf "Beazley MediaTech Sample Policy")
- Ask Beazley whether the professional-liability trigger shares its aggregate limit with the policy's media and cyber coverage. [6](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf "Beazley MediaTech Sample Policy")

## Offering Details

| Criteria | Beazley MediaTech for Small Businesses | Vouch Errors & Omissions Insurance |
| --- | --- | --- |
| Role in This Line | Beazley sells professional errors and omissions coverage bundled inside MediaTech, a single small-business form that also includes technology E&O, media liability and cyber coverage. It is not sold as a standalone professional-liability policy for this segment. [1](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses") (Evidence: Company-reported; scope: US small-business MediaTech product page; does not address any larger-account professional liability program Beazley may write separately..) | Vouch is a broker, not an insurer, for professional errors & omissions coverage. It lists Errors & Omissions among the core coverages it places for professional-services clients, and one of its named program partners, Corix, has a dedicated E&O product. [11](https://www.vouch.us/professional-services "Insurance for Professional Services Firms") [12](https://www.corixinsurance.com/products/cyber-and-errors-omissions "Cyber and Errors & Omissions") (Evidence: Company-reported; scope: Vouch's Professional Services page and Corix's cyber/E&O product page..) |
| Issuing Insurer | Beazley's posted Digital MediaTech Application names Beazley Insurance Company, Inc. as the insurer on its cover page. The actual issuing entity for a given policy is confirmed on the quote and declarations, not the blank application. [5](https://www.beazley.com/globalassets/product-documents/application/digital-mediatech-application-form.pdf "Beazley Digital Media Tech Application") (Evidence: Company-reported; scope: Application form F00859, 042022 edition; not a regulator record and not evidence of the entity for every state or route..) | Corix's disclosures say its proprietary products, including its E&O line, are issued by State National Insurance Company or United Specialty Insurance Company. That names an insurer for Corix-branded E&O products specifically, not for every Vouch professional-liability placement. [13](https://www.corixinsurance.com/legal/disclosures "Legal Disclosures") (Evidence: Company-reported; scope: Corix disclosures page..) |
| Who It’s For | Not described in the reviewed sources. | Vouch markets professional E&O to accounting and finance, architecture/engineering/construction, IT consulting, management consulting, and marketing and creative agency firms. [11](https://www.vouch.us/professional-services "Insurance for Professional Services Firms") (Evidence: Company-reported; scope: Vouch's Professional Services page; not an underwriting appetite guarantee for any specific applicant..) |
| Coverage Features | The sample MediaTech form covers a Tech & Professional Services Wrongful Act: a negligent act, error, omission, misstatement or unintentional breach of contract in rendering Professional Services, defined as services performed for others for a fee. [6](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf "Beazley MediaTech Sample Policy") (Evidence: Company-reported; scope: Sample policy form F00731, 022019 edition, insuring agreements and definitions; the issued policy's wording and any endorsements control..)<br><br>The sample form's definition of Professional Services excludes services performed as an accountant, architect, surveyor, health care provider, lawyer, insurance or real estate agent or broker, or civil or structural engineer, so those licensed professions are not covered by this professional E&O trigger. [6](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf "Beazley MediaTech Sample Policy") (Evidence: Company-reported; scope: Sample policy form F00731, 022019 edition, Professional Services definition; a business in one of these excluded professions would need different coverage even if it buys MediaTech..) | Corix describes E&O as protecting a business against claims of negligence, mistakes or inadequate work that cause a client financial loss in the provision of professional services, including legal defense costs and any damages awarded, even when the claim is ultimately groundless. [12](https://www.corixinsurance.com/products/cyber-and-errors-omissions "Cyber and Errors & Omissions") (Evidence: Company-reported; scope: Corix's cyber and E&O product page; actual insuring agreements and exclusions are set by the issued policy..) |
| Limits and Retentions | Coverage is claims-made and reported: it responds only to claims first made and reported during the policy period (or a purchased Optional Extension Period), and defense costs reduce the available limit. A buyer can purchase an Optional Extension Period (a tail) for additional premium after non-renewal or cancellation. [6](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf "Beazley MediaTech Sample Policy") [5](https://www.beazley.com/globalassets/product-documents/application/digital-mediatech-application-form.pdf "Beazley Digital Media Tech Application") (Evidence: Company-reported; scope: Sample policy form F00731; application form repeats the same notice; specific tail pricing and duration are set in the declarations, not disclosed publicly..)<br><br>Unless the declarations list a separate amount, each insuring agreement in the sample form (including the professional-liability trigger) shares the same Policy Aggregate Limit of Liability with the policy's media and cyber coverages rather than carrying its own dedicated limit. [6](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf "Beazley MediaTech Sample Policy") (Evidence: Company-reported; scope: Sample policy form F00731, 022019 edition, Limit of Liability and Coverage section; actual sublimits depend on what is purchased and shown on the declarations..) | Neither the Vouch nor Corix pages publish E&O policy limits or retentions. [11](https://www.vouch.us/professional-services "Insurance for Professional Services Firms") [12](https://www.corixinsurance.com/products/cyber-and-errors-omissions "Cyber and Errors & Omissions") (Evidence: Not publicly disclosed; scope: Pages checked on 2026-09-23..) |
| How to Apply | Beazley's MediaTech application asks applicants to describe the professional and technology services they perform, disclose employee count and multi-year US and non-US revenue, and state whether written client contracts include scope-of-work, damages-cap and consequential-damages-disclaimer provisions. [5](https://www.beazley.com/globalassets/product-documents/application/digital-mediatech-application-form.pdf "Beazley Digital Media Tech Application") (Evidence: Company-reported; scope: Application form F00859, 042022 edition, General Information, Revenue Information and Contractual Controls sections; a completed application does not establish acceptance..) | Corix's E&O product page offers a downloadable application and directs brokers to start an appointment process; Vouch's own site routes prospective buyers to its online "Get Started" application flow. [12](https://www.corixinsurance.com/products/cyber-and-errors-omissions "Cyber and Errors & Omissions") [11](https://www.vouch.us/professional-services "Insurance for Professional Services Firms") (Evidence: Company-reported; scope: Corix product page and Vouch site navigation..) |
| Claims Support | Beazley says its cyber and tech claims team, including experienced litigators, has handled thousands of E&O claims, which it describes as including implementation errors alongside software failures and IP disputes. [1](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses") (Evidence: Company-reported; scope: MediaTech product page claims paragraph; outcome and volume figures are Beazley's own description and not independently verified..) | Not described in the reviewed sources. |

## Full Comparison

- [Beazley vs Vouch](https://spot.insure/compare/beazley-vs-vouch): all coverage lines, business roles, service and claims.
- [What Is Professional Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/professional-errors-omissions): Professional E&O insurance addresses claims that a mistake in your advice or services caused a client financial loss.
- [Beazley vs Vouch Commercial Property Insurance](https://spot.insure/compare/beazley-vs-vouch/commercial-property)
- [Beazley vs Vouch Cyber Insurance](https://spot.insure/compare/beazley-vs-vouch/cyber)
- [Beazley vs Vouch D&O Insurance](https://spot.insure/compare/beazley-vs-vouch/directors-officers)
- [Beazley vs Vouch General Liability Insurance](https://spot.insure/compare/beazley-vs-vouch/general-liability)
- [Beazley vs Vouch Medical Malpractice Insurance](https://spot.insure/compare/beazley-vs-vouch/medical-malpractice)
- [Beazley vs Vouch Product Liability Insurance](https://spot.insure/compare/beazley-vs-vouch/product-liability)
- [Beazley vs Vouch Tech E&O Insurance](https://spot.insure/compare/beazley-vs-vouch/technology-errors-omissions)
- [Alliance Risk vs Beazley Professional Liability (E&O) Insurance](https://spot.insure/compare/alliance-risk-vs-beazley/professional-errors-omissions)
- [Alliance Risk vs Vouch Professional Liability (E&O) Insurance](https://spot.insure/compare/alliance-risk-vs-vouch/professional-errors-omissions)
- [At-Bay vs Beazley Professional Liability (E&O) Insurance](https://spot.insure/compare/at-bay-vs-beazley/professional-errors-omissions)
- [At-Bay vs Vouch Professional Liability (E&O) Insurance](https://spot.insure/compare/at-bay-vs-vouch/professional-errors-omissions)
- [Beazley vs CFC Professional Liability (E&O) Insurance](https://spot.insure/compare/beazley-vs-cfc/professional-errors-omissions)
- [Beazley vs Chubb Professional Liability (E&O) Insurance](https://spot.insure/compare/beazley-vs-chubb/professional-errors-omissions)

## Sources

### Beazley

1. [MediaTech for Small Businesses](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/). Beazley; Opening product description; What we offer: E&O (Tech and Professional), Media, Cyber coverage includes; SME placement paragraph; claims team paragraph. Accessed 2026-09-23.
2. [Legal Information](https://www.beazley.com/en-us/legal-information-en/). Beazley; Website conditions: US jurisdiction availability, surplus lines and policy wording disclaimers; Beazley plc identity. Accessed 2026-09-16.
3. [Execuguard (Combined EPL, D&O, and Fiduciary)](https://www.beazley.com/en-us/products/executive-risk-usa/execuguard-combined-epl-do-and-fiduciary). Beazley; ExecuGuard product introduction: combined EPL, D&O and fiduciary coverage for private organizations; What we offer: separate or shared limits, admitted or non-admitted; How can we help. Accessed 2026-09-16.
4. [Virtual Care](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care). Beazley; Available Coverages; Who we can help; Where is this offered. Accessed 2026-09-16.
5. [Beazley Digital Media Tech Application](https://www.beazley.com/globalassets/product-documents/application/digital-mediatech-application-form.pdf). Beazley; F00859, 042022 edition, Beazley Insurance Company, Inc.; page 1 claims-made-and-reported notice and General Information; page 1-2 Revenue Information. Accessed 2026-09-23.
6. [Beazley MediaTech Sample Policy](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf). Beazley; F00731, 022019 edition; Media, Tech, Data & Network Liability insuring agreement; Definitions: Tech & Professional Services Wrongful Act, Professional Services; Limit of Liability and Coverage; Optional Extension Period. Accessed 2026-09-23.

### Vouch

7. [Vouch Homepage](https://www.vouch.us/). Vouch; Hero identifying Vouch as an insurance broker; Industries; Services; footer identifying Vouch Specialty and qualifying product availability. Accessed 2026-09-15.
8. [Start a Vouch Application](https://apply.vouch.us/). Vouch; Public first screen: legal business name, website/no-website option, address and location type, applicant role and contact fields, consent, and existing-customer sign-in. Accessed 2026-09-15.
9. [Carrier Options in One Place](https://www.vouch.us/blog/how-having-carrier-options-in-one-place-helps-businesses-choose-smarter-coverage). Vouch; 26 November 2025: Choice Without the Chaos; Clarity That Builds Confidence; One Relationship, Many Solutions; final producer/underwriting disclosure. Accessed 2026-09-15.
10. [Contract Requirement Review](https://www.vouch.us/services/contract-requirement-review). Vouch; Coverage that keeps your deals moving; Tailored to your contract; Effortless Experience (reviews and COIs). Accessed 2026-09-15.
11. [Insurance for Professional Services Firms](https://www.vouch.us/professional-services). Vouch; Expertise across professional services: Accounting & Finance, Architecture/Engineering/Construction, IT Consulting, Management Consulting, Marketing & Creative Agencies; Core coverages for Professional Services: Errors & Omissions, General Liability, Cyber Liability, Employment Practices Liability, Workers' Compensation. Accessed 2026-09-23.
12. [Cyber and Errors & Omissions](https://www.corixinsurance.com/products/cyber-and-errors-omissions). Corix Insurance; Errors & Omissions insurance provided by Corix helps protect businesses for claims of negligence, mistakes, or inadequate work that causes a financial loss to clients, in the provision of professional services. It includes legal defense costs and damages awarded, even when the claim is groundless.. Accessed 2026-09-23.
13. [Legal Disclosures](https://www.corixinsurance.com/legal/disclosures). Corix Insurance; Policies are issued by State National Insurance Company (NAIC# 12831) or United Specialty Insurance Company (NAIC#12537).. Accessed 2026-09-23.

### Professional Liability (E&O) Insurance Guide

14. [FAQ: Professional liability insurance](https://www.tdi.texas.gov/commercial/pl-faq.html). Texas Department of Insurance; What’s professional liability coverage?; What types of damages…; What’s general liability insurance?; Do I need professional liability… if I have general liability…?; Is professional liability insurance required?; Can a client require…?; What’s the difference between occurrence policies and claims-made policies. Accessed 2026-09-16.
15. [Professional liability insurance](https://www.iii.org/article/professional-liability-insurance). Insurance Information Institute; Opening paragraphs (professional services/advice and E&O name); Claims not covered by general liability; What types of businesses need professional liability insurance?; What’s covered… and what’s not (claims-made versus occurrence, defense and judgments, non-financial/intentional limits, BOP/in-home exclusion). Accessed 2026-09-16.
16. [Get business insurance](https://www.sba.gov/counseling/launch-your-business/#business-insurance). U.S. Small Business Administration; Six common types of business insurance table. Accessed 2026-09-16.
17. [Professional Liability – US Direct Errors and Omissions Insurance](https://www.hiscox.com/documents/pl-sample-policy-wording.pdf). Hiscox Inc. specimen; About this Policy / Coverage for Claims Made Against You; I.A Insuring Agreement; I.B Defense; I.C Settlement; II.A Notice of Claims; II.C Optional Extended Reporting Period; III.A, III.K, III.M, III.R, III.S Exclusions; IV.A–B Limits and Deductible; VI.O Professional Services; VI.U Wrongful Act. Accessed 2026-09-16.

Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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