---
title: "Beazley vs HUB International: Management Liability Insurance"
description: "Beazley's ExecuGuard gives private companies D&O, EPL and fiduciary in one policy with limits up to $20 million; HUB is a broker that can add Side A excess D&O, employed-lawyer cover, crime, K&R and workplace violence. HUB publishes no limits or insurers."
canonical: "https://spot.insure/compare/beazley-vs-hub-international/management-liability"
page-type: "line-comparison"
updated-at: "2026-09-25"
comparison-pair: "beazley-vs-hub-international"
provider-a: "beazley"
provider-b: "hub-international"
coverage-line: "management-liability"
---

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[Human-readable page](https://spot.insure/compare/beazley-vs-hub-international/management-liability)

## Agent Guide

**What this page is:** Focused comparison of Beazley and HUB International for Management Liability Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Management Liability Insurance questions about Beazley versus HUB International. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Beazley vs HUB International for Management Liability Insurance: how do they differ?
- Which is better for Management Liability Insurance, Beazley or HUB International?
- What does Beazley or HUB International publish about Management Liability Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Management Liability Insurance. Providers: Beazley and HUB International.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25.

**Related pages:**
- [Beazley vs HUB International](https://spot.insure/compare/beazley-vs-hub-international) — all coverage lines for this pair
- [Management Liability Insurance guide](https://spot.insure/coverage/management-liability) — how this coverage works
- [Beazley profile](https://spot.insure/insurance-providers/beazley) — provider profile
- [HUB International profile](https://spot.insure/insurance-providers/hub-international) — provider profile

# Beazley vs HUB International: How Do They Compare for Management Liability Insurance?

HUB International is a broker that packages D&O, EPL, fiduciary and more under ProEx without underwriting them; Beazley markets ExecuGuard as a package policy for private companies, with limits up to US $20 million.

Beazley's ExecuGuard is one insurer's D&O, EPL and fiduciary package for private companies with limits up to $20 million; HUB is a broker that adds Side A excess D&O, crime, K&R and workplace-violence cover.

## Beazley vs HUB International Management Liability Insurance Summary

Beazley's ExecuGuard gives private companies D&O, EPL and fiduciary in one policy with limits up to $20 million; HUB is a broker that can add Side A excess D&O, employed-lawyer cover, crime, K&R and workplace violence. HUB publishes no limits or insurers. [1](https://www.beazley.com/en-us/products/executive-risk-usa/execuguard-combined-epl-do-and-fiduciary "Execuguard (Combined EPL, D&O, and Fiduciary)") [2](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx")

## What Are the Key Differences Between Beazley and HUB International Management Liability Insurance?

### One Three-Part Policy vs a Broker's Wider Menu

Beazley writes ExecuGuard as one package for private organizations, covering D&O, employment practices and fiduciary, with combined limits up to $20 million. HUB's ProEx practice brokers those same lines and adds Side A excess D&O (which protects directors personally when the company can't pay), employed-lawyers E&O, crime, kidnap/ransom/extortion and workplace violence. Choose Beazley through your broker if you're a private company and the three core lines cover you; choose HUB if you're preparing to go public or need the extra lines placed together. [1](https://www.beazley.com/en-us/products/executive-risk-usa/execuguard-combined-epl-do-and-fiduciary "Execuguard (Combined EPL, D&O, and Fiduciary)") [2](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [3](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies")

### Insurer-Side Counsel vs Broker-Side Attorneys

ExecuGuard gives you an approved counsel panel and BeazleySure risk resources. HUB's Claims & Legal Risks Group of attorneys reviews policy wording and pursues claim recoveries, and it offers D&O modeling with ESG analysis. Beazley's lawyers work within the insurer's panel; HUB's work for you against the insurer. HUB cites more than $2 billion in placed premium as negotiating leverage, which is a volume claim, not a limit you'll get. [1](https://www.beazley.com/en-us/products/executive-risk-usa/execuguard-combined-epl-do-and-fiduciary "Execuguard (Combined EPL, D&O, and Fiduciary)") [2](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx")

## What Should You Confirm in Beazley and HUB International Management Liability Insurance Quotes?

- Ask HUB which insurers it would use and whether Beazley is one of them. [2](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [1](https://www.beazley.com/en-us/products/executive-risk-usa/execuguard-combined-epl-do-and-fiduciary "Execuguard (Combined EPL, D&O, and Fiduciary)")
- Decide whether you need Side A, employed-lawyer or K&R cover, which ExecuGuard doesn't include. [2](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [1](https://www.beazley.com/en-us/products/executive-risk-usa/execuguard-combined-epl-do-and-fiduciary "Execuguard (Combined EPL, D&O, and Fiduciary)")
- Ask Beazley how the $20 million is split among coverage parts, and whether limits are shared. [1](https://www.beazley.com/en-us/products/executive-risk-usa/execuguard-combined-epl-do-and-fiduciary "Execuguard (Combined EPL, D&O, and Fiduciary)") [2](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx")

## Beazley vs HUB International Management Liability Insurance Compared

| Criteria | Beazley ExecuGuard | HUB ProEx Management Liability Insurance Brokerage |
| --- | --- | --- |
| Coverage Features | Beazley lists coverage features shared across the bundle: broad insured-person investigation and inquiry coverage, books-and-records coverage, workplace-violence coverage with a business-interruption sublimit, and privacy-violation coverage affecting employees. [1](https://www.beazley.com/en-us/products/executive-risk-usa/execuguard-combined-epl-do-and-fiduciary "Execuguard (Combined EPL, D&O, and Fiduciary)") (Evidence: Company-reported; scope: ExecuGuard product page feature list; exclusions and conditions are set by the issued policy..)<br><br>The combined policy adds sublimited extensions for immigration-practices defense costs, OSHA proceedings and (subject to underwriting) wage-and-hour defense costs, plus settlor-capacity protection now written into the fiduciary insuring clauses. [1](https://www.beazley.com/en-us/products/executive-risk-usa/execuguard-combined-epl-do-and-fiduciary "Execuguard (Combined EPL, D&O, and Fiduciary)") (Evidence: Company-reported; scope: ExecuGuard product page; sublimit amounts are not published and appear only on a quote..) | HUB's ProEx Executive Liability coverages include directors and officers liability (D&O), side-A-only excess D&O, employment practices liability, fiduciary liability, employed lawyers errors and omissions, crime and fidelity coverage, kidnap, ransom and extortion insurance, and workplace violence coverage. [2](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page coverage list; the page describes the practice's catalogue, not the insuring agreements or exclusions of any one issued policy..)<br><br>HUB's technology-industry page separately groups crime, D&O, employment practices liability, fiduciary liability and transactional or warranty insurance under "Management Liability" as coverages it arranges for technology clients, largely overlapping with the ProEx Executive Liability list. [3](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies") (Evidence: Company-reported; scope: Technology-industry page People Protection and Management Liability lists; a marketing grouping, not a single bundled policy..) |
| Role in This Line | Beazley markets ExecuGuard as a single management-liability package policy combining private-company directors and officers (D&O), employment practices and fiduciary liability, which buyers can customize with separate or shared limits across the three coverages. [1](https://www.beazley.com/en-us/products/executive-risk-usa/execuguard-combined-epl-do-and-fiduciary "Execuguard (Combined EPL, D&O, and Fiduciary)") (Evidence: Company-reported; scope: US ExecuGuard package as described on the combined product page. Beazley does not market a separate US "management liability" product distinct from ExecuGuard in the reviewed sources; this record describes the same underlying product as the directors-officers, employment-practices and fiduciary offering records, at the bundle level..) | HUB brokers management liability coverage through its ProEx Professional & Executive Risk practice, packaging lines such as D&O, employment practices liability and fiduciary liability under an Executive Liability umbrella rather than underwriting any of them itself. [2](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page coverage list, read 2026-09-23; the page does not name an issuing insurer for any listed line..) |
| Risk Services | ExecuGuard policyholders can choose counsel from an approved panel and get access to BeazleySure risk-management resources. The combined page does not list specific tools. [1](https://www.beazley.com/en-us/products/executive-risk-usa/execuguard-combined-epl-do-and-fiduciary "Execuguard (Combined EPL, D&O, and Fiduciary)") (Evidence: Company-reported; scope: ExecuGuard product page; the EPL and fiduciary offering records list the specific BeazleySure features named on their own pages..) | HUB says ProEx provides an inclusive service model with analytics, litigation support and risk management across client sizes, a "boundaryless" account team of local, national and international specialists, and D&O modeling that incorporates ESG risk analysis alongside white papers, webinars and events on emerging exposures. [2](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page service-model and analytics sections..) |
| Claims Support | Beazley illustrates its claims approach for the bundle with a securities class-action and shareholder derivative-action scenario in which its claims team worked with the insured's defense counsel toward a dismissal; this is a single company-reported example, not audited claims-outcome data. [1](https://www.beazley.com/en-us/products/executive-risk-usa/execuguard-combined-epl-do-and-fiduciary "Execuguard (Combined EPL, D&O, and Fiduciary)") (Evidence: Company-reported; scope: ExecuGuard page scenario section; outcome statistics are not independently verified..) | HUB describes a Claims & Legal Risks Group of attorneys who specialize in ProEx coverages, handling policy-wording review and claim recovery for management liability claims. [2](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page claims and legal support section..) |

## About Beazley and HUB International and Management Liability Insurance

- [Beazley company profile](https://spot.insure/insurance-providers/beazley) · [Beazley customer reviews](https://spot.insure/insurance-providers/beazley/reviews)
- [HUB International company profile](https://spot.insure/insurance-providers/hub-international) · [HUB International customer reviews](https://spot.insure/insurance-providers/hub-international/reviews)
- [What Is Management Liability Insurance?](https://spot.insure/coverage/management-liability)

## Related Pages for Beazley vs HUB International Management Liability

- [Beazley vs HUB International](https://spot.insure/compare/beazley-vs-hub-international): all coverage lines, business roles, service and claims.
- [What Is Management Liability Insurance?](https://spot.insure/coverage/management-liability): Management liability packages can combine D&O, employment-practices and fiduciary coverage, but each part can insure different people, claims and limits.
- [Beazley Management Liability Insurance](https://spot.insure/insurance-providers/beazley/management-liability)
- [HUB International Management Liability Insurance](https://spot.insure/insurance-providers/hub-international/management-liability)

## Sources for Beazley vs HUB International

### Sources About Beazley

1. [Execuguard (Combined EPL, D&O, and Fiduciary)](https://www.beazley.com/en-us/products/executive-risk-usa/execuguard-combined-epl-do-and-fiduciary). Beazley; Execuguard package policy introduction; What we offer: separate or shared limits among EPL, D&O and fiduciary; How can we help: insured-person investigation coverage, books and records, workplace violence, privacy violation; Limits up to US $20,000,000, both admitted and non-admitted; Examples or Scenarios. Accessed 2026-09-23.

### Sources About HUB International

2. [HUB ProEx](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/). HUB International; Executive Liability coverage list: D&O, Side-A Only Excess D&O, Employment Practices Liability, Fiduciary Liability, Employed Lawyers E&O, Crime/Fidelity, Kidnap Ransom and Extortion, Workplace Violence; Inclusive Service Model, Boundaryless Account Team, Market Leverage and Claims & Legal Support sections; analytics and thought-leadership description. Accessed 2026-09-23.
3. [Insurance for Technology Companies](https://www.hubinternational.com/industries/technology-company-insurance/). HUB International; Management Liability list: crime, directors & officers liability, employment practices liability, fiduciary liability, transactional/warranty insurance. Accessed 2026-09-23.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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