---
title: "Beazley vs Corgi: Medical Malpractice Insurance"
description: "Telehealth practices and pharma, device or biotech companies get malpractice from Beazley as one part of a broker-submitted package policy; healthcare professionals wanting a separate malpractice policy can request a Corgi specialty quote, which takes 1–14 days rather than minutes."
canonical: "https://spot.insure/compare/beazley-vs-corgi/medical-malpractice"
page-type: "line-comparison"
updated-at: "2026-09-29"
comparison-pair: "beazley-vs-corgi"
provider-a: "beazley"
provider-b: "corgi"
coverage-line: "medical-malpractice"
---

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[Human-readable page](https://spot.insure/compare/beazley-vs-corgi/medical-malpractice)

## Agent Guide

**What this page is:** Focused comparison of Beazley and Corgi for Medical Malpractice Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Medical Malpractice Insurance questions about Beazley versus Corgi. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Beazley vs Corgi for Medical Malpractice Insurance: how do they differ?
- Which is better for Medical Malpractice Insurance, Beazley or Corgi?
- What does Beazley or Corgi publish about Medical Malpractice Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Medical Malpractice Insurance. Providers: Beazley and Corgi.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-29.

**Related pages:**
- [Beazley vs Corgi](https://spot.insure/compare/beazley-vs-corgi) — all coverage lines for this pair
- [Medical Malpractice Insurance guide](https://spot.insure/coverage/medical-malpractice) — how this coverage works
- [Beazley profile](https://spot.insure/insurance-providers/beazley) — provider profile
- [Corgi profile](https://spot.insure/insurance-providers/corgi) — provider profile

# Beazley vs Corgi: How Do They Compare for Medical Malpractice Insurance?

Corgi's medical malpractice is a specialty quote taking 1 to 14 days, outside its instant online flow; Beazley bundles healthcare liability for telehealth companies into Virtual Care, applied for through a broker.

Beazley bundles malpractice into Virtual Care and Life Sciences policies for telehealth and life-sciences firms; Corgi quotes it as a standalone specialty line in 1–14 days.

## Beazley vs Corgi Medical Malpractice Insurance Summary

Telehealth practices and pharma, device or biotech companies get malpractice from Beazley as one part of a broker-submitted package policy; healthcare professionals wanting a separate malpractice policy can request a Corgi specialty quote, which takes 1–14 days rather than minutes. [1](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") [2](https://www.beazley.com/en-us/products/healthcare-usa/life-sciences "Life Sciences") [4](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [3](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance")

## What Are the Key Differences Between Beazley and Corgi Medical Malpractice Insurance?

### Built for Telehealth and Life Sciences vs General Healthcare Practices

Beazley writes this coverage for two defined groups: remote-care clinicians (doctors, psychiatrists, therapists, nurse practitioners, dentists and others treating over video) and middle-to-large pharmaceutical, device, biotech, contract-research and diagnostics companies. Corgi pitches its line more broadly at healthcare professionals and organizations, outside its core tech-startup lineup. Choose Beazley if you run a virtual-care service or a life-sciences company; choose Corgi if you're a healthcare practice that doesn't fit either Beazley segment. [1](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") [2](https://www.beazley.com/en-us/products/healthcare-usa/life-sciences "Life Sciences") [3](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance")

### One Module in a Package vs Its Own Policy

At Beazley, professional liability arrives inside a wider policy; Life Sciences pairs it with products, E&O and general liability, so you buy several coverages together through a broker's application. Corgi sells malpractice as its own product, but not through the instant flow it uses for D&O or Tech E&O, so plan on up to two weeks for a quote. [2](https://www.beazley.com/en-us/products/healthcare-usa/life-sciences "Life Sciences") [4](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes")

### What Neither Side Publishes

Neither Beazley nor Corgi lists malpractice limits, retentions or a claims-made election. Corgi also doesn't name the insurer for this line. Beazley shows a telemedicine claim example: remote advice on abdominal pain allegedly preceding a bowel rupture. [1](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") [5](https://www.corgi.insure/disclaimers "Disclaimers & Licensing")

## What Should You Confirm in Beazley and Corgi Medical Malpractice Insurance Quotes?

- Ask Beazley's broker which application applies (Virtual Care Professional Liability, Life Sciences or another) and which other modules you must buy with it. [1](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") [2](https://www.beazley.com/en-us/products/healthcare-usa/life-sciences "Life Sciences")
- Ask Corgi which insurer, affiliated or partner, will issue the policy. [5](https://www.corgi.insure/disclaimers "Disclaimers & Licensing")
- Get limits, retentions, claims-made or occurrence trigger and retroactive date in writing from both. [1](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") [3](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance")

## Beazley vs Corgi Medical Malpractice Insurance Compared

| Criteria | Beazley Healthcare Professional Liability | Corgi Medical Malpractice |
| --- | --- | --- |
| Who It’s For | For the Virtual Care segment, Beazley's healthcare professional liability targets telehealth and telemedicine providers who deliver diagnosis, treatment recommendations and care remotely, including doctors, psychiatrists, psychologists, nurse practitioners, physician assistants, therapists, nurses, hospitals, dentists and other ancillary providers. [1](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") (Evidence: Company-reported; scope: Virtual Care "Who we can help" section, digital-health telehealth businesses..)<br><br>For the Life Sciences segment, the same coverage sits inside a policy aimed at middle-to-large organizations such as pharmaceutical, medical-device, biotechnology, contract-research and diagnostic-services companies, not individual medical providers. [2](https://www.beazley.com/en-us/products/healthcare-usa/life-sciences "Life Sciences") (Evidence: Company-reported; scope: Life Sciences "Who we can help" section, distinct middle-to-large life-sciences customer segment..) | Corgi frames the product for healthcare professionals and organizations, in contrast to its core lineup, which targets general technology startups. [4](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [3](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance") (Evidence: Company-reported; scope: Catalog description; no size, specialty, or state restrictions are published for this line..) |
| How to Apply | Beazley lists downloadable broker application brochures for this coverage, including a "Virtual Care - Professional Liability" form and separate Life Sciences, BioSecure, NutraGuard and WellTech applications, pointing to a broker-submitted process rather than a direct online application. [1](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") [2](https://www.beazley.com/en-us/products/healthcare-usa/life-sciences "Life Sciences") (Evidence: Company-reported; scope: Tools & Resources sections of both pages..) | Medical Malpractice sits outside Corgi's instant-quote flow; the site groups it with policies quoted in 1-14 days rather than through the self-serve online application used for its core coverages. [4](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [3](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance") (Evidence: Company-reported; scope: Homepage and startup-insurance page policy-card labeling..) |
| Coverage Features | Beazley illustrates the Virtual Care professional-liability trigger with a telemedicine scenario: a doctor's remote advice on abdominal pain allegedly preceded a bowel rupture, framing the coverage around claims arising from clinical advice given during a virtual consultation. [1](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") (Evidence: Company-reported; scope: Illustrative example scenario on the Virtual Care page; not policy wording or a real claim outcome..) | Corgi describes Medical Malpractice as protecting healthcare professionals and organizations against claims alleging negligence in the delivery of medical services. [4](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [3](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance") (Evidence: Company-reported; scope: One-sentence catalog description on the homepage and startup-insurance page; no policy form, insuring agreement, exclusion, or claims-made/occurrence trigger is published for this line..) |
| Role in This Line | Healthcare Professional Liability is one of several coverage modules bundled into Beazley's Virtual Care policy for digital-health businesses. It is not sold as a standalone medical-malpractice policy on this page. [1](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") (Evidence: Company-reported; scope: Virtual Care coverage list, digital-health segment only..)<br><br>Beazley also lists Healthcare Professional Liability as one of four core coverages in its separate Life Sciences policy, alongside Products/Completed Operations, Errors & Omissions Liability and General Liability. [2](https://www.beazley.com/en-us/products/healthcare-usa/life-sciences "Life Sciences") (Evidence: Company-reported; scope: Life Sciences core-coverages list, middle-to-large life-sciences segment; a distinct product and customer segment from Virtual Care..) | Corgi lists Medical Malpractice as one of its specialty coverages, quoted with a 1-14 day turnaround rather than the instant online quote it offers for CGL, D&O, Tech E&O, and its other core startup policies. [4](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [3](https://www.corgi.insure/startup-insurance "Startup Insurance | Corgi Insurance") (Evidence: Company-reported; scope: Homepage and startup-insurance page policy-card labeling as of 2026-09-23. No dedicated Medical Malpractice product page was found on the site; a direct URL guess (/medical-malpractice) returned a 404..) |

## About Beazley and Corgi and Medical Malpractice Insurance

- [Beazley company profile](https://spot.insure/insurance-providers/beazley) · [Beazley customer reviews](https://spot.insure/insurance-providers/beazley/reviews)
- [Corgi company profile](https://spot.insure/insurance-providers/corgi) · [Corgi customer reviews](https://spot.insure/insurance-providers/corgi/reviews)
- [What Is Medical Malpractice Insurance?](https://spot.insure/coverage/medical-malpractice)

## Related Pages for Beazley vs Corgi Medical Malpractice Insurance

- [Beazley vs Corgi](https://spot.insure/compare/beazley-vs-corgi): all coverage lines, business roles, service and claims.
- [What Is Medical Malpractice Insurance?](https://spot.insure/coverage/medical-malpractice): Medical malpractice insurance can pay defense costs and covered damages from claims about patient care; match the policy to clinicians, procedures and claims-made timing.
- [Beazley Medical Malpractice Insurance](https://spot.insure/insurance-providers/beazley/medical-malpractice)
- [Corgi Medical Malpractice Insurance](https://spot.insure/insurance-providers/corgi/medical-malpractice)

## Sources for Beazley vs Corgi Medical Malpractice Insurance

### Sources About Beazley

1. [Virtual Care](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care). Beazley; Available Coverages; Who we can help; Where is this offered. Accessed 2026-09-23.
2. [Life Sciences](https://www.beazley.com/en-us/products/healthcare-usa/life-sciences). Beazley; What we offer; Our Coverages: Products/Completed Operations, Healthcare Professional Liability; Who we can help: middle-to-large life-sciences organizations. Accessed 2026-09-23.

### Sources About Corgi

3. [Startup Insurance | Corgi Insurance](https://www.corgi.insure/startup-insurance). Corgi Insurance; Specialized Coverages section: "1-14 days turnaround Medical Malpractice — Protects healthcare professionals and organizations against claims alleging negligence in the delivery of medical services.". Accessed 2026-09-23.
4. [Corgi Insurance: Startup Insurance, Quoted in Minutes](https://www.corgi.insure). Corgi Insurance; Explore Our Main Policies list: "1-14 days turnaround Medical Malpractice" card, same one-sentence description as the startup-insurance page. Accessed 2026-09-23.
5. [Disclaimers & Licensing](https://www.corgi.insure/disclaimers). Corgi Insurance; Carrier Financial Strength; How Insurance Is Provided Through Corgi; Specialty Insurance Carrier and Underwriting Disclosures. Accessed 2026-09-23.

Updated 2026-09-29. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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