---
title: "Beazley vs Founder Shield Telehealth Insurance"
description: "Beazley underwrites modular Virtual Care; Founder Shield places telehealth medical-malpractice and privacy cover with A- carriers."
canonical: "https://spot.insure/compare/beazley-vs-foundershield/virtual-care-telehealth"
page-type: "line-comparison"
updated-at: "2026-09-23"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, and get_rankings for current provider rankings. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/compare/beazley-vs-foundershield/virtual-care-telehealth)

# Beazley vs Founder Shield Telehealth Insurance

Beazley underwrites modular Virtual Care; Founder Shield places telehealth medical-malpractice and privacy cover with A- carriers.

## Research Scope and Use

Use this comparison to evaluate Beazley and Founder Shield for Telehealth Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

Beazley underwrites Virtual Care as a modular policy for listed digital-health segments and domicile countries. Founder Shield places Virtual Care, Telehealth, and Telemedicine Insurance with third-party carriers rated A- or better rather than issuing the policy. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") [11](https://foundershield.com/about-us/ "About Us") [10](https://foundershield.com/coverage/virtual-care-telemedicine-insurance/ "Virtual Care, Telehealth, and Telemedicine Insurance")

## What Is Beazley?

Beazley is a specialty insurance group whose MediaTech product combines technology and professional E&O, media and cyber coverage. Separate offerings address executive liability, digital health and other specialty risks. [1](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses") [2](https://www.beazley.com/en-us/legal-information-en/ "Legal Information") [3](https://www.beazley.com/en-us/products/executive-risk-usa/execuguard-combined-epl-do-and-fiduciary "Execuguard (Combined EPL, D&O, and Fiduciary)") [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care")

[Beazley profile](https://spot.insure/insurance-providers/beazley)

## What Is Founder Shield Insurance?

Founder Shield is a commercial insurance broker for venture-backed and growing businesses. Buyers can request coverage through its online portal and work with advisors on insurer selection, policy changes and claims reporting. [5](https://foundershield.com/ "Founder Shield") [6](https://apx.foundershield.com/ "Quote Portal") [7](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") [8](https://foundershield.com/insurance-faqs/general-faqs/what-if-our-company-grows-a-lot-or-things-change-during-the-year/ "What If Our Company Grows A Lot or Things Change During the Year?") [9](https://foundershield.com/claims/ "Claims")

[Founder Shield profile](https://spot.insure/insurance-providers/foundershield)

## What Is Virtual Care and Telehealth Insurance?

Virtual care and telehealth insurance addresses liability for healthcare services delivered through technology, including remote consultations. It doesn't automatically extend to cyber incidents, in-person malpractice, or product defects — those need separate confirmation in the quote. [12](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") [13](https://www.hubinternational.com/industries/healthcare-business-insurance/virtual-care-insurance/ "Virtual Care Insurance Brokerage Coverage") [14](https://www.cfc.com/en-us/products/industry/ehealth/ "Digital health insurance | eHealth")

## Key Differences in Telehealth Insurance

### Carrier Product Versus Broker Placement

Beazley sells Virtual Care as a modular policy it underwrites, bundling healthcare professional liability, technology liability, cyber, media, general liability and products/completed operations. Founder Shield is a retail brokerage, described as the innovation arm of The Baldwin Group, and places Founder Shield Virtual Care, Telehealth, and Telemedicine Insurance with third-party carriers rather than underwriting it. Founder Shield says those carriers are rated A- or better by AM Best. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") [11](https://foundershield.com/about-us/ "About Us") [7](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?")

### What Each Description Says the Policy Answers

Beazley’s Available Coverages list includes healthcare professional liability, tech services/products liability, cyber (Breach Response or InfoSec), first-party cyber, general liability, products/completed operations, media liability and clinical trials financial injury, and it highlights affirmative bodily-injury coverage. Founder Shield lists medical-malpractice claims from a virtual consultation, data-privacy breaches, technological failures that affect patient care, licensing and regulatory issues, and failure to obtain informed consent. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") [10](https://foundershield.com/coverage/virtual-care-telemedicine-insurance/ "Virtual Care, Telehealth, and Telemedicine Insurance")

### Segments and Geography

Beazley targets telehealth providers, mHealth companies, med-tech/SaaS developers, lifestyle-and-wellness businesses, and in-person healthcare entities with cyber-related bodily-injury exposure, for organizations domiciled in nine listed countries. Founder Shield markets the line to telehealth companies, hospitals and clinics offering remote services, digital health startups, and individual practitioners who see patients virtually, without publishing that domicile list. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") [10](https://foundershield.com/coverage/virtual-care-telemedicine-insurance/ "Virtual Care, Telehealth, and Telemedicine Insurance")

### Applications and Services

Beazley uses broker-submitted, module-by-module application brochures, names a dedicated healthcare claims team, and ties Beazley Breach Response Services to the cyber module. You request Founder Shield coverage through its website or an advisor; the placement team then approaches carriers. Beazley’s page does not publish dollar limits. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") [11](https://foundershield.com/about-us/ "About Us") [7](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?")

## What to Confirm in Telehealth Insurance Quotes

- Ask Beazley which modules are included and whether bodily-injury wording is affirmative on the quote. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care")
- Ask Founder Shield which A- or better carrier is quoting and whether informed-consent and licensing claims are on the form. [7](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") [10](https://foundershield.com/coverage/virtual-care-telemedicine-insurance/ "Virtual Care, Telehealth, and Telemedicine Insurance")
- Confirm your domicile against Beazley’s listed countries. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care")
- Get limits and retentions from both quotes. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care")

## Offering Details

| Criteria | Beazley Virtual Care | Founder Shield Virtual Care, Telehealth, and Telemedicine Insurance |
| --- | --- | --- |
| Role in This Line | Beazley sells Virtual Care as a single modular policy bundling healthcare professional liability, technology liability, cyber, media liability, general liability and products/completed operations for digital-health businesses, rather than separate line-item policies. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") (Evidence: Company-reported; scope: Virtual Care product description and Available Coverages list..) | Founder Shield is a retail insurance brokerage, described on its site as “the innovation arm of The Baldwin Group,” and places Founder Shield Virtual Care, Telehealth, and Telemedicine Insurance with third-party carriers rather than underwriting the policy itself. [11](https://foundershield.com/about-us/ "About Us") (Evidence: Company-reported; scope: About-us page; applies to Founder Shield's brokerage model generally, restated here for this line..) |
| Issuing Insurer | Not described in the reviewed sources. | Founder Shield says it places policies, including Founder Shield Virtual Care, Telehealth, and Telemedicine Insurance, only with carriers rated A- or better by AM Best, chosen for the client's industry. It does not name the issuing insurer for this line; that depends on which carrier the policy is placed with. [7](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") (Evidence: Company-reported; scope: General carrier-selection FAQ, not specific to this line's placements..) |
| Who It’s For | Beazley targets five digital-health segments with Virtual Care: telehealth/telemedicine providers, mHealth companies building wearables and apps, med-tech/devices platforms and SaaS developers, lifestyle-and-wellness businesses, and traditional in-person healthcare entities with cyber-related bodily-injury exposure. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") (Evidence: Company-reported; scope: Virtual Care "Who we can help" section..)<br><br>Beazley offers Virtual Care worldwide for organizations domiciled in the United States, United Kingdom, Canada, Singapore, Australia, Hong Kong, Colombia, Chile and Spain. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") (Evidence: Company-reported; scope: Virtual Care "Where is this offered" section..) | Founder Shield markets this line to telehealth companies, hospitals and clinics offering remote services, digital health startups, and individual practitioners who see patients virtually. [10](https://foundershield.com/coverage/virtual-care-telemedicine-insurance/ "Virtual Care, Telehealth, and Telemedicine Insurance") (Evidence: Company-reported; scope: Virtual Care, Telehealth, and Telemedicine Insurance product page..) |
| Coverage Features | The Available Coverages list under Virtual Care includes Healthcare Professional Liability, Tech Services/Tech Products Liability, Cyber Liability (Beazley Breach Response or InfoSec), First Party Cyber, General Liability (claims-made or occurrence), Products/Completed Operations, Media Liability and Clinical Trials Financial Injury. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") (Evidence: Company-reported; scope: Virtual Care Available Coverages list; actual coverage purchased depends on the modules selected and the issued policy..)<br><br>Beazley highlights "affirmative coverage for claims made against an insured which results in bodily injury" as a feature of Virtual Care, distinguishing it as a policy point rather than describing every underlying module's terms. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") (Evidence: Company-reported; scope: "The Beazley Difference" section of the Virtual Care page..) | Founder Shield lists medical-malpractice claims from a virtual consultation, data-privacy breaches, technological failures that affect patient care, licensing and regulatory issues, and failure to obtain informed consent as what the policy responds to. [10](https://foundershield.com/coverage/virtual-care-telemedicine-insurance/ "Virtual Care, Telehealth, and Telemedicine Insurance") (Evidence: Company-reported; scope: Product page; the issued policy and declarations control actual coverage..) |
| Limits and Retentions | The reviewed page does not publish specific dollar limits or retentions for Virtual Care or its component modules. Those terms appear only on an actual quote. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") (Evidence: Not publicly disclosed; scope: Virtual Care page as read on 2026-09-23; a supplementary product-overview PDF found in search could not be parsed for numeric limits..) | Not described in the reviewed sources. |
| Risk Services | Policyholders that include the cyber module get access to Beazley Breach Response Services, which Beazley describes as covering breach-response management, information-security insurance solutions and risk-management services. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") (Evidence: Company-reported; scope: "The Beazley Difference" section; service scope depends on whether the cyber module is selected..) | Not described in the reviewed sources. |
| How to Apply | Beazley lists several downloadable application brochures for different Virtual Care coverage combinations, such as "Virtual Care - InfoSec (no First Party)" and "Virtual Care - Professional Liability," indicating a broker-submitted, module-by-module application rather than one online form. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") (Evidence: Company-reported; scope: Tools & Resources section of the Virtual Care page..) | You request Founder Shield Virtual Care, Telehealth, and Telemedicine Insurance through Founder Shield's website or an insurance advisor rather than binding coverage directly; Founder Shield says its placement team then approaches carriers on the client's behalf. [11](https://foundershield.com/about-us/ "About Us") [7](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") (Evidence: Company-reported; scope: About-us and carrier-selection pages describe the general placement process, not a line-specific application form..) |
| Claims Support | Beazley names a dedicated Claims Team Leader for Healthcare and several claims managers and specialists on the Virtual Care team, and directs customers to a general "Notify a Claim" channel. The page does not describe specific claims-handling procedures or timelines. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") (Evidence: Company-reported; scope: Team listing and claims-contact links on the Virtual Care page..) | Not described in the reviewed sources. |

## Full Comparison

- [Beazley vs Founder Shield](https://spot.insure/compare/beazley-vs-foundershield): all coverage lines, business roles, service and claims.
- [What Is Virtual Care and Telehealth Insurance?](https://spot.insure/coverage/virtual-care-telehealth): Virtual care and telehealth insurance addresses liability for remote consultations and other health care delivered through technology.
- [Beazley vs Founder Shield Commercial Property Insurance](https://spot.insure/compare/beazley-vs-foundershield/commercial-property)
- [Beazley vs Founder Shield Crime Insurance](https://spot.insure/compare/beazley-vs-foundershield/crime)
- [Beazley vs Founder Shield Cyber Insurance](https://spot.insure/compare/beazley-vs-foundershield/cyber)
- [Beazley vs Founder Shield D&O Insurance](https://spot.insure/compare/beazley-vs-foundershield/directors-officers)
- [Beazley vs Founder Shield Employment Practices Liability Insurance](https://spot.insure/compare/beazley-vs-foundershield/employment-practices)
- [Beazley vs Founder Shield Fidelity Bonds](https://spot.insure/compare/beazley-vs-foundershield/fidelity-bonds)
- [Beazley vs Founder Shield Fiduciary Liability Insurance](https://spot.insure/compare/beazley-vs-foundershield/fiduciary)
- [Beazley vs Founder Shield General Liability Insurance](https://spot.insure/compare/beazley-vs-foundershield/general-liability)
- [Beazley vs Founder Shield Hired and Non-Owned Auto Insurance](https://spot.insure/compare/beazley-vs-foundershield/hired-non-owned-auto)
- [Beazley vs Founder Shield Media Liability Insurance](https://spot.insure/compare/beazley-vs-foundershield/media)
- [Beazley vs Founder Shield Product Liability Insurance](https://spot.insure/compare/beazley-vs-foundershield/product-liability)
- [Beazley vs Founder Shield Professional Liability (E&O) Insurance](https://spot.insure/compare/beazley-vs-foundershield/professional-errors-omissions)
- [Beazley vs Founder Shield Representations and Warranties Insurance](https://spot.insure/compare/beazley-vs-foundershield/representations-warranties)
- [Beazley vs CFC Telehealth Insurance](https://spot.insure/compare/beazley-vs-cfc/virtual-care-telehealth)
- [Beazley vs HUB International Telehealth Insurance](https://spot.insure/compare/beazley-vs-hub-international/virtual-care-telehealth)
- [Beazley vs Newfront Telehealth Insurance](https://spot.insure/compare/beazley-vs-newfront/virtual-care-telehealth)
- [CFC vs Founder Shield Telehealth Insurance](https://spot.insure/compare/cfc-vs-foundershield/virtual-care-telehealth)
- [Founder Shield vs HUB International Telehealth Insurance](https://spot.insure/compare/foundershield-vs-hub-international/virtual-care-telehealth)
- [Founder Shield vs Newfront Telehealth Insurance](https://spot.insure/compare/foundershield-vs-newfront/virtual-care-telehealth)

## Sources

### Beazley

1. [MediaTech for Small Businesses](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/). Beazley; Opening product description; What we offer: E&O (Tech and Professional), Media, Cyber coverage includes; How can we help; SME placement paragraph; Tools & Resources. Accessed 2026-09-16.
2. [Legal Information](https://www.beazley.com/en-us/legal-information-en/). Beazley; Website conditions: US jurisdiction availability, surplus lines and policy wording disclaimers; Beazley plc identity. Accessed 2026-09-16.
3. [Execuguard (Combined EPL, D&O, and Fiduciary)](https://www.beazley.com/en-us/products/executive-risk-usa/execuguard-combined-epl-do-and-fiduciary). Beazley; ExecuGuard product introduction: combined EPL, D&O and fiduciary coverage for private organizations; What we offer: separate or shared limits, admitted or non-admitted; How can we help. Accessed 2026-09-16.
4. [Virtual Care](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care). Beazley; Available Coverages; Who we can help; Where is this offered. Accessed 2026-09-23.

### Founder Shield

5. [Founder Shield](https://foundershield.com/). Founder Shield; Opening broker description; Specialized Practices; Smart Tech, Smarter People; quote and sign-in links. Accessed 2026-09-15.
6. [Quote Portal](https://apx.foundershield.com/). Founder Shield; Public landing screen, Create Account and Sign In links. Accessed 2026-09-15.
7. [How Do You Decide Which Carriers to Approach?](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/). Founder Shield; FAQ answer on carrier selection: works exclusively with A-rated (AM Best) carriers, matched by industry appetite. Accessed 2026-09-23.
8. [What If Our Company Grows A Lot or Things Change During the Year?](https://foundershield.com/insurance-faqs/general-faqs/what-if-our-company-grows-a-lot-or-things-change-during-the-year/). Founder Shield; Carl Niedbala answer, November 25, 2024: operational changes and coverage adjustments. Accessed 2026-09-15.
9. [Claims](https://foundershield.com/claims/). Founder Shield; Our Approach; How We Support Claims Management, steps 1–5; Make a claim link. Accessed 2026-09-15.
10. [Virtual Care, Telehealth, and Telemedicine Insurance](https://foundershield.com/coverage/virtual-care-telemedicine-insurance/). Founder Shield; What Is Virtual Care, Telehealth, and Telemedicine Insurance?; Who Needs This Insurance?; What Does Virtual Care, Telehealth, and Telemedicine Insurance Cover?. Accessed 2026-09-23.
11. [About Us](https://foundershield.com/about-us/). Founder Shield; “Founder Shield is the innovation arm of The Baldwin Group”; company history and mission. Accessed 2026-09-23.

### Telehealth Insurance Guide

12. [Virtual Care](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care). Beazley; Integrated risk protection package; Affirmative coverage for claims made against an insured which results in bodily injury; Traditional healthcare entities – Professional Liability; telehealth space. Accessed 2026-09-16.
13. [Virtual Care Insurance Brokerage Coverage](https://www.hubinternational.com/industries/healthcare-business-insurance/virtual-care-insurance/). HUB International; Virtual care medical professional liability; Products liability; Cyber liability; General liability; bodily injuries from healthcare services and technology activities; program tailored to the needs of your practice or organization. Accessed 2026-09-16.
14. [Digital health insurance | eHealth](https://www.cfc.com/en-us/products/industry/ehealth/). CFC; Telemedicine and telehealth uses technology to deliver care at a distance; Telemedicine, mHealth, artificial intelligence and remote patient monitoring; Bodily injury arising from healthcare services, technology activities, cyber events and system outages; Cyber and privacy; related medical malpractice product. Accessed 2026-09-16.

Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/beazley-vs-foundershield/virtual-care-telehealth.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)