---
title: "Beazley vs Newfront Telehealth Insurance"
description: "Beazley underwrites modular Virtual Care; Newfront brokers custom digital-health programs with a client platform."
canonical: "https://spot.insure/compare/beazley-vs-newfront/virtual-care-telehealth"
page-type: "line-comparison"
updated-at: "2026-09-23"
---

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[Human-readable page](https://spot.insure/compare/beazley-vs-newfront/virtual-care-telehealth)

# Beazley vs Newfront Telehealth Insurance

Beazley underwrites modular Virtual Care; Newfront brokers custom digital-health programs with a client platform.

## Research Scope and Use

Use this comparison to evaluate Beazley and Newfront for Telehealth Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

Beazley underwrites Virtual Care as a modular policy for five digital-health segments in listed domicile countries. Newfront brokers Digital Health & Telemedicine programs through a dedicated team, does not underwrite, and does not name an issuing insurer. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") [9](https://www.newfront.com/industries/digital-health-and-telemedicine "Digital Health and Telemedicine Insurance Solutions")

## What Is Beazley?

Beazley is a specialty insurance group whose MediaTech product combines technology and professional E&O, media and cyber coverage. Separate offerings address executive liability, digital health and other specialty risks. [1](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses") [2](https://www.beazley.com/en-us/legal-information-en/ "Legal Information") [3](https://www.beazley.com/en-us/products/executive-risk-usa/execuguard-combined-epl-do-and-fiduciary "Execuguard (Combined EPL, D&O, and Fiduciary)") [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care")

[Beazley profile](https://spot.insure/insurance-providers/beazley)

## What Is Newfront?

Newfront is a business-insurance and employee-benefits brokerage that combines specialist teams with online policy-management tools. It is now part of WTW. [5](https://www.newfront.com/business-insurance "Business Insurance") [6](https://www.newfront.com/total-rewards "Employee Benefits") [7](https://www.newfront.com/navigator "Newfront Navigator") [8](https://investors.wtwco.com/news-releases/news-release-details/wtw-completes-acquisition-newfront "WTW Completes Acquisition Of Newfront")

[Newfront profile](https://spot.insure/insurance-providers/newfront)

## What Is Virtual Care and Telehealth Insurance?

Virtual care and telehealth insurance addresses liability for healthcare services delivered through technology, including remote consultations. It doesn't automatically extend to cyber incidents, in-person malpractice, or product defects — those need separate confirmation in the quote. [10](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") [11](https://www.hubinternational.com/industries/healthcare-business-insurance/virtual-care-insurance/ "Virtual Care Insurance Brokerage Coverage") [12](https://www.cfc.com/en-us/products/industry/ehealth/ "Digital health insurance | eHealth")

## Key Differences in Telehealth Insurance

### Who Issues the Policy

Beazley underwrites Virtual Care as a modular policy. Newfront brokers Digital Health & Telemedicine programs through a dedicated team and does not underwrite. Newfront’s reviewed record does not name an issuing insurer, so a Newfront quote is a placement, not a Beazley form unless that is the market used. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") [9](https://www.newfront.com/industries/digital-health-and-telemedicine "Digital Health and Telemedicine Insurance Solutions")

### Coverage Categories

Beazley’s modules include healthcare professional liability, tech liability, cyber, media, general liability, products/completed operations and clinical-trials financial injury, with affirmative bodily-injury wording. Newfront lists financial injury, professional liability, product liability and cyber liability, plus compliance support for data-breach and patient-privacy rules. Media liability and clinical-trials financial injury appear on Beazley’s module list; Newfront’s reviewed digital-health list does not name those two. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") [9](https://www.newfront.com/industries/digital-health-and-telemedicine "Digital Health and Telemedicine Insurance Solutions")

### Who Can Buy

Beazley names five segments and nine domicile countries. Newfront says it designs programs for companies at any stage, from start-up to market leader, without a stated revenue minimum. Stage is open on Newfront’s record; domicile is gated on Beazley’s. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") [9](https://www.newfront.com/industries/digital-health-and-telemedicine "Digital Health and Telemedicine Insurance Solutions")

Both mention wearables in different ways. Beazley’s segment list includes mHealth companies building wearables and apps. Newfront says its team addresses wearables and device-based data capture with its cyber risk group. Compare how each quote schedules device-generated patient data, not just whether the word “wearable” appears. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") [9](https://www.newfront.com/industries/digital-health-and-telemedicine "Digital Health and Telemedicine Insurance Solutions")

### Claims and Policy Administration

Newfront says clients can view policies, request changes, find certificates, submit claims and pay invoices on its platform, and that it provides custom playbooks for contracts and claims. Beazley names a dedicated healthcare claims team and, if the cyber module is bound, Beazley Breach Response Services. One path is a broker platform and playbooks; the other is the carrier’s claims team and optional breach-response services. [9](https://www.newfront.com/industries/digital-health-and-telemedicine "Digital Health and Telemedicine Insurance Solutions") [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care")

## What to Confirm in Telehealth Insurance Quotes

- Ask Beazley which modules are included and whether your domicile is on the listed-country list. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care")
- Ask Newfront which insurer will issue each line in the digital-health program. [9](https://www.newfront.com/industries/digital-health-and-telemedicine "Digital Health and Telemedicine Insurance Solutions")
- Compare wearables and device-data wording on Newfront’s program with Beazley’s mHealth segment. [9](https://www.newfront.com/industries/digital-health-and-telemedicine "Digital Health and Telemedicine Insurance Solutions") [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care")
- Get limits and retentions from both. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") [9](https://www.newfront.com/industries/digital-health-and-telemedicine "Digital Health and Telemedicine Insurance Solutions")

## Offering Details

| Criteria | Beazley Virtual Care | Newfront Digital Health & Telemedicine Insurance |
| --- | --- | --- |
| Role in This Line | Beazley sells Virtual Care as a single modular policy bundling healthcare professional liability, technology liability, cyber, media liability, general liability and products/completed operations for digital-health businesses, rather than separate line-item policies. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") (Evidence: Company-reported; scope: Virtual Care product description and Available Coverages list..) | Newfront brokers insurance programs for digital-health and telemedicine businesses through a dedicated Digital Health & Telemedicine team; it does not underwrite the coverage. [9](https://www.newfront.com/industries/digital-health-and-telemedicine "Digital Health and Telemedicine Insurance Solutions") (Evidence: Company-reported; scope: Digital health page intro and Our approach section..) |
| Issuing Insurer | Not described in the reviewed sources. | The reviewed digital-health page does not name an issuing insurer; it describes working with 'cyber risk professionals' internally rather than naming carriers. [9](https://www.newfront.com/industries/digital-health-and-telemedicine "Digital Health and Telemedicine Insurance Solutions") (Evidence: Not publicly disclosed; scope: Page as read on 2026-09-23..) |
| Who It’s For | Beazley targets five digital-health segments with Virtual Care: telehealth/telemedicine providers, mHealth companies building wearables and apps, med-tech/devices platforms and SaaS developers, lifestyle-and-wellness businesses, and traditional in-person healthcare entities with cyber-related bodily-injury exposure. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") (Evidence: Company-reported; scope: Virtual Care "Who we can help" section..)<br><br>Beazley offers Virtual Care worldwide for organizations domiciled in the United States, United Kingdom, Canada, Singapore, Australia, Hong Kong, Colombia, Chile and Spain. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") (Evidence: Company-reported; scope: Virtual Care "Where is this offered" section..) | Newfront says its Digital Health & Telemedicine team designs programs for companies at any stage, from start-up to market leader, without stating a minimum revenue or size threshold. [9](https://www.newfront.com/industries/digital-health-and-telemedicine "Digital Health and Telemedicine Insurance Solutions") (Evidence: Company-reported; scope: Strategies for the journey section..) |
| Coverage Features | The Available Coverages list under Virtual Care includes Healthcare Professional Liability, Tech Services/Tech Products Liability, Cyber Liability (Beazley Breach Response or InfoSec), First Party Cyber, General Liability (claims-made or occurrence), Products/Completed Operations, Media Liability and Clinical Trials Financial Injury. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") (Evidence: Company-reported; scope: Virtual Care Available Coverages list; actual coverage purchased depends on the modules selected and the issued policy..)<br><br>Beazley highlights "affirmative coverage for claims made against an insured which results in bodily injury" as a feature of Virtual Care, distinguishing it as a policy point rather than describing every underlying module's terms. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") (Evidence: Company-reported; scope: "The Beazley Difference" section of the Virtual Care page..) | Newfront lists financial injury, professional liability, product liability, and cyber liability as risk categories its digital-health programs address, along with compliance support tied to data-breach and patient-privacy regulations. [9](https://www.newfront.com/industries/digital-health-and-telemedicine "Digital Health and Telemedicine Insurance Solutions") (Evidence: Company-reported; scope: Page intro and Compliance + customer protection section..) |
| Limits and Retentions | The reviewed page does not publish specific dollar limits or retentions for Virtual Care or its component modules. Those terms appear only on an actual quote. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") (Evidence: Not publicly disclosed; scope: Virtual Care page as read on 2026-09-23; a supplementary product-overview PDF found in search could not be parsed for numeric limits..) | The reviewed page does not publish limit ranges or retentions for digital-health programs; coverage is described as custom-designed per client rather than with a fixed schedule. [9](https://www.newfront.com/industries/digital-health-and-telemedicine "Digital Health and Telemedicine Insurance Solutions") (Evidence: Not publicly disclosed; scope: Page as read on 2026-09-23..) |
| Risk Services | Policyholders that include the cyber module get access to Beazley Breach Response Services, which Beazley describes as covering breach-response management, information-security insurance solutions and risk-management services. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") (Evidence: Company-reported; scope: "The Beazley Difference" section; service scope depends on whether the cyber module is selected..) | Newfront says its team addresses novel exposures such as wearables and device-based data capture, and works with its cyber risk group on phishing and ransomware exposure, regulatory issues, and coverage benchmarking. [9](https://www.newfront.com/industries/digital-health-and-telemedicine "Digital Health and Telemedicine Insurance Solutions") (Evidence: Company-reported; scope: Vertically-dedicated team and Cyber liability expertise sections..)<br><br>Newfront says clients can view policies, request changes, find certificates, submit claims, and pay invoices through its platform, with 24/7 access to their insurance program. [9](https://www.newfront.com/industries/digital-health-and-telemedicine "Digital Health and Telemedicine Insurance Solutions") (Evidence: Company-reported; scope: A tech-forward take and Industry-leading technology sections..) |
| How to Apply | Beazley lists several downloadable application brochures for different Virtual Care coverage combinations, such as "Virtual Care - InfoSec (no First Party)" and "Virtual Care - Professional Liability," indicating a broker-submitted, module-by-module application rather than one online form. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") (Evidence: Company-reported; scope: Tools & Resources section of the Virtual Care page..) | Not described in the reviewed sources. |
| Claims Support | Beazley names a dedicated Claims Team Leader for Healthcare and several claims managers and specialists on the Virtual Care team, and directs customers to a general "Notify a Claim" channel. The page does not describe specific claims-handling procedures or timelines. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") (Evidence: Company-reported; scope: Team listing and claims-contact links on the Virtual Care page..) | Newfront says it provides custom playbooks that guide clients through contract details or claims processes so they know what to do and who to contact. [9](https://www.newfront.com/industries/digital-health-and-telemedicine "Digital Health and Telemedicine Insurance Solutions") (Evidence: Company-reported; scope: Step-by-step claims guidance section..) |

## Full Comparison

- [Beazley vs Newfront](https://spot.insure/compare/beazley-vs-newfront): all coverage lines, business roles, service and claims.
- [What Is Virtual Care and Telehealth Insurance?](https://spot.insure/coverage/virtual-care-telehealth): Virtual care and telehealth insurance addresses liability for remote consultations and other health care delivered through technology.
- [Beazley vs Newfront Commercial Property Insurance](https://spot.insure/compare/beazley-vs-newfront/commercial-property)
- [Beazley vs Newfront Crime Insurance](https://spot.insure/compare/beazley-vs-newfront/crime)
- [Beazley vs Newfront Cyber Insurance](https://spot.insure/compare/beazley-vs-newfront/cyber)
- [Beazley vs Newfront D&O Insurance](https://spot.insure/compare/beazley-vs-newfront/directors-officers)
- [Beazley vs Newfront Employment Practices Liability Insurance](https://spot.insure/compare/beazley-vs-newfront/employment-practices)
- [Beazley vs Newfront Fidelity Bonds](https://spot.insure/compare/beazley-vs-newfront/fidelity-bonds)
- [Beazley vs Newfront Fiduciary Liability Insurance](https://spot.insure/compare/beazley-vs-newfront/fiduciary)
- [Beazley vs Newfront General Liability Insurance](https://spot.insure/compare/beazley-vs-newfront/general-liability)
- [Beazley vs Newfront Management Liability Insurance](https://spot.insure/compare/beazley-vs-newfront/management-liability)
- [Beazley vs Newfront Product Liability Insurance](https://spot.insure/compare/beazley-vs-newfront/product-liability)
- [Beazley vs Newfront Product Recall Insurance](https://spot.insure/compare/beazley-vs-newfront/product-recall)
- [Beazley vs Newfront Professional Liability (E&O) Insurance](https://spot.insure/compare/beazley-vs-newfront/professional-errors-omissions)
- [Beazley vs Newfront Representations and Warranties Insurance](https://spot.insure/compare/beazley-vs-newfront/representations-warranties)
- [Beazley vs Newfront Tech E&O Insurance](https://spot.insure/compare/beazley-vs-newfront/technology-errors-omissions)
- [Beazley vs CFC Telehealth Insurance](https://spot.insure/compare/beazley-vs-cfc/virtual-care-telehealth)
- [Beazley vs Founder Shield Telehealth Insurance](https://spot.insure/compare/beazley-vs-foundershield/virtual-care-telehealth)
- [Beazley vs HUB International Telehealth Insurance](https://spot.insure/compare/beazley-vs-hub-international/virtual-care-telehealth)
- [CFC vs Newfront Telehealth Insurance](https://spot.insure/compare/cfc-vs-newfront/virtual-care-telehealth)
- [Founder Shield vs Newfront Telehealth Insurance](https://spot.insure/compare/foundershield-vs-newfront/virtual-care-telehealth)
- [HUB International vs Newfront Telehealth Insurance](https://spot.insure/compare/hub-international-vs-newfront/virtual-care-telehealth)

## Sources

### Beazley

1. [MediaTech for Small Businesses](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/). Beazley; Opening product description; What we offer: E&O (Tech and Professional), Media, Cyber coverage includes; How can we help; SME placement paragraph; Tools & Resources. Accessed 2026-09-16.
2. [Legal Information](https://www.beazley.com/en-us/legal-information-en/). Beazley; Website conditions: US jurisdiction availability, surplus lines and policy wording disclaimers; Beazley plc identity. Accessed 2026-09-16.
3. [Execuguard (Combined EPL, D&O, and Fiduciary)](https://www.beazley.com/en-us/products/executive-risk-usa/execuguard-combined-epl-do-and-fiduciary). Beazley; ExecuGuard product introduction: combined EPL, D&O and fiduciary coverage for private organizations; What we offer: separate or shared limits, admitted or non-admitted; How can we help. Accessed 2026-09-16.
4. [Virtual Care](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care). Beazley; Available Coverages; Who we can help; Where is this offered. Accessed 2026-09-23.

### Newfront

5. [Business Insurance](https://www.newfront.com/business-insurance). Newfront; Purpose-Built Team; Full Transparency; Streamlined Program Management. Accessed 2026-09-15.
6. [Employee Benefits](https://www.newfront.com/total-rewards). Newfront; Employee Benefits heading; Tailored Solutions; Comprehensive Expertise: Benefits, Global Benefits, Compensation and Retirement. Accessed 2026-09-16.
7. [Newfront Navigator](https://www.newfront.com/navigator). Newfront; Total Access. Real Confidence; Explore What You Can Do in Navigator; product demonstration image. Accessed 2026-09-15.
8. [WTW Completes Acquisition Of Newfront](https://investors.wtwco.com/news-releases/news-release-details/wtw-completes-acquisition-newfront). WTW; 27 January 2026 release; completion announcement and allocation of Business Insurance and Total Rewards to WTW segments. Accessed 2026-09-15.
9. [Digital Health and Telemedicine Insurance Solutions](https://www.newfront.com/industries/digital-health-and-telemedicine). Newfront; Our approach: Compliance + customer protection, Strategies for the journey, Cyber liability expertise, Vertically-dedicated team, A tech-forward take; The Newfront difference: Step-by-step claims guidance, Industry-leading technology. Accessed 2026-09-23.

### Telehealth Insurance Guide

10. [Virtual Care](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care). Beazley; Integrated risk protection package; Affirmative coverage for claims made against an insured which results in bodily injury; Traditional healthcare entities – Professional Liability; telehealth space. Accessed 2026-09-16.
11. [Virtual Care Insurance Brokerage Coverage](https://www.hubinternational.com/industries/healthcare-business-insurance/virtual-care-insurance/). HUB International; Virtual care medical professional liability; Products liability; Cyber liability; General liability; bodily injuries from healthcare services and technology activities; program tailored to the needs of your practice or organization. Accessed 2026-09-16.
12. [Digital health insurance | eHealth](https://www.cfc.com/en-us/products/industry/ehealth/). CFC; Telemedicine and telehealth uses technology to deliver care at a distance; Telemedicine, mHealth, artificial intelligence and remote patient monitoring; Bodily injury arising from healthcare services, technology activities, cyber events and system outages; Cyber and privacy; related medical malpractice product. Accessed 2026-09-16.

Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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