---
title: "Beazley vs Kinro: Professional Liability (E&O) Insurance"
description: "Kinro asks for services, clients, revenue and claims details and often reviews E&O with cyber, general liability and D&O; Beazley asks about services, staff and revenue for MediaTech."
canonical: "https://spot.insure/compare/beazley-vs-kinro/professional-errors-omissions"
page-type: "line-comparison"
updated-at: "2026-09-25"
comparison-pair: "beazley-vs-kinro"
provider-a: "beazley"
provider-b: "kinro"
coverage-line: "professional-errors-omissions"
---

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[Human-readable page](https://spot.insure/compare/beazley-vs-kinro/professional-errors-omissions)

## Agent Guide

**What this page is:** Focused comparison of Beazley and Kinro for Professional Liability (E&O) Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Professional Liability (E&O) Insurance questions about Beazley versus Kinro. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Beazley vs Kinro for Professional Liability (E&O) Insurance: how do they differ?
- Which is better for Professional Liability (E&O) Insurance, Beazley or Kinro?
- What does Beazley or Kinro publish about Professional Liability (E&O) Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Professional Liability (E&O) Insurance. Providers: Beazley and Kinro.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25.

**Related pages:**
- [Beazley vs Kinro](https://spot.insure/compare/beazley-vs-kinro) — all coverage lines for this pair
- [Professional Liability (E&O) Insurance guide](https://spot.insure/coverage/professional-errors-omissions) — how this coverage works
- [Beazley profile](https://spot.insure/insurance-providers/beazley) — provider profile
- [Kinro profile](https://spot.insure/insurance-providers/kinro) — provider profile

# Beazley vs Kinro: How Do They Compare for Professional Liability (E&O) Insurance?

Kinro is a broker that matches you to an E&O carrier, collecting revenue, contract terms and advice type first, and often reviews it with cyber and D&O. Beazley sells E&O bundled inside its MediaTech small-business form.

Businesses seeking a coordinated E&O review with cyber, general liability and D&O can consider Kinro; Beazley’s MediaTech intake screens services, staff and revenue for its bundled form.

## Beazley vs Kinro Professional Liability (E&O) Insurance Summary

Kinro asks for services, clients, revenue and claims details and often reviews E&O with cyber, general liability and D&O; Beazley asks about services, staff and revenue for MediaTech. [4](https://kinro.com/products/professional-liability "Professional Liability / E&O") [2](https://www.beazley.com/globalassets/product-documents/application/digital-mediatech-application-form.pdf "Beazley Digital Media Tech Application")

## What Are the Key Differences Between Beazley and Kinro Professional Liability (E&O) Insurance?

### What the Application Asks

Kinro says it gathers your services, client types, revenue and prior claims for E&O and often reviews the line alongside cyber, general liability and D&O. Beazley’s MediaTech application asks about professional and technology services, employee count and multi-year revenue. Kinro’s intake spans several lines; Beazley’s application is tied to its bundled product. [4](https://kinro.com/products/professional-liability "Professional Liability / E&O") [2](https://www.beazley.com/globalassets/product-documents/application/digital-mediatech-application-form.pdf "Beazley Digital Media Tech Application")

### Cross-Line Review or Fixed Bundle

Kinro can consider E&O with other lines in the same underwriting conversation. Beazley sells E&O inside MediaTech with technology, media and cyber. If you want those specific coverages together, ask Beazley about the shared aggregate; if you are shopping multiple lines more broadly, ask Kinro which carriers it will compare. [4](https://kinro.com/products/professional-liability "Professional Liability / E&O") [1](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses") [3](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf "Beazley MediaTech Sample Policy")

### Quote Terms

Kinro does not publish E&O limits, retentions or premium on its reviewed page. Beazley’s sample form does not disclose the Optional Extension Period cost and duration. Request actual quote terms before comparing. [4](https://kinro.com/products/professional-liability "Professional Liability / E&O") [3](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf "Beazley MediaTech Sample Policy")

## What Should You Confirm in Beazley and Kinro Professional Liability (E&O) Insurance Quotes?

- Ask Kinro which carrier it would approach and what underwriting details affect eligibility. [4](https://kinro.com/products/professional-liability "Professional Liability / E&O")
- Confirm that your services fit Beazley’s MediaTech definition. [3](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf "Beazley MediaTech Sample Policy")
- Request limits, retentions and premium from both. [4](https://kinro.com/products/professional-liability "Professional Liability / E&O") [2](https://www.beazley.com/globalassets/product-documents/application/digital-mediatech-application-form.pdf "Beazley Digital Media Tech Application")
- Ask Beazley whether E&O has a separate limit or shares MediaTech’s aggregate. [3](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf "Beazley MediaTech Sample Policy")

## Beazley vs Kinro Professional Liability (E&O) Insurance Compared

| Criteria | Beazley MediaTech for Small Businesses | Kinro Professional Liability / E&O |
| --- | --- | --- |
| How to Apply | Beazley's MediaTech application asks applicants to describe the professional and technology services they perform, disclose employee count and multi-year US and non-US revenue, and state whether written client contracts include scope-of-work, damages-cap and consequential-damages-disclaimer provisions. [2](https://www.beazley.com/globalassets/product-documents/application/digital-mediatech-application-form.pdf "Beazley Digital Media Tech Application") (Evidence: Company-reported; scope: Application form F00859, 042022 edition, General Information, Revenue Information and Contractual Controls sections; a completed application does not establish acceptance..) | To quote professional liability/E&O, Kinro collects the services provided, client types, revenue and contract terms, prior claims and retroactive dates, and whether the business handles regulated, technical, financial or operational advice, and often reviews it together with cyber, general liability and D&O coverage. [4](https://kinro.com/products/professional-liability "Professional Liability / E&O") (Evidence: Company-reported; scope: Professional Liability / E&O page "Quote file" and "Reviewed with" sections..) |
| Coverage Features | The sample MediaTech form covers a Tech & Professional Services Wrongful Act: a negligent act, error, omission, misstatement or unintentional breach of contract in rendering Professional Services, defined as services performed for others for a fee. [3](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf "Beazley MediaTech Sample Policy") (Evidence: Company-reported; scope: Sample policy form F00731, 022019 edition, insuring agreements and definitions; the issued policy's wording and any endorsements control..)<br><br>The sample form's definition of Professional Services excludes services performed as an accountant, architect, surveyor, health care provider, lawyer, insurance or real estate agent or broker, or civil or structural engineer, so those licensed professions are not covered by this professional E&O trigger. [3](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf "Beazley MediaTech Sample Policy") (Evidence: Company-reported; scope: Sample policy form F00731, 022019 edition, Professional Services definition; a business in one of these excluded professions would need different coverage even if it buys MediaTech..) | Kinro describes professional liability/E&O as addressing claims tied to alleged errors, omissions, missed deadlines or service mistakes, and says it covers defense and claim-handling questions that a general liability policy may not address. [4](https://kinro.com/products/professional-liability "Professional Liability / E&O") (Evidence: Company-reported; scope: Professional Liability / E&O page introduction and "Coverage" section; actual terms depend on the carrier and policy placed..) |
| Role in This Line | Beazley sells professional errors and omissions coverage bundled inside MediaTech, a single small-business form that also includes technology E&O, media liability and cyber coverage. It is not sold as a standalone professional-liability policy for this segment. [1](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses") (Evidence: Company-reported; scope: US small-business MediaTech product page; does not address any larger-account professional liability program Beazley may write separately..) | Kinro is a broker: it matches a business to a professional liability/E&O carrier rather than underwriting the policy itself, saying the product "can underwrite differently" by operation and that market fit depends on carrier appetite. [4](https://kinro.com/products/professional-liability "Professional Liability / E&O") (Evidence: Company-reported; scope: Professional Liability / E&O page "Routing" and "Market fit" sections..) |

## About Beazley and Kinro and Professional Liability (E&O) Insurance

- [Beazley company profile](https://spot.insure/insurance-providers/beazley) · [Beazley customer reviews](https://spot.insure/insurance-providers/beazley/reviews)
- [Kinro company profile](https://spot.insure/insurance-providers/kinro) · [Kinro customer reviews](https://spot.insure/insurance-providers/kinro/reviews)
- [What Is Professional Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/professional-errors-omissions)

## Related Pages for Beazley vs Kinro Professional Liability (E&O)

- [Beazley vs Kinro](https://spot.insure/compare/beazley-vs-kinro): all coverage lines, business roles, service and claims.
- [What Is Professional Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/professional-errors-omissions): Professional liability can help pay covered defense costs and losses when a client says your advice or service caused financial harm; check services and reporting terms.
- [Beazley Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/beazley/professional-errors-omissions)
- [Kinro Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/kinro/professional-errors-omissions)

## Sources for Beazley vs Kinro Professional Liability (E&O) Insurance

### Sources About Beazley

1. [MediaTech for Small Businesses](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/). Beazley; Opening product description; What we offer: E&O (Tech and Professional), Media, Cyber coverage includes; SME placement paragraph; claims team paragraph. Accessed 2026-09-23.
2. [Beazley Digital Media Tech Application](https://www.beazley.com/globalassets/product-documents/application/digital-mediatech-application-form.pdf). Beazley; F00859, 042022 edition, Beazley Insurance Company, Inc.; page 1 claims-made-and-reported notice and General Information; page 1-2 Revenue Information. Accessed 2026-09-23.
3. [Beazley MediaTech Sample Policy](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf). Beazley; F00731, 022019 edition; Media, Tech, Data & Network Liability insuring agreement; Definitions: Tech & Professional Services Wrongful Act, Professional Services; Limit of Liability and Coverage; Optional Extension Period. Accessed 2026-09-23.

### Sources About Kinro

4. [Professional Liability / E&O](https://kinro.com/products/professional-liability). Kinro; Common fit; Product file; Coverage — What it usually handles; Triggers — When it comes up; Quote file — Inputs carriers usually need; Routing — Match the product to the operation; Market fit. Accessed 2026-09-23.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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