---
title: "Beazley vs Corgi Medical Malpractice Insurance"
description: "Beazley sells healthcare professional liability as modules inside Virtual Care and Life Sciences policies; Corgi quotes medical malpractice in 1–14 days outside its instant-quote core."
canonical: "https://spot.insure/compare/beazley-vs-corgi/medical-malpractice"
page-type: "line-comparison"
updated-at: "2026-09-23"
---

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# Beazley vs Corgi Medical Malpractice Insurance

Beazley sells healthcare professional liability as modules inside Virtual Care and Life Sciences policies; Corgi quotes medical malpractice in 1–14 days outside its instant-quote core.

## Research Scope and Use

Use this comparison to evaluate Beazley and Corgi for Medical Malpractice Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

Beazley includes Healthcare Professional Liability as a module in Virtual Care for telehealth providers and in Life Sciences for middle-to-large pharma and device companies, not as a standalone medical-malpractice policy on those pages. Corgi lists Medical Malpractice as a specialty coverage quoted in 1–14 days rather than through its instant online flow. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") [5](https://www.beazley.com/en-us/products/healthcare-usa/life-sciences "Life Sciences") [7](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [11](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance")

## What Is Beazley?

Beazley is a specialty insurance group whose MediaTech product combines technology and professional E&O, media and cyber coverage. Separate offerings address executive liability, digital health and other specialty risks. [1](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses") [2](https://www.beazley.com/en-us/legal-information-en/ "Legal Information") [3](https://www.beazley.com/en-us/products/executive-risk-usa/execuguard-combined-epl-do-and-fiduciary "Execuguard (Combined EPL, D&O, and Fiduciary)") [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care")

[Beazley profile](https://spot.insure/insurance-providers/beazley)

## What Is Corgi Insurance?

Corgi Insurance sells commercial coverage to technology startups through stage-based packages (pre-seed and seed, Series A, and growth stage) that combine general liability, directors and officers, technology E&O, cyber, and related lines, alongside a growing small-business product line for other industries. Coverage may be issued by Corgi’s own risk retention group, an affiliated admitted carrier, or a partner insurer, so the issuing entity and available protections depend on the specific product and state. [6](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") [7](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [8](https://www.prnewswire.com/news-releases/corgi-insurance-launches-admitted-insurance-carrier-302860246.html "Corgi Insurance Launches Admitted Insurance Carrier") [9](https://content.naic.org/sites/default/files/publication-loc-zu-listing-companies-summary.pdf "NAIC Listing of Companies") [10](https://content.naic.org/insurance-topics/risk-retention-groups "Insurance Topics: Risk Retention Groups")

[Corgi profile](https://spot.insure/insurance-providers/corgi)

## What Is Medical Malpractice Insurance?

Medical malpractice insurance is professional liability coverage for claims arising from a health care professional’s medical services. [12](https://content.naic.org/insurance-topics/medical-malpractice-insurance "Medical Malpractice Insurance") [13](https://www.tdi.texas.gov/commercial/pcmedmal.html "Medical Liability Insurance shopping guide")

## Key Differences in Medical Malpractice Insurance

### Package Module Versus a Specialty Line

Beazley presents Healthcare Professional Liability as one module inside its Virtual Care policy for digital-health businesses and as one of four core coverages in its Life Sciences policy, not as a standalone medical-malpractice product on those pages. Corgi lists Medical Malpractice as a specialty coverage of its own, quoted with a 1–14 day turnaround rather than the instant online quote it uses for CGL, D&O, Tech E&O and other core startup policies. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") [5](https://www.beazley.com/en-us/products/healthcare-usa/life-sciences "Life Sciences") [11](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance") [7](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes")

### Who Each Product Is Aimed At

For Virtual Care, Beazley targets telehealth and telemedicine providers who diagnose and treat remotely, including doctors, psychiatrists, psychologists, nurse practitioners, physician assistants, therapists, nurses, hospitals, dentists and ancillary providers. For Life Sciences, the same coverage sits in a policy aimed at middle-to-large pharmaceutical, medical-device, biotechnology, contract-research and diagnostic-services companies, not individual medical providers. Corgi frames Medical Malpractice for healthcare professionals and organizations, in contrast to its core lineup for general technology startups. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") [5](https://www.beazley.com/en-us/products/healthcare-usa/life-sciences "Life Sciences") [11](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance")

### How Claims Are Illustrated and How You Apply

Beazley illustrates the Virtual Care trigger with a telemedicine scenario in which remote advice allegedly preceded a bowel rupture. Corgi describes the line as protecting against claims alleging negligence in the delivery of medical services, without that telemedicine example. Beazley lists downloadable broker application brochures, including a Virtual Care Professional Liability form. Corgi’s Medical Malpractice sits outside the self-serve instant-quote flow. Neither side publishes malpractice limits or retentions on the reviewed pages, and Corgi’s pages do not name the issuing carrier for this line. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") [5](https://www.beazley.com/en-us/products/healthcare-usa/life-sciences "Life Sciences") [11](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance") [6](https://www.corgi.insure/disclaimers "Disclaimers & Licensing")

## What to Confirm in Medical Malpractice Insurance Quotes

- Ask Beazley whether the quote is Virtual Care, Life Sciences or another brochure, and whether professional liability is a module rather than a standalone policy. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") [5](https://www.beazley.com/en-us/products/healthcare-usa/life-sciences "Life Sciences")
- Ask Corgi which affiliated or partner carrier will issue Medical Malpractice and the expected 1–14 day quote timing. [6](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") [11](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance")
- Get claims-made versus occurrence, retroactive date, limits and retentions from both; neither reviewed set publishes them. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") [11](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance")
- Ask Beazley how a remote-advice claim would be handled on the Virtual Care form. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care")

## Offering Details

| Criteria | Beazley Healthcare Professional Liability | Corgi Medical Malpractice |
| --- | --- | --- |
| Role in This Line | Healthcare Professional Liability is one of several coverage modules bundled into Beazley's Virtual Care policy for digital-health businesses. It is not sold as a standalone medical-malpractice policy on this page. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") (Evidence: Company-reported; scope: Virtual Care coverage list, digital-health segment only..)<br><br>Beazley also lists Healthcare Professional Liability as one of four core coverages in its separate Life Sciences policy, alongside Products/Completed Operations, Errors & Omissions Liability and General Liability. [5](https://www.beazley.com/en-us/products/healthcare-usa/life-sciences "Life Sciences") (Evidence: Company-reported; scope: Life Sciences core-coverages list, middle-to-large life-sciences segment; a distinct product and customer segment from Virtual Care..) | Corgi lists Medical Malpractice as one of its specialty coverages, quoted with a 1-14 day turnaround rather than the instant online quote it offers for CGL, D&O, Tech E&O, and its other core startup policies. [7](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [11](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance") (Evidence: Company-reported; scope: Homepage and startup-insurance page policy-card labeling as of 2026-09-23. No dedicated Medical Malpractice product page was found on the site; a direct URL guess (/medical-malpractice) returned a 404..) |
| Issuing Insurer | Not described in the reviewed sources. | No page names the carrier that issues Medical Malpractice coverage. Corgi's general disclosures say coverage may be underwritten by affiliated carriers, including Technology Risk Retention Group, or by third-party partner carriers depending on product, jurisdiction, and risk profile, without identifying which applies to this line. [6](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") (Evidence: Not publicly disclosed; scope: Disclaimers page general underwriting disclosure, checked for a medical-malpractice-specific statement and finding none as of 2026-09-23..) |
| Who It’s For | For the Virtual Care segment, Beazley's healthcare professional liability targets telehealth and telemedicine providers who deliver diagnosis, treatment recommendations and care remotely, including doctors, psychiatrists, psychologists, nurse practitioners, physician assistants, therapists, nurses, hospitals, dentists and other ancillary providers. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") (Evidence: Company-reported; scope: Virtual Care "Who we can help" section, digital-health telehealth businesses..)<br><br>For the Life Sciences segment, the same coverage sits inside a policy aimed at middle-to-large organizations such as pharmaceutical, medical-device, biotechnology, contract-research and diagnostic-services companies, not individual medical providers. [5](https://www.beazley.com/en-us/products/healthcare-usa/life-sciences "Life Sciences") (Evidence: Company-reported; scope: Life Sciences "Who we can help" section, distinct middle-to-large life-sciences customer segment..) | Corgi frames the product for healthcare professionals and organizations, in contrast to its core lineup, which targets general technology startups. [7](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [11](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance") (Evidence: Company-reported; scope: Catalog description; no size, specialty, or state restrictions are published for this line..) |
| Coverage Features | Beazley illustrates the Virtual Care professional-liability trigger with a telemedicine scenario: a doctor's remote advice on abdominal pain allegedly preceded a bowel rupture, framing the coverage around claims arising from clinical advice given during a virtual consultation. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") (Evidence: Company-reported; scope: Illustrative example scenario on the Virtual Care page; not policy wording or a real claim outcome..) | Corgi describes Medical Malpractice as protecting healthcare professionals and organizations against claims alleging negligence in the delivery of medical services. [7](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [11](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance") (Evidence: Company-reported; scope: One-sentence catalog description on the homepage and startup-insurance page; no policy form, insuring agreement, exclusion, or claims-made/occurrence trigger is published for this line..) |
| Limits and Retentions | Neither reviewed page publishes specific medical-malpractice limits, retentions or a claims-made versus occurrence election for the healthcare-professional-liability module. Those terms appear only on an actual quote. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") [5](https://www.beazley.com/en-us/products/healthcare-usa/life-sciences "Life Sciences") (Evidence: Not publicly disclosed; scope: Both pages as read on 2026-09-23; general Beazley healthcare underwriting material describes tailorable limits and retentions without naming amounts..) | No limit, retention, or illustrative policy structure is published for Medical Malpractice, unlike Corgi's Tech E&O and Umbrella pages, which show example limits. [7](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [11](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance") (Evidence: Not publicly disclosed; scope: Reviewed pages as of 2026-09-23; limits would appear on an actual quote..) |
| Risk Services | Not described in the reviewed sources. | The reviewed pages do not describe risk-management or claims-handling services specific to Medical Malpractice policyholders. [7](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [11](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance") (Evidence: Not found in reviewed sources; scope: Homepage and startup-insurance page as read on 2026-09-23; general claims-handling disclosures on the disclaimers page are not specific to this line..) |
| How to Apply | Beazley lists downloadable broker application brochures for this coverage, including a "Virtual Care - Professional Liability" form and separate Life Sciences, BioSecure, NutraGuard and WellTech applications, pointing to a broker-submitted process rather than a direct online application. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") [5](https://www.beazley.com/en-us/products/healthcare-usa/life-sciences "Life Sciences") (Evidence: Company-reported; scope: Tools & Resources sections of both pages..) | Medical Malpractice sits outside Corgi's instant-quote flow; the site groups it with policies quoted in 1-14 days rather than through the self-serve online application used for its core coverages. [7](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [11](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance") (Evidence: Company-reported; scope: Homepage and startup-insurance page policy-card labeling..) |
| Claims Support | Both pages name a dedicated Claims Team Leader for Healthcare and other claims managers, and direct policyholders to Beazley's general "Notify a Claim" channel. Neither page describes malpractice-specific claims-handling steps. [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") [5](https://www.beazley.com/en-us/products/healthcare-usa/life-sciences "Life Sciences") (Evidence: Company-reported; scope: Team listings and claims-contact links on both pages..) | Not described in the reviewed sources. |

## Full Comparison

- [Beazley vs Corgi](https://spot.insure/compare/beazley-vs-corgi): all coverage lines, business roles, service and claims.
- [What Is Medical Malpractice Insurance?](https://spot.insure/coverage/medical-malpractice): Medical malpractice insurance can help pay defense costs and covered damages from claims about a health care professional's medical services.
- [Beazley vs Corgi Crime Insurance](https://spot.insure/compare/beazley-vs-corgi/crime)
- [Beazley vs Corgi Cyber Insurance](https://spot.insure/compare/beazley-vs-corgi/cyber)
- [Beazley vs Corgi D&O Insurance](https://spot.insure/compare/beazley-vs-corgi/directors-officers)
- [Beazley vs Corgi Employment Practices Liability Insurance](https://spot.insure/compare/beazley-vs-corgi/employment-practices)
- [Beazley vs Corgi Fiduciary Liability Insurance](https://spot.insure/compare/beazley-vs-corgi/fiduciary)
- [Beazley vs Corgi General Liability Insurance](https://spot.insure/compare/beazley-vs-corgi/general-liability)
- [Beazley vs Corgi Hired and Non-Owned Auto Insurance](https://spot.insure/compare/beazley-vs-corgi/hired-non-owned-auto)
- [Beazley vs Corgi Media Liability Insurance](https://spot.insure/compare/beazley-vs-corgi/media)
- [Beazley vs Corgi Professional Liability (E&O) Insurance](https://spot.insure/compare/beazley-vs-corgi/professional-errors-omissions)
- [Beazley vs Corgi Representations and Warranties Insurance](https://spot.insure/compare/beazley-vs-corgi/representations-warranties)
- [Beazley vs Corgi Tech E&O Insurance](https://spot.insure/compare/beazley-vs-corgi/technology-errors-omissions)
- [Beazley vs Harper Medical Malpractice Insurance](https://spot.insure/compare/beazley-vs-harper/medical-malpractice)
- [Beazley vs Heffernan Insurance Brokers Medical Malpractice Insurance](https://spot.insure/compare/beazley-vs-heffernan/medical-malpractice)
- [Beazley vs HUB International Medical Malpractice Insurance](https://spot.insure/compare/beazley-vs-hub-international/medical-malpractice)
- [Beazley vs Mylo Medical Malpractice Insurance](https://spot.insure/compare/beazley-vs-mylo/medical-malpractice)
- [Beazley vs USI Insurance Services Medical Malpractice Insurance](https://spot.insure/compare/beazley-vs-usi/medical-malpractice)
- [Corgi vs Harper Medical Malpractice Insurance](https://spot.insure/compare/corgi-vs-harper/medical-malpractice)

## Sources

### Beazley

1. [MediaTech for Small Businesses](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/). Beazley; Opening product description; What we offer: E&O (Tech and Professional), Media, Cyber coverage includes; How can we help; SME placement paragraph; Tools & Resources. Accessed 2026-09-16.
2. [Legal Information](https://www.beazley.com/en-us/legal-information-en/). Beazley; Website conditions: US jurisdiction availability, surplus lines and policy wording disclaimers; Beazley plc identity. Accessed 2026-09-16.
3. [Execuguard (Combined EPL, D&O, and Fiduciary)](https://www.beazley.com/en-us/products/executive-risk-usa/execuguard-combined-epl-do-and-fiduciary). Beazley; ExecuGuard product introduction: combined EPL, D&O and fiduciary coverage for private organizations; What we offer: separate or shared limits, admitted or non-admitted; How can we help. Accessed 2026-09-16.
4. [Virtual Care](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care). Beazley; Available Coverages; Who we can help; Where is this offered. Accessed 2026-09-23.
5. [Life Sciences](https://www.beazley.com/en-us/products/healthcare-usa/life-sciences). Beazley; What we offer; Our Coverages: Products/Completed Operations, Healthcare Professional Liability; Who we can help: middle-to-large life-sciences organizations. Accessed 2026-09-23.

### Corgi

6. [Disclaimers & Licensing](https://www.corgi.insure/disclaimers). Corgi Insurance; Carrier Financial Strength; How Insurance Is Provided Through Corgi; Specialty Insurance Carrier and Underwriting Disclosures. Accessed 2026-09-23.
7. [Corgi Insurance: Startup Insurance, Quoted in Minutes](https://www.corgi.insure). Corgi Insurance; Explore Our Main Policies list: "1-14 days turnaround Medical Malpractice" card, same one-sentence description as the startup-insurance page. Accessed 2026-09-23.
8. [Corgi Insurance Launches Admitted Insurance Carrier](https://www.prnewswire.com/news-releases/corgi-insurance-launches-admitted-insurance-carrier-302860246.html). PR Newswire (Corgi press release); Announcement of Corgi Insurance Company, Inc.; planned small-business product classes; guaranty-association eligibility statement. Accessed 2026-09-15.
9. [NAIC Listing of Companies](https://content.naic.org/sites/default/files/publication-loc-zu-listing-companies-summary.pdf). National Association of Insurance Commissioners; June 2026 listing, numerical entry 17763 P 1 AZ TECHNOLOGY RRG INC. Accessed 2026-09-15.
10. [Insurance Topics: Risk Retention Groups](https://content.naic.org/insurance-topics/risk-retention-groups). National Association of Insurance Commissioners; Topic page last updated 13 October 2025: member-owned liability insurers formed under state and federal law; may be formed under a state's captive or traditional insurance laws; domiciled in one state and registered in others; treated as multi-state companies subject to modified NAIC accreditation standards. Accessed 2026-09-15.
11. [Startup Insurance | Corgi Insurance](https://www.corgi.insure/startup-insurance). Corgi Insurance; Specialized Coverages section: "1-14 days turnaround Medical Malpractice — Protects healthcare professionals and organizations against claims alleging negligence in the delivery of medical services.". Accessed 2026-09-23.

### Medical Malpractice Insurance Guide

12. [Medical Malpractice Insurance](https://content.naic.org/insurance-topics/medical-malpractice-insurance). National Association of Insurance Commissioners; Background: Issue; Overview; two basic types. Accessed 2026-09-16.
13. [Medical Liability Insurance shopping guide](https://www.tdi.texas.gov/commercial/pcmedmal.html). Texas Department of Insurance; What is medical liability insurance?; Claims-made versus occurrence; changing carriers; renewal tips. Accessed 2026-09-16.

Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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