---
title: "Beazley vs Corgi Media Liability Insurance"
description: "Beazley’s MediaTech form can cover trade-secret misappropriation; Corgi’s standard CORG-ML-0100 form excludes it, along with Lanham Act claims."
canonical: "https://spot.insure/compare/beazley-vs-corgi/media"
page-type: "line-comparison"
updated-at: "2026-09-24"
---

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# Beazley vs Corgi Media Liability Insurance

Beazley’s MediaTech form can cover trade-secret misappropriation; Corgi’s standard CORG-ML-0100 form excludes it, along with Lanham Act claims.

## Research Scope and Use

Use this comparison to evaluate Beazley and Corgi for Media Liability Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

Beazley bundles media into MediaTech for small businesses, with a sample Media Wrongful Act that includes trade-secret misappropriation and a shared aggregate unless split. Corgi’s claims-made CORG-ML-0100 form excludes patent, trade-secret, Lanham Act false-advertising and knowing false statements, with illustrative $1 million / $2 million limits. [6](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf "Beazley MediaTech Sample Policy") [12](https://www.corgi.insure/media-liability "Media Liability Insurance for Startups")

## What Is Beazley?

Beazley is a specialty insurance group whose MediaTech product combines technology and professional E&O, media and cyber coverage. Separate offerings address executive liability, digital health and other specialty risks. [1](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses") [2](https://www.beazley.com/en-us/legal-information-en/ "Legal Information") [3](https://www.beazley.com/en-us/products/executive-risk-usa/execuguard-combined-epl-do-and-fiduciary "Execuguard (Combined EPL, D&O, and Fiduciary)") [4](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care")

[Beazley profile](https://spot.insure/insurance-providers/beazley)

## What Is Corgi Insurance?

Corgi Insurance sells commercial coverage to technology startups through stage-based packages (pre-seed and seed, Series A, and growth stage) that combine general liability, directors and officers, technology E&O, cyber, and related lines, alongside a growing small-business product line for other industries. Coverage may be issued by Corgi’s own risk retention group, an affiliated admitted carrier, or a partner insurer, so the issuing entity and available protections depend on the specific product and state. [7](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") [8](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [9](https://www.prnewswire.com/news-releases/corgi-insurance-launches-admitted-insurance-carrier-302860246.html "Corgi Insurance Launches Admitted Insurance Carrier") [10](https://content.naic.org/sites/default/files/publication-loc-zu-listing-companies-summary.pdf "NAIC Listing of Companies") [11](https://content.naic.org/insurance-topics/risk-retention-groups "Insurance Topics: Risk Retention Groups")

[Corgi profile](https://spot.insure/insurance-providers/corgi)

## What Is Media Liability Insurance?

Media liability insurance addresses claims about content a business creates or distributes, including allegations such as defamation or infringement. [13](https://content.naic.org/sites/default/files/Insurance%20for%20social%20media%20liability%20-%202021.pdf "Insurance for Social Media Liability") [14](https://www.hiscox.com/documents/brokers/PLP_P0005_HiscoxPRO_Admitted_package-Media_Liability_Coverage_Part.pdf "Media Liability Coverage Part")

## Key Differences in Media Liability Insurance

### Base Insuring Agreement

Beazley places media inside MediaTech with tech E&O, professional E&O and cyber. Corgi sells Media Liability as a startup line that starts in the Series A package, not Pre-Seed & Seed, and can be quoted on its own online path. [1](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses") [8](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [12](https://www.corgi.insure/media-liability "Media Liability Insurance for Startups")

Beazley’s sample Media Wrongful Act lists defamation, privacy, copyright and trademark (including cybersquatting), trade-secret misappropriation and negligent content. Corgi’s CORG-ML-0100 form covers defamation, privacy, copyright and trademark, plagiarism and product disparagement, and excludes patent, trade-secret misappropriation, Lanham Act false-advertising and knowing false statements. [1](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses") [12](https://www.corgi.insure/media-liability "Media Liability Insurance for Startups")


The standard policy (CORG-ML-0100) is claims-made and covers defamation, invasion of privacy, copyright and trademark infringement, plagiarism and product disparagement arising from published content, but excludes patent infringement, trade-secret misappropriation, Lanham Act false-advertising claims, and knowing false statements. [12](https://www.corgi.insure/media-liability "Media Liability Insurance for Startups") (Evidence: Company-reported; scope: Media coverage table and scenario/policy notes; illustrative summary, not policy wording..)

Beazley covers Lanham Act unfair competition only when it arises from listed trademark, trade-dress, domain or copyright allegations. That is a narrower grant than an open-ended advertising claim, but it is still a stated path; Corgi’s base form excludes Lanham Act false-advertising claims. [6](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf "Beazley MediaTech Sample Policy") [12](https://www.corgi.insure/media-liability "Media Liability Insurance for Startups")

### Limits and Buying Path

Unless Beazley’s declarations split it, media shares MediaTech’s aggregate. Corgi shows illustrative $1 million per claim / $2 million aggregate, defense inside the limit, and a $5,000 retention, plus optional pre-publication legal-review reimbursement. Beazley’s application names Beazley Insurance Company, Inc.; Corgi’s carrier depends on product, jurisdiction and risk. Beazley uses platforms or email; Corgi uses a self-serve quote. [6](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf "Beazley MediaTech Sample Policy") [5](https://www.beazley.com/globalassets/product-documents/application/digital-mediatech-application-form.pdf "Beazley Digital Media Tech Application") [1](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses") [12](https://www.corgi.insure/media-liability "Media Liability Insurance for Startups") [7](https://www.corgi.insure/disclaimers "Disclaimers & Licensing")

## What to Confirm in Media Liability Insurance Quotes

- Ask Corgi whether trade-secret or Lanham Act cover can be endorsed onto CORG-ML-0100. [12](https://www.corgi.insure/media-liability "Media Liability Insurance for Startups")
- Ask Beazley whether media has a separate limit and whether the sample recall and licensing-body exclusions apply. [6](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf "Beazley MediaTech Sample Policy")
- Confirm Corgi’s package tier and pre-publication review endorsement, and Beazley’s issuing entity. [8](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [12](https://www.corgi.insure/media-liability "Media Liability Insurance for Startups") [5](https://www.beazley.com/globalassets/product-documents/application/digital-mediatech-application-form.pdf "Beazley Digital Media Tech Application")
- Compare retentions: Corgi’s illustrative $5,000 versus Beazley’s unpublished retention. [12](https://www.corgi.insure/media-liability "Media Liability Insurance for Startups") [6](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf "Beazley MediaTech Sample Policy")

## Offering Details

| Criteria | Beazley MediaTech for Small Businesses | Corgi Media Liability |
| --- | --- | --- |
| Role in This Line | Beazley sells media liability coverage bundled inside MediaTech, a single small-business form that also includes technology E&O, professional E&O and cyber coverage. It is not sold as a standalone media liability policy for this segment. [1](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses") (Evidence: Company-reported; scope: US small-business MediaTech product page; does not address any larger-account media liability program Beazley may write separately..) | Corgi includes Media Liability starting in its Series A package and continues it through Growth Stage and Custom; it is not part of the Pre-Seed & Seed package. [8](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") (Evidence: Company-reported; scope: Homepage package contents as read on 2026-09-23..) |
| Issuing Insurer | Beazley's posted Digital MediaTech Application names Beazley Insurance Company, Inc. as the insurer on its cover page. The actual issuing entity for a given policy is confirmed on the quote and declarations, not the blank application. [5](https://www.beazley.com/globalassets/product-documents/application/digital-mediatech-application-form.pdf "Beazley Digital Media Tech Application") (Evidence: Company-reported; scope: Application form F00859, 042022 edition; not a regulator record and not evidence of the entity for every state or route..) | Corgi's media product page does not name the issuing insurer. Corgi's disclaimers page says coverage on the platform is underwritten by carrier affiliates or third-party partners depending on the product, jurisdiction and risk, with the specific carrier disclosed in the issued policy documents. [12](https://www.corgi.insure/media-liability "Media Liability Insurance for Startups") [7](https://www.corgi.insure/disclaimers "Disclaimers & Licensing") (Evidence: Company-reported; scope: Media product page and general Corgi underwriting disclosure; not specific confirmation of which entity underwrites media policies..) |
| Coverage Features | The sample MediaTech form's Media Wrongful Act trigger lists defamation, invasion of privacy, false arrest, trespass, plagiarism and copyright infringement, trademark and trade-dress infringement (including cybersquatting), misappropriation of a trade secret, and negligent content, arising from the insured's Media Activities, Professional Services or Tech Services. [6](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf "Beazley MediaTech Sample Policy") (Evidence: Company-reported; scope: Sample policy form F00731, 022019 edition, Media Wrongful Act definition; the issued policy's wording and any endorsements control..)<br><br>Unfair competition claims under Section 43(a) of the Lanham Act are covered only when alleged together with, and arising out of, one of the form's listed trademark, trade-dress, domain-name or copyright allegations, not as a freestanding unfair-competition claim. [6](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf "Beazley MediaTech Sample Policy") (Evidence: Company-reported; scope: Sample policy form F00731, 022019 edition, Media Wrongful Act definition, item 11..)<br><br>The sample form excludes claims for licensing-fee or royalty obligations and claims brought by intellectual-property licensing bodies, as well as costs to reprint, repost, recall or remove Media Material, though it does cover resulting loss of use of that material. [6](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf "Beazley MediaTech Sample Policy") (Evidence: Company-reported; scope: Sample policy form F00731, 022019 edition, Licensing Bodies & Joint Ventures and Recall exclusions..) | The standard policy (CORG-ML-0100) is claims-made and covers defamation, invasion of privacy, copyright and trademark infringement, plagiarism and product disparagement arising from published content, but excludes patent infringement, trade-secret misappropriation, Lanham Act false-advertising claims, and knowing false statements. [12](https://www.corgi.insure/media-liability "Media Liability Insurance for Startups") (Evidence: Company-reported; scope: Media coverage table and scenario/policy notes; illustrative summary, not policy wording..) |
| Limits and Retentions | Unless the declarations list a separate amount, the media liability insuring agreement in the sample form shares the same Policy Aggregate Limit of Liability with the policy's technology, professional and cyber coverages rather than carrying its own dedicated limit. [6](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf "Beazley MediaTech Sample Policy") (Evidence: Company-reported; scope: Sample policy form F00731, 022019 edition, Limit of Liability and Coverage section; actual sublimits depend on what is purchased and shown on the declarations..) | Corgi shows illustrative media limits of up to $1 million per claim and $2 million aggregate, with defense costs inside the limit and a $5,000 per-claim self-insured retention. [12](https://www.corgi.insure/media-liability "Media Liability Insurance for Startups") (Evidence: Company-reported; scope: Media coverage table, described as illustrative..) |
| Risk Services | Not described in the reviewed sources. | Corgi offers an optional Pre-Publication Legal Review Cost Reimbursement endorsement that covers the cost of media-counsel review of content flagged as risky before it is published, rather than only after a claim; the base policy does not include this service. [12](https://www.corgi.insure/media-liability "Media Liability Insurance for Startups") (Evidence: Company-reported; scope: Media add-ons section..) |
| How to Apply | Beazley says small and midsize MediaTech business, including its media liability component, is placed through third-party placement platforms or by email, with automated processing rather than a direct-to-consumer purchase flow. [1](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses") (Evidence: Company-reported; scope: MediaTech product page SME placement paragraph; describes the stated distribution channel only..) | You request a Media quote through Corgi's online "Get a Media quote" flow, the same self-serve path Corgi uses for its other startup lines. [12](https://www.corgi.insure/media-liability "Media Liability Insurance for Startups") (Evidence: Company-reported; scope: Media product page call to action..) |
| Claims Support | Beazley says its cyber and tech claims team, including experienced litigators, handles the E&O and related claims arising under MediaTech, without breaking out a media-specific claims volume or outcome statistic. [1](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses") (Evidence: Not found in reviewed sources; scope: MediaTech product page claims paragraph, read for media-specific detail on 2026-09-23; no media-liability-specific figures were found on this page..) | Not described in the reviewed sources. |

## Full Comparison

- [Beazley vs Corgi](https://spot.insure/compare/beazley-vs-corgi): all coverage lines, business roles, service and claims.
- [What Is Media Liability Insurance?](https://spot.insure/coverage/media): Media liability insurance addresses covered claims about the content you create or distribute, including defamation and infringement allegations.
- [Beazley vs Corgi Crime Insurance](https://spot.insure/compare/beazley-vs-corgi/crime)
- [Beazley vs Corgi Cyber Insurance](https://spot.insure/compare/beazley-vs-corgi/cyber)
- [Beazley vs Corgi D&O Insurance](https://spot.insure/compare/beazley-vs-corgi/directors-officers)
- [Beazley vs Corgi Employment Practices Liability Insurance](https://spot.insure/compare/beazley-vs-corgi/employment-practices)
- [Beazley vs Corgi Fiduciary Liability Insurance](https://spot.insure/compare/beazley-vs-corgi/fiduciary)
- [Beazley vs Corgi General Liability Insurance](https://spot.insure/compare/beazley-vs-corgi/general-liability)
- [Beazley vs Corgi Hired and Non-Owned Auto Insurance](https://spot.insure/compare/beazley-vs-corgi/hired-non-owned-auto)
- [Beazley vs Corgi Medical Malpractice Insurance](https://spot.insure/compare/beazley-vs-corgi/medical-malpractice)
- [Beazley vs Corgi Professional Liability (E&O) Insurance](https://spot.insure/compare/beazley-vs-corgi/professional-errors-omissions)
- [Beazley vs Corgi Representations and Warranties Insurance](https://spot.insure/compare/beazley-vs-corgi/representations-warranties)
- [Beazley vs Corgi Tech E&O Insurance](https://spot.insure/compare/beazley-vs-corgi/technology-errors-omissions)
- [Alliance Risk vs Beazley Media Liability Insurance](https://spot.insure/compare/alliance-risk-vs-beazley/media)
- [Alliance Risk vs Corgi Media Liability Insurance](https://spot.insure/compare/alliance-risk-vs-corgi/media)
- [Beazley vs CFC Media Liability Insurance](https://spot.insure/compare/beazley-vs-cfc/media)
- [Beazley vs Coverdash Media Liability Insurance](https://spot.insure/compare/beazley-vs-coverdash/media)
- [Beazley vs Founder Shield Media Liability Insurance](https://spot.insure/compare/beazley-vs-foundershield/media)
- [Beazley vs Marsh Media Liability Insurance](https://spot.insure/compare/beazley-vs-marsh/media)

## Sources

### Beazley

1. [MediaTech for Small Businesses](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/). Beazley; Opening product description; What we offer: E&O (Tech and Professional), Media, Cyber coverage includes; SME placement paragraph; claims team paragraph. Accessed 2026-09-23.
2. [Legal Information](https://www.beazley.com/en-us/legal-information-en/). Beazley; Website conditions: US jurisdiction availability, surplus lines and policy wording disclaimers; Beazley plc identity. Accessed 2026-09-16.
3. [Execuguard (Combined EPL, D&O, and Fiduciary)](https://www.beazley.com/en-us/products/executive-risk-usa/execuguard-combined-epl-do-and-fiduciary). Beazley; ExecuGuard product introduction: combined EPL, D&O and fiduciary coverage for private organizations; What we offer: separate or shared limits, admitted or non-admitted; How can we help. Accessed 2026-09-16.
4. [Virtual Care](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care). Beazley; Available Coverages; Who we can help; Where is this offered. Accessed 2026-09-16.
5. [Beazley Digital Media Tech Application](https://www.beazley.com/globalassets/product-documents/application/digital-mediatech-application-form.pdf). Beazley; F00859, 042022 edition, Beazley Insurance Company, Inc.; page 1 claims-made-and-reported notice and General Information. Accessed 2026-09-23.
6. [Beazley MediaTech Sample Policy](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf). Beazley; F00731, 022019 edition; Media, Tech, Data & Network Liability insuring agreement; Definitions: Media Wrongful Act, Media Activities, Media Material; Exclusions: Licensing Bodies & Joint Ventures, Recall; Limit of Liability and Coverage. Accessed 2026-09-23.

### Corgi

7. [Disclaimers & Licensing](https://www.corgi.insure/disclaimers). Corgi Insurance; About Corgi; How Insurance Is Provided Through Corgi (Underwriting); Specialty Insurance Carrier and Underwriting Disclosures. Accessed 2026-09-23.
8. [Corgi Insurance: Startup Insurance, Quoted in Minutes](https://www.corgi.insure). Corgi Insurance; Coverage Designed Around Your Startup's Journey: Media Liability listed starting in the Series A package tier. Accessed 2026-09-23.
9. [Corgi Insurance Launches Admitted Insurance Carrier](https://www.prnewswire.com/news-releases/corgi-insurance-launches-admitted-insurance-carrier-302860246.html). PR Newswire (Corgi press release); Announcement of Corgi Insurance Company, Inc.; planned small-business product classes; guaranty-association eligibility statement. Accessed 2026-09-15.
10. [NAIC Listing of Companies](https://content.naic.org/sites/default/files/publication-loc-zu-listing-companies-summary.pdf). National Association of Insurance Commissioners; June 2026 listing, numerical entry 17763 P 1 AZ TECHNOLOGY RRG INC. Accessed 2026-09-15.
11. [Insurance Topics: Risk Retention Groups](https://content.naic.org/insurance-topics/risk-retention-groups). National Association of Insurance Commissioners; Topic page last updated 13 October 2025: member-owned liability insurers formed under state and federal law; may be formed under a state's captive or traditional insurance laws; domiciled in one state and registered in others; treated as multi-state companies subject to modified NAIC accreditation standards. Accessed 2026-09-15.
12. [Media Liability Insurance for Startups](https://www.corgi.insure/media-liability). Corgi Insurance; What's Actually Inside Your Media Liability Policy (form CORG-ML-0100); Scenario notes; Policy notes; Available Add-ons; FAQ. Accessed 2026-09-23.

### Media Liability Insurance Guide

13. [Insurance for Social Media Liability](https://content.naic.org/sites/default/files/Insurance%20for%20social%20media%20liability%20-%202021.pdf). Journal of Insurance Regulation; authors Kevin T. Merriman, David M. Knapp, Meghan E. Ruesch and Nicole M. Weir; PDF pp.5–7 abstract/summary; PDF p.4 nonendorsement disclaimer; CGL personal and advertising injury and media-business exclusion discussion. Accessed 2026-09-16.
14. [Media Liability Coverage Part](https://www.hiscox.com/documents/brokers/PLP_P0005_HiscoxPRO_Admitted_package-Media_Liability_Coverage_Part.pdf). Hiscox; I p.1; IV–V pp.2–3; VI pp.3–7; VII pp.7–8. Accessed 2026-09-16.

Updated 2026-09-24. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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